StratMaker (145138)

Santander Drive Auto Receivables Trust 2022-5

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

23.99% / 76.01%

Total Original # of Loans

81,561

WA Loan to Value (LTV)

96.18%

Total Original Loan Amount (OLA)

$ 2,243,355,155

WA Payment to Income (PTI)

11.19%

Weighted Average (WA) OLA

$ 31,823

WA FICO (non-zero)

600

Rep. Period Beginning Loan Amount

$ 1,915,452,071

WA Remaining Term (RT)

61.78

Rep. Period Ending Loan Amount (ELA)

$ 1,849,189,998

WA Original APR

14.64%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

81,561

Total Original Loan Amount (OLA)

$ 2,243,355,155

Weighted Average (WA) OLA

$ 31,823

Rep. Period Beginning Loan Amount

$ 1,915,452,071

Rep. Period Ending Loan Amount (ELA)

$ 1,849,189,998

As % of Reporting Period ELA:

New % / Used %

23.99% / 76.01%

WA Loan to Value (LTV)

96.18%

WA Payment to Income (PTI)

11.19%

WA FICO (non-zero)

600

WA Remaining Term (RT)

61.78

WA Original APR

14.64%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	4,999	0.00%	3,790	0.00%	3,790	0	42.00	11.63%
$5,000 - $9,999	1,557	1.91%	13,092,856	0.58%	7,490,300	0.41%	6,507	587	43.60	14.46%
$10,000 - $14,999	6,536	8.01%	84,220,750	3.75%	53,640,091	2.90%	10,576	581	49.04	16.71%
$15,000 - $19,999	12,530	15.36%	221,697,604	9.88%	165,462,462	8.95%	15,568	585	56.44	16.81%
$20,000 - $24,999	16,507	20.24%	372,293,422	16.60%	300,422,319	16.25%	20,456	588	60.52	16.72%
$25,000 - $29,999	15,644	19.18%	428,879,608	19.12%	359,343,322	19.43%	25,175	589	62.35	16.17%
$30,000 - $39,999	19,290	23.65%	662,880,608	29.55%	566,444,835	30.63%	31,779	600	63.44	14.61%
$40,000 - $49,999	6,658	8.16%	292,556,000	13.04%	249,991,839	13.52%	40,048	616	63.91	11.44%
$50,000 - $59,999	1,942	2.38%	105,100,367	4.68%	91,262,294	4.94%	49,290	634	64.50	9.66%
$60,000 - $69,999	573	0.70%	36,542,601	1.63%	32,406,268	1.75%	58,338	650	64.73	8.20%
$70,000 - $79,999	184	0.23%	13,637,580	0.61%	11,844,134	0.64%	67,254	663	63.92	7.11%
$80,000 - $89,999	82	0.10%	6,921,329	0.31%	5,964,937	0.32%	76,683	697	64.45	8.24%
$90,000 - $99,999	49	0.06%	4,714,040	0.21%	4,254,428	0.23%	87,002	712	64.80	8.10%
Over $100,000	8	0.01%	813,394	0.04%	658,979	0.04%	89,688	689	63.69	6.38%
Total:	81,561	100.00%	2,243,355,155	100.00%	1,849,189,998	100.00%	29,455	600	61.78	14.64%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	8,350	10.24%	170,741,974	7.61%	15,089,582	0.82%	3,535	595	16.68	16.03%
$5,000 - $9,999	5,260	6.45%	96,508,339	4.30%	39,317,482	2.13%	7,765	587	29.61	15.61%
$10,000 - $14,999	7,130	8.74%	124,734,641	5.56%	90,533,847	4.90%	12,859	586	48.70	15.69%
$15,000 - $19,999	11,620	14.25%	233,138,984	10.39%	205,323,574	11.10%	17,784	589	59.10	16.19%
$20,000 - $24,999	14,800	18.15%	362,315,783	16.15%	333,258,595	18.02%	22,608	589	62.77	16.30%
