StratMaker (142999)

World Omni Auto Receivables Trust 2022-B

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

93.87% / 6.13%

Total Original # of Loans

44,920

WA Loan to Value (LTV)

81.94%

Total Original Loan Amount (OLA)

$ 1,429,078,691

WA Payment to Income (PTI)

10.00%

Weighted Average (WA) OLA

$ 35,449

WA FICO (non-zero)

755

Rep. Period Beginning Loan Amount

$ 826,554,931

WA Remaining Term (RT)

53.42

Rep. Period Ending Loan Amount (ELA)

$ 799,361,521

WA Original APR

4.20%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

44,920

Total Original Loan Amount (OLA)

$ 1,429,078,691

Weighted Average (WA) OLA

$ 35,449

Rep. Period Beginning Loan Amount

$ 826,554,931

Rep. Period Ending Loan Amount (ELA)

$ 799,361,521

As % of Reporting Period ELA:

New % / Used %

93.87% / 6.13%

WA Loan to Value (LTV)

81.94%

WA Payment to Income (PTI)

10.00%

WA FICO (non-zero)

755

WA Remaining Term (RT)

53.42

WA Original APR

4.20%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	431	0.96%	3,592,138	0.25%	1,716,734	0.21%	6,075	782	35.73	2.50%
$10,000 - $14,999	1,593	3.55%	20,469,067	1.43%	9,395,080	1.18%	9,263	787	39.03	2.96%
$15,000 - $19,999	3,737	8.32%	66,659,870	4.66%	29,084,568	3.64%	12,855	779	42.93	3.44%
$20,000 - $24,999	6,449	14.36%	145,986,158	10.22%	69,592,885	8.71%	17,002	767	48.05	3.83%
$25,000 - $29,999	8,612	19.17%	236,759,820	16.57%	122,494,342	15.32%	21,339	756	52.02	4.18%
$30,000 - $39,999	14,602	32.51%	505,428,557	35.37%	284,284,726	35.56%	27,687	751	54.32	4.30%
$40,000 - $49,999	6,783	15.10%	299,289,795	20.94%	181,592,081	22.72%	35,915	751	55.67	4.28%
$50,000 - $59,999	2,232	4.97%	120,312,035	8.42%	80,362,852	10.05%	44,629	753	56.47	4.29%
$60,000 - $69,999	481	1.07%	30,581,250	2.14%	20,838,253	2.61%	53,583	746	58.41	4.95%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	799,361,521	100.00%	29,229	755	53.42	4.20%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	13,995	31.16%	396,785,858	27.77%	21,556,208	2.70%	3,547	763	10.00	2.76%
$5,000 - $9,999	3,334	7.42%	99,852,850	6.99%	22,898,341	2.86%	7,161	759	19.85	3.35%
$10,000 - $14,999	2,405	5.35%	47,718,026	3.34%	30,671,329	3.84%	12,920	782	39.43	2.88%
$15,000 - $19,999	4,041	9.00%	96,429,758	6.75%	71,620,348	8.96%	17,839	772	47.34	3.45%
$20,000 - $24,999	5,636	12.55%	161,170,112	11.28%	127,207,890	15.91%	22,661	759	52.92	4.00%
$25,000 - $29,999	5,625	12.52%	188,311,217	13.18%	154,205,513	19.29%	27,491	752	56.36	4.35%
$30,000 - $39,999	7,075	15.75%	289,318,808	20.25%	242,495,450	30.34%	34,506	750	58.34	4.43%
$40,000 - $49,999	2,295	5.11%	117,895,352	8.25%	101,008,632	12.64%	44,185	746	60.59	4.79%
$50,000 - $59,999	486	1.08%	29,686,176	2.08%	25,975,273	3.25%	53,565	739	62.61	5.27%
