StratMaker (142486)

Ford Credit Auto Owner Trust 2021-A

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

93.00% / 7.00%

Total Original # of Loans

26,742

WA Loan to Value (LTV)

60.79%

Total Original Loan Amount (OLA)

$ 1,113,182,036

WA Payment to Income (PTI)

7.42%

Weighted Average (WA) OLA

$ 48,403

WA FICO (non-zero)

626

Rep. Period Beginning Loan Amount

$ 624,112,311

WA Remaining Term (RT)

40.13

Rep. Period Ending Loan Amount (ELA)

$ 599,633,232

WA Original APR

2.31%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

26,742

Total Original Loan Amount (OLA)

$ 1,113,182,036

Weighted Average (WA) OLA

$ 48,403

Rep. Period Beginning Loan Amount

$ 624,112,311

Rep. Period Ending Loan Amount (ELA)

$ 599,633,232

As % of Reporting Period ELA:

New % / Used %

93.00% / 7.00%

WA Loan to Value (LTV)

60.79%

WA Payment to Income (PTI)

7.42%

WA FICO (non-zero)

626

WA Remaining Term (RT)

40.13

WA Original APR

2.31%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	39	0.15%	16,960	0.00%	4,206	0.00%	2,115	496	28.29	10.53%
$5,000 - $9,999	161	0.60%	1,317,872	0.12%	515,615	0.09%	4,167	640	27.80	6.20%
$10,000 - $14,999	558	2.09%	7,131,128	0.64%	3,152,272	0.53%	6,898	631	31.38	5.64%
$15,000 - $19,999	1,185	4.43%	20,997,904	1.89%	10,217,919	1.70%	10,099	637	35.48	4.89%
$20,000 - $24,999	1,976	7.39%	44,670,967	4.01%	22,120,314	3.69%	12,862	642	37.00	3.52%
$25,000 - $29,999	2,960	11.07%	81,773,935	7.35%	41,702,041	6.95%	16,019	626	38.40	2.68%
$30,000 - $39,999	6,892	25.77%	241,148,643	21.66%	128,524,906	21.43%	20,741	641	40.01	2.25%
$40,000 - $49,999	5,627	21.04%	251,798,337	22.62%	138,285,052	23.06%	26,687	633	40.93	1.88%
$50,000 - $59,999	3,602	13.47%	196,290,405	17.63%	108,142,823	18.03%	32,537	613	41.04	1.85%
$60,000 - $69,999	2,034	7.61%	130,883,505	11.76%	71,593,070	11.94%	38,232	586	40.45	2.16%
$70,000 - $79,999	989	3.70%	73,440,882	6.60%	40,686,166	6.79%	44,334	574	40.19	2.60%
$80,000 - $89,999	483	1.81%	40,678,114	3.65%	22,420,991	3.74%	50,934	548	40.51	3.15%
$90,000 - $99,999	173	0.65%	16,267,707	1.46%	9,192,419	1.53%	58,172	556	41.73	4.03%
Over $100,000	63	0.24%	6,765,679	0.61%	3,075,438	0.51%	55,128	576	34.53	2.81%
Total:	26,742	100.00%	1,113,182,036	100.00%	599,633,232	100.00%	28,920	617	40.13	2.31%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1,811	6.77%	52,018,993	4.67%	3,778,743	0.63%	3,530	648	13.08	2.84%
$5,000 - $9,999	2,306	8.62%	60,823,627	5.46%	17,656,132	2.94%	7,916	630	22.26	3.00%
$10,000 - $14,999	3,271	12.23%	94,688,239	8.51%	41,434,815	6.91%	12,827	633	30.98	2.93%
$15,000 - $19,999	4,455	16.66%	149,176,918	13.40%	78,195,252	13.04%	17,671	626	36.53	2.24%
