StratMaker (145070)

Carvana Auto Receivables Trust 2020-P1

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

0.00% / 100.00%

Total Original # of Loans

20,090

WA Loan to Value (LTV)

62.62%

Total Original Loan Amount (OLA)

$ 406,174,713

WA Payment to Income (PTI)

7.98%

Weighted Average (WA) OLA

$ 23,534

WA FICO (non-zero)

710

Rep. Period Beginning Loan Amount

$ 160,164,966

WA Remaining Term (RT)

43.07

Rep. Period Ending Loan Amount (ELA)

$ 154,773,515

WA Original APR

8.14%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

20,090

Total Original Loan Amount (OLA)

$ 406,174,713

Weighted Average (WA) OLA

$ 23,534

Rep. Period Beginning Loan Amount

$ 160,164,966

Rep. Period Ending Loan Amount (ELA)

$ 154,773,515

As % of Reporting Period ELA:

New % / Used %

0.00% / 100.00%

WA Loan to Value (LTV)

62.62%

WA Payment to Income (PTI)

7.98%

WA FICO (non-zero)

710

WA Remaining Term (RT)

43.07

WA Original APR

8.14%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	118	0.59%	428,223	0.11%	72,519	0.05%	2,455	717	36.62	8.12%
$5,000 - $9,999	1,009	5.02%	8,364,491	2.06%	2,742,993	1.77%	5,269	716	38.44	8.80%
$10,000 - $14,999	4,560	22.70%	58,890,188	14.50%	23,794,186	15.37%	8,481	700	41.25	9.33%
$15,000 - $19,999	5,872	29.23%	102,169,581	25.15%	41,807,501	27.01%	11,563	703	42.87	8.80%
$20,000 - $24,999	3,843	19.13%	85,616,104	21.08%	33,099,855	21.39%	14,765	709	43.53	8.06%
$25,000 - $29,999	2,101	10.46%	57,264,222	14.10%	21,133,874	13.65%	18,027	720	43.92	7.34%
$30,000 - $39,999	2,090	10.40%	71,281,028	17.55%	25,206,350	16.29%	22,485	721	43.98	7.02%
$40,000 - $49,999	443	2.21%	19,175,403	4.72%	6,012,356	3.88%	28,388	730	44.42	6.66%
$50,000 - $59,999	46	0.23%	2,442,391	0.60%	767,946	0.50%	35,082	716	44.11	6.87%
$60,000 - $69,999	6	0.03%	392,522	0.10%	135,934	0.09%	45,480	745	45.64	6.08%
$70,000 - $79,999	2	0.01%	150,561	0.04%	0	0.00%	0	0	0.00	0.00%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	8,534	42.48%	171,796,415	42.30%	1,792,646	1.16%	3,734	744	28.34	6.95%
$5,000 - $9,999	3,445	17.15%	45,921,392	11.31%	27,982,890	18.08%	8,340	710	40.37	8.66%
$10,000 - $14,999	4,712	23.45%	87,923,526	21.65%	57,982,443	37.46%	12,471	705	43.33	8.57%
$15,000 - $19,999	2,098	10.44%	54,088,997	13.32%	35,947,136	23.23%	17,252	714	44.13	7.79%
$20,000 - $24,999	931	4.63%	30,949,048	7.62%	20,654,529	13.35%	22,273	715	44.61	7.28%
$25,000 - $29,999	298	1.48%	11,962,323	2.95%	8,028,041	5.19%	27,009	713	44.70	7.39%
$30,000 - $39,999	69	0.34%	3,333,182	0.82%	2,249,896	1.45%	32,768	708	44.74	7.70%
$40,000 - $49,999	3	0.01%	199,829	0.05%	135,934	0.09%	45,480	745	45.64	6.08%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	3,651	18.17%	77,068,256	18.97%	28,558,298	18.45%	16,193	795	41.93	4.33%
5.00 - 7.49%	5,934	29.54%	125,610,110	30.93%	48,388,848	31.26%	15,457	736	43.02	6.17%
7.50 - 9.99%	4,554	22.67%	91,858,564	22.62%	36,966,040	23.88%	14,918	685	43.54	8.66%
