StratMaker (142498)

Ford Credit Auto Owner Trust 2022-C

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

89.77% / 10.23%

Total Original # of Loans

49,746

WA Loan to Value (LTV)

81.10%

Total Original Loan Amount (OLA)

$ 2,120,431,452

WA Payment to Income (PTI)

7.43%

Weighted Average (WA) OLA

$ 51,014

WA FICO (non-zero)

642

Rep. Period Beginning Loan Amount

$ 1,576,800,363

WA Remaining Term (RT)

51.32

Rep. Period Ending Loan Amount (ELA)

$ 1,524,424,424

WA Original APR

3.30%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

49,746

Total Original Loan Amount (OLA)

$ 2,120,431,452

Weighted Average (WA) OLA

$ 51,014

Rep. Period Beginning Loan Amount

$ 1,576,800,363

Rep. Period Ending Loan Amount (ELA)

$ 1,524,424,424

As % of Reporting Period ELA:

New % / Used %

89.77% / 10.23%

WA Loan to Value (LTV)

81.10%

WA Payment to Income (PTI)

7.43%

WA FICO (non-zero)

642

WA Remaining Term (RT)

51.32

WA Original APR

3.30%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	10	0.02%	45,476	0.00%	34,938	0.00%	3,599	652	28.48	5.55%
$5,000 - $9,999	386	0.78%	3,164,275	0.15%	1,997,552	0.13%	6,132	681	34.03	3.89%
$10,000 - $14,999	1,418	2.85%	18,013,634	0.85%	11,356,248	0.74%	9,661	701	38.54	3.61%
$15,000 - $19,999	2,503	5.03%	44,155,799	2.08%	27,844,949	1.83%	13,310	702	41.92	3.29%
$20,000 - $24,999	3,865	7.77%	87,331,782	4.12%	55,779,239	3.66%	17,172	696	45.21	3.08%
$25,000 - $29,999	5,192	10.44%	143,270,589	6.76%	91,874,665	6.03%	21,054	671	46.87	3.01%
$30,000 - $39,999	11,642	23.40%	407,137,156	19.20%	275,004,747	18.04%	27,412	666	49.07	2.95%
$40,000 - $49,999	9,732	19.56%	435,056,922	20.52%	305,994,147	20.07%	35,539	646	51.09	2.91%
$50,000 - $59,999	6,755	13.58%	368,807,826	17.39%	272,691,401	17.89%	44,334	630	52.73	3.06%
$60,000 - $69,999	3,953	7.95%	254,920,869	12.02%	195,513,277	12.83%	52,992	597	52.95	3.39%
$70,000 - $79,999	2,183	4.39%	162,415,608	7.66%	127,173,658	8.34%	61,841	596	53.73	3.72%
$80,000 - $89,999	1,090	2.19%	91,991,415	4.34%	73,589,260	4.83%	71,552	581	55.99	4.36%
$90,000 - $99,999	526	1.06%	49,550,455	2.34%	40,722,548	2.67%	81,631	571	57.82	4.98%
Over $100,000	491	0.99%	54,569,645	2.57%	44,847,796	2.94%	95,074	547	57.27	5.42%
Total:	49,746	100.00%	2,120,431,452	100.00%	1,524,424,424	100.00%	42,617	633	51.32	3.30%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3,644	7.33%	111,603,453	5.26%	7,504,120	0.49%	3,437	700	11.32	2.44%
$5,000 - $9,999	3,359	6.75%	90,768,457	4.28%	25,115,853	1.65%	7,759	708	22.58	2.47%
$10,000 - $14,999	3,749	7.54%	95,815,783	4.52%	47,087,139	3.09%	12,726	700	33.92	2.66%
$15,000 - $19,999	4,726	9.50%	133,852,336	6.31%	83,010,687	5.45%	17,680	701	40.58	2.34%
