StratMaker (145102)

Santander Drive Auto Receivables Trust 2020-1

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

37.00% / 63.00%

Total Original # of Loans

26,861

WA Loan to Value (LTV)

70.13%

Total Original Loan Amount (OLA)

$ 592,683,198

WA Payment to Income (PTI)

10.84%

Weighted Average (WA) OLA

$ 26,077

WA FICO (non-zero)

599

Rep. Period Beginning Loan Amount

$ 295,240,630

WA Remaining Term (RT)

37.43

Rep. Period Ending Loan Amount (ELA)

$ 281,299,766

WA Original APR

15.28%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

26,861

Total Original Loan Amount (OLA)

$ 592,683,198

Weighted Average (WA) OLA

$ 26,077

Rep. Period Beginning Loan Amount

$ 295,240,630

Rep. Period Ending Loan Amount (ELA)

$ 281,299,766

As % of Reporting Period ELA:

New % / Used %

37.00% / 63.00%

WA Loan to Value (LTV)

70.13%

WA Payment to Income (PTI)

10.84%

WA FICO (non-zero)

599

WA Remaining Term (RT)

37.43

WA Original APR

15.28%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.01%	14,490	0.00%	2,819	0.00%	2,116	529	13.35	24.15%
$5,000 - $9,999	1,555	5.79%	12,831,246	2.16%	5,209,976	1.85%	4,774	591	30.93	17.68%
$10,000 - $14,999	4,942	18.40%	63,150,161	10.65%	29,383,717	10.45%	8,258	589	35.88	17.96%
$15,000 - $19,999	6,434	23.95%	112,285,278	18.95%	52,884,638	18.80%	11,422	591	37.08	17.03%
$20,000 - $24,999	5,089	18.95%	113,990,074	19.23%	54,049,700	19.21%	14,765	593	37.57	16.07%
$25,000 - $29,999	3,928	14.62%	107,365,234	18.12%	50,905,676	18.10%	18,022	595	37.97	15.30%
$30,000 - $39,999	3,666	13.65%	125,267,688	21.14%	60,935,482	21.66%	22,319	603	38.22	14.01%
$40,000 - $49,999	979	3.64%	42,686,610	7.20%	21,174,335	7.53%	26,385	618	37.99	10.61%
$50,000 - $59,999	205	0.76%	11,079,911	1.87%	4,887,402	1.74%	30,942	660	37.37	8.12%
$60,000 - $69,999	44	0.16%	2,790,618	0.47%	1,337,814	0.48%	36,048	675	37.02	6.93%
$70,000 - $79,999	12	0.04%	883,230	0.15%	418,837	0.15%	43,616	670	40.35	5.97%
$80,000 - $89,999	3	0.01%	248,658	0.04%	62,723	0.02%	62,723	703	49.00	10.50%
$90,000 - $99,999	1	0.00%	90,000	0.02%	46,646	0.02%	46,646	814	36.00	4.18%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	26,861	100.00%	592,683,198	100.00%	281,299,766	100.00%	16,813	599	37.43	15.28%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	7,705	28.68%	151,864,789	25.62%	5,759,539	2.05%	3,663	601	22.33	13.70%
$5,000 - $9,999	5,241	19.51%	76,296,422	12.87%	40,915,487	14.55%	8,065	601	33.80	16.04%
$10,000 - $14,999	6,379	23.75%	128,866,655	21.74%	78,992,110	28.08%	12,547	599	36.83	15.97%
$15,000 - $19,999	4,121	15.34%	111,460,170	18.81%	71,179,663	25.30%	17,392	596	37.98	15.37%
$20,000 - $24,999	2,136	7.95%	71,089,330	11.99%	47,368,493	16.84%	22,265	597	39.39	14.96%
$25,000 - $29,999	903	3.36%	35,602,014	6.01%	24,436,249	8.69%	27,135	599	40.71	13.91%
$30,000 - $39,999	352	1.31%	15,930,545	2.69%	11,556,965	4.11%	33,005	610	42.86	12.84%
$40,000 - $49,999	20	0.07%	1,271,854	0.21%	875,122	0.31%	43,970	669	42.76	11.34%
$50,000 - $59,999	3	0.01%	219,918	0.04%	153,415	0.05%	51,158	691	45.31	9.44%
