StratMaker (143424)

Exeter Automobile Receivables Trust 2022-5

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

1.93% / 98.07%

Total Original # of Loans

32,534

WA Loan to Value (LTV)

107.93%

Total Original Loan Amount (OLA)

$ 691,763,295

WA Payment to Income (PTI)

12.28%

Weighted Average (WA) OLA

$ 23,596

WA FICO (non-zero)

589

Rep. Period Beginning Loan Amount

$ 615,687,663

WA Remaining Term (RT)

66.23

Rep. Period Ending Loan Amount (ELA)

$ 602,415,196

WA Original APR

20.96%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

32,534

Total Original Loan Amount (OLA)

$ 691,763,295

Weighted Average (WA) OLA

$ 23,596

Rep. Period Beginning Loan Amount

$ 615,687,663

Rep. Period Ending Loan Amount (ELA)

$ 602,415,196

As % of Reporting Period ELA:

New % / Used %

1.93% / 98.07%

WA Loan to Value (LTV)

107.93%

WA Payment to Income (PTI)

12.28%

WA FICO (non-zero)

589

WA Remaining Term (RT)

66.23

WA Original APR

20.96%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	4,588	0.00%	4,297	0.00%	4,297	573	33.00	13.82%
$5,000 - $9,999	1,158	3.56%	9,937,339	1.44%	7,508,954	1.25%	8,173	581	59.44	20.87%
$10,000 - $14,999	4,961	15.25%	64,046,969	9.26%	48,201,988	8.00%	11,895	579	59.61	21.50%
$15,000 - $19,999	8,937	27.47%	157,566,227	22.78%	131,740,301	21.87%	16,738	580	63.55	21.91%
$20,000 - $24,999	8,757	26.92%	195,655,578	28.28%	174,592,887	28.98%	21,597	582	66.65	21.54%
$25,000 - $29,999	5,084	15.63%	138,371,792	20.00%	125,969,378	20.91%	26,466	593	68.34	20.74%
$30,000 - $39,999	3,217	9.89%	108,179,648	15.64%	98,239,410	16.31%	32,756	605	69.26	19.48%
$40,000 - $49,999	405	1.24%	17,288,790	2.50%	15,596,320	2.59%	41,477	633	71.63	16.08%
$50,000 - $59,999	14	0.04%	712,363	0.10%	561,661	0.09%	47,723	649	71.69	13.09%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	32,534	100.00%	691,763,295	100.00%	602,415,196	100.00%	22,967	589	66.23	20.96%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3,299	10.14%	56,662,492	8.19%	6,211,209	1.03%	3,570	576	13.84	20.34%
$5,000 - $9,999	2,676	8.23%	40,432,517	5.84%	20,418,281	3.39%	7,915	574	34.86	21.05%
$10,000 - $14,999	4,212	12.95%	60,876,467	8.80%	53,730,962	8.92%	12,919	579	59.36	21.36%
$15,000 - $19,999	7,428	22.83%	135,622,850	19.61%	131,302,494	21.80%	17,792	581	66.73	21.82%
$20,000 - $24,999	7,582	23.30%	172,903,466	24.99%	169,487,188	28.13%	22,443	583	68.53	21.53%
$25,000 - $29,999	4,361	13.40%	120,773,228	17.46%	118,681,573	19.70%	27,289	594	69.67	20.71%
$30,000 - $39,999	2,679	8.23%	91,531,744	13.23%	89,885,299	14.92%	33,762	606	70.55	19.45%
$40,000 - $49,999	293	0.90%	12,755,871	1.84%	12,496,534	2.07%	42,770	637	72.85	15.82%
$50,000 - $59,999	4	0.01%	204,659	0.03%	201,657	0.03%	50,416	636	74.50	12.82%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	32,534	100.00%	691,763,295	100.00%	602,415,196	100.00%	22,967	589	66.23	20.96%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	32,534	100.00%	691,763,295	100.00%	602,415,196	100.00%	22,967	589	66.23	20.96%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,534	100.00%	691,763,295	100.00%	602,415,196	100.00%	22,967	589	66.23	20.96%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	43	0.13%	773,543	0.11%	549,395	0.09%	21,125	694	66.30	8.43%
