StratMaker (145142)

Santander Drive Auto Receivables Trust 2021-3

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

29.51% / 70.49%

Total Original # of Loans

84,554

WA Loan to Value (LTV)

83.40%

Total Original Loan Amount (OLA)

$ 2,008,675,750

WA Payment to Income (PTI)

10.94%

Weighted Average (WA) OLA

$ 27,951

WA FICO (non-zero)

609

Rep. Period Beginning Loan Amount

$ 1,287,157,585

WA Remaining Term (RT)

49.28

Rep. Period Ending Loan Amount (ELA)

$ 1,233,609,295

WA Original APR

14.50%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

84,554

Total Original Loan Amount (OLA)

$ 2,008,675,750

Weighted Average (WA) OLA

$ 27,951

Rep. Period Beginning Loan Amount

$ 1,287,157,585

Rep. Period Ending Loan Amount (ELA)

$ 1,233,609,295

As % of Reporting Period ELA:

New % / Used %

29.51% / 70.49%

WA Loan to Value (LTV)

83.40%

WA Payment to Income (PTI)

10.94%

WA FICO (non-zero)

609

WA Remaining Term (RT)

49.28

WA Original APR

14.50%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.00%	9,479	0.00%	6,470	0.00%	3,236	619	45.10	16.62%
$5,000 - $9,999	3,383	4.00%	28,200,578	1.40%	15,290,194	1.24%	6,082	602	39.96	18.56%
$10,000 - $14,999	12,707	15.03%	163,260,767	8.13%	91,037,180	7.38%	9,856	598	44.58	18.21%
$15,000 - $19,999	18,841	22.28%	329,776,602	16.42%	193,104,845	15.65%	13,772	599	47.61	17.10%
$20,000 - $24,999	16,999	20.10%	380,819,487	18.96%	231,558,934	18.77%	17,739	603	49.15	15.78%
$25,000 - $29,999	12,598	14.90%	344,270,413	17.14%	212,309,005	17.21%	21,572	605	49.80	14.81%
$30,000 - $39,999	13,823	16.35%	473,929,983	23.59%	297,732,851	24.14%	27,119	612	50.58	13.42%
$40,000 - $49,999	4,719	5.58%	207,506,595	10.33%	137,177,131	11.12%	33,736	622	51.33	10.38%
$50,000 - $59,999	1,344	1.59%	71,890,132	3.58%	49,337,947	4.00%	40,185	638	52.01	7.83%
$60,000 - $69,999	119	0.14%	7,512,293	0.37%	5,099,958	0.41%	46,148	652	51.97	5.21%
$70,000 - $79,999	13	0.02%	968,837	0.05%	602,456	0.05%	53,586	658	50.84	7.27%
$80,000 - $89,999	4	0.00%	339,425	0.02%	206,416	0.02%	59,364	626	49.71	7.63%
$90,000 - $99,999	2	0.00%	191,160	0.01%	145,908	0.01%	73,159	725	55.05	6.46%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	84,554	100.00%	2,008,675,750	100.00%	1,233,609,295	100.00%	22,140	609	49.28	14.50%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	19,577	23.15%	413,813,086	20.60%	13,582,411	1.10%	3,313	601	14.56	15.20%
$5,000 - $9,999	8,679	10.26%	121,493,222	6.05%	67,399,820	5.46%	8,030	602	36.11	16.62%
$10,000 - $14,999	15,321	18.12%	260,424,736	12.96%	193,355,250	15.67%	12,780	603	46.53	16.67%
$15,000 - $19,999	15,716	18.59%	349,040,208	17.38%	273,579,460	22.18%	17,525	604	49.83	15.65%
$20,000 - $24,999	11,372	13.45%	319,246,194	15.89%	253,696,416	20.57%	22,401	605	50.94	14.78%