$60,000 - $69,999	1	0.00%	81,500	0.01%	62,723	0.02%	62,723	703	49.00	10.50%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	26,861	100.00%	592,683,198	100.00%	281,299,766	100.00%	16,813	599	37.43	15.28%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	26,861	100.00%	592,683,198	100.00%	281,299,766	100.00%	16,813	599	37.43	15.28%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	26,861	100.00%	592,683,198	100.00%	281,299,766	100.00%	16,813	599	37.43	15.28%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	309	1.15%	11,595,906	1.96%	3,554,059	1.26%	18,635	794	30.16	0.80%
2.50 - 4.99%	545	2.03%	16,939,093	2.86%	7,721,844	2.75%	18,966	725	35.61	4.05%
5.00 - 7.49%	844	3.14%	21,817,601	3.68%	10,077,488	3.58%	16,967	658	35.56	6.35%
7.50 - 9.99%	1,154	4.30%	28,941,935	4.88%	14,086,132	5.01%	17,618	603	35.58	8.71%
10.00 - 12.49%	2,318	8.63%	59,625,351	10.06%	30,485,528	10.84%	18,341	601	37.01	11.30%
12.50 - 14.99%	4,137	15.40%	100,272,773	16.92%	51,278,386	18.23%	17,944	593	37.77	13.57%
15.00 - 17.49%	4,990	18.58%	113,274,464	19.11%	55,865,211	19.86%	17,088	591	37.94	15.88%
17.50 - 19.99%	5,369	19.99%	115,442,852	19.48%	53,845,335	19.14%	16,664	583	38.21	17.93%
20.00 - 22.49%	3,843	14.31%	70,284,755	11.86%	31,557,870	11.22%	14,623	579	37.88	20.66%
22.50 - 24.99%	2,612	9.72%	43,605,577	7.36%	18,763,815	6.67%	13,616	572	37.52	23.04%
25.00 - 27.49%	699	2.60%	10,348,762	1.75%	3,862,410	1.37%	12,152	556	35.55	24.74%
27.50 - 29.99%	41	0.15%	534,130	0.09%	201,689	0.07%	13,446	510	36.28	27.41%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	26,861	100.00%	592,683,198	100.00%	281,299,766	100.00%	16,813	599	37.43	15.28%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	671	2.50%	12,900,385	2.18%	6,330,803	2.25%	16,106	478	39.01	18.82%
500 - 549	4,205	15.65%	92,306,590	15.57%	45,806,719	16.28%	16,829	532	37.88	15.54%
550 - 599	9,237	34.39%	208,878,883	35.24%	102,312,020	36.37%	17,084	580	37.66	15.64%
600 - 649	5,967	22.21%	140,195,828	23.65%	66,420,776	23.61%	17,721	624	37.57	14.35%
650 - 699	1,377	5.13%	33,537,613	5.66%	15,949,470	5.67%	18,890	671	38.60	13.40%
700 - 749	544	2.03%	13,237,471	2.23%	6,304,327	2.24%	18,569	721	38.20	12.31%
750 - 799	264	0.98%	7,329,521	1.24%	3,039,984	1.08%	17,013	773	34.72	7.00%
800+	635	2.36%	18,481,219	3.12%	6,835,034	2.43%	15,808	842	32.31	3.97%
NA	3,961	14.75%	65,815,689	11.10%	28,300,634	10.06%	12,496	0	35.85	20.33%
Total:	26,861	100.00%	592,683,198	100.00%	281,299,766	100.00%	16,813	599	37.43	15.28%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	173	0.64%	4,105,481	0.69%	125,627	0.04%	3,763	661	6.14	13.20%
37 - 48	651	2.42%	8,155,547	1.38%	1,942,854	0.69%	5,441	613	13.89	16.84%
49 - 60	2,019	7.52%	32,946,385	5.56%	12,955,707	4.61%	10,110	648	25.59	13.23%
61 - 72	21,533	80.16%	470,158,865	79.33%	228,847,109	81.35%	16,416	596	37.89	15.66%
73+	2,485	9.25%	77,316,919	13.05%	37,428,470	13.31%	22,199	599	40.02	13.61%
Total:	26,861	100.00%	592,683,198	100.00%	281,299,766	100.00%	16,813	599	37.43	15.28%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	5,823	21.68%	126,896,327	21.41%	25,009	0.01%	4,104	586	0.00	14.02%
