StratMaker (142830)

Ally Auto Receivables Trust 2022-1

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

49.95% / 50.05%

Total Original # of Loans

59,825

WA Loan to Value (LTV)

66.83%

Total Original Loan Amount (OLA)

$ 1,518,912,643

WA Payment to Income (PTI)

7.44%

Weighted Average (WA) OLA

$ 31,222

WA FICO (non-zero)

712

Rep. Period Beginning Loan Amount

$ 784,284,803

WA Remaining Term (RT)

48.18

Rep. Period Ending Loan Amount (ELA)

$ 755,045,973

WA Original APR

6.50%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

59,825

Total Original Loan Amount (OLA)

$ 1,518,912,643

Weighted Average (WA) OLA

$ 31,222

Rep. Period Beginning Loan Amount

$ 784,284,803

Rep. Period Ending Loan Amount (ELA)

$ 755,045,973

As % of Reporting Period ELA:

New % / Used %

49.95% / 50.05%

WA Loan to Value (LTV)

66.83%

WA Payment to Income (PTI)

7.44%

WA FICO (non-zero)

712

WA Remaining Term (RT)

48.18

WA Original APR

6.50%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	8	0.01%	38,464	0.00%	20,319	0.00%	3,201	719	40.39	7.89%
$5,000 - $9,999	1,940	3.24%	15,962,287	1.05%	7,675,257	1.02%	5,430	696	37.18	8.50%
$10,000 - $14,999	7,876	13.17%	101,379,762	6.67%	47,625,592	6.31%	8,444	705	41.28	7.32%
$15,000 - $19,999	12,534	20.95%	219,456,456	14.45%	106,827,206	14.15%	11,878	708	44.81	6.79%
$20,000 - $24,999	12,379	20.69%	277,522,052	18.27%	136,870,964	18.13%	15,688	712	48.02	6.53%
$25,000 - $29,999	9,213	15.40%	251,712,872	16.57%	124,411,609	16.48%	19,442	708	49.48	6.45%
$30,000 - $39,999	9,527	15.92%	326,750,742	21.51%	163,131,338	21.61%	24,837	703	49.87	6.28%
$40,000 - $49,999	3,823	6.39%	168,964,343	11.12%	84,972,399	11.25%	32,539	694	49.75	6.15%
$50,000 - $59,999	1,406	2.35%	75,927,080	5.00%	38,518,932	5.10%	40,081	690	49.68	6.08%
$60,000 - $69,999	596	1.00%	38,379,952	2.53%	20,578,278	2.73%	48,857	681	50.17	6.44%
$70,000 - $79,999	291	0.49%	21,677,850	1.43%	12,066,795	1.60%	57,316	706	51.84	6.39%
$80,000 - $89,999	145	0.24%	12,173,054	0.80%	6,872,963	0.91%	66,536	703	54.40	6.63%
$90,000 - $99,999	51	0.09%	4,773,680	0.31%	2,935,090	0.39%	75,750	709	55.33	6.37%
Over $100,000	36	0.06%	4,194,051	0.28%	2,539,231	0.34%	95,508	708	55.79	6.29%
Total:	59,825	100.00%	1,518,912,643	100.00%	755,045,973	100.00%	22,858	704	48.18	6.50%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	17,953	30.01%	431,664,367	28.42%	18,752,256	2.48%	3,404	720	16.63	6.36%
$5,000 - $9,999	9,411	15.73%	162,074,822	10.67%	71,261,477	9.44%	7,847	717	32.92	6.81%
$10,000 - $14,999	10,654	17.81%	212,131,373	13.97%	132,849,657	17.59%	12,634	709	43.91	6.63%
$15,000 - $19,999	8,757	14.64%	215,710,489	14.20%	152,064,958	20.14%	17,484	706	49.69	6.46%
$20,000 - $24,999	5,642	9.43%	169,202,182	11.14%	125,624,068	16.64%	22,358	703	52.64	6.47%
$25,000 - $29,999	3,213	5.37%	115,561,144	7.61%	87,680,410	11.61%	27,366	700	53.48	6.42%
$30,000 - $39,999	2,764	4.62%	121,462,580	8.00%	94,283,290	12.49%	34,340	694	53.83	6.28%
$40,000 - $49,999	877	1.47%	49,028,632	3.23%	38,560,530	5.11%	44,143	690	53.91	6.41%
