StratMaker (142490)

Ford Credit Auto Owner Trust 2022-A

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

92.73% / 7.27%

Total Original # of Loans

27,904

WA Loan to Value (LTV)

71.44%

Total Original Loan Amount (OLA)

$ 1,161,455,317

WA Payment to Income (PTI)

7.49%

Weighted Average (WA) OLA

$ 48,875

WA FICO (non-zero)

643

Rep. Period Beginning Loan Amount

$ 774,716,649

WA Remaining Term (RT)

46.77

Rep. Period Ending Loan Amount (ELA)

$ 747,937,936

WA Original APR

2.53%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

27,904

Total Original Loan Amount (OLA)

$ 1,161,455,317

Weighted Average (WA) OLA

$ 48,875

Rep. Period Beginning Loan Amount

$ 774,716,649

Rep. Period Ending Loan Amount (ELA)

$ 747,937,936

As % of Reporting Period ELA:

New % / Used %

92.73% / 7.27%

WA Loan to Value (LTV)

71.44%

WA Payment to Income (PTI)

7.49%

WA FICO (non-zero)

643

WA Remaining Term (RT)

46.77

WA Original APR

2.53%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	25	0.09%	50,981	0.00%	23,290	0.00%	2,280	630	22.43	4.61%
$5,000 - $9,999	204	0.73%	1,692,687	0.15%	859,962	0.11%	5,047	651	30.02	4.23%
$10,000 - $14,999	757	2.71%	9,589,825	0.83%	5,099,243	0.68%	8,093	697	34.58	3.42%
$15,000 - $19,999	1,324	4.74%	23,490,639	2.02%	12,989,936	1.74%	11,670	693	39.10	3.36%
$20,000 - $24,999	2,177	7.80%	49,167,844	4.23%	27,641,625	3.70%	15,037	685	40.97	2.97%
$25,000 - $29,999	2,975	10.66%	82,170,442	7.07%	49,171,853	6.57%	18,889	669	43.46	2.49%
$30,000 - $39,999	6,910	24.76%	241,719,757	20.81%	149,774,774	20.03%	24,530	663	45.19	2.39%
$40,000 - $49,999	5,735	20.55%	256,040,699	22.04%	164,675,639	22.02%	31,803	646	47.23	2.27%
$50,000 - $59,999	3,675	13.17%	200,284,099	17.24%	134,007,514	17.92%	39,516	627	48.43	2.19%
$60,000 - $69,999	2,154	7.72%	138,868,981	11.96%	94,248,305	12.60%	46,998	605	48.74	2.51%
$70,000 - $79,999	1,153	4.13%	85,787,568	7.39%	59,237,625	7.92%	54,718	578	48.62	3.04%
$80,000 - $89,999	513	1.84%	43,200,437	3.72%	30,847,182	4.12%	63,042	568	50.39	3.42%
$90,000 - $99,999	223	0.80%	20,989,005	1.81%	14,270,373	1.91%	69,898	587	49.98	3.90%
Over $100,000	79	0.28%	8,402,352	0.72%	5,090,616	0.68%	70,328	643	44.01	3.91%
Total:	27,904	100.00%	1,161,455,317	100.00%	747,937,936	100.00%	35,724	635	46.77	2.53%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1,993	7.14%	58,345,946	5.02%	4,102,037	0.55%	3,424	694	12.08	2.43%
$5,000 - $9,999	1,949	6.98%	49,897,928	4.30%	14,769,949	1.97%	7,854	686	23.47	2.55%
$10,000 - $14,999	2,480	8.89%	64,596,329	5.56%	31,208,598	4.17%	12,754	687	32.86	2.54%
$15,000 - $19,999	3,425	12.27%	102,909,939	8.86%	60,411,958	8.08%	17,758	668	38.97	2.21%
$20,000 - $24,999	3,778	13.54%	131,129,812	11.29%	85,144,036	11.38%	22,629	667	42.91	2.15%