$25,000 - $29,999	13,351	16.37%	393,083,259	17.52%	365,720,040	19.78%	27,467	593	63.96	15.82%
$30,000 - $39,999	15,329	18.79%	564,783,065	25.18%	525,273,381	28.41%	34,492	602	64.78	14.18%
$40,000 - $49,999	4,086	5.01%	194,308,790	8.66%	178,944,980	9.68%	43,963	623	65.17	10.74%
$50,000 - $59,999	1,169	1.43%	68,365,553	3.05%	63,276,858	3.42%	54,270	637	65.76	9.81%
$60,000 - $69,999	301	0.37%	20,998,602	0.94%	19,328,895	1.05%	64,348	654	65.52	8.02%
$70,000 - $79,999	96	0.12%	7,817,903	0.35%	7,161,542	0.39%	74,696	682	65.18	8.06%
$80,000 - $89,999	51	0.06%	4,756,581	0.21%	4,289,911	0.23%	84,192	713	64.47	8.27%
$90,000 - $99,999	18	0.02%	1,801,679	0.08%	1,671,311	0.09%	92,894	684	66.68	8.72%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	81,561	100.00%	2,243,355,155	100.00%	1,849,189,998	100.00%	29,455	600	61.78	14.64%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	81,561	100.00%	2,243,355,155	100.00%	1,849,189,998	100.00%	29,455	600	61.78	14.64%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	81,561	100.00%	2,243,355,155	100.00%	1,849,189,998	100.00%	29,455	600	61.78	14.64%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	520	0.64%	23,588,086	1.05%	19,020,762	1.03%	41,837	702	54.16	1.01%
2.50 - 4.99%	1,340	1.64%	49,190,196	2.19%	35,543,517	1.92%	42,700	669	61.02	4.32%
5.00 - 7.49%	4,268	5.23%	122,660,378	5.47%	101,559,440	5.49%	31,887	669	62.01	6.56%
7.50 - 9.99%	9,760	11.97%	299,699,300	13.36%	248,087,221	13.42%	33,106	624	62.67	8.77%
10.00 - 12.49%	11,283	13.83%	347,910,977	15.51%	291,808,630	15.78%	32,384	609	62.93	11.16%
12.50 - 14.99%	11,458	14.05%	342,061,340	15.25%	289,291,249	15.64%	30,847	600	62.79	13.55%
15.00 - 17.49%	11,689	14.33%	325,227,160	14.50%	266,906,379	14.43%	28,763	588	61.91	16.04%
17.50 - 19.99%	11,576	14.19%	291,193,976	12.98%	228,490,490	12.36%	26,129	575	59.89	18.28%
20.00 - 22.49%	8,658	10.62%	203,485,019	9.07%	166,614,896	9.01%	24,624	567	60.78	20.87%
22.50 - 24.99%	6,981	8.56%	155,612,200	6.94%	132,449,147	7.16%	23,282	559	61.37	23.51%
25.00 - 27.49%	2,842	3.48%	59,380,511	2.65%	50,158,141	2.71%	21,980	554	61.08	25.69%
27.50 - 29.99%	1,186	1.45%	23,346,013	1.04%	19,260,127	1.04%	20,427	539	59.23	28.32%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	81,561	100.00%	2,243,355,155	100.00%	1,849,189,998	100.00%	29,455	600	61.78	14.64%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	5,227	6.41%	123,742,384	5.52%	99,406,373	5.38%	24,927	474	59.67	18.04%
500 - 549	13,101	16.06%	338,326,477	15.08%	276,311,394	14.94%	26,942	528	60.88	16.47%
550 - 599	21,138	25.92%	579,602,984	25.84%	480,181,293	25.97%	28,774	576	61.78	15.41%
600 - 649	20,300	24.89%	604,447,551	26.94%	505,400,401	27.33%	31,304	622	62.64	13.36%