$60,000 - $69,999	28	0.06%	1,910,532	0.13%	1,722,538	0.22%	61,553	713	65.11	7.27%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	799,361,521	100.00%	29,229	755	53.42	4.20%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	44,920	100.00%	1,429,078,691	100.00%	799,361,521	100.00%	29,229	755	53.42	4.20%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	799,361,521	100.00%	29,229	755	53.42	4.20%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	13,421	29.88%	397,895,538	27.84%	182,390,998	22.82%	24,706	797	38.85	1.25%
2.50 - 4.99%	19,804	44.09%	647,027,763	45.28%	375,401,266	46.96%	29,921	767	56.54	3.76%
5.00 - 7.49%	8,001	17.81%	265,606,686	18.59%	167,519,064	20.96%	31,522	713	59.49	6.06%
7.50 - 9.99%	2,544	5.66%	85,879,413	6.01%	54,881,551	6.87%	32,401	677	60.43	8.53%
10.00 - 12.49%	714	1.59%	21,178,801	1.48%	12,742,263	1.59%	30,892	667	57.85	11.26%
12.50 - 14.99%	339	0.75%	8,969,156	0.63%	5,019,400	0.63%	27,169	662	57.06	13.46%
15.00 - 17.49%	93	0.21%	2,435,948	0.17%	1,359,482	0.17%	26,551	657	58.11	15.94%
17.50 - 19.99%	4	0.01%	85,386	0.01%	47,498	0.01%	21,098	0	61.47	18.61%
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	799,361,521	100.00%	29,229	755	53.42	4.20%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	-	-	-	-	-	-	-	-	-	-
650 - 699	8,835	19.67%	300,570,757	21.03%	181,003,815	22.64%	31,460	676	58.25	6.89%
700 - 749	11,598	25.82%	376,394,064	26.34%	207,490,651	25.96%	29,768	724	55.34	4.20%
750 - 799	10,603	23.60%	331,949,921	23.23%	183,384,395	22.94%	28,612	774	51.96	3.14%
800+	13,099	29.16%	399,608,762	27.96%	216,387,014	27.07%	27,561	833	48.75	2.65%
NA	785	1.75%	20,555,186	1.44%	11,095,647	1.39%	25,451	0	53.54	8.04%
Total:	44,920	100.00%	1,429,078,691	100.00%	799,361,521	100.00%	29,229	755	53.42	4.20%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	27	0.06%	425,526	0.03%	189,627	0.02%	10,101	781	14.27	3.48%
37 - 48	3,732	8.31%	103,313,258	7.23%	65,029,158	8.14%	23,072	800	25.07	0.40%
49 - 60	1,089	2.42%	28,589,042	2.00%	18,071,133	2.26%	22,180	798	35.00	2.30%
61 - 72	8,419	18.74%	245,396,771	17.17%	139,366,180	17.43%	27,390	793	49.48	2.80%
73+	31,653	70.47%	1,051,354,093	73.57%	576,705,424	72.15%	30,594	739	58.15	5.03%
Total:	44,920	100.00%	1,429,078,691	100.00%	799,361,521	100.00%	29,229	755	53.42	4.20%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	2,370	5.28%	65,650,210	4.59%	2,801	0.00%	539	729	0.00	6.48%
1 - 12	9,078	20.21%	261,198,547	18.28%	29,489,008	3.69%	4,442	759	9.62	3.00%
13 - 24	2,038	4.54%	59,528,735	4.17%	16,568,643	2.07%	12,838	768	17.40	2.34%
25 - 36	3,654	8.13%	102,154,262	7.15%	65,476,230	8.19%	23,378	800	26.57	0.60%
37 - 48	3,775	8.40%	112,233,803	7.85%	68,025,079	8.51%	23,044	766	42.90	3.56%
49 - 60	10,426	23.21%	341,386,692	23.89%	242,848,336	30.38%	29,295	762	54.88	4.09%
61 - 72	13,579	30.23%	486,926,441	34.07%	376,951,425	47.16%	33,977	739	64.04	5.19%
73+	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	799,361,521	100.00%	29,229	755	53.42	4.20%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	42,470	94.55%	1,344,464,328	94.08%	742,342,959	92.87%	29,021	758	53.25	4.05%
