StratMaker (143408)

Exeter Automobile Receivables Trust 2022-2

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

1.22% / 98.78%

Total Original # of Loans

53,045

WA Loan to Value (LTV)

103.46%

Total Original Loan Amount (OLA)

$ 1,179,508,539

WA Payment to Income (PTI)

12.29%

Weighted Average (WA) OLA

$ 24,740

WA FICO (non-zero)

584

Rep. Period Beginning Loan Amount

$ 906,051,774

WA Remaining Term (RT)

62.43

Rep. Period Ending Loan Amount (ELA)

$ 875,906,385

WA Original APR

19.34%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

53,045

Total Original Loan Amount (OLA)

$ 1,179,508,539

Weighted Average (WA) OLA

$ 24,740

Rep. Period Beginning Loan Amount

$ 906,051,774

Rep. Period Ending Loan Amount (ELA)

$ 875,906,385

As % of Reporting Period ELA:

New % / Used %

1.22% / 98.78%

WA Loan to Value (LTV)

103.46%

WA Payment to Income (PTI)

12.29%

WA FICO (non-zero)

584

WA Remaining Term (RT)

62.43

WA Original APR

19.34%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	1,570	2.96%	13,372,185	1.13%	9,505,795	1.09%	7,841	571	55.39	20.26%
$10,000 - $14,999	6,716	12.66%	86,842,102	7.36%	61,673,579	7.04%	12,031	571	58.64	20.61%
$15,000 - $19,999	13,734	25.89%	242,494,053	20.56%	178,711,427	20.40%	16,653	571	61.31	20.95%
$20,000 - $24,999	14,617	27.56%	326,856,640	27.71%	244,482,583	27.91%	21,153	577	62.69	20.27%
$25,000 - $29,999	8,614	16.24%	234,679,772	19.90%	176,789,587	20.18%	25,659	587	63.28	18.98%
$30,000 - $39,999	6,597	12.44%	223,453,962	18.94%	166,683,963	19.03%	31,818	602	63.68	17.42%
$40,000 - $49,999	1,167	2.20%	50,256,019	4.26%	36,883,891	4.21%	39,725	627	64.48	13.56%
$50,000 - $59,999	30	0.06%	1,553,808	0.13%	1,175,560	0.13%	47,060	649	65.61	10.56%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	53,045	100.00%	1,179,508,539	100.00%	875,906,385	100.00%	23,204	584	62.43	19.34%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	11,057	20.84%	241,429,283	20.47%	1,807,738	0.21%	3,353	581	26.63	18.71%
$5,000 - $9,999	2,210	4.17%	24,614,909	2.09%	17,908,997	2.04%	8,315	576	50.65	19.29%
$10,000 - $14,999	6,353	11.98%	89,884,366	7.62%	81,920,411	9.35%	13,046	573	59.35	20.16%
$15,000 - $19,999	11,836	22.31%	222,332,066	18.85%	208,460,781	23.80%	17,727	575	62.01	20.47%
$20,000 - $24,999	11,112	20.95%	262,625,723	22.27%	247,804,605	28.29%	22,390	579	63.09	19.98%
$25,000 - $29,999	5,954	11.22%	172,097,663	14.59%	162,110,142	18.51%	27,302	588	63.59	18.96%
$30,000 - $39,999	4,128	7.78%	148,493,703	12.59%	139,156,730	15.89%	33,920	604	63.99	17.21%
$40,000 - $49,999	394	0.74%	17,978,829	1.52%	16,686,389	1.91%	42,438	630	65.23	13.03%
$50,000 - $59,999	1	0.00%	51,998	0.00%	50,592	0.01%	50,592	682	65.00	11.12%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	53,045	100.00%	1,179,508,539	100.00%	875,906,385	100.00%	23,204	584	62.43	19.34%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	53,045	100.00%	1,179,508,539	100.00%	875,906,385	100.00%	23,204	584	62.43	19.34%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,045	100.00%	1,179,508,539	100.00%	875,906,385	100.00%	23,204	584	62.43	19.34%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	3,181	6.00%	77,243,035	6.55%	59,662,622	6.81%	24,724	636	63.91	9.05%
