StratMaker (145126)

Santander Drive Auto Receivables Trust 2019-3

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

39.28% / 60.72%

Total Original # of Loans

21,513

WA Loan to Value (LTV)

63.05%

Total Original Loan Amount (OLA)

$ 456,334,104

WA Payment to Income (PTI)

10.31%

Weighted Average (WA) OLA

$ 25,755

WA FICO (non-zero)

614

Rep. Period Beginning Loan Amount

$ 190,500,274

WA Remaining Term (RT)

31.80

Rep. Period Ending Loan Amount (ELA)

$ 181,175,859

WA Original APR

15.27%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

21,513

Total Original Loan Amount (OLA)

$ 456,334,104

Weighted Average (WA) OLA

$ 25,755

Rep. Period Beginning Loan Amount

$ 190,500,274

Rep. Period Ending Loan Amount (ELA)

$ 181,175,859

As % of Reporting Period ELA:

New % / Used %

39.28% / 60.72%

WA Loan to Value (LTV)

63.05%

WA Payment to Income (PTI)

10.31%

WA FICO (non-zero)

614

WA Remaining Term (RT)

31.80

WA Original APR

15.27%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.01%	9,973	0.00%	2,132	0.00%	1,519	523	16.74	16.66%
$5,000 - $9,999	1,627	7.56%	13,440,748	2.95%	4,261,358	2.35%	4,298	591	25.47	19.64%
$10,000 - $14,999	4,699	21.84%	59,787,442	13.10%	22,164,444	12.23%	7,407	598	29.77	18.97%
$15,000 - $19,999	5,201	24.18%	90,366,468	19.80%	35,002,899	19.32%	10,331	606	31.24	17.24%
$20,000 - $24,999	3,868	17.98%	86,590,039	18.98%	33,893,155	18.71%	13,184	610	31.70	15.82%
$25,000 - $29,999	2,557	11.89%	69,770,241	15.29%	28,628,753	15.80%	16,167	613	32.49	14.94%
$30,000 - $39,999	2,442	11.35%	83,521,892	18.30%	34,802,171	19.21%	20,091	617	32.93	13.69%
$40,000 - $49,999	817	3.80%	35,823,516	7.85%	15,499,673	8.56%	24,151	631	33.49	10.36%
$50,000 - $59,999	232	1.08%	12,524,213	2.74%	5,077,481	2.80%	27,819	660	33.12	8.49%
$60,000 - $69,999	52	0.24%	3,292,154	0.72%	1,290,910	0.71%	32,935	686	33.19	8.65%
$70,000 - $79,999	14	0.07%	1,017,321	0.22%	453,408	0.25%	39,027	677	34.19	7.34%
$80,000 - $89,999	1	0.00%	81,346	0.02%	49,582	0.03%	49,582	694	37.00	5.90%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	1	0.00%	108,752	0.02%	49,894	0.03%	49,894	802	35.00	6.99%
Total:	21,513	100.00%	456,334,104	100.00%	181,175,859	100.00%	15,089	614	31.80	15.27%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	7,887	36.66%	142,354,562	31.20%	7,198,455	3.97%	3,668	625	20.19	15.34%
$5,000 - $9,999	5,473	25.44%	87,416,877	19.16%	41,782,890	23.06%	7,891	627	29.09	15.46%
$10,000 - $14,999	4,225	19.64%	93,941,280	20.59%	51,800,656	28.59%	12,430	610	31.61	15.95%
$15,000 - $19,999	2,209	10.27%	65,291,846	14.31%	38,153,292	21.06%	17,390	606	33.17	15.48%
$20,000 - $24,999	1,143	5.31%	41,454,417	9.08%	25,360,051	14.00%	22,277	606	34.55	14.62%
$25,000 - $29,999	399	1.85%	17,030,516	3.73%	10,822,827	5.97%	27,198	615	35.90	13.48%
$30,000 - $39,999	161	0.75%	7,801,531	1.71%	5,326,005	2.94%	33,275	631	38.32	12.86%
$40,000 - $49,999	13	0.06%	850,425	0.19%	575,733	0.32%	44,537	674	39.41	11.25%