10.00 - 12.49%	3,045	15.16%	59,236,327	14.58%	22,231,489	14.36%	14,671	654	43.69	11.12%
12.50 - 14.99%	1,946	9.69%	36,369,418	8.95%	12,619,257	8.15%	13,872	632	43.44	13.53%
15.00 - 17.49%	713	3.55%	12,163,569	2.99%	4,749,662	3.07%	13,111	621	43.12	15.99%
17.50 - 19.99%	199	0.99%	3,124,812	0.77%	1,058,849	0.68%	11,700	609	42.48	18.37%
20.00 - 22.49%	41	0.20%	661,896	0.16%	178,595	0.12%	12,267	607	43.25	20.19%
22.50 - 24.99%	5	0.02%	51,703	0.01%	9,072	0.01%	6,354	593	36.45	22.89%
25.00 - 27.49%	2	0.01%	30,056	0.01%	13,405	0.01%	13,405	593	45.00	25.60%
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	237	1.18%	4,215,365	1.04%	1,303,522	0.84%	13,378	595	43.17	16.18%
600 - 649	4,369	21.75%	86,651,595	21.33%	30,838,819	19.93%	14,966	627	43.44	12.31%
650 - 699	5,336	26.56%	109,655,053	27.00%	44,129,624	28.51%	15,230	673	43.65	8.68%
700 - 749	4,172	20.77%	84,429,141	20.79%	32,800,723	21.19%	15,094	723	43.09	7.05%
750 - 799	3,127	15.56%	64,254,304	15.82%	24,329,397	15.72%	15,155	773	42.53	5.57%
800+	2,698	13.43%	55,037,842	13.55%	20,662,384	13.35%	15,364	827	41.95	4.70%
NA	151	0.75%	1,931,413	0.48%	709,046	0.46%	10,994	0	41.74	16.59%
Total:	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	156	0.78%	1,321,857	0.33%	0	0.00%	0	0	0.00	0.00%
25 - 36	308	1.53%	3,622,194	0.89%	358,309	0.23%	3,507	770	8.83	5.78%
37 - 48	599	2.98%	8,542,490	2.10%	2,015,590	1.30%	6,907	747	19.96	6.62%
49 - 60	1,152	5.73%	20,182,488	4.97%	6,715,829	4.34%	11,014	751	31.98	6.49%
61 - 72	16,422	81.74%	339,151,723	83.50%	131,708,993	85.10%	15,257	708	43.60	8.26%
73+	1,453	7.23%	33,353,960	8.21%	13,974,794	9.03%	17,281	706	47.64	8.06%
Total:	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	7,979	39.72%	165,942,214	40.85%	0	0.00%	0	0	0.00	0.00%
1 - 12	148	0.74%	1,894,142	0.47%	458,429	0.30%	4,185	766	9.26	6.01%
13 - 24	360	1.79%	5,106,784	1.26%	2,167,264	1.40%	7,315	747	20.63	6.50%
25 - 36	866	4.31%	15,210,425	3.74%	8,441,856	5.45%	11,444	745	32.93	6.66%
37 - 48	10,546	52.49%	213,725,834	52.62%	140,673,078	90.89%	15,444	708	44.01	8.25%
49 - 60	191	0.95%	4,295,312	1.06%	3,032,887	1.96%	17,548	703	49.17	8.43%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	19,029	94.72%	384,853,386	94.75%	139,717,925	90.27%	14,986	716	42.99	7.86%
1 - 15	533	2.65%	10,945,741	2.69%	7,599,680	4.91%	16,661	662	43.51	10.56%
16 - 30	218	1.09%	4,395,553	1.08%	3,110,047	2.01%	16,113	658	44.47	10.74%
31 - 60	210	1.05%	4,070,262	1.00%	2,952,137	1.91%	15,955	659	44.14	10.99%
61 - 90	82	0.41%	1,522,245	0.37%	1,109,677	0.72%	15,427	670	43.98	10.30%
91 - 120	18	0.09%	387,526	0.10%	284,048	0.18%	19,070	653	43.93	11.51%
121+	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, verified but not Level 4 or 5	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,778	28.76%	106,417,032	26.20%	38,624,809	24.96%	14,283	729	42.31	7.04%
5.00 - 9.99%	8,986	44.73%	186,224,505	45.85%	71,606,054	46.27%	15,163	707	43.16	8.27%
10.00 - 14.99%	4,441	22.11%	95,167,186	23.43%	37,031,803	23.93%	15,854	699	43.52	8.82%