$25,000 - $29,999	6,987	8.26%	239,478,800	11.92%	190,573,348	15.45%	27,350	611	51.67	13.77%
$30,000 - $39,999	6,034	7.14%	257,080,073	12.80%	203,858,018	16.53%	33,993	617	52.65	11.64%
$40,000 - $49,999	835	0.99%	45,751,833	2.28%	35,732,169	2.90%	42,901	640	53.99	8.04%
$50,000 - $59,999	29	0.03%	1,985,915	0.10%	1,556,598	0.13%	53,836	632	54.77	8.37%
$60,000 - $69,999	3	0.00%	261,682	0.01%	198,990	0.02%	66,402	677	53.69	7.76%
$70,000 - $79,999	1	0.00%	100,000	0.00%	76,816	0.01%	76,816	728	56.00	5.22%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	84,554	100.00%	2,008,675,750	100.00%	1,233,609,295	100.00%	22,140	609	49.28	14.50%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	84,554	100.00%	2,008,675,750	100.00%	1,233,609,295	100.00%	22,140	609	49.28	14.50%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	84,554	100.00%	2,008,675,750	100.00%	1,233,609,295	100.00%	22,140	609	49.28	14.50%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	668	0.79%	28,522,725	1.42%	19,441,995	1.58%	32,863	649	52.17	1.63%
2.50 - 4.99%	883	1.04%	23,947,599	1.19%	14,079,034	1.14%	23,702	683	48.88	4.26%
5.00 - 7.49%	4,338	5.13%	120,082,508	5.98%	80,255,309	6.51%	24,440	665	50.65	6.47%
7.50 - 9.99%	7,791	9.21%	229,032,933	11.40%	151,966,992	12.32%	26,182	627	50.38	8.74%
10.00 - 12.49%	10,345	12.23%	291,939,913	14.53%	193,448,656	15.68%	24,781	611	50.09	11.09%
12.50 - 14.99%	11,101	13.13%	292,810,030	14.58%	188,832,583	15.31%	23,246	608	50.35	13.60%
15.00 - 17.49%	11,533	13.64%	285,207,303	14.20%	173,905,018	14.10%	21,907	603	49.51	15.88%
17.50 - 19.99%	13,075	15.46%	291,159,303	14.50%	163,171,221	13.23%	19,985	589	47.77	18.11%
20.00 - 22.49%	12,136	14.35%	233,684,008	11.63%	133,100,054	10.79%	17,660	580	47.81	20.71%
22.50 - 24.99%	8,865	10.48%	152,878,776	7.61%	84,697,200	6.87%	15,976	575	47.23	23.29%
25.00 - 27.49%	3,267	3.86%	51,204,253	2.55%	26,649,206	2.16%	14,461	562	45.92	25.10%
27.50 - 29.99%	552	0.65%	8,206,400	0.41%	4,062,028	0.33%	13,907	555	45.19	27.80%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	84,554	100.00%	2,008,675,750	100.00%	1,233,609,295	100.00%	22,140	609	49.28	14.50%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	7,671	9.07%	158,390,798	7.89%	92,713,979	7.52%	19,090	539	47.58	19.48%
550 - 599	32,736	38.72%	781,939,961	38.93%	482,978,834	39.15%	21,896	576	48.98	14.79%
600 - 649	23,489	27.78%	606,696,082	30.20%	376,057,240	30.48%	23,469	620	49.75	13.20%
650 - 699	7,262	8.59%	195,815,041	9.75%	125,421,827	10.17%	24,769	669	50.74	11.33%
700 - 749	2,782	3.29%	72,436,084	3.61%	45,889,898	3.72%	23,949	721	50.41	10.38%
750 - 799	981	1.16%	26,442,350	1.32%	17,063,804	1.38%	24,289	770	50.58	8.42%
800+	611	0.72%	16,813,751	0.84%	10,699,843	0.87%	23,964	831	50.56	6.53%
