StratMaker (142478)

Ford Credit Auto Owner Trust 2020-B

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

88.50% / 11.50%

Total Original # of Loans

36,547

WA Loan to Value (LTV)

47.79%

Total Original Loan Amount (OLA)

$ 1,416,299,997

WA Payment to Income (PTI)

0.07%

Weighted Average (WA) OLA

$ 45,845

WA FICO (non-zero)

629

Rep. Period Beginning Loan Amount

$ 595,766,933

WA Remaining Term (RT)

31.23

Rep. Period Ending Loan Amount (ELA)

$ 565,228,489

WA Original APR

2.55%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

36,547

Total Original Loan Amount (OLA)

$ 1,416,299,997

Weighted Average (WA) OLA

$ 45,845

Rep. Period Beginning Loan Amount

$ 595,766,933

Rep. Period Ending Loan Amount (ELA)

$ 565,228,489

As % of Reporting Period ELA:

New % / Used %

88.50% / 11.50%

WA Loan to Value (LTV)

47.79%

WA Payment to Income (PTI)

0.07%

WA FICO (non-zero)

629

WA Remaining Term (RT)

31.23

WA Original APR

2.55%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	63	0.17%	24,703	0.00%	6,811	0.00%	1,374	636	19.40	7.51%
$5,000 - $9,999	270	0.74%	2,264,713	0.16%	677,168	0.12%	3,701	652	24.93	6.08%
$10,000 - $14,999	1,073	2.94%	13,753,715	0.97%	4,766,304	0.84%	5,687	643	26.41	5.44%
$15,000 - $19,999	2,332	6.38%	41,305,826	2.92%	15,414,304	2.73%	8,166	663	28.98	4.73%
$20,000 - $24,999	3,669	10.04%	83,101,452	5.87%	31,278,905	5.53%	10,362	648	29.53	3.78%
$25,000 - $29,999	4,705	12.87%	129,581,810	9.15%	49,635,851	8.78%	12,652	637	30.11	3.06%
$30,000 - $39,999	9,498	25.99%	330,959,309	23.37%	129,924,970	22.99%	16,311	641	31.00	2.46%
$40,000 - $49,999	6,898	18.87%	307,036,925	21.68%	123,323,262	21.82%	20,991	627	31.71	2.08%
$50,000 - $59,999	3,973	10.87%	216,707,401	15.30%	88,864,119	15.72%	26,038	608	32.24	1.98%
$60,000 - $69,999	2,213	6.06%	142,611,982	10.07%	59,520,189	10.53%	30,775	569	31.89	2.47%
$70,000 - $79,999	1,096	3.00%	81,490,116	5.75%	34,453,188	6.10%	35,722	567	31.85	2.56%
$80,000 - $89,999	479	1.31%	40,261,918	2.84%	16,849,995	2.98%	40,603	534	31.51	2.99%
$90,000 - $99,999	188	0.51%	17,699,374	1.25%	7,473,848	1.32%	45,806	564	31.38	3.29%
Over $100,000	90	0.25%	9,500,753	0.67%	3,039,575	0.54%	42,586	641	26.05	2.45%
Total:	36,547	100.00%	1,416,299,997	100.00%	565,228,489	100.00%	21,845	617	31.23	2.55%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	5,169	14.14%	148,922,163	10.51%	11,895,819	2.10%	3,507	648	11.30	2.76%
$5,000 - $9,999	6,753	18.48%	190,074,420	13.42%	51,504,499	9.11%	7,894	651	20.46	2.80%
$10,000 - $14,999	7,632	20.88%	248,271,407	17.53%	95,224,188	16.85%	12,643	633	26.85	2.87%
$15,000 - $19,999	6,430	17.59%	249,144,476	17.59%	111,846,481	19.79%	17,514	623	31.26	2.63%
$20,000 - $24,999	4,588	12.55%	211,042,199	14.90%	102,323,621	18.10%	22,394	622	33.91	2.33%
$25,000 - $29,999	2,808	7.68%	151,877,748	10.72%	76,675,044	13.57%	27,383	598	35.18	2.10%
$30,000 - $39,999	2,457	6.72%	159,265,464	11.25%	83,314,362	14.74%	34,136	595	36.05	2.22%
$40,000 - $49,999	594	1.63%	47,167,146	3.33%	26,062,825	4.61%	44,046	576	37.64	3.18%
