StratMaker (145150)

Santander Drive Auto Receivables Trust 2022-6

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

23.57% / 76.43%

Total Original # of Loans

71,547

WA Loan to Value (LTV)

99.53%

Total Original Loan Amount (OLA)

$ 2,017,156,120

WA Payment to Income (PTI)

11.04%

Weighted Average (WA) OLA

$ 32,530

WA FICO (non-zero)

600

Rep. Period Beginning Loan Amount

$ 1,864,968,324

WA Remaining Term (RT)

65.20

Rep. Period Ending Loan Amount (ELA)

$ 1,818,541,882

WA Original APR

15.17%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

71,547

Total Original Loan Amount (OLA)

$ 2,017,156,120

Weighted Average (WA) OLA

$ 32,530

Rep. Period Beginning Loan Amount

$ 1,864,968,324

Rep. Period Ending Loan Amount (ELA)

$ 1,818,541,882

As % of Reporting Period ELA:

New % / Used %

23.57% / 76.43%

WA Loan to Value (LTV)

99.53%

WA Payment to Income (PTI)

11.04%

WA FICO (non-zero)

600

WA Remaining Term (RT)

65.20

WA Original APR

15.17%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.00%	9,864	0.00%	8,911	0.00%	4,456	529	55.50	9.57%
$5,000 - $9,999	1,127	1.58%	9,511,569	0.47%	7,192,208	0.40%	7,390	586	50.72	14.72%
$10,000 - $14,999	4,731	6.61%	61,146,932	3.03%	48,554,759	2.67%	11,644	585	56.29	16.68%
$15,000 - $19,999	10,179	14.23%	180,074,041	8.93%	154,357,738	8.49%	16,449	586	61.70	17.08%
$20,000 - $24,999	14,536	20.32%	328,176,213	16.27%	292,193,337	16.07%	21,296	588	64.44	16.94%
$25,000 - $29,999	14,316	20.01%	392,768,312	19.47%	357,456,409	19.66%	26,028	591	65.47	16.67%
$30,000 - $39,999	18,023	25.19%	619,178,280	30.70%	568,794,619	31.28%	32,794	597	66.30	15.40%
$40,000 - $49,999	5,639	7.88%	247,022,577	12.25%	225,324,021	12.39%	41,384	613	66.62	12.15%
$50,000 - $59,999	1,904	2.66%	103,600,098	5.14%	94,846,131	5.22%	51,398	628	66.77	10.97%
$60,000 - $69,999	707	0.99%	45,071,599	2.23%	41,337,532	2.27%	59,994	645	66.64	8.94%
$70,000 - $79,999	241	0.34%	17,899,999	0.89%	16,740,847	0.92%	69,736	654	66.75	7.53%
$80,000 - $89,999	82	0.11%	6,935,966	0.34%	6,364,126	0.35%	79,712	688	67.16	7.47%
$90,000 - $99,999	53	0.07%	5,051,461	0.25%	4,712,662	0.26%	89,256	689	66.78	7.93%
Over $100,000	7	0.01%	709,208	0.04%	658,583	0.04%	94,128	701	67.29	6.05%
Total:	71,547	100.00%	2,017,156,120	100.00%	1,818,541,882	100.00%	30,890	600	65.20	15.17%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3,253	4.55%	70,540,795	3.50%	5,334,536	0.29%	3,549	578	21.86	16.58%
$5,000 - $9,999	2,776	3.88%	42,089,467	2.09%	21,459,301	1.18%	8,006	584	39.24	15.57%
$10,000 - $14,999	5,586	7.81%	87,265,356	4.33%	71,722,368	3.94%	12,997	587	55.29	16.17%
$15,000 - $19,999	10,258	14.34%	197,708,771	9.80%	181,708,299	9.99%	17,828	590	62.71	16.59%
$20,000 - $24,999	14,275	19.95%	340,905,821	16.90%	321,852,638	17.70%	22,638	590	65.30	16.74%
$25,000 - $29,999	13,314	18.61%	383,193,513	19.00%	365,108,616	20.08%	27,500	593	66.25	16.50%
$30,000 - $39,999	15,762	22.03%	566,771,062	28.10%	540,170,849	29.70%	34,496	598	66.91	15.11%
$40,000 - $49,999	4,087	5.71%	189,293,682	9.38%	179,267,317	9.86%	44,044	617	67.11	11.81%
$50,000 - $59,999	1,538	2.15%	88,189,528	4.37%	83,562,547	4.60%	54,475	632	67.23	10.75%
