StratMaker (145094)

Carvana Auto Receivables Trust 2022-P1

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

0.00% / 100.00%

Total Original # of Loans

40,887

WA Loan to Value (LTV)

78.89%

Total Original Loan Amount (OLA)

$ 1,048,685,265

WA Payment to Income (PTI)

8.47%

Weighted Average (WA) OLA

$ 29,483

WA FICO (non-zero)

704

Rep. Period Beginning Loan Amount

$ 772,768,419

WA Remaining Term (RT)

59.40

Rep. Period Ending Loan Amount (ELA)

$ 753,344,609

WA Original APR

7.57%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

40,887

Total Original Loan Amount (OLA)

$ 1,048,685,265

Weighted Average (WA) OLA

$ 29,483

Rep. Period Beginning Loan Amount

$ 772,768,419

Rep. Period Ending Loan Amount (ELA)

$ 753,344,609

As % of Reporting Period ELA:

New % / Used %

0.00% / 100.00%

WA Loan to Value (LTV)

78.89%

WA Payment to Income (PTI)

8.47%

WA FICO (non-zero)

704

WA Remaining Term (RT)

59.40

WA Original APR

7.57%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	190	0.46%	695,754	0.07%	325,480	0.04%	3,006	720	46.88	6.10%
$5,000 - $9,999	987	2.41%	7,886,834	0.75%	4,966,621	0.66%	6,680	723	50.78	6.94%
$10,000 - $14,999	3,230	7.90%	42,053,482	4.01%	30,004,335	3.98%	11,054	705	55.49	8.71%
$15,000 - $19,999	7,882	19.28%	140,108,304	13.36%	102,478,136	13.60%	15,330	695	58.31	8.93%
$20,000 - $24,999	9,570	23.41%	214,950,228	20.50%	158,089,118	20.98%	19,395	699	59.36	8.19%
$25,000 - $29,999	7,767	19.00%	212,566,175	20.27%	154,059,815	20.45%	23,630	700	59.75	7.69%
$30,000 - $39,999	7,833	19.16%	267,756,779	25.53%	189,725,745	25.18%	29,572	706	60.10	7.04%
$40,000 - $49,999	2,519	6.16%	110,675,513	10.55%	77,027,834	10.22%	37,786	719	60.22	6.06%
$50,000 - $59,999	660	1.61%	35,532,209	3.39%	25,537,376	3.39%	46,073	722	60.06	5.63%
$60,000 - $69,999	199	0.49%	12,710,284	1.21%	8,826,778	1.17%	54,939	715	60.97	5.84%
$70,000 - $79,999	42	0.10%	3,095,232	0.30%	1,743,894	0.23%	62,503	746	60.94	4.72%
$80,000 - $89,999	8	0.02%	654,471	0.06%	559,478	0.07%	69,946	780	62.13	3.81%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	6,706	16.40%	169,033,839	16.12%	1,412,217	0.19%	3,657	729	44.65	6.46%
$5,000 - $9,999	1,577	3.86%	17,915,565	1.71%	12,602,343	1.67%	8,233	725	50.35	7.30%
$10,000 - $14,999	4,864	11.90%	75,699,830	7.22%	62,939,198	8.35%	13,089	705	56.60	8.60%
$15,000 - $19,999	9,268	22.67%	190,142,778	18.13%	162,910,674	21.62%	17,693	699	59.00	8.40%
$20,000 - $24,999	8,085	19.77%	210,085,121	20.03%	180,880,825	24.01%	22,465	701	59.76	7.79%
$25,000 - $29,999	5,099	12.47%	160,998,075	15.35%	138,946,365	18.44%	27,325	700	60.08	7.47%
$30,000 - $39,999	4,121	10.08%	162,131,332	15.46%	139,776,526	18.55%	34,140	711	60.51	6.63%
