StratMaker (143428)

Exeter Automobile Receivables Trust 2021-1

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

4.80% / 95.20%

Total Original # of Loans

66,112

WA Loan to Value (LTV)

92.23%

Total Original Loan Amount (OLA)

$ 1,207,301,973

WA Payment to Income (PTI)

11.51%

Weighted Average (WA) OLA

$ 20,569

WA FICO (non-zero)

570

Rep. Period Beginning Loan Amount

$ 496,024,475

WA Remaining Term (RT)

46.24

Rep. Period Ending Loan Amount (ELA)

$ 477,869,430

WA Original APR

20.88%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

66,112

Total Original Loan Amount (OLA)

$ 1,207,301,973

Weighted Average (WA) OLA

$ 20,569

Rep. Period Beginning Loan Amount

$ 496,024,475

Rep. Period Ending Loan Amount (ELA)

$ 477,869,430

As % of Reporting Period ELA:

New % / Used %

4.80% / 95.20%

WA Loan to Value (LTV)

92.23%

WA Payment to Income (PTI)

11.51%

WA FICO (non-zero)

570

WA Remaining Term (RT)

46.24

WA Original APR

20.88%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.00%	13,694	0.00%	1,931	0.00%	1,931	0	45.00	15.71%
$5,000 - $9,999	4,476	6.77%	38,130,558	3.16%	14,599,828	3.06%	6,283	561	34.72	21.95%
$10,000 - $14,999	17,396	26.31%	224,033,608	18.56%	91,060,820	19.06%	10,439	561	43.42	21.82%
$15,000 - $19,999	22,956	34.72%	398,663,497	33.02%	164,980,159	34.52%	14,513	566	46.97	21.26%
$20,000 - $24,999	12,190	18.44%	269,669,835	22.34%	107,361,387	22.47%	18,564	573	47.57	20.83%
$25,000 - $29,999	5,191	7.85%	140,844,349	11.67%	52,729,260	11.03%	22,717	576	47.76	20.09%
$30,000 - $39,999	3,457	5.23%	117,283,900	9.71%	40,200,543	8.41%	28,149	584	47.96	18.90%
$40,000 - $49,999	443	0.67%	18,662,531	1.55%	6,935,503	1.45%	33,454	600	47.90	15.35%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	66,112	100.00%	1,207,301,973	100.00%	477,869,430	100.00%	16,723	570	46.24	20.88%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	33,757	51.06%	622,817,613	51.59%	2,631,185	0.55%	4,063	581	30.50	18.67%
$5,000 - $9,999	6,309	9.54%	69,858,790	5.79%	49,655,475	10.39%	8,116	566	37.84	20.78%
$10,000 - $14,999	12,588	19.04%	198,526,783	16.44%	158,762,307	33.22%	12,765	567	45.91	20.95%
$15,000 - $19,999	8,536	12.91%	174,679,654	14.47%	146,398,570	30.64%	17,265	569	47.74	21.29%
$20,000 - $24,999	3,197	4.84%	82,816,242	6.86%	70,458,237	14.74%	22,126	572	48.42	20.91%
$25,000 - $29,999	1,160	1.75%	36,977,503	3.06%	31,422,562	6.58%	27,163	579	48.77	20.16%
$30,000 - $39,999	564	0.85%	21,579,888	1.79%	18,499,132	3.87%	32,935	583	49.28	18.73%
$40,000 - $49,999	1	0.00%	45,500	0.00%	41,961	0.01%	41,961	586	53.00	15.45%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	66,112	100.00%	1,207,301,973	100.00%	477,869,430	100.00%	16,723	570	46.24	20.88%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	66,112	100.00%	1,207,301,973	100.00%	477,869,430	100.00%	16,723	570	46.24	20.88%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,112	100.00%	1,207,301,973	100.00%	477,869,430	100.00%	16,723	570	46.24	20.88%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	729	1.10%	13,280,269	1.10%	5,533,596	1.16%	15,926	616	45.54	9.94%