1 - 15	1,436	3.20%	49,241,942	3.45%	32,572,788	4.07%	31,463	711	55.34	5.78%
16 - 30	586	1.30%	20,511,110	1.44%	14,043,910	1.76%	32,939	705	55.92	6.18%
31 - 60	300	0.67%	10,515,084	0.74%	7,326,289	0.92%	32,424	689	55.76	6.99%
61 - 90	96	0.21%	3,234,914	0.23%	2,319,886	0.29%	30,843	694	55.72	6.94%
91 - 120	32	0.07%	1,111,313	0.08%	755,690	0.09%	32,392	684	56.13	8.11%
121+	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	799,361,521	100.00%	29,229	755	53.42	4.20%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	44,766	99.66%	1,424,678,757	99.69%	796,616,406	99.66%	29,240	755	53.41	4.21%
Stated, verified to Level 3²	154	0.34%	4,399,933	0.31%	2,745,116	0.34%	25,773	759	54.47	2.71%
NA	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	799,361,521	100.00%	29,229	755	53.42	4.20%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	154	0.34%	4,399,933	0.31%	2,745,116	0.34%	25,773	759	54.47	2.71%
Stated, not verified	44,766	99.66%	1,424,678,757	99.69%	796,616,406	99.66%	29,240	755	53.41	4.21%
Stated, verified but not Level 4 or 5	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	799,361,521	100.00%	29,229	755	53.42	4.20%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	9,950	22.15%	275,171,852	19.26%	149,439,033	18.69%	26,511	783	52.04	3.47%
5.00 - 9.99%	17,990	40.05%	563,583,944	39.44%	307,746,901	38.50%	28,502	762	53.42	3.98%
10.00 - 14.99%	11,065	24.63%	378,030,748	26.45%	215,450,631	26.95%	30,656	739	54.32	4.61%
15.00 - 19.99%	4,613	10.27%	165,375,291	11.57%	97,801,991	12.24%	31,857	727	54.42	5.12%
20.00 - 24.99%	905	2.01%	33,513,563	2.35%	20,363,020	2.55%	32,498	733	52.39	4.84%
25.00 - 29.99%	138	0.31%	5,148,945	0.36%	3,230,648	0.40%	30,955	770	40.77	2.72%
30.00 - 39.99%	65	0.14%	2,603,782	0.18%	1,717,338	0.21%	31,400	773	37.72	2.12%
40.00 - 49.99%	15	0.03%	483,751	0.03%	383,533	0.05%	27,045	735	47.41	5.00%
50.00 - 59.99%	2	0.00%	80,065	0.01%	7,475	0.00%	7,475	870	13.00	4.39%
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	3	0.01%	84,127	0.01%	50,111	0.01%	23,780	855	37.83	3.55%
80.00 - 89.99%	2	0.00%	35,481	0.00%	13,105	0.00%	13,105	753	52.00	4.24%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	4	0.01%	133,301	0.01%	108,686	0.01%	28,613	740	58.02	5.35%
NA	168	0.37%	4,833,841	0.34%	3,049,049	0.38%	26,238	762	54.33	2.62%
Total:	44,920	100.00%	1,429,078,691	100.00%	799,361,521	100.00%	29,229	755	53.42	4.20%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	207	0.46%	2,023,666	0.14%	1,016,438	0.13%	9,218	792	35.91	2.86%
25.00 - 49.99%	2,113	4.70%	32,387,854	2.27%	18,559,142	2.32%	12,768	797	40.56	2.44%
50.00 - 74.99%	6,357	14.15%	149,827,966	10.48%	82,333,087	10.30%	20,186	790	47.90	2.94%
75.00 - 99.99%	13,988	31.14%	429,051,243	30.02%	224,079,506	28.03%	26,587	773	51.66	3.60%
