StratMaker (145118)

Drive Auto Receivables Trust 2020-1

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

31.24% / 68.76%

Total Original # of Loans

28,746

WA Loan to Value (LTV)

77.80%

Total Original Loan Amount (OLA)

$ 586,825,861

WA Payment to Income (PTI)

11.75%

Weighted Average (WA) OLA

$ 23,488

WA FICO (non-zero)

578

Rep. Period Beginning Loan Amount

$ 279,665,921

WA Remaining Term (RT)

36.68

Rep. Period Ending Loan Amount (ELA)

$ 267,066,974

WA Original APR

18.70%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

28,746

Total Original Loan Amount (OLA)

$ 586,825,861

Weighted Average (WA) OLA

$ 23,488

Rep. Period Beginning Loan Amount

$ 279,665,921

Rep. Period Ending Loan Amount (ELA)

$ 267,066,974

As % of Reporting Period ELA:

New % / Used %

31.24% / 68.76%

WA Loan to Value (LTV)

77.80%

WA Payment to Income (PTI)

11.75%

WA FICO (non-zero)

578

WA Remaining Term (RT)

36.68

WA Original APR

18.70%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.01%	9,953	0.00%	2,362	0.00%	2,362	502	22.00	21.00%
$5,000 - $9,999	1,703	5.92%	14,053,393	2.39%	5,324,220	1.99%	4,958	571	29.08	21.57%
$10,000 - $14,999	5,941	20.67%	76,137,344	12.97%	32,445,561	12.15%	8,540	575	34.20	20.60%
$15,000 - $19,999	7,908	27.51%	137,974,216	23.51%	62,335,884	23.34%	12,191	572	36.31	19.79%
$20,000 - $24,999	5,957	20.72%	132,976,980	22.66%	61,248,092	22.93%	15,770	575	37.14	18.95%
$25,000 - $29,999	3,795	13.20%	103,482,851	17.63%	47,884,353	17.93%	19,353	578	37.64	18.29%
$30,000 - $39,999	2,991	10.40%	101,406,857	17.28%	47,825,728	17.91%	23,936	583	37.99	17.20%
$40,000 - $49,999	349	1.21%	15,104,789	2.57%	7,525,974	2.82%	27,579	600	37.59	12.47%
$50,000 - $59,999	76	0.26%	4,111,765	0.70%	1,780,512	0.67%	31,365	651	37.08	9.86%
$60,000 - $69,999	22	0.08%	1,399,034	0.24%	605,559	0.23%	38,303	648	36.81	10.23%
$70,000 - $79,999	1	0.00%	70,831	0.01%	37,894	0.01%	37,894	658	34.00	5.90%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	1	0.00%	97,848	0.02%	50,835	0.02%	50,835	754	35.00	5.90%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	28,746	100.00%	586,825,861	100.00%	267,066,974	100.00%	16,443	578	36.68	18.70%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	10,333	35.95%	196,674,089	33.51%	4,939,566	1.85%	3,703	574	21.64	19.28%
$5,000 - $9,999	4,908	17.07%	67,652,161	11.53%	38,700,535	14.49%	8,137	579	32.85	19.68%
$10,000 - $14,999	6,373	22.17%	121,252,994	20.66%	78,987,625	29.58%	12,558	577	35.85	19.21%
$15,000 - $19,999	4,098	14.26%	101,891,786	17.36%	70,606,097	26.44%	17,349	575	37.55	18.73%
$20,000 - $24,999	2,021	7.03%	61,826,147	10.54%	44,757,174	16.76%	22,233	577	38.84	18.06%
$25,000 - $29,999	746	2.60%	26,417,374	4.50%	20,226,524	7.57%	27,189	581	40.48	17.35%
$30,000 - $39,999	255	0.89%	10,410,273	1.77%	8,313,626	3.11%	32,740	590	42.72	15.84%
$40,000 - $49,999	10	0.03%	538,357	0.09%	428,760	0.16%	42,998	619	43.25	14.91%
