StratMaker (143396)

Exeter Automobile Receivables Trust 2022-1

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

1.57% / 98.43%

Total Original # of Loans

40,620

WA Loan to Value (LTV)

101.44%

Total Original Loan Amount (OLA)

$ 891,829,700

WA Payment to Income (PTI)

11.99%

Weighted Average (WA) OLA

$ 24,578

WA FICO (non-zero)

586

Rep. Period Beginning Loan Amount

$ 620,109,630

WA Remaining Term (RT)

60.23

Rep. Period Ending Loan Amount (ELA)

$ 598,751,068

WA Original APR

18.98%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

40,620

Total Original Loan Amount (OLA)

$ 891,829,700

Weighted Average (WA) OLA

$ 24,578

Rep. Period Beginning Loan Amount

$ 620,109,630

Rep. Period Ending Loan Amount (ELA)

$ 598,751,068

As % of Reporting Period ELA:

New % / Used %

1.57% / 98.43%

WA Loan to Value (LTV)

101.44%

WA Payment to Income (PTI)

11.99%

WA FICO (non-zero)

586

WA Remaining Term (RT)

60.23

WA Original APR

18.98%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	1,332	3.28%	11,362,072	1.27%	6,703,051	1.12%	7,651	576	53.47	20.08%
$10,000 - $14,999	5,757	14.17%	74,479,198	8.35%	44,524,061	7.44%	11,686	574	55.74	20.23%
$15,000 - $19,999	10,919	26.88%	192,548,650	21.59%	127,950,309	21.37%	16,210	574	58.98	20.51%
$20,000 - $24,999	10,369	25.53%	231,978,380	26.01%	159,285,747	26.60%	20,750	579	60.55	19.80%
$25,000 - $29,999	6,324	15.57%	171,949,175	19.28%	117,110,065	19.56%	25,140	587	61.22	18.68%
$30,000 - $39,999	5,025	12.37%	170,649,624	19.13%	115,791,450	19.34%	31,354	601	61.71	17.31%
$40,000 - $49,999	865	2.13%	37,370,010	4.19%	26,362,266	4.40%	39,145	625	62.62	13.18%
$50,000 - $59,999	29	0.07%	1,492,591	0.17%	1,024,119	0.17%	46,608	651	64.55	10.76%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	40,620	100.00%	891,829,700	100.00%	598,751,068	100.00%	22,723	586	60.23	18.98%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	11,187	27.54%	237,184,530	26.60%	2,886,122	0.48%	3,139	583	14.34	19.07%
$5,000 - $9,999	2,000	4.92%	24,908,847	2.79%	15,906,008	2.66%	8,189	577	43.16	19.62%
$10,000 - $14,999	4,893	12.05%	71,096,177	7.97%	63,084,458	10.54%	13,043	577	57.30	19.69%
$15,000 - $19,999	8,577	21.12%	163,395,818	18.32%	150,580,065	25.15%	17,672	578	60.41	19.97%
$20,000 - $24,999	7,173	17.66%	172,388,521	19.33%	160,007,507	26.72%	22,398	581	61.30	19.54%
$25,000 - $29,999	3,792	9.34%	111,054,511	12.45%	103,129,146	17.22%	27,271	590	61.86	18.63%
$30,000 - $39,999	2,743	6.75%	100,028,896	11.22%	92,396,464	15.43%	33,885	603	62.25	16.95%
$40,000 - $49,999	255	0.63%	11,772,400	1.32%	10,761,299	1.80%	42,293	632	63.55	12.49%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	40,620	100.00%	891,829,700	100.00%	598,751,068	100.00%	22,723	586	60.23	18.98%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	40,620	100.00%	891,829,700	100.00%	598,751,068	100.00%	22,723	586	60.23	18.98%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,620	100.00%	891,829,700	100.00%	598,751,068	100.00%	22,723	586	60.23	18.98%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	2,491	6.13%	60,283,267	6.76%	43,857,629	7.32%	24,714	634	62.28	9.00%