$20,000 - $24,999	5,533	11.12%	180,751,477	8.52%	124,669,311	8.18%	22,625	685	44.92	2.48%
$25,000 - $29,999	5,569	11.19%	206,736,933	9.75%	153,013,830	10.04%	27,550	666	48.18	2.64%
$30,000 - $39,999	9,395	18.89%	414,906,358	19.57%	326,228,681	21.40%	34,958	652	51.53	2.88%
$40,000 - $49,999	6,337	12.74%	342,016,609	16.13%	282,677,824	18.54%	44,792	622	54.31	3.18%
$50,000 - $59,999	3,718	7.47%	236,709,112	11.16%	202,459,760	13.28%	54,607	601	56.12	3.66%
$60,000 - $69,999	1,892	3.80%	138,866,971	6.55%	121,908,679	8.00%	64,561	572	57.49	4.36%
$70,000 - $79,999	926	1.86%	77,589,688	3.66%	69,032,243	4.53%	74,663	560	59.60	4.96%
$80,000 - $89,999	468	0.94%	44,071,256	2.08%	39,600,911	2.60%	84,720	571	61.11	5.48%
$90,000 - $99,999	297	0.60%	31,212,555	1.47%	28,068,161	1.84%	94,590	531	60.88	5.75%
Over $100,000	133	0.27%	15,530,466	0.73%	14,047,227	0.92%	105,815	558	62.13	5.93%
Total:	49,746	100.00%	2,120,431,452	100.00%	1,524,424,424	100.00%	42,617	633	51.32	3.30%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	49,746	100.00%	2,120,431,452	100.00%	1,524,424,424	100.00%	42,617	633	51.32	3.30%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	49,746	100.00%	2,120,431,452	100.00%	1,524,424,424	100.00%	42,617	633	51.32	3.30%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	26,522	53.31%	1,076,467,077	50.77%	710,313,096	46.60%	36,250	727	45.44	0.71%
2.50 - 4.99%	11,742	23.60%	508,510,974	23.98%	390,244,151	25.60%	44,892	613	55.33	3.94%
5.00 - 7.49%	7,883	15.85%	386,313,938	18.22%	302,390,097	19.84%	52,156	487	56.85	6.17%
7.50 - 9.99%	2,677	5.38%	117,259,310	5.53%	95,578,509	6.27%	50,210	507	59.20	8.45%
10.00 - 12.49%	616	1.24%	22,520,288	1.06%	18,182,672	1.19%	45,991	532	59.16	11.15%
12.50 - 14.99%	192	0.39%	6,185,909	0.29%	4,965,120	0.33%	39,954	551	56.78	13.47%
15.00 - 17.49%	87	0.17%	2,525,661	0.12%	2,172,252	0.14%	35,100	539	58.68	16.02%
17.50 - 19.99%	25	0.05%	623,762	0.03%	556,908	0.04%	31,090	366	55.11	18.50%
20.00 - 22.49%	2	0.00%	24,533	0.00%	21,619	0.00%	13,289	383	49.35	20.51%
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	49,746	100.00%	2,120,431,452	100.00%	1,524,424,424	100.00%	42,617	633	51.32	3.30%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	359	0.72%	16,711,531	0.79%	13,011,639	0.85%	47,668	455	46.96	5.41%
500 - 549	845	1.70%	37,930,522	1.79%	30,289,549	1.99%	45,249	530	50.54	5.35%
550 - 599	2,183	4.39%	95,402,526	4.50%	74,892,318	4.91%	44,564	577	53.06	5.21%
600 - 649	3,912	7.86%	164,596,013	7.76%	126,870,419	8.32%	42,969	627	58.10	5.27%
650 - 699	6,138	12.34%	271,852,251	12.82%	204,152,625	13.39%	45,195	675	57.83	4.22%
700 - 749	7,486	15.05%	326,718,474	15.41%	233,143,104	15.29%	43,844	724	54.32	3.05%
750 - 799	8,246	16.58%	344,356,382	16.24%	238,059,731	15.62%	40,939	775	49.88	2.11%