100.00 - 109.99%	7,115	15.84%	249,642,834	17.47%	138,625,682	17.34%	30,640	757	53.15	4.05%
110.00 - 119.99%	6,332	14.10%	234,752,871	16.43%	141,375,415	17.69%	33,202	743	56.12	4.60%
120.00 - 129.99%	4,228	9.41%	159,657,697	11.17%	97,735,959	12.23%	34,270	729	57.72	5.12%
130.00 - 139.99%	2,444	5.44%	91,348,606	6.39%	52,902,364	6.62%	33,739	715	57.62	5.76%
140.00%+	2,136	4.76%	80,385,954	5.63%	42,733,929	5.35%	33,289	712	56.13	5.75%
Total:	44,920	100.00%	1,429,078,691	100.00%	799,361,521	100.00%	29,229	755	53.42	4.20%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	3,929	8.75%	128,194,734	8.97%	71,133,175	8.90%	30,041	758	53.90	4.24%
Alaska	7	0.02%	229,871	0.02%	79,058	0.01%	31,254	797	57.16	3.77%
Arizona	39	0.09%	1,178,304	0.08%	477,403	0.06%	25,709	759	50.44	5.03%
Arkansas	17	0.04%	557,417	0.04%	373,349	0.05%	32,426	738	55.45	5.43%
California	116	0.26%	3,624,897	0.25%	1,715,349	0.21%	27,448	751	49.58	3.64%
Colorado	61	0.14%	2,084,654	0.15%	1,075,786	0.13%	30,629	758	52.68	3.64%
Connecticut	17	0.04%	511,029	0.04%	233,909	0.03%	26,328	763	57.92	4.45%
Delaware	7	0.02%	236,654	0.02%	59,983	0.01%	26,156	839	43.93	2.82%
Florida	21,291	47.40%	673,055,944	47.10%	384,301,039	48.08%	29,244	746	54.64	4.51%
Georgia	7,879	17.54%	259,055,711	18.13%	144,291,766	18.05%	30,032	754	52.63	4.25%
Hawaii	5	0.01%	147,967	0.01%	57,663	0.01%	22,764	714	44.26	4.77%
Idaho	5	0.01%	159,193	0.01%	97,899	0.01%	34,169	753	55.94	4.69%
Illinois	62	0.14%	2,256,738	0.16%	1,124,311	0.14%	33,717	759	51.37	4.39%
Indiana	45	0.10%	1,317,158	0.09%	626,706	0.08%	28,484	787	51.50	3.68%
Iowa	12	0.03%	421,008	0.03%	261,173	0.03%	32,067	734	59.79	3.84%
Kansas	22	0.05%	756,091	0.05%	391,431	0.05%	28,781	746	52.24	4.04%
Kentucky	37	0.08%	1,240,283	0.09%	567,405	0.07%	28,389	743	53.90	4.68%
Louisiana	29	0.06%	892,541	0.06%	424,258	0.05%	25,323	744	43.50	3.89%
Maine	9	0.02%	327,839	0.02%	39,417	0.00%	13,451	814	19.00	3.19%
Maryland	9	0.02%	267,633	0.02%	127,624	0.02%	27,201	794	54.37	3.64%
Massachusetts	31	0.07%	925,776	0.06%	512,068	0.06%	28,311	773	52.95	3.37%
Michigan	40	0.09%	1,229,005	0.09%	582,399	0.07%	26,696	782	42.62	2.75%
Minnesota	18	0.04%	573,962	0.04%	309,901	0.04%	28,507	756	57.40	5.02%
Mississippi	115	0.26%	3,916,792	0.27%	2,291,829	0.29%	29,771	767	53.75	3.59%
Missouri	32	0.07%	836,408	0.06%	363,317	0.05%	19,639	758	47.39	3.84%
Montana	11	0.02%	342,964	0.02%	148,118	0.02%	22,778	787	44.86	2.26%
Nebraska	3	0.01%	116,190	0.01%	3,119	0.00%	3,119	820	8.00	2.90%
Nevada	18	0.04%	559,696	0.04%	233,928	0.03%	29,871	727	48.46	3.31%
New Hampshire	12	0.03%	362,318	0.03%	116,379	0.01%	17,035	824	40.87	1.88%
New Jersey	65	0.14%	1,956,810	0.14%	895,949	0.11%	27,952	769	50.54	4.11%
New Mexico	13	0.03%	442,269	0.03%	163,049	0.02%	28,468	792	51.63	2.94%
New York	131	0.29%	4,056,862	0.28%	2,219,266	0.28%	27,929	769	46.70	3.35%
North Carolina	7,159	15.94%	222,685,694	15.58%	120,849,856	15.12%	28,125	772	51.04	3.43%
