StratMaker (145122)

Santander Drive Auto Receivables Trust 2019-1

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

46.78% / 53.22%

Total Original # of Loans

16,546

WA Loan to Value (LTV)

56.12%

Total Original Loan Amount (OLA)

$ 376,278,873

WA Payment to Income (PTI)

10.55%

Weighted Average (WA) OLA

$ 27,570

WA FICO (non-zero)

607

Rep. Period Beginning Loan Amount

$ 133,065,970

WA Remaining Term (RT)

27.35

Rep. Period Ending Loan Amount (ELA)

$ 126,178,606

WA Original APR

15.27%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

16,546

Total Original Loan Amount (OLA)

$ 376,278,873

Weighted Average (WA) OLA

$ 27,570

Rep. Period Beginning Loan Amount

$ 133,065,970

Rep. Period Ending Loan Amount (ELA)

$ 126,178,606

As % of Reporting Period ELA:

New % / Used %

46.78% / 53.22%

WA Loan to Value (LTV)

56.12%

WA Payment to Income (PTI)

10.55%

WA FICO (non-zero)

607

WA Remaining Term (RT)

27.35

WA Original APR

15.27%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.01%	9,851	0.00%	2,103	0.00%	1,053	596	18.20	11.41%
$5,000 - $9,999	956	5.78%	7,939,294	2.11%	1,957,920	1.55%	3,761	595	21.96	18.87%
$10,000 - $14,999	3,118	18.84%	39,779,410	10.57%	12,728,204	10.09%	6,522	591	25.44	18.51%
$15,000 - $19,999	3,737	22.59%	65,242,418	17.34%	20,968,075	16.62%	9,225	594	26.51	17.43%
$20,000 - $24,999	3,119	18.85%	69,767,196	18.54%	23,411,729	18.55%	12,069	594	27.37	16.59%
$25,000 - $29,999	2,179	13.17%	59,611,113	15.84%	20,417,250	16.18%	14,910	602	27.99	15.70%
$30,000 - $39,999	2,262	13.67%	77,822,974	20.68%	27,415,552	21.73%	18,019	614	28.13	13.87%
$40,000 - $49,999	835	5.05%	36,680,279	9.75%	12,563,115	9.96%	21,072	627	28.16	11.27%
$50,000 - $59,999	238	1.44%	12,896,099	3.43%	4,330,094	3.43%	24,281	660	27.95	8.65%
$60,000 - $69,999	83	0.50%	5,277,149	1.40%	1,991,665	1.58%	30,102	676	29.23	8.76%
$70,000 - $79,999	16	0.10%	1,172,952	0.31%	358,785	0.28%	35,180	690	29.76	8.83%
$80,000 - $89,999	1	0.01%	80,137	0.02%	34,115	0.03%	34,115	679	27.00	13.03%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	16,546	100.00%	376,278,873	100.00%	126,178,606	100.00%	14,332	607	27.35	15.27%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	6,666	40.29%	130,430,052	34.66%	5,655,596	4.48%	3,735	613	20.24	15.64%
$5,000 - $9,999	4,281	25.87%	75,222,860	19.99%	31,989,574	25.35%	7,735	606	24.96	15.91%
$10,000 - $14,999	3,004	18.16%	76,615,575	20.36%	36,879,370	29.23%	12,440	604	26.82	15.64%
$15,000 - $19,999	1,595	9.64%	52,559,721	13.97%	27,276,257	21.62%	17,222	606	28.65	14.93%
$20,000 - $24,999	664	4.01%	25,917,926	6.89%	14,680,300	11.63%	22,202	608	30.46	14.42%
$25,000 - $29,999	250	1.51%	11,115,403	2.95%	6,762,337	5.36%	27,126	621	32.07	14.16%
$30,000 - $39,999	78	0.47%	3,886,154	1.03%	2,565,550	2.03%	33,023	623	35.11	13.04%
$40,000 - $49,999	6	0.04%	393,070	0.10%	268,382	0.21%	44,875	685	35.17	12.60%