$50,000 - $59,999	3	0.01%	192,649	0.04%	155,949	0.09%	52,015	674	40.02	16.92%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	21,513	100.00%	456,334,104	100.00%	181,175,859	100.00%	15,089	614	31.80	15.27%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	21,513	100.00%	456,334,104	100.00%	181,175,859	100.00%	15,089	614	31.80	15.27%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,513	100.00%	456,334,104	100.00%	181,175,859	100.00%	15,089	614	31.80	15.27%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	44	0.20%	1,567,688	0.34%	534,279	0.29%	15,981	714	27.21	0.42%
2.50 - 4.99%	1,031	4.79%	25,702,796	5.63%	8,728,562	4.82%	11,551	731	27.74	3.76%
5.00 - 7.49%	1,090	5.07%	32,872,044	7.20%	13,054,124	7.21%	16,895	683	30.91	6.36%
7.50 - 9.99%	1,487	6.91%	39,343,190	8.62%	16,380,123	9.04%	16,357	648	31.68	8.70%
10.00 - 12.49%	1,586	7.37%	41,766,898	9.15%	18,168,559	10.03%	17,265	622	32.48	11.13%
12.50 - 14.99%	2,185	10.16%	52,410,949	11.49%	22,799,492	12.58%	16,633	607	32.59	13.56%
15.00 - 17.49%	2,657	12.35%	58,623,303	12.85%	24,154,304	13.33%	15,615	602	32.47	15.95%
17.50 - 19.99%	3,443	16.00%	70,487,085	15.45%	27,561,916	15.21%	15,041	590	32.33	18.01%
20.00 - 22.49%	3,402	15.81%	61,527,903	13.48%	24,192,001	13.35%	13,748	576	31.79	20.75%
22.50 - 24.99%	3,055	14.20%	49,691,910	10.89%	18,396,762	10.15%	12,655	566	31.58	23.35%
25.00 - 27.49%	1,312	6.10%	19,261,563	4.22%	6,360,935	3.51%	11,920	546	30.95	25.30%
27.50 - 29.99%	221	1.03%	3,078,776	0.67%	844,803	0.47%	11,867	510	31.97	27.17%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,513	100.00%	456,334,104	100.00%	181,175,859	100.00%	15,089	614	31.80	15.27%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	745	3.46%	13,133,479	2.88%	4,890,847	2.70%	13,977	477	31.63	20.92%
500 - 549	2,591	12.04%	50,183,459	11.00%	20,494,686	11.31%	14,814	531	32.40	18.69%
550 - 599	5,539	25.75%	117,628,939	25.78%	49,013,039	27.05%	15,401	576	32.52	16.41%
600 - 649	5,061	23.53%	117,048,410	25.65%	48,339,654	26.68%	16,243	622	32.45	14.43%
650 - 699	2,229	10.36%	57,275,561	12.55%	22,725,728	12.54%	17,019	670	31.57	11.20%
700 - 749	920	4.28%	22,953,226	5.03%	8,347,617	4.61%	14,397	720	29.93	8.90%
750 - 799	549	2.55%	12,850,102	2.82%	4,538,514	2.51%	12,090	771	28.34	7.32%
800+	560	2.60%	12,586,316	2.76%	4,396,610	2.43%	11,366	833	28.00	6.27%
NA	3,319	15.43%	52,674,612	11.54%	18,429,164	10.17%	11,391	0	30.45	21.18%
Total:	21,513	100.00%	456,334,104	100.00%	181,175,859	100.00%	15,089	614	31.80	15.27%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	4	0.02%	30,289	0.01%	0	0.00%	0	0	0.00	0.00%
25 - 36	52	0.24%	558,092	0.12%	23,632	0.01%	3,970	557	8.20	9.47%
37 - 48	569	2.64%	6,408,548	1.40%	908,694	0.50%	3,759	592	8.87	19.46%
49 - 60	1,921	8.93%	26,865,956	5.89%	8,001,769	4.42%	7,197	624	19.52	16.49%
61 - 72	16,993	78.99%	357,518,068	78.35%	144,341,493	79.67%	14,480	611	31.99	15.76%
73+	1,974	9.18%	64,953,151	14.23%	27,900,271	15.40%	20,879	627	35.12	12.29%
Total:	21,513	100.00%	456,334,104	100.00%	181,175,859	100.00%	15,089	614	31.80	15.27%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	5,571	25.90%	112,915,374	24.74%	70,241	0.04%	6,802	568	0.00	17.65%
