StratMaker (142530)

Volkswagen Auto Loan Enhanced Trust 2020-1

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 30, 2022

New % / Used %

59.16% / 40.84%

Total Original # of Loans

57,735

WA Loan to Value (LTV)

41.40%

Total Original Loan Amount (OLA)

$ 1,575,734,576

WA Payment to Income (PTI)

3.44%

Weighted Average (WA) OLA

$ 35,313

WA FICO (non-zero)

771

Rep. Period Beginning Loan Amount

$ 296,167,113

WA Remaining Term (RT)

25.86

Rep. Period Ending Loan Amount (ELA)

$ 279,677,497

WA Original APR

4.36%

Beginning Period

Dec 1, 2022

Ending Period

Dec 30, 2022

Total Original # of Loans

57,735

Total Original Loan Amount (OLA)

$ 1,575,734,576

Weighted Average (WA) OLA

$ 35,313

Rep. Period Beginning Loan Amount

$ 296,167,113

Rep. Period Ending Loan Amount (ELA)

$ 279,677,497

As % of Reporting Period ELA:

New % / Used %

59.16% / 40.84%

WA Loan to Value (LTV)

41.40%

WA Payment to Income (PTI)

3.44%

WA FICO (non-zero)

771

WA Remaining Term (RT)

25.86

WA Original APR

4.36%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	1,115	1.93%	9,728,557	0.62%	898,896	0.32%	3,156	765	19.56	5.01%
$10,000 - $14,999	8,308	14.39%	105,366,284	6.69%	13,973,534	5.00%	5,005	763	21.87	5.14%
$15,000 - $19,999	11,815	20.46%	205,349,176	13.03%	33,082,997	11.83%	7,280	761	24.38	5.11%
$20,000 - $24,999	9,803	16.98%	219,096,603	13.90%	37,994,899	13.59%	9,537	767	25.45	4.67%
$25,000 - $29,999	8,296	14.37%	226,951,280	14.40%	41,362,073	14.79%	11,786	770	25.70	4.52%
$30,000 - $39,999	9,793	16.96%	335,597,107	21.30%	63,351,851	22.65%	15,027	772	26.34	4.29%
$40,000 - $49,999	4,250	7.36%	188,485,572	11.96%	34,697,126	12.41%	19,438	777	26.67	3.88%
$50,000 - $59,999	2,030	3.52%	110,050,959	6.98%	20,932,781	7.48%	24,034	776	27.18	3.90%
$60,000 - $69,999	971	1.68%	62,639,062	3.98%	11,661,185	4.17%	28,286	782	26.99	3.77%
$70,000 - $79,999	579	1.00%	43,209,272	2.74%	8,271,806	2.96%	32,930	790	27.23	3.41%
$80,000 - $89,999	473	0.82%	39,949,012	2.54%	7,675,109	2.74%	37,212	774	27.01	3.53%
$90,000 - $99,999	217	0.38%	20,477,878	1.30%	3,808,003	1.36%	41,772	776	27.51	3.63%
Over $100,000	85	0.15%	8,833,815	0.56%	1,967,240	0.70%	48,277	740	29.35	4.20%
Total:	57,735	100.00%	1,575,734,576	100.00%	279,677,497	100.00%	15,857	771	25.86	4.36%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	36,907	63.92%	940,893,168	59.71%	15,326,262	5.48%	3,655	775	14.50	4.41%
$5,000 - $9,999	9,186	15.91%	193,816,319	12.30%	68,675,450	24.56%	7,742	775	22.33	4.37%
$10,000 - $14,999	6,161	10.67%	180,479,950	11.45%	75,385,915	26.95%	12,403	772	26.16	4.44%
$15,000 - $19,999	2,889	5.00%	109,908,247	6.98%	49,572,817	17.72%	17,277	769	28.42	4.49%
$20,000 - $24,999	1,315	2.28%	62,907,778	3.99%	29,197,855	10.44%	22,293	767	29.20	4.36%
$25,000 - $29,999	575	1.00%	33,551,712	2.13%	15,648,348	5.60%	27,292	770	29.44	4.12%
$30,000 - $39,999	530	0.92%	38,579,386	2.45%	18,061,659	6.46%	34,312	770	29.44	3.86%