$50,000 - $59,999	2	0.01%	162,680	0.03%	107,067	0.04%	53,670	704	40.25	11.26%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	28,746	100.00%	586,825,861	100.00%	267,066,974	100.00%	16,443	578	36.68	18.70%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	28,746	100.00%	586,825,861	100.00%	267,066,974	100.00%	16,443	578	36.68	18.70%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	28,746	100.00%	586,825,861	100.00%	267,066,974	100.00%	16,443	578	36.68	18.70%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	3	0.01%	120,818	0.02%	18,159	0.01%	9,704	716	16.89	0.70%
2.50 - 4.99%	41	0.14%	1,649,167	0.28%	689,841	0.26%	20,484	656	32.78	4.29%
5.00 - 7.49%	92	0.32%	3,541,929	0.60%	1,573,916	0.59%	23,139	657	33.60	6.27%
7.50 - 9.99%	190	0.66%	6,028,765	1.03%	3,029,003	1.13%	21,222	622	36.19	8.93%
10.00 - 12.49%	527	1.83%	15,266,181	2.60%	7,845,336	2.94%	19,961	610	35.99	11.26%
12.50 - 14.99%	1,152	4.01%	30,008,724	5.11%	15,179,771	5.68%	19,025	600	36.83	13.82%
15.00 - 17.49%	4,064	14.14%	95,432,769	16.26%	46,156,978	17.28%	17,732	589	36.88	16.30%
17.50 - 19.99%	8,663	30.14%	186,942,947	31.86%	88,025,378	32.96%	16,846	576	37.20	18.24%
20.00 - 22.49%	7,281	25.33%	136,917,997	23.33%	60,854,819	22.79%	15,284	567	36.63	20.76%
22.50 - 24.99%	4,933	17.16%	83,556,691	14.24%	34,223,718	12.81%	13,973	561	35.96	23.24%
25.00 - 27.49%	1,542	5.36%	23,633,135	4.03%	8,064,759	3.02%	12,819	538	35.24	24.94%
27.50 - 29.99%	258	0.90%	3,726,738	0.64%	1,405,296	0.53%	12,821	531	34.38	27.34%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	28,746	100.00%	586,825,861	100.00%	267,066,974	100.00%	16,443	578	36.68	18.70%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,716	5.97%	32,455,664	5.53%	14,760,160	5.53%	15,792	474	36.92	20.28%
500 - 549	5,822	20.25%	119,038,923	20.29%	55,510,342	20.79%	16,647	528	36.85	19.28%
550 - 599	9,004	31.32%	192,922,121	32.88%	90,404,322	33.85%	17,151	576	37.09	18.22%
600 - 649	5,372	18.69%	114,753,488	19.55%	53,633,056	20.08%	17,032	620	36.91	17.94%
650 - 699	1,517	5.28%	33,488,408	5.71%	14,970,924	5.61%	16,892	670	36.23	16.76%
700 - 749	475	1.65%	10,615,205	1.81%	4,628,532	1.73%	16,556	719	35.45	15.64%
750 - 799	63	0.22%	1,541,892	0.26%	635,771	0.24%	19,120	769	34.83	9.85%
800+	17	0.06%	432,058	0.07%	233,853	0.09%	20,436	824	38.27	10.66%
NA	4,760	16.56%	81,578,103	13.90%	32,290,015	12.09%	13,123	0	35.16	21.18%
Total:	28,746	100.00%	586,825,861	100.00%	267,066,974	100.00%	16,443	578	36.68	18.70%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	1	0.00%	6,972	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	87	0.30%	889,878	0.15%	57,322	0.02%	3,398	578	5.53	18.55%
37 - 48	867	3.02%	10,533,970	1.80%	2,559,446	0.96%	6,029	571	13.41	21.04%
49 - 60	2,214	7.70%	30,622,773	5.22%	11,416,190	4.27%	9,399	582	24.86	20.04%
61 - 72	23,662	82.31%	487,016,255	82.99%	226,102,659	84.66%	16,171	577	37.12	18.83%
73+	1,915	6.66%	57,756,013	9.84%	26,931,357	10.08%	22,734	582	40.28	16.86%
Total:	28,746	100.00%	586,825,861	100.00%	267,066,974	100.00%	16,443	578	36.68	18.70%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	8,788	30.57%	178,813,932	30.47%	4,179	0.00%	488	534	0.00	15.45%
