StratMaker (142268)

CarMax Auto Owner Trust 2021-3

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

0.10% / 99.90%

Total Original # of Loans

102,970

WA Loan to Value (LTV)

70.80%

Total Original Loan Amount (OLA)

$ 2,059,587,078

WA Payment to Income (PTI)

8.70%

Weighted Average (WA) OLA

$ 23,497

WA FICO (non-zero)

705

Rep. Period Beginning Loan Amount

$ 937,687,068

WA Remaining Term (RT)

45.99

Rep. Period Ending Loan Amount (ELA)

$ 904,724,088

WA Original APR

8.31%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

102,970

Total Original Loan Amount (OLA)

$ 2,059,587,078

Weighted Average (WA) OLA

$ 23,497

Rep. Period Beginning Loan Amount

$ 937,687,068

Rep. Period Ending Loan Amount (ELA)

$ 904,724,088

As % of Reporting Period ELA:

New % / Used %

0.10% / 99.90%

WA Loan to Value (LTV)

70.80%

WA Payment to Income (PTI)

8.70%

WA FICO (non-zero)

705

WA Remaining Term (RT)

45.99

WA Original APR

8.31%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	776	0.75%	3,053,943	0.15%	835,024	0.09%	2,353	714	33.25	4.60%
$5,000 - $9,999	7,242	7.03%	58,831,970	2.86%	21,759,143	2.41%	5,513	676	38.55	6.67%
$10,000 - $14,999	21,958	21.32%	281,382,571	13.66%	119,366,349	13.19%	9,183	656	42.53	8.35%
$15,000 - $19,999	29,087	28.25%	506,902,634	24.61%	226,328,303	25.02%	12,866	675	45.51	8.74%
$20,000 - $24,999	19,903	19.33%	443,247,275	21.52%	198,097,986	21.90%	16,529	701	46.78	8.44%
$25,000 - $29,999	11,813	11.47%	322,334,146	15.65%	143,273,414	15.84%	20,389	703	47.34	8.49%
$30,000 - $39,999	9,522	9.25%	320,980,738	15.58%	143,190,727	15.83%	25,187	714	47.78	7.89%
$40,000 - $49,999	2,109	2.05%	92,581,379	4.50%	39,318,969	4.35%	32,639	717	47.70	7.45%
$50,000 - $59,999	503	0.49%	26,682,576	1.30%	10,998,926	1.22%	39,310	716	48.14	7.21%
$60,000 - $69,999	57	0.06%	3,589,847	0.17%	1,555,247	0.17%	41,213	780	41.45	4.52%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	102,970	100.00%	2,059,587,078	100.00%	904,724,088	100.00%	17,366	691	45.99	8.31%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	43,467	42.21%	835,888,569	40.59%	13,485,949	1.49%	3,329	728	26.67	5.63%
$5,000 - $9,999	12,931	12.56%	159,443,641	7.74%	102,854,636	11.37%	8,194	684	40.35	7.17%
$10,000 - $14,999	21,435	20.82%	371,040,611	18.02%	267,673,433	29.59%	12,648	677	44.96	8.32%
$15,000 - $19,999	13,874	13.47%	320,581,208	15.57%	238,565,226	26.37%	17,313	698	47.39	8.59%
$20,000 - $24,999	6,926	6.73%	203,994,532	9.90%	153,806,232	17.00%	22,299	698	48.30	8.79%
$25,000 - $29,999	2,849	2.77%	101,039,570	4.91%	77,013,930	8.51%	27,106	700	49.23	8.61%
$30,000 - $39,999	1,332	1.29%	59,055,492	2.87%	44,775,997	4.95%	33,852	705	49.25	8.09%
$40,000 - $49,999	156	0.15%	8,543,455	0.41%	6,548,685	0.72%	42,045	695	50.05	8.14%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	102,970	100.00%	2,059,587,078	100.00%	904,724,088	100.00%	17,366	691	45.99	8.31%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	102,970	100.00%	2,059,587,078	100.00%	904,724,088	100.00%	17,366	691	45.99	8.31%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,970	100.00%	2,059,587,078	100.00%	904,724,088	100.00%	17,366	691	45.99	8.31%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	1,244	1.21%	24,895,985	1.21%	3	0.00%	3	784	0.00	2.45%