15.00 - 19.99%	880	4.38%	18,205,419	4.48%	7,442,661	4.81%	15,275	699	44.01	9.18%
20.00 - 24.99%	4	0.02%	119,524	0.03%	40,763	0.03%	28,799	650	44.00	8.94%
25.00 - 29.99%	1	0.00%	41,046	0.01%	27,425	0.02%	27,425	679	44.00	8.33%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	123	0.61%	560,690	0.14%	65,416	0.04%	3,480	750	35.44	5.27%
25.00 - 49.99%	867	4.32%	9,381,216	2.31%	2,309,704	1.49%	7,186	746	38.43	6.42%
50.00 - 74.99%	2,504	12.46%	42,051,261	10.35%	14,802,913	9.56%	11,796	744	40.54	6.74%
75.00 - 99.99%	7,560	37.63%	169,850,433	41.82%	64,372,017	41.59%	16,596	719	42.93	7.76%
100.00 - 109.99%	6,638	33.04%	138,165,310	34.02%	54,188,165	35.01%	15,204	698	43.82	8.63%
110.00 - 119.99%	2,085	10.38%	40,372,610	9.94%	16,769,044	10.83%	13,529	686	44.09	9.30%
120.00 - 129.99%	283	1.41%	5,262,416	1.30%	2,054,608	1.33%	13,180	689	43.49	9.40%
130.00 - 139.99%	28	0.14%	503,233	0.12%	192,792	0.12%	12,315	663	42.93	10.99%
140.00%+	2	0.01%	27,544	0.01%	18,856	0.01%	9,433	685	42.98	12.99%
Total:	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	298	1.48%	6,410,482	1.58%	2,227,614	1.44%	15,543	716	43.53	8.30%
Alaska	7	0.03%	144,697	0.04%	68,934	0.04%	15,386	704	42.82	9.73%
Arizona	1,016	5.06%	21,746,253	5.35%	7,897,013	5.10%	16,142	704	43.58	7.42%
Arkansas	96	0.48%	1,980,655	0.49%	796,623	0.51%	15,214	698	44.15	9.07%
California	1,969	9.80%	42,900,525	10.56%	16,434,892	10.62%	16,221	713	43.15	7.57%
Colorado	553	2.75%	11,065,518	2.72%	3,791,188	2.45%	15,133	717	42.91	8.02%
Connecticut	402	2.00%	8,302,506	2.04%	3,321,897	2.15%	15,390	703	42.97	7.69%
Delaware	81	0.40%	1,604,430	0.40%	489,769	0.32%	14,665	710	41.50	8.80%
Florida	1,159	5.77%	23,995,896	5.91%	8,318,083	5.37%	15,404	709	43.38	8.74%
Georgia	1,135	5.65%	22,971,528	5.66%	9,072,869	5.86%	15,388	709	43.22	8.79%
Hawaii	8	0.04%	186,027	0.05%	42,935	0.03%	26,384	692	43.04	6.64%
Idaho	26	0.13%	495,992	0.12%	118,830	0.08%	11,883	697	43.19	8.70%
Illinois	702	3.49%	14,409,931	3.55%	6,243,585	4.03%	15,680	711	43.17	8.06%
Indiana	451	2.24%	8,774,093	2.16%	3,458,433	2.23%	14,691	714	43.21	8.81%
Iowa	62	0.31%	1,217,215	0.30%	475,948	0.31%	16,434	676	44.07	8.70%
Kansas	161	0.80%	3,283,581	0.81%	1,314,931	0.85%	14,570	726	42.11	7.48%
Kentucky	281	1.40%	5,264,790	1.30%	2,142,502	1.38%	14,144	704	43.00	8.96%
Louisiana	89	0.44%	1,921,935	0.47%	788,183	0.51%	16,314	702	42.95	9.09%
Maine	49	0.24%	1,079,508	0.27%	542,589	0.35%	17,783	705	43.03	6.92%
Maryland	408	2.03%	8,226,668	2.03%	3,076,657	1.99%	14,936	703	42.60	8.45%
Massachusetts	402	2.00%	7,762,691	1.91%	2,891,742	1.87%	14,368	700	42.82	7.79%
Michigan	664	3.31%	12,735,146	3.14%	5,250,009	3.39%	13,764	709	43.10	7.65%
Minnesota	228	1.13%	4,673,923	1.15%	1,977,592	1.28%	15,175	696	43.08	8.47%
Mississippi	99	0.49%	1,909,209	0.47%	792,023	0.51%	15,144	716	43.51	8.79%
Missouri	363	1.81%	6,558,089	1.61%	2,753,026	1.78%	13,534	707	42.62	8.37%
Montana	27	0.13%	523,485	0.13%	211,653	0.14%	13,988	719	43.60	7.93%
Nebraska	27	0.13%	564,296	0.14%	245,918	0.16%	14,535	737	41.40	7.14%
