StratMaker (145134)

Santander Drive Auto Receivables Trust 2022-3

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

28.42% / 71.58%

Total Original # of Loans

63,708

WA Loan to Value (LTV)

90.97%

Total Original Loan Amount (OLA)

$ 1,686,601,377

WA Payment to Income (PTI)

11.22%

Weighted Average (WA) OLA

$ 30,822

WA FICO (non-zero)

601

Rep. Period Beginning Loan Amount

$ 1,299,570,017

WA Remaining Term (RT)

57.32

Rep. Period Ending Loan Amount (ELA)

$ 1,250,361,983

WA Original APR

14.23%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

63,708

Total Original Loan Amount (OLA)

$ 1,686,601,377

Weighted Average (WA) OLA

$ 30,822

Rep. Period Beginning Loan Amount

$ 1,299,570,017

Rep. Period Ending Loan Amount (ELA)

$ 1,250,361,983

As % of Reporting Period ELA:

New % / Used %

28.42% / 71.58%

WA Loan to Value (LTV)

90.97%

WA Payment to Income (PTI)

11.22%

WA FICO (non-zero)

601

WA Remaining Term (RT)

57.32

WA Original APR

14.23%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	1,528	2.40%	12,806,525	0.76%	7,064,170	0.56%	6,255	580	41.20	16.41%
$10,000 - $14,999	6,448	10.12%	83,033,633	4.92%	48,623,336	3.89%	9,990	581	45.34	17.26%
$15,000 - $19,999	10,861	17.05%	191,072,417	11.33%	127,540,913	10.20%	14,665	584	52.05	16.89%
$20,000 - $24,999	12,745	20.01%	287,118,659	17.02%	208,245,421	16.65%	19,464	590	56.31	16.25%
$25,000 - $29,999	11,561	18.15%	316,745,417	18.78%	238,287,943	19.06%	23,936	592	57.99	15.54%
$30,000 - $39,999	13,778	21.63%	472,599,246	28.02%	363,688,568	29.09%	30,111	600	59.11	14.07%
$40,000 - $49,999	5,035	7.90%	221,074,835	13.11%	175,259,900	14.02%	38,000	613	60.09	10.80%
$50,000 - $59,999	1,329	2.09%	71,288,846	4.23%	56,327,683	4.50%	45,674	639	60.39	7.49%
$60,000 - $69,999	233	0.37%	14,892,858	0.88%	12,079,598	0.97%	54,760	671	61.16	5.63%
$70,000 - $79,999	78	0.12%	5,836,912	0.35%	4,698,877	0.38%	64,789	688	62.12	7.35%
$80,000 - $89,999	55	0.09%	4,637,459	0.27%	4,015,798	0.32%	73,504	708	61.55	7.64%
$90,000 - $99,999	54	0.08%	5,187,192	0.31%	4,254,959	0.34%	83,598	715	62.00	7.24%
Over $100,000	3	0.00%	307,378	0.02%	274,816	0.02%	91,634	788	63.00	6.78%
Total:	63,708	100.00%	1,686,601,377	100.00%	1,250,361,983	100.00%	27,179	601	57.32	14.23%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	9,348	14.67%	193,293,588	11.46%	13,901,188	1.11%	3,493	598	15.49	16.87%
$5,000 - $9,999	5,754	9.03%	101,567,419	6.02%	43,748,971	3.50%	7,887	587	29.91	16.43%
$10,000 - $14,999	7,580	11.90%	142,383,501	8.44%	95,735,711	7.66%	12,791	587	44.52	15.82%
$15,000 - $19,999	9,678	15.19%	208,467,566	12.36%	170,006,801	13.60%	17,683	589	54.44	15.76%
$20,000 - $24,999	10,545	16.55%	269,422,029	15.97%	237,004,037	18.95%	22,568	592	59.27	15.70%