650 - 699	7,653	9.38%	240,497,375	10.72%	200,813,018	10.86%	33,646	671	62.86	11.72%
700 - 749	3,253	3.99%	104,048,170	4.64%	84,409,952	4.56%	35,004	721	62.40	10.18%
750 - 799	1,188	1.46%	37,104,751	1.65%	29,163,918	1.58%	35,785	770	60.83	7.70%
800+	882	1.08%	25,686,315	1.14%	18,417,714	1.00%	32,789	833	57.43	5.89%
NA	8,819	10.81%	189,899,148	8.46%	155,085,935	8.39%	22,888	0	60.92	19.55%
Total:	81,561	100.00%	2,243,355,155	100.00%	1,849,189,998	100.00%	29,455	600	61.78	14.64%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	32	0.04%	427,712	0.02%	208,803	0.01%	11,545	735	15.57	6.32%
25 - 36	227	0.28%	5,700,102	0.25%	4,222,219	0.23%	31,460	753	29.07	2.67%
37 - 48	1,751	2.15%	30,841,783	1.37%	24,989,068	1.35%	19,134	611	40.50	15.25%
49 - 60	6,849	8.40%	138,549,577	6.18%	114,640,253	6.20%	21,765	604	51.86	15.96%
61 - 72	62,213	76.28%	1,709,942,117	76.22%	1,405,959,115	76.03%	29,226	599	62.33	14.81%
73+	10,489	12.86%	357,893,865	15.95%	299,170,540	16.18%	34,324	602	65.24	13.46%
Total:	81,561	100.00%	2,243,355,155	100.00%	1,849,189,998	100.00%	29,455	600	61.78	14.64%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	3,093	3.79%	80,092,763	3.57%	12,328	0.00%	696	618	0.00	14.37%
1 - 12	2,964	3.63%	58,608,173	2.61%	9,457,931	0.51%	4,723	582	9.64	16.05%
13 - 24	6,403	7.85%	136,363,443	6.08%	47,634,383	2.58%	9,820	584	17.43	16.66%
25 - 36	1,307	1.60%	31,318,189	1.40%	19,134,497	1.03%	19,601	616	29.88	13.13%
37 - 48	3,037	3.72%	56,163,683	2.50%	45,723,062	2.47%	18,530	592	42.81	15.38%
49 - 60	11,502	14.10%	273,660,515	12.20%	235,906,326	12.76%	24,196	593	55.00	14.21%
61 - 72	53,249	65.29%	1,606,922,785	71.63%	1,491,145,100	80.64%	31,533	602	65.59	14.63%
73+	6	0.01%	225,605	0.01%	176,370	0.01%	33,440	573	83.22	3.46%
Total:	81,561	100.00%	2,243,355,155	100.00%	1,849,189,998	100.00%	29,455	600	61.78	14.64%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	54,317	66.60%	1,496,411,965	66.70%	1,237,340,255	66.91%	29,494	611	62.02	13.84%
1 - 15	10,790	13.23%	302,407,323	13.48%	258,785,990	13.99%	29,727	586	61.08	15.22%
16 - 30	5,333	6.54%	146,248,288	6.52%	125,906,710	6.81%	29,308	579	61.17	15.95%
31 - 60	5,641	6.92%	153,271,506	6.83%	136,278,284	7.37%	29,108	574	61.14	17.07%
61 - 90	2,616	3.21%	70,388,001	3.14%	63,392,952	3.43%	28,967	575	61.96	18.11%
91 - 120	1,248	1.53%	32,895,395	1.47%	27,485,807	1.49%	28,655	573	62.90	19.04%
121+	1,616	1.98%	41,732,677	1.86%	0	0.00%	0	0	0.00	0.00%
Total:	81,561	100.00%	2,243,355,155	100.00%	1,849,189,998	100.00%	29,455	600	61.78	14.64%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	4,529	5.55%	114,882,123	5.12%	88,534,968	4.79%	26,751	631	60.83	13.00%
Stated, not verified	75,885	93.04%	2,100,268,971	93.62%	1,743,406,677	94.28%	29,612	599	61.92	14.70%