10.00 - 12.49%	3,519	8.66%	79,488,196	8.91%	57,181,238	9.55%	23,097	609	61.91	11.38%
12.50 - 14.99%	3,337	8.22%	81,655,765	9.16%	57,370,966	9.58%	25,069	613	61.67	13.78%
15.00 - 17.49%	4,294	10.57%	103,651,899	11.62%	70,944,874	11.85%	24,543	605	61.05	16.22%
17.50 - 19.99%	6,147	15.13%	143,988,676	16.15%	94,940,811	15.86%	23,674	595	60.28	18.72%
20.00 - 22.49%	5,978	14.72%	131,757,024	14.77%	85,961,021	14.36%	22,693	575	59.26	21.03%
22.50 - 24.99%	6,353	15.64%	130,553,908	14.64%	84,804,581	14.16%	21,239	564	58.93	23.71%
25.00 - 27.49%	4,353	10.72%	83,017,100	9.31%	53,780,825	8.98%	19,789	553	58.49	25.87%
27.50 - 29.99%	4,148	10.21%	77,433,866	8.68%	49,909,124	8.34%	19,186	522	59.37	27.85%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,620	100.00%	891,829,700	100.00%	598,751,068	100.00%	22,723	586	60.23	18.98%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	2,886	7.10%	56,789,293	6.37%	39,007,729	6.51%	20,532	474	59.33	23.75%
500 - 549	7,532	18.54%	154,594,255	17.33%	102,858,522	17.18%	21,223	528	59.29	21.86%
550 - 599	13,316	32.78%	294,674,609	33.04%	200,208,233	33.44%	22,673	575	60.01	19.37%
600 - 649	9,423	23.20%	221,931,073	24.88%	149,584,781	24.98%	24,141	622	60.95	16.79%
650 - 699	3,355	8.26%	81,836,807	9.18%	55,485,905	9.27%	25,040	669	62.07	14.63%
700 - 749	814	2.00%	19,737,130	2.21%	13,128,421	2.19%	24,903	720	61.93	14.52%
750 - 799	167	0.41%	4,047,006	0.45%	2,806,281	0.47%	25,835	770	62.64	12.72%
800+	62	0.15%	1,315,503	0.15%	837,023	0.14%	21,903	827	62.42	13.84%
NA	3,065	7.55%	56,904,025	6.38%	34,834,174	5.82%	19,059	0	58.36	21.50%
Total:	40,620	100.00%	891,829,700	100.00%	598,751,068	100.00%	22,723	586	60.23	18.98%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	57	0.14%	686,900	0.08%	375,659	0.06%	10,404	598	26.40	12.74%
49 - 60	240	0.59%	3,055,921	0.34%	1,753,723	0.29%	12,109	581	38.05	16.18%
61 - 72	5,205	12.81%	78,697,907	8.82%	51,642,574	8.63%	16,085	575	53.44	22.04%
73+	35,118	86.45%	809,388,973	90.76%	544,979,112	91.02%	23,395	587	60.97	18.70%
Total:	40,620	100.00%	891,829,700	100.00%	598,751,068	100.00%	22,723	586	60.23	18.98%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	9,998	24.61%	216,503,787	24.28%	134,628	0.02%	3,429	567	0.00	6.23%
1 - 12	1,597	3.93%	29,291,784	3.28%	7,571,900	1.26%	7,375	567	7.78	21.31%
13 - 24	57	0.14%	905,073	0.10%	561,971	0.09%	11,478	564	17.06	19.70%
25 - 36	127	0.31%	1,744,609	0.20%	1,335,912	0.22%	13,041	579	33.79	15.14%
37 - 48	514	1.27%	7,247,763	0.81%	6,108,163	1.02%	13,856	582	45.61	18.19%
49 - 60	11,525	28.37%	234,262,592	26.27%	211,616,114	35.34%	20,760	577	58.24	20.27%
61 - 72	16,802	41.36%	401,874,092	45.06%	371,422,380	62.03%	24,359	591	62.86	18.23%
73+	-	-	-	-	-	-	-	-	-	-