10.00 - 12.49%	2,608	3.94%	46,051,373	3.81%	19,195,706	4.02%	14,861	593	45.87	11.72%
12.50 - 14.99%	4,033	6.10%	79,686,729	6.60%	32,351,704	6.77%	16,844	595	46.29	13.83%
15.00 - 17.49%	6,415	9.70%	129,297,700	10.71%	50,125,188	10.49%	17,560	588	46.45	16.27%
17.50 - 19.99%	10,499	15.88%	210,853,337	17.46%	81,570,859	17.07%	17,753	579	46.84	18.54%
20.00 - 22.49%	12,164	18.40%	227,551,593	18.85%	87,069,743	18.22%	17,128	574	46.58	20.97%
22.50 - 24.99%	13,064	19.76%	229,658,906	19.02%	92,566,256	19.37%	16,484	564	46.10	23.66%
25.00 - 27.49%	9,637	14.58%	160,885,124	13.33%	64,602,539	13.52%	16,017	551	45.68	25.76%
27.50 - 29.99%	6,963	10.53%	110,036,943	9.11%	44,853,839	9.39%	15,444	526	45.52	27.70%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,112	100.00%	1,207,301,973	100.00%	477,869,430	100.00%	16,723	570	46.24	20.88%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	5,420	8.20%	89,495,954	7.41%	38,720,695	8.10%	15,764	475	46.24	23.53%
500 - 549	14,732	22.28%	260,028,371	21.54%	109,310,806	22.87%	16,515	528	46.43	22.27%
550 - 599	23,101	34.94%	433,077,169	35.87%	174,687,153	36.56%	17,138	574	46.50	20.49%
600 - 649	11,950	18.08%	233,261,803	19.32%	86,307,099	18.06%	17,481	620	46.07	19.33%
650 - 699	3,349	5.07%	65,890,681	5.46%	22,025,777	4.61%	17,211	669	45.49	17.98%
700 - 749	903	1.37%	18,067,759	1.50%	6,027,047	1.26%	17,425	719	45.20	17.16%
750 - 799	160	0.24%	3,056,964	0.25%	998,724	0.21%	18,194	764	44.88	17.94%
800+	35	0.05%	603,005	0.05%	164,885	0.03%	14,565	833	44.67	18.56%
NA	6,462	9.77%	103,820,266	8.60%	39,627,242	8.29%	14,346	0	45.50	21.79%
Total:	66,112	100.00%	1,207,301,973	100.00%	477,869,430	100.00%	16,723	570	46.24	20.88%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	79	0.12%	722,852	0.06%	142,063	0.03%	4,287	561	11.76	19.95%
49 - 60	2,958	4.47%	37,331,995	3.09%	13,072,914	2.74%	9,988	579	27.92	22.79%
61 - 72	9,369	14.17%	113,252,199	9.38%	44,327,193	9.28%	10,397	569	36.76	22.84%
73+	53,706	81.23%	1,055,994,927	87.47%	420,327,259	87.96%	17,604	570	47.82	20.61%
Total:	66,112	100.00%	1,207,301,973	100.00%	477,869,430	100.00%	16,723	570	46.24	20.88%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	33,023	49.95%	615,303,345	50.97%	198,551	0.04%	11,590	563	0.00	1.29%
1 - 12	61	0.09%	730,363	0.06%	250,946	0.05%	5,983	557	8.79	20.30%
13 - 24	488	0.74%	5,900,581	0.49%	3,398,449	0.71%	8,443	578	21.71	21.37%
25 - 36	4,337	6.56%	51,296,406	4.25%	35,970,477	7.53%	9,614	572	32.61	22.49%
37 - 48	19,299	29.19%	355,313,520	29.43%	278,442,504	58.27%	16,112	572	45.81	20.22%
49 - 60	8,904	13.47%	178,757,757	14.81%	159,608,502	33.40%	19,591	565	50.70	21.68%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	66,112	100.00%	1,207,301,973	100.00%	477,869,430	100.00%	16,723	570	46.24	20.88%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	50,444	76.30%	918,449,902	76.07%	232,527,643	48.66%	15,545	576	45.36	19.96%