$40,000 - $49,999	919	2.25%	46,703,937	4.45%	40,112,724	5.32%	43,816	719	60.45	5.91%
$50,000 - $59,999	213	0.52%	13,349,710	1.27%	11,501,753	1.53%	54,144	709	60.97	6.01%
$60,000 - $69,999	31	0.08%	2,296,011	0.22%	1,979,288	0.26%	63,993	738	61.17	5.35%
$70,000 - $79,999	4	0.01%	329,068	0.03%	282,696	0.04%	70,679	760	62.75	3.89%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	10,053	24.59%	272,836,523	26.02%	197,242,505	26.18%	27,462	783	58.27	4.06%
5.00 - 7.49%	12,528	30.64%	334,760,193	31.92%	242,097,735	32.14%	25,742	716	59.69	6.17%
7.50 - 9.99%	7,921	19.37%	201,294,728	19.19%	145,233,667	19.28%	24,493	668	60.03	8.69%
10.00 - 12.49%	5,340	13.06%	130,393,211	12.43%	92,805,350	12.32%	23,395	640	60.01	11.10%
12.50 - 14.99%	3,083	7.54%	70,881,218	6.76%	49,606,883	6.58%	22,121	610	60.00	13.61%
15.00 - 17.49%	1,464	3.58%	29,910,309	2.85%	20,544,999	2.73%	19,647	592	58.96	16.04%
17.50 - 19.99%	410	1.00%	7,239,582	0.69%	4,874,823	0.65%	16,707	584	57.32	18.31%
20.00 - 22.49%	80	0.20%	1,248,616	0.12%	865,172	0.11%	15,444	576	56.63	21.03%
22.50 - 24.99%	7	0.02%	119,733	0.01%	73,475	0.01%	15,520	593	59.84	23.21%
25.00 - 27.49%	1	0.00%	1,152	0.00%	0	0.00%	0	0	0.00	0.00%
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	3,391	8.29%	77,430,443	7.38%	53,006,077	7.04%	22,723	579	59.27	14.02%
600 - 649	7,867	19.24%	201,342,903	19.20%	144,452,927	19.17%	24,942	628	60.18	10.27%
650 - 699	9,410	23.01%	246,651,710	23.52%	179,695,345	23.85%	25,352	674	59.93	8.10%
700 - 749	8,251	20.18%	217,669,290	20.76%	158,099,631	20.99%	25,741	723	59.62	6.21%
750 - 799	6,537	15.99%	170,808,063	16.29%	122,841,449	16.31%	25,821	775	58.78	4.86%
800+	5,200	12.72%	131,301,517	12.52%	92,797,211	12.32%	25,110	827	57.75	4.29%
NA	231	0.56%	3,481,339	0.33%	2,451,969	0.33%	16,188	0	58.10	16.97%
Total:	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	210	0.51%	2,115,385	0.20%	612,801	0.08%	8,091	765	12.05	4.78%
25 - 36	460	1.13%	7,051,788	0.67%	3,519,906	0.47%	13,937	764	24.01	5.07%
37 - 48	837	2.05%	15,219,036	1.45%	9,277,741	1.23%	16,913	762	35.15	5.30%
49 - 60	1,516	3.71%	32,305,821	3.08%	22,478,182	2.98%	20,327	760	47.47	5.46%
61 - 72	33,657	82.32%	866,637,644	82.64%	624,925,907	82.95%	24,993	700	59.84	7.76%
73+	4,207	10.29%	125,355,590	11.95%	92,530,071	12.28%	29,047	707	63.45	7.15%
Total:	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	6,233	15.24%	163,628,202	15.60%	0	0.00%	0	0	0.00	0.00%
1 - 12	78	0.19%	822,546	0.08%	342,526	0.05%	6,907	765	11.21	4.83%
13 - 24	218	0.53%	3,196,860	0.30%	1,949,330	0.26%	12,410	761	21.33	5.23%
25 - 36	582	1.42%	10,274,399	0.98%	7,301,827	0.97%	16,396	761	31.53	5.23%
37 - 48	1,172	2.87%	22,944,758	2.19%	17,985,862	2.39%	18,668	749	44.28	6.11%