Total:	40,620	100.00%	891,829,700	100.00%	598,751,068	100.00%	22,723	586	60.23	18.98%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	27,454	67.59%	598,129,085	67.07%	333,170,793	55.64%	22,305	596	60.35	17.79%
1 - 15	4,690	11.55%	105,808,639	11.86%	94,357,831	15.76%	23,273	580	59.86	19.37%
16 - 30	2,498	6.15%	55,912,928	6.27%	50,235,275	8.39%	23,148	575	60.29	20.07%
31 - 60	3,214	7.91%	71,396,111	8.01%	65,298,996	10.91%	23,223	568	60.10	21.14%
61 - 90	1,625	4.00%	35,846,389	4.02%	33,017,853	5.51%	23,412	569	60.36	21.76%
91 - 120	859	2.11%	18,597,506	2.09%	16,770,643	2.80%	23,110	567	60.16	22.19%
121+	280	0.69%	6,139,042	0.69%	5,899,677	0.99%	23,439	570	59.87	21.95%
Total:	40,620	100.00%	891,829,700	100.00%	598,751,068	100.00%	22,723	586	60.23	18.98%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	27,491	67.68%	610,471,355	68.45%	421,271,018	70.36%	22,860	589	60.84	18.71%
Stated, verified to Level 3²	13,129	32.32%	281,358,345	31.55%	177,480,049	29.64%	22,398	579	58.78	19.63%
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,620	100.00%	891,829,700	100.00%	598,751,068	100.00%	22,723	586	60.23	18.98%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	27,494	67.69%	610,548,856	68.46%	421,312,631	70.37%	22,860	589	60.84	18.71%
Stated, verified but not Level 4 or 5	12,981	31.96%	278,600,952	31.24%	176,444,112	29.47%	22,412	579	58.88	19.62%
Stated, verified to Level 4³	145	0.36%	2,679,893	0.30%	994,324	0.17%	19,965	578	40.84	20.69%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,620	100.00%	891,829,700	100.00%	598,751,068	100.00%	22,723	586	60.23	18.98%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,797	6.89%	50,035,643	5.61%	33,340,986	5.57%	19,657	591	59.51	15.33%
5.00 - 9.99%	13,345	32.85%	280,707,658	31.48%	189,630,776	31.67%	22,032	587	59.92	17.39%
10.00 - 14.99%	14,207	34.98%	322,425,650	36.15%	216,606,788	36.18%	23,362	584	60.35	19.48%
15.00 - 19.99%	8,082	19.90%	186,326,703	20.89%	123,241,748	20.58%	23,255	582	60.50	21.15%
20.00 - 24.99%	2,170	5.34%	51,893,865	5.82%	35,643,936	5.95%	23,546	598	60.92	20.33%
25.00 - 29.99%	19	0.05%	440,182	0.05%	286,833	0.05%	22,581	606	61.56	21.05%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,620	100.00%	891,829,700	100.00%	598,751,068	100.00%	22,723	586	60.23	18.98%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	13	0.03%	108,695	0.01%	54,309	0.01%	6,276	553	59.98	12.98%
25.00 - 49.99%	200	0.49%	2,706,028	0.30%	1,560,307	0.26%	13,989	539	59.14	14.13%
50.00 - 74.99%	1,287	3.17%	24,395,314	2.74%	15,060,511	2.52%	19,582	555	59.74	14.57%
75.00 - 99.99%	8,543	21.03%	196,123,490	21.99%	131,976,714	22.04%	23,720	573	60.06	17.38%
100.00 - 109.99%	9,068	22.32%	210,782,476	23.63%	141,649,896	23.66%	23,851	580	60.19	19.25%
110.00 - 119.99%	9,184	22.61%	209,173,541	23.45%	139,270,743	23.26%	23,395	588	60.23	19.66%
120.00 - 129.99%	5,918	14.57%	127,364,775	14.28%	84,526,217	14.12%	22,049	596	60.24	19.89%
130.00 - 139.99%	4,296	10.58%	83,422,206	9.35%	57,458,735	9.60%	20,106	600	60.50	20.25%