800+	14,545	29.24%	571,241,739	26.94%	382,692,042	25.10%	37,004	837	46.61	1.55%
NA	6,032	12.13%	291,622,013	13.75%	221,312,996	14.52%	48,940	40	47.76	4.83%
Total:	49,746	100.00%	2,120,431,452	100.00%	1,524,424,424	100.00%	42,617	633	51.32	3.30%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	15	0.03%	331,150	0.02%	171,509	0.01%	17,760	438	7.40	4.34%
25 - 36	99	0.20%	2,677,068	0.13%	1,618,725	0.11%	27,894	449	19.78	3.23%
37 - 48	5,010	10.07%	179,248,537	8.45%	121,527,819	7.97%	34,309	656	27.05	1.37%
49 - 60	3,596	7.23%	133,843,519	6.31%	96,678,638	6.34%	37,372	571	37.93	2.82%
61 - 72	17,201	34.58%	720,689,416	33.99%	528,132,326	34.64%	42,096	549	48.57	2.96%
73+	23,825	47.89%	1,083,641,763	51.10%	776,295,408	50.92%	44,961	695	58.74	3.89%
Total:	49,746	100.00%	2,120,431,452	100.00%	1,524,424,424	100.00%	42,617	633	51.32	3.30%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	898	1.81%	35,860,750	1.69%	6,184	0.00%	859	706	1.95	4.12%
1 - 12	3,153	6.34%	110,277,844	5.20%	13,557,826	0.89%	7,210	660	8.78	2.04%
13 - 24	4,053	8.15%	142,789,165	6.73%	54,551,612	3.58%	19,752	672	19.98	1.68%
25 - 36	6,856	13.78%	255,132,621	12.03%	165,874,599	10.88%	32,375	641	30.50	1.87%
37 - 48	10,894	21.90%	449,685,897	21.21%	318,414,146	20.89%	35,750	630	43.73	2.18%
49 - 60	14,651	29.45%	665,520,467	31.39%	553,318,339	36.30%	44,938	600	54.23	3.14%
61 - 72	8,312	16.71%	408,516,843	19.27%	369,536,164	24.24%	52,089	664	65.53	5.12%
73+	929	1.87%	52,647,866	2.48%	49,165,553	3.23%	59,470	715	77.72	5.57%
Total:	49,746	100.00%	2,120,431,452	100.00%	1,524,424,424	100.00%	42,617	633	51.32	3.30%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	46,787	94.05%	1,984,980,734	93.61%	1,417,289,759	92.97%	42,229	637	50.93	3.18%
1 - 15	2,011	4.04%	93,163,028	4.39%	73,535,076	4.82%	48,017	599	56.40	4.70%
16 - 30	634	1.27%	28,635,409	1.35%	22,433,685	1.47%	47,091	557	56.48	4.95%
31 - 60	275	0.55%	11,844,442	0.56%	9,589,150	0.63%	46,562	540	56.60	5.64%
61 - 90	32	0.06%	1,460,357	0.07%	1,270,630	0.08%	51,456	478	58.34	6.74%
91 - 120	5	0.01%	225,425	0.01%	187,267	0.01%	48,756	689	59.06	5.63%
121+	2	0.00%	122,056	0.01%	118,857	0.01%	61,802	621	65.20	2.70%
Total:	49,746	100.00%	2,120,431,452	100.00%	1,524,424,424	100.00%	42,617	633	51.32	3.30%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1	0.00%	32,091	0.00%	24,837	0.00%	24,837	789	37.00	0.90%
Stated, not verified	41,202	82.82%	1,699,130,909	80.13%	1,199,734,748	78.70%	40,877	741	52.05	2.90%
Stated, verified to Level 3²	1,595	3.21%	65,873,755	3.11%	52,227,995	3.43%	42,846	623	58.48	5.22%
NA	6,948	13.97%	355,394,697	16.76%	272,436,844	17.87%	50,237	161	46.73	4.70%
Total:	49,746	100.00%	2,120,431,452	100.00%	1,524,424,424	100.00%	42,617	633	51.32	3.30%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	41,203	82.83%	1,699,163,000	80.13%	1,199,759,585	78.70%	40,877	741	52.05	2.90%