49 - 60	17,257	42.21%	430,353,273	41.04%	364,330,955	48.36%	24,230	702	58.59	7.76%
61 - 72	15,347	37.54%	417,465,227	39.81%	361,434,109	47.98%	26,740	702	61.79	7.51%
73+	-	-	-	-	-	-	-	-	-	-
Total:	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	38,474	94.10%	987,064,078	94.12%	699,396,642	92.84%	25,177	709	59.37	7.32%
1 - 15	1,381	3.38%	35,907,458	3.42%	31,606,045	4.20%	25,527	646	59.70	10.53%
16 - 30	476	1.16%	12,194,341	1.16%	10,855,061	1.44%	25,628	637	60.39	10.93%
31 - 60	377	0.92%	9,268,694	0.88%	8,149,524	1.08%	24,431	638	60.10	11.26%
61 - 90	131	0.32%	3,086,413	0.29%	2,466,919	0.33%	24,556	655	59.21	10.81%
91 - 120	48	0.12%	1,164,280	0.11%	870,417	0.12%	23,596	657	59.74	11.01%
121+	-	-	-	-	-	-	-	-	-	-
Total:	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	17	0.04%	208,082	0.02%	128,707	0.02%	21,767	645	58.55	12.07%
Stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, verified but not Level 4 or 5	40,870	99.96%	1,048,477,183	99.98%	753,215,902	99.98%	25,187	704	59.41	7.57%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	10,130	24.78%	235,175,928	22.43%	166,012,094	22.04%	24,234	728	58.54	6.33%
5.00 - 9.99%	17,614	43.08%	462,504,255	44.10%	331,215,229	43.97%	25,350	704	59.46	7.48%
10.00 - 14.99%	10,260	25.09%	276,439,148	26.36%	200,478,223	26.61%	25,808	689	59.83	8.36%
15.00 - 19.99%	2,832	6.93%	73,433,777	7.00%	54,862,131	7.28%	24,827	688	60.09	8.93%
20.00 - 24.99%	27	0.07%	686,825	0.07%	504,161	0.07%	24,592	688	61.03	10.31%
25.00 - 29.99%	2	0.00%	113,849	0.01%	35,387	0.00%	35,387	803	60.00	3.72%
30.00 - 39.99%	4	0.01%	101,467	0.01%	89,606	0.01%	22,837	674	61.90	10.68%
40.00 - 49.99%	1	0.00%	21,934	0.00%	19,073	0.00%	19,073	661	61.00	6.52%
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	17	0.04%	208,082	0.02%	128,707	0.02%	21,767	645	58.55	12.07%
Total:	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	365	0.89%	2,063,596	0.20%	1,074,137	0.14%	5,175	735	48.12	5.36%
25.00 - 49.99%	2,169	5.30%	28,410,806	2.71%	18,164,204	2.41%	12,314	749	53.16	5.52%
50.00 - 74.99%	6,325	15.47%	133,430,471	12.72%	92,244,458	12.24%	20,050	733	57.64	6.36%
75.00 - 99.99%	17,270	42.24%	500,807,638	47.76%	358,049,486	47.53%	28,139	709	59.70	7.26%
100.00 - 109.99%	11,478	28.07%	303,668,750	28.96%	221,823,251	29.45%	24,525	689	60.06	8.29%
110.00 - 119.99%	2,972	7.27%	73,214,833	6.98%	56,687,667	7.52%	22,389	675	60.13	9.11%
120.00 - 129.99%	277	0.68%	6,411,250	0.61%	4,781,553	0.63%	21,028	659	58.70	10.36%
130.00 - 139.99%	27	0.07%	590,341	0.06%	445,778	0.06%	20,105	640	58.13	11.71%
140.00%+	4	0.01%	87,580	0.01%	74,076	0.01%	20,630	624	57.26	12.93%
Total:	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	760	1.86%	19,376,297	1.85%	13,189,336	1.75%	24,684	708	59.33	8.18%
