StratMaker (143384)

Exeter Automobile Receivables Trust 2021-4

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

1.56% / 98.44%

Total Original # of Loans

52,230

WA Loan to Value (LTV)

99.14%

Total Original Loan Amount (OLA)

$ 1,082,794,731

WA Payment to Income (PTI)

12.26%

Weighted Average (WA) OLA

$ 23,003

WA FICO (non-zero)

576

Rep. Period Beginning Loan Amount

$ 650,893,349

WA Remaining Term (RT)

56.47

Rep. Period Ending Loan Amount (ELA)

$ 625,292,024

WA Original APR

20.24%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

52,230

Total Original Loan Amount (OLA)

$ 1,082,794,731

Weighted Average (WA) OLA

$ 23,003

Rep. Period Beginning Loan Amount

$ 650,893,349

Rep. Period Ending Loan Amount (ELA)

$ 625,292,024

As % of Reporting Period ELA:

New % / Used %

1.56% / 98.44%

WA Loan to Value (LTV)

99.14%

WA Payment to Income (PTI)

12.26%

WA FICO (non-zero)

576

WA Remaining Term (RT)

56.47

WA Original APR

20.24%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.01%	13,955	0.00%	4,995	0.00%	2,534	526	38.26	21.67%
$5,000 - $9,999	1,970	3.77%	16,728,703	1.54%	9,356,057	1.50%	7,399	572	48.11	20.85%
$10,000 - $14,999	8,296	15.88%	107,288,432	9.91%	59,282,528	9.48%	11,493	567	52.41	21.33%
$15,000 - $19,999	15,975	30.59%	281,478,826	26.00%	165,314,141	26.44%	15,993	569	56.00	21.21%
$20,000 - $24,999	13,872	26.56%	308,948,376	28.53%	180,994,649	28.95%	20,282	574	57.26	20.42%
$25,000 - $29,999	6,907	13.22%	187,513,900	17.32%	109,295,138	17.48%	24,693	579	57.57	19.76%
$30,000 - $39,999	4,627	8.86%	156,185,017	14.42%	86,867,706	13.89%	30,605	589	57.68	18.72%
$40,000 - $49,999	575	1.10%	24,383,092	2.25%	13,955,656	2.23%	37,469	607	58.40	14.99%
$50,000 - $59,999	5	0.01%	254,430	0.02%	221,153	0.04%	44,242	617	60.19	11.08%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	52,230	100.00%	1,082,794,731	100.00%	625,292,024	100.00%	20,719	576	56.47	20.24%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	18,666	35.74%	386,462,409	35.69%	2,576,282	0.41%	3,396	583	14.59	18.72%
$5,000 - $9,999	2,849	5.45%	33,332,381	3.08%	22,675,132	3.63%	8,188	575	42.65	20.04%
$10,000 - $14,999	7,089	13.57%	104,304,746	9.63%	91,297,431	14.60%	13,032	571	54.10	20.66%
$15,000 - $19,999	11,226	21.49%	217,291,786	20.07%	196,514,362	31.43%	17,620	572	57.07	20.71%
$20,000 - $24,999	7,343	14.06%	178,023,483	16.44%	162,880,395	26.05%	22,272	574	57.97	20.39%
$25,000 - $29,999	3,190	6.11%	94,586,250	8.74%	86,617,483	13.85%	27,229	581	58.15	19.94%
$30,000 - $39,999	1,816	3.48%	66,455,151	6.14%	60,607,128	9.69%	33,560	589	58.52	18.49%
$40,000 - $49,999	51	0.10%	2,338,525	0.22%	2,123,811	0.34%	41,701	615	59.87	14.05%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	52,230	100.00%	1,082,794,731	100.00%	625,292,024	100.00%	20,719	576	56.47	20.24%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	52,230	100.00%	1,082,794,731	100.00%	625,292,024	100.00%	20,719	576	56.47	20.24%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	52,230	100.00%	1,082,794,731	100.00%	625,292,024	100.00%	20,719	576	56.47	20.24%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	1,313	2.51%	28,418,873	2.62%	18,626,995	2.98%	20,697	627	56.93	9.76%