1 - 12	775	3.60%	13,117,889	2.87%	2,138,799	1.18%	4,791	601	7.37	14.37%
13 - 24	1,752	8.14%	26,979,240	5.91%	9,771,296	5.39%	7,153	638	19.49	14.25%
25 - 36	12,208	56.75%	271,512,657	59.50%	144,798,232	79.92%	14,475	616	31.72	15.11%
37 - 48	1,177	5.47%	31,121,483	6.82%	23,843,601	13.16%	22,888	596	39.00	16.70%
49 - 60	23	0.11%	505,205	0.11%	401,526	0.22%	18,722	574	54.47	19.59%
61 - 72	6	0.03%	157,021	0.03%	127,983	0.07%	25,619	542	66.95	15.21%
73+	1	0.00%	25,235	0.01%	24,181	0.01%	24,181	637	78.00	15.17%
Total:	21,513	100.00%	456,334,104	100.00%	181,175,859	100.00%	15,089	614	31.80	15.27%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	11,033	51.29%	234,459,222	51.38%	110,360,884	60.91%	13,878	626	31.22	14.33%
1 - 15	2,394	11.13%	53,499,356	11.72%	30,260,415	16.70%	16,326	600	32.42	16.15%
16 - 30	1,121	5.21%	24,772,105	5.43%	14,351,734	7.92%	16,526	596	32.71	16.61%
31 - 60	1,257	5.84%	27,380,100	6.00%	16,153,150	8.92%	17,531	591	32.96	17.31%
61 - 90	534	2.48%	11,800,835	2.59%	7,279,220	4.02%	18,871	592	33.16	17.73%
91 - 120	248	1.15%	5,150,690	1.13%	2,770,457	1.53%	18,192	592	32.89	18.13%
121+	4,926	22.90%	99,271,795	21.75%	0	0.00%	0	0	0.00	0.00%
Total:	21,513	100.00%	456,334,104	100.00%	181,175,859	100.00%	15,089	614	31.80	15.27%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,197	10.21%	45,664,718	10.01%	15,397,886	8.50%	11,597	673	29.35	10.35%
Stated, not verified	19,147	89.00%	407,236,161	89.24%	165,143,907	91.15%	15,412	608	32.06	15.74%
Stated, verified to Level 3²	169	0.79%	3,433,225	0.75%	634,065	0.35%	15,819	587	24.80	14.41%
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,513	100.00%	456,334,104	100.00%	181,175,859	100.00%	15,089	614	31.80	15.27%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	20,894	97.12%	442,985,152	97.07%	176,835,035	97.60%	15,058	615	31.81	15.25%
Stated, verified but not Level 4 or 5	619	2.88%	13,348,952	2.93%	4,340,824	2.40%	16,348	584	31.55	16.25%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,513	100.00%	456,334,104	100.00%	181,175,859	100.00%	15,089	614	31.80	15.27%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,745	12.76%	53,349,888	11.69%	20,969,280	11.57%	11,855	653	29.77	10.69%
5.00 - 9.99%	8,153	37.90%	168,739,526	36.98%	69,074,073	38.13%	14,794	617	31.66	14.62%
10.00 - 14.99%	7,222	33.57%	158,454,222	34.72%	62,344,481	34.41%	16,041	602	32.38	16.63%
15.00 - 19.99%	3,184	14.80%	70,603,741	15.47%	26,882,729	14.84%	16,154	600	32.40	17.47%
20.00 - 24.99%	203	0.94%	4,995,220	1.09%	1,844,222	1.02%	15,271	622	32.23	13.90%
25.00 - 29.99%	6	0.03%	191,507	0.04%	61,074	0.03%	12,872	712	24.96	6.50%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,513	100.00%	456,334,104	100.00%	181,175,859	100.00%	15,089	614	31.80	15.27%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	10	0.05%	83,998	0.02%	26,561	0.01%	3,197	616	20.07	12.92%
25.00 - 49.99%	190	0.88%	2,345,727	0.51%	859,577	0.47%	6,891	618	28.02	10.86%
50.00 - 74.99%	881	4.10%	17,378,401	3.81%	6,839,494	3.78%	11,820	622	30.22	10.76%
