StratMaker (145074)

Carvana Auto Receivables Trust 2021-N3

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

0.00% / 100.00%

Total Original # of Loans

19,764

WA Loan to Value (LTV)

87.43%

Total Original Loan Amount (OLA)

$ 419,132,164

WA Payment to Income (PTI)

12.12%

Weighted Average (WA) OLA

$ 23,194

WA FICO (non-zero)

579

Rep. Period Beginning Loan Amount

$ 249,848,064

WA Remaining Term (RT)

53.79

Rep. Period Ending Loan Amount (ELA)

$ 242,946,103

WA Original APR

18.52%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

19,764

Total Original Loan Amount (OLA)

$ 419,132,164

Weighted Average (WA) OLA

$ 23,194

Rep. Period Beginning Loan Amount

$ 249,848,064

Rep. Period Ending Loan Amount (ELA)

$ 242,946,103

As % of Reporting Period ELA:

New % / Used %

0.00% / 100.00%

WA Loan to Value (LTV)

87.43%

WA Payment to Income (PTI)

12.12%

WA FICO (non-zero)

579

WA Remaining Term (RT)

53.79

WA Original APR

18.52%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	112	0.57%	992,459	0.24%	594,847	0.24%	7,544	538	49.85	21.72%
$10,000 - $14,999	2,775	14.04%	37,176,794	8.87%	21,973,125	9.04%	11,602	567	52.41	20.76%
$15,000 - $19,999	6,794	34.38%	119,194,912	28.44%	72,025,306	29.65%	15,233	574	53.41	19.60%
$20,000 - $24,999	5,398	27.31%	120,359,137	28.72%	70,701,507	29.10%	19,411	574	54.10	18.91%
$25,000 - $29,999	2,990	15.13%	81,116,888	19.35%	46,088,432	18.97%	23,372	585	54.25	17.38%
$30,000 - $39,999	1,407	7.12%	46,907,441	11.19%	25,218,698	10.38%	28,482	598	54.34	15.58%
$40,000 - $49,999	222	1.12%	9,753,174	2.33%	4,481,523	1.84%	36,455	604	54.07	14.33%
$50,000 - $59,999	59	0.30%	3,180,800	0.76%	1,605,817	0.66%	44,915	627	55.08	12.63%
$60,000 - $69,999	6	0.03%	379,354	0.09%	199,346	0.08%	50,195	676	56.36	9.32%
$70,000 - $79,999	1	0.01%	71,205	0.02%	57,503	0.02%	57,503	702	55.00	8.00%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	6,298	31.87%	136,248,453	32.51%	237,244	0.10%	3,130	583	51.26	19.11%
$5,000 - $9,999	376	1.90%	4,395,389	1.05%	3,283,074	1.35%	8,864	577	50.65	19.89%
$10,000 - $14,999	3,952	20.00%	60,611,990	14.46%	51,377,439	21.15%	13,131	579	52.63	19.52%
$15,000 - $19,999	4,921	24.90%	99,046,448	23.63%	85,420,666	35.16%	17,475	576	53.84	19.03%
$20,000 - $24,999	2,905	14.70%	74,336,828	17.74%	64,290,066	26.46%	22,217	577	54.30	18.19%
$25,000 - $29,999	922	4.67%	28,666,202	6.84%	24,836,034	10.22%	27,010	586	54.65	17.06%
$30,000 - $39,999	334	1.69%	12,876,035	3.07%	10,999,893	4.53%	33,116	595	54.63	15.52%
$40,000 - $49,999	51	0.26%	2,636,159	0.63%	2,232,400	0.92%	43,940	596	55.25	14.93%