$50,000 - $59,999	102	0.28%	9,189,288	0.65%	5,481,131	0.97%	53,898	545	40.09	4.75%
$60,000 - $69,999	13	0.04%	1,254,975	0.09%	829,183	0.15%	63,902	673	43.10	5.86%
$70,000 - $79,999	1	0.00%	90,710	0.01%	71,336	0.01%	71,336	656	47.00	8.54%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	36,547	100.00%	1,416,299,997	100.00%	565,228,489	100.00%	21,845	617	31.23	2.55%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	36,490	99.84%	1,416,299,997	100.00%	565,228,489	100.00%	21,845	617	31.23	2.55%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	57	0.16%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	36,547	100.00%	1,416,299,997	100.00%	565,228,489	100.00%	21,845	617	31.23	2.55%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	21,756	59.53%	885,738,761	62.54%	346,398,665	61.28%	22,014	693	31.77	0.42%
2.50 - 4.99%	6,520	17.84%	218,685,204	15.44%	88,242,824	15.61%	19,304	599	30.53	3.81%
5.00 - 7.49%	5,263	14.40%	208,943,366	14.75%	84,701,250	14.99%	23,202	427	29.65	6.36%
7.50 - 9.99%	2,255	6.17%	83,498,760	5.90%	36,116,214	6.39%	24,016	416	31.03	8.46%
10.00 - 12.49%	494	1.35%	13,779,445	0.97%	6,860,203	1.21%	19,996	485	33.23	11.09%
12.50 - 14.99%	176	0.48%	4,122,249	0.29%	2,114,094	0.37%	17,744	479	32.35	13.42%
15.00 - 17.49%	54	0.15%	1,023,014	0.07%	548,211	0.10%	14,562	457	30.97	16.18%
17.50 - 19.99%	25	0.07%	415,351	0.03%	214,492	0.04%	13,582	449	32.10	18.57%
20.00 - 22.49%	2	0.01%	76,002	0.01%	28,365	0.01%	16,651	191	13.42	20.73%
22.50 - 24.99%	2	0.01%	17,845	0.00%	4,171	0.00%	2,587	166	16.67	22.61%
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	36,547	100.00%	1,416,299,997	100.00%	565,228,489	100.00%	21,845	617	31.23	2.55%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	243	0.66%	10,076,375	0.71%	3,828,811	0.68%	21,062	461	27.41	4.54%
500 - 549	729	1.99%	27,997,304	1.98%	11,705,584	2.07%	21,803	530	31.36	4.27%
550 - 599	1,890	5.17%	71,541,676	5.05%	32,370,313	5.73%	22,772	577	34.49	3.59%
600 - 649	2,918	7.98%	106,598,989	7.53%	52,137,925	9.22%	23,949	626	36.65	3.41%
650 - 699	4,032	11.03%	153,812,724	10.86%	70,537,269	12.48%	23,830	675	34.83	2.78%
700 - 749	4,793	13.11%	183,838,628	12.98%	75,581,429	13.37%	22,321	725	32.45	2.12%
750 - 799	5,524	15.11%	211,255,582	14.92%	81,711,718	14.46%	21,003	774	30.85	1.55%
800+	10,418	28.51%	395,757,360	27.94%	143,031,045	25.30%	19,610	839	29.26	1.14%
NA	6,000	16.42%	255,421,360	18.03%	94,324,394	16.69%	22,656	41	26.89	4.63%
Total:	36,547	100.00%	1,416,299,997	100.00%	565,228,489	100.00%	21,845	617	31.23	2.55%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	57	0.16%	0	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	876	2.40%	33,102,153	2.34%	2,279,636	0.40%	4,888	538	3.84	1.95%
49 - 60	2,059	5.63%	78,105,944	5.51%	17,889,107	3.16%	13,172	508	12.96	2.96%
61 - 72	13,811	37.79%	512,561,415	36.19%	175,897,194	31.12%	18,234	529	23.38	2.85%
73+	19,744	54.02%	792,530,485	55.96%	369,162,552	65.31%	24,091	665	36.03	2.40%
Total:	36,547	100.00%	1,416,299,997	100.00%	565,228,489	100.00%	21,845	617	31.23	2.55%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	1,000	2.74%	35,665,635	2.52%	12,688	0.00%	1,731	520	0.59	3.11%