$60,000 - $69,999	446	0.62%	30,130,168	1.49%	28,483,016	1.57%	63,992	643	67.30	8.51%
$70,000 - $79,999	160	0.22%	12,518,847	0.62%	11,816,998	0.65%	73,965	668	67.62	7.59%
$80,000 - $89,999	62	0.09%	5,585,099	0.28%	5,262,553	0.29%	84,959	689	67.16	7.90%
$90,000 - $99,999	30	0.04%	2,964,013	0.15%	2,792,844	0.15%	93,131	687	67.24	7.68%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	71,547	100.00%	2,017,156,120	100.00%	1,818,541,882	100.00%	30,890	600	65.20	15.17%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	71,547	100.00%	2,017,156,120	100.00%	1,818,541,882	100.00%	30,890	600	65.20	15.17%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	71,547	100.00%	2,017,156,120	100.00%	1,818,541,882	100.00%	30,890	600	65.20	15.17%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	293	0.41%	13,703,592	0.68%	11,746,113	0.65%	44,953	691	53.19	1.12%
2.50 - 4.99%	871	1.22%	38,791,537	1.92%	34,057,448	1.87%	51,725	666	64.81	4.24%
5.00 - 7.49%	2,727	3.81%	76,462,700	3.79%	67,585,799	3.72%	31,713	686	64.28	6.59%
7.50 - 9.99%	7,567	10.58%	234,476,667	11.62%	209,584,223	11.52%	35,341	632	65.53	8.85%
10.00 - 12.49%	10,049	14.05%	312,826,492	15.51%	282,302,146	15.52%	34,112	612	65.94	11.19%
12.50 - 14.99%	10,548	14.74%	318,080,973	15.77%	288,806,917	15.88%	32,325	599	66.00	13.57%
15.00 - 17.49%	10,816	15.12%	313,400,542	15.54%	282,320,551	15.52%	30,542	588	65.54	16.07%
17.50 - 19.99%	10,794	15.09%	289,093,938	14.33%	256,648,670	14.11%	28,141	577	64.51	18.31%
20.00 - 22.49%	7,870	11.00%	194,611,593	9.65%	176,218,649	9.69%	25,922	571	64.61	20.84%
22.50 - 24.99%	6,333	8.85%	148,026,332	7.34%	137,076,074	7.54%	24,430	564	64.77	23.53%
25.00 - 27.49%	2,543	3.55%	54,865,599	2.72%	50,801,339	2.79%	22,706	556	64.70	25.64%
27.50 - 29.99%	1,136	1.59%	22,816,155	1.13%	21,393,952	1.18%	21,207	550	64.11	28.36%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	71,547	100.00%	2,017,156,120	100.00%	1,818,541,882	100.00%	30,890	600	65.20	15.17%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	3,814	5.33%	93,737,043	4.65%	82,354,892	4.53%	26,262	474	63.54	18.12%
500 - 549	11,438	15.99%	303,766,371	15.06%	272,967,216	15.01%	28,439	528	64.31	16.97%
550 - 599	21,350	29.84%	602,503,375	29.87%	543,393,438	29.88%	30,374	576	65.15	16.08%
600 - 649	16,323	22.81%	494,637,398	24.52%	452,193,607	24.87%	32,646	622	66.23	13.89%
650 - 699	6,153	8.60%	196,239,491	9.73%	177,397,862	9.75%	35,239	671	66.16	12.42%
700 - 749	2,691	3.76%	87,352,423	4.33%	78,220,449	4.30%	36,931	722	65.66	10.96%
750 - 799	1,148	1.60%	37,054,819	1.84%	32,570,571	1.79%	37,469	771	63.62	8.58%
800+	758	1.06%	22,447,897	1.11%	19,714,977	1.08%	34,162	835	60.69	6.14%
NA	7,872	11.00%	179,417,304	8.89%	159,728,870	8.78%	24,713	0	64.43	18.66%
Total:	71,547	100.00%	2,017,156,120	100.00%	1,818,541,882	100.00%	30,890	600	65.20	15.17%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	27	0.04%	313,754	0.02%	183,361	0.01%	10,422	663	18.14	9.56%
25 - 36	265	0.37%	6,699,959	0.33%	5,306,572	0.29%	33,688	761	31.40	3.09%
37 - 48	1,011	1.41%	17,630,943	0.87%	14,870,039	0.82%	20,300	619	42.04	13.68%
49 - 60	5,544	7.75%	111,188,417	5.51%	98,019,694	5.39%	22,355	607	53.87	15.90%