10.00 - 12.49%	750	2.31%	13,205,410	1.91%	11,121,120	1.85%	19,013	606	67.30	11.94%
12.50 - 14.99%	3,340	10.27%	72,615,443	10.50%	64,994,319	10.79%	24,474	619	69.51	13.53%
15.00 - 17.49%	3,043	9.35%	71,269,960	10.30%	61,028,561	10.13%	25,544	613	68.20	16.28%
17.50 - 19.99%	6,227	19.14%	144,715,846	20.92%	124,279,614	20.63%	24,955	614	67.72	18.95%
20.00 - 22.49%	4,938	15.18%	107,868,246	15.59%	91,420,308	15.18%	23,199	584	64.94	21.10%
22.50 - 24.99%	5,993	18.42%	124,544,971	18.00%	109,209,594	18.13%	22,034	574	64.87	23.79%
25.00 - 27.49%	4,840	14.88%	93,878,317	13.57%	83,455,681	13.85%	20,590	563	64.44	25.87%
27.50 - 29.99%	3,360	10.33%	62,891,559	9.09%	56,356,606	9.36%	19,809	540	64.24	27.91%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,534	100.00%	691,763,295	100.00%	602,415,196	100.00%	22,967	589	66.23	20.96%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,940	5.96%	37,464,896	5.42%	32,336,360	5.37%	20,619	477	63.23	23.87%
500 - 549	5,854	17.99%	117,186,631	16.94%	99,567,290	16.53%	21,255	528	63.96	23.22%
550 - 599	10,867	33.40%	230,703,771	33.35%	202,214,880	33.57%	22,540	575	65.77	21.47%
600 - 649	8,035	24.70%	181,905,419	26.30%	161,466,280	26.80%	24,485	622	67.87	19.52%
650 - 699	2,801	8.61%	65,120,654	9.41%	58,155,019	9.65%	25,481	669	69.66	17.99%
700 - 749	662	2.03%	15,129,641	2.19%	13,350,677	2.22%	25,656	718	69.90	17.67%
750 - 799	143	0.44%	3,373,157	0.49%	2,996,655	0.50%	27,343	769	70.14	17.28%
800+	57	0.18%	1,127,384	0.16%	941,246	0.16%	22,707	828	67.41	15.64%
NA	2,175	6.69%	39,751,742	5.75%	31,386,789	5.21%	19,550	0	62.75	22.28%
Total:	32,534	100.00%	691,763,295	100.00%	602,415,196	100.00%	22,967	589	66.23	20.96%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	45	0.14%	452,600	0.07%	384,709	0.06%	10,854	588	33.70	15.95%
49 - 60	188	0.58%	2,383,940	0.34%	1,762,583	0.29%	12,980	594	43.60	17.09%
61 - 72	4,738	14.56%	71,376,587	10.32%	61,704,919	10.24%	16,577	578	59.86	23.34%
73+	27,563	84.72%	617,550,168	89.27%	538,562,986	89.40%	23,741	590	67.06	20.70%
Total:	32,534	100.00%	691,763,295	100.00%	602,415,196	100.00%	22,967	589	66.23	20.96%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	1,357	4.17%	26,083,452	3.77%	176,760	0.03%	3,596	558	0.00	12.15%
1 - 12	2,304	7.08%	40,140,006	5.80%	10,206,515	1.69%	5,702	572	9.65	21.26%
13 - 24	1,742	5.35%	33,347,629	4.82%	16,563,303	2.75%	11,194	562	16.28	22.08%
25 - 36	41	0.13%	450,301	0.07%	347,970	0.06%	10,499	587	32.41	15.71%
37 - 48	147	0.45%	1,891,074	0.27%	1,604,101	0.27%	12,658	592	43.98	16.62%
49 - 60	898	2.76%	13,834,447	2.00%	12,987,334	2.16%	16,447	582	56.18	21.00%
61 - 72	22,909	70.42%	493,651,696	71.36%	480,621,770	79.78%	23,007	582	68.22	21.59%