1 - 12	4,852	13.28%	178,328,272	12.59%	22,833,604	4.04%	7,377	569	8.66	2.49%
13 - 24	9,602	26.27%	348,128,644	24.58%	112,016,046	19.82%	14,726	578	20.06	2.69%
25 - 36	11,927	32.63%	478,970,181	33.82%	217,665,803	38.51%	22,049	608	30.43	2.66%
37 - 48	9,166	25.08%	375,207,265	26.49%	212,700,349	37.63%	26,941	653	40.35	2.38%
49 - 60	-	-	-	-	-	-	-	-	-	-
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	36,547	100.00%	1,416,299,997	100.00%	565,228,489	100.00%	21,845	617	31.23	2.55%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	34,147	93.43%	1,321,711,765	93.32%	516,853,972	91.44%	21,459	621	30.80	2.48%
1 - 15	1,354	3.70%	53,516,018	3.78%	26,951,458	4.77%	25,484	589	35.60	3.15%
16 - 30	661	1.81%	26,304,088	1.86%	13,299,433	2.35%	26,407	573	35.87	3.47%
31 - 60	313	0.86%	11,975,881	0.85%	6,449,623	1.14%	26,356	558	36.12	3.80%
61 - 90	44	0.12%	1,718,746	0.12%	981,851	0.17%	28,266	573	38.35	3.11%
91 - 120	13	0.04%	592,257	0.04%	378,801	0.07%	32,172	595	37.86	3.69%
121+	15	0.04%	481,242	0.03%	313,351	0.06%	27,417	543	36.49	5.27%
Total:	36,547	100.00%	1,416,299,997	100.00%	565,228,489	100.00%	21,845	617	31.23	2.55%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	28,926	79.15%	1,085,709,999	76.66%	440,910,897	78.01%	21,516	736	32.22	2.04%
Stated, verified to Level 3²	1,067	2.92%	40,008,304	2.82%	19,841,477	3.51%	24,307	607	36.89	3.00%
NA	6,554	17.93%	290,581,694	20.52%	104,476,115	18.48%	22,770	118	25.98	4.66%
Total:	36,547	100.00%	1,416,299,997	100.00%	565,228,489	100.00%	21,845	617	31.23	2.55%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	28,926	79.15%	1,085,709,999	76.66%	440,910,897	78.01%	21,516	736	32.22	2.04%
Stated, verified but not Level 4 or 5	1,062	2.91%	39,870,122	2.82%	19,779,668	3.50%	24,332	608	36.90	3.00%
Stated, verified to Level 4³	3	0.01%	88,011	0.01%	38,227	0.01%	19,176	556	35.04	4.27%
Stated, verified to Level 5³	2	0.01%	50,172	0.00%	23,582	0.00%	11,901	349	33.26	1.80%
NA	6,554	17.93%	290,581,694	20.52%	104,476,115	18.48%	22,770	118	25.98	4.66%
Total:	36,547	100.00%	1,416,299,997	100.00%	565,228,489	100.00%	21,845	617	31.23	2.55%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	29,753	81.41%	1,118,098,576	78.95%	457,737,859	80.98%	21,659	730	32.43	2.08%
5.00 - 9.99%	1	0.00%	88,134	0.01%	12,241	0.00%	12,241	825	5.00	0.00%
10.00 - 14.99%	-	-	-	-	-	-	-	-	-	-
15.00 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	6,793	18.59%	298,113,288	21.05%	107,478,389	19.02%	22,641	136	26.13	4.58%
Total:	36,547	100.00%	1,416,299,997	100.00%	565,228,489	100.00%	21,845	617	31.23	2.55%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	189	0.52%	1,330,399	0.09%	397,148	0.07%	4,331	661	23.47	5.37%
25.00 - 49.99%	1,142	3.12%	21,638,713	1.53%	6,795,106	1.20%	8,924	668	25.53	3.84%
50.00 - 74.99%	5,015	13.72%	146,755,637	10.36%	52,273,136	9.25%	14,367	681	28.10	2.60%
75.00 - 99.99%	13,883	37.99%	537,082,488	37.92%	202,515,075	35.83%	19,731	617	29.52	2.56%