$20,000 - $24,999	4,514	16.88%	176,200,989	15.83%	101,240,176	16.88%	22,519	631	40.12	2.03%
$25,000 - $29,999	3,845	14.38%	176,770,098	15.88%	105,473,046	17.59%	27,506	629	41.94	1.92%
$30,000 - $39,999	4,512	16.87%	252,808,055	22.71%	154,667,053	25.79%	34,509	615	42.86	1.96%
$40,000 - $49,999	1,418	5.30%	99,172,437	8.91%	62,578,977	10.44%	44,313	581	43.91	2.61%
$50,000 - $59,999	466	1.74%	38,127,892	3.43%	25,210,644	4.20%	54,244	560	45.86	3.92%
$60,000 - $69,999	125	0.47%	11,568,021	1.04%	7,985,075	1.33%	63,983	557	48.48	5.53%
$70,000 - $79,999	18	0.07%	1,731,587	0.16%	1,330,743	0.22%	74,050	646	54.62	5.75%
$80,000 - $89,999	1	0.00%	95,180	0.01%	82,576	0.01%	82,576	640	58.00	6.99%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	26,742	100.00%	1,113,182,036	100.00%	599,633,232	100.00%	28,920	617	40.13	2.31%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	26,708	99.87%	1,113,182,036	100.00%	599,633,232	100.00%	28,920	617	40.13	2.31%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	34	0.13%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	26,742	100.00%	1,113,182,036	100.00%	599,633,232	100.00%	28,920	617	40.13	2.31%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	17,175	64.22%	734,651,493	66.00%	388,874,455	64.85%	28,060	695	40.17	0.36%
2.50 - 4.99%	3,992	14.93%	155,312,906	13.95%	83,701,820	13.96%	28,512	527	39.25	3.96%
5.00 - 7.49%	3,672	13.73%	156,094,430	14.02%	86,600,688	14.44%	32,523	425	39.99	6.29%
7.50 - 9.99%	1,393	5.21%	53,809,577	4.83%	32,108,009	5.35%	32,072	445	41.97	8.44%
10.00 - 12.49%	343	1.28%	9,545,488	0.86%	5,977,474	1.00%	24,563	498	42.43	11.06%
12.50 - 14.99%	117	0.44%	2,623,018	0.24%	1,695,562	0.28%	20,846	520	41.74	13.56%
15.00 - 17.49%	37	0.14%	805,056	0.07%	506,325	0.08%	20,741	537	39.82	16.13%
17.50 - 19.99%	11	0.04%	237,529	0.02%	100,966	0.02%	10,337	440	27.29	18.28%
20.00 - 22.49%	2	0.01%	102,540	0.01%	67,934	0.01%	48,669	17	37.41	20.18%
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	26,742	100.00%	1,113,182,036	100.00%	599,633,232	100.00%	28,920	617	40.13	2.31%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	174	0.65%	7,582,052	0.68%	3,662,651	0.61%	27,460	450	32.26	4.52%
500 - 549	491	1.84%	19,173,456	1.72%	10,538,926	1.76%	26,644	530	38.93	3.90%
550 - 599	1,522	5.69%	60,484,865	5.43%	35,385,764	5.90%	28,957	577	42.37	3.52%
600 - 649	2,620	9.80%	103,217,313	9.27%	64,358,041	10.73%	30,240	627	45.49	3.28%
650 - 699	3,268	12.22%	136,622,398	12.27%	79,826,984	13.31%	30,885	674	44.02	2.57%
700 - 749	3,632	13.58%	155,038,795	13.93%	85,705,143	14.29%	30,059	724	42.08	1.69%
750 - 799	3,907	14.61%	162,675,655	14.61%	84,937,486	14.16%	28,234	775	40.03	1.21%
800+	6,840	25.58%	276,670,799	24.85%	138,389,158	23.08%	26,344	839	38.08	0.82%