73+	3,136	9.64%	82,364,691	11.91%	79,907,443	13.26%	28,737	640	74.24	17.02%
Total:	32,534	100.00%	691,763,295	100.00%	602,415,196	100.00%	22,967	589	66.23	20.96%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	21,274	65.39%	448,538,121	64.84%	383,259,603	63.62%	22,858	596	66.96	20.25%
1 - 15	4,504	13.84%	98,414,264	14.23%	88,536,890	14.70%	23,519	581	65.07	21.43%
16 - 30	2,248	6.91%	48,366,971	6.99%	43,758,939	7.26%	23,055	576	65.24	22.11%
31 - 60	2,684	8.25%	57,980,211	8.38%	52,322,193	8.69%	23,055	571	64.61	22.72%
61 - 90	1,218	3.74%	25,642,750	3.71%	23,115,350	3.84%	22,503	574	64.78	23.29%
91 - 120	573	1.76%	12,163,186	1.76%	10,796,120	1.79%	22,671	572	65.06	23.85%
121+	33	0.10%	657,792	0.10%	626,102	0.10%	20,669	575	62.37	24.48%
Total:	32,534	100.00%	691,763,295	100.00%	602,415,196	100.00%	22,967	589	66.23	20.96%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	23,141	71.13%	497,136,171	71.87%	452,711,673	75.15%	23,105	591	67.82	20.92%
Stated, verified to Level 3²	9,393	28.87%	194,627,124	28.13%	149,703,523	24.85%	22,550	584	61.41	21.06%
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,534	100.00%	691,763,295	100.00%	602,415,196	100.00%	22,967	589	66.23	20.96%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	23,141	71.13%	497,136,171	71.87%	452,711,673	75.15%	23,105	591	67.82	20.92%
Stated, verified but not Level 4 or 5	9,367	28.79%	194,051,012	28.05%	149,275,177	24.78%	22,538	584	61.41	21.07%
Stated, verified to Level 4³	26	0.08%	576,112	0.08%	428,346	0.07%	26,615	615	64.74	19.16%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,534	100.00%	691,763,295	100.00%	602,415,196	100.00%	22,967	589	66.23	20.96%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,127	6.54%	35,687,032	5.16%	29,658,496	4.92%	19,183	593	65.49	17.94%
5.00 - 9.99%	10,434	32.07%	208,684,967	30.17%	177,202,466	29.42%	21,858	586	65.32	19.95%
10.00 - 14.99%	11,644	35.79%	253,841,496	36.69%	221,326,304	36.74%	23,268	587	66.18	21.27%
15.00 - 19.99%	6,692	20.57%	154,251,199	22.30%	137,527,092	22.83%	24,219	591	66.95	22.21%
20.00 - 24.99%	1,625	4.99%	39,002,817	5.64%	36,411,243	6.04%	24,877	603	68.90	21.67%
25.00 - 29.99%	12	0.04%	295,783	0.04%	289,596	0.05%	25,129	622	67.44	19.52%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,534	100.00%	691,763,295	100.00%	602,415,196	100.00%	22,967	589	66.23	20.96%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	11	0.03%	80,388	0.01%	58,483	0.01%	7,481	534	60.72	16.87%
25.00 - 49.99%	172	0.53%	2,243,180	0.32%	1,787,755	0.30%	15,398	542	66.10	15.62%
50.00 - 74.99%	931	2.86%	15,992,104	2.31%	13,476,115	2.24%	19,767	557	66.25	16.43%
75.00 - 99.99%	6,021	18.51%	128,654,555	18.60%	109,081,717	18.11%	23,177	573	65.34	19.35%
100.00 - 109.99%	6,765	20.79%	152,902,250	22.10%	132,433,237	21.98%	23,947	582	65.78	21.07%
110.00 - 119.99%	7,367	22.64%	166,011,278	24.00%	145,107,326	24.09%	23,998	590	66.19	21.59%
120.00 - 129.99%	5,192	15.96%	110,542,908	15.98%	96,198,675	15.97%	22,975	597	66.36	21.65%