Stated, verified but not Level 4 or 5	1,572	3.16%	64,909,664	3.06%	51,403,166	3.37%	42,818	623	58.49	5.21%
Stated, verified to Level 4³	14	0.03%	582,525	0.03%	482,106	0.03%	41,036	586	57.91	4.63%
Stated, verified to Level 5³	9	0.02%	381,566	0.02%	342,723	0.02%	49,602	723	58.23	7.23%
NA	6,948	13.97%	355,394,697	16.76%	272,436,844	17.87%	50,237	161	46.73	4.70%
Total:	49,746	100.00%	2,120,431,452	100.00%	1,524,424,424	100.00%	42,617	633	51.32	3.30%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	10,325	20.76%	373,698,182	17.62%	258,194,438	16.94%	37,556	757	50.41	2.50%
5.00 - 9.99%	18,579	37.35%	772,017,285	36.41%	545,680,082	35.80%	40,719	737	52.77	2.86%
10.00 - 14.99%	9,169	18.43%	407,047,903	19.20%	294,913,262	19.35%	43,075	723	53.64	3.37%
15.00 - 19.99%	2,964	5.96%	135,153,083	6.37%	97,598,932	6.40%	43,854	713	52.48	3.71%
20.00 - 24.99%	851	1.71%	39,988,289	1.89%	29,364,597	1.93%	45,169	722	51.88	3.92%
25.00 - 29.99%	259	0.52%	12,043,266	0.57%	8,564,066	0.56%	42,667	742	46.09	3.13%
30.00 - 39.99%	121	0.24%	5,880,116	0.28%	4,151,124	0.27%	43,060	758	43.72	2.89%
40.00 - 49.99%	33	0.07%	1,479,102	0.07%	922,482	0.06%	39,988	757	37.43	2.69%
50.00 - 59.99%	16	0.03%	745,812	0.04%	530,059	0.03%	58,273	768	43.58	2.30%
60.00 - 69.99%	5	0.01%	122,985	0.01%	81,008	0.01%	17,758	804	36.59	1.43%
70.00 - 79.99%	3	0.01%	107,102	0.01%	71,665	0.00%	25,384	839	41.77	0.58%
80.00 - 89.99%	2	0.00%	60,022	0.00%	48,972	0.00%	25,899	806	53.02	3.14%
90.00 - 99.99%	7	0.01%	219,153	0.01%	101,146	0.01%	21,964	822	43.51	3.07%
100.00%+	10	0.02%	336,429	0.02%	255,445	0.02%	32,668	790	51.30	1.65%
NA	7,402	14.88%	371,532,722	17.52%	283,947,148	18.63%	49,704	185	46.85	4.60%
Total:	49,746	100.00%	2,120,431,452	100.00%	1,524,424,424	100.00%	42,617	633	51.32	3.30%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	377	0.76%	3,980,310	0.19%	2,703,350	0.18%	8,787	753	35.02	2.20%
25.00 - 49.99%	2,972	5.97%	57,903,775	2.73%	40,274,919	2.64%	17,213	743	40.72	1.99%
50.00 - 74.99%	7,750	15.58%	237,567,100	11.20%	164,906,864	10.82%	27,122	699	45.82	2.32%
75.00 - 99.99%	15,864	31.89%	653,080,849	30.80%	447,125,493	29.33%	37,078	650	49.33	2.91%
100.00 - 109.99%	8,932	17.96%	432,119,683	20.38%	307,480,638	20.17%	44,704	610	51.50	3.28%
110.00 - 119.99%	7,242	14.56%	378,758,233	17.86%	285,859,140	18.75%	50,236	582	53.36	3.74%
120.00 - 129.99%	3,969	7.98%	215,868,334	10.18%	166,561,261	10.93%	53,802	613	56.64	4.11%
130.00 - 139.99%	1,689	3.40%	91,992,883	4.34%	71,003,572	4.66%	55,556	638	57.70	4.48%
140.00%+	951	1.91%	49,160,286	2.32%	38,509,187	2.53%	56,762	673	58.94	4.68%