$50,000 - $59,999	5	0.03%	314,660	0.08%	269,287	0.11%	53,969	672	56.78	9.93%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	87	0.44%	2,607,897	0.62%	1,337,803	0.55%	25,411	775	52.66	4.41%
5.00 - 7.49%	168	0.85%	4,494,437	1.07%	2,734,352	1.13%	23,172	700	53.45	6.23%
7.50 - 9.99%	455	2.30%	11,858,829	2.83%	6,958,562	2.86%	22,995	679	53.87	8.99%
10.00 - 12.49%	1,120	5.67%	27,832,112	6.64%	16,404,426	6.75%	21,797	651	53.96	11.36%
12.50 - 14.99%	1,966	9.95%	46,039,710	10.98%	26,644,274	10.97%	20,867	629	53.94	13.83%
15.00 - 17.49%	3,193	16.16%	70,726,338	16.87%	42,139,453	17.35%	20,264	595	53.88	16.36%
17.50 - 19.99%	4,127	20.88%	87,524,736	20.88%	50,571,227	20.82%	19,481	572	53.80	18.63%
20.00 - 22.49%	3,665	18.54%	73,019,825	17.42%	42,998,729	17.70%	18,509	551	53.65	21.06%
22.50 - 24.99%	2,904	14.69%	56,500,244	13.48%	31,862,753	13.12%	18,478	525	53.70	23.69%
25.00 - 27.49%	1,421	7.19%	26,640,385	6.36%	14,948,380	6.15%	17,996	509	53.85	26.09%
27.50 - 29.99%	658	3.33%	11,887,651	2.84%	6,346,143	2.61%	17,275	495	53.75	27.77%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	2,327	11.77%	46,617,545	11.12%	26,355,892	10.85%	19,233	470	53.92	22.90%
500 - 549	3,695	18.70%	75,576,453	18.03%	43,294,575	17.82%	19,260	526	53.82	22.41%
550 - 599	5,900	29.85%	126,689,310	30.23%	74,858,032	30.81%	19,903	574	53.84	18.89%
600 - 649	4,438	22.45%	98,461,103	23.49%	57,258,917	23.57%	20,166	622	53.82	15.84%
650 - 699	1,614	8.17%	36,272,022	8.65%	21,121,769	8.69%	19,980	669	53.77	12.35%
700 - 749	432	2.19%	9,841,151	2.35%	5,522,270	2.27%	20,283	719	53.36	10.38%
750 - 799	127	0.64%	3,112,973	0.74%	1,711,423	0.70%	21,981	771	53.37	7.63%
800+	43	0.22%	1,109,152	0.26%	525,786	0.22%	21,790	828	52.42	6.35%
NA	1,188	6.01%	21,452,454	5.12%	12,297,439	5.06%	16,655	0	53.35	21.83%
Total:	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	8	0.04%	123,594	0.03%	55,451	0.02%	12,291	527	18.75	23.11%
37 - 48	35	0.18%	646,095	0.15%	233,300	0.10%	13,738	573	27.94	18.07%
49 - 60	113	0.57%	1,974,420	0.47%	1,036,950	0.43%	15,037	584	41.76	18.10%
61 - 72	19,291	97.61%	407,232,775	97.16%	236,238,063	97.24%	19,525	578	53.80	18.67%
73+	317	1.60%	9,155,280	2.18%	5,382,339	2.22%	26,224	640	57.19	11.90%
Total:	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	6,178	31.26%	134,095,023	31.99%	0	0.00%	0	0	0.00	0.00%
1 - 12	1	0.01%	6,879	0.00%	2,260	0.00%	2,260	0	11.00	25.28%
13 - 24	11	0.06%	202,724	0.05%	131,619	0.05%	13,607	522	20.47	20.43%
25 - 36	33	0.17%	536,337	0.13%	376,785	0.16%	12,941	567	31.78	19.35%
37 - 48	224	1.13%	3,989,607	0.95%	3,080,125	1.27%	15,481	590	44.10	17.84%
49 - 60	13,312	67.35%	280,180,012	66.85%	239,241,700	98.48%	19,713	579	53.97	18.52%
61 - 72	5	0.03%	121,583	0.03%	113,613	0.05%	23,255	625	61.23	16.68%