$25,000 - $29,999	3,686	13.21%	149,055,616	12.83%	101,170,315	13.53%	27,522	653	45.55	2.29%
$30,000 - $39,999	5,378	19.27%	260,362,148	22.42%	185,793,324	24.84%	34,782	638	48.50	2.36%
$40,000 - $49,999	2,965	10.63%	175,439,421	15.11%	131,861,446	17.63%	44,656	615	51.13	2.52%
$50,000 - $59,999	1,393	4.99%	96,935,935	8.35%	75,532,465	10.10%	54,370	589	52.95	2.98%
$60,000 - $69,999	593	2.13%	48,288,141	4.16%	38,050,668	5.09%	64,284	563	54.20	3.54%
$70,000 - $79,999	223	0.80%	20,436,044	1.76%	16,498,478	2.21%	74,086	603	56.39	4.22%
$80,000 - $89,999	40	0.14%	3,960,387	0.34%	3,301,833	0.44%	82,604	602	58.57	5.06%
$90,000 - $99,999	1	0.00%	97,671	0.01%	92,830	0.01%	92,830	646	61.00	10.55%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	27,904	100.00%	1,161,455,317	100.00%	747,937,936	100.00%	35,724	635	46.77	2.53%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	27,891	99.95%	1,161,455,317	100.00%	747,937,936	100.00%	35,724	635	46.77	2.53%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	13	0.05%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	27,904	100.00%	1,161,455,317	100.00%	747,937,936	100.00%	35,724	635	46.77	2.53%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	17,248	61.81%	711,840,192	61.29%	445,141,764	59.52%	33,742	715	45.19	0.52%
2.50 - 4.99%	5,306	19.02%	219,446,990	18.89%	146,921,037	19.64%	36,903	566	49.21	3.97%
5.00 - 7.49%	3,766	13.50%	171,312,888	14.75%	115,265,946	15.41%	41,527	460	48.85	6.13%
7.50 - 9.99%	1,181	4.23%	46,884,828	4.04%	32,255,971	4.31%	37,841	510	49.58	8.37%
10.00 - 12.49%	277	0.99%	8,797,118	0.76%	6,115,211	0.82%	33,536	489	48.72	11.03%
12.50 - 14.99%	85	0.30%	2,088,281	0.18%	1,410,585	0.19%	28,656	517	47.10	13.69%
15.00 - 17.49%	28	0.10%	766,261	0.07%	600,307	0.08%	30,040	503	50.31	16.02%
17.50 - 19.99%	12	0.04%	276,262	0.02%	199,025	0.03%	28,743	520	40.48	18.25%
20.00 - 22.49%	1	0.00%	42,498	0.00%	28,089	0.00%	28,089	38	32.00	20.39%
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	27,904	100.00%	1,161,455,317	100.00%	747,937,936	100.00%	35,724	635	46.77	2.53%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	155	0.56%	7,279,479	0.63%	4,655,821	0.62%	38,107	460	40.26	4.34%
500 - 549	403	1.44%	16,768,040	1.44%	10,939,736	1.46%	34,184	530	42.69	4.50%
550 - 599	1,175	4.21%	47,766,827	4.11%	32,723,886	4.38%	35,371	577	47.54	4.37%
600 - 649	2,228	7.98%	89,730,840	7.73%	61,926,243	8.28%	35,782	627	51.66	4.14%
650 - 699	3,393	12.16%	144,612,492	12.45%	97,893,990	13.09%	37,666	675	51.57	3.24%
700 - 749	4,067	14.57%	175,993,090	15.15%	115,533,098	15.45%	37,992	725	49.61	2.26%
750 - 799	4,554	16.32%	188,545,551	16.23%	118,716,789	15.87%	35,362	774	46.48	1.52%