Alaska	4	0.01%	108,644	0.01%	64,162	0.01%	22,843	714	60.57	6.85%
Arizona	2,024	4.95%	53,229,023	5.08%	37,343,693	4.96%	25,946	703	59.58	6.95%
Arkansas	395	0.97%	9,353,841	0.89%	6,670,525	0.89%	23,280	696	59.31	8.25%
California	3,639	8.90%	98,711,979	9.41%	71,212,583	9.45%	26,755	709	59.42	6.88%
Colorado	910	2.23%	23,337,218	2.23%	17,029,367	2.26%	24,918	707	59.32	7.87%
Connecticut	661	1.62%	16,728,777	1.60%	12,931,727	1.72%	25,108	690	59.35	7.57%
Delaware	179	0.44%	4,529,769	0.43%	3,258,635	0.43%	23,727	694	59.31	8.70%
Florida	3,014	7.37%	79,577,034	7.59%	54,507,313	7.24%	25,979	702	59.60	7.94%
Georgia	2,628	6.43%	66,988,570	6.39%	48,498,891	6.44%	25,050	706	59.41	7.65%
Hawaii	4	0.01%	93,405	0.01%	85,082	0.01%	22,229	642	60.66	11.83%
Idaho	90	0.22%	2,113,218	0.20%	1,522,417	0.20%	22,671	706	59.77	8.01%
Illinois	1,341	3.28%	34,310,417	3.27%	25,730,726	3.42%	25,173	709	59.22	7.62%
Indiana	907	2.22%	22,492,253	2.14%	15,645,854	2.08%	24,249	706	59.21	8.46%
Iowa	157	0.38%	4,089,541	0.39%	2,569,105	0.34%	23,617	694	59.75	7.94%
Kansas	322	0.79%	8,048,533	0.77%	6,008,758	0.80%	24,402	710	59.37	7.14%
Kentucky	564	1.38%	13,515,146	1.29%	9,823,882	1.30%	23,331	706	59.51	8.27%
Louisiana	392	0.96%	10,206,313	0.97%	7,369,476	0.98%	25,504	705	59.39	7.85%
Maine	87	0.21%	2,263,889	0.22%	1,548,379	0.21%	24,795	701	59.63	6.95%
Maryland	713	1.74%	18,051,463	1.72%	12,837,841	1.70%	24,317	697	59.27	8.05%
Massachusetts	656	1.60%	16,577,031	1.58%	12,702,238	1.69%	24,762	696	59.24	7.12%
Michigan	1,060	2.59%	26,312,841	2.51%	19,283,489	2.56%	23,940	708	59.27	7.36%
Minnesota	327	0.80%	8,126,476	0.77%	5,897,468	0.78%	24,319	707	59.51	7.31%
Mississippi	230	0.56%	5,928,082	0.57%	4,393,765	0.58%	25,416	709	59.32	8.34%
Missouri	700	1.71%	16,718,501	1.59%	12,210,013	1.62%	23,056	707	58.93	7.60%
Montana	48	0.12%	1,244,437	0.12%	833,855	0.11%	29,207	706	59.77	7.50%
Nebraska	124	0.30%	2,991,759	0.29%	2,121,093	0.28%	23,010	699	58.93	7.46%
Nevada	601	1.47%	16,103,483	1.54%	11,730,474	1.56%	26,760	692	60.05	7.85%
New Hampshire	161	0.39%	4,071,829	0.39%	2,879,662	0.38%	23,949	700	58.88	7.09%
New Jersey	1,185	2.90%	30,060,874	2.87%	23,197,298	3.08%	24,960	708	59.15	7.14%
New Mexico	333	0.81%	8,539,550	0.81%	5,799,220	0.77%	25,589	710	59.75	7.60%
New York	1,385	3.39%	34,483,447	3.29%	25,543,452	3.39%	24,231	717	59.09	7.06%
North Carolina	1,548	3.79%	38,485,830	3.67%	26,277,059	3.49%	24,134	712	59.32	7.55%
North Dakota	17	0.04%	418,801	0.04%	292,490	0.04%	22,811	684	60.07	9.34%
Ohio	1,662	4.06%	42,437,621	4.05%	31,054,087	4.12%	24,896	703	59.56	7.58%
Oklahoma	460	1.13%	11,115,072	1.06%	7,725,199	1.03%	23,910	703	59.02	8.17%