NA	4,288	16.03%	191,716,703	17.22%	96,829,080	16.15%	29,989	41	34.29	4.40%
Total:	26,742	100.00%	1,113,182,036	100.00%	599,633,232	100.00%	28,920	617	40.13	2.31%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	34	0.13%	0	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	7	0.03%	195,105	0.02%	42,367	0.01%	28,811	775	10.53	0.56%
37 - 48	1,111	4.15%	44,111,075	3.96%	10,538,478	1.76%	14,416	545	10.14	1.53%
49 - 60	1,329	4.97%	49,803,887	4.47%	19,301,986	3.22%	20,452	476	20.97	2.75%
61 - 72	7,795	29.15%	307,127,307	27.59%	150,224,346	25.05%	25,838	497	31.94	2.83%
73+	16,466	61.57%	711,944,662	63.96%	419,526,055	69.96%	30,778	668	44.71	2.13%
Total:	26,742	100.00%	1,113,182,036	100.00%	599,633,232	100.00%	28,920	617	40.13	2.31%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	498	1.86%	19,300,064	1.73%	4,061	0.00%	911	527	1.48	5.87%
1 - 12	1,891	7.07%	71,239,428	6.40%	12,929,564	2.16%	11,380	566	9.26	1.74%
13 - 24	2,815	10.53%	103,582,482	9.31%	36,479,551	6.08%	16,989	541	20.07	2.66%
25 - 36	6,658	24.90%	271,473,844	24.39%	141,548,111	23.61%	25,972	526	32.48	2.72%
37 - 48	11,956	44.71%	516,668,822	46.41%	316,888,614	52.85%	30,374	653	43.68	1.87%
49 - 60	2,853	10.67%	127,306,987	11.44%	88,970,056	14.84%	35,380	667	51.71	3.07%
61 - 72	71	0.27%	3,610,409	0.32%	2,813,275	0.47%	44,593	698	62.06	5.43%
73+	-	-	-	-	-	-	-	-	-	-
Total:	26,742	100.00%	1,113,182,036	100.00%	599,633,232	100.00%	28,920	617	40.13	2.31%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	24,603	92.00%	1,022,479,815	91.85%	542,498,192	90.47%	28,547	621	39.71	2.21%
1 - 15	1,325	4.95%	55,968,287	5.03%	34,571,142	5.77%	31,755	594	43.78	3.04%
16 - 30	497	1.86%	21,284,711	1.91%	13,641,808	2.28%	33,112	544	44.50	3.71%
31 - 60	275	1.03%	11,732,210	1.05%	7,770,064	1.30%	34,585	574	45.31	3.79%
61 - 90	36	0.13%	1,491,352	0.13%	990,003	0.17%	32,281	542	44.01	3.54%
91 - 120	3	0.01%	123,884	0.01%	85,978	0.01%	29,573	589	41.49	3.47%
121+	3	0.01%	101,777	0.01%	76,045	0.01%	26,589	350	39.29	5.20%
Total:	26,742	100.00%	1,113,182,036	100.00%	599,633,232	100.00%	28,920	617	40.13	2.31%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	21,244	79.44%	864,471,086	77.66%	472,474,322	78.79%	28,567	731	41.45	1.82%
Stated, verified to Level 3²	846	3.16%	33,377,276	3.00%	20,329,880	3.39%	30,129	611	45.13	2.82%
NA	4,652	17.40%	215,333,675	19.34%	106,829,030	17.82%	30,252	111	33.38	4.41%
Total:	26,742	100.00%	1,113,182,036	100.00%	599,633,232	100.00%	28,920	617	40.13	2.31%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	21,244	79.44%	864,471,086	77.66%	472,474,322	78.79%	28,567	731	41.45	1.82%
Stated, verified but not Level 4 or 5	834	3.12%	32,837,087	2.95%	19,964,815	3.33%	29,989	612	45.10	2.83%