800+	8,194	29.36%	318,945,782	27.46%	194,443,371	26.00%	31,779	838	43.91	1.01%
NA	3,735	13.39%	171,813,215	14.79%	111,105,003	14.85%	39,067	42	42.62	4.21%
Total:	27,904	100.00%	1,161,455,317	100.00%	747,937,936	100.00%	35,724	635	46.77	2.53%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	14	0.05%	7,247	0.00%	1,030	0.00%	1,030	693	5.00	0.00%
25 - 36	47	0.17%	1,166,456	0.10%	434,157	0.06%	15,545	512	13.42	2.47%
37 - 48	2,061	7.39%	72,634,718	6.25%	35,755,892	4.78%	24,694	657	19.89	0.91%
49 - 60	1,761	6.31%	62,168,260	5.35%	36,047,399	4.82%	27,819	561	30.59	2.32%
61 - 72	9,305	33.35%	370,484,691	31.90%	238,371,657	31.87%	34,084	564	42.19	2.40%
73+	14,716	52.74%	654,993,945	56.39%	437,327,803	58.47%	38,191	679	52.83	2.75%
Total:	27,904	100.00%	1,161,455,317	100.00%	747,937,936	100.00%	35,724	635	46.77	2.53%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	480	1.72%	17,633,793	1.52%	1,279	0.00%	438	714	4.26	5.28%
1 - 12	1,753	6.28%	62,087,628	5.35%	8,113,257	1.08%	8,382	634	8.78	2.08%
13 - 24	3,101	11.11%	108,707,708	9.36%	48,677,089	6.51%	22,132	652	20.46	1.37%
25 - 36	3,606	12.92%	138,544,600	11.93%	77,328,126	10.34%	26,778	588	32.19	2.40%
37 - 48	10,145	36.36%	424,044,376	36.51%	291,585,282	38.99%	34,232	603	44.47	2.14%
49 - 60	7,957	28.52%	365,502,451	31.47%	284,515,268	38.04%	41,070	669	56.16	2.89%
61 - 72	844	3.02%	44,060,500	3.79%	36,985,806	4.95%	48,761	700	65.55	4.74%
73+	18	0.06%	874,259	0.08%	731,829	0.10%	45,088	670	73.84	4.41%
Total:	27,904	100.00%	1,161,455,317	100.00%	747,937,936	100.00%	35,724	635	46.77	2.53%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	26,197	93.88%	1,086,951,439	93.59%	694,154,641	92.81%	35,424	639	46.49	2.42%
1 - 15	1,138	4.08%	49,242,972	4.24%	35,133,264	4.70%	38,537	608	50.13	3.68%
16 - 30	362	1.30%	16,198,892	1.39%	11,820,107	1.58%	41,406	542	51.05	4.22%
31 - 60	168	0.60%	7,377,589	0.64%	5,505,126	0.74%	41,736	557	50.65	4.39%
61 - 90	30	0.11%	1,279,804	0.11%	1,020,156	0.14%	43,800	541	49.80	5.44%
91 - 120	6	0.02%	254,763	0.02%	182,574	0.02%	34,631	461	47.90	6.70%
121+	3	0.01%	149,859	0.01%	122,068	0.02%	42,058	638	53.05	3.77%
Total:	27,904	100.00%	1,161,455,317	100.00%	747,937,936	100.00%	35,724	635	46.77	2.53%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1	0.00%	30,130	0.00%	24,104	0.00%	24,104	827	48.00	0.00%
Stated, not verified	23,019	82.49%	932,049,297	80.25%	598,182,989	79.98%	34,826	743	47.67	2.13%
Stated, verified to Level 3²	800	2.87%	32,010,633	2.76%	22,004,947	2.94%	36,522	634	51.12	3.88%
NA	4,084	14.64%	197,365,256	16.99%	127,725,896	17.08%	39,791	131	41.79	4.17%
Total:	27,904	100.00%	1,161,455,317	100.00%	747,937,936	100.00%	35,724	635	46.77	2.53%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	23,020	82.50%	932,079,427	80.25%	598,207,094	79.98%	34,826	743	47.67	2.13%