1 - 15	5,249	7.94%	95,557,429	7.91%	78,344,082	16.39%	17,020	569	46.24	21.16%
16 - 30	3,008	4.55%	55,410,435	4.59%	46,442,112	9.72%	17,643	563	47.07	21.60%
31 - 60	4,118	6.23%	76,633,748	6.35%	66,530,475	13.92%	18,251	562	47.48	22.01%
61 - 90	2,000	3.03%	37,319,216	3.09%	32,983,222	6.90%	18,709	564	48.00	22.29%
91 - 120	989	1.50%	18,327,492	1.52%	16,033,630	3.36%	18,754	563	47.58	22.42%
121+	304	0.46%	5,603,752	0.46%	5,008,265	1.05%	18,336	562	46.76	22.96%
Total:	66,112	100.00%	1,207,301,973	100.00%	477,869,430	100.00%	16,723	570	46.24	20.88%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	8,646	13.08%	176,334,004	14.61%	63,855,646	13.36%	18,395	593	46.28	18.67%
Stated, verified to Level 3²	57,466	86.92%	1,030,967,969	85.39%	414,013,784	86.64%	16,465	566	46.23	21.22%
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,112	100.00%	1,207,301,973	100.00%	477,869,430	100.00%	16,723	570	46.24	20.88%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	8,646	13.08%	176,334,004	14.61%	63,855,646	13.36%	18,395	593	46.28	18.67%
Stated, verified but not Level 4 or 5	57,244	86.59%	1,026,632,235	85.04%	412,444,493	86.31%	16,463	566	46.23	21.22%
Stated, verified to Level 4³	222	0.34%	4,335,735	0.36%	1,569,290	0.33%	17,037	554	45.25	21.48%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,112	100.00%	1,207,301,973	100.00%	477,869,430	100.00%	16,723	570	46.24	20.88%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,035	7.62%	76,780,316	6.36%	30,447,306	6.37%	13,944	566	44.36	17.91%
5.00 - 9.99%	23,002	34.79%	406,608,472	33.68%	162,258,483	33.95%	16,281	567	45.76	20.13%
10.00 - 14.99%	23,509	35.56%	440,435,798	36.48%	174,706,078	36.56%	17,146	570	46.47	21.38%
15.00 - 19.99%	12,283	18.58%	237,687,602	19.69%	92,553,885	19.37%	17,412	573	47.03	22.13%
20.00 - 24.99%	2,278	3.45%	45,694,411	3.78%	17,830,664	3.73%	17,763	587	47.38	21.31%
25.00 - 29.99%	5	0.01%	95,373	0.01%	73,014	0.02%	18,315	576	51.62	24.75%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,112	100.00%	1,207,301,973	100.00%	477,869,430	100.00%	16,723	570	46.24	20.88%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	5	0.01%	38,767	0.00%	7,481	0.00%	3,936	563	40.28	12.06%
25.00 - 49.99%	209	0.32%	2,365,334	0.20%	848,430	0.18%	9,537	539	45.81	14.23%
50.00 - 74.99%	1,544	2.34%	23,770,706	1.97%	9,471,248	1.98%	13,835	539	45.34	15.20%
75.00 - 99.99%	11,835	17.90%	225,171,432	18.65%	89,091,205	18.64%	17,401	560	46.33	18.87%
100.00 - 109.99%	13,956	21.11%	272,170,974	22.54%	109,345,254	22.88%	17,774	567	46.82	20.25%
110.00 - 119.99%	16,034	24.25%	303,494,541	25.14%	118,476,758	24.79%	17,182	571	46.78	21.27%
120.00 - 129.99%	12,433	18.81%	219,240,114	18.16%	86,118,987	18.02%	16,101	575	46.03	22.28%
130.00 - 139.99%	8,107	12.26%	132,262,022	10.96%	52,958,184	11.08%	14,821	578	44.95	23.05%
140.00%+	1,989	3.01%	28,788,083	2.38%	11,551,882	2.42%	13,090	599	42.69	23.10%