$25,000 - $29,999	8,483	13.32%	258,738,358	15.34%	232,025,517	18.56%	27,427	596	60.96	14.94%
$30,000 - $39,999	9,372	14.71%	356,849,556	21.16%	320,348,826	25.62%	34,410	603	61.92	13.26%
$40,000 - $49,999	2,422	3.80%	119,494,749	7.08%	105,757,609	8.46%	43,823	626	62.53	9.36%
$50,000 - $59,999	334	0.52%	20,445,385	1.21%	17,885,605	1.43%	53,679	660	62.48	6.40%
$60,000 - $69,999	89	0.14%	6,602,134	0.39%	5,751,027	0.46%	64,749	686	62.15	7.46%
$70,000 - $79,999	53	0.08%	4,504,593	0.27%	3,960,417	0.32%	74,827	708	62.20	8.10%
$80,000 - $89,999	47	0.07%	4,525,977	0.27%	3,956,229	0.32%	84,265	718	62.36	7.42%
$90,000 - $99,999	3	0.00%	306,523	0.02%	280,047	0.02%	93,358	776	63.00	7.03%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	63,708	100.00%	1,686,601,377	100.00%	1,250,361,983	100.00%	27,179	601	57.32	14.23%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	63,708	100.00%	1,686,601,377	100.00%	1,250,361,983	100.00%	27,179	601	57.32	14.23%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,708	100.00%	1,686,601,377	100.00%	1,250,361,983	100.00%	27,179	601	57.32	14.23%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	842	1.32%	38,006,849	2.25%	30,119,037	2.41%	40,098	685	58.29	1.06%
2.50 - 4.99%	588	0.92%	20,091,847	1.19%	13,395,602	1.07%	37,410	670	57.16	4.34%
5.00 - 7.49%	3,282	5.15%	99,336,669	5.89%	78,084,443	6.24%	32,038	664	59.27	6.57%
7.50 - 9.99%	7,219	11.33%	223,915,159	13.28%	175,852,869	14.06%	31,581	623	59.48	8.72%
10.00 - 12.49%	8,190	12.86%	245,409,928	14.55%	191,116,953	15.28%	29,446	600	58.79	11.12%
12.50 - 14.99%	9,229	14.49%	262,611,118	15.57%	198,649,665	15.89%	27,520	592	57.73	13.56%
15.00 - 17.49%	9,378	14.72%	247,749,837	14.69%	178,524,557	14.28%	25,518	585	56.03	15.96%
17.50 - 19.99%	10,024	15.73%	235,777,339	13.98%	159,321,998	12.74%	23,274	580	54.30	18.25%
20.00 - 22.49%	7,186	11.28%	157,973,992	9.37%	113,859,377	9.11%	22,476	575	56.44	20.85%
22.50 - 24.99%	5,237	8.22%	108,026,076	6.40%	78,453,822	6.27%	21,151	571	56.81	23.48%
25.00 - 27.49%	1,911	3.00%	36,824,401	2.18%	25,645,290	2.05%	19,914	566	55.78	25.60%
27.50 - 29.99%	622	0.98%	10,878,162	0.64%	7,338,372	0.59%	17,960	554	52.93	28.15%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,708	100.00%	1,686,601,377	100.00%	1,250,361,983	100.00%	27,179	601	57.32	14.23%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	3,529	5.54%	82,303,582	4.88%	62,234,261	4.98%	23,931	478	56.58	16.60%
500 - 549	10,567	16.59%	267,029,188	15.83%	197,967,071	15.83%	25,274	529	56.20	15.56%
550 - 599	17,371	27.27%	451,227,812	26.75%	329,517,850	26.35%	25,861	577	56.68	15.51%
600 - 649	16,213	25.45%	463,583,610	27.49%	348,788,929	27.90%	28,775	621	58.07	12.90%
650 - 699	5,603	8.79%	166,400,122	9.87%	124,451,681	9.95%	30,449	671	58.46	11.59%