Stated, verified but not Level 4 or 5	791	2.83%	31,580,665	2.72%	21,677,562	2.90%	36,440	633	51.10	3.87%
Stated, verified to Level 4³	6	0.02%	282,819	0.02%	225,633	0.03%	41,485	615	54.24	5.14%
Stated, verified to Level 5³	3	0.01%	147,149	0.01%	101,752	0.01%	42,879	726	48.72	3.78%
NA	4,084	14.64%	197,365,256	16.99%	127,725,896	17.08%	39,791	131	41.79	4.17%
Total:	27,904	100.00%	1,161,455,317	100.00%	747,937,936	100.00%	35,724	635	46.77	2.53%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,723	20.51%	205,883,470	17.73%	127,935,653	17.11%	32,142	760	45.84	1.75%
5.00 - 9.99%	10,538	37.77%	428,973,571	36.93%	277,791,806	37.14%	34,718	738	48.34	2.14%
10.00 - 14.99%	5,057	18.12%	219,169,112	18.87%	143,292,123	19.16%	36,600	726	48.83	2.43%
15.00 - 19.99%	1,624	5.82%	72,403,328	6.23%	47,555,046	6.36%	37,750	718	48.62	2.85%
20.00 - 24.99%	434	1.56%	19,594,876	1.69%	12,491,586	1.67%	37,243	733	45.59	2.81%
25.00 - 29.99%	120	0.43%	5,664,751	0.49%	3,515,744	0.47%	36,301	769	41.24	2.15%
30.00 - 39.99%	65	0.23%	3,164,841	0.27%	1,779,547	0.24%	34,760	777	37.25	2.12%
40.00 - 49.99%	16	0.06%	635,005	0.05%	366,004	0.05%	34,078	759	40.99	2.06%
50.00 - 59.99%	10	0.04%	512,554	0.04%	345,925	0.05%	44,654	805	43.97	1.04%
60.00 - 69.99%	2	0.01%	54,905	0.00%	38,540	0.01%	19,417	847	46.48	1.03%
70.00 - 79.99%	1	0.00%	54,592	0.00%	43,977	0.01%	43,977	800	58.00	0.00%
80.00 - 89.99%	1	0.00%	35,487	0.00%	27,798	0.00%	27,798	848	47.00	0.00%
90.00 - 99.99%	5	0.02%	195,456	0.02%	124,792	0.02%	28,143	830	42.35	0.46%
100.00%+	12	0.04%	545,664	0.05%	365,479	0.05%	35,481	788	44.22	0.79%
NA	4,296	15.40%	204,567,706	17.61%	132,263,916	17.68%	39,470	153	41.90	4.09%
Total:	27,904	100.00%	1,161,455,317	100.00%	747,937,936	100.00%	35,724	635	46.77	2.53%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	168	0.60%	1,514,162	0.13%	761,300	0.10%	6,239	737	30.11	2.11%
25.00 - 49.99%	1,446	5.18%	27,429,265	2.36%	16,153,938	2.16%	14,212	727	37.83	1.77%
50.00 - 74.99%	4,179	14.98%	126,458,264	10.89%	77,317,365	10.34%	23,046	693	42.27	1.94%
75.00 - 99.99%	9,421	33.76%	382,258,911	32.91%	238,225,179	31.85%	31,873	652	45.59	2.37%
100.00 - 109.99%	5,284	18.94%	248,759,345	21.42%	159,728,977	21.36%	37,825	603	46.77	2.69%
110.00 - 119.99%	4,090	14.66%	207,078,768	17.83%	139,928,100	18.71%	42,377	598	48.91	2.75%
120.00 - 129.99%	2,030	7.27%	105,299,409	9.07%	72,609,169	9.71%	44,535	630	50.90	2.75%
130.00 - 139.99%	879	3.15%	44,505,185	3.83%	30,874,833	4.13%	45,009	645	51.53	3.02%
140.00%+	407	1.46%	18,152,008	1.56%	12,339,074	1.65%	41,750	677	50.18	3.29%
Total:	27,904	100.00%	1,161,455,317	100.00%	747,937,936	100.00%	35,724	635	46.77	2.53%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	433	1.55%	17,639,963	1.52%	11,384,420	1.52%	35,967	638	48.55	2.79%