$40,000 - $49,999	143	0.25%	12,740,174	0.81%	6,265,313	2.24%	43,972	757	31.58	3.99%
$50,000 - $59,999	28	0.05%	2,752,829	0.17%	1,482,198	0.53%	53,073	710	33.99	5.21%
$60,000 - $69,999	1	0.00%	105,013	0.01%	61,680	0.02%	61,680	688	39.00	3.99%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	279,677,497	100.00%	15,857	771	25.86	4.36%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	57,735	100.00%	1,575,734,576	100.00%	279,677,497	100.00%	15,857	771	25.86	4.36%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	279,677,497	100.00%	15,857	771	25.86	4.36%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	9,230	15.99%	288,782,674	18.33%	54,892,113	19.63%	17,720	807	23.58	1.83%
2.50 - 4.99%	32,727	56.68%	882,774,454	56.02%	150,690,531	53.88%	15,281	786	25.01	3.93%
5.00 - 7.49%	11,462	19.85%	297,412,867	18.87%	54,671,948	19.55%	15,255	734	28.99	6.01%
7.50 - 9.99%	2,650	4.59%	67,459,057	4.28%	12,277,733	4.39%	16,723	670	30.04	8.64%
10.00 - 12.49%	778	1.35%	20,622,703	1.31%	3,786,082	1.35%	18,901	646	30.64	10.91%
12.50 - 14.99%	450	0.78%	9,319,403	0.59%	1,579,081	0.56%	13,326	636	28.77	13.83%
15.00 - 17.49%	299	0.52%	6,479,795	0.41%	1,206,344	0.43%	15,566	628	30.81	15.93%
17.50 - 19.99%	131	0.23%	2,758,607	0.18%	545,400	0.20%	15,649	615	30.31	18.03%
20.00 - 22.49%	8	0.01%	125,016	0.01%	28,264	0.01%	9,662	614	35.00	20.62%
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	279,677,497	100.00%	15,857	771	25.86	4.36%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	1,735	3.01%	44,456,513	2.82%	7,882,378	2.82%	18,694	632	30.17	11.63%
650 - 699	6,930	12.00%	190,090,364	12.06%	33,666,036	12.04%	17,899	679	29.55	6.84%
700 - 749	14,070	24.37%	374,998,435	23.80%	68,878,213	24.63%	15,784	724	26.95	4.39%
750 - 799	13,837	23.97%	368,045,440	23.36%	64,454,934	23.05%	14,887	774	25.00	3.84%
800+	21,163	36.66%	598,143,824	37.96%	104,795,936	37.47%	15,632	840	24.16	3.32%
NA	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	279,677,497	100.00%	15,857	771	25.86	4.36%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	169	0.29%	2,933,053	0.19%	0	0.00%	0	0	0.00	0.00%
25 - 36	1,254	2.17%	24,729,464	1.57%	61,445	0.02%	1,360	801	0.79	3.36%
37 - 48	2,900	5.02%	57,728,025	3.66%	4,621,620	1.65%	6,941	797	10.16	3.83%
49 - 60	26,977	46.73%	667,438,772	42.36%	113,860,150	40.71%	12,041	791	20.66	3.52%
61 - 72	26,435	45.79%	822,905,262	52.22%	161,134,281	57.61%	18,815	756	29.99	4.97%
73+	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	279,677,497	100.00%	15,857	771	25.86	4.36%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	32,050	55.51%	858,934,737	54.51%	57,400	0.02%	614	772	0.00	3.67%
1 - 12	3,256	5.64%	72,958,103	4.63%	12,082,810	4.32%	5,540	786	9.22	3.95%
13 - 24	12,598	21.82%	332,021,367	21.07%	117,399,404	41.98%	12,345	788	20.81	3.72%
25 - 36	9,361	16.21%	296,134,653	18.79%	140,577,371	50.26%	19,073	760	30.69	4.78%
37 - 48	470	0.81%	15,685,717	1.00%	9,560,511	3.42%	24,836	703	38.06	6.61%
49 - 60	-	-	-	-	-	-	-	-	-	-