Stated, verified to Level 3²	1,147	1.41%	28,204,062	1.26%	17,248,353	0.93%	27,533	579	52.31	17.06%
NA	-	-	-	-	-	-	-	-	-	-
Total:	81,561	100.00%	2,243,355,155	100.00%	1,849,189,998	100.00%	29,455	600	61.78	14.64%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	75,993	93.17%	2,097,631,978	93.50%	1,731,524,993	93.64%	29,550	602	61.84	14.45%
Stated, verified but not Level 4 or 5	5,568	6.83%	145,723,177	6.50%	117,665,005	6.36%	28,067	578	60.93	17.43%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	81,561	100.00%	2,243,355,155	100.00%	1,849,189,998	100.00%	29,455	600	61.78	14.64%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	8,331	10.21%	203,109,654	9.05%	159,725,344	8.64%	27,479	621	60.75	10.07%
5.00 - 9.99%	27,947	34.27%	767,565,665	34.22%	629,009,764	34.02%	29,657	600	61.61	13.16%
10.00 - 14.99%	27,721	33.99%	783,520,106	34.93%	648,674,284	35.08%	29,944	596	61.93	15.55%
15.00 - 19.99%	15,801	19.37%	435,049,346	19.39%	365,202,681	19.75%	28,855	597	62.07	17.38%
20.00 - 24.99%	1,758	2.16%	54,036,998	2.41%	46,529,086	2.52%	31,410	617	63.13	16.14%
25.00 - 29.99%	3	0.00%	73,386	0.00%	48,839	0.00%	23,450	636	47.97	16.84%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	81,561	100.00%	2,243,355,155	100.00%	1,849,189,998	100.00%	29,455	600	61.78	14.64%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	100	0.12%	915,977	0.04%	697,998	0.04%	8,506	632	48.59	6.86%
25.00 - 49.99%	1,144	1.40%	17,487,835	0.78%	13,794,923	0.75%	16,857	612	56.81	7.92%
50.00 - 74.99%	5,127	6.29%	117,188,707	5.22%	94,782,873	5.13%	24,406	617	60.75	9.56%
75.00 - 99.99%	21,670	26.57%	607,505,249	27.08%	487,903,433	26.38%	29,498	593	61.24	12.98%
100.00 - 109.99%	18,471	22.65%	538,683,255	24.01%	447,530,584	24.20%	30,984	598	62.24	14.70%
110.00 - 119.99%	17,798	21.82%	509,986,595	22.73%	425,911,677	23.03%	30,486	600	62.39	15.72%
120.00 - 129.99%	9,351	11.47%	253,440,713	11.30%	211,845,161	11.46%	29,194	602	61.97	16.91%
130.00 - 139.99%	7,201	8.83%	180,704,982	8.06%	151,820,093	8.21%	26,946	617	61.32	17.32%
140.00%+	699	0.86%	17,441,842	0.78%	14,903,257	0.81%	26,714	636	61.88	15.79%
Total:	81,561	100.00%	2,243,355,155	100.00%	1,849,189,998	100.00%	29,455	600	61.78	14.64%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,416	1.74%	38,339,344	1.71%	31,652,228	1.71%	28,758	607	61.42	15.95%
Alaska	96	0.12%	3,006,821	0.13%	2,665,881	0.14%	34,371	602	63.41	15.38%
Arizona	1,558	1.91%	43,249,402	1.93%	36,458,322	1.97%	29,641	606	62.36	14.52%
Arkansas	1,101	1.35%	30,049,638	1.34%	24,276,779	1.31%	29,277	603	61.29	14.35%
California	6,617	8.11%	184,584,334	8.23%	150,921,864	8.16%	30,012	604	61.71	14.78%
Colorado	832	1.02%	23,009,298	1.03%	18,847,174	1.02%	29,879	609	61.54	13.43%
Connecticut	810	0.99%	21,325,622	0.95%	17,228,948	0.93%	28,253	602	61.16	13.44%