10.00 - 12.49%	3,405	6.52%	69,041,385	6.38%	42,277,410	6.76%	19,562	602	56.95	11.52%
12.50 - 14.99%	3,485	6.67%	77,995,608	7.20%	47,444,010	7.59%	21,817	599	56.91	13.81%
15.00 - 17.49%	5,205	9.97%	117,663,859	10.87%	68,025,363	10.88%	22,203	593	56.80	16.29%
17.50 - 19.99%	7,694	14.73%	175,236,991	16.18%	98,647,121	15.78%	22,491	586	56.67	18.61%
20.00 - 22.49%	8,972	17.18%	192,032,869	17.73%	110,752,639	17.71%	21,326	578	56.44	21.03%
22.50 - 24.99%	9,695	18.56%	193,148,943	17.84%	110,237,271	17.63%	19,919	567	56.11	23.71%
25.00 - 27.49%	6,682	12.79%	123,641,009	11.42%	69,776,635	11.16%	18,772	553	55.76	25.76%
27.50 - 29.99%	5,779	11.06%	105,615,194	9.75%	59,504,580	9.52%	18,676	520	56.48	27.72%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	52,230	100.00%	1,082,794,731	100.00%	625,292,024	100.00%	20,719	576	56.47	20.24%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	3,985	7.63%	75,293,395	6.95%	45,306,685	7.25%	19,328	473	56.64	24.15%
500 - 549	10,400	19.91%	207,897,110	19.20%	122,794,325	19.64%	20,147	528	56.34	22.31%
550 - 599	18,456	35.34%	392,207,119	36.22%	231,474,685	37.02%	21,161	575	56.77	19.91%
600 - 649	10,961	20.99%	240,374,739	22.20%	136,626,542	21.85%	21,682	620	56.45	18.44%
650 - 699	2,971	5.69%	65,572,994	6.06%	35,407,078	5.66%	21,718	669	56.03	16.52%
700 - 749	714	1.37%	15,654,750	1.45%	7,945,044	1.27%	21,091	719	55.62	15.91%
750 - 799	130	0.25%	2,799,193	0.26%	1,477,774	0.24%	21,556	768	54.75	15.53%
800+	32	0.06%	635,647	0.06%	266,842	0.04%	18,514	819	52.18	15.43%
NA	4,581	8.77%	82,359,784	7.61%	43,993,049	7.04%	17,542	0	55.72	21.78%
Total:	52,230	100.00%	1,082,794,731	100.00%	625,292,024	100.00%	20,719	576	56.47	20.24%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	54	0.10%	613,810	0.06%	266,917	0.04%	8,998	590	22.69	16.16%
49 - 60	413	0.79%	5,130,402	0.47%	2,743,156	0.44%	11,728	586	37.00	19.75%
61 - 72	7,834	15.00%	114,752,504	10.60%	66,712,797	10.67%	14,828	582	49.10	21.56%
73+	43,929	84.11%	962,298,014	88.87%	555,569,153	88.85%	21,476	575	57.47	20.09%
Total:	52,230	100.00%	1,082,794,731	100.00%	625,292,024	100.00%	20,719	576	56.47	20.24%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	17,822	34.12%	371,919,507	34.35%	372,327	0.06%	4,743	558	0.00	11.63%
1 - 12	1,119	2.14%	21,439,466	1.98%	6,098,704	0.98%	7,383	572	5.35	21.29%
13 - 24	37	0.07%	443,919	0.04%	267,278	0.04%	9,406	600	21.40	16.53%
25 - 36	177	0.34%	2,491,795	0.23%	1,847,369	0.30%	13,317	570	32.82	15.80%
37 - 48	2,558	4.90%	36,306,314	3.35%	30,539,232	4.88%	14,007	582	44.40	21.12%
49 - 60	27,798	53.22%	584,400,932	53.97%	524,367,979	83.86%	20,866	576	57.27	20.26%
61 - 72	2,717	5.20%	65,748,331	6.07%	61,757,680	9.88%	24,478	576	61.59	19.78%
73+	2	0.00%	44,468	0.00%	41,454	0.01%	20,922	585	531.03	5.66%