100.00 - 109.99%	6,914	18.92%	308,949,074	21.81%	123,006,019	21.76%	23,868	580	30.83	2.57%
110.00 - 119.99%	4,655	12.74%	205,330,043	14.50%	87,680,722	15.51%	25,052	599	33.04	2.38%
120.00 - 129.99%	2,564	7.02%	109,868,878	7.76%	51,387,703	9.09%	26,329	637	35.57	2.37%
130.00 - 139.99%	1,351	3.70%	55,434,547	3.91%	26,932,981	4.76%	26,642	653	36.75	2.57%
140.00%+	834	2.28%	29,910,219	2.11%	14,240,600	2.52%	23,559	666	36.13	3.14%
Total:	36,547	100.00%	1,416,299,997	100.00%	565,228,489	100.00%	21,845	617	31.23	2.55%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	642	1.76%	24,219,177	1.71%	10,184,023	1.80%	21,842	610	32.24	2.74%
Alaska	48	0.13%	1,782,411	0.13%	775,873	0.14%	22,383	609	32.47	2.91%
Arizona	551	1.51%	23,566,163	1.66%	9,155,913	1.62%	23,186	574	30.70	2.54%
Arkansas	383	1.05%	15,083,268	1.06%	6,494,645	1.15%	23,053	657	33.46	2.15%
California	3,536	9.68%	143,090,459	10.10%	54,935,116	9.72%	22,173	566	29.64	2.81%
Colorado	439	1.20%	19,009,965	1.34%	7,323,039	1.30%	22,952	601	30.33	2.48%
Connecticut	331	0.91%	11,740,901	0.83%	4,428,615	0.78%	19,577	525	28.66	3.14%
Delaware	123	0.34%	4,248,979	0.30%	1,588,268	0.28%	18,697	691	30.37	3.12%
Florida	2,719	7.44%	101,883,539	7.19%	42,087,892	7.45%	22,179	569	31.89	3.46%
Georgia	1,265	3.46%	51,200,496	3.62%	21,174,946	3.75%	22,948	611	32.60	2.76%
Hawaii	71	0.19%	2,809,623	0.20%	1,028,826	0.18%	19,798	564	30.04	2.65%
Idaho	130	0.36%	5,479,702	0.39%	2,281,641	0.40%	24,448	565	32.03	2.86%
Illinois	1,405	3.84%	51,407,450	3.63%	19,236,524	3.40%	19,809	632	29.96	2.35%
Indiana	674	1.84%	24,419,908	1.72%	9,717,050	1.72%	20,211	666	31.71	2.07%
Iowa	312	0.85%	11,724,271	0.83%	4,600,113	0.81%	20,414	675	31.59	1.66%
Kansas	361	0.99%	14,453,938	1.02%	5,811,244	1.03%	21,175	664	31.06	2.05%
Kentucky	448	1.23%	16,129,217	1.14%	6,447,144	1.14%	20,558	678	31.84	2.51%
Louisiana	795	2.18%	35,026,277	2.47%	14,854,285	2.63%	24,436	651	32.45	1.94%
Maine	177	0.48%	6,842,250	0.48%	3,160,662	0.56%	22,484	587	33.72	2.36%
Maryland	686	1.88%	26,350,360	1.86%	10,536,439	1.86%	21,963	552	30.82	3.28%
Massachusetts	570	1.56%	21,551,849	1.52%	8,318,987	1.47%	21,101	462	29.73	3.22%
Michigan	1,751	4.79%	55,803,782	3.94%	20,525,619	3.63%	16,267	695	28.01	1.82%
Minnesota	516	1.41%	18,842,707	1.33%	6,966,604	1.23%	18,812	673	29.63	2.58%
Mississippi	368	1.01%	15,257,479	1.08%	6,404,840	1.13%	23,061	654	32.75	2.09%
Missouri	887	2.43%	31,945,679	2.26%	13,188,348	2.33%	20,485	658	32.30	2.11%
Montana	129	0.35%	5,327,432	0.38%	2,178,034	0.39%	23,256	635	32.06	2.84%
Nebraska	288	0.79%	10,789,816	0.76%	4,195,875	0.74%	19,500	666	29.89	2.23%
Nevada	343	0.94%	14,022,621	0.99%	5,698,193	1.01%	22,483	642	31.07	2.75%
New Hampshire	190	0.52%	6,846,543	0.48%	2,881,456	0.51%	22,001	551	31.60	3.28%
New Jersey	926	2.53%	32,399,203	2.29%	11,720,914	2.07%	18,967	536	28.41	3.29%
New Mexico	241	0.66%	10,287,883	0.73%	4,255,698	0.75%	24,483	632	31.68	3.01%
New York	1,070	2.93%	38,457,342	2.72%	14,361,329	2.54%	19,351	584	29.13	2.74%
North Carolina	1,102	3.02%	41,794,471	2.95%	17,218,675	3.05%	22,421	579	32.44	2.98%