73+	-	-	-	-	-	-	-	-	-	-
Total:	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	13,624	68.93%	289,569,200	69.09%	128,778,095	53.01%	19,094	591	53.59	17.68%
1 - 15	2,141	10.83%	45,063,803	10.75%	38,986,329	16.05%	19,698	571	53.42	19.21%
16 - 30	1,273	6.44%	27,151,095	6.48%	23,853,416	9.82%	20,368	565	54.37	19.18%
31 - 60	1,626	8.23%	34,129,584	8.14%	30,501,420	12.55%	20,388	564	54.26	19.72%
61 - 90	852	4.31%	17,953,528	4.28%	16,432,850	6.76%	20,991	564	54.45	19.94%
91 - 120	247	1.25%	5,242,539	1.25%	4,393,927	1.81%	21,322	568	54.30	19.56%
121+	1	0.01%	22,414	0.01%	67	0.00%	67	519	53.00	21.00%
Total:	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2	0.01%	71,783	0.02%	59,650	0.02%	30,524	651	55.00	12.39%
Stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, verified but not Level 4 or 5	19,762	99.99%	419,060,380	99.98%	242,886,453	99.98%	19,645	579	53.79	18.52%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	724	3.66%	16,459,426	3.93%	9,154,667	3.77%	21,614	579	53.56	17.62%
5.00 - 9.99%	4,752	24.04%	102,635,885	24.49%	58,110,354	23.92%	20,107	577	53.56	18.34%
10.00 - 14.99%	10,027	50.73%	209,386,639	49.96%	121,352,049	49.95%	19,349	578	53.78	18.73%
15.00 - 19.99%	4,200	21.25%	89,243,794	21.29%	53,451,130	22.00%	19,451	585	54.11	18.37%
20.00 - 24.99%	32	0.16%	740,482	0.18%	504,165	0.21%	21,628	570	54.61	18.85%
25.00 - 29.99%	10	0.05%	216,616	0.05%	65,014	0.03%	24,400	579	56.00	17.49%
30.00 - 39.99%	8	0.04%	180,419	0.04%	116,686	0.05%	19,843	630	54.87	16.55%
40.00 - 49.99%	4	0.02%	88,072	0.02%	38,023	0.02%	19,157	580	54.09	16.74%
50.00 - 59.99%	3	0.02%	61,130	0.01%	52,563	0.02%	17,616	546	52.60	19.86%
60.00 - 69.99%	2	0.01%	47,918	0.01%	41,802	0.02%	20,949	555	52.90	20.46%
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	2	0.01%	71,783	0.02%	59,650	0.02%	30,524	651	55.00	12.39%
Total:	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 49.99%	33	0.17%	373,936	0.09%	135,767	0.06%	9,963	496	52.67	19.34%
50.00 - 74.99%	583	2.95%	9,879,971	2.36%	4,998,422	2.06%	16,265	535	53.11	20.06%
75.00 - 99.99%	7,703	38.97%	160,301,697	38.25%	89,980,952	37.04%	19,809	564	53.50	19.29%
100.00 - 109.99%	7,470	37.80%	162,253,763	38.71%	94,758,711	39.00%	19,797	587	53.92	18.09%
110.00 - 119.99%	3,464	17.53%	75,786,395	18.08%	46,455,271	19.12%	19,586	593	54.19	17.86%
120.00 - 129.99%	480	2.43%	9,913,542	2.37%	6,264,114	2.58%	18,469	602	53.69	17.47%
130.00 - 139.99%	31	0.16%	622,859	0.15%	352,866	0.15%	18,642	586	53.68	17.81%
140.00%+	-	-	-	-	-	-	-	-	-	-
Total:	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	408	2.06%	8,349,366	1.99%	4,720,550	1.94%	19,274	587	53.99	19.78%