NA	9,022	10.67%	150,141,683	7.47%	82,783,870	6.71%	15,281	0	47.59	22.41%
Total:	84,554	100.00%	2,008,675,750	100.00%	1,233,609,295	100.00%	22,140	609	49.28	14.50%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	15	0.02%	136,674	0.01%	9,519	0.00%	1,409	718	3.67	8.34%
25 - 36	229	0.27%	2,576,281	0.13%	851,120	0.07%	6,153	637	14.22	12.20%
37 - 48	1,277	1.51%	16,537,134	0.82%	8,256,444	0.67%	9,549	615	26.02	15.69%
49 - 60	7,599	8.99%	123,333,152	6.14%	74,085,563	6.01%	14,383	610	39.49	16.24%
61 - 72	67,522	79.86%	1,597,458,245	79.53%	978,433,526	79.31%	21,655	607	49.70	14.78%
73+	7,912	9.36%	268,634,265	13.37%	171,973,125	13.94%	28,927	615	52.44	12.06%
Total:	84,554	100.00%	2,008,675,750	100.00%	1,233,609,295	100.00%	22,140	609	49.28	14.50%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	14,086	16.66%	316,075,606	15.74%	315,061	0.03%	3,352	590	0.00	16.83%
1 - 12	6,232	7.37%	132,174,078	6.58%	26,859,106	2.18%	7,536	591	7.05	16.83%
13 - 24	1,249	1.48%	22,964,424	1.14%	9,865,271	0.80%	10,104	591	17.18	14.53%
25 - 36	2,592	3.07%	47,583,263	2.37%	28,468,985	2.31%	14,209	601	31.76	14.53%
37 - 48	14,256	16.86%	294,991,968	14.69%	215,617,823	17.48%	18,295	599	42.42	15.95%
49 - 60	46,067	54.48%	1,192,829,905	59.38%	950,750,554	77.07%	23,785	612	52.88	14.10%
61 - 72	67	0.08%	1,878,293	0.09%	1,589,874	0.13%	26,646	597	64.82	13.26%
73+	5	0.01%	178,213	0.01%	142,620	0.01%	32,165	661	81.33	7.96%
Total:	84,554	100.00%	2,008,675,750	100.00%	1,233,609,295	100.00%	22,140	609	49.28	14.50%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	46,056	54.47%	1,097,886,164	54.66%	753,076,867	61.05%	21,787	615	49.72	13.68%
1 - 15	11,234	13.29%	277,594,818	13.82%	200,590,942	16.26%	22,774	601	48.77	14.92%
16 - 30	5,464	6.46%	131,656,364	6.55%	95,574,458	7.75%	22,443	597	48.47	15.64%
31 - 60	6,413	7.58%	152,146,755	7.57%	112,650,148	9.13%	22,674	595	48.45	16.51%
61 - 90	2,929	3.46%	68,366,832	3.40%	50,778,939	4.12%	22,779	596	48.35	17.16%
91 - 120	1,389	1.64%	31,960,545	1.59%	20,937,941	1.70%	22,994	598	48.86	17.17%
121+	11,069	13.09%	249,064,273	12.40%	0	0.00%	0	0	0.00	0.00%
Total:	84,554	100.00%	2,008,675,750	100.00%	1,233,609,295	100.00%	22,140	609	49.28	14.50%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	4,153	4.91%	92,704,067	4.62%	56,078,964	4.55%	20,273	629	49.06	13.39%
Stated, not verified	79,129	93.58%	1,888,677,272	94.03%	1,168,121,060	94.69%	22,261	608	49.43	14.53%
Stated, verified to Level 3²	1,272	1.50%	27,294,411	1.36%	9,409,271	0.76%	18,263	587	32.40	16.31%
NA	-	-	-	-	-	-	-	-	-	-
Total:	84,554	100.00%	2,008,675,750	100.00%	1,233,609,295	100.00%	22,140	609	49.28	14.50%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	79,456	93.97%	1,893,880,115	94.29%	1,171,861,145	94.99%	22,209	609	49.53	14.38%