75.00 - 99.99%	5,372	24.97%	127,301,213	27.90%	51,872,714	28.63%	16,016	613	32.11	13.34%
100.00 - 109.99%	4,171	19.39%	93,079,404	20.40%	35,915,743	19.82%	15,821	607	31.98	15.31%
110.00 - 119.99%	4,222	19.63%	86,132,451	18.87%	33,508,632	18.50%	14,951	604	31.78	16.77%
120.00 - 129.99%	3,472	16.14%	67,763,331	14.85%	26,754,259	14.77%	14,342	616	31.61	16.90%
130.00 - 139.99%	2,951	13.72%	56,029,867	12.28%	22,910,861	12.65%	14,004	625	31.74	17.45%
140.00%+	244	1.13%	6,219,712	1.36%	2,488,019	1.37%	17,007	694	31.42	11.34%
Total:	21,513	100.00%	456,334,104	100.00%	181,175,859	100.00%	15,089	614	31.80	15.27%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	464	2.16%	9,247,905	2.03%	3,827,526	2.11%	15,343	608	31.98	18.02%
Alaska	26	0.12%	548,368	0.12%	194,594	0.11%	14,238	605	31.30	16.32%
Arizona	345	1.60%	7,620,713	1.67%	3,069,958	1.69%	16,578	617	32.30	15.80%
Arkansas	365	1.70%	8,039,364	1.76%	3,321,468	1.83%	16,322	618	32.03	14.37%
California	2,017	9.38%	44,087,654	9.66%	16,146,220	8.91%	15,430	616	31.56	15.66%
Colorado	145	0.67%	3,289,536	0.72%	1,155,972	0.64%	15,521	629	31.31	12.71%
Connecticut	243	1.13%	4,993,376	1.09%	1,889,435	1.04%	12,078	647	29.86	10.88%
Delaware	90	0.42%	1,693,980	0.37%	640,311	0.35%	12,143	635	30.57	15.94%
Florida	2,091	9.72%	41,554,616	9.11%	16,730,914	9.23%	14,315	609	31.77	15.19%
Georgia	1,110	5.16%	23,422,779	5.13%	9,489,841	5.24%	15,286	607	32.39	17.41%
Hawaii	85	0.40%	1,717,483	0.38%	660,914	0.36%	13,774	586	31.01	17.53%
Idaho	51	0.24%	1,053,535	0.23%	474,600	0.26%	15,758	636	31.88	13.89%
Illinois	897	4.17%	18,868,952	4.13%	8,101,003	4.47%	15,103	610	32.00	16.06%
Indiana	296	1.38%	5,655,714	1.24%	2,290,949	1.26%	13,229	608	31.33	16.08%
Iowa	82	0.38%	1,710,851	0.37%	669,339	0.37%	14,898	623	31.73	14.41%
Kansas	102	0.47%	1,969,995	0.43%	865,924	0.48%	14,123	623	32.12	15.28%
Kentucky	282	1.31%	5,535,915	1.21%	2,216,057	1.22%	13,804	615	31.80	15.41%
Louisiana	588	2.73%	12,359,877	2.71%	4,866,016	2.69%	15,836	607	32.06	16.29%
Maine	46	0.21%	990,538	0.22%	408,365	0.23%	13,964	653	31.65	13.26%
Maryland	470	2.18%	10,502,825	2.30%	4,131,641	2.28%	15,829	610	32.29	15.30%
Massachusetts	344	1.60%	7,079,562	1.55%	2,752,860	1.52%	13,497	614	31.12	13.59%
Michigan	309	1.44%	6,180,294	1.35%	2,305,942	1.27%	12,043	626	30.31	14.01%
Minnesota	106	0.49%	2,432,695	0.53%	960,281	0.53%	14,804	658	31.27	11.12%
Mississippi	393	1.83%	8,448,337	1.85%	3,356,683	1.85%	14,828	611	31.74	16.50%
Missouri	409	1.90%	8,250,615	1.81%	3,276,116	1.81%	14,567	611	32.09	16.12%
Montana	51	0.24%	1,096,023	0.24%	396,150	0.22%	15,089	629	30.80	12.33%
Nebraska	59	0.27%	1,234,918	0.27%	432,353	0.24%	13,229	666	29.63	12.14%
Nevada	296	1.38%	6,284,815	1.38%	2,544,506	1.40%	15,849	608	33.49	16.33%
New Hampshire	100	0.46%	1,907,050	0.42%	743,564	0.41%	14,009	597	30.64	16.58%
New Jersey	760	3.53%	15,426,240	3.38%	6,460,529	3.57%	12,886	625	30.32	14.14%
New Mexico	184	0.86%	3,887,657	0.85%	1,562,335	0.86%	15,672	606	32.37	17.88%
New York	968	4.50%	21,256,780	4.66%	8,628,100	4.76%	14,401	629	31.21	14.06%