Oregon	238	0.58%	5,675,790	0.54%	4,008,714	0.53%	23,260	706	59.57	7.60%
Pennsylvania	1,819	4.45%	45,570,368	4.35%	34,541,967	4.59%	24,621	697	59.57	7.18%
Rhode Island	69	0.17%	1,724,876	0.16%	1,241,675	0.16%	23,805	707	59.40	7.91%
South Carolina	1,070	2.62%	26,483,275	2.53%	18,174,003	2.41%	24,854	706	59.32	8.24%
South Dakota	16	0.04%	464,939	0.04%	309,095	0.04%	30,413	733	57.92	5.99%
Tennessee	1,471	3.60%	37,343,280	3.56%	27,043,994	3.59%	25,132	704	59.60	7.66%
Texas	3,817	9.34%	101,515,812	9.68%	71,773,677	9.53%	26,245	696	59.31	7.96%
Utah	278	0.68%	7,441,170	0.71%	5,091,767	0.68%	26,677	706	60.18	6.67%
Vermont	40	0.10%	897,115	0.09%	686,044	0.09%	21,022	700	59.15	7.00%
Virginia	1,437	3.51%	36,748,713	3.50%	26,120,211	3.47%	24,899	707	59.29	7.31%
Washington	541	1.32%	14,445,782	1.38%	10,787,816	1.43%	26,423	698	59.75	7.42%
West Virginia	137	0.34%	3,177,127	0.30%	2,291,436	0.30%	22,487	691	59.72	8.72%
Wisconsin	572	1.40%	14,180,463	1.35%	9,842,890	1.31%	23,898	704	59.69	7.57%
Wyoming	35	0.09%	863,306	0.08%	579,881	0.08%	22,463	688	59.31	8.97%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	58	0.14%	1,381,551	0.13%	1,035,705	0.14%	23,281	711	58.65	7.73%
Guam	1	0.00%	30,731	0.00%	27,120	0.00%	27,120	611	61.00	9.73%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	-	-	-	-	-	-	-	-	-	-
Used	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	19,847	48.54%	468,074,532	44.63%	331,747,461	44.04%	22,927	700	59.17	8.01%
Truck	2,676	6.54%	88,074,727	8.40%	65,367,309	8.68%	30,684	715	59.79	6.04%
SUV	11,349	27.76%	314,636,985	30.00%	227,009,848	30.13%	26,856	707	59.27	7.28%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	981	2.40%	24,995,561	2.38%	18,350,588	2.44%	24,358	717	58.88	7.10%
Unknown	6,034	14.76%	152,903,459	14.58%	110,869,403	14.72%	25,427	703	60.23	7.82%
Total:	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,587	8.77%	88,280,104	8.42%	63,260,128	8.40%	24,254	701	59.53	7.70%
Ford: Lincoln	316	0.77%	8,366,993	0.80%	5,838,691	0.78%	25,664	711	59.16	7.30%
Ford: Mercury	4	0.01%	53,412	0.01%	44,805	0.01%	11,594	675	53.35	11.07%
GMC	878	2.15%	26,699,483	2.55%	19,039,848	2.53%	29,278	703	59.67	7.17%
GMC: Buick	545	1.33%	12,331,860	1.18%	9,109,653	1.21%	21,110	686	59.13	8.48%
GMC: Cadillac	549	1.34%	15,509,135	1.48%	11,039,219	1.47%	27,363	691	59.83	7.91%
GMC: Chevrolet	3,399	8.31%	90,736,741	8.65%	66,457,005	8.82%	26,576	698	59.93	7.70%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.01%	72,221	0.01%	63,072	0.01%	22,338	639	59.89	9.96%
GMC: Saturn	2	0.00%	31,983	0.00%	27,866	0.00%	14,532	658	60.21	9.08%
Tesla	420	1.03%	18,604,257	1.77%	11,959,466	1.59%	40,188	725	59.20	5.86%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,846	4.51%	52,959,012	5.05%	37,131,352	4.93%	27,474	702	59.16	7.48%