North Dakota	66	0.18%	2,653,207	0.19%	1,064,274	0.19%	22,708	631	31.22	2.64%
Ohio	1,545	4.23%	51,897,242	3.66%	20,542,255	3.63%	18,907	661	31.40	2.16%
Oklahoma	577	1.58%	23,639,011	1.67%	9,720,607	1.72%	23,339	658	32.17	2.41%
Oregon	264	0.72%	10,885,876	0.77%	4,214,779	0.75%	23,275	476	30.04	4.10%
Pennsylvania	1,256	3.44%	43,734,672	3.09%	16,492,496	2.92%	18,997	620	29.92	2.46%
Rhode Island	76	0.21%	2,936,782	0.21%	1,213,292	0.21%	20,725	457	31.14	3.16%
South Carolina	447	1.22%	17,919,891	1.27%	7,297,916	1.29%	22,534	619	32.66	2.43%
South Dakota	109	0.30%	3,959,142	0.28%	1,535,252	0.27%	21,137	667	29.84	2.05%
Tennessee	703	1.92%	28,053,198	1.98%	11,576,801	2.05%	22,228	645	31.89	1.84%
Texas	5,551	15.19%	242,072,133	17.09%	100,484,980	17.78%	24,360	660	32.62	2.24%
Utah	189	0.52%	8,879,990	0.63%	3,361,314	0.59%	25,178	564	30.04	2.23%
Vermont	143	0.39%	5,418,930	0.38%	2,355,120	0.42%	21,992	578	33.08	2.49%
Virginia	925	2.53%	34,779,890	2.46%	13,747,059	2.43%	20,659	586	30.73	2.99%
Washington	285	0.78%	12,717,105	0.90%	4,862,658	0.86%	23,722	565	29.60	2.79%
West Virginia	213	0.58%	8,332,087	0.59%	3,518,055	0.62%	21,649	657	33.35	1.69%
Wisconsin	575	1.57%	20,850,436	1.47%	7,986,181	1.41%	19,726	661	30.74	2.07%
Wyoming	73	0.20%	3,153,172	0.22%	1,266,389	0.22%	23,816	659	32.41	2.19%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	43,844	0.00%	24,934	0.00%	24,934	857	41.00	0.00%
Armed Forces Pacific	1	0.00%	31,903	0.00%	0	0.00%	0	0	0.00	0.00%
District of Columbia	14	0.04%	546,324	0.04%	227,296	0.04%	18,507	483	29.96	4.18%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	57	0.16%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	36,547	100.00%	1,416,299,997	100.00%	565,228,489	100.00%	21,845	617	31.23	2.55%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	30,323	82.97%	1,259,875,973	88.96%	500,246,749	88.50%	22,733	613	31.24	2.25%
Used	6,167	16.87%	156,424,024	11.04%	64,981,740	11.50%	15,016	650	31.16	4.93%
NA	57	0.16%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	36,547	100.00%	1,416,299,997	100.00%	565,228,489	100.00%	21,845	617	31.23	2.55%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	4,999	13.68%	135,353,651	9.56%	55,410,549	9.80%	15,851	673	32.91	2.53%
Truck	16,345	44.72%	711,262,559	50.22%	290,684,665	51.43%	23,881	535	31.21	3.21%
SUV	15,146	41.44%	569,683,787	40.22%	219,133,274	38.77%	20,660	712	30.83	1.69%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	57	0.16%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	36,547	100.00%	1,416,299,997	100.00%	565,228,489	100.00%	21,845	617	31.23	2.55%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	33,359	91.28%	1,276,604,554	90.14%	520,079,799	92.01%	21,814	608	31.67	2.62%
Ford: Lincoln	3,131	8.57%	139,695,444	9.86%	45,148,690	7.99%	22,211	726	26.19	1.74%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	57	0.16%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	36,547	100.00%	1,416,299,997	100.00%	565,228,489	100.00%	21,845	617	31.23	2.55%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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