1 - 12	613	2.13%	8,716,801	1.49%	1,845,762	0.69%	3,916	564	9.91	17.03%
13 - 24	1,417	4.93%	19,569,339	3.33%	8,851,157	3.31%	7,715	579	21.28	19.06%
25 - 36	10,019	34.85%	199,629,791	34.02%	119,891,588	44.89%	13,830	582	34.31	18.63%
37 - 48	7,827	27.23%	178,113,558	30.35%	134,719,735	50.44%	19,415	574	39.90	18.76%
49 - 60	54	0.19%	1,351,604	0.23%	1,165,187	0.44%	25,019	570	52.73	18.24%
61 - 72	26	0.09%	581,922	0.10%	540,880	0.20%	22,129	580	65.48	18.96%
73+	2	0.01%	48,912	0.01%	48,486	0.02%	24,322	569	74.41	19.76%
Total:	28,746	100.00%	586,825,861	100.00%	267,066,974	100.00%	16,443	578	36.68	18.70%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	12,153	42.28%	242,110,946	41.26%	142,923,554	53.52%	15,191	583	36.06	18.48%
1 - 15	3,347	11.64%	70,968,696	12.09%	47,828,990	17.91%	17,144	574	36.92	18.68%
16 - 30	1,757	6.11%	36,674,355	6.25%	24,729,252	9.26%	17,285	571	37.35	19.07%
31 - 60	2,093	7.28%	44,392,977	7.56%	31,187,851	11.68%	18,466	571	37.78	19.14%
61 - 90	967	3.36%	20,627,270	3.52%	14,786,578	5.54%	19,577	570	38.02	19.30%
91 - 120	444	1.54%	9,264,647	1.58%	5,610,747	2.10%	19,143	577	37.75	18.97%
121+	7,985	27.78%	162,786,970	27.74%	0	0.00%	0	0	0.00	0.00%
Total:	28,746	100.00%	586,825,861	100.00%	267,066,974	100.00%	16,443	578	36.68	18.70%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,362	4.74%	26,779,114	4.56%	11,891,496	4.45%	15,405	578	36.59	18.77%
Stated, not verified	27,251	94.80%	556,918,304	94.90%	254,356,475	95.24%	16,486	578	36.70	18.70%
Stated, verified to Level 3²	133	0.46%	3,128,443	0.53%	819,003	0.31%	18,352	553	33.09	17.33%
NA	-	-	-	-	-	-	-	-	-	-
Total:	28,746	100.00%	586,825,861	100.00%	267,066,974	100.00%	16,443	578	36.68	18.70%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	27,901	97.06%	568,161,571	96.82%	259,338,571	97.11%	16,389	578	36.67	18.71%
Stated, verified but not Level 4 or 5	845	2.94%	18,664,290	3.18%	7,728,402	2.89%	18,262	562	36.97	18.42%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	28,746	100.00%	586,825,861	100.00%	267,066,974	100.00%	16,443	578	36.68	18.70%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	1,412	4.91%	24,053,657	4.10%	11,615,658	4.35%	13,960	580	35.16	17.38%
5.00 - 9.99%	8,937	31.09%	171,466,938	29.22%	80,352,645	30.09%	15,798	576	36.35	18.31%
10.00 - 14.99%	11,795	41.03%	249,863,628	42.58%	112,687,992	42.19%	17,100	578	36.96	18.91%
15.00 - 19.99%	6,354	22.10%	135,998,506	23.18%	59,840,453	22.41%	16,575	581	36.93	19.15%
20.00 - 24.99%	248	0.86%	5,443,132	0.93%	2,570,226	0.96%	15,968	579	35.87	17.29%
25.00 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	28,746	100.00%	586,825,861	100.00%	267,066,974	100.00%	16,443	578	36.68	18.70%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	4	0.01%	36,964	0.01%	12,421	0.00%	3,411	558	17.41	15.55%
25.00 - 49.99%	57	0.20%	693,720	0.12%	313,276	0.12%	8,677	531	32.75	16.62%
50.00 - 74.99%	409	1.42%	7,379,670	1.26%	3,562,845	1.33%	13,502	546	34.58	16.76%
