StratMaker (143693)

BMW Vehicle Owner Trust 2019-A

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

69.30% / 30.70%

Total Original # of Loans

47,854

WA Loan to Value (LTV)

23.51%

Total Original Loan Amount (OLA)

$ 1,754,360,546

WA Payment to Income (PTI)

6.92%

Weighted Average (WA) OLA

$ 45,584

WA FICO (non-zero)

779

Rep. Period Beginning Loan Amount

$ 119,179,344

WA Remaining Term (RT)

17.34

Rep. Period Ending Loan Amount (ELA)

$ 107,695,562

WA Original APR

3.58%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

47,854

Total Original Loan Amount (OLA)

$ 1,754,360,546

Weighted Average (WA) OLA

$ 45,584

Rep. Period Beginning Loan Amount

$ 119,179,344

Rep. Period Ending Loan Amount (ELA)

$ 107,695,562

As % of Reporting Period ELA:

New % / Used %

69.30% / 30.70%

WA Loan to Value (LTV)

23.51%

WA Payment to Income (PTI)

6.92%

WA FICO (non-zero)

779

WA Remaining Term (RT)

17.34

WA Original APR

3.58%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	16	0.03%	73,000	0.00%	0	0.00%	0	0	0.00	0.00%
$5,000 - $9,999	828	1.73%	6,559,539	0.37%	145,187	0.13%	1,725	779	12.67	4.33%
$10,000 - $14,999	2,209	4.62%	27,400,805	1.56%	777,282	0.72%	3,021	773	14.21	4.38%
$15,000 - $19,999	3,777	7.89%	66,738,109	3.80%	2,932,914	2.72%	4,414	773	15.43	4.02%
$20,000 - $24,999	5,971	12.48%	134,698,929	7.68%	7,377,056	6.85%	6,024	771	16.84	3.97%
$25,000 - $29,999	6,553	13.69%	180,116,801	10.27%	10,809,030	10.04%	7,191	774	16.78	3.70%
$30,000 - $39,999	11,955	24.98%	415,053,168	23.66%	26,600,517	24.70%	9,467	777	17.57	3.51%
$40,000 - $49,999	7,609	15.90%	338,234,824	19.28%	21,327,103	19.80%	12,112	780	17.76	3.40%
$50,000 - $59,999	4,202	8.78%	229,139,501	13.06%	13,921,559	12.93%	14,257	784	16.99	3.39%
$60,000 - $69,999	2,423	5.06%	156,050,386	8.90%	10,454,344	9.71%	17,297	786	17.09	3.52%
$70,000 - $79,999	1,164	2.43%	86,543,383	4.93%	5,770,459	5.36%	20,245	776	17.24	3.77%
$80,000 - $89,999	487	1.02%	41,118,334	2.34%	3,042,149	2.82%	24,564	783	18.67	3.83%
$90,000 - $99,999	256	0.53%	24,231,896	1.38%	1,787,243	1.66%	27,638	787	18.26	3.83%
Over $100,000	404	0.84%	48,401,872	2.76%	2,750,721	2.55%	35,818	769	19.49	3.94%
Total:	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	39,515	82.57%	1,393,367,593	79.42%	15,099,270	14.02%	3,327	788	8.35	2.86%
$5,000 - $9,999	4,544	9.50%	165,507,627	9.43%	33,032,786	30.67%	7,547	784	14.46	3.24%
$10,000 - $14,999	2,221	4.64%	97,867,804	5.58%	26,945,601	25.02%	12,292	779	19.31	3.60%
$15,000 - $19,999	951	1.99%	52,155,991	2.97%	16,324,151	15.16%	17,285	773	21.54	3.98%
$20,000 - $24,999	357	0.75%	22,911,074	1.31%	7,896,689	7.33%	22,202	769	23.30	4.28%
$25,000 - $29,999	150	0.31%	11,631,777	0.66%	4,087,653	3.80%	27,322	768	22.89	4.68%
$30,000 - $39,999	90	0.19%	7,953,578	0.45%	3,052,430	2.83%	34,119	753	25.88	4.73%
$40,000 - $49,999	19	0.04%	2,098,418	0.12%	833,272	0.77%	44,023	746	26.84	5.15%
$50,000 - $59,999	3	0.01%	332,838	0.02%	164,091	0.15%	54,932	737	31.41	4.24%
$60,000 - $69,999	4	0.01%	533,846	0.03%	259,619	0.24%	64,981	743	30.81	5.36%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	19,624	41.01%	726,695,522	41.42%	29,648,388	27.53%	9,076	796	13.13	1.75%