1 - 12	694	2.58%	13,641,197	2.30%	2,123,778	0.75%	4,892	595	8.64	10.47%
13 - 24	1,190	4.43%	19,826,727	3.35%	7,464,623	2.65%	8,499	612	19.93	13.16%
25 - 36	6,699	24.94%	145,931,501	24.62%	79,161,077	28.14%	14,302	605	32.98	14.25%
37 - 48	12,336	45.93%	283,168,708	47.78%	189,848,894	67.49%	18,199	597	40.08	15.85%
49 - 60	108	0.40%	2,922,282	0.49%	2,430,498	0.86%	25,675	582	51.07	15.43%
61 - 72	11	0.04%	296,457	0.05%	245,889	0.09%	24,415	576	64.52	14.64%
73+	-	-	-	-	-	-	-	-	-	-
Total:	26,861	100.00%	592,683,198	100.00%	281,299,766	100.00%	16,813	599	37.43	15.28%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	14,458	53.83%	316,321,614	53.37%	173,571,815	61.70%	15,845	608	36.99	14.69%
1 - 15	3,096	11.53%	70,643,267	11.92%	44,583,531	15.85%	18,005	586	38.02	15.90%
16 - 30	1,568	5.84%	35,701,105	6.02%	22,608,037	8.04%	17,969	583	37.97	15.98%
31 - 60	1,724	6.42%	38,974,402	6.58%	25,254,745	8.98%	18,617	585	38.32	16.65%
61 - 90	775	2.89%	17,900,810	3.02%	11,758,180	4.18%	19,735	583	38.36	17.04%
91 - 120	292	1.09%	6,458,126	1.09%	3,523,457	1.25%	19,342	588	38.45	16.85%
121+	4,948	18.42%	106,683,873	18.00%	0	0.00%	0	0	0.00	0.00%
Total:	26,861	100.00%	592,683,198	100.00%	281,299,766	100.00%	16,813	599	37.43	15.28%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,519	5.66%	32,050,781	5.41%	14,600,688	5.19%	15,641	622	36.63	13.85%
Stated, not verified	25,140	93.59%	555,698,027	93.76%	265,568,712	94.41%	16,879	598	37.50	15.37%
Stated, verified to Level 3²	202	0.75%	4,934,391	0.83%	1,130,366	0.40%	16,446	576	29.32	13.81%
NA	-	-	-	-	-	-	-	-	-	-
Total:	26,861	100.00%	592,683,198	100.00%	281,299,766	100.00%	16,813	599	37.43	15.28%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	25,802	96.06%	568,656,165	95.95%	271,432,136	96.49%	16,794	600	37.48	15.23%
Stated, verified but not Level 4 or 5	1,059	3.94%	24,027,034	4.05%	9,867,631	3.51%	17,344	576	36.02	16.77%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	26,861	100.00%	592,683,198	100.00%	281,299,766	100.00%	16,813	599	37.43	15.28%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,763	10.29%	53,371,576	9.01%	25,657,990	9.12%	14,024	623	35.69	11.57%
5.00 - 9.99%	9,427	35.10%	202,498,463	34.17%	98,465,578	35.00%	16,435	602	37.07	14.44%
10.00 - 14.99%	9,510	35.40%	217,418,285	36.68%	102,952,552	36.60%	17,574	593	37.86	16.26%
15.00 - 19.99%	4,881	18.17%	112,488,918	18.98%	51,107,431	18.17%	17,385	592	38.12	16.85%
20.00 - 24.99%	275	1.02%	6,743,102	1.14%	3,049,923	1.08%	17,049	597	37.31	14.78%
25.00 - 29.99%	4	0.01%	150,327	0.03%	66,291	0.02%	25,545	689	35.37	9.90%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	1	0.00%	12,527	0.00%	0	0.00%	0	0	0.00	0.00%
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	26,861	100.00%	592,683,198	100.00%	281,299,766	100.00%	16,813	599	37.43	15.28%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	22	0.08%	187,615	0.03%	60,627	0.02%	4,132	595	28.44	9.98%
25.00 - 49.99%	308	1.15%	4,189,677	0.71%	1,713,857	0.61%	7,907	619	31.94	10.22%