Stated, verified but not Level 4 or 5	5,098	6.03%	114,795,635	5.71%	61,748,150	5.01%	20,835	592	44.66	16.72%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	84,554	100.00%	2,008,675,750	100.00%	1,233,609,295	100.00%	22,140	609	49.28	14.50%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	7,433	8.79%	155,867,274	7.76%	100,429,659	8.14%	19,939	633	48.74	10.00%
5.00 - 9.99%	29,156	34.48%	680,612,657	33.88%	426,649,190	34.59%	22,084	613	49.07	13.30%
10.00 - 14.99%	32,171	38.05%	781,747,521	38.92%	471,007,145	38.18%	22,521	603	49.24	15.50%
15.00 - 19.99%	15,338	18.14%	376,849,466	18.76%	227,676,253	18.46%	22,301	600	50.00	16.65%
20.00 - 24.99%	451	0.53%	13,431,596	0.67%	7,814,720	0.63%	25,890	613	49.93	13.66%
25.00 - 29.99%	5	0.01%	167,237	0.01%	32,328	0.00%	14,579	607	29.35	16.28%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	84,554	100.00%	2,008,675,750	100.00%	1,233,609,295	100.00%	22,140	609	49.28	14.50%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	26	0.03%	231,399	0.01%	105,660	0.01%	5,681	634	36.99	8.01%
25.00 - 49.99%	559	0.66%	7,704,105	0.38%	4,802,287	0.39%	12,376	610	45.69	9.19%
50.00 - 74.99%	3,189	3.77%	65,293,870	3.25%	42,024,128	3.41%	19,064	611	49.02	10.17%
75.00 - 99.99%	22,121	26.16%	561,078,242	27.93%	357,904,818	29.01%	23,271	606	49.91	13.11%
100.00 - 109.99%	18,120	21.43%	455,617,421	22.68%	280,694,961	22.75%	23,264	607	49.68	14.44%
110.00 - 119.99%	18,610	22.01%	453,618,149	22.58%	273,965,319	22.21%	22,749	609	49.28	15.08%
120.00 - 129.99%	12,733	15.06%	280,693,819	13.97%	165,705,540	13.43%	20,482	611	48.43	16.27%
130.00 - 139.99%	8,808	10.42%	177,091,185	8.82%	103,972,489	8.43%	18,184	617	47.79	17.00%
140.00%+	388	0.46%	7,347,561	0.37%	4,434,093	0.36%	16,999	636	47.44	16.02%
Total:	84,554	100.00%	2,008,675,750	100.00%	1,233,609,295	100.00%	22,140	609	49.28	14.50%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,687	2.00%	37,897,893	1.89%	22,660,889	1.84%	21,565	608	49.05	15.79%
Alaska	103	0.12%	2,697,564	0.13%	1,624,318	0.13%	24,863	598	50.14	14.26%
Arizona	1,482	1.75%	35,987,608	1.79%	21,953,865	1.78%	22,711	611	49.58	14.04%
Arkansas	1,606	1.90%	39,502,640	1.97%	23,966,104	1.94%	23,373	613	49.98	13.65%
California	6,548	7.74%	161,003,554	8.02%	96,952,945	7.86%	22,743	608	49.17	14.52%
Colorado	604	0.71%	15,176,441	0.76%	9,780,522	0.79%	23,831	617	50.10	13.18%
Connecticut	722	0.85%	16,461,654	0.82%	10,545,853	0.85%	20,108	614	49.07	12.46%
Delaware	384	0.45%	8,469,070	0.42%	4,914,373	0.40%	19,055	612	46.98	14.68%
Florida	9,542	11.29%	223,329,725	11.12%	138,189,947	11.20%	21,871	607	49.48	14.08%
Georgia	4,448	5.26%	109,199,235	5.44%	65,099,481	5.28%	22,757	608	49.15	15.24%
Hawaii	117	0.14%	2,633,095	0.13%	1,723,103	0.14%	20,994	605	47.91	15.47%