Nevada	214	1.07%	4,480,097	1.10%	1,411,803	0.91%	15,254	709	42.41	7.59%
New Hampshire	91	0.45%	1,888,592	0.46%	604,202	0.39%	15,938	705	42.83	6.73%
New Jersey	840	4.18%	16,580,854	4.08%	6,708,726	4.33%	14,773	711	42.96	8.24%
New Mexico	167	0.83%	3,257,472	0.80%	1,113,812	0.72%	14,572	730	42.61	7.66%
New York	978	4.87%	19,194,101	4.73%	7,845,056	5.07%	14,781	721	42.76	7.25%
North Carolina	873	4.35%	17,743,191	4.37%	6,448,597	4.17%	14,614	722	42.79	8.19%
North Dakota	12	0.06%	235,397	0.06%	59,487	0.04%	14,119	641	40.81	8.57%
Ohio	760	3.78%	14,745,497	3.63%	5,645,993	3.65%	14,381	705	43.05	8.65%
Oklahoma	181	0.90%	3,405,448	0.84%	1,245,137	0.80%	13,074	710	42.68	8.93%
Oregon	60	0.30%	1,285,088	0.32%	585,941	0.38%	16,595	711	43.22	7.53%
Pennsylvania	1,147	5.71%	21,821,124	5.37%	9,033,859	5.84%	14,257	705	42.80	7.95%
Rhode Island	79	0.39%	1,585,559	0.39%	587,421	0.38%	13,546	723	42.54	7.93%
South Carolina	400	1.99%	7,939,575	1.95%	2,805,668	1.81%	14,949	715	43.48	8.63%
South Dakota	9	0.04%	163,138	0.04%	62,039	0.04%	11,756	666	42.64	9.40%
Tennessee	662	3.30%	13,054,015	3.21%	4,853,769	3.14%	15,279	716	43.18	8.45%
Texas	1,594	7.93%	32,773,936	8.07%	11,587,670	7.49%	15,334	709	43.16	8.73%
Utah	66	0.33%	1,393,413	0.34%	428,685	0.28%	16,612	693	44.27	8.11%
Vermont	28	0.14%	569,139	0.14%	148,848	0.10%	12,835	730	43.07	6.68%
Virginia	603	3.00%	12,424,157	3.06%	4,490,813	2.90%	15,279	709	43.27	8.16%
Washington	137	0.68%	2,657,170	0.65%	1,010,833	0.65%	14,732	693	42.05	8.48%
West Virginia	69	0.34%	1,319,171	0.32%	555,022	0.36%	13,796	692	43.27	9.37%
Wisconsin	287	1.43%	5,558,390	1.37%	2,220,303	1.43%	14,802	719	43.40	7.33%
Wyoming	24	0.12%	510,517	0.13%	199,085	0.13%	16,763	728	45.02	8.32%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	46	0.23%	880,602	0.22%	375,306	0.24%	15,563	720	42.77	7.92%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	-	-	-	-	-	-	-	-	-	-
Used	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%
NA	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	11,698	58.23%	212,990,515	52.44%	79,492,342	51.36%	13,401	705	42.81	8.66%
Truck	1,639	8.16%	47,182,720	11.62%	18,129,148	11.71%	20,162	729	43.54	6.21%
SUV	6,142	30.57%	133,958,848	32.98%	52,377,681	33.84%	16,064	711	43.30	8.02%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	533	2.65%	10,368,588	2.55%	4,264,154	2.76%	13,898	716	43.11	8.00%
Unknown	78	0.39%	1,674,042	0.41%	510,190	0.33%	16,906	712	43.62	8.41%
Total:	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,043	10.17%	41,666,695	10.26%	15,981,385	10.33%	15,330	713	43.02	7.95%
Ford: Lincoln	143	0.71%	3,071,559	0.76%	1,299,774	0.84%	15,423	704	43.05	8.23%
Ford: Mercury	5	0.02%	54,404	0.01%	21,209	0.01%	7,133	700	37.49	10.79%
GMC	474	2.36%	11,462,735	2.82%	4,525,192	2.92%	17,706	705	43.77	7.96%
GMC: Buick	384	1.91%	6,976,850	1.72%	2,985,665	1.93%	13,567	696	43.59	8.87%
GMC: Cadillac	253	1.26%	5,916,342	1.46%	2,119,724	1.37%	17,940	702	43.62	7.87%
