StratMaker (143701)

BMW Vehicle Owner Trust 2022-A

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

68.90% / 31.10%

Total Original # of Loans

54,037

WA Loan to Value (LTV)

57.10%

Total Original Loan Amount (OLA)

$ 2,284,178,056

WA Payment to Income (PTI)

6.96%

Weighted Average (WA) OLA

$ 52,859

WA FICO (non-zero)

788

Rep. Period Beginning Loan Amount

$ 1,206,567,182

WA Remaining Term (RT)

42.12

Rep. Period Ending Loan Amount (ELA)

$ 1,159,632,531

WA Original APR

2.87%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

54,037

Total Original Loan Amount (OLA)

$ 2,284,178,056

Weighted Average (WA) OLA

$ 52,859

Rep. Period Beginning Loan Amount

$ 1,206,567,182

Rep. Period Ending Loan Amount (ELA)

$ 1,159,632,531

As % of Reporting Period ELA:

New % / Used %

68.90% / 31.10%

WA Loan to Value (LTV)

57.10%

WA Payment to Income (PTI)

6.96%

WA FICO (non-zero)

788

WA Remaining Term (RT)

42.12

WA Original APR

2.87%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	5	0.01%	24,241	0.00%	6,629	0.00%	3,116	711	29.57	6.26%
$5,000 - $9,999	633	1.17%	5,055,527	0.22%	1,800,908	0.16%	4,585	779	32.21	3.44%
$10,000 - $14,999	1,690	3.13%	21,309,993	0.93%	8,847,034	0.76%	7,604	789	34.35	3.03%
$15,000 - $19,999	2,854	5.28%	50,612,503	2.22%	22,642,195	1.95%	10,736	791	36.41	2.91%
$20,000 - $24,999	4,963	9.18%	111,986,970	4.90%	51,923,134	4.48%	13,855	787	38.45	2.97%
$25,000 - $29,999	5,978	11.06%	164,653,426	7.21%	80,581,757	6.95%	17,408	787	40.21	2.92%
$30,000 - $39,999	13,190	24.41%	460,792,500	20.17%	228,125,038	19.67%	22,638	787	41.47	2.88%
$40,000 - $49,999	9,770	18.08%	435,739,212	19.08%	220,381,692	19.00%	29,351	786	42.67	2.90%
$50,000 - $59,999	5,785	10.71%	315,623,083	13.82%	161,581,829	13.93%	36,164	789	42.79	2.82%
$60,000 - $69,999	3,724	6.89%	240,509,453	10.53%	123,007,710	10.61%	43,087	791	42.57	2.77%
$70,000 - $79,999	2,415	4.47%	180,215,891	7.89%	96,073,414	8.28%	50,077	792	42.85	2.74%
$80,000 - $89,999	1,378	2.55%	116,494,639	5.10%	64,647,134	5.57%	57,417	788	43.57	2.87%
$90,000 - $99,999	705	1.30%	66,563,559	2.91%	38,262,364	3.30%	65,683	786	44.99	3.07%
Over $100,000	947	1.75%	114,597,058	5.02%	61,751,693	5.33%	85,626	784	44.48	2.88%
Total:	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	10,755	19.90%	409,772,174	17.94%	7,592,576	0.65%	3,609	798	15.84	2.38%
$5,000 - $9,999	4,397	8.14%	113,006,354	4.95%	33,661,280	2.90%	7,926	798	24.39	2.69%
$10,000 - $14,999	6,103	11.29%	170,249,516	7.45%	76,876,870	6.63%	12,761	794	31.72	2.84%
$15,000 - $19,999	6,725	12.45%	215,086,449	9.42%	117,895,925	10.17%	17,648	790	37.02	2.83%