Total:	52,230	100.00%	1,082,794,731	100.00%	625,292,024	100.00%	20,719	576	56.47	20.24%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	35,877	68.69%	738,568,837	68.21%	317,335,230	50.75%	20,009	583	56.22	19.19%
1 - 15	5,629	10.78%	118,544,929	10.95%	104,657,934	16.74%	21,204	573	56.36	20.52%
16 - 30	2,904	5.56%	61,037,483	5.64%	54,367,504	8.69%	21,284	568	56.92	20.96%
31 - 60	4,229	8.10%	89,287,068	8.25%	80,074,006	12.81%	21,630	567	56.72	21.70%
61 - 90	2,114	4.05%	44,516,992	4.11%	40,836,241	6.53%	21,818	564	57.27	22.15%
91 - 120	1,111	2.13%	23,055,088	2.13%	20,638,029	3.30%	21,444	566	56.88	22.51%
121+	366	0.70%	7,784,334	0.72%	7,383,080	1.18%	22,216	561	57.02	23.57%
Total:	52,230	100.00%	1,082,794,731	100.00%	625,292,024	100.00%	20,719	576	56.47	20.24%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	24,862	47.60%	535,988,466	49.50%	316,163,414	50.56%	21,382	583	56.91	19.33%
Stated, verified to Level 3²	27,368	52.40%	546,806,265	50.50%	309,128,610	49.44%	20,041	569	56.02	21.18%
NA	-	-	-	-	-	-	-	-	-	-
Total:	52,230	100.00%	1,082,794,731	100.00%	625,292,024	100.00%	20,719	576	56.47	20.24%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	24,865	47.61%	536,046,200	49.51%	316,216,200	50.57%	21,382	583	56.91	19.33%
Stated, verified but not Level 4 or 5	27,272	52.22%	545,016,138	50.33%	308,128,799	49.28%	20,047	569	56.03	21.18%
Stated, verified to Level 4³	93	0.18%	1,732,392	0.16%	947,024	0.15%	18,244	579	53.35	21.46%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	52,230	100.00%	1,082,794,731	100.00%	625,292,024	100.00%	20,719	576	56.47	20.24%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	3,106	5.95%	51,471,555	4.75%	28,884,813	4.62%	16,981	576	54.57	17.01%
5.00 - 9.99%	16,393	31.39%	324,431,044	29.96%	187,800,618	30.03%	19,946	574	55.76	19.10%
10.00 - 14.99%	18,688	35.78%	397,714,538	36.73%	229,666,280	36.73%	21,192	574	56.73	20.68%
15.00 - 19.99%	11,228	21.50%	245,965,305	22.72%	142,056,060	22.72%	21,537	578	57.07	21.57%
20.00 - 24.99%	2,806	5.37%	63,023,432	5.82%	36,802,912	5.89%	21,491	588	57.63	20.74%
25.00 - 29.99%	9	0.02%	188,857	0.02%	81,341	0.01%	17,673	594	57.40	21.98%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	52,230	100.00%	1,082,794,731	100.00%	625,292,024	100.00%	20,719	576	56.47	20.24%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	8	0.02%	66,482	0.01%	26,314	0.00%	6,862	546	57.11	11.50%
25.00 - 49.99%	250	0.48%	3,176,097	0.29%	1,610,150	0.26%	12,344	535	55.54	14.09%
50.00 - 74.99%	1,520	2.91%	27,780,875	2.57%	15,578,330	2.49%	17,919	548	55.83	15.39%
75.00 - 99.99%	10,901	20.87%	236,946,739	21.88%	137,506,254	21.99%	21,769	568	56.44	18.45%
100.00 - 109.99%	12,033	23.04%	264,906,293	24.47%	154,665,592	24.73%	21,830	573	56.72	20.15%
110.00 - 119.99%	12,455	23.85%	266,880,514	24.65%	152,321,942	24.36%	21,176	577	56.79	20.91%
120.00 - 129.99%	8,058	15.43%	159,814,103	14.76%	90,369,679	14.45%	19,663	583	56.34	21.54%
130.00 - 139.99%	5,232	10.02%	93,957,686	8.68%	55,235,179	8.83%	17,958	589	55.92	22.05%