75.00 - 99.99%	5,434	18.90%	119,188,265	20.31%	54,390,686	20.37%	17,544	561	37.14	18.25%
100.00 - 109.99%	5,462	19.00%	118,311,267	20.16%	52,761,030	19.76%	17,375	570	36.93	18.36%
110.00 - 119.99%	7,111	24.74%	145,677,394	24.82%	66,478,572	24.89%	16,469	575	36.69	18.95%
120.00 - 129.99%	5,785	20.12%	113,865,798	19.40%	52,192,312	19.54%	15,909	587	36.50	18.94%
130.00 - 139.99%	4,306	14.98%	77,838,340	13.26%	35,626,873	13.34%	14,415	598	36.17	19.43%
140.00%+	178	0.62%	3,834,443	0.65%	1,728,959	0.65%	17,864	641	35.74	15.99%
Total:	28,746	100.00%	586,825,861	100.00%	267,066,974	100.00%	16,443	578	36.68	18.70%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	725	2.52%	14,099,844	2.40%	6,205,969	2.32%	15,916	583	36.25	19.88%
Alaska	78	0.27%	1,685,291	0.29%	692,648	0.26%	17,903	560	36.56	19.94%
Arizona	566	1.97%	12,177,186	2.08%	5,494,073	2.06%	17,714	580	37.01	18.51%
Arkansas	612	2.13%	12,598,413	2.15%	5,391,769	2.02%	16,493	573	36.79	18.09%
California	2,250	7.83%	46,632,832	7.95%	20,930,487	7.84%	16,473	576	36.67	19.19%
Colorado	221	0.77%	4,520,382	0.77%	2,187,436	0.82%	15,829	576	36.68	18.33%
Connecticut	254	0.88%	4,935,588	0.84%	2,332,465	0.87%	14,915	570	35.17	16.95%
Delaware	80	0.28%	1,422,674	0.24%	569,429	0.21%	14,933	573	35.91	19.56%
Florida	3,106	10.80%	61,387,799	10.46%	29,016,561	10.86%	16,156	578	36.97	17.92%
Georgia	1,779	6.19%	37,565,943	6.40%	17,602,218	6.59%	16,690	581	36.90	19.38%
Hawaii	111	0.39%	2,184,088	0.37%	1,022,520	0.38%	15,961	574	35.71	20.27%
Idaho	67	0.23%	1,372,927	0.23%	453,467	0.17%	15,525	560	35.20	19.27%
Illinois	1,087	3.78%	21,575,100	3.68%	9,937,913	3.72%	15,935	575	36.68	19.53%
Indiana	473	1.65%	8,940,958	1.52%	4,104,409	1.54%	15,348	580	36.56	19.72%
Iowa	115	0.40%	2,288,965	0.39%	889,219	0.33%	16,959	567	36.97	18.74%
Kansas	138	0.48%	2,688,505	0.46%	1,171,276	0.44%	15,522	570	36.53	19.76%
Kentucky	434	1.51%	8,359,614	1.42%	3,553,799	1.33%	15,724	582	36.15	18.69%
Louisiana	863	3.00%	17,706,890	3.02%	8,088,530	3.03%	16,910	581	36.57	18.88%
Maine	75	0.26%	1,446,351	0.25%	683,641	0.26%	15,340	568	36.30	17.13%
Maryland	25	0.09%	536,710	0.09%	261,754	0.10%	17,389	577	37.68	19.28%
Massachusetts	339	1.18%	6,718,819	1.14%	2,863,227	1.07%	15,324	570	36.00	18.30%
Michigan	448	1.56%	8,812,704	1.50%	4,215,131	1.58%	16,141	573	36.89	19.76%
Minnesota	136	0.47%	2,749,396	0.47%	1,255,312	0.47%	16,346	571	37.53	18.16%
Mississippi	530	1.84%	11,093,408	1.89%	5,112,612	1.91%	16,847	587	36.62	18.67%
Missouri	549	1.91%	10,282,229	1.75%	4,440,960	1.66%	14,684	574	35.77	19.78%
Montana	90	0.31%	1,895,934	0.32%	696,965	0.26%	17,732	590	37.90	20.37%
Nebraska	70	0.24%	1,323,943	0.23%	643,085	0.24%	14,965	576	35.68	17.55%
Nevada	330	1.15%	6,587,469	1.12%	3,112,855	1.17%	17,252	579	37.45	19.41%
New Hampshire	170	0.59%	3,215,897	0.55%	1,604,822	0.60%	15,696	572	36.24	19.49%
New Jersey	680	2.37%	13,302,373	2.27%	6,579,063	2.46%	15,440	572	36.36	19.74%
New Mexico	269	0.94%	5,786,154	0.99%	2,408,979	0.90%	17,675	585	37.63	19.30%