$20,000 - $24,999	6,361	11.77%	234,872,754	10.28%	142,759,105	12.31%	22,535	790	40.49	2.80%
$25,000 - $29,999	5,497	10.17%	233,945,259	10.24%	150,543,086	12.98%	27,463	788	42.93	2.85%
$30,000 - $39,999	7,066	13.08%	362,654,703	15.88%	243,752,477	21.02%	34,732	786	44.63	2.88%
$40,000 - $49,999	3,552	6.57%	228,995,877	10.03%	157,917,947	13.62%	44,641	788	45.14	2.82%
$50,000 - $59,999	1,843	3.41%	141,243,416	6.18%	100,265,739	8.65%	54,551	785	46.31	2.91%
$60,000 - $69,999	940	1.74%	82,697,947	3.62%	60,480,690	5.22%	64,467	782	47.80	3.06%
$70,000 - $79,999	402	0.74%	40,626,369	1.78%	29,979,703	2.59%	74,692	780	48.66	3.22%
$80,000 - $89,999	186	0.34%	20,999,322	0.92%	15,714,455	1.36%	84,586	779	49.50	3.21%
$90,000 - $99,999	91	0.17%	11,759,338	0.51%	8,628,851	0.74%	94,900	776	47.93	3.12%
Over $100,000	119	0.22%	18,268,579	0.80%	13,563,828	1.17%	115,133	785	48.61	2.93%
Total:	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	24,925	46.13%	1,036,603,251	45.38%	493,607,209	42.57%	33,539	809	37.73	1.78%
2.50 - 4.99%	26,859	49.70%	1,159,389,917	50.76%	617,820,571	53.28%	37,503	780	45.18	3.43%
5.00 - 7.49%	1,788	3.31%	71,512,431	3.13%	38,619,965	3.33%	38,143	682	47.52	6.30%
7.50 - 9.99%	433	0.80%	15,316,109	0.67%	8,825,306	0.76%	34,333	633	48.70	8.67%
10.00 - 12.49%	17	0.03%	572,227	0.03%	297,840	0.03%	41,400	633	48.84	12.10%
12.50 - 14.99%	15	0.03%	784,122	0.03%	461,641	0.04%	58,707	615	54.67	13.86%
15.00 - 17.49%	-	-	-	-	-	-	-	-	-	-
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	738	1.37%	27,702,351	1.21%	15,937,346	1.37%	33,467	632	48.13	7.40%
650 - 699	3,497	6.47%	143,147,769	6.27%	76,670,128	6.61%	36,427	679	47.00	4.87%
700 - 749	10,498	19.43%	454,809,615	19.91%	237,290,682	20.46%	37,057	725	44.18	3.04%
750 - 799	12,792	23.67%	547,698,798	23.98%	277,888,904	23.96%	36,818	775	42.28	2.74%
800+	26,512	49.06%	1,110,819,523	48.63%	551,845,472	47.59%	34,774	841	40.29	2.45%
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	277	0.51%	6,182,041	0.27%	815,375	0.07%	11,441	821	7.55	1.32%
25 - 36	2,102	3.89%	60,318,659	2.64%	19,748,502	1.70%	18,264	814	16.83	1.63%
37 - 48	2,119	3.92%	70,625,153	3.09%	29,759,874	2.57%	27,114	812	27.02	2.34%
49 - 60	29,069	53.79%	1,225,724,295	53.66%	624,372,298	53.84%	35,094	803	38.37	2.30%
61 - 72	20,470	37.88%	921,327,908	40.34%	484,936,482	41.82%	38,050	766	48.96	3.69%
73+	-	-	-	-	-	-	-	-	-	-
Total:	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	8,247	15.26%	343,335,961	15.03%	100,141	0.01%	6,883	735	52.30	4.20%
1 - 12	2,607	4.82%	97,730,124	4.28%	13,432,288	1.16%	8,049	801	8.95	2.02%
13 - 24	5,057	9.36%	184,589,740	8.08%	64,363,775	5.55%	17,252	803	19.79	2.65%