North Carolina	797	3.70%	16,680,521	3.66%	6,066,904	3.35%	14,912	610	31.93	15.03%
North Dakota	38	0.18%	801,205	0.18%	345,171	0.19%	17,424	624	32.73	16.17%
Ohio	766	3.56%	14,742,385	3.23%	5,594,130	3.09%	13,696	618	31.64	15.24%
Oklahoma	325	1.51%	6,888,418	1.51%	2,922,535	1.61%	16,052	615	32.25	15.31%
Oregon	177	0.82%	3,819,608	0.84%	1,474,155	0.81%	15,565	611	32.59	15.12%
Pennsylvania	907	4.22%	19,195,395	4.21%	7,995,956	4.41%	14,325	612	31.16	14.06%
Rhode Island	58	0.27%	1,009,394	0.22%	488,757	0.27%	11,336	595	31.54	14.75%
South Carolina	508	2.36%	10,490,838	2.30%	4,284,404	2.36%	14,870	606	32.03	16.53%
South Dakota	26	0.12%	503,647	0.11%	140,271	0.08%	11,390	674	28.78	13.43%
Tennessee	490	2.28%	10,390,112	2.28%	4,265,696	2.35%	15,294	607	32.39	16.58%
Texas	2,476	11.51%	57,894,231	12.69%	23,130,622	12.77%	17,062	612	32.22	14.72%
Utah	62	0.29%	1,384,254	0.30%	472,377	0.26%	17,177	628	32.53	13.93%
Vermont	33	0.15%	578,207	0.13%	207,573	0.11%	11,165	613	31.53	13.43%
Virginia	365	1.70%	7,983,936	1.75%	3,345,413	1.85%	15,733	606	32.11	15.30%
Washington	184	0.86%	4,313,505	0.95%	1,970,549	1.09%	17,602	622	33.56	14.59%
West Virginia	258	1.20%	5,406,595	1.18%	1,754,146	0.97%	14,977	604	32.00	14.94%
Wisconsin	209	0.97%	4,426,236	0.97%	1,536,965	0.85%	13,575	635	30.79	13.70%
Wyoming	29	0.13%	799,258	0.18%	361,431	0.20%	18,602	636	32.82	13.16%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	25	0.12%	578,261	0.13%	225,480	0.12%	15,887	573	32.26	15.50%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	5	0.02%	82,443	0.02%	13,328	0.01%	7,026	553	32.47	21.08%
Virgin Islands	1	0.00%	16,693	0.00%	9,531	0.01%	9,531	690	36.00	9.19%
Total:	21,513	100.00%	456,334,104	100.00%	181,175,859	100.00%	15,089	614	31.80	15.27%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	6,108	28.39%	176,318,300	38.64%	71,159,200	39.28%	18,970	614	33.23	13.59%
Used	15,405	71.61%	280,015,804	61.36%	110,016,659	60.72%	12,579	614	30.87	16.36%
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,513	100.00%	456,334,104	100.00%	181,175,859	100.00%	15,089	614	31.80	15.27%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	10,757	50.00%	186,038,930	40.77%	69,262,220	38.23%	12,399	603	31.43	17.53%
Truck	2,749	12.78%	88,591,899	19.41%	36,918,701	20.38%	20,562	626	32.45	13.26%
SUV	8,007	37.22%	181,703,274	39.82%	74,994,938	41.39%	14,879	618	31.82	14.18%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	21,513	100.00%	456,334,104	100.00%	181,175,859	100.00%	15,089	614	31.80	15.27%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,197	10.21%	43,685,945	9.57%	17,172,212	9.48%	14,631	606	31.40	16.73%
Ford: Lincoln	74	0.34%	1,311,461	0.29%	519,854	0.29%	12,274	582	29.59	18.00%
Ford: Mercury	3	0.01%	35,802	0.01%	2,592	0.00%	2,592	639	17.00	17.75%
GMC	462	2.15%	11,818,544	2.59%	5,092,332	2.81%	17,418	605	31.65	15.56%
GMC: Buick	240	1.12%	4,314,051	0.95%	1,754,264	0.97%	12,829	605	31.44	17.21%
GMC: Cadillac	192	0.89%	4,408,073	0.97%	1,715,836	0.95%	15,035	599	30.54	15.58%
GMC: Chevrolet	2,444	11.36%	50,095,539	10.98%	20,220,861	11.16%	15,441	601	31.87	17.01%