2.50 - 4.99%	30,822	29.93%	578,240,618	28.08%	243,938,972	26.96%	16,162	798	42.68	3.54%
5.00 - 7.49%	21,148	20.54%	422,882,509	20.53%	177,734,927	19.65%	17,076	730	45.28	6.50%
7.50 - 9.99%	20,760	20.16%	440,921,315	21.41%	197,610,966	21.84%	18,042	679	47.54	9.09%
10.00 - 12.49%	11,925	11.58%	268,882,845	13.06%	131,116,460	14.49%	19,881	637	49.96	11.16%
12.50 - 14.99%	14,510	14.09%	272,828,103	13.25%	128,168,182	14.17%	16,388	527	46.54	14.11%
15.00 - 17.49%	2,561	2.49%	50,935,703	2.47%	26,154,578	2.89%	17,655	602	47.20	16.61%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,970	100.00%	2,059,587,078	100.00%	904,724,088	100.00%	17,366	691	45.99	8.31%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	22	0.02%	378,837	0.02%	206,324	0.02%	14,982	486	46.47	13.23%
500 - 549	1,701	1.65%	34,217,125	1.66%	16,447,098	1.82%	18,097	538	47.62	13.17%
550 - 599	9,076	8.81%	184,014,778	8.93%	90,653,462	10.02%	18,046	578	47.60	13.02%
600 - 649	16,719	16.24%	340,998,548	16.56%	152,007,264	16.80%	18,005	626	47.60	11.50%
650 - 699	19,966	19.39%	409,356,137	19.88%	176,387,801	19.50%	17,795	674	47.30	9.37%
700 - 749	18,758	18.22%	377,786,599	18.34%	164,870,158	18.22%	17,365	724	46.23	7.22%
750 - 799	16,402	15.93%	328,295,169	15.94%	142,497,896	15.75%	17,013	773	44.72	5.09%
800+	17,772	17.26%	350,174,536	17.00%	144,732,743	16.00%	16,780	833	42.94	3.88%
NA	2,554	2.48%	34,365,348	1.67%	16,921,341	1.87%	10,835	0	41.79	14.21%
Total:	102,970	100.00%	2,059,587,078	100.00%	904,724,088	100.00%	17,366	691	45.99	8.31%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	50	0.05%	368,846	0.02%	22,471	0.00%	1,665	600	4.28	6.45%
25 - 36	787	0.76%	8,188,067	0.40%	1,492,687	0.16%	6,002	753	15.08	4.54%
37 - 48	2,345	2.28%	29,554,110	1.43%	9,951,345	1.10%	9,172	710	25.54	5.99%
49 - 60	23,269	22.60%	418,723,828	20.33%	174,901,985	19.33%	14,726	710	38.91	6.60%
61 - 72	56,976	55.33%	1,153,898,405	56.03%	514,973,105	56.92%	17,461	688	46.66	8.43%
73+	19,543	18.98%	448,853,821	21.79%	203,382,495	22.48%	19,884	682	51.59	9.61%
Total:	102,970	100.00%	2,059,587,078	100.00%	904,724,088	100.00%	17,366	691	45.99	8.31%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	37,740	36.65%	757,942,393	36.80%	138,718	0.02%	1,373	621	0.00	11.77%
1 - 12	2,426	2.36%	47,245,836	2.29%	2,926,425	0.32%	2,254	682	4.11	8.83%
13 - 24	1,163	1.13%	14,150,431	0.69%	5,394,286	0.60%	6,562	769	18.16	4.70%
25 - 36	3,584	3.48%	50,517,446	2.45%	28,231,931	3.12%	10,388	716	30.26	6.60%
37 - 48	34,736	33.73%	650,039,180	31.56%	450,864,346	49.83%	15,453	695	42.02	7.36%
49 - 60	23,321	22.65%	539,691,791	26.20%	417,168,381	46.11%	20,158	685	52.01	9.50%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	102,970	100.00%	2,059,587,078	100.00%	904,724,088	100.00%	17,366	691	45.99	8.31%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	91,761	89.11%	1,820,874,841	88.41%	750,711,674	82.98%	16,942	708	45.62	7.57%