140.00%+	2,111	5.20%	37,753,173	4.23%	27,193,637	4.54%	18,460	620	61.00	19.05%
Total:	40,620	100.00%	891,829,700	100.00%	598,751,068	100.00%	22,723	586	60.23	18.98%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,132	2.79%	24,355,771	2.73%	16,572,186	2.77%	22,068	583	59.89	20.61%
Alaska	2	0.00%	53,961	0.01%	50,251	0.01%	28,031	546	60.67	16.45%
Arizona	983	2.42%	22,102,531	2.48%	14,876,132	2.48%	23,167	588	60.83	19.24%
Arkansas	405	1.00%	9,210,442	1.03%	6,046,184	1.01%	23,675	593	60.89	18.31%
California	4,261	10.49%	96,930,979	10.87%	64,365,526	10.75%	23,412	579	60.25	18.83%
Colorado	486	1.20%	11,354,203	1.27%	7,682,641	1.28%	23,932	601	61.08	15.95%
Connecticut	106	0.26%	2,255,356	0.25%	1,595,366	0.27%	21,167	580	60.04	15.64%
Delaware	60	0.15%	1,298,725	0.15%	994,469	0.17%	23,202	593	61.30	16.40%
Florida	3,128	7.70%	69,230,531	7.76%	46,201,556	7.72%	22,962	594	60.59	18.23%
Georgia	3,187	7.85%	70,602,412	7.92%	47,517,603	7.94%	22,853	578	60.06	20.51%
Hawaii	59	0.15%	1,345,504	0.15%	1,140,983	0.19%	24,062	591	61.10	18.15%
Idaho	81	0.20%	1,603,969	0.18%	993,073	0.17%	19,896	590	60.66	19.48%
Illinois	1,518	3.74%	32,048,993	3.59%	20,992,318	3.51%	21,673	581	59.56	19.93%
Indiana	706	1.74%	14,986,687	1.68%	10,080,987	1.68%	22,066	596	59.83	18.83%
Iowa	141	0.35%	3,086,393	0.35%	2,039,545	0.34%	22,715	583	60.25	18.88%
Kansas	243	0.60%	5,142,339	0.58%	3,305,551	0.55%	21,619	586	60.41	18.36%
Kentucky	609	1.50%	12,716,015	1.43%	8,633,910	1.44%	21,680	589	60.15	18.31%
Louisiana	1,100	2.71%	24,122,441	2.70%	16,828,053	2.81%	22,870	586	60.48	19.79%
Maine	44	0.11%	1,021,688	0.11%	704,818	0.12%	22,130	578	60.37	15.21%
Maryland	768	1.89%	16,536,719	1.85%	11,189,202	1.87%	21,729	580	60.25	18.44%
Massachusetts	84	0.21%	1,731,043	0.19%	1,060,093	0.18%	20,930	611	57.82	14.31%
Michigan	872	2.15%	18,940,476	2.12%	12,652,858	2.11%	22,440	591	60.60	18.89%
Minnesota	151	0.37%	3,163,602	0.35%	1,965,156	0.33%	21,972	579	60.00	17.42%
Mississippi	846	2.08%	18,978,249	2.13%	13,245,115	2.21%	23,272	591	60.13	20.24%
Missouri	855	2.10%	17,919,594	2.01%	12,408,235	2.07%	22,092	587	60.12	19.33%
Montana	108	0.27%	2,261,661	0.25%	1,469,444	0.25%	22,561	579	60.78	20.01%
Nebraska	113	0.28%	2,338,401	0.26%	1,522,425	0.25%	20,667	583	60.45	17.07%
Nevada	589	1.45%	13,236,851	1.48%	9,095,559	1.52%	23,407	578	60.30	20.13%
New Hampshire	77	0.19%	1,595,090	0.18%	946,660	0.16%	20,000	578	58.67	19.00%
New Jersey	526	1.29%	11,615,499	1.30%	7,670,760	1.28%	22,841	595	59.82	19.04%
New Mexico	483	1.19%	10,658,570	1.20%	6,937,755	1.16%	23,110	588	59.71	19.74%
New York	657	1.62%	13,928,009	1.56%	8,444,066	1.41%	22,135	591	60.25	18.71%
North Carolina	1,974	4.86%	42,433,335	4.76%	28,415,687	4.75%	22,009	582	60.54	19.24%
North Dakota	69	0.17%	1,376,222	0.15%	865,005	0.14%	20,350	583	60.31	21.04%
Ohio	1,807	4.45%	36,363,232	4.08%	25,301,128	4.23%	20,968	594	60.23	18.41%
Oklahoma	786	1.94%	16,376,933	1.84%	11,382,929	1.90%	22,026	590	60.32	17.16%