$50,000 - $59,999	324	0.54%	22,286,818	1.47%	17,637,293	2.34%	54,592	690	53.57	6.54%
$60,000 - $69,999	136	0.23%	10,707,509	0.70%	8,737,978	1.16%	64,380	704	56.42	6.72%
$70,000 - $79,999	63	0.11%	5,619,735	0.37%	4,712,520	0.62%	74,933	706	58.16	6.85%
$80,000 - $89,999	17	0.03%	1,755,563	0.12%	1,440,780	0.19%	84,853	693	54.83	5.87%
$90,000 - $99,999	6	0.01%	695,528	0.05%	576,372	0.08%	96,081	706	60.00	6.38%
Over $100,000	8	0.01%	1,011,902	0.07%	864,383	0.11%	108,884	705	58.50	6.36%
Total:	59,825	100.00%	1,518,912,643	100.00%	755,045,973	100.00%	22,858	704	48.18	6.50%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	59,825	100.00%	1,518,912,643	100.00%	755,045,973	100.00%	22,858	704	48.18	6.50%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	59,825	100.00%	1,518,912,643	100.00%	755,045,973	100.00%	22,858	704	48.18	6.50%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	391	0.65%	14,230,011	0.94%	7,446,780	0.99%	31,959	772	44.54	1.19%
2.50 - 4.99%	14,479	24.20%	392,782,123	25.86%	161,316,673	21.37%	21,397	734	44.88	4.32%
5.00 - 7.49%	30,183	50.45%	785,539,073	51.72%	409,056,029	54.18%	23,810	707	49.05	6.31%
7.50 - 9.99%	11,518	19.25%	259,145,510	17.06%	138,348,954	18.32%	21,873	679	49.07	8.46%
10.00 - 12.49%	2,511	4.20%	53,244,602	3.51%	30,422,436	4.03%	21,208	636	50.31	11.03%
12.50 - 14.99%	698	1.17%	13,265,241	0.87%	8,022,406	1.06%	18,856	576	50.36	13.39%
15.00 - 17.49%	45	0.08%	706,082	0.05%	432,695	0.06%	16,001	565	50.51	15.53%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	59,825	100.00%	1,518,912,643	100.00%	755,045,973	100.00%	22,858	704	48.18	6.50%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,016	1.70%	37,467,768	2.47%	18,780,517	2.49%	29,037	452	42.14	6.00%
500 - 549	1,012	1.69%	36,443,732	2.40%	17,330,204	2.30%	27,599	524	40.80	5.69%
550 - 599	490	0.82%	17,654,475	1.16%	7,474,169	0.99%	25,478	566	37.32	5.46%
600 - 649	153	0.26%	5,125,703	0.34%	2,424,436	0.32%	27,964	631	44.85	8.34%
650 - 699	20,128	33.64%	509,892,548	33.57%	274,378,934	36.34%	23,643	678	50.60	7.29%
700 - 749	18,420	30.79%	455,680,303	30.00%	226,698,231	30.02%	22,557	722	48.80	6.45%
750 - 799	9,854	16.47%	246,345,099	16.22%	115,357,707	15.28%	21,809	772	46.66	5.69%
800+	7,950	13.29%	195,064,815	12.84%	84,010,028	11.13%	20,345	827	44.61	5.13%
NA	802	1.34%	15,238,201	1.00%	8,591,748	1.14%	17,574	8	48.56	9.68%
Total:	59,825	100.00%	1,518,912,643	100.00%	755,045,973	100.00%	22,858	704	48.18	6.50%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	2	0.00%	17,025	0.00%	4,522	0.00%	4,052	786	7.62	5.23%
25 - 36	72	0.12%	1,302,540	0.09%	242,700	0.03%	12,243	621	11.11	4.91%
37 - 48	1,116	1.87%	22,873,045	1.51%	6,408,877	0.85%	13,774	683	18.24	5.53%
49 - 60	3,178	5.31%	63,548,341	4.18%	27,482,632	3.64%	17,394	684	29.70	5.86%
61 - 72	13,252	22.15%	310,008,307	20.41%	140,146,647	18.56%	19,929	695	39.02	6.06%
73+	42,205	70.55%	1,121,163,385	73.81%	580,760,596	76.92%	23,928	707	51.61	6.65%