Idaho	167	0.20%	4,119,989	0.21%	2,680,150	0.22%	24,586	603	49.55	13.35%
Illinois	2,946	3.48%	68,753,123	3.42%	40,159,850	3.26%	22,003	611	48.98	15.19%
Indiana	1,262	1.49%	28,775,773	1.43%	17,818,580	1.44%	21,630	609	49.57	15.01%
Iowa	302	0.36%	7,103,817	0.35%	4,372,875	0.35%	22,505	607	49.66	13.78%
Kansas	347	0.41%	8,035,524	0.40%	4,945,469	0.40%	21,137	604	48.51	14.88%
Kentucky	977	1.16%	22,235,996	1.11%	14,018,063	1.14%	21,706	605	49.96	14.67%
Louisiana	2,111	2.50%	51,217,295	2.55%	31,846,553	2.58%	22,644	607	48.87	14.94%
Maine	171	0.20%	4,100,309	0.20%	2,592,941	0.21%	21,643	625	50.23	11.98%
Maryland	1,869	2.21%	44,996,461	2.24%	28,045,950	2.27%	21,779	618	47.81	15.13%
Massachusetts	1,151	1.36%	25,162,604	1.25%	16,611,331	1.35%	19,695	609	49.69	13.92%
Michigan	1,438	1.70%	32,515,944	1.62%	18,228,858	1.48%	20,798	609	49.64	14.90%
Minnesota	418	0.49%	10,372,839	0.52%	6,264,367	0.51%	22,652	618	49.40	11.94%
Mississippi	1,315	1.56%	29,662,768	1.48%	17,248,996	1.40%	20,730	607	48.14	16.26%
Missouri	1,385	1.64%	30,059,445	1.50%	18,399,045	1.49%	20,693	608	49.84	15.24%
Montana	235	0.28%	5,522,992	0.27%	3,382,662	0.27%	22,963	614	49.27	14.51%
Nebraska	177	0.21%	4,368,117	0.22%	2,875,405	0.23%	23,244	615	51.09	12.33%
Nevada	502	0.59%	12,559,326	0.63%	7,083,872	0.57%	23,244	607	47.86	13.51%
New Hampshire	400	0.47%	8,816,712	0.44%	5,771,124	0.47%	20,472	609	49.36	14.18%
New Jersey	2,154	2.55%	49,624,237	2.47%	31,520,419	2.56%	20,768	609	49.42	14.23%
New Mexico	652	0.77%	15,895,755	0.79%	9,912,448	0.80%	22,816	611	49.92	15.38%
New York	3,732	4.41%	91,959,699	4.58%	54,787,523	4.44%	22,077	616	49.72	14.25%
North Carolina	2,861	3.38%	67,256,395	3.35%	41,150,500	3.34%	21,714	610	49.33	14.05%
North Dakota	101	0.12%	2,508,328	0.12%	1,608,859	0.13%	23,364	617	50.25	12.44%
Ohio	2,874	3.40%	60,921,984	3.03%	38,615,468	3.13%	20,403	612	49.93	15.11%
Oklahoma	1,268	1.50%	30,331,442	1.51%	19,592,432	1.59%	22,801	611	49.86	14.10%
Oregon	418	0.49%	9,327,992	0.46%	5,658,684	0.46%	21,456	604	49.12	13.86%
Pennsylvania	5,815	6.88%	125,540,700	6.25%	79,770,868	6.47%	19,668	596	48.14	15.47%
Rhode Island	191	0.23%	4,087,960	0.20%	2,487,779	0.20%	19,088	612	48.17	14.00%
South Carolina	1,587	1.88%	35,782,150	1.78%	21,593,301	1.75%	20,817	605	47.87	15.33%
South Dakota	96	0.11%	2,009,247	0.10%	1,242,551	0.10%	19,628	634	49.10	13.94%
Tennessee	1,804	2.13%	41,724,665	2.08%	25,679,497	2.08%	21,742	610	49.47	15.59%
Texas	12,928	15.29%	333,738,466	16.61%	206,431,444	16.73%	24,034	609	49.58	13.95%
Utah	230	0.27%	5,774,984	0.29%	3,633,433	0.29%	23,815	618	50.65	12.80%
Vermont	115	0.14%	2,832,434	0.14%	1,956,516	0.16%	22,236	612	50.70	12.56%
Virginia	1,264	1.49%	29,430,428	1.47%	17,716,215	1.44%	21,872	607	48.88	14.63%