25 - 36	10,832	20.05%	442,099,650	19.35%	228,966,794	19.74%	28,018	799	32.24	2.39%
37 - 48	18,726	34.65%	814,103,326	35.64%	545,758,931	47.06%	37,637	795	42.78	2.60%
49 - 60	8,553	15.83%	401,530,134	17.58%	306,315,908	26.41%	43,518	763	54.42	3.79%
61 - 72	15	0.03%	789,121	0.03%	694,695	0.06%	50,348	698	61.00	5.66%
73+	-	-	-	-	-	-	-	-	-	-
Total:	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	52,196	96.59%	2,200,800,655	96.35%	1,121,739,272	96.73%	35,640	790	41.95	2.83%
1 - 15	1,380	2.55%	61,582,694	2.70%	25,970,296	2.24%	39,855	742	45.94	3.78%
16 - 30	297	0.55%	14,461,731	0.63%	7,178,420	0.62%	43,343	725	48.39	4.08%
31 - 60	107	0.20%	4,665,850	0.20%	2,959,371	0.26%	42,957	709	48.42	4.48%
61 - 90	33	0.06%	1,701,900	0.07%	1,145,673	0.10%	53,181	696	53.80	4.63%
91 - 120	17	0.03%	678,345	0.03%	498,148	0.04%	43,424	731	46.48	4.28%
121+	7	0.01%	286,882	0.01%	141,351	0.01%	42,053	657	54.93	6.92%
Total:	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%
Stated, verified but not Level 4 or 5	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	25,669	47.50%	979,913,738	42.90%	483,369,662	41.68%	32,916	800	40.60	2.67%
5.00 - 9.99%	19,477	36.04%	854,645,050	37.42%	439,802,844	37.93%	36,206	784	42.77	2.92%
10.00 - 14.99%	6,210	11.49%	306,215,715	13.41%	159,566,968	13.76%	39,651	772	43.95	3.15%
15.00 - 19.99%	1,834	3.39%	97,498,297	4.27%	52,364,391	4.52%	43,296	765	44.41	3.26%
20.00 - 24.99%	540	1.00%	29,643,680	1.30%	16,085,738	1.39%	45,428	761	43.74	3.18%
25.00 - 29.99%	155	0.29%	8,673,272	0.38%	4,626,082	0.40%	45,037	755	42.69	3.38%
30.00 - 39.99%	92	0.17%	4,877,912	0.21%	2,510,719	0.22%	48,841	787	43.32	3.26%
40.00 - 49.99%	18	0.03%	902,250	0.04%	409,305	0.04%	52,403	766	42.48	3.70%
50.00 - 59.99%	16	0.03%	631,757	0.03%	327,224	0.03%	32,225	797	37.41	2.88%
60.00 - 69.99%	5	0.01%	267,599	0.01%	97,212	0.01%	36,140	818	48.85	3.65%
70.00 - 79.99%	8	0.01%	391,256	0.02%	208,595	0.02%	35,742	771	40.48	3.37%
80.00 - 89.99%	5	0.01%	221,066	0.01%	116,247	0.01%	29,253	781	42.77	2.45%
90.00 - 99.99%	8	0.01%	296,464	0.01%	147,545	0.01%	29,058	819	39.53	2.45%
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	798	1.48%	9,350,183	0.41%	3,335,323	0.29%	7,733	809	31.45	2.27%
25.00 - 49.99%	5,992	11.09%	140,901,321	6.17%	62,350,378	5.38%	16,389	806	36.58	2.54%
50.00 - 74.99%	15,385	28.47%	542,512,725	23.75%	265,586,302	22.90%	25,596	798	39.98	2.70%
75.00 - 99.99%	20,615	38.15%	972,223,447	42.56%	496,088,167	42.78%	36,436	790	41.88	2.80%
100.00 - 109.99%	6,501	12.03%	355,190,243	15.55%	189,324,611	16.33%	45,989	779	44.42	3.04%
110.00 - 119.99%	3,358	6.21%	186,411,154	8.16%	101,361,626	8.74%	48,282	768	46.37	3.28%
