StratMaker (142264)

CarMax Auto Owner Trust 2021-2

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

0.22% / 99.78%

Total Original # of Loans

109,778

WA Loan to Value (LTV)

68.15%

Total Original Loan Amount (OLA)

$ 2,191,134,187

WA Payment to Income (PTI)

8.10%

Weighted Average (WA) OLA

$ 23,191

WA FICO (non-zero)

708

Rep. Period Beginning Loan Amount

$ 687,969,038

WA Remaining Term (RT)

43.18

Rep. Period Ending Loan Amount (ELA)

$ 662,656,619

WA Original APR

7.88%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

109,778

Total Original Loan Amount (OLA)

$ 2,191,134,187

Weighted Average (WA) OLA

$ 23,191

Rep. Period Beginning Loan Amount

$ 687,969,038

Rep. Period Ending Loan Amount (ELA)

$ 662,656,619

As % of Reporting Period ELA:

New % / Used %

0.22% / 99.78%

WA Loan to Value (LTV)

68.15%

WA Payment to Income (PTI)

8.10%

WA FICO (non-zero)

708

WA Remaining Term (RT)

43.18

WA Original APR

7.88%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	395	0.36%	1,519,292	0.07%	450,783	0.07%	2,427	668	33.67	5.36%
$5,000 - $9,999	6,061	5.52%	49,854,997	2.28%	14,950,445	2.26%	5,290	672	37.04	6.73%
$10,000 - $14,999	24,582	22.39%	316,358,042	14.44%	93,892,716	14.17%	8,682	664	40.49	7.97%
$15,000 - $19,999	33,328	30.36%	580,064,619	26.47%	173,241,781	26.14%	12,065	688	42.86	8.21%
$20,000 - $24,999	21,196	19.31%	471,676,906	21.53%	138,560,322	20.91%	15,510	708	43.79	7.91%
$25,000 - $29,999	11,995	10.93%	327,057,751	14.93%	98,202,972	14.82%	19,070	711	44.05	7.77%
$30,000 - $39,999	9,576	8.72%	323,003,655	14.74%	102,550,484	15.48%	23,780	713	44.80	7.70%
$40,000 - $49,999	2,128	1.94%	93,704,967	4.28%	31,198,685	4.71%	30,917	715	44.92	7.51%
$50,000 - $59,999	462	0.42%	24,425,086	1.11%	8,350,528	1.26%	37,029	719	44.85	7.15%
$60,000 - $69,999	55	0.05%	3,468,873	0.16%	1,257,904	0.19%	39,832	778	41.41	4.57%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	109,778	100.00%	2,191,134,187	100.00%	662,656,619	100.00%	16,253	697	43.18	7.88%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	63,042	57.43%	1,235,684,154	56.39%	10,128,997	1.53%	3,596	697	28.63	6.09%
$5,000 - $9,999	12,555	11.44%	162,699,576	7.43%	99,933,765	15.08%	8,193	687	38.60	7.04%
$10,000 - $14,999	17,983	16.38%	325,633,854	14.86%	222,111,941	33.52%	12,513	692	42.82	7.91%
$15,000 - $19,999	9,445	8.60%	231,898,674	10.58%	162,024,251	24.45%	17,271	707	44.36	8.01%
$20,000 - $24,999	4,241	3.86%	132,055,323	6.03%	94,190,144	14.21%	22,301	704	45.76	8.28%
$25,000 - $29,999	1,605	1.46%	60,420,851	2.76%	43,413,688	6.55%	27,124	700	46.36	8.40%
$30,000 - $39,999	851	0.78%	39,583,862	1.81%	28,523,982	4.30%	33,724	696	46.55	8.35%
$40,000 - $49,999	56	0.05%	3,157,893	0.14%	2,329,851	0.35%	41,644	695	48.53	8.25%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	109,778	100.00%	2,191,134,187	100.00%	662,656,619	100.00%	16,253	697	43.18	7.88%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	109,778	100.00%	2,191,134,187	100.00%	662,656,619	100.00%	16,253	697	43.18	7.88%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	109,778	100.00%	2,191,134,187	100.00%	662,656,619	100.00%	16,253	697	43.18	7.88%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	4,390	4.00%	86,768,560	3.96%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	30,271	27.57%	594,129,439	27.12%	186,238,976	28.10%	15,345	798	40.23	3.51%