Washington	561	0.66%	14,186,823	0.71%	8,837,739	0.72%	24,042	611	50.09	13.84%
West Virginia	569	0.67%	13,510,098	0.67%	8,511,230	0.69%	22,675	610	50.30	14.50%
Wisconsin	670	0.79%	15,321,680	0.76%	9,420,600	0.76%	21,242	605	49.90	14.17%
Wyoming	79	0.09%	2,124,495	0.11%	1,401,754	0.11%	24,052	625	49.62	12.67%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	1	0.00%	7,095	0.00%	2,359	0.00%	2,359	622	40.00	14.40%
Armed Forces EMEA	2	0.00%	50,685	0.00%	42,839	0.00%	23,575	571	44.44	16.09%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	156	0.18%	3,731,858	0.19%	2,141,463	0.17%	22,697	619	47.55	15.23%
Guam	1	0.00%	30,580	0.00%	0	0.00%	0	0	0.00	0.00%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	6	0.01%	131,655	0.01%	60,795	0.00%	17,077	611	47.95	14.39%
Virgin Islands	3	0.00%	96,404	0.00%	75,087	0.01%	25,100	629	52.37	11.81%
Total:	84,554	100.00%	2,008,675,750	100.00%	1,233,609,295	100.00%	22,140	609	49.28	14.50%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	19,622	23.21%	599,416,328	29.84%	364,001,397	29.51%	26,417	607	49.81	12.95%
Used	64,932	76.79%	1,409,259,422	70.16%	869,607,898	70.49%	20,350	609	49.06	15.14%
NA	-	-	-	-	-	-	-	-	-	-
Total:	84,554	100.00%	2,008,675,750	100.00%	1,233,609,295	100.00%	22,140	609	49.28	14.50%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	38,769	45.85%	769,541,083	38.31%	441,471,968	35.79%	18,415	606	48.33	16.24%
Truck	11,037	13.05%	387,928,244	19.31%	248,686,612	20.16%	29,476	617	49.95	11.94%
SUV	34,748	41.10%	851,206,424	42.38%	543,450,715	44.05%	21,810	607	49.76	14.25%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	84,554	100.00%	2,008,675,750	100.00%	1,233,609,295	100.00%	22,140	609	49.28	14.50%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	4,452	5.27%	98,750,428	4.92%	59,687,303	4.84%	22,176	613	48.62	14.81%
Ford: Lincoln	474	0.56%	10,529,669	0.52%	6,254,280	0.51%	19,771	598	48.65	15.33%
Ford: Mercury	6	0.01%	75,250	0.00%	27,799	0.00%	7,036	564	22.82	20.50%
GMC	1,906	2.25%	54,863,072	2.73%	35,328,828	2.86%	25,799	612	49.00	13.58%
GMC: Buick	917	1.08%	17,799,337	0.89%	11,134,970	0.90%	17,169	601	48.30	16.41%
GMC: Cadillac	877	1.04%	22,927,771	1.14%	14,622,397	1.19%	23,944	610	48.78	13.88%
GMC: Chevrolet	8,814	10.42%	206,824,762	10.30%	127,211,567	10.31%	22,343	608	48.82	15.23%
GMC: Hummer	2	0.00%	38,778	0.00%	13,411	0.00%	12,778	706	3.93	22.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.00%	20,176	0.00%	845	0.00%	845	617	3.00	19.30%
GMC: Saturn	5	0.01%	61,625	0.00%	9,932	0.00%	4,973	657	13.12	10.09%
Tesla	86	0.10%	3,389,929	0.17%	2,186,379	0.18%	31,089	643	50.11	8.61%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,617	1.91%	41,869,830	2.08%	24,821,881	2.01%	23,403	609	49.33	14.23%