120.00 - 129.99%	1,383	2.56%	77,208,447	3.38%	41,423,513	3.57%	48,458	758	46.84	3.46%
130.00 - 139.99%	5	0.01%	380,536	0.02%	162,611	0.01%	69,218	743	49.85	3.62%
140.00%+	-	-	-	-	-	-	-	-	-	-
Total:	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	563	1.04%	24,515,261	1.07%	12,002,484	1.04%	36,481	782	43.36	3.06%
Alaska	62	0.11%	3,183,794	0.14%	1,830,859	0.16%	39,561	779	41.77	2.27%
Arizona	1,048	1.94%	46,791,503	2.05%	24,166,324	2.08%	39,470	789	43.94	2.97%
Arkansas	283	0.52%	12,950,628	0.57%	6,418,567	0.55%	36,402	786	41.87	3.13%
California	9,479	17.54%	381,249,861	16.69%	200,111,681	17.26%	35,220	785	42.30	2.84%
Colorado	1,230	2.28%	52,061,947	2.28%	26,341,183	2.27%	35,405	797	41.26	2.73%
Connecticut	978	1.81%	36,764,941	1.61%	18,898,418	1.63%	33,139	794	40.98	2.65%
Delaware	290	0.54%	11,592,671	0.51%	6,115,152	0.53%	33,050	785	41.75	2.97%
Florida	4,641	8.59%	200,332,118	8.77%	103,768,380	8.95%	38,213	781	44.02	3.08%
Georgia	2,094	3.88%	95,276,288	4.17%	50,097,770	4.32%	38,356	775	44.30	3.36%
Hawaii	232	0.43%	8,569,106	0.38%	4,418,939	0.38%	29,222	777	43.96	3.05%
Idaho	109	0.20%	4,752,833	0.21%	2,305,624	0.20%	31,993	801	39.60	2.51%
Illinois	2,407	4.45%	106,999,851	4.68%	54,288,203	4.68%	36,079	790	40.99	2.70%
Indiana	511	0.95%	22,680,623	0.99%	11,255,513	0.97%	36,210	795	41.02	2.72%
Iowa	166	0.31%	7,921,224	0.35%	3,901,974	0.34%	38,642	792	41.43	2.57%
Kansas	252	0.47%	10,868,375	0.48%	5,222,630	0.45%	34,418	795	39.93	2.55%
Kentucky	262	0.48%	11,820,813	0.52%	5,452,072	0.47%	39,040	788	41.61	2.77%
Louisiana	703	1.30%	33,387,610	1.46%	17,583,244	1.52%	39,122	781	43.32	3.02%
Maine	229	0.42%	9,191,722	0.40%	4,563,687	0.39%	31,872	796	41.05	2.80%
Maryland	18	0.03%	757,091	0.03%	451,350	0.04%	32,950	791	43.80	2.72%
Massachusetts	1,961	3.63%	76,692,329	3.36%	38,190,579	3.29%	31,198	796	40.21	2.72%
Michigan	726	1.34%	32,530,239	1.42%	15,665,432	1.35%	38,462	794	41.07	2.74%
Minnesota	626	1.16%	25,738,087	1.13%	11,909,556	1.03%	32,809	799	40.72	2.85%
Mississippi	377	0.70%	16,871,627	0.74%	7,929,054	0.68%	35,097	774	42.85	3.05%
Missouri	645	1.19%	27,703,876	1.21%	13,249,222	1.14%	33,409	798	40.34	2.67%
Montana	58	0.11%	3,443,070	0.15%	1,840,342	0.16%	55,798	788	44.04	2.82%
Nebraska	167	0.31%	6,958,566	0.30%	3,549,810	0.31%	32,796	799	39.76	2.83%
Nevada	504	0.93%	22,026,936	0.96%	11,275,249	0.97%	37,764	769	44.00	3.08%
New Hampshire	467	0.86%	18,314,315	0.80%	9,365,014	0.81%	35,334	796	43.00	2.90%
New Jersey	2,641	4.89%	106,252,048	4.65%	56,223,376	4.85%	34,846	793	42.57	2.84%
New Mexico	188	0.35%	8,069,209	0.35%	3,871,389	0.33%	39,028	799	44.07	2.98%
New York	2,428	4.49%	93,858,763	4.11%	49,296,503	4.25%	33,300	795	41.15	2.75%