10.00 - 12.49%	4,228	7.97%	97,897,582	8.30%	75,595,550	8.63%	24,099	611	63.52	11.40%
12.50 - 14.99%	4,348	8.20%	107,301,379	9.10%	82,416,011	9.41%	25,347	612	63.53	13.76%
15.00 - 17.49%	5,229	9.86%	128,442,676	10.89%	99,116,409	11.32%	25,472	606	63.18	16.25%
17.50 - 19.99%	7,634	14.39%	181,926,735	15.42%	134,381,409	15.34%	24,477	598	62.76	18.79%
20.00 - 22.49%	7,256	13.68%	164,675,404	13.96%	122,619,490	14.00%	23,357	574	61.98	21.08%
22.50 - 24.99%	8,815	16.62%	184,483,906	15.64%	134,159,333	15.32%	21,612	564	61.49	23.73%
25.00 - 27.49%	6,375	12.02%	124,747,346	10.58%	88,621,027	10.12%	20,373	549	61.22	25.82%
27.50 - 29.99%	5,979	11.27%	112,790,478	9.56%	79,334,534	9.06%	19,608	519	61.29	27.83%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,045	100.00%	1,179,508,539	100.00%	875,906,385	100.00%	23,204	584	62.43	19.34%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	4,373	8.24%	85,848,759	7.28%	63,157,014	7.21%	20,744	473	61.70	24.23%
500 - 549	9,900	18.66%	206,144,040	17.48%	153,063,341	17.47%	21,750	528	61.88	22.16%
550 - 599	17,415	32.83%	387,542,278	32.86%	289,285,912	33.03%	22,983	575	62.14	19.78%
600 - 649	12,015	22.65%	288,120,489	24.43%	216,872,093	24.76%	24,794	622	63.04	16.94%
650 - 699	4,260	8.03%	107,412,580	9.11%	79,000,152	9.02%	25,983	669	63.89	14.69%
700 - 749	1,015	1.91%	25,189,428	2.14%	18,289,676	2.09%	25,497	719	63.83	14.56%
750 - 799	236	0.44%	5,511,118	0.47%	4,012,734	0.46%	24,990	767	64.29	13.16%
800+	70	0.13%	1,494,959	0.13%	1,032,202	0.12%	22,304	826	64.22	10.76%
NA	3,761	7.09%	72,244,888	6.12%	51,193,262	5.84%	19,866	0	61.08	21.99%
Total:	53,045	100.00%	1,179,508,539	100.00%	875,906,385	100.00%	23,204	584	62.43	19.34%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	59	0.11%	694,891	0.06%	430,397	0.05%	10,232	581	27.30	13.47%
49 - 60	253	0.48%	3,066,277	0.26%	2,051,871	0.23%	11,763	590	39.56	16.08%
61 - 72	7,347	13.85%	114,908,379	9.74%	84,112,005	9.60%	16,600	571	55.39	22.37%
73+	45,386	85.56%	1,060,838,992	89.94%	789,312,113	90.11%	23,944	586	63.26	19.02%
Total:	53,045	100.00%	1,179,508,539	100.00%	875,906,385	100.00%	23,204	584	62.43	19.34%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	10,369	19.55%	229,286,560	19.44%	152,050	0.02%	8,838	563	0.00	6.99%
1 - 12	724	1.36%	13,535,810	1.15%	3,901,467	0.45%	7,882	571	8.11	21.20%
13 - 24	31	0.06%	446,087	0.04%	253,387	0.03%	11,035	535	17.19	19.79%
25 - 36	110	0.21%	1,503,313	0.13%	1,070,858	0.12%	13,001	584	31.42	14.53%
37 - 48	411	0.77%	5,905,049	0.50%	4,873,813	0.56%	14,013	580	43.65	17.46%
49 - 60	8,805	16.60%	159,195,139	13.50%	145,697,495	16.63%	18,952	573	57.13	21.15%
61 - 72	32,595	61.45%	769,636,580	65.25%	719,957,317	82.20%	24,232	587	64.00	18.98%
73+	-	-	-	-	-	-	-	-	-	-
Total:	53,045	100.00%	1,179,508,539	100.00%	875,906,385	100.00%	23,204	584	62.43	19.34%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	35,046	66.07%	777,096,351	65.88%	499,037,103	56.97%	22,963	595	62.56	18.12%
1 - 15	6,257	11.80%	142,661,322	12.09%	132,615,243	15.14%	23,777	578	62.15	19.81%
16 - 30	3,473	6.55%	77,803,246	6.60%	72,991,191	8.33%	23,584	573	62.67	20.58%
31 - 60	4,486	8.46%	98,993,900	8.39%	93,499,108	10.67%	23,241	564	62.33	21.72%
61 - 90	2,181	4.11%	47,942,774	4.06%	45,051,116	5.14%	23,430	564	62.11	22.18%
91 - 120	1,215	2.29%	26,419,017	2.24%	24,352,240	2.78%	23,163	565	61.89	22.38%
121+	387	0.73%	8,591,929	0.73%	8,360,384	0.95%	23,646	569	61.57	22.73%
Total:	53,045	100.00%	1,179,508,539	100.00%	875,906,385	100.00%	23,204	584	62.43	19.34%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	41,060	77.41%	911,877,579	77.31%	681,273,986	77.78%	23,170	586	62.78	19.28%
Stated, verified to Level 3²	11,985	22.59%	267,630,961	22.69%	194,632,400	22.22%	23,321	579	61.21	19.54%
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,045	100.00%	1,179,508,539	100.00%	875,906,385	100.00%	23,204	584	62.43	19.34%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	41,062	77.41%	911,919,661	77.31%	681,295,706	77.78%	23,170	586	62.78	19.28%
Stated, verified but not Level 4 or 5	11,861	22.36%	264,979,043	22.47%	192,973,119	22.03%	23,301	579	61.23	19.56%
Stated, verified to Level 4³	122	0.23%	2,609,836	0.22%	1,637,560	0.19%	25,702	593	58.60	17.79%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,045	100.00%	1,179,508,539	100.00%	875,906,385	100.00%	23,204	584	62.43	19.34%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	3,165	5.97%	56,953,524	4.83%	42,117,566	4.81%	19,691	595	61.74	15.27%
5.00 - 9.99%	16,146	30.44%	342,620,947	29.05%	257,042,290	29.35%	22,437	586	62.16	17.61%
10.00 - 14.99%	19,144	36.09%	438,026,848	37.14%	325,249,117	37.13%	23,794	582	62.55	19.80%
15.00 - 19.99%	11,559	21.79%	268,921,940	22.80%	197,454,928	22.54%	23,739	581	62.61	21.35%
20.00 - 24.99%	3,014	5.68%	72,547,115	6.15%	53,702,697	6.13%	24,074	593	62.82	20.52%
25.00 - 29.99%	17	0.03%	438,165	0.04%	339,787	0.04%	25,475	607	64.64	18.39%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,045	100.00%	1,179,508,539	100.00%	875,906,385	100.00%	23,204	584	62.43	19.34%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	11	0.02%	103,945	0.01%	41,422	0.00%	8,260	530	49.63	13.37%
25.00 - 49.99%	245	0.46%	3,382,151	0.29%	1,858,162	0.21%	13,561	535	60.94	14.19%
50.00 - 74.99%	1,503	2.83%	28,369,830	2.41%	20,618,180	2.35%	20,319	554	61.74	14.75%
75.00 - 99.99%	11,522	21.72%	262,542,650	22.26%	195,370,911	22.30%	23,745	571	62.23	17.98%
100.00 - 109.99%	12,106	22.82%	285,995,437	24.25%	212,681,516	24.28%	24,326	580	62.53	19.49%
110.00 - 119.99%	11,626	21.92%	269,775,865	22.87%	201,119,751	22.96%	23,972	587	62.49	20.02%
120.00 - 129.99%	7,799	14.70%	170,777,238	14.48%	125,247,495	14.30%	22,798	594	62.60	20.10%