1 - 15	4,300	4.18%	92,437,200	4.49%	67,112,202	7.42%	19,137	629	47.42	11.04%
16 - 30	1,896	1.84%	40,381,925	1.96%	29,787,932	3.29%	19,245	610	48.05	11.93%
31 - 60	2,004	1.95%	42,587,740	2.07%	32,613,696	3.60%	19,596	591	48.14	12.73%
61 - 90	1,245	1.21%	26,712,119	1.30%	20,310,663	2.24%	20,103	578	47.90	13.26%
91 - 120	335	0.33%	7,153,221	0.35%	4,187,920	0.46%	21,017	598	47.17	12.66%
121+	1,429	1.39%	29,440,032	1.43%	0	0.00%	0	0	0.00	0.00%
Total:	102,970	100.00%	2,059,587,078	100.00%	904,724,088	100.00%	17,366	691	45.99	8.31%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	102,970	100.00%	2,059,587,078	100.00%	904,724,088	100.00%	17,366	691	45.99	8.31%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,970	100.00%	2,059,587,078	100.00%	904,724,088	100.00%	17,366	691	45.99	8.31%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	101,480	98.55%	2,037,019,823	98.90%	893,536,840	98.76%	17,412	697	46.02	8.25%
Stated, verified but not Level 4 or 5	1,490	1.45%	22,567,254	1.10%	11,187,248	1.24%	13,737	208	42.92	13.36%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,970	100.00%	2,059,587,078	100.00%	904,724,088	100.00%	17,366	691	45.99	8.31%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	36,950	35.88%	651,849,049	31.65%	267,206,815	29.53%	15,338	744	43.95	5.80%
5.00 - 9.99%	37,747	36.66%	788,628,839	38.29%	350,691,330	38.76%	17,734	695	46.35	8.30%
10.00 - 14.99%	17,327	16.83%	372,784,611	18.10%	171,242,778	18.93%	18,307	647	47.32	10.31%
15.00 - 19.99%	6,675	6.48%	148,346,537	7.20%	69,653,977	7.70%	19,228	628	47.74	11.09%
20.00 - 24.99%	2,678	2.60%	60,758,427	2.95%	29,018,219	3.21%	19,872	617	47.56	11.50%
25.00 - 29.99%	1,031	1.00%	23,404,156	1.14%	10,944,306	1.21%	19,617	614	47.30	11.62%
30.00 - 39.99%	460	0.45%	10,792,177	0.52%	4,577,542	0.51%	20,201	624	46.10	10.15%
40.00 - 49.99%	70	0.07%	1,943,697	0.09%	802,903	0.09%	24,582	709	47.71	8.77%
50.00 - 59.99%	19	0.02%	597,853	0.03%	384,118	0.04%	26,855	723	47.43	8.24%
60.00 - 69.99%	11	0.01%	406,514	0.02%	202,100	0.02%	30,738	699	49.38	8.00%
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	2	0.00%	75,216	0.00%	0	0.00%	0	0	0.00	0.00%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,970	100.00%	2,059,587,078	100.00%	904,724,088	100.00%	17,366	691	45.99	8.31%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	764	0.74%	3,968,065	0.19%	999,680	0.11%	3,420	759	33.75	3.64%
25.00 - 49.99%	6,092	5.92%	62,598,497	3.04%	21,373,515	2.36%	7,551	763	37.43	3.95%
50.00 - 74.99%	13,775	13.38%	217,802,168	10.58%	95,140,581	10.52%	12,659	742	42.42	4.91%
75.00 - 99.99%	37,143	36.07%	764,241,501	37.11%	358,343,031	39.61%	17,187	703	45.72	7.37%
100.00 - 109.99%	23,607	22.93%	535,287,359	25.99%	240,380,450	26.57%	19,256	670	47.38	9.57%
110.00 - 119.99%	15,051	14.62%	335,753,641	16.30%	138,700,798	15.33%	18,935	661	47.55	10.56%
120.00 - 129.99%	5,138	4.99%	108,333,504	5.26%	38,523,166	4.26%	18,270	662	47.37	11.24%