700 - 749	2,562	4.02%	79,070,933	4.69%	60,168,984	4.81%	33,205	721	59.07	10.06%
750 - 799	925	1.45%	31,002,400	1.84%	23,186,425	1.85%	36,325	770	58.45	7.82%
800+	579	0.91%	17,270,617	1.02%	11,554,942	0.92%	31,859	833	56.96	6.42%
NA	6,359	9.98%	128,713,114	7.63%	92,491,839	7.40%	20,919	0	56.75	19.10%
Total:	63,708	100.00%	1,686,601,377	100.00%	1,250,361,983	100.00%	27,179	601	57.32	14.23%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	4	0.01%	37,692	0.00%	22,843	0.00%	7,293	583	14.47	8.87%
25 - 36	143	0.22%	2,416,854	0.14%	1,517,903	0.12%	15,998	709	24.86	4.21%
37 - 48	1,297	2.04%	21,530,763	1.28%	15,086,355	1.21%	17,270	610	37.29	14.83%
49 - 60	5,473	8.59%	104,851,083	6.22%	78,660,726	6.29%	19,568	597	48.72	16.21%
61 - 72	47,140	73.99%	1,237,234,806	73.36%	922,594,064	73.79%	27,122	601	58.29	14.40%
73+	9,651	15.15%	320,530,179	19.00%	232,480,092	18.59%	30,696	599	57.87	12.91%
Total:	63,708	100.00%	1,686,601,377	100.00%	1,250,361,983	100.00%	27,179	601	57.32	14.23%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	4,676	7.34%	116,411,293	6.90%	15,910	0.00%	828	580	0.00	19.91%
1 - 12	3,872	6.08%	72,026,498	4.27%	13,626,041	1.09%	4,486	599	10.88	16.70%
13 - 24	4,776	7.50%	107,849,029	6.39%	41,450,504	3.32%	10,676	586	18.41	16.71%
25 - 36	3,683	5.78%	90,849,257	5.39%	50,218,128	4.02%	16,083	598	30.33	15.40%
37 - 48	3,792	5.95%	73,312,140	4.35%	56,855,716	4.55%	18,164	587	42.88	15.65%
49 - 60	13,085	20.54%	338,173,878	20.05%	285,353,912	22.82%	25,880	591	55.76	13.31%
61 - 72	29,819	46.81%	887,831,167	52.64%	802,723,629	64.20%	30,211	606	63.38	14.22%
73+	5	0.01%	148,113	0.01%	118,143	0.01%	24,703	546	80.34	8.75%
Total:	63,708	100.00%	1,686,601,377	100.00%	1,250,361,983	100.00%	27,179	601	57.32	14.23%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	39,248	61.61%	1,043,540,163	61.87%	797,285,923	63.76%	27,264	610	57.73	13.40%
1 - 15	8,725	13.70%	234,053,565	13.88%	187,057,526	14.96%	27,120	588	56.27	14.78%
16 - 30	4,284	6.72%	113,356,532	6.72%	91,024,576	7.28%	26,808	580	56.30	15.43%
31 - 60	4,828	7.58%	126,534,043	7.50%	105,365,225	8.43%	26,854	581	56.70	16.33%
61 - 90	2,178	3.42%	56,569,712	3.35%	48,338,335	3.87%	27,048	581	57.47	17.40%
91 - 120	1,072	1.68%	27,929,150	1.66%	21,290,397	1.70%	27,995	585	58.22	17.68%
121+	3,373	5.29%	84,618,211	5.02%	0	0.00%	0	0	0.00	0.00%
Total:	63,708	100.00%	1,686,601,377	100.00%	1,250,361,983	100.00%	27,179	601	57.32	14.23%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,223	5.06%	78,580,800	4.66%	55,290,530	4.42%	24,703	623	56.34	13.02%
Stated, not verified	59,447	93.31%	1,584,714,180	93.96%	1,183,773,068	94.67%	27,337	600	57.51	14.26%
Stated, verified to Level 3²	1,038	1.63%	23,306,397	1.38%	11,298,385	0.90%	22,705	583	42.33	16.58%