Total:	49,746	100.00%	2,120,431,452	100.00%	1,524,424,424	100.00%	42,617	633	51.32	3.30%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	892	1.79%	37,046,298	1.75%	27,871,305	1.83%	41,264	633	54.66	3.53%
Alaska	80	0.16%	3,765,079	0.18%	2,634,713	0.17%	43,180	725	48.75	2.33%
Arizona	758	1.52%	34,852,033	1.64%	24,864,454	1.63%	44,512	619	50.46	3.29%
Arkansas	491	0.99%	21,257,287	1.00%	15,552,458	1.02%	41,043	681	53.94	3.01%
California	5,156	10.36%	235,902,424	11.13%	172,578,853	11.32%	45,803	614	52.17	3.27%
Colorado	762	1.53%	35,847,225	1.69%	24,996,732	1.64%	44,203	624	48.83	3.16%
Connecticut	405	0.81%	15,718,615	0.74%	10,641,643	0.70%	38,859	555	47.42	3.53%
Delaware	148	0.30%	5,548,400	0.26%	3,842,813	0.25%	39,005	583	52.41	4.00%
Florida	3,888	7.82%	169,654,334	8.00%	126,617,967	8.31%	45,341	605	53.36	4.00%
Georgia	1,727	3.47%	77,819,846	3.67%	57,474,680	3.77%	44,829	634	53.85	3.58%
Hawaii	95	0.19%	4,280,052	0.20%	2,982,864	0.20%	40,985	559	51.59	3.45%
Idaho	166	0.33%	7,674,268	0.36%	5,481,739	0.36%	45,564	632	49.88	2.86%
Illinois	1,510	3.04%	58,337,881	2.75%	39,101,871	2.57%	38,539	628	48.04	3.02%
Indiana	758	1.52%	30,142,560	1.42%	20,128,884	1.32%	37,620	642	47.62	2.69%
Iowa	480	0.96%	17,890,373	0.84%	12,507,201	0.82%	36,937	699	47.40	1.87%
Kansas	434	0.87%	18,211,028	0.86%	12,480,599	0.82%	39,035	667	48.44	2.23%
Kentucky	556	1.12%	21,478,555	1.01%	15,283,441	1.00%	38,203	682	51.44	3.03%
Louisiana	958	1.93%	43,510,845	2.05%	31,249,053	2.05%	42,949	657	52.45	3.14%
Maine	211	0.42%	8,274,201	0.39%	5,945,613	0.39%	37,759	602	50.56	3.60%
Maryland	924	1.86%	40,128,505	1.89%	28,076,051	1.84%	43,068	595	51.25	3.37%
Massachusetts	806	1.62%	32,093,595	1.51%	23,331,590	1.53%	40,284	482	47.71	3.40%
Michigan	2,130	4.28%	74,103,394	3.49%	50,269,682	3.30%	33,136	696	45.80	2.37%
Minnesota	742	1.49%	29,241,060	1.38%	20,624,019	1.35%	39,043	664	47.49	2.39%
Mississippi	527	1.06%	23,674,705	1.12%	17,233,536	1.13%	42,890	657	52.43	2.86%
Missouri	1,196	2.40%	45,818,005	2.16%	32,037,445	2.10%	36,826	670	50.91	2.60%
Montana	232	0.47%	10,089,169	0.48%	7,023,158	0.46%	41,089	588	46.90	3.17%
Nebraska	392	0.79%	15,026,467	0.71%	10,292,417	0.68%	36,573	684	47.94	2.13%
Nevada	520	1.05%	22,823,839	1.08%	16,127,471	1.06%	42,158	662	53.47	4.01%
New Hampshire	265	0.53%	10,519,181	0.50%	7,500,496	0.49%	38,136	601	48.23	3.47%
New Jersey	1,259	2.53%	47,586,961	2.24%	34,111,331	2.24%	39,903	590	49.55	3.97%
New Mexico	286	0.57%	12,763,073	0.60%	9,543,701	0.63%	44,410	593	52.11	4.18%
New York	1,713	3.44%	63,819,464	3.01%	45,724,846	3.00%	38,028	619	48.78	3.67%
North Carolina	1,574	3.16%	64,615,256	3.05%	46,917,703	3.08%	41,241	619	53.50	3.59%
North Dakota	117	0.24%	4,405,161	0.21%	3,151,402	0.21%	36,934	705	49.08	3.01%
Ohio	1,756	3.53%	65,210,807	3.08%	45,315,893	2.97%	36,851	654	50.26	3.20%