Total:	59,825	100.00%	1,518,912,643	100.00%	755,045,973	100.00%	22,858	704	48.18	6.50%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	10,991	18.37%	296,111,397	19.49%	7,048	0.00%	645	623	0.00	6.38%
1 - 12	4,270	7.14%	105,770,259	6.96%	11,391,916	1.51%	4,354	708	8.50	5.63%
13 - 24	5,003	8.36%	107,529,935	7.08%	33,467,751	4.43%	9,330	707	19.24	6.09%
25 - 36	7,376	12.33%	161,104,737	10.61%	82,053,975	10.87%	14,957	702	31.56	6.10%
37 - 48	12,623	21.10%	303,304,947	19.97%	199,507,957	26.42%	20,364	705	43.50	6.37%
49 - 60	15,557	26.00%	426,782,284	28.10%	328,836,410	43.55%	26,366	704	54.70	6.70%
61 - 72	3,843	6.42%	113,367,598	7.46%	95,417,862	12.64%	29,454	703	63.52	6.68%
73+	162	0.27%	4,941,487	0.33%	4,363,056	0.58%	28,911	716	73.58	6.17%
Total:	59,825	100.00%	1,518,912,643	100.00%	755,045,973	100.00%	22,858	704	48.18	6.50%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	56,714	94.80%	1,436,123,772	94.55%	698,801,451	92.55%	22,615	705	48.01	6.41%
1 - 15	1,902	3.18%	50,305,659	3.31%	33,641,164	4.46%	25,749	696	50.08	7.30%
16 - 30	646	1.08%	17,659,248	1.16%	12,042,630	1.59%	26,561	687	50.70	7.68%
31 - 60	383	0.64%	10,126,143	0.67%	7,086,258	0.94%	25,078	675	50.27	8.22%
61 - 90	137	0.23%	3,575,890	0.24%	2,734,621	0.36%	25,827	679	52.66	8.36%
91 - 120	42	0.07%	1,073,514	0.07%	739,822	0.10%	28,327	668	51.19	8.27%
121+	1	0.00%	48,416	0.00%	27	0.00%	27	723	0.00	6.89%
Total:	59,825	100.00%	1,518,912,643	100.00%	755,045,973	100.00%	22,858	704	48.18	6.50%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,595	4.34%	94,505,883	6.22%	45,197,776	5.99%	27,990	488	40.91	5.79%
Stated, not verified	57,131	95.50%	1,422,365,758	93.64%	708,809,697	93.88%	22,535	718	48.65	6.54%
Stated, verified to Level 3²	99	0.17%	2,041,002	0.13%	1,038,500	0.14%	19,739	394	46.40	9.38%
NA	-	-	-	-	-	-	-	-	-	-
Total:	59,825	100.00%	1,518,912,643	100.00%	755,045,973	100.00%	22,858	704	48.18	6.50%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,595	4.34%	94,505,883	6.22%	45,197,776	5.99%	27,990	488	40.91	5.79%
Stated, not verified	56,990	95.26%	1,419,606,462	93.46%	707,670,425	93.73%	22,548	719	48.66	6.54%
Stated, verified but not Level 4 or 5	240	0.40%	4,800,298	0.32%	2,177,772	0.29%	17,032	429	44.67	9.19%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	59,825	100.00%	1,518,912,643	100.00%	755,045,973	100.00%	22,858	704	48.18	6.50%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	22,444	37.52%	531,820,936	35.01%	254,120,102	33.66%	21,161	691	45.68	5.92%
5.00 - 9.99%	24,784	41.43%	634,202,979	41.75%	314,259,199	41.62%	22,818	717	48.84	6.47%
10.00 - 14.99%	9,063	15.15%	246,123,593	16.20%	127,990,325	16.95%	24,353	702	50.08	7.18%
15.00 - 19.99%	2,718	4.54%	79,667,954	5.25%	43,637,230	5.78%	26,425	696	51.27	7.74%
20.00 - 24.99%	668	1.12%	22,036,266	1.45%	12,260,422	1.62%	29,402	705	51.84	7.72%
25.00 - 29.99%	135	0.23%	4,631,237	0.30%	2,570,178	0.34%	28,951	726	51.12	6.84%
30.00 - 39.99%	13	0.02%	429,678	0.03%	208,517	0.03%	25,366	737	42.21	6.70%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	59,825	100.00%	1,518,912,643	100.00%	755,045,973	100.00%	22,858	704	48.18	6.50%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	9	0.02%	108,224	0.01%	61,925	0.01%	13,973	706	48.11	5.10%
25.00 - 49.99%	2,089	3.49%	35,604,234	2.34%	15,927,073	2.11%	13,436	722	43.26	5.37%
50.00 - 74.99%	9,301	15.55%	209,456,752	13.79%	98,910,780	13.10%	18,643	711	45.86	5.53%
75.00 - 99.99%	24,609	41.13%	645,019,941	42.47%	313,442,445	41.51%	22,864	703	47.72	6.14%
100.00 - 109.99%	12,409	20.74%	334,390,218	22.02%	171,243,554	22.68%	24,639	701	49.26	6.89%
110.00 - 119.99%	10,956	18.31%	283,440,118	18.66%	149,752,833	19.83%	24,607	702	49.89	7.52%
120.00 - 129.99%	452	0.76%	10,893,155	0.72%	5,707,363	0.76%	22,601	705	50.25	7.93%
130.00 - 139.99%	-	-	-	-	-	-	-	-	-	-
140.00%+	-	-	-	-	-	-	-	-	-	-
Total:	59,825	100.00%	1,518,912,643	100.00%	755,045,973	100.00%	22,858	704	48.18	6.50%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	849	1.42%	23,481,037	1.55%	11,049,076	1.46%	24,390	709	47.42	6.57%
Alaska	196	0.33%	5,427,642	0.36%	2,838,555	0.38%	22,921	721	49.91	5.53%
Arizona	990	1.65%	25,643,721	1.69%	12,301,456	1.63%	22,009	689	48.91	6.64%
Arkansas	1,121	1.87%	28,335,088	1.87%	13,381,344	1.77%	21,645	706	46.80	6.58%
California	5,400	9.03%	142,490,523	9.38%	71,825,194	9.51%	24,250	704	48.21	6.48%
Colorado	1,096	1.83%	27,848,209	1.83%	14,365,165	1.90%	22,496	703	47.94	6.70%
Connecticut	903	1.51%	20,813,336	1.37%	10,486,533	1.39%	20,016	689	46.53	6.71%
Delaware	271	0.45%	6,717,036	0.44%	3,656,989	0.48%	21,274	654	47.96	6.72%
Florida	5,521	9.23%	137,384,371	9.04%	69,857,211	9.25%	24,577	705	50.00	6.72%
Georgia	1,757	2.94%	46,872,510	3.09%	22,884,445	3.03%	24,322	698	48.14	6.94%
Hawaii	184	0.31%	4,613,656	0.30%	2,359,112	0.31%	23,912	700	50.50	7.00%
Idaho	135	0.23%	3,773,488	0.25%	1,855,251	0.25%	24,501	715	50.73	5.95%
Illinois	2,510	4.20%	60,770,545	4.00%	28,894,060	3.83%	21,445	709	46.42	6.53%
Indiana	898	1.50%	21,769,928	1.43%	10,242,481	1.36%	21,426	702	47.74	6.55%
Iowa	569	0.95%	14,208,972	0.94%	6,435,236	0.85%	20,935	712	47.16	5.80%
Kansas	723	1.21%	17,675,743	1.16%	7,823,252	1.04%	19,351	734	45.31	5.66%
Kentucky	366	0.61%	9,424,207	0.62%	4,866,841	0.64%	23,919	693	50.24	7.02%
Louisiana	1,372	2.29%	37,975,816	2.50%	18,146,486	2.40%	23,280	705	47.96	6.07%
Maine	208	0.35%	5,388,014	0.35%	2,786,799	0.37%	22,593	655	46.03	6.64%
Maryland	1,288	2.15%	32,032,811	2.11%	15,953,948	2.11%	21,112	687	47.41	6.60%
Massachusetts	945	1.58%	23,214,041	1.53%	11,650,846	1.54%	21,497	692	47.40	6.45%
Michigan	1,910	3.19%	45,247,949	2.98%	22,691,674	3.01%	20,604	706	48.38	6.49%
Minnesota	620	1.04%	15,187,590	1.00%	8,976,780	1.19%	22,657	707	49.47	6.42%
Mississippi	667	1.11%	18,103,442	1.19%	8,366,504	1.11%	23,054	709	47.43	6.86%
Missouri	2,106	3.52%	51,229,522	3.37%	23,764,984	3.15%	20,288	727	46.83	5.96%
Montana	149	0.25%	4,115,711	0.27%	2,257,052	0.30%	25,763	696	49.75	6.18%
Nebraska	558	0.93%	12,956,228	0.85%	6,384,847	0.85%	18,972	715	45.75	5.95%
Nevada	420	0.70%	10,708,738	0.71%	5,363,219	0.71%	22,697	685	49.03	6.50%
New Hampshire	254	0.42%	6,016,395	0.40%	2,785,768	0.37%	19,710	697	46.63	6.65%
New Jersey	2,469	4.13%	57,270,764	3.77%	29,825,352	3.95%	21,145	711	47.70	6.35%
New Mexico	222	0.37%	6,475,681	0.43%	3,380,937	0.45%	26,317	697	50.06	6.66%
New York	1,735	2.90%	41,994,507	2.76%	21,791,868	2.89%	22,953	703	48.88	6.57%
North Carolina	2,456	4.11%	63,486,165	4.18%	31,356,479	4.15%	23,183	706	48.37	6.16%
North Dakota	163	0.27%	4,021,896	0.26%	1,837,540	0.24%	21,451	702	46.43	6.56%
Ohio	1,967	3.29%	44,671,775	2.94%	23,049,514	3.05%	20,164	697	49.01	7.05%
Oklahoma	737	1.23%	19,840,928	1.31%	9,115,561	1.21%	22,567	711	46.27	6.46%
Oregon	432	0.72%	10,905,765	0.72%	5,770,076	0.76%	22,504	680	48.15	6.61%
Pennsylvania	3,275	5.47%	75,625,469	4.98%	38,544,527	5.10%	19,860	707	48.17	6.51%
Rhode Island	194	0.32%	4,179,490	0.28%	2,193,594	0.29%	18,919	701	47.81	6.57%
South Carolina	1,081	1.81%	27,052,212	1.78%	13,440,358	1.78%	22,226	702	49.41	6.51%
South Dakota	173	0.29%	4,011,251	0.26%	1,942,562	0.26%	19,969	711	46.54	6.33%
Tennessee	1,162	1.94%	31,015,629	2.04%	14,747,536	1.95%	24,363	705	49.27	6.77%
Texas	6,669	11.15%	189,174,253	12.45%	94,315,404	12.49%	25,755	706	48.08	6.41%
Utah	150	0.25%	4,906,536	0.32%	2,316,077	0.31%	27,512	661	48.02	6.31%
Vermont	169	0.28%	4,213,759	0.28%	2,039,379	0.27%	20,211	730	48.66	6.18%
Virginia	1,121	1.87%	28,565,896	1.88%	14,871,662	1.97%	22,425	687	48.85	6.57%
Washington	526	0.88%	13,778,209	0.91%	6,659,616	0.88%	23,991	702	47.20	6.46%
West Virginia	504	0.84%	12,647,823	0.83%	5,668,190	0.75%	22,342	719	49.18	6.40%
Wisconsin	530	0.89%	12,726,949	0.84%	6,469,293	0.86%	22,062	696	47.98	6.78%
Wyoming	101	0.17%	2,835,629	0.19%	1,414,618	0.19%	21,747	708	46.80	6.51%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	3	0.01%	85,789	0.01%	44,722	0.01%	40,563	703	57.02	6.44%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	59,825	100.00%	1,518,912,643	100.00%	755,045,973	100.00%	22,858	704	48.18	6.50%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	23,502	39.28%	775,611,366	51.06%	377,111,992	49.95%	28,502	698	48.97	6.04%
Used	36,323	60.72%	743,301,277	48.94%	377,933,982	50.05%	17,225	710	47.39	6.96%
NA	-	-	-	-	-	-	-	-	-	-
Total:	59,825	100.00%	1,518,912,643	100.00%	755,045,973	100.00%	22,858	704	48.18	6.50%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	15,992	26.73%	322,462,737	21.23%	163,194,270	21.61%	18,222	705	48.66	7.11%
Truck	16,560	27.68%	515,862,358	33.96%	242,895,768	32.17%	25,985	693	46.22	6.26%
SUV	27,273	45.59%	680,587,547	44.81%	348,955,935	46.22%	22,849	711	49.32	6.38%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	59,825	100.00%	1,518,912,643	100.00%	755,045,973	100.00%	22,858	704	48.18	6.50%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	7,282	12.17%	190,760,889	12.56%	96,257,372	12.75%	23,033	693	46.79	6.72%
Ford: Lincoln	325	0.54%	8,442,408	0.56%	4,345,104	0.58%	26,197	695	46.97	6.63%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	3,444	5.76%	110,149,565	7.25%	49,156,678	6.51%	27,989	703	46.59	6.06%
GMC: Buick	1,364	2.28%	30,661,009	2.02%	14,855,975	1.97%	17,995	731	49.19	6.10%