140.00%+	1,773	3.39%	29,265,943	2.70%	17,978,583	2.88%	16,248	601	54.79	21.78%
Total:	52,230	100.00%	1,082,794,731	100.00%	625,292,024	100.00%	20,719	576	56.47	20.24%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,544	2.96%	31,369,663	2.90%	18,091,566	2.89%	20,170	574	55.68	21.61%
Alaska	6	0.01%	126,896	0.01%	51,237	0.01%	20,094	516	56.74	18.55%
Arizona	1,116	2.14%	23,051,538	2.13%	12,715,187	2.03%	20,527	576	56.14	21.18%
Arkansas	537	1.03%	11,116,592	1.03%	6,476,955	1.04%	20,775	584	55.87	19.55%
California	5,273	10.10%	113,146,982	10.45%	64,738,961	10.35%	21,201	572	56.87	20.02%
Colorado	498	0.95%	10,578,521	0.98%	6,336,964	1.01%	20,975	584	56.66	17.55%
Connecticut	126	0.24%	2,790,760	0.26%	1,834,723	0.29%	21,478	586	57.41	16.23%
Delaware	94	0.18%	1,921,004	0.18%	1,217,514	0.19%	20,373	577	56.54	18.66%
Florida	4,017	7.69%	83,609,463	7.72%	46,871,293	7.50%	20,685	579	56.79	19.68%
Georgia	4,259	8.15%	89,946,261	8.31%	52,162,956	8.34%	21,196	571	56.77	21.52%
Hawaii	54	0.10%	1,255,418	0.12%	736,725	0.12%	23,259	571	55.66	19.17%
Idaho	87	0.17%	1,576,705	0.15%	758,275	0.12%	18,224	565	55.40	20.32%
Illinois	1,826	3.50%	37,580,261	3.47%	21,484,365	3.44%	20,036	576	55.82	20.82%
Indiana	954	1.83%	18,727,763	1.73%	10,581,662	1.69%	19,741	581	56.09	20.52%
Iowa	186	0.36%	3,841,088	0.35%	1,887,276	0.30%	20,092	583	55.75	20.93%
Kansas	287	0.55%	5,689,106	0.53%	3,404,563	0.54%	20,157	574	55.90	19.95%
Kentucky	744	1.42%	14,469,171	1.34%	8,131,379	1.30%	19,582	584	55.65	19.54%
Louisiana	1,382	2.65%	28,148,265	2.60%	16,302,515	2.61%	20,823	570	56.32	21.40%
Maine	34	0.07%	787,783	0.07%	491,128	0.08%	22,132	578	57.63	15.73%
Maryland	1,042	2.00%	21,432,247	1.98%	12,150,275	1.94%	20,324	575	56.80	19.58%
Massachusetts	130	0.25%	2,744,595	0.25%	1,302,126	0.21%	20,214	574	55.91	16.85%
Michigan	1,164	2.23%	23,851,068	2.20%	13,641,801	2.18%	20,442	584	56.10	20.55%
Minnesota	166	0.32%	3,370,789	0.31%	1,888,223	0.30%	21,437	568	56.58	18.98%
Mississippi	1,041	1.99%	22,109,134	2.04%	13,630,711	2.18%	21,298	580	56.30	21.61%
Missouri	1,176	2.25%	22,690,752	2.10%	13,639,721	2.18%	19,397	580	55.79	20.71%
Montana	109	0.21%	2,071,590	0.19%	1,074,322	0.17%	19,755	569	55.56	22.66%
Nebraska	126	0.24%	2,588,885	0.24%	1,583,211	0.25%	20,255	584	56.13	16.96%
Nevada	847	1.62%	18,337,274	1.69%	11,512,493	1.84%	21,758	567	57.41	21.16%
New Hampshire	117	0.22%	2,376,163	0.22%	1,309,895	0.21%	21,217	555	56.07	21.73%
New Jersey	699	1.34%	15,031,850	1.39%	9,228,299	1.48%	21,650	574	56.91	20.65%
New Mexico	616	1.18%	13,148,481	1.21%	7,253,643	1.16%	21,188	578	55.95	21.02%
New York	1,070	2.05%	22,276,761	2.06%	12,537,115	2.01%	20,986	580	56.96	20.01%
North Carolina	2,421	4.64%	48,900,495	4.52%	28,320,942	4.53%	20,185	575	57.08	20.11%
North Dakota	113	0.22%	2,165,471	0.20%	1,267,701	0.20%	19,124	585	54.01	22.45%
Ohio	2,429	4.65%	45,912,292	4.24%	27,578,184	4.41%	18,844	579	56.19	20.33%