Alaska	55	0.20%	2,479,203	0.21%	1,675,275	0.22%	37,285	760	48.81	1.52%
Arizona	493	1.77%	21,765,716	1.87%	13,915,503	1.86%	37,350	612	46.59	2.27%
Arkansas	301	1.08%	12,991,015	1.12%	8,771,635	1.17%	37,690	672	49.03	2.61%
California	2,680	9.60%	118,157,501	10.17%	74,197,939	9.92%	36,441	596	45.31	2.63%
Colorado	421	1.51%	19,401,347	1.67%	12,493,945	1.67%	39,340	634	46.34	2.36%
Connecticut	222	0.80%	8,353,765	0.72%	5,413,553	0.72%	33,228	532	45.15	3.25%
Delaware	112	0.40%	4,394,945	0.38%	2,875,393	0.38%	34,326	625	49.28	2.77%
Florida	2,095	7.51%	88,424,267	7.61%	58,147,642	7.77%	36,677	597	47.54	3.11%
Georgia	882	3.16%	39,274,972	3.38%	25,493,224	3.41%	37,878	650	48.41	2.61%
Hawaii	54	0.19%	2,178,862	0.19%	1,402,311	0.19%	32,902	673	46.09	2.57%
Idaho	132	0.47%	5,878,754	0.51%	3,823,148	0.51%	36,818	650	47.31	1.78%
Illinois	959	3.44%	38,771,521	3.34%	24,194,198	3.23%	33,861	647	45.30	2.09%
Indiana	510	1.83%	19,707,226	1.70%	11,764,568	1.57%	31,571	660	44.92	2.06%
Iowa	301	1.08%	11,457,624	0.99%	7,136,433	0.95%	31,910	715	43.90	1.48%
Kansas	245	0.88%	10,388,202	0.89%	6,662,714	0.89%	36,212	667	46.65	2.04%
Kentucky	323	1.16%	12,388,790	1.07%	8,033,876	1.07%	34,132	646	46.75	2.66%
Louisiana	556	1.99%	26,065,608	2.24%	17,162,396	2.29%	39,103	665	48.12	2.35%
Maine	147	0.53%	5,716,518	0.49%	3,827,447	0.51%	33,528	580	47.57	2.69%
Maryland	491	1.76%	21,365,345	1.84%	13,931,004	1.86%	37,356	565	47.39	2.97%
Massachusetts	469	1.68%	18,301,202	1.58%	11,827,325	1.58%	33,901	487	44.24	3.18%
Michigan	1,319	4.73%	43,761,909	3.77%	26,781,211	3.58%	26,964	695	42.84	1.70%
Minnesota	407	1.46%	16,015,495	1.38%	10,467,962	1.40%	34,109	674	46.02	1.68%
Mississippi	304	1.09%	13,180,293	1.13%	8,696,879	1.16%	38,244	669	48.34	2.48%
Missouri	700	2.51%	26,901,074	2.32%	17,094,750	2.29%	31,976	674	47.06	2.21%
Montana	124	0.44%	5,363,147	0.46%	3,492,121	0.47%	35,212	683	44.52	1.90%
Nebraska	198	0.71%	7,385,917	0.64%	4,540,060	0.61%	30,167	685	41.96	1.64%
Nevada	275	0.99%	12,297,146	1.06%	8,026,229	1.07%	38,764	665	48.11	2.67%
New Hampshire	139	0.50%	5,670,139	0.49%	3,728,762	0.50%	34,193	652	46.28	2.03%
New Jersey	734	2.63%	27,770,013	2.39%	18,070,849	2.42%	34,006	537	45.38	3.14%
New Mexico	179	0.64%	8,099,180	0.70%	5,593,917	0.75%	38,397	617	49.41	2.53%
New York	1,000	3.58%	36,836,601	3.17%	23,123,831	3.09%	31,432	623	43.39	2.68%
North Carolina	872	3.13%	35,477,240	3.05%	23,497,535	3.14%	35,067	615	48.58	2.73%
North Dakota	66	0.24%	2,632,321	0.23%	1,795,898	0.24%	34,280	658	46.01	2.08%
Ohio	1,071	3.84%	39,331,541	3.39%	24,763,589	3.31%	31,114	660	46.55	2.24%
Oklahoma	401	1.44%	17,585,257	1.51%	11,414,856	1.53%	36,808	655	46.53	2.43%