130.00 - 139.99%	1,120	1.09%	25,367,452	1.23%	9,020,588	1.00%	20,198	670	48.21	11.21%
140.00%+	280	0.27%	6,234,891	0.30%	2,242,278	0.25%	19,026	682	47.31	11.06%
Total:	102,970	100.00%	2,059,587,078	100.00%	904,724,088	100.00%	17,366	691	45.99	8.31%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,731	1.68%	35,047,469	1.70%	16,202,446	1.79%	17,884	678	46.97	9.22%
Alaska	29	0.03%	629,000	0.03%	181,267	0.02%	16,618	719	44.29	7.24%
Arizona	1,617	1.57%	31,180,446	1.51%	13,002,655	1.44%	16,353	695	45.59	7.85%
Arkansas	124	0.12%	2,697,630	0.13%	1,349,699	0.15%	19,028	683	46.73	9.61%
California	18,071	17.55%	358,832,018	17.42%	156,077,537	17.25%	17,333	695	45.46	7.93%
Colorado	2,223	2.16%	44,356,868	2.15%	18,323,280	2.03%	17,136	717	44.97	7.11%
Connecticut	1,001	0.97%	19,243,502	0.93%	9,004,032	1.00%	16,572	696	46.20	8.01%
Delaware	435	0.42%	8,305,156	0.40%	3,791,537	0.42%	16,725	699	46.10	8.23%
Florida	8,284	8.05%	172,328,427	8.37%	71,642,858	7.92%	18,118	675	47.01	8.97%
Georgia	7,015	6.81%	144,264,439	7.00%	65,675,995	7.26%	18,199	675	46.85	9.39%
Hawaii	27	0.03%	606,591	0.03%	256,590	0.03%	19,655	653	47.43	8.37%
Idaho	307	0.30%	5,874,795	0.29%	2,211,782	0.24%	17,322	680	46.11	8.18%
Illinois	5,092	4.95%	99,968,233	4.85%	45,321,037	5.01%	16,905	707	45.93	7.80%
Indiana	1,712	1.66%	33,657,552	1.63%	15,229,178	1.68%	16,979	709	45.61	7.76%
Iowa	381	0.37%	7,018,223	0.34%	3,049,713	0.34%	15,775	704	44.96	7.74%
Kansas	816	0.79%	16,005,179	0.78%	6,592,410	0.73%	16,335	722	43.78	6.96%
Kentucky	1,194	1.16%	23,036,082	1.12%	10,087,700	1.12%	16,275	717	44.91	7.37%
Louisiana	1,585	1.54%	32,457,784	1.58%	16,214,353	1.79%	18,124	648	47.12	10.05%
Maine	268	0.26%	5,108,868	0.25%	2,486,297	0.27%	16,994	707	44.75	7.65%
Maryland	4,235	4.11%	84,226,672	4.09%	37,381,875	4.13%	17,244	694	45.90	8.22%
Massachusetts	1,093	1.06%	20,061,280	0.97%	9,215,855	1.02%	15,717	715	45.10	7.07%
Michigan	164	0.16%	3,038,293	0.15%	996,067	0.11%	15,191	715	40.88	7.29%
Minnesota	538	0.52%	10,163,669	0.49%	4,777,192	0.53%	16,084	688	45.59	8.54%
Mississippi	1,257	1.22%	27,021,863	1.31%	13,685,590	1.51%	18,776	659	47.15	10.11%
Missouri	1,088	1.06%	20,213,360	0.98%	7,574,837	0.84%	15,237	715	42.37	7.46%
Montana	38	0.04%	728,107	0.04%	306,258	0.03%	19,552	693	42.41	7.23%
Nebraska	420	0.41%	7,797,844	0.38%	3,724,099	0.41%	15,521	722	45.22	7.41%
Nevada	2,453	2.38%	49,973,407	2.43%	20,887,891	2.31%	17,387	697	45.54	7.98%
New Hampshire	148	0.14%	2,800,819	0.14%	1,320,573	0.15%	16,696	710	46.03	7.36%
New Jersey	849	0.82%	16,586,634	0.81%	7,522,666	0.83%	16,734	701	46.16	7.72%
New Mexico	750	0.73%	14,469,043	0.70%	5,550,992	0.61%	16,770	693	45.05	7.97%
New York	114	0.11%	2,302,814	0.11%	1,021,240	0.11%	17,093	695	45.03	7.92%
North Carolina	5,631	5.47%	112,586,554	5.47%	49,692,403	5.49%	17,374	688	46.63	8.60%
North Dakota	19	0.02%	395,803	0.02%	134,505	0.01%	17,148	671	44.06	9.95%
Ohio	1,939	1.88%	39,159,124	1.90%	17,800,832	1.97%	17,398	699	45.91	8.12%