New York	1,140	3.97%	23,863,283	4.07%	11,453,421	4.29%	16,632	575	36.29	19.36%
North Carolina	1,341	4.66%	27,568,946	4.70%	12,441,313	4.66%	16,244	576	36.91	17.57%
North Dakota	33	0.11%	687,059	0.12%	304,242	0.11%	20,044	575	37.43	18.77%
Ohio	1,113	3.87%	21,071,674	3.59%	8,931,333	3.34%	15,191	578	36.22	19.31%
Oklahoma	642	2.23%	12,608,052	2.15%	5,672,319	2.12%	15,944	582	36.28	18.53%
Oregon	177	0.62%	3,318,536	0.57%	1,427,795	0.53%	15,572	579	37.09	19.28%
Pennsylvania	44	0.15%	776,062	0.13%	352,895	0.13%	14,630	576	36.84	20.11%
Rhode Island	63	0.22%	1,167,956	0.20%	510,680	0.19%	12,915	576	35.08	17.07%
South Carolina	691	2.40%	13,508,060	2.30%	6,288,141	2.35%	16,192	576	37.46	19.25%
South Dakota	31	0.11%	566,770	0.10%	216,470	0.08%	16,452	582	35.70	19.22%
Tennessee	852	2.96%	16,732,149	2.85%	7,073,828	2.65%	15,495	581	36.37	19.82%
Texas	4,605	16.02%	102,023,689	17.39%	46,998,484	17.60%	17,593	579	36.79	17.67%
Utah	70	0.24%	1,570,297	0.27%	694,868	0.26%	20,979	575	38.15	18.30%
Vermont	35	0.12%	667,152	0.11%	257,672	0.10%	13,171	528	34.83	18.63%
Virginia	502	1.75%	9,944,122	1.69%	4,799,645	1.80%	16,185	576	36.99	18.97%
Washington	215	0.75%	4,463,722	0.76%	2,139,793	0.80%	17,455	571	36.97	19.36%
West Virginia	241	0.84%	4,833,936	0.82%	1,780,783	0.67%	16,242	574	37.14	19.34%
Wisconsin	226	0.79%	4,326,466	0.74%	1,805,898	0.68%	13,934	577	34.76	19.05%
Wyoming	35	0.12%	843,865	0.14%	278,076	0.10%	17,136	589	36.05	18.44%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	13	0.05%	271,817	0.05%	67,411	0.03%	16,132	541	36.03	20.56%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	7	0.02%	117,863	0.02%	49,310	0.02%	13,693	564	37.01	17.77%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	28,746	100.00%	586,825,861	100.00%	267,066,974	100.00%	16,443	578	36.68	18.70%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	6,879	23.93%	182,844,359	31.16%	83,439,538	31.24%	20,215	577	38.24	17.43%
Used	21,867	76.07%	403,981,502	68.84%	183,627,435	68.76%	14,729	578	35.97	19.28%
NA	-	-	-	-	-	-	-	-	-	-
Total:	28,746	100.00%	586,825,861	100.00%	267,066,974	100.00%	16,443	578	36.68	18.70%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	15,437	53.70%	273,461,757	46.60%	118,642,452	44.42%	14,099	578	36.45	19.31%
Truck	3,107	10.81%	90,957,108	15.50%	42,001,185	15.73%	21,303	581	36.36	17.54%
SUV	10,202	35.49%	222,406,997	37.90%	106,423,337	39.85%	17,139	576	37.06	18.48%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	28,746	100.00%	586,825,861	100.00%	267,066,974	100.00%	16,443	578	36.68	18.70%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,992	10.41%	58,336,672	9.94%	26,182,198	9.80%	15,566	576	35.80	19.06%
Ford: Lincoln	100	0.35%	2,062,281	0.35%	998,367	0.37%	16,874	574	36.51	18.76%
Ford: Mercury	1	0.00%	7,072	0.00%	3,135	0.00%	3,135	552	23.00	23.82%
GMC	532	1.85%	12,970,441	2.21%	6,330,965	2.37%	18,782	578	35.87	18.33%
GMC: Buick	375	1.30%	6,708,394	1.14%	3,007,028	1.13%	14,150	575	35.72	19.64%
GMC: Cadillac	235	0.82%	5,190,328	0.88%	2,440,756	0.91%	18,074	564	36.01	18.67%