50.00 - 74.99%	1,241	4.62%	24,542,428	4.14%	11,133,439	3.96%	13,411	622	34.65	10.41%
75.00 - 99.99%	6,328	23.56%	150,694,613	25.43%	72,237,316	25.68%	17,407	595	37.21	13.87%
100.00 - 109.99%	5,337	19.87%	123,944,859	20.91%	58,674,275	20.86%	17,595	591	37.67	15.44%
110.00 - 119.99%	5,901	21.97%	130,371,371	22.00%	61,479,038	21.86%	17,003	594	37.66	16.37%
120.00 - 129.99%	4,592	17.10%	96,168,841	16.23%	45,660,494	16.23%	16,373	602	37.66	16.51%
130.00 - 139.99%	2,952	10.99%	57,740,330	9.74%	28,097,052	9.99%	15,554	614	37.95	16.80%
140.00%+	180	0.67%	4,843,464	0.82%	2,243,668	0.80%	20,827	669	38.49	11.08%
Total:	26,861	100.00%	592,683,198	100.00%	281,299,766	100.00%	16,813	599	37.43	15.28%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	556	2.07%	11,958,640	2.02%	5,448,545	1.94%	16,331	602	36.78	16.61%
Alaska	45	0.17%	1,245,538	0.21%	527,400	0.19%	21,937	597	38.22	13.43%
Arizona	475	1.77%	10,961,611	1.85%	5,082,530	1.81%	17,852	605	38.11	15.03%
Arkansas	568	2.11%	12,181,023	2.06%	5,321,778	1.89%	15,910	591	37.48	15.40%
California	1,827	6.80%	40,873,156	6.90%	19,099,783	6.79%	17,013	607	37.16	15.60%
Colorado	143	0.53%	3,199,512	0.54%	1,444,669	0.51%	16,596	595	36.11	14.58%
Connecticut	265	0.99%	5,679,572	0.96%	2,781,466	0.99%	15,768	604	36.47	13.15%
Delaware	18	0.07%	379,288	0.06%	196,983	0.07%	14,316	617	33.86	16.27%
Florida	3,066	11.41%	64,050,900	10.81%	30,563,036	10.86%	15,797	592	37.51	15.23%
Georgia	1,279	4.76%	28,478,897	4.81%	13,838,337	4.92%	17,333	598	37.74	16.28%
Hawaii	96	0.36%	2,009,870	0.34%	961,534	0.34%	17,404	593	39.18	17.94%
Idaho	38	0.14%	877,632	0.15%	481,316	0.17%	19,316	616	37.93	13.57%
Illinois	927	3.45%	20,574,321	3.47%	9,395,241	3.34%	16,316	607	36.79	15.15%
Indiana	344	1.28%	6,925,140	1.17%	3,293,537	1.17%	14,983	601	37.10	16.29%
Iowa	100	0.37%	2,167,492	0.37%	901,153	0.32%	17,483	618	37.86	13.52%
Kansas	132	0.49%	2,975,128	0.50%	1,418,551	0.50%	17,233	598	37.51	15.19%
Kentucky	301	1.12%	6,167,856	1.04%	2,742,718	0.98%	15,761	601	38.00	15.06%
Louisiana	646	2.40%	14,538,931	2.45%	7,064,255	2.51%	18,295	593	38.29	16.28%
Maine	51	0.19%	1,075,027	0.18%	582,577	0.21%	16,235	578	38.04	13.77%
Maryland	1,220	4.54%	28,484,949	4.81%	13,528,407	4.81%	17,195	606	36.65	14.96%
Massachusetts	12	0.04%	218,797	0.04%	56,020	0.02%	10,237	591	34.62	15.25%
Michigan	390	1.45%	8,335,281	1.41%	3,816,946	1.36%	15,406	615	37.04	14.94%
Minnesota	130	0.48%	3,036,615	0.51%	1,415,403	0.50%	16,135	633	35.86	13.15%
Mississippi	373	1.39%	8,363,230	1.41%	3,958,167	1.41%	16,773	593	37.70	16.31%
Missouri	409	1.52%	8,705,695	1.47%	4,182,074	1.49%	16,161	600	37.80	15.20%
Montana	71	0.26%	1,601,580	0.27%	766,919	0.27%	17,481	589	37.08	16.09%
Nebraska	62	0.23%	1,407,338	0.24%	648,849	0.23%	16,606	646	37.84	12.66%
Nevada	244	0.91%	5,734,787	0.97%	2,808,253	1.00%	19,199	601	39.00	15.07%
New Hampshire	132	0.49%	2,710,228	0.46%	1,351,851	0.48%	15,287	597	37.27	15.74%
New Jersey	660	2.46%	13,607,642	2.30%	6,859,205	2.44%	14,901	600	36.41	15.05%
New Mexico	195	0.73%	4,508,248	0.76%	2,242,259	0.80%	17,610	594	38.16	17.05%