GMC: Chevrolet	1,904	9.48%	39,811,094	9.80%	15,184,236	9.81%	16,143	708	43.61	8.11%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.01%	43,774	0.01%	14,562	0.01%	7,688	654	40.24	9.74%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	154	0.77%	5,722,551	1.41%	1,243,840	0.80%	26,214	713	42.97	7.58%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	626	3.12%	14,796,688	3.64%	4,842,780	3.13%	17,128	708	43.00	8.00%
BMW: Mini	331	1.65%	5,544,838	1.37%	2,124,784	1.37%	12,145	701	42.45	8.60%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	428	2.13%	10,766,029	2.65%	3,422,118	2.21%	17,932	703	42.77	8.35%
Daimler: Smart	61	0.30%	689,120	0.17%	203,810	0.13%	7,380	702	41.03	10.21%
Fiat	194	0.97%	2,640,397	0.65%	1,037,407	0.67%	9,754	695	41.42	9.50%
Fiat: Alfa Romeo	32	0.16%	864,242	0.21%	307,337	0.20%	19,206	696	42.80	7.77%
Fiat: Chrysler	219	1.09%	4,263,942	1.05%	1,851,879	1.20%	13,825	704	43.40	8.40%
Fiat: Dodge	835	4.16%	20,199,709	4.97%	7,853,566	5.07%	17,744	708	43.84	7.82%
Fiat: Jeep	1,152	5.73%	25,254,108	6.22%	9,619,559	6.22%	16,030	711	43.66	7.99%
Fiat: Maserati	19	0.09%	731,983	0.18%	285,591	0.18%	27,429	709	43.93	7.80%
Geely: Volvo	162	0.81%	3,622,542	0.89%	1,360,546	0.88%	17,310	722	42.62	7.56%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	920	4.58%	15,324,909	3.77%	5,827,971	3.77%	11,954	705	42.18	8.76%
Volkswagen: Audi	419	2.09%	10,505,363	2.59%	3,628,239	2.34%	17,801	724	42.74	7.53%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	53	0.26%	1,703,481	0.42%	581,937	0.38%	21,357	749	42.62	6.42%
Honda	1,463	7.28%	26,970,161	6.64%	10,740,165	6.94%	13,384	715	42.58	8.20%
Honda: Acura	223	1.11%	4,866,938	1.20%	1,865,097	1.21%	15,790	717	42.58	7.91%
Hyundai	941	4.68%	15,316,277	3.77%	6,298,407	4.07%	11,798	702	42.73	8.99%
Hyundai: Kia	870	4.33%	14,272,046	3.51%	5,809,455	3.75%	12,071	704	43.12	8.82%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	579	2.88%	10,186,996	2.51%	3,905,739	2.52%	12,652	717	42.74	8.18%
Mitsubishi	193	0.96%	3,075,622	0.76%	1,361,964	0.88%	11,550	691	42.41	9.85%
Nissan	1,553	7.73%	26,422,677	6.51%	11,012,493	7.12%	12,552	695	43.40	9.09%
Nissan: Infiniti	279	1.39%	6,536,714	1.61%	2,388,709	1.54%	17,729	706	43.37	8.19%
Saab	2	0.01%	23,210	0.01%	7,344	0.00%	7,344	592	40.00	17.34%
Subaru	737	3.67%	14,459,585	3.56%	5,925,599	3.83%	14,057	725	42.37	7.37%
Suzuki	2	0.01%	23,128	0.01%	13,839	0.01%	7,123	773	41.17	7.27%
Tata: Jaguar	64	0.32%	1,964,796	0.48%	485,873	0.31%	20,972	719	42.91	7.58%
Tata: Land Rover	100	0.50%	3,084,403	0.76%	885,931	0.57%	22,604	710	43.97	7.36%
Toyota	1,858	9.25%	37,693,972	9.28%	14,658,859	9.47%	15,294	725	42.95	7.38%
Toyota: Lexus	359	1.79%	8,878,703	2.19%	2,810,926	1.82%	17,646	728	42.66	7.40%
Toyota: Scion	53	0.26%	766,132	0.19%	280,003	0.18%	9,832	691	40.52	9.11%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	154,773,515	100.00%	15,120	710	43.07	8.14%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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