2.50 - 4.99%	24,883	52.00%	917,627,215	52.31%	68,495,311	63.60%	13,786	782	18.53	3.92%
5.00 - 7.49%	2,722	5.69%	90,070,503	5.13%	7,528,400	6.99%	15,830	720	21.47	6.18%
7.50 - 9.99%	500	1.04%	16,675,519	0.95%	1,796,205	1.67%	17,279	649	24.01	8.89%
10.00 - 12.49%	93	0.19%	2,396,657	0.14%	139,362	0.13%	12,297	636	20.70	11.32%
12.50 - 14.99%	28	0.06%	727,701	0.04%	66,187	0.06%	16,183	621	18.71	14.71%
15.00 - 17.49%	4	0.01%	167,428	0.01%	21,710	0.02%	14,849	624	26.03	16.45%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	829	1.73%	27,431,975	1.56%	1,986,048	1.84%	16,040	634	21.59	8.11%
650 - 699	3,558	7.44%	130,632,582	7.45%	9,600,489	8.91%	14,876	679	20.57	5.26%
700 - 749	10,062	21.03%	376,970,725	21.49%	26,712,881	24.80%	13,379	724	18.76	3.60%
750 - 799	11,177	23.36%	413,490,281	23.57%	24,619,696	22.86%	12,513	774	17.05	3.32%
800+	22,228	46.45%	805,834,984	45.93%	44,776,448	41.58%	11,759	842	15.77	3.16%
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	1,093	2.28%	25,672,257	1.46%	1	0.00%	1	787	0.00	0.91%
25 - 36	1,277	2.67%	32,179,462	1.83%	24	0.00%	24	824	0.00	7.02%
37 - 48	2,454	5.13%	70,126,695	4.00%	698,486	0.65%	4,133	803	4.95	3.06%
49 - 60	25,620	53.54%	907,033,393	51.70%	47,197,655	43.83%	10,164	798	12.55	3.25%
61 - 72	17,410	36.38%	719,348,739	41.00%	59,799,397	55.53%	14,783	763	21.27	3.85%
73+	-	-	-	-	-	-	-	-	-	-
Total:	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	34,000	71.05%	1,227,893,929	69.99%	945,683	0.88%	8,778	728	16.20	4.26%
1 - 12	7,101	14.84%	263,478,385	15.02%	29,512,381	27.40%	6,397	793	8.54	2.75%
13 - 24	5,418	11.32%	209,098,293	11.92%	55,215,541	51.27%	13,073	782	17.74	3.54%
25 - 36	1,334	2.79%	53,839,780	3.07%	21,987,318	20.42%	20,308	753	28.19	4.78%
37 - 48	1	0.00%	50,160	0.00%	34,640	0.03%	34,640	634	37.00	8.82%
49 - 60	-	-	-	-	-	-	-	-	-	-
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	44,635	93.27%	1,625,416,436	92.65%	100,751,078	93.55%	12,412	782	17.14	3.51%
1 - 15	2,454	5.13%	96,855,196	5.52%	4,119,456	3.83%	15,337	728	19.79	4.53%
16 - 30	477	1.00%	19,716,350	1.12%	1,440,345	1.34%	16,634	717	20.17	4.42%
31 - 60	161	0.34%	6,756,190	0.39%	728,873	0.68%	16,357	710	20.73	5.25%
61 - 90	64	0.13%	2,800,776	0.16%	373,550	0.35%	24,735	714	22.62	4.44%
91 - 120	40	0.08%	1,857,793	0.11%	234,524	0.22%	28,898	703	23.01	4.98%
121+	23	0.05%	957,806	0.05%	47,735	0.04%	20,977	671	20.10	5.93%
Total:	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%
Stated, verified but not Level 4 or 5	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	24,234	50.64%	798,332,120	45.51%	44,392,644	41.22%	11,174	792	16.27	3.46%
5.00 - 9.99%	16,725	34.95%	648,860,178	36.99%	42,388,280	39.36%	12,807	775	17.72	3.59%
10.00 - 14.99%	4,786	10.00%	208,146,039	11.86%	14,397,353	13.37%	14,980	756	18.90	3.80%
15.00 - 19.99%	1,384	2.89%	64,087,624	3.65%	4,609,406	4.28%	16,978	757	19.17	3.88%
20.00 - 24.99%	404	0.84%	20,592,650	1.17%	1,131,897	1.05%	18,940	750	17.55	4.11%
25.00 - 29.99%	133	0.28%	6,504,258	0.37%	434,960	0.40%	19,867	750	18.94	4.10%