Oregon	246	0.61%	4,852,007	0.54%	3,005,986	0.50%	20,252	581	59.80	18.56%
Pennsylvania	756	1.86%	16,238,544	1.82%	10,582,485	1.77%	22,056	594	60.56	17.49%
Rhode Island	21	0.05%	507,259	0.06%	359,633	0.06%	26,229	591	59.64	15.74%
South Carolina	1,265	3.11%	27,303,676	3.06%	18,303,359	3.06%	22,369	576	59.90	20.16%
South Dakota	65	0.16%	1,388,471	0.16%	871,458	0.15%	21,080	601	59.50	20.36%
Tennessee	1,037	2.55%	22,043,166	2.47%	14,602,230	2.44%	21,744	585	59.93	20.03%
Texas	5,692	14.01%	133,241,548	14.94%	90,406,270	15.10%	24,115	589	60.26	17.86%
Utah	209	0.51%	4,394,990	0.49%	2,518,161	0.42%	22,897	597	60.70	18.77%
Vermont	5	0.01%	89,334	0.01%	61,068	0.01%	15,497	592	51.99	13.55%
Virginia	941	2.32%	19,565,101	2.19%	13,487,882	2.25%	21,499	568	59.50	20.66%
Washington	350	0.86%	7,620,260	0.85%	5,074,197	0.85%	22,520	582	60.85	18.95%
West Virginia	250	0.62%	5,295,047	0.59%	3,475,263	0.58%	22,299	593	60.59	20.15%
Wisconsin	640	1.58%	13,682,119	1.53%	9,263,718	1.55%	22,141	581	59.83	21.03%
Wyoming	67	0.16%	1,350,762	0.15%	760,217	0.13%	20,878	595	59.66	17.86%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	58	0.14%	1,299,964	0.15%	765,940	0.13%	22,343	578	60.98	20.40%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	2	0.00%	35,027	0.00%	19,977	0.00%	19,977	627	61.00	15.93%
Total:	40,620	100.00%	891,829,700	100.00%	598,751,068	100.00%	22,723	586	60.23	18.98%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	794	1.95%	20,335,030	2.28%	9,390,576	1.57%	25,659	603	52.90	17.60%
Used	39,826	98.05%	871,494,670	97.72%	589,360,492	98.43%	22,676	586	60.35	19.00%
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,620	100.00%	891,829,700	100.00%	598,751,068	100.00%	22,723	586	60.23	18.98%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	19,124	47.08%	383,171,495	42.96%	247,877,454	41.40%	20,484	581	59.89	20.11%
Truck	4,754	11.70%	135,814,326	15.23%	92,726,283	15.49%	28,321	602	60.48	17.02%
SUV	16,154	39.77%	360,122,124	40.38%	249,129,517	41.61%	22,882	585	60.48	18.60%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	588	1.45%	12,721,755	1.43%	9,017,813	1.51%	22,317	585	60.13	18.50%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	40,620	100.00%	891,829,700	100.00%	598,751,068	100.00%	22,723	586	60.23	18.98%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	5,354	13.18%	119,463,121	13.40%	81,537,704	13.62%	23,238	588	60.26	18.76%
Ford: Lincoln	304	0.75%	6,672,098	0.75%	4,539,885	0.76%	22,561	579	60.70	18.90%
Ford: Mercury	4	0.01%	60,655	0.01%	16,333	0.00%	16,333	455	56.00	28.00%
GMC	1,309	3.22%	33,883,245	3.80%	23,368,668	3.90%	26,420	593	60.43	17.66%
GMC: Buick	554	1.36%	11,227,227	1.26%	7,657,920	1.28%	20,321	580	59.81	19.62%
GMC: Cadillac	387	0.95%	8,824,385	0.99%	6,167,229	1.03%	23,773	588	60.17	20.07%
GMC: Chevrolet	5,854	14.41%	132,446,359	14.85%	88,547,904	14.79%	23,757	590	60.22	18.83%