New York	982	3.66%	21,899,049	3.69%	10,497,986	3.73%	16,548	603	37.04	14.94%
North Carolina	1,082	4.03%	23,003,556	3.88%	10,872,047	3.86%	16,373	590	37.92	15.36%
North Dakota	33	0.12%	876,899	0.15%	349,979	0.12%	19,131	627	36.40	13.54%
Ohio	701	2.61%	14,245,715	2.40%	6,818,492	2.42%	15,819	603	37.47	14.99%
Oklahoma	531	1.98%	11,199,757	1.89%	5,200,460	1.85%	16,805	602	37.96	15.70%
Oregon	112	0.42%	2,438,694	0.41%	1,162,160	0.41%	16,913	607	38.25	14.76%
Pennsylvania	1,941	7.23%	41,990,128	7.08%	20,429,185	7.26%	15,804	601	36.72	14.64%
Rhode Island	46	0.17%	911,655	0.15%	461,003	0.16%	14,998	588	37.04	13.88%
South Carolina	543	2.02%	11,237,696	1.90%	5,481,580	1.95%	15,881	594	37.52	16.14%
South Dakota	48	0.18%	1,110,781	0.19%	443,419	0.16%	16,742	647	37.59	14.13%
Tennessee	571	2.13%	11,995,181	2.02%	5,644,964	2.01%	16,391	603	38.20	15.85%
Texas	4,198	15.63%	100,414,764	16.94%	48,103,323	17.10%	18,453	595	37.72	15.11%
Utah	74	0.28%	1,854,984	0.31%	854,643	0.30%	18,916	602	38.35	14.22%
Vermont	35	0.13%	717,348	0.12%	293,340	0.10%	16,490	601	36.36	15.13%
Virginia	464	1.73%	9,873,531	1.67%	4,832,433	1.72%	16,311	590	37.77	15.47%
Washington	149	0.55%	3,223,185	0.54%	1,480,646	0.53%	16,664	587	38.02	15.79%
West Virginia	232	0.86%	4,899,482	0.83%	2,282,191	0.81%	16,487	598	38.12	15.07%
Wisconsin	215	0.80%	4,897,805	0.83%	2,233,263	0.79%	16,069	607	36.71	14.16%
Wyoming	33	0.12%	838,665	0.14%	423,691	0.15%	22,635	638	39.22	12.93%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	2	0.01%	49,607	0.01%	0	0.00%	0	0	0.00	0.00%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	88	0.33%	1,872,544	0.32%	625,283	0.22%	15,317	592	35.05	16.64%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	6	0.02%	98,247	0.02%	29,919	0.01%	11,095	541	34.94	17.45%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	26,861	100.00%	592,683,198	100.00%	281,299,766	100.00%	16,813	599	37.43	15.28%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	7,734	28.79%	223,695,531	37.74%	104,083,278	37.00%	20,313	606	37.96	13.47%
Used	19,127	71.21%	368,987,667	62.26%	177,216,488	63.00%	14,758	594	37.11	16.35%
NA	-	-	-	-	-	-	-	-	-	-
Total:	26,861	100.00%	592,683,198	100.00%	281,299,766	100.00%	16,813	599	37.43	15.28%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	12,495	46.52%	230,309,606	38.86%	104,287,034	37.07%	14,059	599	37.18	16.44%
Truck	3,769	14.03%	117,963,097	19.90%	56,780,829	20.19%	21,678	606	37.41	13.67%
SUV	10,597	39.45%	244,410,496	41.24%	120,231,904	42.74%	16,904	596	37.64	15.05%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	26,861	100.00%	592,683,198	100.00%	281,299,766	100.00%	16,813	599	37.43	15.28%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,536	9.44%	52,743,353	8.90%	24,998,588	8.89%	16,078	592	36.85	16.09%
Ford: Lincoln	106	0.39%	2,181,213	0.37%	978,489	0.35%	15,324	598	36.93	15.09%
Ford: Mercury	1	0.00%	6,283	0.00%	0	0.00%	0	0	0.00	0.00%
GMC	609	2.27%	16,226,713	2.74%	8,070,047	2.87%	19,323	588	37.28	15.33%
GMC: Buick	307	1.14%	5,671,065	0.96%	3,117,046	1.11%	14,279	584	37.83	16.62%
GMC: Cadillac	251	0.93%	5,839,910	0.99%	2,740,038	0.97%	17,468	579	37.33	15.56%