$50,000 - $59,999	2	0.01%	138,112	0.04%	101,239	0.08%	50,626	676	36.99	14.19%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	16,546	100.00%	376,278,873	100.00%	126,178,606	100.00%	14,332	607	27.35	15.27%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	16,546	100.00%	376,278,873	100.00%	126,178,606	100.00%	14,332	607	27.35	15.27%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	16,546	100.00%	376,278,873	100.00%	126,178,606	100.00%	14,332	607	27.35	15.27%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	252	1.52%	8,683,276	2.31%	2,693,387	2.13%	15,151	670	26.26	4.79%
5.00 - 7.49%	694	4.19%	24,139,117	6.42%	7,370,568	5.84%	16,624	679	26.37	6.40%
7.50 - 9.99%	1,191	7.20%	32,926,835	8.75%	10,725,277	8.50%	14,738	647	26.20	8.68%
10.00 - 12.49%	1,791	10.82%	47,573,058	12.64%	16,673,587	13.21%	14,853	621	26.95	11.26%
12.50 - 14.99%	2,260	13.66%	56,330,197	14.97%	20,383,035	16.15%	14,809	609	27.20	13.60%
15.00 - 17.49%	2,632	15.91%	60,705,388	16.13%	21,732,736	17.22%	14,556	597	27.74	16.03%
17.50 - 19.99%	2,946	17.80%	62,355,361	16.57%	21,242,363	16.84%	14,200	586	28.08	18.15%
20.00 - 22.49%	1,876	11.34%	35,673,574	9.48%	11,718,650	9.29%	13,080	575	27.69	20.92%
22.50 - 24.99%	1,725	10.43%	29,325,367	7.79%	8,946,049	7.09%	12,152	565	27.59	23.49%
25.00 - 27.49%	970	5.86%	15,403,361	4.09%	3,957,034	3.14%	12,101	546	27.57	25.27%
27.50 - 29.99%	209	1.26%	3,163,339	0.84%	735,922	0.58%	13,051	520	29.02	27.17%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	16,546	100.00%	376,278,873	100.00%	126,178,606	100.00%	14,332	607	27.35	15.27%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	544	3.29%	10,139,422	2.69%	3,631,370	2.88%	13,466	478	28.40	20.38%
500 - 549	2,108	12.74%	43,063,884	11.44%	15,462,771	12.25%	13,793	530	27.91	17.99%
550 - 599	4,581	27.69%	103,040,190	27.38%	36,207,467	28.70%	14,257	577	27.67	15.92%
600 - 649	4,312	26.06%	106,786,129	28.38%	36,175,086	28.67%	14,858	623	27.34	14.09%
650 - 699	1,770	10.70%	49,674,678	13.20%	16,289,879	12.91%	16,453	669	27.24	11.62%
700 - 749	629	3.80%	16,524,367	4.39%	5,076,336	4.02%	14,192	720	25.89	11.04%
750 - 799	261	1.58%	6,781,241	1.80%	2,021,496	1.60%	13,797	771	25.62	9.96%
800+	166	1.00%	4,075,325	1.08%	1,392,547	1.10%	12,620	832	25.53	9.22%
NA	2,175	13.15%	36,193,635	9.62%	9,921,653	7.86%	10,785	0	26.47	21.25%
Total:	16,546	100.00%	376,278,873	100.00%	126,178,606	100.00%	14,332	607	27.35	15.27%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	1	0.01%	14,555	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	27	0.16%	271,366	0.07%	0	0.00%	0	0	0.00	0.00%
37 - 48	249	1.50%	2,899,656	0.77%	163,551	0.13%	4,000	566	6.84	17.97%
49 - 60	1,100	6.65%	15,713,338	4.18%	3,398,181	2.69%	6,157	609	14.68	16.37%
61 - 72	13,257	80.12%	293,881,758	78.10%	99,514,649	78.87%	13,467	605	27.17	15.60%
73+	1,912	11.56%	63,498,199	16.88%	23,102,225	18.31%	19,332	617	30.12	13.67%
Total:	16,546	100.00%	376,278,873	100.00%	126,178,606	100.00%	14,332	607	27.35	15.27%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	4,900	29.61%	108,077,754	28.72%	3,517	0.00%	652	645	0.00	17.75%