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,708	100.00%	1,686,601,377	100.00%	1,250,361,983	100.00%	27,179	601	57.32	14.23%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	59,535	93.45%	1,586,050,535	94.04%	1,182,725,188	94.59%	27,327	601	57.59	14.10%
Stated, verified but not Level 4 or 5	4,173	6.55%	100,550,842	5.96%	67,636,795	5.41%	24,584	587	52.60	16.55%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,708	100.00%	1,686,601,377	100.00%	1,250,361,983	100.00%	27,179	601	57.32	14.23%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,791	9.09%	138,488,636	8.21%	100,506,862	8.04%	25,634	618	56.61	9.92%
5.00 - 9.99%	21,534	33.80%	572,945,940	33.97%	426,930,265	34.14%	27,687	601	57.37	12.71%
10.00 - 14.99%	22,409	35.17%	602,649,369	35.73%	443,944,118	35.51%	27,390	596	57.16	15.08%
15.00 - 19.99%	12,604	19.78%	332,570,076	19.72%	248,291,423	19.86%	26,429	598	57.60	16.84%
20.00 - 24.99%	1,358	2.13%	39,601,392	2.35%	30,533,009	2.44%	28,252	616	58.99	16.13%
25.00 - 29.99%	9	0.01%	270,534	0.02%	122,615	0.01%	14,741	631	29.78	14.45%
30.00 - 39.99%	3	0.00%	75,431	0.00%	33,691	0.00%	16,976	569	43.00	21.58%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,708	100.00%	1,686,601,377	100.00%	1,250,361,983	100.00%	27,179	601	57.32	14.23%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	51	0.08%	457,562	0.03%	300,168	0.02%	7,342	606	46.90	7.61%
25.00 - 49.99%	718	1.13%	10,729,402	0.64%	7,713,589	0.62%	15,389	587	54.23	8.46%
50.00 - 74.99%	3,952	6.20%	89,862,635	5.33%	67,509,362	5.40%	22,833	596	57.35	9.64%
75.00 - 99.99%	17,879	28.06%	488,850,133	28.98%	358,535,798	28.67%	27,031	585	56.62	12.77%
100.00 - 109.99%	13,070	20.52%	366,282,498	21.72%	275,982,081	22.07%	28,451	596	57.97	14.50%
110.00 - 119.99%	12,876	20.21%	353,852,997	20.98%	263,516,072	21.08%	28,424	607	58.14	15.14%
120.00 - 129.99%	8,109	12.73%	211,460,620	12.54%	156,865,113	12.55%	27,679	614	57.58	15.87%
130.00 - 139.99%	6,498	10.20%	151,804,904	9.00%	109,693,056	8.77%	24,403	626	55.78	16.94%
140.00%+	555	0.87%	13,300,627	0.79%	10,246,743	0.82%	26,176	652	57.82	15.25%
Total:	63,708	100.00%	1,686,601,377	100.00%	1,250,361,983	100.00%	27,179	601	57.32	14.23%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,095	1.72%	27,395,357	1.62%	20,149,184	1.61%	25,760	601	56.44	16.00%
Alaska	64	0.10%	1,880,966	0.11%	1,512,501	0.12%	30,982	599	58.74	14.83%
Arizona	1,103	1.73%	29,823,098	1.77%	22,168,779	1.77%	27,501	605	57.10	13.89%
Arkansas	939	1.47%	24,294,314	1.44%	17,351,362	1.39%	25,871	600	56.34	14.31%
California	4,700	7.38%	126,936,311	7.53%	92,413,627	7.39%	28,037	609	56.89	13.85%
Colorado	557	0.87%	15,228,025	0.90%	11,156,334	0.89%	28,779	608	57.94	12.62%
Connecticut	518	0.81%	12,850,611	0.76%	9,650,720	0.77%	26,240	597	57.05	12.95%