GMC: Chevrolet	2,841	10.58%	61,584,597	10.39%	29,831,175	10.60%	16,894	594	37.41	16.30%
GMC: Hummer	2	0.01%	43,127	0.01%	3,008	0.00%	1,729	587	4.08	6.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	1	0.00%	52,760	0.01%	29,196	0.01%	29,196	573	36.00	7.46%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	360	1.34%	8,353,030	1.41%	3,665,182	1.30%	17,467	590	37.52	15.14%
BMW: Mini	48	0.18%	809,453	0.14%	346,072	0.12%	12,505	593	36.39	14.62%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	343	1.28%	8,489,404	1.43%	3,768,207	1.34%	17,941	594	37.16	15.47%
Daimler: Smart	3	0.01%	26,220	0.00%	13,114	0.00%	5,435	589	35.22	13.81%
Fiat	52	0.19%	856,097	0.14%	434,778	0.15%	12,992	597	38.16	15.80%
Fiat: Alfa Romeo	14	0.05%	477,384	0.08%	227,855	0.08%	22,261	630	38.72	11.96%
Fiat: Chrysler	743	2.77%	18,505,790	3.12%	7,589,128	2.70%	16,442	660	34.77	10.83%
Fiat: Dodge	4,044	15.06%	115,134,364	19.43%	53,368,607	18.97%	20,727	611	38.04	13.58%
Fiat: Jeep	3,143	11.70%	80,335,775	13.55%	38,354,371	13.63%	18,143	612	37.83	13.41%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	27	0.10%	659,473	0.11%	307,776	0.11%	16,724	565	36.47	14.27%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	427	1.59%	7,362,084	1.24%	3,649,740	1.30%	13,773	587	37.44	16.41%
Volkswagen: Audi	165	0.61%	3,853,060	0.65%	1,660,546	0.59%	17,491	587	36.56	15.65%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	16	0.06%	554,492	0.09%	217,999	0.08%	22,847	615	36.65	12.33%
Honda	1,074	4.00%	19,771,746	3.34%	10,031,787	3.57%	13,885	589	37.01	16.54%
Honda: Acura	100	0.37%	2,094,426	0.35%	1,060,168	0.38%	14,853	592	36.66	15.86%
Hyundai	1,468	5.47%	23,747,233	4.01%	11,239,327	4.00%	12,425	590	37.52	17.47%
Hyundai: Kia	1,372	5.11%	24,157,011	4.08%	11,319,675	4.02%	13,545	586	37.51	17.31%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	265	0.99%	4,412,646	0.74%	2,070,495	0.74%	12,803	587	37.15	17.07%
Mitsubishi	504	1.88%	9,737,837	1.64%	4,177,705	1.49%	14,054	588	37.40	17.21%
Nissan	3,296	12.27%	60,005,236	10.12%	29,154,015	10.36%	13,709	589	37.59	16.91%
Nissan: Infiniti	243	0.90%	6,029,390	1.02%	2,784,114	0.99%	18,590	588	37.19	15.57%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	204	0.76%	3,969,909	0.67%	2,030,897	0.72%	14,207	591	37.43	15.55%
Suzuki	2	0.01%	14,978	0.00%	3,616	0.00%	3,616	637	37.00	21.00%
Tata: Jaguar	37	0.14%	1,060,932	0.18%	537,210	0.19%	20,691	561	37.20	15.55%
Tata: Land Rover	53	0.20%	1,574,217	0.27%	736,146	0.26%	19,928	597	35.75	14.07%
Toyota	1,914	7.13%	40,244,576	6.79%	19,786,626	7.03%	15,526	588	37.01	16.15%
Toyota: Lexus	164	0.61%	3,833,939	0.65%	1,940,092	0.69%	17,285	587	37.09	15.17%
Toyota: Scion	21	0.08%	270,434	0.05%	125,671	0.04%	8,352	557	33.66	17.17%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	105	0.39%	1,993,042	0.34%	931,260	0.33%	16,541	583	37.28	15.61%
Total:	26,861	100.00%	592,683,198	100.00%	281,299,766	100.00%	16,813	599	37.43	15.28%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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