Total:	66,112	100.00%	1,207,301,973	100.00%	477,869,430	100.00%	16,723	570	46.24	20.88%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,968	2.98%	35,708,025	2.96%	14,017,693	2.93%	16,660	571	45.97	22.09%
Alaska	10	0.02%	166,134	0.01%	51,644	0.01%	16,885	530	43.00	20.28%
Arizona	1,366	2.07%	24,418,571	2.02%	9,771,594	2.04%	16,851	567	46.00	23.00%
Arkansas	604	0.91%	11,200,989	0.93%	4,296,354	0.90%	16,875	579	45.68	19.47%
California	6,663	10.08%	125,512,026	10.40%	49,019,757	10.26%	17,008	563	46.60	20.40%
Colorado	674	1.02%	12,446,049	1.03%	4,744,919	0.99%	16,975	581	46.00	18.13%
Connecticut	220	0.33%	4,132,081	0.34%	2,016,829	0.42%	16,553	570	46.75	16.62%
Delaware	139	0.21%	2,576,380	0.21%	1,107,569	0.23%	15,939	575	45.84	18.57%
Florida	4,979	7.53%	90,086,845	7.46%	34,038,956	7.12%	16,444	572	46.33	20.43%
Georgia	6,181	9.35%	115,931,230	9.60%	46,433,821	9.72%	17,319	567	46.72	21.95%
Hawaii	90	0.14%	1,547,973	0.13%	632,185	0.13%	16,038	578	44.04	21.13%
Idaho	114	0.17%	1,925,669	0.16%	779,263	0.16%	15,526	562	46.53	22.48%
Illinois	2,965	4.48%	52,979,801	4.39%	22,389,633	4.69%	16,598	565	46.41	22.94%
Indiana	1,199	1.81%	21,169,518	1.75%	7,978,790	1.67%	15,987	568	45.33	21.22%
Iowa	206	0.31%	3,442,336	0.29%	1,210,026	0.25%	16,187	563	46.08	22.42%
Kansas	399	0.60%	7,027,908	0.58%	2,958,191	0.62%	15,833	579	45.32	20.18%
Kentucky	867	1.31%	14,793,894	1.23%	5,626,064	1.18%	15,329	577	45.66	20.07%
Louisiana	1,709	2.59%	31,294,596	2.59%	13,600,562	2.85%	17,013	568	46.35	22.19%
Maine	44	0.07%	884,973	0.07%	452,020	0.09%	22,120	570	48.00	15.82%
Maryland	1,190	1.80%	22,614,833	1.87%	8,761,177	1.83%	17,770	569	47.13	19.91%
Massachusetts	179	0.27%	3,212,622	0.27%	1,250,010	0.26%	16,459	582	46.65	17.31%
Michigan	977	1.48%	17,716,563	1.47%	6,751,499	1.41%	16,692	576	46.08	21.45%
Minnesota	269	0.41%	4,550,797	0.38%	1,549,300	0.32%	14,703	578	44.62	19.37%
Mississippi	1,328	2.01%	24,952,958	2.07%	10,575,671	2.21%	17,650	574	46.52	21.62%
Missouri	1,561	2.36%	26,801,080	2.22%	10,384,486	2.17%	15,958	567	45.51	22.08%
Montana	163	0.25%	2,848,220	0.24%	705,436	0.15%	15,634	555	43.61	23.16%
Nebraska	152	0.23%	2,641,222	0.22%	1,136,001	0.24%	15,055	570	46.63	17.38%
Nevada	1,051	1.59%	19,197,594	1.59%	7,800,865	1.63%	16,883	564	46.45	21.06%
New Hampshire	187	0.28%	3,283,628	0.27%	1,010,351	0.21%	15,897	555	45.90	22.28%
New Jersey	696	1.05%	12,595,098	1.04%	5,389,866	1.13%	16,419	566	46.07	21.27%
New Mexico	787	1.19%	14,577,606	1.21%	5,365,282	1.12%	17,081	570	46.23	22.79%
New York	1,265	1.91%	22,969,660	1.90%	8,465,325	1.77%	16,149	570	46.46	20.45%
North Carolina	2,602	3.94%	45,649,650	3.78%	18,780,066	3.93%	15,989	573	46.15	20.20%
North Dakota	168	0.25%	2,970,214	0.25%	782,581	0.16%	14,715	561	42.33	24.38%
Ohio	2,954	4.47%	50,678,640	4.20%	20,295,501	4.25%	15,393	570	46.10	21.44%
Oklahoma	915	1.38%	16,214,024	1.34%	6,008,797	1.26%	15,880	578	45.29	19.52%
Oregon	475	0.72%	7,739,860	0.64%	2,579,633	0.54%	14,648	570	44.85	20.57%
Pennsylvania	1,088	1.65%	19,886,477	1.65%	8,077,559	1.69%	16,691	573	46.44	18.87%