1 - 12	378	2.28%	5,728,055	1.52%	1,062,572	0.84%	4,245	628	10.18	13.98%
13 - 24	3,191	19.29%	66,671,881	17.72%	24,371,117	19.31%	9,822	623	22.41	13.81%
25 - 36	7,934	47.95%	191,660,824	50.94%	97,492,276	77.27%	15,195	603	28.31	15.61%
37 - 48	123	0.74%	3,609,682	0.96%	2,825,267	2.24%	25,935	601	38.45	16.38%
49 - 60	12	0.07%	342,276	0.09%	257,013	0.20%	23,562	593	54.65	17.29%
61 - 72	8	0.05%	188,401	0.05%	166,845	0.13%	22,718	590	65.21	18.10%
73+	-	-	-	-	-	-	-	-	-	-
Total:	16,546	100.00%	376,278,873	100.00%	126,178,606	100.00%	14,332	607	27.35	15.27%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	7,978	48.22%	181,542,944	48.25%	74,586,385	59.11%	13,069	616	26.63	14.45%
1 - 15	1,770	10.70%	41,429,697	11.01%	21,152,573	16.76%	15,362	600	27.82	15.87%
16 - 30	921	5.57%	21,606,476	5.74%	11,134,689	8.82%	15,424	591	28.04	16.19%
31 - 60	911	5.51%	21,206,256	5.64%	11,876,561	9.41%	16,944	592	29.16	17.30%
61 - 90	404	2.44%	9,479,431	2.52%	5,530,521	4.38%	18,619	593	29.50	17.13%
91 - 120	178	1.08%	3,859,250	1.03%	1,897,877	1.50%	17,226	593	28.46	17.71%
121+	4,384	26.50%	97,154,818	25.82%	0	0.00%	0	0	0.00	0.00%
Total:	16,546	100.00%	376,278,873	100.00%	126,178,606	100.00%	14,332	607	27.35	15.27%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	985	5.95%	20,775,528	5.52%	6,272,433	4.97%	12,470	613	26.93	14.90%
Stated, not verified	15,485	93.59%	353,649,690	93.99%	119,382,183	94.61%	14,423	607	27.37	15.29%
Stated, verified to Level 3²	76	0.46%	1,853,655	0.49%	523,990	0.42%	15,768	586	26.98	15.76%
NA	-	-	-	-	-	-	-	-	-	-
Total:	16,546	100.00%	376,278,873	100.00%	126,178,606	100.00%	14,332	607	27.35	15.27%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	16,106	97.34%	365,953,790	97.26%	122,856,256	97.37%	14,307	608	27.34	15.26%
Stated, verified but not Level 4 or 5	440	2.66%	10,325,083	2.74%	3,322,350	2.63%	15,274	596	27.77	15.67%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	16,546	100.00%	376,278,873	100.00%	126,178,606	100.00%	14,332	607	27.35	15.27%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	1,841	11.13%	35,813,808	9.52%	11,979,816	9.49%	11,074	624	25.65	12.75%
5.00 - 9.99%	6,455	39.01%	141,069,123	37.49%	48,244,202	38.23%	13,799	607	27.13	14.85%
10.00 - 14.99%	5,655	34.18%	135,873,304	36.11%	44,945,613	35.62%	15,224	604	27.77	15.89%
15.00 - 19.99%	2,363	14.28%	57,484,474	15.28%	19,035,510	15.09%	15,594	604	28.00	16.58%
20.00 - 24.99%	228	1.38%	5,948,719	1.58%	1,942,650	1.54%	14,706	610	27.30	14.39%
25.00 - 29.99%	4	0.02%	89,444	0.02%	30,815	0.02%	9,521	679	25.77	8.42%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	16,546	100.00%	376,278,873	100.00%	126,178,606	100.00%	14,332	607	27.35	15.27%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	11	0.07%	92,732	0.02%	23,618	0.02%	2,611	690	16.26	8.44%
25.00 - 49.99%	158	0.95%	2,159,231	0.57%	627,194	0.50%	6,106	613	23.74	10.91%
50.00 - 74.99%	727	4.39%	14,392,042	3.82%	4,647,441	3.68%	10,508	607	25.15	11.63%
75.00 - 99.99%	4,285	25.90%	105,515,392	28.04%	35,560,080	28.18%	14,752	596	27.50	14.35%