Stated, verified to Level 4³	4	0.01%	127,513	0.01%	76,645	0.01%	23,396	642	41.72	2.63%
Stated, verified to Level 5³	8	0.03%	412,675	0.04%	288,420	0.05%	41,601	570	48.23	2.41%
NA	4,652	17.40%	215,333,675	19.34%	106,829,030	17.82%	30,252	111	33.38	4.41%
Total:	26,742	100.00%	1,113,182,036	100.00%	599,633,232	100.00%	28,920	617	40.13	2.31%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,018	18.76%	183,802,842	16.51%	97,411,308	16.25%	26,272	755	39.89	1.57%
5.00 - 9.99%	9,729	36.38%	398,722,827	35.82%	219,488,151	36.60%	28,762	729	41.84	1.74%
10.00 - 14.99%	5,005	18.72%	212,883,736	19.12%	120,106,698	20.03%	29,555	705	42.60	2.09%
15.00 - 19.99%	1,589	5.94%	70,715,231	6.35%	39,603,611	6.60%	31,036	702	42.40	2.35%
20.00 - 24.99%	417	1.56%	18,452,794	1.66%	9,662,726	1.61%	29,300	713	39.91	2.18%
25.00 - 29.99%	109	0.41%	5,114,127	0.46%	2,504,126	0.42%	31,863	742	38.29	2.58%
30.00 - 39.99%	38	0.14%	1,705,279	0.15%	814,479	0.14%	26,741	725	36.52	2.40%
40.00 - 49.99%	9	0.03%	430,611	0.04%	179,769	0.03%	25,628	744	34.48	3.19%
50.00 - 59.99%	4	0.01%	165,757	0.01%	72,997	0.01%	23,543	766	39.98	0.57%
60.00 - 69.99%	2	0.01%	46,186	0.00%	20,775	0.00%	16,470	845	28.42	0.81%
70.00 - 79.99%	1	0.00%	34,560	0.00%	19,200	0.00%	19,200	795	40.00	0.00%
80.00 - 89.99%	4	0.01%	165,581	0.01%	102,883	0.02%	26,500	790	43.13	0.44%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	7	0.03%	303,266	0.03%	103,567	0.02%	18,586	782	31.40	1.61%
NA	4,810	17.99%	220,639,240	19.82%	109,542,940	18.27%	30,072	127	33.53	4.34%
Total:	26,742	100.00%	1,113,182,036	100.00%	599,633,232	100.00%	28,920	617	40.13	2.31%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	107	0.40%	735,670	0.07%	271,731	0.05%	5,175	669	26.06	4.70%
25.00 - 49.99%	819	3.06%	16,008,478	1.44%	7,097,218	1.18%	11,681	681	32.71	2.86%
50.00 - 74.99%	3,385	12.66%	104,492,463	9.39%	50,250,757	8.38%	18,895	652	35.55	2.20%
75.00 - 99.99%	9,209	34.44%	375,760,771	33.76%	196,282,715	32.73%	26,430	624	38.66	2.32%
100.00 - 109.99%	5,396	20.18%	253,370,337	22.76%	137,597,475	22.95%	31,156	582	40.00	2.41%
110.00 - 119.99%	3,839	14.36%	183,014,033	16.44%	102,692,135	17.13%	32,845	602	42.18	2.28%
120.00 - 129.99%	2,239	8.37%	102,852,233	9.24%	59,936,850	10.00%	33,064	629	43.62	2.19%
130.00 - 139.99%	1,093	4.09%	49,868,043	4.48%	29,550,506	4.93%	33,311	655	44.22	2.23%
140.00%+	655	2.45%	27,080,007	2.43%	15,953,845	2.66%	30,961	666	43.70	2.39%
Total:	26,742	100.00%	1,113,182,036	100.00%	599,633,232	100.00%	28,920	617	40.13	2.31%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	437	1.63%	17,395,212	1.56%	9,691,962	1.62%	28,536	621	41.90	2.47%
Alaska	52	0.19%	2,500,653	0.22%	1,515,708	0.25%	35,791	683	45.20	2.32%