GMC: Hummer	1	0.00%	17,850	0.00%	4,818	0.00%	4,818	482	12.00	18.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.01%	42,562	0.01%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	3	0.01%	45,033	0.01%	5,041	0.00%	2,409	556	9.29	12.14%
Tesla	1	0.00%	44,120	0.01%	0	0.00%	0	0	0.00	0.00%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	310	1.44%	6,949,899	1.52%	2,513,654	1.39%	16,470	599	31.79	16.28%
BMW: Mini	51	0.24%	769,575	0.17%	281,102	0.16%	9,247	572	29.64	16.63%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	245	1.14%	5,734,888	1.26%	2,286,616	1.26%	16,392	594	31.92	16.36%
Daimler: Smart	2	0.01%	11,295	0.00%	2,277	0.00%	1,577	0	16.53	25.40%
Fiat	75	0.35%	1,323,379	0.29%	472,827	0.26%	10,660	664	30.48	9.52%
Fiat: Alfa Romeo	4	0.02%	139,533	0.03%	63,742	0.04%	17,131	676	29.60	9.73%
Fiat: Chrysler	499	2.32%	11,423,700	2.50%	4,250,093	2.35%	15,246	642	30.86	12.81%
Fiat: Dodge	2,968	13.80%	86,180,879	18.89%	34,382,702	18.98%	19,054	637	32.62	12.36%
Fiat: Jeep	2,697	12.54%	67,184,824	14.72%	27,250,180	15.04%	15,346	646	31.98	11.16%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	38	0.18%	719,090	0.16%	309,229	0.17%	13,976	586	29.78	16.50%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	411	1.91%	6,016,629	1.32%	2,335,210	1.29%	10,158	586	30.51	18.45%
Volkswagen: Audi	130	0.60%	3,000,817	0.66%	1,064,437	0.59%	14,928	592	31.21	15.37%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	15	0.07%	537,141	0.12%	183,912	0.10%	21,661	646	31.90	12.55%
Honda	833	3.87%	14,994,810	3.29%	6,025,847	3.33%	12,411	596	31.20	17.42%
Honda: Acura	79	0.37%	1,727,473	0.38%	767,843	0.42%	14,197	594	30.44	15.62%
Hyundai	1,190	5.53%	18,327,562	4.02%	6,992,656	3.86%	10,573	591	31.48	18.49%
Hyundai: Kia	1,252	5.82%	21,031,990	4.61%	8,140,580	4.49%	12,223	591	32.11	18.38%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	203	0.94%	3,509,935	0.77%	1,451,190	0.80%	13,527	591	32.50	17.95%
Mitsubishi	288	1.34%	5,108,879	1.12%	1,829,154	1.01%	12,643	599	32.37	18.45%
Nissan	2,671	12.42%	47,086,164	10.32%	18,283,702	10.09%	12,496	590	31.67	18.00%
Nissan: Infiniti	120	0.56%	2,975,230	0.65%	1,252,754	0.69%	17,531	591	32.70	15.55%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	151	0.70%	2,889,189	0.63%	1,202,847	0.66%	13,374	596	31.12	16.02%
Suzuki	4	0.02%	29,321	0.01%	8,616	0.00%	4,686	577	31.94	14.09%
Tata: Jaguar	19	0.09%	530,283	0.12%	192,238	0.11%	17,858	603	30.47	14.40%
Tata: Land Rover	30	0.14%	939,834	0.21%	347,569	0.19%	19,208	611	30.51	13.61%
Toyota	1,346	6.26%	26,378,179	5.78%	10,791,048	5.96%	13,686	593	31.32	17.44%
Toyota: Lexus	127	0.59%	2,959,621	0.65%	1,239,142	0.68%	15,218	604	29.93	15.22%
Toyota: Scion	40	0.19%	509,826	0.11%	208,631	0.12%	7,563	592	29.51	18.22%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	95	0.44%	1,525,180	0.33%	558,251	0.31%	11,665	590	31.50	17.02%
Total:	21,513	100.00%	456,334,104	100.00%	181,175,859	100.00%	15,089	614	31.80	15.27%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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