GMC: Chevrolet	3,563	12.39%	72,344,834	12.33%	32,946,210	12.34%	16,562	580	36.27	18.95%
GMC: Hummer	1	0.00%	12,823	0.00%	63	0.00%	63	613	23.00	24.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.01%	30,245	0.01%	14,022	0.01%	14,022	594	40.00	19.28%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	427	1.49%	9,652,609	1.64%	4,201,534	1.57%	18,024	577	36.88	18.60%
BMW: Mini	55	0.19%	782,278	0.13%	362,841	0.14%	10,743	567	34.39	19.17%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	395	1.37%	9,325,787	1.59%	3,974,476	1.49%	18,276	582	36.55	18.84%
Daimler: Smart	6	0.02%	53,331	0.01%	16,976	0.01%	5,094	568	33.29	22.70%
Fiat	62	0.22%	980,422	0.17%	416,655	0.16%	13,958	567	35.31	18.47%
Fiat: Alfa Romeo	4	0.01%	114,502	0.02%	49,497	0.02%	16,707	605	36.31	15.04%
Fiat: Chrysler	644	2.24%	12,901,963	2.20%	5,235,302	1.96%	16,427	579	36.20	18.29%
Fiat: Dodge	3,569	12.42%	92,362,681	15.74%	41,798,615	15.65%	20,273	584	37.67	17.69%
Fiat: Jeep	2,517	8.76%	59,998,710	10.22%	28,017,174	10.49%	18,263	580	37.72	17.61%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	35	0.12%	573,244	0.10%	239,825	0.09%	14,481	543	35.23	19.60%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	470	1.64%	7,440,994	1.27%	3,153,436	1.18%	13,055	564	36.06	19.44%
Volkswagen: Audi	171	0.59%	3,789,088	0.65%	1,732,980	0.65%	16,827	577	36.22	18.94%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	14	0.05%	439,283	0.07%	208,518	0.08%	25,908	564	37.97	17.31%
Honda	1,142	3.97%	20,949,519	3.57%	10,193,132	3.82%	14,018	580	35.79	19.02%
Honda: Acura	89	0.31%	1,912,465	0.33%	944,009	0.35%	17,455	580	37.26	18.33%
Hyundai	1,843	6.41%	29,933,730	5.10%	13,583,550	5.09%	12,918	576	36.33	19.63%
Hyundai: Kia	1,703	5.92%	30,052,991	5.12%	13,418,434	5.02%	13,927	572	36.70	19.38%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	307	1.07%	5,125,074	0.87%	2,485,260	0.93%	13,588	573	36.57	19.30%
Mitsubishi	658	2.29%	12,587,842	2.15%	4,967,632	1.86%	14,956	566	37.30	19.37%
Nissan	4,086	14.21%	73,516,361	12.53%	33,213,814	12.44%	14,057	576	36.75	19.43%
Nissan: Infiniti	232	0.81%	5,443,219	0.93%	2,363,642	0.89%	18,277	569	35.97	18.66%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	168	0.58%	3,225,358	0.55%	1,457,552	0.55%	14,275	571	35.66	19.88%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	25	0.09%	556,991	0.09%	230,352	0.09%	17,047	546	35.99	18.49%
Tata: Land Rover	45	0.16%	1,328,224	0.23%	667,217	0.25%	21,749	566	35.71	16.99%
Toyota	1,977	6.88%	40,081,629	6.83%	19,363,723	7.25%	15,802	577	36.46	18.68%
Toyota: Lexus	148	0.51%	3,434,385	0.59%	1,743,537	0.65%	18,420	563	36.98	18.78%
Toyota: Scion	39	0.14%	521,014	0.09%	222,520	0.08%	8,884	574	33.96	19.15%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	114	0.40%	2,079,077	0.35%	882,028	0.33%	14,900	582	35.12	19.07%
Total:	28,746	100.00%	586,825,861	100.00%	267,066,974	100.00%	16,443	578	36.68	18.70%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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