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	279,677,497	100.00%	15,857	771	25.86	4.36%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	56,211	97.36%	1,532,693,993	97.27%	264,180,800	94.46%	15,675	775	25.64	4.21%
1 - 15	711	1.23%	19,597,031	1.24%	8,813,644	3.15%	18,360	713	29.50	6.56%
16 - 30	248	0.43%	7,075,718	0.45%	3,300,506	1.18%	19,736	703	29.58	6.57%
31 - 60	208	0.36%	5,669,132	0.36%	2,655,855	0.95%	19,350	685	30.46	8.36%
61 - 90	68	0.12%	1,983,356	0.13%	726,692	0.26%	21,428	695	29.28	7.11%
91 - 120	29	0.05%	839,134	0.05%	0	0.00%	0	0	0.00	0.00%
121+	260	0.45%	7,876,211	0.50%	0	0.00%	0	0	0.00	0.00%
Total:	57,735	100.00%	1,575,734,576	100.00%	279,677,497	100.00%	15,857	771	25.86	4.36%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	5,287	9.16%	157,951,762	10.02%	24,426,502	8.73%	18,735	789	25.14	4.09%
Stated, not verified	51,190	88.66%	1,389,496,788	88.18%	249,747,489	89.30%	15,676	770	25.95	4.39%
Stated, verified to Level 3²	1,258	2.18%	28,286,026	1.80%	5,503,505	1.97%	11,311	747	24.82	4.32%
NA	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	279,677,497	100.00%	15,857	771	25.86	4.36%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,022	3.50%	72,654,965	4.61%	10,214,043	3.65%	23,914	785	24.20	3.91%
Stated, not verified	54,441	94.29%	1,474,501,870	93.58%	263,900,847	94.36%	15,642	771	25.95	4.38%
Stated, verified but not Level 4 or 5	1,272	2.20%	28,577,741	1.81%	5,562,607	1.99%	11,290	748	24.80	4.33%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	279,677,497	100.00%	15,857	771	25.86	4.36%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	53,286	92.29%	1,437,518,742	91.23%	255,817,967	91.47%	15,569	770	25.90	4.38%
5.00 - 9.99%	3	0.01%	70,617	0.00%	4,758	0.00%	4,758	755	23.00	3.99%
10.00 - 14.99%	-	-	-	-	-	-	-	-	-	-
15.00 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 24.99%	3	0.01%	51,599	0.00%	13,782	0.00%	7,011	811	25.74	4.75%
25.00 - 29.99%	2	0.00%	27,159	0.00%	4,896	0.00%	4,896	822	20.00	1.90%
30.00 - 39.99%	2	0.00%	33,061	0.00%	8,677	0.00%	8,677	716	31.00	6.24%
40.00 - 49.99%	3	0.01%	64,302	0.00%	13,977	0.00%	6,997	798	20.07	2.38%
50.00 - 59.99%	4	0.01%	117,622	0.01%	18,843	0.01%	9,423	849	19.51	2.41%
60.00 - 69.99%	1	0.00%	37,670	0.00%	0	0.00%	0	0	0.00	0.00%
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	105	0.18%	2,562,161	0.16%	440,776	0.16%	13,605	748	24.80	4.47%
NA	4,326	7.49%	135,251,643	8.58%	23,353,821	8.35%	19,080	787	25.41	4.12%
Total:	57,735	100.00%	1,575,734,576	100.00%	279,677,497	100.00%	15,857	771	25.86	4.36%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	201	0.35%	2,274,282	0.14%	138,650	0.05%	4,181	794	20.76	4.60%
25.00 - 49.99%	3,381	5.86%	55,012,614	3.49%	6,076,700	2.17%	7,356	795	21.33	4.07%
50.00 - 74.99%	11,937	20.68%	274,999,776	17.45%	46,278,829	16.55%	11,605	791	23.37	3.94%
75.00 - 99.99%	20,641	35.75%	608,864,381	38.64%	113,116,600	40.45%	15,625	783	25.09	3.84%
100.00 - 109.99%	7,663	13.27%	240,747,056	15.28%	44,401,770	15.88%	19,030	765	26.65	4.35%