61 - 72	57,474	80.33%	1,635,981,055	81.10%	1,477,282,336	81.23%	30,900	599	65.80	15.31%
73+	7,226	10.10%	245,341,991	12.16%	222,879,880	12.26%	35,234	597	68.59	14.26%
Total:	71,547	100.00%	2,017,156,120	100.00%	1,818,541,882	100.00%	30,890	600	65.20	15.17%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	1,371	1.92%	36,822,255	1.83%	6,132	0.00%	853	590	0.00	17.31%
1 - 12	1,002	1.40%	19,903,920	0.99%	3,374,060	0.19%	4,728	573	9.50	16.68%
13 - 24	2,132	2.98%	44,251,083	2.19%	17,263,677	0.95%	10,655	571	17.79	17.27%
25 - 36	708	0.99%	17,356,193	0.86%	11,890,712	0.65%	24,416	646	30.89	10.48%
37 - 48	1,876	2.62%	34,645,521	1.72%	28,634,847	1.57%	19,381	592	43.19	15.10%
49 - 60	7,717	10.79%	169,927,558	8.42%	151,166,269	8.31%	23,363	594	55.24	15.24%
61 - 72	56,721	79.28%	1,693,475,104	83.95%	1,605,436,627	88.28%	32,119	600	67.41	15.17%
73+	20	0.03%	774,486	0.04%	769,558	0.04%	42,664	595	73.52	12.88%
Total:	71,547	100.00%	2,017,156,120	100.00%	1,818,541,882	100.00%	30,890	600	65.20	15.17%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	48,850	68.28%	1,379,607,006	68.39%	1,243,116,939	68.36%	30,982	610	65.60	14.49%
1 - 15	9,394	13.13%	270,925,348	13.43%	248,182,226	13.65%	31,387	584	64.65	15.71%
16 - 30	4,289	5.99%	120,565,301	5.98%	111,138,783	6.11%	30,896	575	64.76	16.44%
31 - 60	5,310	7.42%	146,289,201	7.25%	134,188,949	7.38%	29,954	570	63.63	17.47%
61 - 90	2,270	3.17%	61,969,172	3.07%	56,623,852	3.11%	29,521	573	63.75	18.40%
91 - 120	1,033	1.44%	27,899,321	1.38%	25,291,133	1.39%	29,457	574	64.49	18.14%
121+	401	0.56%	9,900,772	0.49%	0	0.00%	0	0	0.00	0.00%
Total:	71,547	100.00%	2,017,156,120	100.00%	1,818,541,882	100.00%	30,890	600	65.20	15.17%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,850	5.38%	100,754,932	4.99%	89,387,240	4.92%	28,453	634	64.76	13.44%
Stated, not verified	66,990	93.63%	1,896,959,939	94.04%	1,714,162,638	94.26%	31,013	598	65.27	15.24%
Stated, verified to Level 3²	707	0.99%	19,441,249	0.96%	14,992,004	0.82%	31,330	577	60.11	16.85%
NA	-	-	-	-	-	-	-	-	-	-
Total:	71,547	100.00%	2,017,156,120	100.00%	1,818,541,882	100.00%	30,890	600	65.20	15.17%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	66,954	93.58%	1,891,145,441	93.75%	1,705,552,313	93.79%	30,975	601	65.25	15.01%
Stated, verified but not Level 4 or 5	4,593	6.42%	126,010,679	6.25%	112,989,569	6.21%	29,601	576	64.53	17.53%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	71,547	100.00%	2,017,156,120	100.00%	1,818,541,882	100.00%	30,890	600	65.20	15.17%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	7,585	10.60%	184,757,758	9.16%	162,874,741	8.96%	28,078	625	64.28	10.72%
5.00 - 9.99%	25,530	35.68%	713,471,579	35.37%	640,666,501	35.23%	30,944	600	65.19	13.85%
10.00 - 14.99%	23,791	33.25%	694,102,893	34.41%	627,692,058	34.52%	31,492	594	65.36	16.09%
15.00 - 19.99%	13,039	18.22%	374,661,659	18.57%	340,920,199	18.75%	30,814	595	65.25	17.82%
20.00 - 24.99%	1,599	2.23%	50,068,854	2.48%	46,311,112	2.55%	32,441	613	66.09	16.85%
25.00 - 29.99%	3	0.00%	93,377	0.00%	77,270	0.00%	26,024	564	58.81	14.96%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	71,547	100.00%	2,017,156,120	100.00%	1,818,541,882	100.00%	30,890	600	65.20	15.17%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	94	0.13%	938,396	0.05%	785,142	0.04%	10,300	623	53.37	8.53%