Oklahoma	796	0.77%	15,543,849	0.75%	7,458,718	0.82%	16,931	701	45.28	7.81%
Oregon	938	0.91%	16,106,600	0.78%	6,512,846	0.72%	14,297	697	44.42	7.65%
Pennsylvania	1,472	1.43%	28,439,566	1.38%	13,145,178	1.45%	16,848	696	45.89	7.97%
Rhode Island	267	0.26%	4,830,748	0.23%	2,242,079	0.25%	15,128	705	46.03	7.80%
South Carolina	3,115	3.03%	60,781,562	2.95%	27,030,609	2.99%	17,157	678	46.38	8.79%
South Dakota	14	0.01%	276,713	0.01%	107,024	0.01%	17,364	723	45.51	7.39%
Tennessee	4,561	4.43%	92,758,149	4.50%	40,260,901	4.45%	17,470	701	46.06	7.96%
Texas	10,102	9.81%	210,217,470	10.21%	90,959,274	10.05%	18,066	677	46.29	8.88%
Utah	381	0.37%	7,288,034	0.35%	2,451,292	0.27%	16,601	725	44.73	6.98%
Vermont	11	0.01%	203,040	0.01%	99,455	0.01%	16,669	742	45.89	6.36%
Virginia	5,692	5.53%	114,052,478	5.54%	50,195,288	5.55%	16,991	711	45.75	7.54%
Washington	1,606	1.56%	30,272,998	1.47%	14,084,320	1.56%	16,795	693	45.22	8.00%
West Virginia	116	0.11%	2,372,155	0.12%	917,607	0.10%	16,825	688	44.71	8.22%
Wisconsin	1,006	0.98%	19,708,571	0.96%	9,069,577	1.00%	16,787	703	46.09	7.92%
Wyoming	51	0.05%	961,298	0.05%	429,512	0.05%	15,565	689	43.45	7.68%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	7	0.01%	173,644	0.01%	121,810	0.01%	27,156	572	47.35	9.85%
Armed Forces Pacific	1	0.00%	31,764	0.00%	23,564	0.00%	23,564	788	47.00	5.70%
District of Columbia	184	0.18%	3,372,640	0.16%	1,321,791	0.15%	14,979	702	43.63	7.56%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	52,256	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	102,970	100.00%	2,059,587,078	100.00%	904,724,088	100.00%	17,366	691	45.99	8.31%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	108	0.10%	2,279,875	0.11%	890,461	0.10%	18,268	771	42.70	4.91%
Used	102,862	99.90%	2,057,307,203	99.89%	903,833,627	99.90%	17,366	691	45.99	8.32%
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,970	100.00%	2,059,587,078	100.00%	904,724,088	100.00%	17,366	691	45.99	8.31%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	46,267	44.93%	810,477,072	39.35%	341,562,402	37.75%	15,158	664	45.85	9.19%
Truck	7,354	7.14%	200,936,204	9.76%	86,131,150	9.52%	22,830	724	46.07	7.32%
SUV	46,073	44.74%	983,049,044	47.73%	448,751,974	49.60%	18,061	704	46.12	7.90%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	3,276	3.18%	65,124,758	3.16%	28,278,561	3.13%	16,378	718	45.20	7.34%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	102,970	100.00%	2,059,587,078	100.00%	904,724,088	100.00%	17,366	691	45.99	8.31%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	9,414	9.14%	187,148,133	9.09%	76,570,908	8.46%	17,476	692	45.30	8.28%
Ford: Lincoln	587	0.57%	13,013,295	0.63%	4,951,650	0.55%	19,169	704	45.48	8.22%
Ford: Mercury	19	0.02%	257,480	0.01%	54,081	0.01%	10,015	600	41.52	9.92%
GMC	2,409	2.34%	61,331,038	2.98%	27,580,620	3.05%	21,629	708	46.34	7.98%
GMC: Buick	1,385	1.35%	25,578,435	1.24%	10,999,789	1.22%	14,962	684	45.88	8.70%
GMC: Cadillac	1,365	1.33%	34,929,504	1.70%	14,109,810	1.56%	21,982	702	45.60	8.22%