Rhode Island	37	0.06%	658,067	0.05%	311,044	0.07%	14,730	572	46.77	17.07%
South Carolina	2,369	3.58%	43,172,777	3.58%	17,251,619	3.61%	16,701	565	46.50	21.89%
South Dakota	88	0.13%	1,415,177	0.12%	455,186	0.10%	15,713	572	44.14	22.25%
Tennessee	1,842	2.79%	33,453,322	2.77%	13,925,635	2.91%	16,469	571	46.33	21.65%
Texas	9,127	13.81%	175,825,431	14.56%	70,611,256	14.78%	17,487	576	45.94	19.11%
Utah	307	0.46%	5,344,316	0.44%	1,722,822	0.36%	16,885	575	45.29	21.14%
Vermont	20	0.03%	361,380	0.03%	79,576	0.02%	18,148	545	45.52	22.55%
Virginia	1,869	2.83%	32,544,195	2.70%	13,998,501	2.93%	16,217	563	46.75	21.77%
Washington	608	0.92%	10,701,306	0.89%	3,602,906	0.75%	15,602	562	46.09	21.41%
West Virginia	398	0.60%	6,808,835	0.56%	2,479,436	0.52%	16,295	567	46.09	21.88%
Wisconsin	838	1.27%	14,732,025	1.22%	5,607,596	1.17%	15,993	566	45.96	22.02%
Wyoming	71	0.11%	1,311,054	0.11%	336,470	0.07%	17,446	590	44.33	19.50%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	17,583	0.00%	1,211	0.00%	1,211	591	20.00	6.00%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	130	0.20%	2,557,555	0.21%	690,896	0.14%	17,854	571	48.41	21.01%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	3	0.00%	53,205	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	66,112	100.00%	1,207,301,973	100.00%	477,869,430	100.00%	16,723	570	46.24	20.88%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	2,892	4.37%	69,307,618	5.74%	22,919,513	4.80%	21,549	573	47.99	22.01%
Used	63,220	95.63%	1,137,994,355	94.26%	454,949,917	95.20%	16,480	570	46.15	20.82%
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,112	100.00%	1,207,301,973	100.00%	477,869,430	100.00%	16,723	570	46.24	20.88%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	33,750	51.05%	567,975,695	47.05%	217,910,849	45.60%	15,146	569	46.32	21.37%
Truck	5,624	8.51%	142,576,641	11.81%	52,399,936	10.97%	22,552	579	45.37	19.76%
SUV	25,568	38.67%	476,058,446	39.43%	199,094,617	41.66%	16,936	568	46.39	20.68%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,170	1.77%	20,691,191	1.71%	8,464,028	1.77%	16,221	571	45.86	19.99%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	66,112	100.00%	1,207,301,973	100.00%	477,869,430	100.00%	16,723	570	46.24	20.88%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	8,171	12.36%	149,503,592	12.38%	58,022,971	12.14%	16,786	571	45.66	20.92%
Ford: Lincoln	493	0.75%	9,738,154	0.81%	3,842,231	0.80%	17,766	565	47.07	20.95%
Ford: Mercury	6	0.01%	72,111	0.01%	13,704	0.00%	6,980	538	36.55	24.83%
GMC	1,907	2.88%	41,374,070	3.43%	17,137,511	3.59%	19,981	571	45.75	19.97%
GMC: Buick	1,036	1.57%	17,388,778	1.44%	7,376,202	1.54%	14,868	566	46.24	21.80%
GMC: Cadillac	668	1.01%	13,816,568	1.14%	6,017,712	1.26%	19,861	573	46.03	21.25%
GMC: Chevrolet	9,924	15.01%	186,114,177	15.42%	74,898,727	15.67%	17,202	572	46.29	20.91%
GMC: Hummer	8	0.01%	110,667	0.01%	26,620	0.01%	9,900	633	32.32	22.44%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	9	0.01%	116,055	0.01%	20,058	0.00%	10,275	747	29.58	24.39%