100.00 - 109.99%	3,406	20.59%	80,589,024	21.42%	27,227,705	21.58%	14,876	598	27.72	15.74%
110.00 - 119.99%	3,392	20.50%	74,430,154	19.78%	25,237,022	20.00%	14,338	606	27.50	16.22%
120.00 - 129.99%	2,458	14.86%	52,866,567	14.05%	17,901,978	14.19%	14,070	615	27.32	16.10%
130.00 - 139.99%	1,893	11.44%	40,113,670	10.66%	13,148,466	10.42%	13,749	634	26.94	16.15%
140.00%+	216	1.31%	6,120,062	1.63%	1,805,102	1.43%	17,472	684	26.96	9.76%
Total:	16,546	100.00%	376,278,873	100.00%	126,178,606	100.00%	14,332	607	27.35	15.27%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	365	2.21%	7,493,186	1.99%	2,528,161	2.00%	13,008	605	27.20	17.81%
Alaska	26	0.16%	606,667	0.16%	216,964	0.17%	15,836	612	27.31	15.56%
Arizona	306	1.85%	7,211,965	1.92%	2,278,834	1.81%	14,880	620	27.37	14.54%
Arkansas	305	1.84%	6,728,263	1.79%	2,275,269	1.80%	14,028	619	27.15	14.14%
California	1,813	10.96%	41,438,007	11.01%	12,093,004	9.58%	14,730	607	27.41	16.04%
Colorado	125	0.76%	2,894,906	0.77%	932,679	0.74%	14,842	610	27.02	13.77%
Connecticut	174	1.05%	3,771,783	1.00%	1,156,543	0.92%	10,978	603	25.57	13.73%
Delaware	75	0.45%	1,507,875	0.40%	521,102	0.41%	11,967	601	26.17	15.73%
Florida	1,839	11.11%	39,624,317	10.53%	13,980,622	11.08%	13,450	604	27.27	15.19%
Georgia	951	5.75%	22,712,873	6.04%	8,187,518	6.49%	15,435	603	28.24	16.11%
Hawaii	36	0.22%	757,188	0.20%	262,908	0.21%	13,653	560	26.95	19.45%
Idaho	44	0.27%	1,036,442	0.28%	382,152	0.30%	14,878	621	27.55	14.97%
Illinois	735	4.44%	16,387,098	4.36%	5,757,017	4.56%	14,328	604	27.59	15.76%
Indiana	231	1.40%	5,075,101	1.35%	1,595,683	1.26%	12,595	614	26.55	15.29%
Iowa	63	0.38%	1,509,838	0.40%	521,984	0.41%	13,020	602	26.95	15.18%
Kansas	90	0.54%	2,064,868	0.55%	599,615	0.48%	12,161	633	25.03	13.94%
Kentucky	234	1.41%	5,036,773	1.34%	1,765,370	1.40%	13,397	601	27.43	16.08%
Louisiana	464	2.80%	11,066,512	2.94%	3,743,848	2.97%	15,543	604	27.71	15.61%
Maine	45	0.27%	863,202	0.23%	309,277	0.25%	9,674	598	24.57	14.89%
Maryland	17	0.10%	414,334	0.11%	148,396	0.12%	15,361	621	27.86	14.79%
Massachusetts	258	1.56%	5,183,605	1.38%	1,515,176	1.20%	11,096	598	26.23	15.20%
Michigan	222	1.34%	4,588,493	1.22%	1,501,926	1.19%	12,911	602	26.83	15.77%
Minnesota	84	0.51%	1,840,452	0.49%	632,392	0.50%	13,404	630	26.01	13.18%
Mississippi	265	1.60%	6,012,508	1.60%	1,885,802	1.49%	13,767	599	26.93	15.91%
Missouri	301	1.82%	6,170,442	1.64%	2,204,292	1.75%	13,189	614	27.11	16.06%
Montana	36	0.22%	976,780	0.26%	218,620	0.17%	17,069	614	26.51	13.30%
Nebraska	38	0.23%	901,525	0.24%	288,771	0.23%	13,726	625	27.10	13.58%
Nevada	217	1.31%	4,887,668	1.30%	1,662,264	1.32%	15,651	603	27.89	15.33%
New Hampshire	90	0.54%	1,567,516	0.42%	533,345	0.42%	10,282	590	26.19	17.36%
New Jersey	431	2.60%	8,739,349	2.32%	3,082,143	2.44%	11,897	592	25.99	15.58%
New Mexico	157	0.95%	3,836,777	1.02%	1,330,385	1.05%	16,424	609	27.77	16.71%
New York	669	4.04%	15,271,216	4.06%	5,242,043	4.15%	14,187	606	26.80	16.08%