Arizona	447	1.67%	19,986,556	1.80%	10,866,029	1.81%	29,820	631	41.04	1.88%
Arkansas	274	1.02%	10,955,121	0.98%	5,980,597	1.00%	27,323	680	41.13	2.02%
California	2,856	10.68%	127,355,860	11.44%	67,492,777	11.26%	30,192	580	38.84	2.31%
Colorado	446	1.67%	20,266,857	1.82%	10,708,591	1.79%	30,322	629	39.24	1.91%
Connecticut	221	0.83%	8,264,479	0.74%	4,499,124	0.75%	27,792	527	38.41	2.89%
Delaware	118	0.44%	4,744,138	0.43%	2,747,373	0.46%	28,622	579	41.96	2.44%
Florida	2,083	7.79%	84,917,956	7.63%	47,334,866	7.89%	29,527	570	41.25	3.24%
Georgia	914	3.42%	39,453,415	3.54%	21,532,320	3.59%	29,571	623	41.17	2.60%
Hawaii	45	0.17%	1,884,968	0.17%	1,015,133	0.17%	26,862	586	37.71	2.66%
Idaho	125	0.47%	5,580,887	0.50%	3,113,799	0.52%	30,707	656	41.20	1.67%
Illinois	878	3.28%	35,187,147	3.16%	17,908,331	2.99%	26,401	644	38.30	1.83%
Indiana	495	1.85%	19,238,357	1.73%	10,037,307	1.67%	25,435	650	38.73	1.50%
Iowa	233	0.87%	9,378,052	0.84%	4,839,887	0.81%	26,477	661	38.17	1.44%
Kansas	222	0.83%	9,734,051	0.87%	5,159,535	0.86%	29,912	660	40.67	1.49%
Kentucky	325	1.22%	12,706,230	1.14%	6,895,232	1.15%	27,656	678	41.25	2.20%
Louisiana	518	1.94%	22,840,816	2.05%	12,238,916	2.04%	29,707	637	40.88	2.27%
Maine	132	0.49%	4,834,982	0.43%	2,779,348	0.46%	26,644	590	41.64	3.12%
Maryland	558	2.09%	24,128,249	2.17%	12,870,888	2.15%	29,862	535	40.30	2.65%
Massachusetts	469	1.75%	19,286,553	1.73%	10,043,802	1.67%	28,413	458	37.86	3.11%
Michigan	1,178	4.41%	40,429,221	3.63%	20,578,827	3.43%	22,997	693	37.23	1.60%
Minnesota	321	1.20%	12,745,269	1.14%	6,538,956	1.09%	26,913	644	37.92	2.21%
Mississippi	277	1.04%	12,062,419	1.08%	6,752,453	1.13%	29,356	648	41.50	2.07%
Missouri	571	2.14%	22,387,516	2.01%	12,269,383	2.05%	26,902	643	40.99	1.76%
Montana	113	0.42%	4,783,904	0.43%	2,553,294	0.43%	27,531	630	40.09	1.73%
Nebraska	198	0.74%	7,882,928	0.71%	4,121,485	0.69%	25,812	655	37.84	1.61%
Nevada	264	0.99%	11,892,895	1.07%	6,727,469	1.12%	31,380	650	42.00	2.16%
New Hampshire	143	0.53%	5,658,258	0.51%	3,150,444	0.53%	28,120	543	39.81	3.55%
New Jersey	698	2.61%	25,431,844	2.28%	13,060,887	2.18%	25,316	552	37.49	2.68%
New Mexico	168	0.63%	7,267,097	0.65%	3,987,189	0.66%	29,703	594	40.94	2.70%
New York	871	3.26%	33,963,401	3.05%	17,831,336	2.97%	27,073	590	38.86	2.68%
North Carolina	796	2.98%	32,575,679	2.93%	18,067,378	3.01%	28,644	583	41.64	2.69%
North Dakota	54	0.20%	2,550,250	0.23%	1,330,981	0.22%	31,671	738	38.75	2.05%
Ohio	1,093	4.09%	40,726,137	3.66%	21,637,524	3.61%	25,957	652	40.10	2.00%
Oklahoma	374	1.40%	16,824,765	1.51%	9,065,594	1.51%	30,291	615	39.92	2.28%
Oregon	270	1.01%	11,593,694	1.04%	6,354,377	1.06%	29,973	570	40.17	2.60%
Pennsylvania	964	3.60%	35,896,660	3.22%	19,113,948	3.19%	25,741	587	39.39	2.49%