GMC: Saturn	4	0.01%	53,437	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	11	0.02%	382,402	0.03%	235,292	0.05%	30,161	599	48.57	16.70%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	646	0.98%	13,089,552	1.08%	4,761,541	1.00%	19,022	563	46.84	23.17%
BMW: Mini	94	0.14%	1,334,329	0.11%	387,854	0.08%	13,192	576	46.24	22.12%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	840	1.27%	19,294,846	1.60%	6,884,357	1.44%	20,640	574	46.95	21.63%
Daimler: Smart	15	0.02%	150,678	0.01%	25,016	0.01%	6,433	582	38.10	20.23%
Fiat	100	0.15%	1,257,212	0.10%	465,300	0.10%	10,736	570	44.00	22.33%
Fiat: Alfa Romeo	31	0.05%	832,971	0.07%	298,329	0.06%	21,948	576	47.83	17.90%
Fiat: Chrysler	1,199	1.81%	20,939,421	1.73%	7,712,717	1.61%	16,610	567	46.09	21.86%
Fiat: Dodge	5,294	8.01%	115,265,652	9.55%	43,414,453	9.09%	19,792	574	46.23	20.56%
Fiat: Jeep	3,638	5.50%	72,191,333	5.98%	29,172,509	6.10%	17,891	571	46.84	20.25%
Fiat: Maserati	10	0.02%	327,753	0.03%	45,837	0.01%	22,964	557	46.91	15.30%
Geely: Volvo	107	0.16%	1,929,692	0.16%	619,756	0.13%	17,312	574	45.75	20.61%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,138	1.72%	16,601,049	1.38%	6,041,481	1.26%	12,920	566	45.64	22.58%
Volkswagen: Audi	316	0.48%	6,518,769	0.54%	2,524,432	0.53%	19,725	561	46.98	23.22%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	33	0.05%	904,714	0.07%	210,892	0.04%	20,023	542	45.27	24.97%
Honda	3,914	5.92%	66,726,681	5.53%	27,626,220	5.78%	15,133	569	46.05	20.51%
Honda: Acura	578	0.87%	10,875,913	0.90%	4,729,339	0.99%	17,377	572	46.50	19.79%
Hyundai	4,272	6.46%	66,013,437	5.47%	26,055,776	5.45%	13,746	567	46.00	21.42%
Hyundai: Kia	4,421	6.69%	70,530,971	5.84%	28,480,078	5.96%	14,143	566	46.28	21.18%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	968	1.46%	15,663,688	1.30%	6,681,401	1.40%	14,507	566	46.12	20.50%
Mitsubishi	428	0.65%	6,900,626	0.57%	2,547,334	0.53%	13,866	571	45.91	22.43%
Nissan	9,210	13.93%	156,756,476	12.98%	64,275,177	13.45%	15,302	566	46.69	21.10%
Nissan: Infiniti	968	1.46%	21,433,430	1.78%	8,824,859	1.85%	19,956	569	46.93	20.37%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	557	0.84%	9,693,335	0.80%	3,671,614	0.77%	14,833	581	45.07	19.39%
Suzuki	1	0.00%	12,108	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	121	0.18%	3,169,720	0.26%	1,062,989	0.22%	23,408	565	48.82	20.15%
Tata: Land Rover	103	0.16%	2,740,406	0.23%	977,559	0.20%	25,446	568	46.38	20.53%
Toyota	4,289	6.49%	76,306,035	6.32%	28,887,794	6.05%	15,689	571	46.05	20.25%
Toyota: Lexus	440	0.67%	9,154,750	0.76%	3,236,128	0.68%	18,706	571	45.66	21.36%
Toyota: Scion	144	0.22%	2,016,415	0.17%	657,659	0.14%	11,647	579	44.58	19.83%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	66,112	100.00%	1,207,301,973	100.00%	477,869,430	100.00%	16,723	570	46.24	20.88%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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