5.00 - 7.49%	24,356	22.19%	470,368,037	21.47%	125,797,065	18.98%	15,403	731	42.42	6.46%
7.50 - 9.99%	26,547	24.18%	543,054,873	24.78%	165,708,574	25.01%	16,531	679	44.26	9.00%
10.00 - 12.49%	14,750	13.44%	324,387,527	14.80%	122,261,362	18.45%	18,676	631	46.81	11.24%
12.50 - 14.99%	8,129	7.40%	146,528,062	6.69%	52,915,359	7.99%	14,953	494	43.29	13.78%
15.00 - 17.49%	1,335	1.22%	25,897,691	1.18%	9,735,284	1.47%	16,474	597	44.53	16.55%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	109,778	100.00%	2,191,134,187	100.00%	662,656,619	100.00%	16,253	697	43.18	7.88%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	23	0.02%	404,107	0.02%	132,250	0.02%	13,043	483	42.59	12.40%
500 - 549	1,844	1.68%	36,849,596	1.68%	12,709,406	1.92%	17,590	538	44.47	12.03%
550 - 599	8,683	7.91%	174,730,322	7.97%	61,488,139	9.28%	17,221	576	44.44	11.92%
600 - 649	16,760	15.27%	335,604,529	15.32%	97,611,248	14.73%	17,056	627	44.75	10.82%
650 - 699	23,066	21.01%	461,653,310	21.07%	134,726,135	20.33%	16,690	675	44.42	9.19%
700 - 749	21,438	19.53%	421,330,517	19.23%	126,729,296	19.12%	15,726	724	43.23	7.23%
750 - 799	17,947	16.35%	358,050,017	16.34%	108,099,950	16.31%	15,658	773	42.06	5.08%
800+	18,019	16.41%	376,727,229	17.19%	111,014,258	16.75%	16,094	832	40.85	3.89%
NA	1,998	1.82%	25,784,561	1.18%	10,145,937	1.53%	9,851	0	38.92	14.03%
Total:	109,778	100.00%	2,191,134,187	100.00%	662,656,619	100.00%	16,253	697	43.18	7.88%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	37	0.03%	279,646	0.01%	4,765	0.00%	1,135	630	1.88	8.12%
25 - 36	508	0.46%	5,750,112	0.26%	1,088,927	0.16%	5,403	738	12.77	4.61%
37 - 48	1,764	1.61%	23,411,392	1.07%	7,385,289	1.11%	8,315	712	23.08	5.79%
49 - 60	23,158	21.10%	423,067,309	19.31%	122,905,239	18.55%	13,560	718	36.19	6.10%
61 - 72	62,366	56.81%	1,247,401,737	56.93%	379,508,869	57.27%	16,279	694	43.62	8.03%
73+	21,945	19.99%	491,223,991	22.42%	151,763,530	22.90%	18,831	688	48.93	9.08%
Total:	109,778	100.00%	2,191,134,187	100.00%	662,656,619	100.00%	16,253	697	43.18	7.88%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	59,848	54.52%	1,198,006,682	54.68%	333,435	0.05%	1,401	631	0.00	10.19%
1 - 12	723	0.66%	13,772,348	0.63%	1,718,835	0.26%	3,718	682	6.65	7.75%
13 - 24	1,018	0.93%	14,524,966	0.66%	6,161,253	0.93%	7,988	712	20.74	6.02%
25 - 36	7,892	7.19%	141,360,200	6.45%	83,734,171	12.64%	13,133	716	34.63	6.20%
37 - 48	27,998	25.50%	544,711,694	24.86%	364,925,092	55.07%	15,590	695	42.04	7.70%
49 - 60	12,299	11.20%	278,758,298	12.72%	205,783,833	31.05%	19,073	694	49.71	8.94%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	109,778	100.00%	2,191,134,187	100.00%	662,656,619	100.00%	16,253	697	43.18	7.88%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	102,110	93.01%	2,026,751,212	92.50%	567,404,362	85.63%	15,852	711	42.92	7.35%
1 - 15	3,065	2.79%	65,642,801	3.00%	45,645,121	6.89%	18,271	635	44.43	10.35%
16 - 30	1,321	1.20%	28,337,014	1.29%	19,525,350	2.95%	18,527	613	45.19	11.20%
31 - 60	1,218	1.11%	26,601,136	1.21%	17,835,179	2.69%	19,307	598	45.02	11.84%
61 - 90	724	0.66%	15,643,517	0.71%	10,072,519	1.52%	19,092	584	44.56	12.36%
91 - 120	207	0.19%	4,492,490	0.21%	2,174,088	0.33%	19,856	573	44.63	12.10%
121+	1,133	1.03%	23,666,018	1.08%	0	0.00%	0	0	0.00	0.00%
Total:	109,778	100.00%	2,191,134,187	100.00%	662,656,619	100.00%	16,253	697	43.18	7.88%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	109,778	100.00%	2,191,134,187	100.00%	662,656,619	100.00%	16,253	697	43.18	7.88%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	109,778	100.00%	2,191,134,187	100.00%	662,656,619	100.00%	16,253	697	43.18	7.88%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	108,801	99.11%	2,175,427,736	99.28%	656,696,059	99.10%	16,264	701	43.19	7.84%
Stated, verified but not Level 4 or 5	977	0.89%	15,706,452	0.72%	5,960,560	0.90%	15,032	291	41.19	12.66%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	109,778	100.00%	2,191,134,187	100.00%	662,656,619	100.00%	16,253	697	43.18	7.88%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	41,492	37.80%	754,936,671	34.45%	216,059,806	32.61%	14,501	738	41.71	6.01%
5.00 - 9.99%	42,265	38.50%	871,409,427	39.77%	266,700,284	40.25%	16,588	696	43.59	8.06%
10.00 - 14.99%	16,870	15.37%	360,463,529	16.45%	112,801,410	17.02%	17,443	660	44.26	9.59%
15.00 - 19.99%	5,695	5.19%	124,797,226	5.70%	41,797,802	6.31%	18,175	639	44.64	10.30%
20.00 - 24.99%	2,096	1.91%	47,569,606	2.17%	15,518,635	2.34%	18,902	619	44.38	10.70%
25.00 - 29.99%	815	0.74%	18,479,560	0.84%	5,969,964	0.90%	19,157	626	44.10	10.50%
30.00 - 39.99%	436	0.40%	10,458,832	0.48%	2,969,910	0.45%	20,181	677	43.12	9.01%
40.00 - 49.99%	82	0.07%	2,139,735	0.10%	546,493	0.08%	19,382	692	43.52	9.13%
50.00 - 59.99%	18	0.02%	535,355	0.02%	170,729	0.03%	22,079	709	44.93	8.67%
60.00 - 69.99%	5	0.00%	174,856	0.01%	52,118	0.01%	26,080	711	43.34	8.91%
70.00 - 79.99%	2	0.00%	83,831	0.00%	31,684	0.00%	31,684	775	44.00	9.95%
80.00 - 89.99%	1	0.00%	31,034	0.00%	4,198	0.00%	4,198	596	6.00	10.95%
90.00 - 99.99%	1	0.00%	54,527	0.00%	33,588	0.01%	33,588	733	37.00	2.95%
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	109,778	100.00%	2,191,134,187	100.00%	662,656,619	100.00%	16,253	697	43.18	7.88%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	251	0.23%	1,211,317	0.06%	309,119	0.05%	3,777	680	35.86	4.41%
25.00 - 49.99%	3,124	2.85%	30,126,719	1.37%	8,938,114	1.35%	7,023	723	36.78	4.33%
50.00 - 74.99%	12,927	11.78%	197,389,103	9.01%	62,903,954	9.49%	11,495	738	39.55	4.85%
75.00 - 99.99%	37,934	34.56%	757,800,224	34.58%	246,240,115	37.16%	15,752	714	42.36	6.74%
100.00 - 109.99%	25,765	23.47%	564,565,743	25.77%	175,695,728	26.51%	17,982	682	44.20	8.77%
110.00 - 119.99%	19,391	17.66%	423,960,305	19.35%	116,687,365	17.61%	17,590	672	44.95	9.73%
120.00 - 129.99%	7,915	7.21%	161,657,676	7.38%	38,102,869	5.75%	16,844	671	44.99	10.41%
130.00 - 139.99%	1,918	1.75%	41,773,804	1.91%	10,607,659	1.60%	17,735	682	45.45	10.51%
140.00%+	553	0.50%	12,649,296	0.58%	3,171,696	0.48%	19,597	686	46.10	10.70%
Total:	109,778	100.00%	2,191,134,187	100.00%	662,656,619	100.00%	16,253	697	43.18	7.88%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,777	1.62%	36,017,791	1.64%	11,917,719	1.80%	16,624	690	43.85	8.51%
Alaska	19	0.02%	400,493	0.02%	86,804	0.01%	17,732	663	44.53	9.27%
Arizona	1,622	1.48%	31,567,914	1.44%	9,984,643	1.51%	15,886	702	43.20	7.49%
Arkansas	136	0.12%	2,925,234	0.13%	729,469	0.11%	15,653	678	42.05	8.54%
California	18,258	16.63%	361,689,614	16.51%	105,626,137	15.94%	16,171	696	42.49	7.69%
Colorado	2,483	2.26%	49,647,553	2.27%	14,512,438	2.19%	15,591	714	42.35	6.98%
Connecticut	1,080	0.98%	21,426,625	0.98%	6,525,329	0.98%	15,614	707	43.41	7.73%
Delaware	675	0.61%	12,796,573	0.58%	4,493,397	0.68%	14,988	697	43.44	7.93%
Florida	9,540	8.69%	195,828,945	8.94%	58,749,113	8.87%	17,122	685	44.45	8.39%
Georgia	7,339	6.69%	148,623,073	6.78%	47,518,191	7.17%	16,752	683	43.56	8.61%
Hawaii	29	0.03%	707,651	0.03%	225,490	0.03%	20,840	702	42.62	8.91%
Idaho	414	0.38%	7,863,811	0.36%	2,543,106	0.38%	15,775	696	41.06	7.32%
Illinois	6,070	5.53%	119,429,741	5.45%	33,822,023	5.10%	15,721	712	42.86	7.43%
Indiana	1,836	1.67%	35,924,401	1.64%	11,940,465	1.80%	15,648	710	43.35	7.60%
Iowa	385	0.35%	7,192,384	0.33%	2,319,184	0.35%	14,847	725	42.77	6.92%
Kansas	954	0.87%	18,619,185	0.85%	4,395,359	0.66%	14,710	711	42.42	7.44%
Kentucky	1,233	1.12%	23,761,214	1.08%	7,115,648	1.07%	15,251	717	42.92	7.41%
Louisiana	1,477	1.35%	30,740,291	1.40%	12,164,016	1.84%	17,535	674	44.12	8.69%
Maine	191	0.17%	3,582,990	0.16%	1,613,501	0.24%	14,990	719	41.30	7.42%
Maryland	4,492	4.09%	90,186,441	4.12%	22,824,737	3.44%	16,501	702	43.37	7.83%
Massachusetts	1,140	1.04%	20,895,282	0.95%	6,428,019	0.97%	14,579	706	42.23	7.23%
Michigan	122	0.11%	2,304,343	0.11%	671,300	0.10%	16,019	686	43.13	7.85%
Minnesota	388	0.35%	7,669,924	0.35%	2,280,387	0.34%	16,958	700	42.57	8.09%
Mississippi	1,229	1.12%	26,262,404	1.20%	9,241,730	1.39%	17,474	679	43.42	9.05%
Missouri	900	0.82%	17,338,335	0.79%	3,494,882	0.53%	14,928	708	42.86	7.55%
Montana	50	0.05%	1,020,651	0.05%	348,609	0.05%	18,278	716	41.01	6.89%
Nebraska	405	0.37%	7,530,266	0.34%	2,119,329	0.32%	13,777	722	41.39	6.87%
Nevada	2,289	2.09%	47,138,107	2.15%	13,109,126	1.98%	16,794	695	43.10	7.85%
New Hampshire	109	0.10%	2,228,036	0.10%	880,269	0.13%	16,879	722	41.34	6.90%
New Jersey	880	0.80%	17,417,490	0.79%	6,052,482	0.91%	15,910	703	43.47	7.54%
New Mexico	759	0.69%	15,071,825	0.69%	4,430,162	0.67%	16,451	706	43.07	7.55%
New York	104	0.09%	1,897,252	0.09%	780,873	0.12%	14,113	695	42.31	7.86%
North Carolina	6,432	5.86%	125,327,257	5.72%	39,429,866	5.95%	16,010	695	43.68	8.00%
North Dakota	14	0.01%	244,918	0.01%	102,034	0.02%	15,337	616	42.88	10.38%
Ohio	1,993	1.82%	39,320,655	1.79%	11,721,226	1.77%	16,009	707	43.20	7.63%
Oklahoma	690	0.63%	13,353,893	0.61%	4,158,542	0.63%	15,920	700	43.20	8.04%
Oregon	983	0.90%	16,856,096	0.77%	5,501,858	0.83%	13,901	709	42.74	7.75%
Pennsylvania	1,577	1.44%	30,517,445	1.39%	9,591,499	1.45%	15,151	704	43.19	7.72%
Rhode Island	317	0.29%	5,775,740	0.26%	1,707,253	0.26%	13,951	692	42.68	7.92%
South Carolina	3,141	2.86%	61,350,875	2.80%	19,617,109	2.96%	15,955	699	43.29	7.99%
South Dakota	25	0.02%	491,890	0.02%	146,057	0.02%	17,852	709	37.83	8.79%
Tennessee	4,740	4.32%	95,036,982	4.34%	29,423,878	4.44%	16,136	709	43.09	7.57%
Texas	11,874	10.82%	245,919,808	11.22%	73,129,649	11.04%	16,917	686	43.31	8.29%
Utah	527	0.48%	10,504,787	0.48%	2,597,949	0.39%	15,616	716	41.70	6.59%
Vermont	30	0.03%	607,020	0.03%	132,626	0.02%	13,337	724	39.56	7.64%
Virginia	6,044	5.51%	122,260,591	5.58%	36,750,284	5.55%	16,212	718	42.83	7.14%
Washington	1,490	1.36%	28,090,043	1.28%	10,747,159	1.62%	15,234	695	42.75	7.68%
West Virginia	164	0.15%	3,458,421	0.16%	1,123,300	0.17%	16,760	693	41.55	7.88%
Wisconsin	1,049	0.96%	20,540,781	0.94%	6,170,279	0.93%	15,701	713	43.36	7.40%
Wyoming	52	0.05%	994,135	0.05%	274,939	0.04%	14,203	683	39.97	7.94%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	10	0.01%	183,524	0.01%	50,822	0.01%	10,440	727	33.82	5.65%
Armed Forces Pacific	1	0.00%	17,442	0.00%	0	0.00%	0	0	0.00	0.00%
District of Columbia	233	0.21%	4,460,252	0.20%	1,299,315	0.20%	15,057	696	42.40	7.35%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	7	0.01%	115,797	0.01%	37,040	0.01%	12,852	660	43.45	10.75%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	109,778	100.00%	2,191,134,187	100.00%	662,656,619	100.00%	16,253	697	43.18	7.88%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	231	0.21%	5,797,478	0.26%	1,449,879	0.22%	19,784	744	38.92	4.89%
Used	109,547	99.79%	2,185,336,710	99.74%	661,206,740	99.78%	16,245	697	43.19	7.89%
NA	-	-	-	-	-	-	-	-	-	-
Total:	109,778	100.00%	2,191,134,187	100.00%	662,656,619	100.00%	16,253	697	43.18	7.88%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	52,017	47.38%	903,831,273	41.25%	245,089,791	36.99%	14,052	672	42.93	8.68%
Truck	7,904	7.20%	217,711,272	9.94%	68,039,440	10.27%	21,697	722	43.39	7.21%
SUV	46,186	42.07%	994,972,345	45.41%	330,473,417	49.87%	16,830	710	43.36	7.48%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	3,671	3.34%	74,619,298	3.41%	19,053,971	2.88%	15,109	723	42.47	7.09%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	109,778	100.00%	2,191,134,187	100.00%	662,656,619	100.00%	16,253	697	43.18	7.88%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	11,162	10.17%	223,403,122	10.20%	61,836,567	9.33%	16,144	700	42.69	7.81%
Ford: Lincoln	674	0.61%	15,407,246	0.70%	4,371,838	0.66%	16,994	701	43.00	7.96%
Ford: Mercury	39	0.04%	502,274	0.02%	43,914	0.01%	11,107	596	41.19	8.95%
GMC	2,646	2.41%	67,739,836	3.09%	22,266,148	3.36%	20,096	708	43.89	7.65%
GMC: Buick	1,760	1.60%	32,815,071	1.50%	9,623,128	1.45%	13,346	699	43.26	7.86%
GMC: Cadillac	1,675	1.53%	43,978,055	2.01%	14,254,159	2.15%	20,910	701	43.79	7.89%