30.00 - 39.99%	79	0.17%	3,500,043	0.20%	123,814	0.11%	13,239	764	16.26	3.58%
40.00 - 49.99%	35	0.07%	1,439,659	0.08%	51,908	0.05%	8,319	759	15.93	2.88%
50.00 - 59.99%	18	0.04%	717,743	0.04%	68,075	0.06%	8,882	778	17.62	3.78%
60.00 - 69.99%	28	0.06%	1,019,617	0.06%	52,135	0.05%	11,374	811	16.03	3.06%
70.00 - 79.99%	10	0.02%	421,315	0.02%	4,078	0.00%	4,078	855	9.00	1.00%
80.00 - 89.99%	11	0.02%	471,080	0.03%	29,103	0.03%	9,684	798	13.16	2.38%
90.00 - 99.99%	7	0.01%	268,220	0.02%	11,908	0.01%	11,908	720	30.00	5.10%
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	1,133	2.37%	12,646,755	0.72%	250,507	0.23%	2,832	797	13.93	3.59%
25.00 - 49.99%	6,223	13.00%	139,253,268	7.94%	5,766,027	5.35%	6,249	794	14.78	3.50%
50.00 - 74.99%	13,879	29.00%	450,671,249	25.69%	25,736,231	23.90%	9,732	785	16.42	3.57%
75.00 - 99.99%	17,111	35.76%	717,960,241	40.92%	46,249,175	42.94%	12,749	784	17.02	3.40%
100.00 - 109.99%	5,126	10.71%	233,759,601	13.32%	15,133,996	14.05%	15,701	769	18.26	3.76%
110.00 - 119.99%	2,901	6.06%	131,267,923	7.48%	9,244,548	8.58%	16,847	752	19.48	4.00%
120.00 - 129.99%	1,481	3.09%	68,801,509	3.92%	5,315,078	4.94%	18,148	751	21.22	4.16%
130.00 - 139.99%	-	-	-	-	-	-	-	-	-	-
140.00%+	-	-	-	-	-	-	-	-	-	-
Total:	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	563	1.18%	22,860,723	1.30%	1,204,441	1.12%	12,615	780	16.79	3.25%
Alaska	51	0.11%	2,167,465	0.12%	141,033	0.13%	14,624	769	18.35	3.41%
Arizona	872	1.82%	31,825,713	1.81%	1,472,835	1.37%	13,144	775	18.37	3.71%
Arkansas	269	0.56%	11,060,634	0.63%	516,182	0.48%	11,035	781	13.79	3.26%
California	9,462	19.77%	318,286,769	18.14%	20,795,447	19.31%	11,390	773	16.99	3.72%
Colorado	1,049	2.19%	39,230,914	2.24%	2,334,500	2.17%	13,225	786	18.01	3.60%
Connecticut	936	1.96%	29,563,493	1.69%	1,837,100	1.71%	10,266	783	16.77	3.73%
Delaware	195	0.41%	7,092,828	0.40%	525,365	0.49%	17,706	776	18.59	3.86%
Florida	3,818	7.98%	146,102,950	8.33%	8,380,738	7.78%	13,276	773	18.09	3.60%
Georgia	1,745	3.65%	69,859,224	3.98%	4,133,090	3.84%	13,387	769	18.49	3.74%
Hawaii	201	0.42%	6,797,305	0.39%	441,911	0.41%	13,819	754	19.22	5.02%
Idaho	80	0.17%	2,982,693	0.17%	95,855	0.09%	11,429	789	12.10	3.38%
Illinois	1,906	3.98%	75,538,107	4.31%	5,083,881	4.72%	13,372	782	17.38	3.47%
Indiana	434	0.91%	16,521,018	0.94%	1,013,990	0.94%	14,592	780	18.44	3.48%
Iowa	131	0.27%	5,349,035	0.30%	294,362	0.27%	15,128	818	19.43	3.12%
Kansas	199	0.42%	7,970,967	0.45%	461,943	0.43%	13,650	781	17.97	3.35%
Kentucky	253	0.53%	9,956,726	0.57%	622,242	0.58%	13,516	798	16.02	3.18%
Louisiana	514	1.07%	20,901,583	1.19%	1,597,181	1.48%	15,574	773	19.00	3.69%
Maine	164	0.34%	5,710,493	0.33%	378,071	0.35%	10,019	793	17.23	3.54%
Maryland	49	0.10%	1,786,746	0.10%	166,692	0.15%	11,586	806	17.63	3.17%
Massachusetts	1,933	4.04%	68,597,072	3.91%	3,933,225	3.65%	10,193	792	15.03	3.27%
Michigan	655	1.37%	24,085,268	1.37%	1,196,426	1.11%	11,249	785	15.96	3.47%
Minnesota	569	1.19%	22,138,628	1.26%	1,327,506	1.23%	12,734	802	15.88	2.94%
Mississippi	274	0.57%	11,763,005	0.67%	826,122	0.77%	14,818	763	18.30	3.13%
Missouri	498	1.04%	18,559,085	1.06%	1,218,169	1.13%	12,120	795	16.99	3.34%