GMC: Chevrolet	8,785	8.53%	181,786,416	8.83%	77,924,296	8.61%	18,467	676	46.56	8.95%
GMC: Hummer	5	0.00%	115,075	0.01%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	7	0.01%	91,019	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	12	0.01%	146,038	0.01%	0	0.00%	0	0	0.00	0.00%
Tesla	55	0.05%	2,214,754	0.11%	788,165	0.09%	32,249	705	50.46	7.29%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	3,306	3.21%	82,206,349	3.99%	35,714,894	3.95%	20,833	707	46.09	7.88%
BMW: Mini	750	0.73%	12,303,196	0.60%	4,971,878	0.55%	13,037	695	43.68	7.80%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	3,160	3.07%	84,382,477	4.10%	36,173,919	4.00%	22,060	694	46.57	8.32%
Daimler: Smart	55	0.05%	511,217	0.02%	146,692	0.02%	6,375	599	39.01	8.79%
Fiat	360	0.35%	4,617,472	0.22%	1,718,162	0.19%	10,385	665	43.33	9.06%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	1,579	1.53%	31,914,296	1.55%	13,093,846	1.45%	16,523	697	45.94	8.19%
Fiat: Dodge	4,711	4.58%	113,496,858	5.51%	49,044,426	5.42%	21,097	685	47.47	8.97%
Fiat: Jeep	6,421	6.24%	135,790,873	6.59%	63,586,828	7.03%	17,700	700	46.65	8.10%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	530	0.51%	12,026,453	0.58%	5,502,536	0.61%	19,040	742	44.25	6.15%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,578	2.50%	44,164,055	2.14%	21,519,943	2.38%	14,603	672	46.10	8.53%
Volkswagen: Audi	2,126	2.06%	54,675,763	2.65%	24,241,526	2.68%	20,784	721	45.60	6.99%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	190	0.18%	6,961,949	0.34%	2,672,633	0.30%	28,361	738	44.60	6.34%
Honda	8,245	8.01%	148,102,316	7.19%	68,263,028	7.55%	15,097	691	45.73	8.33%
Honda: Acura	1,397	1.36%	29,337,374	1.42%	12,244,840	1.35%	17,054	702	45.01	7.85%
Hyundai	5,611	5.45%	87,878,917	4.27%	38,379,086	4.24%	13,149	661	45.85	9.11%
Hyundai: Kia	4,351	4.23%	69,939,088	3.40%	30,437,963	3.36%	13,438	655	46.27	9.31%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	2,139	2.08%	36,065,342	1.75%	16,633,217	1.84%	13,968	691	45.37	8.09%
Mitsubishi	823	0.80%	12,319,687	0.60%	5,948,676	0.66%	12,633	635	46.76	10.07%
Nissan	10,922	10.61%	183,967,300	8.93%	84,459,188	9.34%	14,175	670	46.38	9.10%
Nissan: Infiniti	1,895	1.84%	44,512,816	2.16%	19,017,770	2.10%	19,532	695	46.58	8.57%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,728	2.65%	50,143,884	2.43%	24,546,810	2.71%	15,062	726	45.00	6.89%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	286	0.28%	8,284,828	0.40%	3,712,319	0.41%	24,049	687	47.89	9.00%
Tata: Land Rover	524	0.51%	17,084,015	0.83%	7,393,486	0.82%	26,875	701	46.59	7.94%
Toyota	11,092	10.77%	208,284,996	10.11%	92,798,989	10.26%	15,946	708	45.29	7.56%
Toyota: Lexus	2,912	2.83%	70,773,960	3.44%	28,460,753	3.15%	19,814	719	44.94	7.29%
Toyota: Scion	236	0.23%	3,230,408	0.16%	1,061,359	0.12%	10,292	588	41.93	10.31%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	102,970	100.00%	2,059,587,078	100.00%	904,724,088	100.00%	17,366	691	45.99	8.31%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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