Delaware	295	0.36%	7,596,492	0.34%	6,147,452	0.33%	26,772	591	60.27	15.66%
Florida	10,180	12.48%	276,002,044	12.30%	229,550,689	12.41%	28,984	600	62.30	14.37%
Georgia	3,624	4.44%	101,254,709	4.51%	82,685,529	4.47%	30,125	603	61.08	15.74%
Hawaii	239	0.29%	6,622,305	0.30%	5,597,586	0.30%	28,672	598	62.27	15.82%
Idaho	155	0.19%	4,187,985	0.19%	3,417,965	0.18%	29,113	587	61.61	14.42%
Illinois	1,999	2.45%	52,649,904	2.35%	40,828,059	2.21%	27,947	600	59.43	15.82%
Indiana	1,208	1.48%	31,481,983	1.40%	26,364,645	1.43%	28,090	597	61.67	15.10%
Iowa	268	0.33%	7,183,849	0.32%	5,938,196	0.32%	28,846	590	62.35	14.79%
Kansas	297	0.36%	7,763,357	0.35%	6,007,603	0.32%	27,476	595	60.44	15.16%
Kentucky	988	1.21%	25,011,167	1.11%	20,274,140	1.10%	27,465	600	61.22	15.31%
Louisiana	1,495	1.83%	41,432,358	1.85%	32,999,128	1.78%	30,031	599	60.28	15.16%
Maine	225	0.28%	6,274,435	0.28%	5,418,064	0.29%	30,062	604	61.90	13.32%
Maryland	1,988	2.44%	53,842,244	2.40%	43,681,746	2.36%	28,749	592	60.45	15.51%
Massachusetts	1,221	1.50%	31,566,102	1.41%	25,106,309	1.36%	27,659	601	61.74	13.98%
Michigan	1,526	1.87%	40,070,760	1.79%	32,747,200	1.77%	27,546	602	61.92	15.16%
Minnesota	425	0.52%	11,743,565	0.52%	9,091,372	0.49%	29,680	599	60.76	13.85%
Mississippi	936	1.15%	26,248,252	1.17%	21,479,127	1.16%	29,522	603	61.26	15.57%
Missouri	1,303	1.60%	32,971,193	1.47%	26,834,068	1.45%	27,405	595	61.33	15.66%
Montana	222	0.27%	6,227,897	0.28%	5,236,175	0.28%	30,239	598	61.37	13.96%
Nebraska	217	0.27%	5,974,641	0.27%	4,956,667	0.27%	30,344	602	61.27	13.42%
Nevada	918	1.13%	25,197,824	1.12%	20,567,226	1.11%	29,363	598	62.18	14.60%
New Hampshire	434	0.53%	10,973,469	0.49%	8,946,494	0.48%	26,518	593	61.31	14.09%
New Jersey	2,258	2.77%	60,230,008	2.68%	49,273,957	2.66%	28,099	607	61.86	14.08%
New Mexico	586	0.72%	16,019,137	0.71%	13,250,470	0.72%	29,251	599	62.12	15.77%
New York	3,386	4.15%	93,546,555	4.17%	76,241,357	4.12%	29,080	610	61.90	14.70%
North Carolina	3,441	4.22%	93,410,028	4.16%	77,195,313	4.17%	28,958	596	61.66	14.61%
North Dakota	109	0.13%	3,035,684	0.14%	2,606,213	0.14%	29,550	594	62.15	15.23%
Ohio	3,130	3.84%	80,017,352	3.57%	67,839,196	3.67%	27,033	597	62.33	15.33%
Oklahoma	1,196	1.47%	32,244,738	1.44%	26,589,475	1.44%	29,062	594	61.61	14.59%
Oregon	534	0.65%	13,445,417	0.60%	10,963,812	0.59%	27,045	601	61.55	14.45%
Pennsylvania	2,573	3.15%	66,325,980	2.96%	54,765,153	2.96%	27,739	597	61.74	14.19%
Rhode Island	194	0.24%	4,883,797	0.22%	4,081,279	0.22%	26,993	592	62.18	14.10%
South Carolina	1,656	2.03%	43,562,027	1.94%	35,622,218	1.93%	28,594	594	61.53	15.28%
South Dakota	111	0.14%	2,880,351	0.13%	2,391,007	0.13%	28,928	613	61.17	14.01%
Tennessee	1,888	2.31%	50,712,784	2.26%	42,210,884	2.28%	29,217	601	61.84	15.57%