Oklahoma	637	1.28%	28,544,375	1.35%	20,421,403	1.34%	43,230	631	49.84	3.10%
Oregon	416	0.84%	17,373,089	0.82%	12,153,393	0.80%	40,924	564	47.69	3.08%
Pennsylvania	1,752	3.52%	64,564,440	3.04%	44,704,146	2.93%	36,904	616	47.93	3.03%
Rhode Island	90	0.18%	3,692,276	0.17%	2,617,255	0.17%	45,318	459	51.98	4.10%
South Carolina	758	1.52%	31,806,942	1.50%	23,289,881	1.53%	41,056	638	52.50	3.38%
South Dakota	185	0.37%	7,136,925	0.34%	5,248,777	0.34%	39,387	690	48.07	2.75%
Tennessee	932	1.87%	40,327,597	1.90%	28,795,860	1.89%	43,139	649	51.84	3.03%
Texas	7,840	15.76%	380,000,049	17.92%	282,185,571	18.51%	47,467	662	53.79	3.51%
Utah	244	0.49%	12,713,058	0.60%	9,065,101	0.59%	49,388	511	50.40	3.62%
Vermont	165	0.33%	6,090,003	0.29%	4,405,389	0.29%	36,302	651	51.39	3.32%
Virginia	1,223	2.46%	53,944,763	2.54%	38,043,418	2.50%	43,074	613	51.15	3.20%
Washington	469	0.94%	21,565,416	1.02%	14,289,877	0.94%	42,437	601	45.69	2.42%
West Virginia	287	0.58%	11,749,382	0.55%	8,415,041	0.55%	40,946	639	52.55	3.14%
Wisconsin	705	1.42%	26,169,163	1.23%	17,362,977	1.14%	35,025	693	46.19	2.08%
Wyoming	92	0.18%	4,060,461	0.19%	2,736,806	0.18%	40,370	696	49.16	2.66%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	36	0.07%	1,475,052	0.07%	1,095,328	0.07%	41,887	606	56.19	3.97%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	88,513	0.00%	76,579	0.01%	76,579	756	31.00	1.90%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	49,746	100.00%	2,120,431,452	100.00%	1,524,424,424	100.00%	42,617	633	51.32	3.30%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	43,461	87.37%	1,914,834,389	90.30%	1,368,427,921	89.77%	43,022	641	51.16	2.98%
Used	6,285	12.63%	205,597,063	9.70%	155,996,502	10.23%	39,066	565	52.79	6.11%
NA	-	-	-	-	-	-	-	-	-	-
Total:	49,746	100.00%	2,120,431,452	100.00%	1,524,424,424	100.00%	42,617	633	51.32	3.30%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	3,657	7.35%	112,284,925	5.30%	66,614,434	4.37%	33,540	675	50.16	4.09%
Truck	21,559	43.34%	1,055,094,458	49.76%	784,328,065	51.45%	47,624	568	51.98	3.60%
SUV	24,530	49.31%	953,052,069	44.95%	673,481,925	44.18%	37,684	705	50.67	2.87%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	49,746	100.00%	2,120,431,452	100.00%	1,524,424,424	100.00%	42,617	633	51.32	3.30%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	46,604	93.68%	1,976,695,067	93.22%	1,428,938,746	93.74%	42,389	628	51.80	3.33%
Ford: Lincoln	3,142	6.32%	143,736,385	6.78%	95,485,677	6.26%	46,033	704	44.15	2.82%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	49,746	100.00%	2,120,431,452	100.00%	1,524,424,424	100.00%	42,617	633	51.32	3.30%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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