Oregon	246	0.88%	10,542,194	0.91%	6,646,768	0.89%	35,080	570	44.35	2.60%
Pennsylvania	1,009	3.62%	36,721,973	3.16%	23,355,189	3.12%	30,994	628	44.70	2.19%
Rhode Island	54	0.19%	2,164,450	0.19%	1,345,672	0.18%	32,880	587	45.03	2.62%
South Carolina	444	1.59%	18,168,011	1.56%	11,495,107	1.54%	34,949	639	47.58	2.93%
South Dakota	98	0.35%	3,591,952	0.31%	2,360,276	0.32%	31,297	756	46.22	1.77%
Tennessee	504	1.81%	20,981,030	1.81%	13,540,698	1.81%	35,076	653	47.38	2.35%
Texas	3,953	14.17%	184,659,888	15.90%	122,255,908	16.35%	39,889	666	49.29	2.80%
Utah	148	0.53%	7,272,920	0.63%	4,776,919	0.64%	41,256	578	47.29	2.40%
Vermont	113	0.40%	4,493,814	0.39%	2,937,244	0.39%	33,844	642	47.63	3.05%
Virginia	633	2.27%	27,215,852	2.34%	17,651,479	2.36%	37,073	637	47.28	2.35%
Washington	284	1.02%	13,372,212	1.15%	8,288,792	1.11%	37,851	587	42.90	2.40%
West Virginia	188	0.67%	7,604,981	0.65%	4,918,715	0.66%	34,193	697	48.33	2.00%
Wisconsin	460	1.65%	17,276,501	1.49%	10,739,904	1.44%	32,064	686	45.68	1.50%
Wyoming	70	0.25%	3,310,925	0.29%	2,034,313	0.27%	37,925	705	44.81	1.68%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	17	0.06%	668,999	0.06%	368,557	0.05%	29,450	669	43.81	1.85%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	13	0.05%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	27,904	100.00%	1,161,455,317	100.00%	747,937,936	100.00%	35,724	635	46.77	2.53%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	24,924	89.32%	1,075,098,987	92.56%	693,529,823	92.73%	36,239	641	46.93	2.29%
Used	2,967	10.63%	86,356,329	7.44%	54,408,113	7.27%	29,161	566	44.77	5.54%
NA	13	0.05%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	27,904	100.00%	1,161,455,317	100.00%	747,937,936	100.00%	35,724	635	46.77	2.53%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	2,117	7.59%	62,750,675	5.40%	33,734,236	4.51%	26,258	682	45.37	2.94%
Truck	12,558	45.00%	596,933,941	51.40%	400,134,844	53.50%	39,956	571	48.22	2.85%
SUV	13,216	47.36%	501,770,700	43.20%	314,068,857	41.99%	31,348	712	45.07	2.08%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	13	0.05%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	27,904	100.00%	1,161,455,317	100.00%	747,937,936	100.00%	35,724	635	46.77	2.53%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	26,293	94.23%	1,089,712,827	93.82%	709,745,246	94.89%	35,767	631	47.25	2.56%
Ford: Lincoln	1,598	5.73%	71,742,490	6.18%	38,192,690	5.11%	34,924	722	37.78	2.02%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	13	0.05%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	27,904	100.00%	1,161,455,317	100.00%	747,937,936	100.00%	35,724	635	46.77	2.53%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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