130.00 - 139.99%	3,977	12.22%	77,216,861	11.16%	68,741,608	11.41%	21,110	601	66.94	22.04%
140.00%+	2,098	6.45%	38,119,770	5.51%	35,530,281	5.90%	19,657	622	69.15	20.88%
Total:	32,534	100.00%	691,763,295	100.00%	602,415,196	100.00%	22,967	589	66.23	20.96%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	865	2.66%	18,301,799	2.65%	15,861,593	2.63%	22,693	590	65.39	22.21%
Alaska	1	0.00%	22,518	0.00%	5,995	0.00%	5,995	542	11.00	22.69%
Arizona	831	2.55%	18,266,209	2.64%	16,166,034	2.68%	23,767	591	66.87	20.87%
Arkansas	318	0.98%	6,713,148	0.97%	5,843,551	0.97%	22,634	599	65.49	19.86%
California	3,130	9.62%	67,241,644	9.72%	58,206,399	9.66%	23,000	579	65.71	21.20%
Colorado	270	0.83%	5,943,701	0.86%	5,153,800	0.86%	23,482	590	67.03	18.79%
Connecticut	73	0.22%	1,520,765	0.22%	1,280,081	0.21%	22,755	581	65.44	16.90%
Delaware	72	0.22%	1,476,282	0.21%	1,128,719	0.19%	20,515	587	59.35	19.50%
Florida	2,557	7.86%	53,951,912	7.80%	47,285,930	7.85%	23,092	592	67.53	20.23%
Georgia	2,593	7.97%	56,690,036	8.20%	48,818,772	8.10%	23,123	586	65.25	22.23%
Hawaii	23	0.07%	550,724	0.08%	481,627	0.08%	25,655	586	67.43	21.21%
Idaho	53	0.16%	1,059,137	0.15%	940,250	0.16%	21,839	581	66.76	22.91%
Illinois	1,391	4.28%	28,662,952	4.14%	24,175,844	4.01%	22,062	585	64.39	22.15%
Indiana	639	1.96%	12,484,307	1.80%	11,064,556	1.84%	21,323	595	66.00	20.64%
Iowa	104	0.32%	2,039,815	0.29%	1,756,956	0.29%	21,169	577	65.79	22.48%
Kansas	170	0.52%	3,360,343	0.49%	3,045,795	0.51%	21,656	597	66.28	20.27%
Kentucky	571	1.76%	11,781,479	1.70%	10,523,546	1.75%	22,893	599	67.05	20.42%
Louisiana	750	2.31%	16,027,861	2.32%	13,636,484	2.26%	22,931	590	65.14	22.06%
Maine	15	0.05%	288,338	0.04%	273,903	0.05%	21,623	596	68.70	15.67%
Maryland	547	1.68%	11,592,942	1.68%	10,020,228	1.66%	22,146	587	64.38	20.46%
Massachusetts	63	0.19%	1,285,976	0.19%	883,582	0.15%	23,899	595	63.39	18.10%
Michigan	764	2.35%	16,497,059	2.38%	14,691,491	2.44%	23,412	595	67.40	21.43%
Minnesota	112	0.34%	2,167,960	0.31%	1,794,958	0.30%	21,181	579	65.14	20.39%
Mississippi	665	2.04%	14,954,978	2.16%	12,813,833	2.13%	24,116	596	65.99	21.72%
Missouri	796	2.45%	15,683,531	2.27%	14,122,990	2.34%	21,784	593	66.74	21.61%
Montana	73	0.22%	1,441,896	0.21%	1,363,089	0.23%	21,912	585	67.70	23.00%
Nebraska	78	0.24%	1,601,422	0.23%	1,430,627	0.24%	22,589	594	66.49	18.36%
Nevada	447	1.37%	9,593,891	1.39%	8,258,266	1.37%	22,833	577	65.23	22.47%
New Hampshire	58	0.18%	1,140,037	0.16%	935,264	0.16%	21,133	583	64.14	21.39%
New Jersey	447	1.37%	9,366,769	1.35%	7,951,640	1.32%	22,888	592	66.38	21.23%
New Mexico	371	1.14%	8,333,564	1.20%	7,089,769	1.18%	24,235	591	66.15	21.62%
New York	812	2.50%	16,951,959	2.45%	14,429,787	2.40%	22,480	590	65.63	21.03%
North Carolina	1,653	5.08%	35,237,188	5.09%	31,911,418	5.30%	23,038	588	67.40	21.18%
North Dakota	81	0.25%	1,662,487	0.24%	1,544,629	0.26%	23,531	595	67.95	22.42%
Ohio	1,626	5.00%	32,482,552	4.70%	29,801,925	4.95%	21,735	593	67.79	21.01%