North Dakota	3	0.01%	72,439	0.01%	50,902	0.01%	22,668	714	57.54	6.02%
Ohio	81	0.18%	2,538,145	0.18%	1,164,575	0.15%	28,726	742	49.27	4.20%
Oklahoma	16	0.04%	490,478	0.03%	287,352	0.04%	31,381	779	56.09	3.43%
Oregon	8	0.02%	206,494	0.01%	123,243	0.02%	21,224	718	52.20	4.63%
Pennsylvania	23	0.05%	769,342	0.05%	506,628	0.06%	33,185	800	55.34	4.15%
Rhode Island	5	0.01%	122,820	0.01%	34,091	0.00%	21,806	779	32.22	2.42%
South Carolina	2,869	6.39%	88,950,399	6.22%	49,772,269	6.23%	28,402	767	52.56	3.75%
South Dakota	3	0.01%	106,233	0.01%	53,298	0.01%	28,446	822	35.14	2.04%
Tennessee	227	0.51%	7,318,794	0.51%	4,075,811	0.51%	30,775	772	51.80	3.47%
Texas	57	0.13%	1,894,425	0.13%	1,116,897	0.14%	30,555	733	54.94	4.75%
Utah	18	0.04%	565,548	0.04%	293,034	0.04%	28,329	709	52.02	4.85%
Vermont	4	0.01%	116,031	0.01%	76,673	0.01%	26,683	737	43.54	4.25%
Virginia	253	0.56%	8,007,473	0.56%	4,126,053	0.52%	28,982	770	51.44	3.52%
Washington	50	0.11%	1,612,042	0.11%	673,210	0.08%	30,441	720	54.38	4.48%
West Virginia	19	0.04%	673,899	0.05%	379,429	0.05%	28,960	768	54.93	3.73%
Wisconsin	23	0.05%	740,974	0.05%	366,699	0.05%	28,926	769	52.15	3.69%
Wyoming	5	0.01%	120,897	0.01%	24,818	0.00%	22,106	807	50.45	3.48%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	2	0.00%	58,059	0.00%	25,212	0.00%	25,212	795	52.00	1.99%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	4	0.01%	73,905	0.01%	40,424	0.01%	17,876	706	56.76	4.58%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	4	0.01%	119,879	0.01%	23,022	0.00%	17,731	723	49.64	3.33%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	799,361,521	100.00%	29,229	755	53.42	4.20%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	41,801	93.06%	1,344,768,625	94.10%	750,337,669	93.87%	29,283	756	53.12	4.02%
Used	3,119	6.94%	84,310,066	5.90%	49,023,853	6.13%	28,392	736	57.90	6.92%
NA	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	799,361,521	100.00%	29,229	755	53.42	4.20%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	17,628	39.24%	479,395,526	33.55%	263,756,426	33.00%	24,560	738	54.22	4.81%
Truck	5,554	12.36%	203,579,538	14.25%	111,016,605	13.89%	33,380	758	55.19	4.54%
SUV	21,738	48.39%	746,103,627	52.21%	424,588,490	53.12%	31,043	764	52.45	3.73%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	799,361,521	100.00%	29,229	755	53.42	4.20%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	-	-	-	-	-	-	-	-	-	-
Ford: Lincoln	-	-	-	-	-	-	-	-	-	-
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	44,890	99.93%	1,428,517,951	99.96%	799,266,895	99.99%	29,231	755	53.42	4.20%
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	30	0.07%	560,739	0.04%	94,627	0.01%	6,414	706	22.19	8.47%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	799,361,521	100.00%	29,229	755	53.42	4.20%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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