BMW: Mini	153	0.18%	2,681,197	0.13%	1,734,347	0.14%	16,339	602	48.99	15.23%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,545	1.83%	42,782,779	2.13%	25,644,144	2.08%	24,397	610	49.34	14.42%
Daimler: Smart	17	0.02%	169,234	0.01%	64,532	0.01%	7,333	704	44.71	15.84%
Fiat	166	0.20%	2,758,111	0.14%	1,344,794	0.11%	13,637	601	46.76	15.00%
Fiat: Alfa Romeo	92	0.11%	2,936,560	0.15%	1,689,584	0.14%	25,859	610	51.13	12.15%
Fiat: Chrysler	1,837	2.17%	42,219,421	2.10%	22,579,043	1.83%	21,170	612	47.16	14.32%
Fiat: Dodge	7,886	9.33%	265,334,820	13.21%	162,431,099	13.17%	29,116	619	50.21	11.81%
Fiat: Jeep	9,270	10.96%	249,837,747	12.44%	158,264,440	12.83%	23,704	614	50.36	12.81%
Fiat: Maserati	1	0.00%	20,443	0.00%	14,488	0.00%	14,488	617	49.00	6.24%
Geely: Volvo	134	0.16%	3,185,077	0.16%	2,009,294	0.16%	21,676	609	48.71	12.31%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,750	2.07%	32,724,569	1.63%	20,778,162	1.68%	17,752	601	49.76	15.83%
Volkswagen: Audi	720	0.85%	19,239,403	0.96%	11,949,399	0.97%	23,098	615	49.77	13.72%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	95	0.11%	3,832,075	0.19%	2,511,983	0.20%	31,805	638	48.39	9.92%
Honda	4,091	4.84%	83,203,019	4.14%	52,709,343	4.27%	17,962	607	49.44	16.03%
Honda: Acura	552	0.65%	13,009,681	0.65%	8,189,518	0.66%	20,639	608	48.61	14.63%
Hyundai	4,404	5.21%	77,503,801	3.86%	46,555,935	3.77%	16,043	597	48.37	16.97%
Hyundai: Kia	4,445	5.26%	82,392,548	4.10%	49,741,125	4.03%	16,884	596	48.59	16.98%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	899	1.06%	16,828,485	0.84%	10,272,192	0.83%	16,797	604	49.00	15.77%
Mitsubishi	1,827	2.16%	37,670,681	1.88%	21,899,859	1.78%	18,152	595	49.36	17.01%
Nissan	9,917	11.73%	197,533,728	9.83%	119,009,805	9.65%	18,119	600	48.57	16.36%
Nissan: Infiniti	826	0.98%	22,269,456	1.11%	13,660,950	1.11%	23,462	607	49.41	14.33%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	643	0.76%	13,505,965	0.67%	8,390,793	0.68%	18,524	608	49.08	15.22%
Suzuki	8	0.01%	72,207	0.00%	41,323	0.00%	5,665	569	30.71	20.00%
Tata: Jaguar	138	0.16%	4,133,068	0.21%	2,172,339	0.18%	25,613	619	49.55	12.23%
Tata: Land Rover	267	0.32%	9,234,716	0.46%	6,134,827	0.50%	29,599	617	50.41	11.66%
Toyota	5,543	6.56%	123,933,213	6.17%	76,570,581	6.21%	20,079	603	49.03	15.48%
Toyota: Lexus	678	0.80%	18,118,680	0.90%	11,389,585	0.92%	23,125	607	49.08	13.38%
Toyota: Scion	86	0.10%	1,106,231	0.06%	594,578	0.05%	10,448	601	42.90	19.16%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	7,406	8.76%	183,288,210	9.12%	113,961,641	9.24%	22,181	609	49.49	14.24%
Total:	84,554	100.00%	2,008,675,750	100.00%	1,233,609,295	100.00%	22,140	609	49.28	14.50%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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