Oklahoma	582	1.79%	11,923,759	1.72%	10,464,722	1.74%	22,453	595	66.73	18.87%
Oregon	184	0.57%	3,720,975	0.54%	3,235,207	0.54%	22,900	580	66.16	20.80%
Pennsylvania	601	1.85%	12,613,805	1.82%	11,175,176	1.86%	22,888	596	67.45	19.03%
Rhode Island	21	0.06%	452,316	0.07%	409,277	0.07%	22,036	608	65.83	17.97%
South Carolina	1,021	3.14%	21,411,642	3.10%	18,513,772	3.07%	22,466	579	64.96	22.09%
South Dakota	41	0.13%	821,034	0.12%	664,911	0.11%	21,085	592	65.58	22.74%
Tennessee	731	2.25%	15,503,012	2.24%	13,209,131	2.19%	22,929	589	65.18	21.53%
Texas	4,361	13.40%	97,806,847	14.14%	84,181,893	13.97%	24,211	595	66.78	19.39%
Utah	155	0.48%	3,330,901	0.48%	3,152,715	0.52%	24,089	586	68.71	21.14%
Vermont	13	0.04%	252,363	0.04%	230,182	0.04%	21,076	588	63.75	20.98%
Virginia	871	2.68%	17,766,845	2.57%	15,372,632	2.55%	21,842	576	64.84	21.76%
Washington	215	0.66%	4,364,877	0.63%	3,744,403	0.62%	21,566	572	66.48	21.63%
West Virginia	218	0.67%	4,450,458	0.64%	3,795,020	0.63%	22,629	595	66.45	20.83%
Wisconsin	434	1.33%	9,522,368	1.38%	8,311,714	1.38%	23,304	582	65.96	22.48%
Wyoming	32	0.10%	685,070	0.10%	572,954	0.10%	25,267	583	65.65	19.00%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	34	0.10%	746,312	0.11%	674,687	0.11%	23,353	583	67.78	21.85%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	1	0.00%	13,529	0.00%	13,469	0.00%	13,469	617	71.00	20.74%
Total:	32,534	100.00%	691,763,295	100.00%	602,415,196	100.00%	22,967	589	66.23	20.96%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	1,144	3.52%	25,257,452	3.65%	11,597,733	1.93%	16,944	577	33.52	20.40%
Used	31,390	96.48%	666,505,843	96.35%	590,817,464	98.07%	23,086	589	66.87	20.97%
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,534	100.00%	691,763,295	100.00%	602,415,196	100.00%	22,967	589	66.23	20.96%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	15,842	48.69%	314,078,602	45.40%	266,712,772	44.27%	21,235	587	65.18	21.42%
Truck	2,723	8.37%	73,126,647	10.57%	63,743,034	10.58%	28,490	605	67.12	19.79%
SUV	13,443	41.32%	293,059,649	42.36%	262,023,542	43.50%	23,356	587	67.09	20.78%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	526	1.62%	11,498,397	1.66%	9,935,848	1.65%	23,807	585	66.09	20.68%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	32,534	100.00%	691,763,295	100.00%	602,415,196	100.00%	22,967	589	66.23	20.96%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,731	11.47%	79,230,662	11.45%	70,077,025	11.63%	23,199	591	66.85	20.99%
Ford: Lincoln	255	0.78%	5,467,504	0.79%	4,949,244	0.82%	23,423	585	67.24	20.84%
Ford: Mercury	2	0.01%	13,997	0.00%	6,594	0.00%	6,594	489	56.00	28.00%
GMC	906	2.78%	21,609,969	3.12%	19,142,280	3.18%	25,843	598	67.25	20.50%
GMC: Buick	523	1.61%	10,306,077	1.49%	8,848,005	1.47%	20,688	580	65.17	21.31%
GMC: Cadillac	306	0.94%	6,769,626	0.98%	5,820,128	0.97%	24,182	591	65.77	21.39%
GMC: Chevrolet	4,844	14.89%	103,686,720	14.99%	90,300,564	14.99%	23,254	591	66.38	21.02%