Oklahoma	853	1.63%	16,802,871	1.55%	10,396,413	1.66%	20,025	580	55.83	18.27%
Oregon	303	0.58%	5,618,825	0.52%	2,851,700	0.46%	17,810	570	55.94	19.83%
Pennsylvania	1,011	1.94%	20,635,260	1.91%	11,550,751	1.85%	20,548	583	56.71	18.37%
Rhode Island	41	0.08%	892,127	0.08%	613,717	0.10%	22,926	592	57.73	15.71%
South Carolina	1,693	3.24%	34,346,018	3.17%	19,585,580	3.13%	20,396	567	56.53	21.37%
South Dakota	66	0.13%	1,208,881	0.11%	695,108	0.11%	19,238	578	55.69	22.57%
Tennessee	1,483	2.84%	30,188,124	2.79%	17,071,129	2.73%	20,324	574	56.26	21.30%
Texas	7,154	13.70%	158,207,308	14.61%	93,209,481	14.91%	21,976	582	56.50	18.83%
Utah	229	0.44%	4,368,029	0.40%	2,258,258	0.36%	19,229	563	56.09	21.44%
Vermont	15	0.03%	271,469	0.03%	183,197	0.03%	16,955	549	56.72	21.05%
Virginia	1,479	2.83%	29,364,119	2.71%	16,979,990	2.72%	19,721	565	56.12	21.62%
Washington	425	0.81%	8,474,453	0.78%	4,785,320	0.77%	19,925	568	56.43	20.96%
West Virginia	315	0.60%	5,953,357	0.55%	3,178,287	0.51%	18,067	571	54.66	21.23%
Wisconsin	741	1.42%	14,878,816	1.37%	8,328,536	1.33%	20,030	566	56.74	21.94%
Wyoming	63	0.12%	1,328,914	0.12%	672,749	0.11%	23,753	594	56.53	18.56%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	67	0.13%	1,468,878	0.14%	695,957	0.11%	21,608	579	56.99	21.68%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	2	0.00%	46,194	0.00%	41,946	0.01%	21,921	649	59.18	22.70%
Total:	52,230	100.00%	1,082,794,731	100.00%	625,292,024	100.00%	20,719	576	56.47	20.24%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	1,197	2.29%	28,325,309	2.62%	9,779,682	1.56%	21,637	582	48.47	19.83%
Used	51,033	97.71%	1,054,469,422	97.38%	615,512,341	98.44%	20,704	576	56.60	20.25%
NA	-	-	-	-	-	-	-	-	-	-
Total:	52,230	100.00%	1,082,794,731	100.00%	625,292,024	100.00%	20,719	576	56.47	20.24%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	25,687	49.18%	492,425,318	45.48%	272,706,349	43.61%	18,945	574	56.46	21.00%
Truck	5,090	9.75%	138,860,211	12.82%	80,538,157	12.88%	26,311	586	55.64	18.80%
SUV	20,783	39.79%	438,128,245	40.46%	264,285,668	42.27%	20,869	575	56.73	19.92%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	670	1.28%	13,380,957	1.24%	7,761,851	1.24%	19,905	576	56.29	19.62%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	52,230	100.00%	1,082,794,731	100.00%	625,292,024	100.00%	20,719	576	56.47	20.24%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,319	12.10%	131,539,841	12.15%	76,839,706	12.29%	21,021	577	56.27	20.27%
Ford: Lincoln	361	0.69%	7,377,379	0.68%	4,312,031	0.69%	20,492	573	56.40	20.01%
Ford: Mercury	4	0.01%	39,315	0.00%	17,182	0.00%	8,450	569	42.56	24.26%
GMC	1,505	2.88%	35,836,684	3.31%	21,197,514	3.39%	23,946	580	55.83	19.34%
GMC: Buick	874	1.67%	16,895,203	1.56%	10,349,630	1.66%	19,114	574	56.53	20.49%
GMC: Cadillac	479	0.92%	10,200,379	0.94%	5,966,764	0.95%	20,901	571	56.03	21.49%
GMC: Chevrolet	7,308	13.99%	154,547,050	14.27%	91,018,940	14.56%	21,475	579	56.15	20.18%