110.00 - 119.99%	5,710	9.89%	166,992,535	10.60%	30,393,174	10.87%	18,556	748	27.98	5.07%
120.00 - 129.99%	4,040	7.00%	113,522,772	7.20%	19,479,330	6.96%	17,984	735	29.00	5.66%
130.00 - 139.99%	2,594	4.49%	71,040,874	4.51%	12,156,740	4.35%	16,919	727	29.45	6.13%
140.00%+	1,568	2.72%	42,280,287	2.68%	7,635,703	2.73%	15,729	735	29.29	6.00%
Total:	57,735	100.00%	1,575,734,576	100.00%	279,677,497	100.00%	15,857	771	25.86	4.36%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	539	0.93%	14,519,046	0.92%	2,332,786	0.83%	17,166	745	26.71	5.40%
Alaska	44	0.08%	1,536,638	0.10%	246,811	0.09%	18,544	806	23.51	3.03%
Arizona	1,163	2.01%	33,612,475	2.13%	5,700,620	2.04%	17,817	761	27.34	4.63%
Arkansas	215	0.37%	6,445,673	0.41%	1,224,137	0.44%	18,079	757	26.49	4.82%
California	9,551	16.54%	261,713,106	16.61%	51,820,931	18.53%	16,303	770	26.01	4.23%
Colorado	1,307	2.26%	38,716,567	2.46%	6,714,615	2.40%	16,683	784	25.33	4.06%
Connecticut	1,437	2.49%	33,623,350	2.13%	6,904,528	2.47%	12,798	783	25.16	3.94%
Delaware	151	0.26%	3,798,324	0.24%	735,310	0.26%	14,130	784	25.62	3.86%
Florida	4,792	8.30%	123,490,571	7.84%	20,725,649	7.41%	15,545	762	27.12	4.75%
Georgia	1,794	3.11%	49,924,953	3.17%	8,483,944	3.03%	17,474	753	26.85	4.96%
Hawaii	153	0.27%	4,753,799	0.30%	791,462	0.28%	17,976	758	27.61	4.80%
Idaho	119	0.21%	3,040,906	0.19%	473,785	0.17%	14,906	756	27.03	4.99%
Illinois	2,648	4.59%	74,101,451	4.70%	14,710,526	5.26%	15,981	770	25.71	4.33%
Indiana	743	1.29%	19,564,132	1.24%	3,621,860	1.30%	15,528	768	26.17	4.35%
Iowa	190	0.33%	5,318,598	0.34%	775,046	0.28%	15,422	790	23.92	3.80%
Kansas	353	0.61%	8,867,187	0.56%	1,664,462	0.60%	14,843	778	26.55	4.32%
Kentucky	363	0.63%	9,422,346	0.60%	1,464,708	0.52%	12,732	768	24.37	4.11%
Louisiana	634	1.10%	20,722,903	1.32%	3,461,230	1.24%	19,408	767	27.39	4.66%
Maine	254	0.44%	6,089,337	0.39%	1,194,200	0.43%	13,266	785	23.93	3.64%
Maryland	61	0.11%	1,646,095	0.10%	480,739	0.17%	16,891	771	27.51	4.50%
Massachusetts	1,909	3.31%	47,038,842	2.99%	8,160,403	2.92%	12,588	782	24.11	4.29%
Michigan	895	1.55%	26,351,149	1.67%	4,778,256	1.71%	16,076	783	24.25	3.35%
Minnesota	1,185	2.05%	29,447,938	1.87%	5,457,375	1.95%	15,445	788	26.36	4.11%
Mississippi	165	0.29%	5,271,723	0.33%	953,074	0.34%	19,422	730	29.23	5.47%
Missouri	636	1.10%	16,778,817	1.06%	2,631,259	0.94%	14,578	758	24.78	4.92%
Montana	122	0.21%	3,688,808	0.23%	602,383	0.22%	17,087	781	24.41	3.86%
Nebraska	270	0.47%	6,399,491	0.41%	1,119,284	0.40%	13,446	767	24.80	5.03%
Nevada	646	1.12%	18,834,923	1.20%	3,384,111	1.21%	18,865	764	27.65	4.42%
New Hampshire	378	0.65%	8,601,944	0.55%	1,549,303	0.55%	13,059	777	24.47	4.15%
New Jersey	2,606	4.51%	67,253,715	4.27%	12,934,267	4.62%	13,808	783	24.88	4.03%
New Mexico	141	0.24%	4,049,022	0.26%	482,502	0.17%	23,407	754	27.44	4.01%
New York	2,959	5.13%	74,747,543	4.74%	14,894,784	5.33%	13,493	779	25.10	3.97%
North Carolina	1,521	2.63%	41,839,344	2.66%	6,597,316	2.36%	15,796	769	25.58	4.46%