North Carolina	658	3.98%	14,681,874	3.90%	4,700,156	3.73%	14,008	611	27.52	14.72%
North Dakota	18	0.11%	437,543	0.12%	105,984	0.08%	10,967	633	26.25	14.70%
Ohio	550	3.32%	11,267,371	2.99%	3,403,390	2.70%	13,069	605	27.09	15.89%
Oklahoma	318	1.92%	7,256,200	1.93%	2,236,501	1.77%	13,884	621	26.80	14.50%
Oregon	100	0.60%	2,252,348	0.60%	641,247	0.51%	13,226	623	26.96	14.81%
Pennsylvania	43	0.26%	918,588	0.24%	339,397	0.27%	13,358	603	27.74	15.12%
Rhode Island	45	0.27%	917,913	0.24%	341,266	0.27%	10,549	575	26.17	15.54%
South Carolina	369	2.23%	7,906,280	2.10%	2,679,408	2.12%	13,494	592	28.29	16.70%
South Dakota	26	0.16%	550,545	0.15%	179,334	0.14%	12,344	618	26.83	15.65%
Tennessee	350	2.12%	7,690,697	2.04%	2,665,790	2.11%	14,091	606	27.20	16.41%
Texas	2,574	15.56%	66,380,846	17.64%	23,189,703	18.38%	15,919	614	27.64	13.82%
Utah	32	0.19%	737,822	0.20%	210,170	0.17%	13,037	605	25.23	15.44%
Vermont	27	0.16%	518,040	0.14%	187,116	0.15%	15,340	596	29.61	15.80%
Virginia	245	1.48%	5,439,250	1.45%	2,094,781	1.66%	14,265	593	28.65	16.20%
Washington	136	0.82%	3,142,700	0.84%	1,062,012	0.84%	15,489	605	27.48	14.43%
West Virginia	139	0.84%	3,146,620	0.84%	1,058,090	0.84%	14,893	618	27.57	15.35%
Wisconsin	169	1.02%	3,780,018	1.00%	1,395,565	1.11%	13,137	613	26.35	14.69%
Wyoming	19	0.11%	563,809	0.15%	193,230	0.15%	19,691	618	28.65	12.65%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	20	0.12%	490,597	0.13%	133,089	0.11%	14,684	604	27.55	15.65%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.01%	22,279	0.01%	8,273	0.01%	4,230	506	14.42	25.68%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	16,546	100.00%	376,278,873	100.00%	126,178,606	100.00%	14,332	607	27.35	15.27%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	6,010	36.32%	176,900,166	47.01%	59,022,036	46.78%	17,359	611	28.44	13.95%
Used	10,536	63.68%	199,378,707	52.99%	67,156,570	53.22%	11,672	604	26.39	16.43%
NA	-	-	-	-	-	-	-	-	-	-
Total:	16,546	100.00%	376,278,873	100.00%	126,178,606	100.00%	14,332	607	27.35	15.27%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	8,353	50.48%	153,300,958	40.74%	48,765,233	38.65%	11,716	598	27.08	17.20%
Truck	2,445	14.78%	83,966,469	22.31%	28,677,790	22.73%	18,699	624	27.40	13.06%
SUV	5,748	34.74%	139,011,445	36.94%	48,735,583	38.62%	14,380	606	27.58	14.65%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	16,546	100.00%	376,278,873	100.00%	126,178,606	100.00%	14,332	607	27.35	15.27%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	1,483	8.96%	31,060,238	8.25%	9,941,957	7.88%	12,984	608	26.24	16.09%
Ford: Lincoln	65	0.39%	1,270,519	0.34%	392,847	0.31%	10,979	604	25.46	16.13%
Ford: Mercury	6	0.04%	71,776	0.02%	19,930	0.02%	6,152	573	24.76	18.82%
GMC	316	1.91%	8,652,723	2.30%	3,090,553	2.45%	15,556	597	26.34	14.77%
GMC: Buick	159	0.96%	2,922,791	0.78%	977,351	0.77%	10,696	597	26.35	16.92%
GMC: Cadillac	148	0.89%	3,731,494	0.99%	1,384,499	1.10%	14,476	607	26.37	15.25%
GMC: Chevrolet	1,718	10.38%	37,233,549	9.90%	12,708,981	10.07%	13,723	599	26.96	16.58%