Alaska	5	0.03%	87,452	0.02%	29,535	0.01%	14,845	591	54.46	18.94%
Arizona	701	3.55%	14,992,966	3.58%	8,451,044	3.48%	19,430	586	53.74	18.19%
Arkansas	289	1.46%	6,037,487	1.44%	3,874,809	1.59%	19,441	559	53.81	16.15%
California	1,180	5.97%	26,551,720	6.33%	15,376,384	6.33%	20,568	589	53.96	18.13%
Colorado	442	2.24%	9,425,475	2.25%	5,705,263	2.35%	19,576	568	53.82	18.17%
Connecticut	374	1.89%	7,831,743	1.87%	4,456,571	1.83%	18,782	572	53.50	16.57%
Delaware	96	0.49%	1,949,908	0.47%	1,125,921	0.46%	18,910	575	53.51	20.78%
Florida	1,389	7.03%	30,281,091	7.22%	16,391,776	6.75%	20,496	575	54.01	18.59%
Georgia	1,528	7.73%	32,262,448	7.70%	17,833,505	7.34%	19,913	585	53.84	19.71%
Hawaii	2	0.01%	47,170	0.01%	38,859	0.02%	20,530	640	53.38	13.23%
Idaho	18	0.09%	416,901	0.10%	224,570	0.09%	20,055	602	53.12	15.59%
Illinois	714	3.61%	15,405,349	3.68%	8,738,404	3.60%	19,894	590	53.84	18.81%
Indiana	399	2.02%	8,300,712	1.98%	4,829,509	1.99%	18,915	588	53.58	18.89%
Iowa	73	0.37%	1,531,228	0.37%	961,232	0.40%	19,777	588	53.40	18.11%
Kansas	133	0.67%	2,719,687	0.65%	1,786,377	0.74%	18,859	593	53.54	18.03%
Kentucky	264	1.34%	5,351,613	1.28%	3,100,499	1.28%	19,206	576	53.41	19.27%
Louisiana	179	0.91%	3,809,949	0.91%	2,260,213	0.93%	20,770	561	53.96	19.83%
Maine	26	0.13%	544,271	0.13%	356,329	0.15%	18,742	567	53.61	16.00%
Maryland	483	2.44%	10,570,797	2.52%	6,206,797	2.55%	20,418	572	54.02	19.20%
Massachusetts	276	1.40%	5,837,181	1.39%	3,636,814	1.50%	19,695	571	53.98	17.25%
Michigan	692	3.50%	14,484,974	3.46%	8,482,346	3.49%	19,366	587	53.86	18.37%
Minnesota	185	0.94%	3,823,301	0.91%	2,317,229	0.95%	18,943	583	53.35	17.94%
Mississippi	144	0.73%	2,928,526	0.70%	1,813,812	0.75%	18,736	576	53.99	20.11%
Missouri	350	1.77%	7,154,359	1.71%	4,188,520	1.72%	18,875	579	53.48	19.09%
Montana	31	0.16%	775,591	0.19%	318,678	0.13%	20,445	610	54.45	16.61%
Nebraska	35	0.18%	828,470	0.20%	408,576	0.17%	22,570	586	54.99	14.55%
Nevada	378	1.91%	8,289,725	1.98%	4,560,541	1.88%	19,964	586	53.95	18.45%
New Hampshire	44	0.22%	891,230	0.21%	563,588	0.23%	18,721	584	53.18	17.54%
New Jersey	420	2.13%	8,847,607	2.11%	5,309,810	2.19%	19,526	584	53.75	19.22%
New Mexico	126	0.64%	2,610,663	0.62%	1,434,881	0.59%	19,460	581	53.47	19.13%
New York	745	3.77%	16,300,217	3.89%	9,563,732	3.94%	19,888	595	53.69	16.76%
North Carolina	822	4.16%	16,829,376	4.02%	9,651,027	3.97%	18,906	578	53.64	18.63%
North Dakota	18	0.09%	397,010	0.09%	224,291	0.09%	21,203	595	53.12	17.68%
Ohio	618	3.13%	13,086,176	3.12%	7,647,168	3.15%	19,764	580	53.71	18.86%
Oklahoma	273	1.38%	5,374,982	1.28%	3,180,500	1.31%	17,858	570	53.69	18.88%
Oregon	72	0.36%	1,529,135	0.36%	936,302	0.39%	19,036	606	53.40	16.03%