Montana	40	0.08%	1,725,458	0.10%	76,474	0.07%	11,280	791	11.34	4.15%
Nebraska	111	0.23%	4,040,125	0.23%	163,047	0.15%	10,480	817	17.02	3.22%
Nevada	491	1.03%	17,746,128	1.01%	984,773	0.91%	14,538	751	19.94	4.53%
New Hampshire	421	0.88%	14,614,029	0.83%	706,466	0.66%	12,090	783	17.94	3.76%
New Jersey	2,340	4.89%	79,442,394	4.53%	5,053,813	4.69%	11,211	781	16.54	3.69%
New Mexico	170	0.36%	5,919,170	0.34%	339,240	0.31%	12,949	779	19.33	3.58%
New York	2,245	4.69%	73,627,466	4.20%	4,780,149	4.44%	11,400	782	16.95	3.70%
North Carolina	1,282	2.68%	48,535,949	2.77%	3,449,717	3.20%	14,496	780	18.49	3.72%
North Dakota	10	0.02%	449,217	0.03%	15,736	0.01%	8,022	695	2.20	5.39%
Ohio	1,097	2.29%	38,849,107	2.21%	2,180,675	2.02%	11,561	793	16.26	3.28%
Oklahoma	211	0.44%	9,148,634	0.52%	508,887	0.47%	15,663	768	17.84	3.52%
Oregon	478	1.00%	15,627,665	0.89%	805,520	0.75%	11,237	802	17.52	3.64%
Pennsylvania	2,243	4.69%	76,645,951	4.37%	4,497,556	4.18%	11,170	792	16.63	3.44%
Rhode Island	221	0.46%	8,104,803	0.46%	395,938	0.37%	9,430	782	16.29	2.89%
South Carolina	756	1.58%	27,077,627	1.54%	1,539,218	1.43%	13,533	769	19.09	3.85%
South Dakota	37	0.08%	1,260,432	0.07%	89,700	0.08%	11,415	805	16.68	3.48%
Tennessee	638	1.33%	24,333,285	1.39%	1,571,924	1.46%	12,944	779	17.68	3.70%
Texas	4,836	10.11%	199,650,468	11.38%	12,280,499	11.40%	15,279	768	18.03	3.49%
Utah	229	0.48%	8,680,500	0.49%	392,677	0.36%	11,891	787	13.67	3.36%
Vermont	92	0.19%	2,754,268	0.16%	168,334	0.16%	8,407	772	14.25	2.97%
Virginia	1,388	2.90%	55,687,518	3.17%	3,574,374	3.32%	13,096	784	17.80	3.58%
Washington	1,106	2.31%	40,928,619	2.33%	2,687,387	2.50%	13,859	786	16.87	3.48%
West Virginia	91	0.19%	3,593,881	0.20%	199,489	0.19%	11,026	799	17.76	3.11%
Wisconsin	462	0.97%	17,615,528	1.00%	1,192,403	1.11%	12,407	801	16.30	3.41%
Wyoming	37	0.08%	1,500,087	0.09%	43,260	0.04%	8,436	813	13.46	3.08%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	-	-	-	-	-	-	-	-	-	-
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	2	0.00%	93,793	0.01%	0	0.00%	0	0	0.00	0.00%
Total:	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	28,592	59.75%	1,191,924,797	67.94%	74,633,503	69.30%	14,060	786	17.03	3.26%
Used	19,262	40.25%	562,435,749	32.06%	33,062,059	30.70%	9,596	762	18.05	4.31%
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	26,738	55.87%	923,183,404	52.62%	55,324,624	51.37%	11,764	774	17.55	3.61%
Truck	-	-	-	-	-	-	-	-	-	-
SUV	19,623	41.01%	806,744,935	45.99%	51,473,612	47.80%	13,829	784	17.20	3.51%
Motorcycle	1,493	3.12%	24,432,207	1.39%	897,326	0.83%	4,479	745	12.57	6.22%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	-	-	-	-	-	-	-	-	-	-
Ford: Lincoln	-	-	-	-	-	-	-	-	-	-
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	43,231	90.34%	1,634,560,968	93.17%	98,766,851	91.71%	13,056	779	17.19	3.61%
BMW: Mini	4,623	9.66%	119,799,578	6.83%	8,928,712	8.29%	8,641	776	18.98	3.32%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	47,854	100.00%	1,754,360,546	100.00%	107,695,562	100.00%	12,690	779	17.34	3.58%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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