Texas	13,895	17.04%	418,769,244	18.67%	350,743,089	18.97%	31,868	602	62.30	13.79%
Utah	342	0.42%	9,619,799	0.43%	8,042,219	0.43%	31,548	607	62.53	14.47%
Vermont	125	0.15%	3,405,380	0.15%	2,896,032	0.16%	29,178	581	62.68	13.42%
Virginia	1,591	1.95%	43,363,792	1.93%	36,098,015	1.95%	29,885	593	62.01	14.97%
Washington	492	0.60%	13,405,330	0.60%	10,811,221	0.58%	29,135	596	61.06	14.87%
West Virginia	657	0.81%	17,370,207	0.77%	14,594,617	0.79%	28,299	592	62.45	15.06%
Wisconsin	543	0.67%	13,879,708	0.62%	11,087,313	0.60%	27,487	594	60.42	15.09%
Wyoming	97	0.12%	3,022,746	0.13%	2,512,501	0.14%	32,501	593	61.63	14.03%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	161	0.20%	4,261,852	0.19%	3,358,203	0.18%	26,778	602	62.30	17.53%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.00%	102,247	0.00%	89,820	0.00%	30,651	615	65.36	16.66%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	81,561	100.00%	2,243,355,155	100.00%	1,849,189,998	100.00%	29,455	600	61.78	14.64%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	16,341	20.04%	567,114,375	25.28%	443,660,777	23.99%	36,196	610	60.91	11.65%
Used	65,220	79.96%	1,676,240,781	74.72%	1,405,529,221	76.01%	27,327	597	62.05	15.58%
NA	-	-	-	-	-	-	-	-	-	-
Total:	81,561	100.00%	2,243,355,155	100.00%	1,849,189,998	100.00%	29,455	600	61.78	14.64%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	33,615	41.21%	781,335,868	34.83%	627,867,929	33.95%	24,880	599	60.93	16.43%
Truck	12,643	15.50%	474,236,844	21.14%	395,750,319	21.40%	37,550	612	62.27	12.16%
SUV	35,303	43.28%	987,782,443	44.03%	825,571,751	44.65%	29,054	596	62.19	14.47%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	81,561	100.00%	2,243,355,155	100.00%	1,849,189,998	100.00%	29,455	600	61.78	14.64%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	4,085	5.01%	105,124,355	4.69%	86,397,525	4.67%	28,894	604	61.06	15.23%
Ford: Lincoln	392	0.48%	10,743,927	0.48%	8,973,299	0.49%	29,143	594	60.92	14.85%
Ford: Mercury	1	0.00%	11,545	0.00%	3,586	0.00%	3,586	463	9.00	27.99%
GMC	2,072	2.54%	68,573,705	3.06%	57,440,484	3.11%	34,516	602	62.05	13.59%
GMC: Buick	954	1.17%	22,012,048	0.98%	18,332,252	0.99%	23,479	586	61.62	16.14%
GMC: Cadillac	740	0.91%	23,220,405	1.04%	19,098,193	1.03%	34,710	596	61.15	14.39%
GMC: Chevrolet	9,392	11.52%	260,575,953	11.62%	218,350,626	11.81%	29,926	597	62.02	15.19%
GMC: Hummer	2	0.00%	49,763	0.00%	7,825	0.00%	7,825	703	17.00	12.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.00%	33,546	0.00%	6,019	0.00%	3,105	557	10.00	14.54%
GMC: Saturn	1	0.00%	15,137	0.00%	4,176	0.00%	4,176	556	12.00	21.12%
Tesla	102	0.13%	5,059,531	0.23%	4,431,398	0.24%	49,558	651	63.92	10.26%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,417	1.74%	42,396,119	1.89%	36,081,835	1.95%	31,229	600	61.99	14.86%