Delaware	198	0.31%	5,042,795	0.30%	3,637,235	0.29%	25,219	589	56.19	14.20%
Florida	7,748	12.16%	202,321,171	12.00%	154,093,213	12.32%	27,273	601	58.62	13.90%
Georgia	2,738	4.30%	72,002,544	4.27%	51,512,795	4.12%	26,699	602	55.93	15.38%
Hawaii	178	0.28%	4,978,289	0.30%	3,831,466	0.31%	28,086	601	58.18	15.83%
Idaho	119	0.19%	3,104,344	0.18%	2,091,609	0.17%	24,460	587	54.13	13.72%
Illinois	1,738	2.73%	44,280,082	2.63%	29,924,991	2.39%	24,962	602	53.86	15.27%
Indiana	993	1.56%	25,001,560	1.48%	18,705,814	1.50%	26,096	604	57.11	14.94%
Iowa	226	0.35%	5,824,164	0.35%	4,259,273	0.34%	26,228	610	56.84	13.68%
Kansas	274	0.43%	7,258,494	0.43%	5,013,169	0.40%	26,810	597	55.96	13.73%
Kentucky	790	1.24%	19,518,279	1.16%	14,481,711	1.16%	25,746	599	57.02	14.99%
Louisiana	1,334	2.09%	34,712,981	2.06%	24,665,833	1.97%	26,673	599	55.19	15.22%
Maine	163	0.26%	4,218,510	0.25%	3,183,698	0.25%	26,952	602	57.55	12.27%
Maryland	2,979	4.68%	79,225,762	4.70%	61,930,605	4.95%	26,714	591	56.76	14.49%
Massachusetts	854	1.34%	22,656,210	1.34%	17,272,219	1.38%	27,758	601	58.83	13.39%
Michigan	1,220	1.91%	30,722,412	1.82%	22,218,650	1.78%	25,767	600	57.62	15.14%
Minnesota	353	0.55%	9,470,689	0.56%	6,756,783	0.54%	27,654	598	56.17	12.65%
Mississippi	736	1.16%	19,903,337	1.18%	13,860,843	1.11%	26,849	604	55.19	15.52%
Missouri	960	1.51%	23,409,646	1.39%	17,164,805	1.37%	24,847	595	56.37	15.45%
Montana	128	0.20%	3,186,426	0.19%	2,362,112	0.19%	24,802	588	58.27	15.40%
Nebraska	161	0.25%	4,252,973	0.25%	3,081,099	0.25%	27,443	602	57.44	13.00%
Nevada	671	1.05%	18,368,849	1.09%	13,697,597	1.10%	28,423	602	58.07	13.56%
New Hampshire	320	0.50%	7,578,837	0.45%	5,841,535	0.47%	24,638	579	58.27	14.89%
New Jersey	1,635	2.57%	41,697,177	2.47%	30,841,280	2.47%	26,144	603	57.53	13.82%
New Mexico	416	0.65%	11,310,347	0.67%	8,517,588	0.68%	28,340	604	57.15	14.65%
New York	2,473	3.88%	65,851,252	3.90%	48,199,412	3.85%	26,895	610	57.43	14.27%
North Carolina	2,613	4.10%	68,621,960	4.07%	50,965,695	4.08%	26,660	595	57.19	14.39%
North Dakota	87	0.14%	2,430,346	0.14%	1,886,201	0.15%	31,931	612	58.79	13.20%
Ohio	2,591	4.07%	63,466,375	3.76%	48,202,539	3.86%	25,135	600	58.47	14.78%
Oklahoma	907	1.42%	22,970,557	1.36%	16,215,250	1.30%	25,374	592	55.12	14.37%
Oregon	376	0.59%	9,103,340	0.54%	6,275,722	0.50%	24,055	593	56.12	14.54%
Pennsylvania	2,444	3.84%	61,949,630	3.67%	45,899,005	3.67%	26,165	595	57.41	13.77%
Rhode Island	156	0.24%	3,686,400	0.22%	2,776,141	0.22%	25,647	600	58.08	14.37%
South Carolina	1,218	1.91%	30,204,969	1.79%	21,821,709	1.75%	25,784	593	56.21	15.23%
South Dakota	70	0.11%	1,822,403	0.11%	1,322,668	0.11%	30,311	633	56.98	12.89%
Tennessee	1,415	2.22%	35,197,120	2.09%	26,178,348	2.09%	25,743	603	57.16	15.41%