GMC: Cadillac	802	1.34%	27,551,270	1.81%	13,653,930	1.81%	42,780	714	48.50	6.35%
GMC: Chevrolet	11,008	18.40%	300,584,114	19.79%	135,565,432	17.95%	22,802	706	46.81	6.20%
GMC: Hummer	2	0.00%	37,040	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	22	0.04%	783,102	0.05%	462,353	0.06%	32,686	708	52.80	5.90%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	770	1.29%	19,303,787	1.27%	10,357,707	1.37%	24,853	708	49.48	7.04%
BMW: Mini	121	0.20%	1,937,351	0.13%	982,528	0.13%	13,205	699	46.35	7.16%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	774	1.29%	21,243,344	1.40%	11,270,173	1.49%	28,935	704	49.04	7.07%
Daimler: Smart	1	0.00%	5,143	0.00%	4,248	0.00%	4,248	735	48.00	6.84%
Fiat	97	0.16%	1,842,731	0.12%	717,090	0.09%	13,564	692	44.65	6.49%
Fiat: Alfa Romeo	362	0.61%	14,239,671	0.94%	8,749,692	1.16%	32,829	759	46.95	2.28%
Fiat: Chrysler	766	1.28%	18,337,513	1.21%	8,346,018	1.11%	19,508	714	47.34	6.33%
Fiat: Dodge	5,941	9.93%	180,454,903	11.88%	90,239,049	11.95%	26,681	697	47.75	6.41%
Fiat: Jeep	5,631	9.41%	147,312,161	9.70%	73,221,886	9.70%	23,195	710	49.79	6.27%
Fiat: Maserati	53	0.09%	2,304,591	0.15%	1,316,281	0.17%	42,567	727	51.32	6.27%
Geely: Volvo	187	0.31%	4,880,803	0.32%	2,436,701	0.32%	22,697	708	47.51	6.43%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,094	1.83%	22,608,615	1.49%	12,813,354	1.70%	19,032	709	51.25	6.99%
Volkswagen: Audi	563	0.94%	13,447,720	0.89%	7,447,623	0.99%	22,977	702	48.97	6.92%
Volkswagen: Bentley	5	0.01%	511,692	0.03%	246,620	0.03%	73,320	796	50.41	5.31%
Volkswagen: Porsche	113	0.19%	5,065,158	0.33%	2,834,407	0.38%	48,570	714	51.82	6.68%
Honda	3,303	5.52%	66,277,610	4.36%	36,048,969	4.77%	16,637	702	49.72	7.17%
Honda: Acura	383	0.64%	9,102,118	0.60%	5,228,368	0.69%	21,522	707	49.59	6.92%
Hyundai	2,292	3.83%	43,673,381	2.88%	23,244,380	3.08%	16,475	697	50.08	6.96%
Hyundai: Kia	2,052	3.43%	40,267,466	2.65%	21,169,125	2.80%	16,346	703	49.68	7.02%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	805	1.35%	16,145,568	1.06%	8,772,911	1.16%	16,947	698	49.88	6.84%
Mitsubishi	787	1.32%	16,793,815	1.11%	8,355,173	1.11%	17,667	715	52.39	6.66%
Nissan	3,281	5.48%	65,293,553	4.30%	33,962,247	4.50%	16,542	700	49.01	7.14%
Nissan: Infiniti	423	0.71%	10,057,157	0.66%	5,204,363	0.69%	21,540	697	48.48	7.13%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,054	1.76%	21,704,963	1.43%	11,942,616	1.58%	17,659	719	49.92	6.68%
Suzuki	2	0.00%	20,625	0.00%	9,467	0.00%	4,860	756	26.72	7.56%
Tata: Jaguar	70	0.12%	2,180,631	0.14%	1,182,709	0.16%	30,026	722	49.92	6.38%
Tata: Land Rover	203	0.34%	6,988,262	0.46%	3,791,632	0.50%	35,932	711	50.80	6.73%
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	541	0.90%	12,866,582	0.85%	6,798,109	0.90%	20,647	709	46.98	6.60%
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	3,902	6.52%	85,076,333	5.60%	44,055,682	5.83%	18,503	703	48.20	6.70%
Total:	59,825	100.00%	1,518,912,643	100.00%	755,045,973	100.00%	22,858	704	48.18	6.50%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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