GMC: Hummer	2	0.01%	36,350	0.01%	1,165	0.00%	1,165	502	2.00	24.68%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.01%	31,986	0.00%	15,118	0.00%	7,255	520	38.91	28.00%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	6	0.02%	209,841	0.03%	169,494	0.03%	37,045	572	69.54	15.44%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	399	1.23%	8,729,899	1.26%	7,816,236	1.30%	24,271	589	66.80	22.71%
BMW: Mini	69	0.21%	1,230,037	0.18%	1,085,244	0.18%	19,171	568	65.52	22.49%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	395	1.21%	9,255,090	1.34%	8,106,229	1.35%	24,862	593	66.37	22.88%
Daimler: Smart	2	0.01%	27,142	0.00%	26,628	0.00%	13,505	572	67.44	26.32%
Fiat	43	0.13%	663,658	0.10%	495,502	0.08%	15,541	564	61.33	22.05%
Fiat: Alfa Romeo	17	0.05%	539,375	0.08%	491,165	0.08%	31,272	571	69.61	21.78%
Fiat: Chrysler	598	1.84%	12,015,060	1.74%	10,227,116	1.70%	21,765	585	65.18	21.95%
Fiat: Dodge	2,323	7.14%	55,779,022	8.06%	48,285,075	8.02%	25,844	596	66.27	20.69%
Fiat: Jeep	1,850	5.69%	41,601,080	6.01%	36,719,066	6.10%	23,794	587	66.67	20.86%
Fiat: Maserati	3	0.01%	65,910	0.01%	60,299	0.01%	20,567	572	67.39	23.50%
Geely: Volvo	52	0.16%	1,049,432	0.15%	971,445	0.16%	22,428	581	67.37	22.09%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	622	1.91%	11,378,532	1.64%	9,916,903	1.65%	20,053	582	65.56	22.38%
Volkswagen: Audi	184	0.57%	4,055,800	0.59%	3,693,253	0.61%	23,674	585	66.90	22.02%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	15	0.05%	446,532	0.06%	351,205	0.06%	29,748	622	63.87	21.52%
Honda	1,967	6.05%	41,964,925	6.07%	37,613,848	6.24%	22,911	590	66.91	20.17%
Honda: Acura	271	0.83%	5,895,340	0.85%	5,156,985	0.86%	22,940	583	65.41	21.11%
Hyundai	2,146	6.60%	40,060,023	5.79%	33,677,216	5.59%	19,725	581	65.01	21.66%
Hyundai: Kia	2,645	8.13%	52,591,982	7.60%	43,629,323	7.24%	20,655	583	64.62	20.98%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	575	1.77%	11,722,089	1.69%	10,443,649	1.73%	22,130	585	67.03	20.48%
Mitsubishi	255	0.78%	4,924,890	0.71%	4,185,442	0.69%	20,073	589	64.77	21.60%
Nissan	3,891	11.96%	79,161,251	11.44%	68,033,216	11.29%	21,640	586	65.84	21.05%
Nissan: Infiniti	459	1.41%	10,955,722	1.58%	10,007,914	1.66%	25,408	586	66.82	21.41%
Saab	2	0.01%	22,518	0.00%	22,012	0.00%	11,007	495	56.00	24.47%
Subaru	371	1.14%	8,115,139	1.17%	7,311,316	1.21%	23,430	592	67.11	19.71%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	40	0.12%	1,018,181	0.15%	880,901	0.15%	26,662	589	66.13	22.04%
Tata: Land Rover	63	0.19%	1,660,106	0.24%	1,536,854	0.26%	28,474	583	69.62	21.79%
Toyota	2,384	7.33%	52,497,499	7.59%	46,176,768	7.67%	23,742	592	66.69	19.95%
Toyota: Lexus	239	0.73%	5,685,674	0.82%	5,051,395	0.84%	25,366	599	66.47	21.05%
Toyota: Scion	76	0.23%	1,288,657	0.19%	1,113,374	0.18%	17,745	595	64.68	20.30%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	32,534	100.00%	691,763,295	100.00%	602,415,196	100.00%	22,967	589	66.23	20.96%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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