Texas	10,377	16.29%	303,507,758	18.00%	229,015,047	18.32%	29,516	601	58.12	13.50%
Utah	215	0.34%	5,782,459	0.34%	4,348,573	0.35%	27,809	611	58.42	13.85%
Vermont	86	0.13%	2,289,352	0.14%	1,665,299	0.13%	25,421	597	55.65	13.68%
Virginia	1,172	1.84%	30,035,428	1.78%	22,174,397	1.77%	26,534	595	56.75	14.76%
Washington	399	0.63%	10,300,759	0.61%	7,135,549	0.57%	28,050	602	55.17	13.86%
West Virginia	574	0.90%	14,513,367	0.86%	11,054,844	0.88%	26,414	593	58.76	14.74%
Wisconsin	403	0.63%	10,416,823	0.62%	7,506,383	0.60%	25,996	595	56.63	14.67%
Wyoming	85	0.13%	2,523,990	0.15%	1,941,728	0.16%	28,747	604	55.32	12.99%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	137	0.22%	3,415,306	0.20%	2,375,757	0.19%	24,058	614	56.41	16.80%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	37,144	0.00%	36,197	0.00%	36,197	585	63.00	16.78%
Virgin Islands	1	0.00%	20,082	0.00%	17,091	0.00%	17,091	617	50.00	9.60%
Total:	63,708	100.00%	1,686,601,377	100.00%	1,250,361,983	100.00%	27,179	601	57.32	14.23%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	15,239	23.92%	507,552,755	30.09%	355,376,995	28.42%	32,212	610	54.98	11.48%
Used	48,469	76.08%	1,179,048,622	69.91%	894,984,988	71.58%	25,180	597	58.25	15.32%
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,708	100.00%	1,686,601,377	100.00%	1,250,361,983	100.00%	27,179	601	57.32	14.23%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	27,081	42.51%	599,437,246	35.54%	428,857,934	34.30%	22,904	602	56.53	15.96%
Truck	9,383	14.73%	349,160,056	20.70%	265,587,862	21.24%	35,271	607	58.40	11.66%
SUV	27,244	42.76%	738,004,075	43.76%	555,916,186	44.46%	26,610	596	57.41	14.12%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	63,708	100.00%	1,686,601,377	100.00%	1,250,361,983	100.00%	27,179	601	57.32	14.23%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,383	5.31%	81,575,459	4.84%	60,418,718	4.83%	26,421	598	57.39	15.08%
Ford: Lincoln	261	0.41%	6,762,598	0.40%	5,078,326	0.41%	26,236	587	57.79	14.87%
Ford: Mercury	5	0.01%	51,377	0.00%	20,021	0.00%	7,855	571	37.62	16.29%
GMC	1,378	2.16%	43,148,243	2.56%	33,541,263	2.68%	30,930	593	58.59	13.45%
GMC: Buick	672	1.05%	14,893,040	0.88%	10,748,851	0.86%	21,440	590	56.80	16.15%
GMC: Cadillac	519	0.81%	14,965,669	0.89%	10,661,720	0.85%	29,418	597	55.60	13.90%
GMC: Chevrolet	6,815	10.70%	176,947,008	10.49%	131,852,698	10.55%	27,424	595	57.70	15.05%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.00%	30,951	0.00%	7,847	0.00%	5,554	627	10.36	20.40%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	38	0.06%	1,637,402	0.10%	1,430,005	0.11%	41,382	643	61.27	10.01%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	922	1.45%	26,292,169	1.56%	20,127,267	1.61%	28,647	604	57.60	14.39%