GMC: Chevrolet	10,091	9.19%	208,126,067	9.50%	64,524,633	9.74%	17,485	687	43.97	8.31%
GMC: Hummer	14	0.01%	323,370	0.01%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	32	0.03%	449,704	0.02%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	36	0.03%	464,502	0.02%	16,858	0.00%	8,939	701	34.36	9.03%
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	2,455	2.24%	62,834,857	2.87%	17,928,175	2.71%	19,969	708	43.44	7.63%
BMW: Mini	642	0.58%	10,687,291	0.49%	2,858,566	0.43%	11,972	702	40.86	7.75%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	2,620	2.39%	71,728,385	3.27%	19,121,090	2.89%	21,654	688	43.46	8.31%
Daimler: Smart	98	0.09%	949,265	0.04%	147,321	0.02%	6,788	642	37.55	9.51%
Fiat	486	0.44%	6,325,593	0.29%	1,081,430	0.16%	9,212	689	40.81	8.50%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	1,953	1.78%	40,147,507	1.83%	9,794,615	1.48%	15,826	709	43.57	7.56%
Fiat: Dodge	5,344	4.87%	127,488,526	5.82%	38,759,555	5.85%	19,977	691	44.55	8.40%
Fiat: Jeep	6,632	6.04%	142,601,884	6.51%	49,307,908	7.44%	16,583	708	43.76	7.61%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	563	0.51%	13,168,850	0.60%	4,462,212	0.67%	18,732	728	42.09	6.61%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,241	2.04%	36,999,387	1.69%	12,930,860	1.95%	12,965	682	42.82	8.15%
Volkswagen: Audi	1,610	1.47%	42,144,240	1.92%	15,025,758	2.27%	19,550	719	42.75	7.09%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	218	0.20%	8,474,241	0.39%	2,247,291	0.34%	29,362	726	42.59	6.78%
Honda	8,557	7.79%	151,433,311	6.91%	46,205,499	6.97%	13,576	697	42.42	7.82%
Honda: Acura	1,451	1.32%	31,535,198	1.44%	10,181,960	1.54%	16,451	711	42.43	7.21%
Hyundai	6,201	5.65%	96,038,697	4.38%	25,249,425	3.81%	11,863	676	42.74	8.46%
Hyundai: Kia	4,772	4.35%	77,337,087	3.53%	21,365,746	3.22%	12,219	668	43.29	8.67%
Isuzu	1	0.00%	5,569	0.00%	0	0.00%	0	0	0.00	0.00%
Mazda	2,408	2.19%	40,293,673	1.84%	12,635,645	1.91%	12,911	704	42.36	7.56%
Mitsubishi	811	0.74%	12,362,439	0.56%	4,112,301	0.62%	12,039	646	44.13	9.52%
Nissan	12,465	11.35%	211,080,961	9.63%	67,367,303	10.17%	13,028	678	43.45	8.40%
Nissan: Infiniti	2,041	1.86%	50,338,291	2.30%	16,740,063	2.53%	19,267	700	43.89	8.00%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,328	2.12%	43,397,670	1.98%	14,546,793	2.20%	13,962	725	41.82	6.78%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	332	0.30%	10,153,925	0.46%	3,379,146	0.51%	23,091	709	44.50	7.71%
Tata: Land Rover	407	0.37%	13,847,117	0.63%	4,441,686	0.67%	26,380	694	44.46	8.09%
Toyota	11,807	10.76%	220,727,567	10.07%	65,302,840	9.85%	14,813	713	42.20	7.27%
Toyota: Lexus	2,849	2.60%	70,880,677	3.23%	19,642,226	2.96%	19,175	722	42.62	6.99%
Toyota: Scion	357	0.33%	4,942,729	0.23%	883,964	0.13%	9,849	644	39.73	10.11%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	109,778	100.00%	2,191,134,187	100.00%	662,656,619	100.00%	16,253	697	43.18	7.88%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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