25.00 - 49.99%	1,286	1.80%	20,499,280	1.02%	17,575,263	0.97%	18,530	612	59.69	8.88%
50.00 - 74.99%	5,171	7.23%	117,698,570	5.83%	102,973,184	5.66%	25,004	619	63.66	10.37%
75.00 - 99.99%	18,879	26.39%	537,867,210	26.66%	479,198,558	26.35%	30,865	594	64.91	13.88%
100.00 - 109.99%	15,735	21.99%	468,988,977	23.25%	424,456,735	23.34%	32,140	596	65.61	15.51%
110.00 - 119.99%	14,970	20.92%	446,376,831	22.13%	406,376,590	22.35%	32,337	600	65.68	15.98%
120.00 - 129.99%	9,142	12.78%	259,727,376	12.88%	236,157,581	12.99%	31,078	603	65.43	16.72%
130.00 - 139.99%	5,797	8.10%	153,069,970	7.59%	139,876,558	7.69%	28,899	604	65.02	17.74%
140.00%+	473	0.66%	11,989,509	0.59%	11,142,272	0.61%	27,900	620	65.55	17.43%
Total:	71,547	100.00%	2,017,156,120	100.00%	1,818,541,882	100.00%	30,890	600	65.20	15.17%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,193	1.67%	32,861,967	1.63%	29,331,538	1.61%	30,291	601	65.01	16.84%
Alaska	93	0.13%	2,961,765	0.15%	2,661,878	0.15%	34,628	599	65.92	14.61%
Arizona	1,377	1.92%	38,405,891	1.90%	34,782,565	1.91%	30,871	608	65.36	14.95%
Arkansas	990	1.38%	27,301,092	1.35%	24,378,101	1.34%	30,349	601	64.82	15.30%
California	5,668	7.92%	163,041,901	8.08%	145,684,902	8.01%	31,708	604	64.77	15.19%
Colorado	778	1.09%	22,184,327	1.10%	20,079,721	1.10%	31,135	600	65.34	14.69%
Connecticut	695	0.97%	18,519,867	0.92%	16,506,541	0.91%	29,456	611	64.47	13.33%
Delaware	289	0.40%	7,712,753	0.38%	6,906,281	0.38%	29,456	592	64.53	16.00%
Florida	9,269	12.96%	260,495,197	12.91%	236,089,945	12.98%	30,628	602	65.82	14.66%
Georgia	2,958	4.13%	85,483,510	4.24%	76,532,495	4.21%	32,094	599	64.98	16.26%
Hawaii	265	0.37%	7,572,786	0.38%	7,018,238	0.39%	30,673	601	65.70	15.86%
Idaho	124	0.17%	3,388,875	0.17%	2,910,695	0.16%	31,631	602	64.27	15.06%
Illinois	1,554	2.17%	41,938,569	2.08%	37,001,388	2.03%	29,348	586	64.45	17.07%
Indiana	1,003	1.40%	26,937,000	1.34%	24,469,082	1.35%	29,611	593	64.94	16.47%
Iowa	240	0.34%	6,891,158	0.34%	6,337,143	0.35%	33,152	605	64.91	14.20%
Kansas	257	0.36%	7,300,429	0.36%	6,468,182	0.36%	30,659	600	64.54	15.24%
Kentucky	789	1.10%	20,124,412	1.00%	18,226,304	1.00%	27,855	590	65.16	16.26%
Louisiana	1,157	1.62%	33,369,069	1.65%	29,486,370	1.62%	32,570	599	64.37	15.30%
Maine	207	0.29%	5,589,706	0.28%	5,032,306	0.28%	28,819	600	63.74	13.03%
Maryland	1,867	2.61%	53,050,121	2.63%	47,078,125	2.59%	31,183	593	64.15	15.38%
Massachusetts	1,139	1.59%	31,269,420	1.55%	28,159,010	1.55%	29,592	603	65.41	14.22%
Michigan	1,242	1.74%	33,201,459	1.65%	29,896,974	1.64%	28,655	599	64.66	15.91%
Minnesota	315	0.44%	8,701,838	0.43%	7,763,450	0.43%	29,633	584	63.94	14.92%
Mississippi	749	1.05%	21,088,745	1.05%	18,753,748	1.03%	31,112	596	64.38	16.69%
Missouri	1,018	1.42%	26,511,125	1.31%	23,810,717	1.31%	28,829	595	64.80	16.04%
Montana	190	0.27%	5,118,878	0.25%	4,694,009	0.26%	30,604	603	64.87	15.91%
Nebraska	191	0.27%	5,246,372	0.26%	4,742,329	0.26%	30,121	592	64.51	13.97%
Nevada	931	1.30%	25,908,522	1.28%	23,697,935	1.30%	30,391	596	65.53	15.26%