North Dakota	36	0.06%	1,165,599	0.07%	150,475	0.05%	16,256	786	28.04	3.70%
Ohio	1,599	2.77%	42,575,348	2.70%	8,632,599	3.09%	14,279	784	25.09	3.86%
Oklahoma	317	0.55%	9,784,840	0.62%	1,390,723	0.50%	17,284	770	25.64	4.42%
Oregon	528	0.91%	14,426,049	0.92%	2,112,683	0.76%	14,946	791	24.96	3.90%
Pennsylvania	2,531	4.38%	60,474,507	3.84%	10,744,282	3.84%	12,329	782	24.25	3.91%
Rhode Island	266	0.46%	6,041,603	0.38%	1,043,350	0.37%	11,007	776	25.11	4.58%
South Carolina	824	1.43%	21,473,095	1.36%	3,523,792	1.26%	16,459	765	27.06	4.87%
South Dakota	78	0.14%	2,278,421	0.14%	415,819	0.15%	17,780	784	27.19	3.96%
Tennessee	670	1.16%	19,333,720	1.23%	3,120,122	1.12%	16,801	751	26.86	5.51%
Texas	6,238	10.80%	197,123,813	12.51%	30,212,010	10.80%	18,522	758	26.62	4.91%
Utah	617	1.07%	16,721,285	1.06%	1,930,792	0.69%	15,388	753	28.51	5.35%
Vermont	153	0.27%	3,559,169	0.23%	701,026	0.25%	12,746	784	24.57	3.88%
Virginia	1,649	2.86%	45,511,776	2.89%	7,636,259	2.73%	17,361	781	25.32	4.05%
Washington	1,322	2.29%	39,151,251	2.48%	6,763,108	2.42%	17,942	776	25.13	4.15%
West Virginia	99	0.17%	2,838,477	0.18%	512,540	0.18%	13,484	774	25.14	3.97%
Wisconsin	683	1.18%	17,240,963	1.09%	2,910,324	1.04%	13,953	783	24.44	4.15%
Wyoming	36	0.06%	1,185,782	0.08%	186,181	0.07%	19,632	735	28.67	5.24%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	144	0.25%	3,604,041	0.23%	605,095	0.22%	16,001	777	25.77	3.93%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	34,121	0.00%	14,652	0.01%	14,652	717	27.00	5.49%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	279,677,497	100.00%	15,857	771	25.86	4.36%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	28,235	48.90%	933,457,727	59.24%	165,454,985	59.16%	18,217	778	25.45	3.88%
Used	29,500	51.10%	642,276,849	40.76%	114,222,512	40.84%	12,440	761	26.46	5.06%
NA	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	279,677,497	100.00%	15,857	771	25.86	4.36%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	34,050	58.98%	773,928,133	49.12%	120,518,971	43.09%	12,714	760	25.76	4.97%
Truck	-	-	-	-	-	-	-	-	-	-
SUV	23,677	41.01%	801,621,262	50.87%	159,158,526	56.91%	18,238	780	25.93	3.90%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	7	0.01%	164,037	0.01%	0	0.00%	0	0	0.00	0.00%
Unknown	1	0.00%	21,144	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	57,735	100.00%	1,575,734,576	100.00%	279,677,497	100.00%	15,857	771	25.86	4.36%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	1	0.00%	21,144	0.00%	0	0.00%	0	0	0.00	0.00%
Ford: Lincoln	-	-	-	-	-	-	-	-	-	-
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	39,640	68.66%	869,158,186	55.16%	146,231,282	52.29%	11,119	763	25.04	4.75%
Volkswagen: Audi	18,094	31.34%	706,555,246	44.84%	133,446,214	47.71%	21,049	780	26.76	3.94%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	279,677,497	100.00%	15,857	771	25.86	4.36%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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