GMC: Hummer	1	0.01%	17,043	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	1	0.01%	14,116	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	2	0.01%	18,529	0.00%	7,910	0.01%	7,701	519	26.66	19.71%
Tesla	4	0.02%	173,792	0.05%	38,129	0.03%	19,136	644	24.53	10.09%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	203	1.23%	4,825,664	1.28%	1,531,338	1.21%	15,221	599	27.11	15.62%
BMW: Mini	28	0.17%	422,166	0.11%	124,261	0.10%	7,527	608	24.08	15.57%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	218	1.32%	5,594,792	1.49%	1,682,228	1.33%	14,971	595	27.13	15.12%
Daimler: Smart	6	0.04%	56,229	0.01%	23,037	0.02%	4,673	596	26.33	18.01%
Fiat	56	0.34%	935,988	0.25%	228,974	0.18%	11,591	602	28.22	15.44%
Fiat: Alfa Romeo	4	0.02%	207,838	0.06%	80,839	0.06%	37,089	687	32.67	10.09%
Fiat: Chrysler	388	2.34%	9,207,406	2.45%	3,130,827	2.48%	15,170	609	27.86	15.03%
Fiat: Dodge	2,838	17.15%	88,995,575	23.65%	29,930,829	23.72%	18,107	628	28.23	12.93%
Fiat: Jeep	1,959	11.84%	52,806,940	14.03%	18,365,288	14.55%	15,356	618	28.04	13.07%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	16	0.10%	383,752	0.10%	114,890	0.09%	13,131	592	25.57	14.03%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	302	1.83%	4,448,154	1.18%	1,460,370	1.16%	9,107	598	26.09	18.06%
Volkswagen: Audi	67	0.40%	1,625,530	0.43%	555,254	0.44%	14,272	583	26.02	15.53%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	9	0.05%	282,132	0.07%	107,335	0.09%	16,548	583	26.83	12.29%
Honda	523	3.16%	9,470,520	2.52%	3,209,253	2.54%	11,079	594	26.63	16.98%
Honda: Acura	55	0.33%	1,189,036	0.32%	413,583	0.33%	12,769	585	26.59	15.95%
Hyundai	937	5.66%	14,750,555	3.92%	4,622,925	3.66%	9,479	595	26.40	17.88%
Hyundai: Kia	936	5.66%	16,816,583	4.47%	5,562,223	4.41%	11,589	587	27.67	18.64%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	127	0.77%	2,168,746	0.58%	734,887	0.58%	10,809	585	26.59	17.58%
Mitsubishi	288	1.74%	5,355,493	1.42%	1,578,467	1.25%	11,576	571	27.60	18.01%
Nissan	2,131	12.88%	39,737,049	10.56%	12,759,072	10.11%	11,819	589	27.09	17.62%
Nissan: Infiniti	121	0.73%	3,049,127	0.81%	1,064,581	0.84%	14,319	590	26.83	15.03%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	88	0.53%	1,673,075	0.44%	559,384	0.44%	10,456	597	25.61	16.28%
Suzuki	3	0.02%	30,813	0.01%	3,987	0.00%	3,987	665	26.00	13.34%
Tata: Jaguar	15	0.09%	388,742	0.10%	154,046	0.12%	14,315	575	26.98	14.55%
Tata: Land Rover	28	0.17%	850,277	0.23%	342,173	0.27%	17,999	579	28.43	13.78%
Toyota	1,099	6.64%	21,952,112	5.83%	7,887,194	6.25%	12,389	593	27.03	16.47%
Toyota: Lexus	101	0.61%	2,343,059	0.62%	848,301	0.67%	13,138	609	25.54	15.09%
Toyota: Scion	25	0.15%	305,780	0.08%	109,697	0.09%	5,837	576	24.80	19.12%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	72	0.44%	1,239,171	0.33%	431,205	0.34%	11,211	615	25.97	17.39%
Total:	16,546	100.00%	376,278,873	100.00%	126,178,606	100.00%	14,332	607	27.35	15.27%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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