Pennsylvania	1,167	5.90%	24,375,052	5.82%	14,545,214	5.99%	19,191	574	53.89	16.98%
Rhode Island	65	0.33%	1,306,806	0.31%	828,958	0.34%	18,043	566	53.56	16.69%
South Carolina	462	2.34%	9,369,256	2.24%	5,467,315	2.25%	18,572	573	53.67	20.40%
South Dakota	11	0.06%	250,247	0.06%	181,618	0.07%	21,606	599	54.84	14.34%
Tennessee	581	2.94%	11,749,263	2.80%	7,009,480	2.89%	18,843	585	53.59	19.84%
Texas	2,304	11.66%	49,755,936	11.87%	29,404,338	12.10%	20,037	562	53.80	18.71%
Utah	73	0.37%	1,534,222	0.37%	767,066	0.32%	19,326	588	53.97	18.06%
Vermont	15	0.08%	299,447	0.07%	193,133	0.08%	19,561	595	53.04	14.72%
Virginia	535	2.71%	10,898,135	2.60%	6,604,097	2.72%	19,265	578	53.83	19.49%
Washington	153	0.77%	3,536,253	0.84%	1,986,370	0.82%	21,645	602	53.67	17.12%
West Virginia	87	0.44%	1,777,774	0.42%	988,224	0.41%	18,158	581	53.74	18.76%
Wisconsin	298	1.51%	6,058,140	1.45%	3,360,078	1.38%	18,953	593	53.72	18.22%
Wyoming	28	0.14%	635,471	0.15%	381,368	0.16%	23,045	613	52.93	15.06%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	53	0.27%	1,130,307	0.27%	522,886	0.22%	19,422	598	54.39	19.08%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	-	-	-	-	-	-	-	-	-	-
Used	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%
NA	-	-	-	-	-	-	-	-	-	-
Total:	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	13,083	66.20%	260,268,546	62.10%	149,228,830	61.42%	18,290	578	53.76	18.85%
Truck	480	2.43%	14,772,883	3.52%	8,618,331	3.55%	27,599	593	53.80	15.86%
SUV	5,252	26.57%	122,142,443	29.14%	72,113,588	29.68%	21,298	578	53.82	18.20%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	280	1.42%	6,270,254	1.50%	3,752,238	1.54%	20,081	582	53.26	17.99%
Unknown	669	3.38%	15,678,037	3.74%	9,233,115	3.80%	21,093	581	54.34	18.31%
Total:	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	1,953	9.88%	38,889,433	9.28%	22,200,555	9.14%	18,490	581	53.47	18.67%
Ford: Lincoln	187	0.95%	4,228,132	1.01%	2,515,130	1.04%	20,029	575	53.92	18.44%
Ford: Mercury	10	0.05%	140,288	0.03%	72,824	0.03%	12,171	630	51.44	17.63%
GMC	347	1.76%	8,386,907	2.00%	4,989,904	2.05%	22,679	576	53.63	17.91%
GMC: Buick	445	2.25%	9,113,990	2.17%	5,619,221	2.31%	18,533	578	53.91	18.67%
GMC: Cadillac	350	1.77%	8,310,338	1.98%	5,002,838	2.06%	21,567	573	54.03	18.90%
GMC: Chevrolet	2,208	11.17%	44,726,528	10.67%	27,236,637	11.21%	18,929	578	53.76	18.67%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	5	0.03%	59,283	0.01%	40,489	0.02%	10,326	601	51.92	19.65%
GMC: Saturn	3	0.02%	54,272	0.01%	29,757	0.01%	15,925	566	53.10	21.18%
Tesla	59	0.30%	2,475,896	0.59%	704,391	0.29%	34,594	602	53.94	15.17%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	890	4.50%	21,757,124	5.19%	10,983,133	4.52%	22,291	576	54.01	18.51%