GMC: Hummer	5	0.01%	60,291	0.01%	33,086	0.01%	9,102	604	38.53	18.12%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	9	0.02%	111,044	0.01%	36,095	0.01%	10,556	607	35.62	24.24%
GMC: Saturn	3	0.01%	29,470	0.00%	4,755	0.00%	4,755	691	46.00	12.11%
Tesla	36	0.07%	1,287,043	0.12%	474,230	0.08%	34,080	607	57.79	14.89%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	693	1.33%	15,550,227	1.44%	8,348,399	1.34%	21,914	566	57.17	24.02%
BMW: Mini	116	0.22%	2,054,297	0.19%	1,135,252	0.18%	17,373	576	57.05	20.99%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	702	1.34%	16,584,507	1.53%	9,036,598	1.45%	23,514	565	56.47	23.46%
Daimler: Smart	8	0.02%	86,391	0.01%	43,233	0.01%	10,940	514	53.56	26.73%
Fiat	88	0.17%	1,340,110	0.12%	598,852	0.10%	15,351	566	57.29	21.69%
Fiat: Alfa Romeo	41	0.08%	1,179,326	0.11%	518,185	0.08%	25,385	568	58.18	16.37%
Fiat: Chrysler	901	1.73%	17,201,432	1.59%	9,665,102	1.55%	19,177	576	55.72	21.45%
Fiat: Dodge	3,887	7.44%	93,293,194	8.62%	52,255,584	8.36%	23,888	580	56.22	20.07%
Fiat: Jeep	3,490	6.68%	77,374,160	7.15%	45,881,616	7.34%	21,685	576	56.98	19.74%
Fiat: Maserati	2	0.00%	39,045	0.00%	0	0.00%	0	0	0.00	0.00%
Geely: Volvo	106	0.20%	2,049,455	0.19%	1,126,083	0.18%	20,504	560	57.31	22.42%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	888	1.70%	15,973,244	1.48%	8,955,244	1.43%	18,007	565	56.85	22.46%
Volkswagen: Audi	348	0.67%	7,734,230	0.71%	4,370,615	0.70%	22,350	572	57.06	22.90%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	17	0.03%	462,871	0.04%	199,986	0.03%	23,643	573	54.77	22.69%
Honda	3,615	6.92%	74,091,648	6.84%	44,054,057	7.05%	19,864	575	56.83	19.54%
Honda: Acura	466	0.89%	9,812,710	0.91%	6,188,885	0.99%	21,030	572	56.57	19.72%
Hyundai	3,391	6.49%	60,695,326	5.61%	34,271,636	5.48%	17,645	573	56.91	21.00%
Hyundai: Kia	3,595	6.88%	66,948,551	6.18%	37,850,596	6.05%	18,096	576	56.47	20.48%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	905	1.73%	17,579,437	1.62%	10,544,087	1.69%	18,894	571	56.82	19.70%
Mitsubishi	400	0.77%	7,322,176	0.68%	3,936,787	0.63%	17,897	568	55.90	22.25%
Nissan	5,728	10.97%	109,960,659	10.16%	64,580,875	10.33%	18,938	574	56.54	20.31%
Nissan: Infiniti	683	1.31%	16,183,920	1.49%	8,664,313	1.39%	23,102	577	56.81	19.70%
Saab	1	0.00%	14,285	0.00%	0	0.00%	0	0	0.00	0.00%
Subaru	531	1.02%	11,052,064	1.02%	6,396,748	1.02%	20,164	586	56.78	18.33%
Suzuki	2	0.00%	19,178	0.00%	8,220	0.00%	8,220	619	45.00	25.21%
Tata: Jaguar	54	0.10%	1,331,145	0.12%	818,674	0.13%	24,836	566	56.30	23.02%
Tata: Land Rover	79	0.15%	2,115,028	0.20%	1,046,204	0.17%	25,552	573	56.42	22.24%
Toyota	4,042	7.74%	84,985,864	7.85%	48,201,642	7.71%	20,685	576	56.63	19.08%
Toyota: Lexus	448	0.86%	10,323,468	0.95%	5,462,790	0.87%	22,533	575	55.38	20.78%
Toyota: Scion	100	0.19%	1,513,083	0.14%	881,829	0.14%	14,408	576	55.42	20.79%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	52,230	100.00%	1,082,794,731	100.00%	625,292,024	100.00%	20,719	576	56.47	20.24%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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