Rhode Island	53	0.20%	2,062,262	0.19%	1,069,597	0.18%	24,147	503	37.20	2.98%
South Carolina	338	1.26%	13,603,661	1.22%	7,593,628	1.27%	29,724	614	41.63	2.71%
South Dakota	80	0.30%	3,242,228	0.29%	1,706,588	0.28%	27,185	676	37.12	1.77%
Tennessee	484	1.81%	20,720,814	1.86%	11,209,448	1.87%	29,275	662	40.68	1.92%
Texas	3,600	13.46%	166,402,942	14.95%	91,404,131	15.24%	31,898	654	41.37	2.27%
Utah	149	0.56%	7,035,361	0.63%	3,701,666	0.62%	33,250	609	40.04	1.32%
Vermont	83	0.31%	3,236,881	0.29%	1,723,317	0.29%	25,768	554	38.38	2.82%
Virginia	681	2.55%	28,687,650	2.58%	15,693,454	2.62%	29,203	606	41.04	2.21%
Washington	336	1.26%	15,266,658	1.37%	8,339,130	1.39%	31,123	615	39.77	1.75%
West Virginia	170	0.64%	6,523,987	0.59%	3,588,245	0.60%	26,326	690	42.58	1.89%
Wisconsin	434	1.62%	16,880,936	1.52%	8,914,007	1.49%	26,496	676	39.48	1.57%
Wyoming	86	0.32%	3,702,876	0.33%	1,999,411	0.33%	30,880	674	40.52	2.27%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	48,409	0.00%	31,600	0.01%	31,600	625	47.00	0.00%
Armed Forces Pacific	1	0.00%	37,655	0.00%	15,166	0.00%	15,166	836	29.00	0.00%
District of Columbia	11	0.04%	417,241	0.04%	230,792	0.04%	27,608	495	40.10	3.15%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	34	0.13%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	26,742	100.00%	1,113,182,036	100.00%	599,633,232	100.00%	28,920	617	40.13	2.31%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	23,616	88.31%	1,031,796,354	92.69%	557,672,609	93.00%	29,605	618	40.32	2.05%
Used	3,092	11.56%	81,385,682	7.31%	41,960,623	7.00%	19,817	600	37.65	5.78%
NA	34	0.13%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	26,742	100.00%	1,113,182,036	100.00%	599,633,232	100.00%	28,920	617	40.13	2.31%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	2,757	10.31%	81,117,059	7.29%	43,666,924	7.28%	21,305	662	41.80	2.23%
Truck	11,317	42.32%	521,981,578	46.89%	278,960,692	46.52%	30,931	520	39.26	3.19%
SUV	12,634	47.24%	510,083,399	45.82%	277,005,616	46.20%	28,096	707	40.75	1.44%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	34	0.13%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	26,742	100.00%	1,113,182,036	100.00%	599,633,232	100.00%	28,920	617	40.13	2.31%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	24,744	92.53%	1,021,911,933	91.80%	559,395,262	93.29%	28,918	610	40.68	2.35%
Ford: Lincoln	1,964	7.34%	91,270,103	8.20%	40,237,970	6.71%	28,957	704	32.60	1.76%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	34	0.13%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	26,742	100.00%	1,113,182,036	100.00%	599,633,232	100.00%	28,920	617	40.13	2.31%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM