StratMaker (145146)

Santander Drive Auto Receivables Trust 2022-4

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

26.10% / 73.90%

Total Original # of Loans

72,528

WA Loan to Value (LTV)

94.96%

Total Original Loan Amount (OLA)

$ 1,973,945,964

WA Payment to Income (PTI)

11.20%

Weighted Average (WA) OLA

$ 31,527

WA FICO (non-zero)

601

Rep. Period Beginning Loan Amount

$ 1,630,742,212

WA Remaining Term (RT)

60.55

Rep. Period Ending Loan Amount (ELA)

$ 1,571,240,038

WA Original APR

14.42%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

72,528

Total Original Loan Amount (OLA)

$ 1,973,945,964

Weighted Average (WA) OLA

$ 31,527

Rep. Period Beginning Loan Amount

$ 1,630,742,212

Rep. Period Ending Loan Amount (ELA)

$ 1,571,240,038

As % of Reporting Period ELA:

New % / Used %

26.10% / 73.90%

WA Loan to Value (LTV)

94.96%

WA Payment to Income (PTI)

11.20%

WA FICO (non-zero)

601

WA Remaining Term (RT)

60.55

WA Original APR

14.42%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.00%	14,722	0.00%	3,306	0.00%	3,306	0	25.00	9.85%
$5,000 - $9,999	1,441	1.99%	12,167,962	0.62%	6,682,538	0.43%	6,480	579	42.65	15.06%
$10,000 - $14,999	6,269	8.64%	80,807,150	4.09%	48,771,028	3.10%	10,322	579	47.07	16.50%
$15,000 - $19,999	11,547	15.92%	203,878,201	10.33%	143,925,386	9.16%	15,196	585	54.60	16.56%
$20,000 - $24,999	14,498	19.99%	326,489,740	16.54%	251,325,948	16.00%	20,079	592	58.99	16.22%
$25,000 - $29,999	13,606	18.76%	372,586,705	18.88%	299,927,323	19.09%	24,808	595	61.04	15.79%
$30,000 - $39,999	17,002	23.44%	584,294,576	29.60%	485,244,713	30.88%	31,448	599	62.38	14.54%
$40,000 - $49,999	5,773	7.96%	253,158,392	12.82%	214,337,831	13.64%	39,767	611	63.36	11.49%
$50,000 - $59,999	1,645	2.27%	88,828,341	4.50%	76,289,168	4.86%	48,778	634	63.70	9.28%
$60,000 - $69,999	496	0.68%	31,729,387	1.61%	27,519,036	1.75%	57,832	655	64.04	7.94%
$70,000 - $79,999	148	0.20%	10,924,597	0.55%	9,507,135	0.61%	66,436	670	62.99	7.07%
$80,000 - $89,999	52	0.07%	4,401,719	0.22%	3,581,027	0.23%	75,432	703	62.86	6.08%
$90,000 - $99,999	39	0.05%	3,725,677	0.19%	3,268,850	0.21%	86,189	688	63.65	7.87%
Over $100,000	9	0.01%	938,797	0.05%	856,750	0.05%	95,453	664	65.57	6.93%
Total:	72,528	100.00%	1,973,945,964	100.00%	1,571,240,038	100.00%	29,011	601	60.55	14.42%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	8,859	12.21%	182,264,450	9.23%	14,825,630	0.94%	3,483	577	14.66	17.21%
$5,000 - $9,999	5,679	7.83%	105,007,000	5.32%	42,396,353	2.70%	7,745	576	27.31	16.34%
$10,000 - $14,999	6,737	9.29%	120,812,862	6.12%	85,375,260	5.43%	12,838	581	46.39	15.57%
$15,000 - $19,999	10,210	14.08%	208,759,024	10.58%	180,168,532	11.47%	17,762	590	57.70	15.78%
$20,000 - $24,999	12,348	17.03%	305,103,712	15.46%	277,940,104	17.69%	22,602	595	62.02	15.78%
$25,000 - $29,999	10,934	15.08%	324,021,808	16.41%	299,317,306	19.05%	27,450	599	63.33	15.47%
$30,000 - $39,999	13,044	17.98%	482,100,452	24.42%	446,399,728	28.41%	34,450	601	64.24	14.08%
$40,000 - $49,999	3,491	4.81%	167,458,957	8.48%	153,076,597	9.74%	44,027	621	64.50	10.52%
$50,000 - $59,999	881	1.21%	52,084,012	2.64%	47,783,648	3.04%	54,383	642	65.09	9.45%
$60,000 - $69,999	230	0.32%	16,182,878	0.82%	14,752,706	0.94%	64,259	661	64.83	7.89%
$70,000 - $79,999	66	0.09%	5,409,290	0.27%	4,903,625	0.31%	74,396	685	63.74	7.24%
$80,000 - $89,999	34	0.05%	3,208,377	0.16%	2,893,604	0.18%	85,195	689	63.94	7.82%
$90,000 - $99,999	14	0.02%	1,416,613	0.07%	1,298,691	0.08%	92,797	689	65.02	8.08%
Over $100,000	1	0.00%	116,530	0.01%	108,255	0.01%	108,255	595	65.00	4.90%
Total:	72,528	100.00%	1,973,945,964	100.00%	1,571,240,038	100.00%	29,011	601	60.55	14.42%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	72,528	100.00%	1,973,945,964	100.00%	1,571,240,038	100.00%	29,011	601	60.55	14.42%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	72,528	100.00%	1,973,945,964	100.00%	1,571,240,038	100.00%	29,011	601	60.55	14.42%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	576	0.79%	27,554,718	1.40%	22,234,406	1.42%	43,886	686	55.68	0.99%
2.50 - 4.99%	783	1.08%	32,136,961	1.63%	25,796,427	1.64%	43,481	660	61.84	4.43%
5.00 - 7.49%	3,455	4.76%	98,684,605	5.00%	81,759,446	5.20%	31,156	651	61.44	6.58%
7.50 - 9.99%	8,366	11.53%	253,953,353	12.87%	212,150,968	13.50%	32,633	615	62.26	8.77%
10.00 - 12.49%	9,572	13.20%	293,979,117	14.89%	243,554,634	15.50%	32,046	608	62.36	11.15%
12.50 - 14.99%	10,490	14.46%	310,948,417	15.75%	254,086,360	16.17%	30,385	597	61.73	13.60%
15.00 - 17.49%	11,306	15.59%	313,083,236	15.86%	243,691,512	15.51%	28,058	590	60.08	16.02%
17.50 - 19.99%	11,973	16.51%	293,286,624	14.86%	211,288,186	13.45%	25,065	583	57.43	18.29%
20.00 - 22.49%	8,323	11.48%	189,111,021	9.58%	147,016,009	9.36%	23,768	581	59.26	20.86%
22.50 - 24.99%	5,423	7.48%	117,414,154	5.95%	94,911,515	6.04%	22,634	577	59.94	23.37%
25.00 - 27.49%	1,721	2.37%	34,115,949	1.73%	27,472,597	1.75%	20,964	576	58.63	25.53%
27.50 - 29.99%	540	0.74%	9,677,811	0.49%	7,277,979	0.46%	18,926	564	55.84	28.06%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	72,528	100.00%	1,973,945,964	100.00%	1,571,240,038	100.00%	29,011	601	60.55	14.42%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	3,328	4.59%	76,957,179	3.90%	56,826,133	3.62%	24,223	476	56.72	15.76%
500 - 549	12,131	16.73%	306,533,200	15.53%	234,715,972	14.94%	26,177	529	58.52	15.83%
550 - 599	21,796	30.05%	590,395,174	29.91%	465,436,666	29.62%	28,105	576	60.13	15.18%
600 - 649	18,418	25.39%	543,666,200	27.54%	443,519,346	28.23%	31,034	621	61.77	13.35%
650 - 699	5,773	7.96%	177,207,438	8.98%	145,334,592	9.25%	32,927	671	62.40	12.65%
700 - 749	2,638	3.64%	83,007,017	4.21%	69,623,671	4.43%	34,154	722	62.72	11.48%
750 - 799	943	1.30%	31,250,110	1.58%	26,084,047	1.66%	35,945	771	61.34	9.09%
800+	656	0.90%	20,498,638	1.04%	16,723,648	1.06%	34,477	834	58.95	6.25%
NA	6,845	9.44%	144,431,008	7.32%	112,975,963	7.19%	22,475	0	59.94	18.52%
Total:	72,528	100.00%	1,973,945,964	100.00%	1,571,240,038	100.00%	29,011	601	60.55	14.42%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	9	0.01%	83,341	0.00%	45,869	0.00%	7,071	856	15.94	7.07%
25 - 36	208	0.29%	4,844,424	0.25%	3,546,097	0.23%	30,971	754	28.50	3.14%
37 - 48	1,472	2.03%	25,845,656	1.31%	20,183,597	1.28%	18,822	620	39.82	14.26%
49 - 60	5,754	7.93%	116,641,423	5.91%	94,581,203	6.02%	21,845	604	51.37	15.67%
61 - 72	55,494	76.51%	1,502,959,309	76.14%	1,191,098,792	75.81%	28,762	601	61.09	14.60%
73+	9,591	13.22%	323,571,812	16.39%	261,784,481	16.66%	33,493	596	63.43	13.36%
Total:	72,528	100.00%	1,973,945,964	100.00%	1,571,240,038	100.00%	29,011	601	60.55	14.42%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	3,662	5.05%	92,538,033	4.69%	45,854	0.00%	917	580	0.00	14.61%
1 - 12	3,900	5.38%	79,159,880	4.01%	14,461,775	0.92%	5,370	576	9.87	16.56%
13 - 24	6,361	8.77%	134,034,220	6.79%	51,166,500	3.26%	10,403	571	17.13	17.73%
25 - 36	1,479	2.04%	36,403,952	1.84%	21,967,400	1.40%	19,020	601	30.10	13.61%
37 - 48	2,900	4.00%	55,323,381	2.80%	43,986,275	2.80%	18,646	589	42.56	14.97%
49 - 60	10,081	13.90%	242,934,122	12.31%	208,110,003	13.24%	24,506	589	54.83	13.59%
61 - 72	44,142	60.86%	1,333,459,314	67.55%	1,231,422,448	78.37%	31,372	605	65.10	14.40%
73+	3	0.00%	93,063	0.00%	79,784	0.01%	31,296	564	75.77	5.26%
Total:	72,528	100.00%	1,973,945,964	100.00%	1,571,240,038	100.00%	29,011	601	60.55	14.42%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	45,284	62.44%	1,243,900,542	63.02%	1,017,913,865	64.78%	29,246	610	61.38	13.73%
1 - 15	10,004	13.79%	275,437,707	13.95%	225,778,624	14.37%	29,163	589	59.17	14.86%
16 - 30	5,307	7.32%	141,584,368	7.17%	114,527,978	7.29%	28,066	581	58.52	15.34%
31 - 60	5,851	8.07%	153,728,154	7.79%	127,140,455	8.09%	28,024	582	58.34	16.49%
61 - 90	2,634	3.63%	70,073,939	3.55%	60,408,401	3.84%	28,579	585	60.04	17.13%
91 - 120	1,230	1.70%	32,456,530	1.64%	25,470,715	1.62%	28,425	588	60.84	17.51%
121+	2,218	3.06%	56,764,724	2.88%	0	0.00%	0	0	0.00	0.00%
Total:	72,528	100.00%	1,973,945,964	100.00%	1,571,240,038	100.00%	29,011	601	60.55	14.42%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,605	4.97%	91,259,076	4.62%	71,212,783	4.53%	26,791	627	60.23	13.08%
Stated, not verified	67,541	93.12%	1,851,258,146	93.78%	1,483,875,635	94.44%	29,173	600	60.74	14.46%
Stated, verified to Level 3²	1,382	1.91%	31,428,743	1.59%	16,151,620	1.03%	23,849	579	44.44	16.77%
NA	-	-	-	-	-	-	-	-	-	-
Total:	72,528	100.00%	1,973,945,964	100.00%	1,571,240,038	100.00%	29,011	601	60.55	14.42%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	67,562	93.15%	1,846,281,276	93.53%	1,475,971,916	93.94%	29,094	602	60.71	14.29%
Stated, verified but not Level 4 or 5	4,966	6.85%	127,664,689	6.47%	95,268,122	6.06%	27,725	587	58.00	16.45%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	72,528	100.00%	1,973,945,964	100.00%	1,571,240,038	100.00%	29,011	601	60.55	14.42%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	6,809	9.39%	166,126,981	8.42%	130,746,755	8.32%	27,369	614	59.90	10.00%
5.00 - 9.99%	24,839	34.25%	674,359,050	34.16%	537,925,094	34.24%	29,289	601	60.57	12.97%
10.00 - 14.99%	25,271	34.84%	702,318,015	35.58%	554,569,937	35.30%	29,367	598	60.40	15.30%
15.00 - 19.99%	14,002	19.31%	382,122,573	19.36%	306,639,926	19.52%	28,329	600	60.82	17.06%
20.00 - 24.99%	1,603	2.21%	48,855,123	2.47%	41,252,369	2.63%	30,821	621	62.32	16.09%
25.00 - 29.99%	3	0.00%	149,112	0.01%	91,851	0.01%	45,928	732	48.13	2.47%
30.00 - 39.99%	1	0.00%	15,112	0.00%	14,106	0.00%	14,106	579	40.00	28.41%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	72,528	100.00%	1,973,945,964	100.00%	1,571,240,038	100.00%	29,011	601	60.55	14.42%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	70	0.10%	632,723	0.03%	443,600	0.03%	8,135	628	45.96	6.73%
25.00 - 49.99%	912	1.26%	13,541,373	0.69%	10,555,258	0.67%	15,317	589	56.19	8.44%
50.00 - 74.99%	4,903	6.76%	111,212,446	5.63%	87,581,614	5.57%	24,034	597	59.43	9.71%
75.00 - 99.99%	20,081	27.69%	553,616,834	28.05%	429,999,065	27.37%	28,565	584	59.67	13.02%
100.00 - 109.99%	15,486	21.35%	444,452,798	22.52%	356,665,150	22.70%	30,229	594	60.96	14.79%
110.00 - 119.99%	14,248	19.64%	407,698,695	20.65%	329,058,412	20.94%	30,389	608	61.43	15.32%
120.00 - 129.99%	9,513	13.12%	256,775,178	13.01%	206,414,429	13.14%	29,558	617	60.89	16.09%
130.00 - 139.99%	6,680	9.21%	169,124,766	8.57%	136,274,961	8.67%	27,348	630	60.57	16.70%
140.00%+	635	0.88%	16,891,152	0.86%	14,247,549	0.91%	29,480	657	61.69	14.95%
Total:	72,528	100.00%	1,973,945,964	100.00%	1,571,240,038	100.00%	29,011	601	60.55	14.42%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,222	1.68%	32,024,976	1.62%	25,113,378	1.60%	27,687	606	60.10	16.14%
Alaska	77	0.11%	2,491,731	0.13%	2,042,943	0.13%	33,843	613	63.28	14.65%
Arizona	1,288	1.78%	35,636,504	1.81%	28,861,445	1.84%	29,703	611	61.45	14.10%
Arkansas	1,007	1.39%	27,685,984	1.40%	21,449,824	1.37%	29,065	601	59.94	14.11%
California	5,388	7.43%	148,842,782	7.54%	118,591,877	7.55%	29,683	605	60.64	14.43%
Colorado	695	0.96%	19,553,960	0.99%	16,077,821	1.02%	30,205	599	61.33	13.42%
Connecticut	615	0.85%	15,822,357	0.80%	11,991,960	0.76%	27,612	596	58.98	13.15%
Delaware	295	0.41%	7,578,759	0.38%	5,772,328	0.37%	27,215	589	60.64	14.70%
Florida	8,711	12.01%	235,690,295	11.94%	190,622,001	12.13%	28,906	602	61.18	14.09%
Georgia	3,059	4.22%	83,992,458	4.26%	66,111,117	4.21%	29,448	605	59.65	15.55%
Hawaii	199	0.27%	5,526,894	0.28%	4,517,739	0.29%	28,308	609	61.19	15.95%
Idaho	145	0.20%	3,992,654	0.20%	3,146,321	0.20%	29,785	592	59.21	13.94%
Illinois	1,756	2.42%	46,057,333	2.33%	35,019,925	2.23%	27,773	601	58.52	15.39%
Indiana	1,001	1.38%	26,390,333	1.34%	21,082,117	1.34%	28,236	603	60.58	14.98%
Iowa	250	0.34%	6,460,325	0.33%	5,076,915	0.32%	26,161	591	60.18	14.65%
Kansas	264	0.36%	7,273,219	0.37%	5,697,828	0.36%	30,245	603	59.06	14.28%
Kentucky	885	1.22%	21,966,845	1.11%	17,036,848	1.08%	26,352	600	59.86	15.15%
Louisiana	1,278	1.76%	35,337,309	1.79%	27,466,850	1.75%	29,801	602	59.35	14.75%
Maine	176	0.24%	4,638,112	0.23%	3,835,292	0.24%	27,388	601	61.06	12.78%
Maryland	3,563	4.91%	94,155,976	4.77%	71,645,345	4.56%	27,657	591	58.54	14.45%
Massachusetts	960	1.32%	25,119,191	1.27%	19,316,038	1.23%	27,502	599	60.45	13.97%
Michigan	1,192	1.64%	31,458,675	1.59%	24,721,630	1.57%	27,601	607	60.94	15.22%
Minnesota	384	0.53%	10,237,411	0.52%	7,619,190	0.48%	28,543	599	58.15	13.20%
Mississippi	835	1.15%	22,247,841	1.13%	17,139,840	1.09%	28,258	604	58.99	15.96%
Missouri	1,039	1.43%	25,955,228	1.31%	20,024,244	1.27%	26,071	597	58.81	15.78%
Montana	202	0.28%	5,610,501	0.28%	4,525,841	0.29%	28,237	600	59.25	14.61%
Nebraska	211	0.29%	5,770,514	0.29%	4,842,447	0.31%	29,356	595	61.00	13.39%
Nevada	824	1.14%	22,656,435	1.15%	18,318,770	1.17%	29,309	603	61.43	13.78%
New Hampshire	353	0.49%	9,030,385	0.46%	7,358,648	0.47%	27,524	588	61.32	14.18%
New Jersey	1,712	2.36%	45,858,066	2.32%	36,626,053	2.33%	28,047	605	60.63	14.07%
New Mexico	511	0.70%	14,471,404	0.73%	11,420,666	0.73%	29,612	605	60.55	14.60%
New York	2,675	3.69%	73,299,804	3.71%	58,198,243	3.70%	28,586	610	60.54	14.79%
North Carolina	2,839	3.91%	75,851,330	3.84%	60,175,098	3.83%	28,275	595	60.46	14.55%
North Dakota	89	0.12%	2,506,667	0.13%	1,958,979	0.12%	29,982	616	58.22	12.78%
Ohio	2,708	3.73%	67,678,424	3.43%	55,682,316	3.54%	26,423	597	61.56	14.99%
Oklahoma	1,150	1.59%	30,371,362	1.54%	23,813,856	1.52%	28,295	598	59.77	14.33%
Oregon	437	0.60%	10,922,125	0.55%	8,861,780	0.56%	27,257	596	60.73	14.60%
Pennsylvania	4,295	5.92%	111,259,868	5.64%	89,336,971	5.69%	27,592	594	61.09	14.16%
Rhode Island	170	0.23%	4,156,844	0.21%	3,295,719	0.21%	26,286	602	60.68	13.89%
South Carolina	1,388	1.91%	36,172,552	1.83%	28,324,449	1.80%	27,920	594	59.53	15.26%
South Dakota	86	0.12%	2,169,406	0.11%	1,728,890	0.11%	28,917	605	59.22	13.07%
Tennessee	1,522	2.10%	40,214,396	2.04%	32,022,402	2.04%	28,648	607	60.33	15.31%
Texas	11,640	16.05%	348,936,663	17.68%	282,580,427	17.98%	31,707	603	61.33	13.69%
Utah	276	0.38%	7,528,375	0.38%	5,905,286	0.38%	29,085	602	61.32	13.90%
Vermont	87	0.12%	2,259,461	0.11%	1,885,004	0.12%	27,364	578	61.15	12.85%
Virginia	1,261	1.74%	33,555,946	1.70%	26,788,153	1.70%	28,281	594	60.41	15.03%
Washington	444	0.61%	11,792,293	0.60%	9,080,514	0.58%	28,625	599	59.20	14.52%
West Virginia	612	0.84%	15,720,405	0.80%	12,684,021	0.81%	27,484	597	60.74	14.51%
Wisconsin	452	0.62%	11,924,133	0.60%	9,360,929	0.60%	28,055	593	59.23	14.97%
Wyoming	79	0.11%	2,384,860	0.12%	1,930,023	0.12%	35,543	619	59.08	12.98%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	25,422	0.00%	22,848	0.00%	22,848	588	62.00	10.98%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	219	0.30%	5,636,442	0.29%	4,489,436	0.29%	27,330	592	61.60	16.77%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	44,726	0.00%	41,454	0.00%	41,454	608	67.00	13.23%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	72,528	100.00%	1,973,945,964	100.00%	1,571,240,038	100.00%	29,011	601	60.55	14.42%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	16,141	22.25%	546,058,512	27.66%	410,041,001	26.10%	35,096	606	58.91	11.81%
Used	56,387	77.75%	1,427,887,452	72.34%	1,161,199,037	73.90%	26,862	599	61.12	15.35%
NA	-	-	-	-	-	-	-	-	-	-
Total:	72,528	100.00%	1,973,945,964	100.00%	1,571,240,038	100.00%	29,011	601	60.55	14.42%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	30,056	41.44%	689,418,564	34.93%	528,731,630	33.65%	24,486	603	59.57	16.11%
Truck	11,240	15.50%	418,819,143	21.22%	340,819,329	21.69%	36,952	608	61.19	12.10%
SUV	31,232	43.06%	865,708,257	43.86%	701,689,079	44.66%	28,563	596	60.97	14.28%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	72,528	100.00%	1,973,945,964	100.00%	1,571,240,038	100.00%	29,011	601	60.55	14.42%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,626	5.00%	93,004,295	4.71%	73,348,939	4.67%	28,690	605	59.72	14.97%
Ford: Lincoln	299	0.41%	8,111,633	0.41%	6,511,251	0.41%	29,194	596	60.53	14.44%
Ford: Mercury	2	0.00%	24,103	0.00%	9,897	0.00%	6,209	579	16.02	16.91%
GMC	1,766	2.43%	57,853,482	2.93%	47,429,811	3.02%	33,785	601	61.35	13.49%
GMC: Buick	835	1.15%	19,225,171	0.97%	15,231,749	0.97%	23,599	593	60.26	15.50%
GMC: Cadillac	656	0.90%	19,945,165	1.01%	15,838,247	1.01%	33,214	600	59.36	13.73%
GMC: Chevrolet	8,044	11.09%	220,591,835	11.18%	176,682,248	11.24%	29,619	599	60.82	14.98%
GMC: Hummer	1	0.00%	18,214	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.00%	36,189	0.00%	5,577	0.00%	2,816	561	11.65	19.83%
GMC: Saturn	1	0.00%	10,421	0.00%	1,804	0.00%	1,804	0	14.00	27.99%
Tesla	60	0.08%	2,730,919	0.14%	2,416,994	0.15%	45,005	615	64.37	11.17%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,160	1.60%	34,555,838	1.75%	28,525,415	1.82%	30,750	599	61.05	14.80%
BMW: Mini	162	0.22%	3,274,768	0.17%	2,643,221	0.17%	21,225	596	60.84	14.83%
Daimler: Freightliner	1	0.00%	40,336	0.00%	36,090	0.00%	36,090	601	64.00	10.73%
Daimler: Mercedes-Benz	1,147	1.58%	34,943,475	1.77%	28,189,469	1.79%	31,109	602	60.74	14.73%
Daimler: Smart	5	0.01%	42,263	0.00%	30,091	0.00%	7,249	658	53.39	10.56%
Fiat	148	0.20%	2,667,362	0.14%	1,767,719	0.11%	17,930	592	54.82	15.47%
Fiat: Alfa Romeo	101	0.14%	3,697,869	0.19%	3,150,876	0.20%	35,566	613	63.85	12.56%
Fiat: Chrysler	1,269	1.75%	31,620,028	1.60%	22,575,561	1.44%	26,128	601	57.11	14.79%
Fiat: Dodge	6,983	9.63%	257,551,850	13.05%	204,721,435	13.03%	37,193	617	60.70	11.56%
Fiat: Jeep	7,469	10.30%	221,262,978	11.21%	173,749,295	11.06%	30,667	603	60.26	12.98%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	144	0.20%	4,235,984	0.21%	3,679,637	0.23%	31,740	604	61.47	13.28%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,836	2.53%	43,236,971	2.19%	35,913,047	2.29%	25,064	595	61.59	15.07%
Volkswagen: Audi	558	0.77%	16,209,213	0.82%	13,481,511	0.86%	29,572	602	60.98	14.84%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	62	0.09%	2,774,937	0.14%	2,161,299	0.14%	48,006	621	61.00	11.52%
Honda	3,836	5.29%	95,491,328	4.84%	78,105,225	4.97%	25,363	603	61.48	15.46%
Honda: Acura	468	0.65%	13,034,399	0.66%	10,591,991	0.67%	28,631	600	61.05	14.55%
Hyundai	3,929	5.42%	85,580,622	4.34%	68,367,230	4.35%	23,274	595	60.78	15.97%
Hyundai: Kia	4,160	5.74%	94,019,179	4.76%	75,062,979	4.78%	23,642	596	60.71	16.19%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,049	1.45%	24,897,327	1.26%	20,396,159	1.30%	24,639	593	61.13	15.14%
Mitsubishi	1,583	2.18%	38,119,201	1.93%	30,939,495	1.97%	24,795	599	61.17	15.79%
Nissan	7,992	11.02%	186,495,556	9.45%	144,875,708	9.22%	24,215	593	59.93	16.29%
Nissan: Infiniti	624	0.86%	18,568,118	0.94%	15,138,405	0.96%	29,895	596	61.16	14.97%
Saab	1	0.00%	12,041	0.00%	4,571	0.00%	4,571	610	13.00	21.42%
Subaru	658	0.91%	16,378,612	0.83%	13,001,051	0.83%	25,237	595	60.83	14.32%
Suzuki	2	0.00%	12,807	0.00%	8,074	0.00%	5,282	0	35.00	26.53%
Tata: Jaguar	71	0.10%	2,199,807	0.11%	1,730,384	0.11%	29,833	585	61.42	14.59%
Tata: Land Rover	229	0.32%	8,400,220	0.43%	6,735,879	0.43%	37,945	604	61.90	12.60%
Toyota	5,366	7.40%	141,522,640	7.17%	113,840,638	7.25%	27,379	598	61.15	15.00%
Toyota: Lexus	527	0.73%	15,881,088	0.80%	12,795,160	0.81%	30,221	592	60.46	14.18%
Toyota: Scion	63	0.09%	942,566	0.05%	670,860	0.04%	15,605	606	53.95	18.20%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,632	7.77%	154,725,154	7.84%	120,875,048	7.69%	28,303	596	59.57	14.39%
Total:	72,528	100.00%	1,973,945,964	100.00%	1,571,240,038	100.00%	29,011	601	60.55	14.42%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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