BMW: Mini	114	0.18%	2,417,570	0.14%	1,940,411	0.16%	21,998	595	57.41	14.12%
Daimler: Freightliner	1	0.00%	29,724	0.00%	26,233	0.00%	26,233	655	39.00	12.89%
Daimler: Mercedes-Benz	929	1.46%	27,503,973	1.63%	20,863,953	1.67%	28,902	598	57.49	14.97%
Daimler: Smart	10	0.02%	112,227	0.01%	58,524	0.00%	9,425	589	52.57	17.33%
Fiat	153	0.24%	2,857,028	0.17%	1,722,952	0.14%	17,953	596	50.49	14.15%
Fiat: Alfa Romeo	85	0.13%	2,884,619	0.17%	2,282,376	0.18%	31,779	602	61.39	13.14%
Fiat: Chrysler	1,178	1.85%	29,309,350	1.74%	19,245,910	1.54%	24,060	604	52.13	14.41%
Fiat: Dodge	6,433	10.10%	238,423,548	14.14%	175,124,747	14.01%	35,659	623	57.54	10.74%
Fiat: Jeep	7,319	11.49%	213,935,303	12.68%	153,374,776	12.27%	28,153	607	55.76	12.55%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	105	0.16%	2,785,437	0.17%	2,090,047	0.17%	28,436	593	56.08	13.55%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,540	2.42%	33,867,857	2.01%	26,250,659	2.10%	22,756	590	58.86	15.18%
Volkswagen: Audi	403	0.63%	11,630,043	0.69%	8,854,440	0.71%	27,974	595	57.77	14.26%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	57	0.09%	2,465,889	0.15%	1,714,840	0.14%	40,710	646	56.21	9.59%
Honda	3,324	5.22%	80,441,752	4.77%	62,583,392	5.01%	24,127	601	58.97	15.45%
Honda: Acura	328	0.51%	8,755,599	0.52%	6,673,341	0.53%	26,982	592	57.66	14.10%
Hyundai	3,241	5.09%	68,047,273	4.03%	50,856,041	4.07%	21,750	592	57.97	16.07%
Hyundai: Kia	3,381	5.31%	71,506,487	4.24%	53,278,073	4.26%	21,540	591	57.73	16.45%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	840	1.32%	19,106,601	1.13%	14,738,526	1.18%	23,173	592	58.74	15.13%
Mitsubishi	1,356	2.13%	31,652,193	1.88%	24,683,621	1.97%	23,444	596	58.94	16.24%
Nissan	7,277	11.42%	162,010,626	9.61%	118,557,713	9.48%	22,458	590	57.03	16.47%
Nissan: Infiniti	498	0.78%	14,243,987	0.84%	10,957,994	0.88%	28,124	590	57.55	15.11%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	528	0.83%	12,531,178	0.74%	9,402,873	0.75%	23,792	595	58.15	14.55%
Suzuki	2	0.00%	11,548	0.00%	4,716	0.00%	3,110	0	26.86	24.29%
Tata: Jaguar	73	0.11%	2,325,378	0.14%	1,834,707	0.15%	29,854	599	58.66	14.31%
Tata: Land Rover	170	0.27%	6,062,180	0.36%	4,680,590	0.37%	35,071	604	57.80	12.07%
Toyota	4,497	7.06%	116,727,516	6.92%	88,970,153	7.12%	26,272	595	58.85	14.93%
Toyota: Lexus	414	0.65%	12,132,493	0.72%	9,205,915	0.74%	28,465	591	57.23	13.52%
Toyota: Scion	69	0.11%	1,018,980	0.06%	659,424	0.05%	14,733	612	51.19	19.16%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,388	8.46%	145,501,102	8.63%	105,838,320	8.46%	26,296	595	55.80	14.32%
Total:	63,708	100.00%	1,686,601,377	100.00%	1,250,361,983	100.00%	27,179	601	57.32	14.23%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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