BMW: Mini	253	1.28%	4,831,809	1.15%	2,881,026	1.19%	17,248	567	53.29	19.73%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	773	3.91%	19,846,167	4.74%	11,000,542	4.53%	23,810	578	53.74	18.28%
Daimler: Smart	16	0.08%	203,421	0.05%	91,049	0.04%	10,987	560	53.31	19.51%
Fiat	118	0.60%	1,936,127	0.46%	1,149,228	0.47%	15,048	586	53.84	19.41%
Fiat: Alfa Romeo	25	0.13%	746,726	0.18%	267,915	0.11%	27,200	588	54.26	17.85%
Fiat: Chrysler	310	1.57%	6,299,092	1.50%	3,599,576	1.48%	18,767	577	53.41	19.14%
Fiat: Dodge	859	4.35%	20,499,509	4.89%	12,582,142	5.18%	22,365	589	54.04	17.56%
Fiat: Jeep	1,080	5.46%	24,959,721	5.96%	14,833,645	6.11%	21,073	579	53.95	18.19%
Fiat: Maserati	30	0.15%	883,509	0.21%	524,383	0.22%	26,696	555	54.26	19.16%
Geely: Volvo	118	0.60%	2,479,981	0.59%	1,309,301	0.54%	19,213	590	53.34	17.72%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	847	4.29%	15,781,436	3.77%	9,062,769	3.73%	17,118	574	53.59	19.31%
Volkswagen: Audi	421	2.13%	10,767,968	2.57%	6,198,350	2.55%	22,934	580	54.04	18.10%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	20	0.10%	740,574	0.18%	268,940	0.11%	30,908	576	53.55	16.61%
Honda	1,038	5.25%	21,316,955	5.09%	12,199,171	5.02%	18,587	587	53.88	18.16%
Honda: Acura	312	1.58%	7,066,014	1.69%	3,901,638	1.61%	20,644	578	53.83	18.66%
Hyundai	1,198	6.06%	22,008,057	5.25%	13,376,756	5.51%	16,554	578	53.86	19.16%
Hyundai: Kia	1,156	5.85%	22,189,900	5.29%	12,790,529	5.26%	17,473	572	54.01	19.01%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	501	2.53%	9,685,970	2.31%	5,560,908	2.29%	17,279	581	53.51	18.67%
Mitsubishi	294	1.49%	5,562,897	1.33%	3,596,244	1.48%	16,909	573	53.86	18.67%
Nissan	1,895	9.59%	36,547,322	8.72%	22,099,358	9.10%	17,811	575	53.76	18.84%
Nissan: Infiniti	356	1.80%	8,630,116	2.06%	4,700,664	1.93%	21,741	581	53.64	18.36%
Saab	1	0.01%	12,272	0.00%	0	0.00%	0	0	0.00	0.00%
Subaru	287	1.45%	6,568,174	1.57%	3,580,494	1.47%	19,820	607	54.05	16.39%
Suzuki	5	0.03%	70,358	0.02%	22,909	0.01%	11,502	555	53.06	23.09%
Tata: Jaguar	65	0.33%	1,824,117	0.44%	1,079,545	0.44%	26,413	582	53.63	18.32%
Tata: Land Rover	97	0.49%	3,119,297	0.74%	1,929,643	0.79%	29,657	588	54.05	16.98%
Toyota	944	4.78%	19,637,102	4.69%	11,017,161	4.53%	18,919	585	53.78	18.04%
Toyota: Lexus	213	1.08%	5,444,831	1.30%	3,152,318	1.30%	23,685	569	53.87	18.80%
Toyota: Scion	75	0.38%	1,330,552	0.32%	775,022	0.32%	15,653	585	53.51	19.49%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	19,764	100.00%	419,132,164	100.00%	242,946,103	100.00%	19,647	579	53.79	18.52%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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