BMW: Mini	610	1.49%	13,144,014	1.25%	9,505,565	1.26%	20,145	702	58.87	8.16%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,199	2.93%	36,735,457	3.50%	26,229,067	3.48%	29,343	693	59.59	7.71%
Daimler: Smart	44	0.11%	603,285	0.06%	421,558	0.06%	12,311	678	59.13	12.74%
Fiat	294	0.72%	5,433,658	0.52%	3,905,815	0.52%	17,228	682	58.82	9.51%
Fiat: Alfa Romeo	116	0.28%	3,509,209	0.33%	2,390,595	0.32%	28,022	694	59.56	7.60%
Fiat: Chrysler	499	1.22%	12,359,386	1.18%	9,285,981	1.23%	23,703	697	59.40	8.01%
Fiat: Dodge	1,684	4.12%	49,294,759	4.70%	35,991,329	4.78%	28,160	701	60.08	7.29%
Fiat: Jeep	2,363	5.78%	61,510,689	5.87%	45,022,502	5.98%	24,867	700	59.59	7.69%
Fiat: Maserati	70	0.17%	2,774,615	0.26%	1,897,580	0.25%	36,168	689	60.24	7.45%
Geely: Volvo	389	0.95%	10,773,739	1.03%	7,735,077	1.03%	27,161	718	58.54	6.85%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,666	4.07%	35,990,113	3.43%	25,583,440	3.40%	20,778	700	58.85	8.00%
Volkswagen: Audi	1,036	2.53%	30,129,304	2.87%	21,389,129	2.84%	28,118	710	58.72	7.04%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	217	0.53%	9,506,834	0.91%	6,255,728	0.83%	40,554	722	59.08	6.21%
Honda	3,104	7.59%	71,354,113	6.80%	51,657,570	6.86%	21,739	712	59.09	7.56%
Honda: Acura	488	1.19%	13,142,204	1.25%	9,494,990	1.26%	25,358	707	58.98	7.18%
Hyundai	1,909	4.67%	41,145,183	3.92%	30,019,215	3.98%	20,545	697	59.52	8.31%
Hyundai: Kia	1,782	4.36%	41,477,704	3.96%	30,347,545	4.03%	22,793	700	59.72	7.97%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,082	2.65%	23,769,710	2.27%	17,153,272	2.28%	20,815	706	59.06	7.78%
Mitsubishi	454	1.11%	9,331,722	0.89%	6,933,177	0.92%	19,095	682	59.82	8.94%
Nissan	2,914	7.13%	64,557,152	6.16%	47,705,956	6.33%	21,184	692	59.42	8.41%
Nissan: Infiniti	511	1.25%	14,266,765	1.36%	9,703,420	1.29%	26,336	702	59.32	7.48%
Saab	1	0.00%	19,227	0.00%	16,803	0.00%	16,803	619	61.00	11.34%
Subaru	1,686	4.12%	41,160,774	3.92%	29,364,308	3.90%	22,969	721	59.31	7.00%
Suzuki	4	0.01%	53,993	0.01%	37,132	0.00%	12,465	605	59.53	14.86%
Tata: Jaguar	150	0.37%	4,767,604	0.45%	3,341,431	0.44%	30,688	695	58.69	7.47%
Tata: Land Rover	272	0.67%	9,800,235	0.93%	6,666,181	0.88%	35,519	713	59.81	6.85%
Toyota	3,704	9.06%	96,837,838	9.23%	69,582,764	9.24%	25,746	721	59.24	6.80%
Toyota: Lexus	945	2.31%	28,839,877	2.75%	19,613,695	2.60%	29,504	716	59.17	6.83%
Toyota: Scion	145	0.35%	2,750,899	0.26%	2,122,678	0.28%	17,617	683	58.89	9.78%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	40,887	100.00%	1,048,685,265	100.00%	753,344,609	100.00%	25,187	704	59.40	7.57%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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