GMC: Hummer	2	0.00%	50,249	0.01%	39,949	0.01%	19,981	644	61.47	14.55%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.01%	33,681	0.00%	8,511	0.00%	8,511	581	7.00	28.00%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	43	0.11%	1,621,934	0.18%	943,947	0.16%	35,326	600	61.27	14.58%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	501	1.23%	11,616,067	1.30%	7,068,176	1.18%	23,795	577	59.97	22.01%
BMW: Mini	93	0.23%	1,628,460	0.18%	1,026,913	0.17%	17,722	573	59.67	20.75%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	510	1.26%	12,197,984	1.37%	8,372,891	1.40%	24,399	582	59.40	21.89%
Daimler: Smart	11	0.03%	142,618	0.02%	70,724	0.01%	14,490	564	59.57	25.42%
Fiat	53	0.13%	861,248	0.10%	517,823	0.09%	17,036	585	60.29	21.66%
Fiat: Alfa Romeo	39	0.10%	1,167,077	0.13%	800,878	0.13%	28,726	590	62.18	18.06%
Fiat: Chrysler	682	1.68%	13,664,667	1.53%	8,811,140	1.47%	20,764	581	59.28	20.64%
Fiat: Dodge	3,285	8.09%	83,544,844	9.37%	55,086,657	9.20%	26,147	591	60.23	18.52%
Fiat: Jeep	2,617	6.44%	60,861,387	6.82%	41,314,083	6.90%	23,436	586	60.60	18.42%
Fiat: Maserati	2	0.00%	55,394	0.01%	18,243	0.00%	18,243	632	60.00	25.58%
Geely: Volvo	75	0.18%	1,449,298	0.16%	1,030,809	0.17%	19,742	574	60.12	20.14%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	693	1.71%	13,029,426	1.46%	8,424,198	1.41%	19,803	573	60.35	21.12%
Volkswagen: Audi	231	0.57%	5,015,168	0.56%	3,210,044	0.54%	22,262	579	60.46	22.06%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	22	0.05%	642,358	0.07%	447,195	0.07%	29,140	606	59.58	18.32%
Honda	2,582	6.36%	55,812,008	6.26%	39,033,644	6.52%	21,790	588	60.52	18.32%
Honda: Acura	334	0.82%	7,287,563	0.82%	4,795,953	0.80%	22,577	582	60.13	18.03%
Hyundai	2,433	5.99%	45,450,742	5.10%	30,074,368	5.02%	18,929	577	59.97	20.24%
Hyundai: Kia	2,720	6.70%	52,655,795	5.90%	34,925,055	5.83%	19,586	576	60.14	19.56%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	738	1.82%	15,089,044	1.69%	10,502,573	1.75%	20,687	580	60.58	19.04%
Mitsubishi	314	0.77%	6,156,963	0.69%	4,051,902	0.68%	20,048	576	59.51	20.76%
Nissan	4,419	10.88%	89,579,051	10.04%	59,986,812	10.02%	20,816	580	60.08	19.42%
Nissan: Infiniti	507	1.25%	12,236,567	1.37%	7,892,357	1.32%	24,204	586	59.94	19.44%
Saab	1	0.00%	6,473	0.00%	5,568	0.00%	5,568	586	54.00	15.28%
Subaru	418	1.03%	8,827,434	0.99%	5,977,028	1.00%	21,110	592	60.33	17.60%
Suzuki	1	0.00%	7,326	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	36	0.09%	941,784	0.11%	592,584	0.10%	25,625	568	60.92	22.45%
Tata: Land Rover	57	0.14%	1,490,681	0.17%	965,951	0.16%	25,808	596	60.76	19.09%
Toyota	3,014	7.42%	66,797,180	7.49%	44,932,553	7.50%	22,469	591	60.37	17.83%
Toyota: Lexus	318	0.78%	7,683,622	0.86%	4,901,551	0.82%	24,495	590	59.76	19.50%
Toyota: Scion	100	0.25%	1,648,517	0.18%	1,085,345	0.18%	15,773	590	59.97	19.70%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	40,620	100.00%	891,829,700	100.00%	598,751,068	100.00%	22,723	586	60.23	18.98%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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