130.00 - 139.99%	5,701	10.75%	112,471,028	9.54%	83,404,358	9.52%	20,628	598	62.35	20.71%
140.00%+	2,532	4.77%	46,090,395	3.91%	35,564,590	4.06%	18,843	620	62.70	19.02%
Total:	53,045	100.00%	1,179,508,539	100.00%	875,906,385	100.00%	23,204	584	62.43	19.34%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,656	3.12%	36,510,631	3.10%	27,494,643	3.14%	23,103	586	62.34	20.70%
Alaska	3	0.01%	56,343	0.00%	52,740	0.01%	17,602	564	57.65	21.54%
Arizona	1,165	2.20%	26,203,279	2.22%	19,697,410	2.25%	23,391	584	63.02	19.66%
Arkansas	592	1.12%	13,295,233	1.13%	9,642,458	1.10%	23,734	596	62.54	18.80%
California	4,935	9.30%	113,993,109	9.66%	85,211,205	9.73%	23,690	578	62.19	19.25%
Colorado	559	1.05%	13,059,853	1.11%	9,432,692	1.08%	23,795	602	62.41	16.69%
Connecticut	135	0.25%	2,918,978	0.25%	2,311,019	0.26%	21,526	591	61.94	15.58%
Delaware	74	0.14%	1,628,385	0.14%	1,291,831	0.15%	23,726	590	61.57	17.96%
Florida	4,251	8.01%	94,707,481	8.03%	70,765,454	8.08%	23,328	586	62.84	18.89%
Georgia	4,248	8.01%	95,764,015	8.12%	71,468,772	8.16%	23,395	581	62.41	20.61%
Hawaii	53	0.10%	1,196,689	0.10%	762,040	0.09%	22,686	578	62.28	18.32%
Idaho	63	0.12%	1,254,955	0.11%	904,725	0.10%	21,686	577	62.57	18.87%
Illinois	1,961	3.70%	42,239,042	3.58%	31,008,881	3.54%	22,302	580	62.22	20.26%
Indiana	989	1.86%	20,991,320	1.78%	15,650,557	1.79%	22,362	591	62.26	18.94%
Iowa	242	0.46%	4,907,877	0.42%	3,571,418	0.41%	22,155	588	62.15	19.15%
Kansas	328	0.62%	7,027,432	0.60%	5,148,658	0.59%	22,783	588	62.25	18.86%
Kentucky	884	1.67%	18,393,666	1.56%	14,141,811	1.61%	22,111	594	62.19	18.51%
Louisiana	1,446	2.73%	32,128,708	2.72%	23,167,307	2.64%	23,259	583	62.37	20.50%
Maine	29	0.05%	702,100	0.06%	483,040	0.06%	24,251	605	62.71	14.62%
Maryland	878	1.66%	19,290,829	1.64%	14,575,741	1.66%	22,619	578	62.27	18.93%
Massachusetts	85	0.16%	1,891,788	0.16%	1,362,420	0.16%	23,446	579	60.51	16.71%
Michigan	1,252	2.36%	27,506,108	2.33%	19,725,022	2.25%	22,883	588	62.68	19.68%
Minnesota	159	0.30%	3,495,665	0.30%	2,734,226	0.31%	23,390	592	61.82	17.95%
Mississippi	1,257	2.37%	28,758,016	2.44%	21,930,566	2.50%	23,954	587	62.55	20.79%
Missouri	1,066	2.01%	22,471,689	1.91%	16,839,748	1.92%	22,197	586	62.62	19.42%
Montana	147	0.28%	3,158,503	0.27%	2,143,236	0.24%	23,038	590	62.38	20.79%
Nebraska	146	0.28%	2,918,918	0.25%	2,013,033	0.23%	20,194	580	62.40	16.30%
Nevada	679	1.28%	15,854,954	1.34%	12,155,565	1.39%	24,128	573	62.29	20.22%
New Hampshire	89	0.17%	1,815,731	0.15%	1,195,299	0.14%	19,922	561	60.86	21.03%
New Jersey	679	1.28%	15,267,760	1.29%	11,288,204	1.29%	23,622	588	62.62	19.30%
New Mexico	628	1.18%	14,800,769	1.25%	11,264,943	1.29%	24,837	585	62.79	20.27%
New York	973	1.83%	21,256,913	1.80%	14,806,765	1.69%	22,882	586	62.57	19.33%
North Carolina	2,645	4.99%	57,063,303	4.84%	41,246,794	4.71%	22,405	581	62.41	19.65%
North Dakota	130	0.25%	2,516,219	0.21%	1,946,230	0.22%	20,601	586	61.31	21.53%
Ohio	2,546	4.80%	52,353,569	4.44%	39,804,755	4.54%	21,588	590	62.67	18.95%
Oklahoma	953	1.80%	21,312,428	1.81%	15,492,055	1.77%	23,095	595	62.43	17.35%
Oregon	339	0.64%	6,841,282	0.58%	4,961,864	0.57%	21,265	581	61.91	18.57%
Pennsylvania	1,006	1.90%	21,719,562	1.84%	15,771,785	1.80%	22,454	588	62.53	17.75%
Rhode Island	23	0.04%	464,680	0.04%	378,154	0.04%	21,358	609	62.31	13.55%
South Carolina	1,655	3.12%	36,035,710	3.06%	26,955,877	3.08%	22,758	575	62.21	20.29%
South Dakota	85	0.16%	1,539,838	0.13%	1,106,900	0.13%	18,977	580	60.44	21.91%
Tennessee	1,259	2.37%	27,544,380	2.34%	20,294,957	2.32%	23,090	582	62.22	20.22%
Texas	7,427	14.00%	175,062,020	14.84%	131,530,514	15.02%	24,494	588	62.53	18.09%
Utah	249	0.47%	5,481,414	0.46%	3,767,518	0.43%	23,393	581	62.45	19.02%
Vermont	11	0.02%	257,341	0.02%	214,269	0.02%	24,634	578	62.54	17.44%
Virginia	1,399	2.64%	30,074,186	2.55%	22,346,355	2.55%	22,243	573	62.05	20.24%
Washington	417	0.79%	8,859,217	0.75%	6,308,245	0.72%	22,189	570	61.98	19.90%
West Virginia	370	0.70%	7,807,315	0.66%	5,605,570	0.64%	22,238	583	62.10	19.76%
Wisconsin	755	1.42%	16,368,560	1.39%	12,044,695	1.38%	22,808	579	62.31	20.99%
Wyoming	75	0.14%	1,668,756	0.14%	1,158,598	0.13%	22,153	607	63.36	16.76%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	50	0.09%	1,072,022	0.09%	729,822	0.08%	22,503	584	61.88	22.11%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	53,045	100.00%	1,179,508,539	100.00%	875,906,385	100.00%	23,204	584	62.43	19.34%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	686	1.29%	18,361,171	1.56%	10,713,613	1.22%	26,616	606	58.96	17.50%
Used	52,359	98.71%	1,161,147,369	98.44%	865,192,772	98.78%	23,162	584	62.47	19.36%
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,045	100.00%	1,179,508,539	100.00%	875,906,385	100.00%	23,204	584	62.43	19.34%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	24,997	47.12%	512,901,463	43.48%	371,051,457	42.36%	21,199	580	62.33	20.38%
Truck	5,882	11.09%	168,468,358	14.28%	125,598,650	14.34%	28,709	603	62.43	17.23%
SUV	21,310	40.17%	479,716,379	40.67%	364,984,451	41.67%	23,368	582	62.53	19.00%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	856	1.61%	18,422,338	1.56%	14,271,828	1.63%	22,681	578	62.40	19.10%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	53,045	100.00%	1,179,508,539	100.00%	875,906,385	100.00%	23,204	584	62.43	19.34%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,657	12.55%	148,077,825	12.55%	111,097,893	12.68%	23,329	586	62.28	19.17%
Ford: Lincoln	358	0.67%	7,830,989	0.66%	6,124,771	0.70%	22,990	583	62.01	19.07%
Ford: Mercury	8	0.02%	81,196	0.01%	41,019	0.00%	9,900	549	56.45	22.32%
GMC	1,696	3.20%	43,886,237	3.72%	33,823,146	3.86%	26,955	596	62.54	17.90%
GMC: Buick	738	1.39%	14,715,922	1.25%	10,825,199	1.24%	20,486	574	62.00	20.25%
GMC: Cadillac	496	0.94%	11,365,655	0.96%	8,553,338	0.98%	24,861	588	62.23	19.99%
GMC: Chevrolet	7,795	14.70%	178,883,046	15.17%	133,966,683	15.29%	24,185	588	62.46	19.11%
GMC: Hummer	4	0.01%	82,587	0.01%	40,365	0.00%	22,481	645	64.66	17.01%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	7	0.01%	114,981	0.01%	96,266	0.01%	18,123	687	59.34	14.40%
GMC: Saturn	1	0.00%	7,175	0.00%	6,676	0.00%	6,676	531	51.00	26.66%
Tesla	43	0.08%	1,521,029	0.13%	1,010,497	0.12%	33,260	592	61.90	12.85%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	691	1.30%	15,952,167	1.35%	10,717,000	1.22%	24,206	580	62.05	22.27%
BMW: Mini	110	0.21%	1,950,325	0.17%	1,480,577	0.17%	18,224	564	61.68	21.58%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	609	1.15%	14,756,782	1.25%	10,905,380	1.25%	24,915	577	61.87	21.88%
Daimler: Smart	10	0.02%	107,753	0.01%	64,670	0.01%	11,226	577	62.55	22.29%
Fiat	70	0.13%	1,083,085	0.09%	684,319	0.08%	15,286	552	61.13	22.94%
Fiat: Alfa Romeo	37	0.07%	1,133,531	0.10%	729,118	0.08%	30,939	580	63.41	17.07%
Fiat: Chrysler	901	1.70%	18,247,079	1.55%	13,497,188	1.54%	21,349	576	61.86	21.05%
Fiat: Dodge	4,252	8.02%	108,062,495	9.16%	78,892,678	9.01%	26,375	591	62.51	19.02%
Fiat: Jeep	3,392	6.39%	79,959,321	6.78%	59,365,342	6.78%	24,125	587	62.58	18.58%
Fiat: Maserati	2	0.00%	61,593	0.01%	56,438	0.01%	28,645	602	62.00	20.78%
Geely: Volvo	99	0.19%	1,935,674	0.16%	1,416,165	0.16%	21,515	556	61.98	22.47%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	860	1.62%	16,467,024	1.40%	11,633,038	1.33%	20,061	572	62.46	21.42%
Volkswagen: Audi	279	0.53%	6,212,395	0.53%	4,521,905	0.52%	23,253	588	62.09	21.89%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	21	0.04%	673,219	0.06%	505,007	0.06%	31,851	602	62.93	17.93%
Honda	3,627	6.84%	80,271,944	6.81%	61,536,818	7.03%	22,525	585	62.61	18.78%
Honda: Acura	433	0.82%	9,284,813	0.79%	6,801,304	0.78%	22,401	578	61.52	18.92%
Hyundai	3,169	5.97%	60,675,547	5.14%	44,724,327	5.11%	19,605	578	62.17	20.56%
Hyundai: Kia	3,568	6.73%	71,769,978	6.08%	53,749,237	6.14%	20,502	575	62.71	19.92%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	889	1.68%	17,978,991	1.52%	13,144,655	1.50%	20,819	578	62.30	19.48%
Mitsubishi	417	0.79%	8,105,695	0.69%	5,551,963	0.63%	19,538	578	62.23	21.22%
Nissan	5,842	11.01%	121,378,771	10.29%	89,856,179	10.26%	21,298	579	62.65	19.94%
Nissan: Infiniti	619	1.17%	15,376,525	1.30%	11,037,242	1.26%	25,582	584	62.27	19.21%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	544	1.03%	11,983,683	1.02%	8,769,940	1.00%	22,382	589	62.40	17.56%
Suzuki	1	0.00%	6,773	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	46	0.09%	1,164,590	0.10%	805,800	0.09%	26,963	587	62.52	21.70%
Tata: Land Rover	78	0.15%	2,154,952	0.18%	1,643,604	0.19%	29,384	584	61.69	20.61%
Toyota	4,141	7.81%	94,252,723	7.99%	69,869,490	7.98%	23,388	585	62.55	18.24%
Toyota: Lexus	424	0.80%	10,108,614	0.86%	6,966,065	0.80%	24,420	586	61.65	20.00%
Toyota: Scion	111	0.21%	1,825,855	0.15%	1,395,082	0.16%	16,664	581	61.60	20.72%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	53,045	100.00%	1,179,508,539	100.00%	875,906,385	100.00%	23,204	584	62.43	19.34%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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