BMW: Mini	172	0.21%	3,557,522	0.16%	3,020,687	0.16%	21,438	594	61.83	14.36%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,337	1.64%	41,106,956	1.83%	34,328,424	1.86%	31,188	601	61.75	15.14%
Daimler: Smart	9	0.01%	106,957	0.00%	88,259	0.00%	13,027	606	58.46	11.46%
Fiat	163	0.20%	3,047,302	0.14%	2,002,717	0.11%	19,532	594	57.65	15.40%
Fiat: Alfa Romeo	130	0.16%	4,537,356	0.20%	3,962,866	0.21%	34,189	612	64.00	13.31%
Fiat: Chrysler	1,357	1.66%	34,469,163	1.54%	25,511,826	1.38%	26,736	602	59.08	15.23%
Fiat: Dodge	7,732	9.48%	287,599,554	12.82%	234,803,792	12.70%	37,846	621	61.97	11.66%
Fiat: Jeep	8,388	10.28%	248,033,125	11.06%	199,819,997	10.81%	31,057	606	61.88	13.10%
Fiat: Maserati	1	0.00%	60,368	0.00%	12,143	0.00%	12,143	628	13.00	7.41%
Geely: Volvo	182	0.22%	5,231,253	0.23%	4,387,251	0.24%	30,574	591	61.60	13.23%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,205	2.70%	52,876,147	2.36%	45,057,239	2.44%	25,544	594	62.50	15.32%
Volkswagen: Audi	697	0.85%	20,890,800	0.93%	17,828,483	0.96%	30,944	603	61.83	14.35%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	76	0.09%	3,315,277	0.15%	2,816,847	0.15%	43,610	644	61.00	11.02%
Honda	4,256	5.22%	107,328,085	4.78%	91,232,971	4.93%	25,785	599	62.50	15.64%
Honda: Acura	510	0.63%	14,583,112	0.65%	12,262,298	0.66%	29,429	599	61.52	14.44%
Hyundai	4,374	5.36%	97,602,031	4.35%	81,275,276	4.40%	23,916	591	61.98	16.19%
Hyundai: Kia	4,444	5.45%	100,280,583	4.47%	83,482,990	4.51%	23,708	590	62.02	16.80%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,131	1.39%	27,444,872	1.22%	23,327,970	1.26%	24,986	588	62.44	15.34%
Mitsubishi	1,819	2.23%	45,058,672	2.01%	38,110,902	2.06%	25,818	593	62.76	15.73%
Nissan	8,816	10.81%	206,917,637	9.22%	167,360,168	9.05%	24,571	586	61.22	16.61%
Nissan: Infiniti	745	0.91%	22,384,571	1.00%	18,115,583	0.98%	30,139	598	61.62	15.09%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	716	0.88%	17,699,716	0.79%	14,720,823	0.80%	25,184	597	61.58	14.60%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	130	0.16%	4,173,040	0.19%	3,564,583	0.19%	32,566	592	61.95	15.32%
Tata: Land Rover	233	0.29%	8,985,861	0.40%	7,520,805	0.41%	38,879	613	62.71	12.80%
Toyota	5,958	7.30%	158,768,776	7.08%	131,269,364	7.10%	27,739	600	62.02	14.98%
Toyota: Lexus	626	0.77%	18,875,282	0.84%	15,797,696	0.85%	30,305	597	61.38	14.36%
Toyota: Scion	58	0.07%	904,639	0.04%	646,154	0.03%	15,159	584	54.08	20.53%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	6,136	7.52%	169,700,466	7.56%	137,734,667	7.45%	28,593	594	61.01	14.84%
Total:	81,561	100.00%	2,243,355,155	100.00%	1,849,189,998	100.00%	29,455	600	61.78	14.64%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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