North Carolina	1,648	3.05%	70,396,700	3.08%	34,722,922	2.99%	34,955	792	41.73	2.79%
North Dakota	9	0.02%	390,894	0.02%	156,034	0.01%	36,261	842	39.62	2.30%
Ohio	1,200	2.22%	50,924,793	2.23%	24,142,306	2.08%	35,804	795	40.25	2.78%
Oklahoma	277	0.51%	12,884,182	0.56%	5,726,490	0.49%	37,139	789	40.19	2.71%
Oregon	522	0.97%	19,976,086	0.87%	9,908,312	0.85%	32,016	795	41.92	2.63%
Pennsylvania	2,914	5.39%	113,844,492	4.98%	55,643,854	4.80%	31,763	797	40.38	2.66%
Rhode Island	251	0.46%	9,315,814	0.41%	4,874,297	0.42%	28,718	791	40.58	2.93%
South Carolina	1,191	2.20%	47,609,850	2.08%	23,834,931	2.06%	34,324	784	42.78	3.10%
South Dakota	41	0.08%	1,961,924	0.09%	968,632	0.08%	42,189	809	40.41	2.53%
Tennessee	829	1.53%	37,298,282	1.63%	18,245,653	1.57%	35,870	782	41.98	3.00%
Texas	5,155	9.54%	240,472,843	10.53%	120,259,350	10.37%	38,479	780	42.96	2.97%
Utah	252	0.47%	11,180,993	0.49%	4,976,597	0.43%	37,122	797	38.77	2.51%
Vermont	130	0.24%	4,826,170	0.21%	2,295,481	0.20%	29,883	797	41.32	2.59%
Virginia	1,500	2.78%	66,056,780	2.89%	33,755,639	2.91%	36,916	794	41.65	2.84%
Washington	1,144	2.12%	50,856,532	2.23%	26,219,507	2.26%	37,450	793	40.54	2.54%
West Virginia	105	0.19%	4,467,094	0.20%	2,127,291	0.18%	34,547	791	40.21	2.65%
Wisconsin	477	0.88%	19,635,563	0.86%	9,244,904	0.80%	32,917	800	39.17	2.71%
Wyoming	46	0.09%	1,937,946	0.08%	970,752	0.08%	33,061	794	40.57	3.09%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	-	-	-	-	-	-	-	-	-	-
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	13,796	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	34,252	63.39%	1,620,309,245	70.94%	799,000,405	68.90%	39,689	794	41.46	2.66%
Used	19,785	36.61%	663,868,811	29.06%	360,632,126	31.10%	27,255	774	43.58	3.34%
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	21,997	40.71%	850,812,916	37.25%	423,439,166	36.51%	33,025	784	42.65	2.79%
Truck	-	-	-	-	-	-	-	-	-	-
SUV	30,284	56.04%	1,403,560,985	61.45%	721,379,725	62.21%	37,922	791	41.83	2.88%
Motorcycle	1,756	3.25%	29,804,155	1.30%	14,813,640	1.28%	13,494	765	40.65	4.67%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	-	-	-	-	-	-	-	-	-	-
Ford: Lincoln	-	-	-	-	-	-	-	-	-	-
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	49,718	92.01%	2,161,680,222	94.64%	1,099,025,952	94.77%	36,662	788	42.10	2.88%
BMW: Mini	4,319	7.99%	122,497,834	5.36%	60,606,579	5.23%	20,592	780	42.34	2.68%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	54,037	100.00%	2,284,178,056	100.00%	1,159,632,531	100.00%	35,822	788	42.12	2.87%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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