New Hampshire	466	0.65%	12,400,582	0.61%	11,397,512	0.63%	29,572	592	65.49	15.48%
New Jersey	2,115	2.96%	57,450,350	2.85%	51,876,879	2.85%	29,493	611	65.35	14.34%
New Mexico	505	0.71%	14,530,154	0.72%	13,158,441	0.72%	31,682	598	65.33	16.09%
New York	2,985	4.17%	85,756,019	4.25%	77,096,875	4.24%	31,131	614	65.28	15.14%
North Carolina	3,048	4.26%	84,417,765	4.18%	76,721,493	4.22%	29,922	595	65.30	15.37%
North Dakota	109	0.15%	3,326,629	0.16%	3,150,348	0.17%	34,072	590	66.05	14.64%
Ohio	2,695	3.77%	69,228,072	3.43%	62,954,078	3.46%	27,507	594	65.46	16.22%
Oklahoma	1,060	1.48%	28,894,720	1.43%	26,273,396	1.44%	29,969	603	64.90	15.26%
Oregon	467	0.65%	12,214,337	0.61%	11,051,320	0.61%	29,616	596	64.90	15.07%
Pennsylvania	3,034	4.24%	81,226,513	4.03%	73,176,908	4.02%	29,147	593	65.10	14.78%
Rhode Island	223	0.31%	5,876,689	0.29%	5,361,190	0.29%	28,127	603	64.80	14.18%
South Carolina	1,352	1.89%	36,904,283	1.83%	33,046,764	1.82%	30,271	596	64.84	15.93%
South Dakota	85	0.12%	2,265,508	0.11%	2,094,992	0.12%	28,985	597	64.42	16.22%
Tennessee	1,571	2.20%	42,905,105	2.13%	38,359,313	2.11%	29,850	597	64.72	16.19%
Texas	11,795	16.49%	361,508,324	17.92%	327,561,169	18.01%	33,292	600	65.63	14.28%
Utah	296	0.41%	8,380,611	0.42%	7,553,627	0.42%	31,877	604	65.08	15.43%
Vermont	111	0.16%	3,002,399	0.15%	2,736,824	0.15%	30,819	604	65.49	13.88%
Virginia	1,357	1.90%	37,141,282	1.84%	33,651,838	1.85%	29,924	591	65.18	15.85%
Washington	450	0.63%	12,442,874	0.62%	11,157,129	0.61%	30,355	592	64.67	15.94%
West Virginia	632	0.88%	17,648,254	0.87%	16,298,502	0.90%	31,218	589	65.89	15.57%
Wisconsin	400	0.56%	10,599,768	0.53%	9,338,153	0.51%	28,976	588	63.98	16.54%
Wyoming	64	0.09%	1,850,509	0.09%	1,569,234	0.09%	29,006	619	61.65	13.03%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	178	0.25%	4,979,921	0.25%	4,427,588	0.24%	29,287	589	64.58	18.07%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	28,696	0.00%	28,341	0.00%	28,341	582	68.00	24.20%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	71,547	100.00%	2,017,156,120	100.00%	1,818,541,882	100.00%	30,890	600	65.20	15.17%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	13,409	18.74%	486,978,204	24.14%	428,590,926	23.57%	39,023	606	64.89	11.98%
Used	58,138	81.26%	1,530,177,916	75.86%	1,389,950,957	76.43%	28,382	598	65.30	16.15%
NA	-	-	-	-	-	-	-	-	-	-
Total:	71,547	100.00%	2,017,156,120	100.00%	1,818,541,882	100.00%	30,890	600	65.20	15.17%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	27,431	38.34%	660,719,154	32.75%	586,316,798	32.24%	26,292	598	64.59	16.70%
Truck	11,068	15.47%	416,246,327	20.64%	376,877,510	20.72%	39,117	610	65.46	13.05%
SUV	33,048	46.19%	940,190,638	46.61%	855,347,573	47.03%	30,416	596	65.51	15.04%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	71,547	100.00%	2,017,156,120	100.00%	1,818,541,882	100.00%	30,890	600	65.20	15.17%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,386	4.73%	93,511,610	4.64%	83,494,522	4.59%	31,544	605	64.64	15.65%
Ford: Lincoln	361	0.50%	10,354,440	0.51%	9,389,155	0.52%	30,624	591	64.69	15.66%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	1,999	2.79%	68,336,539	3.39%	62,069,249	3.41%	36,937	604	65.57	14.16%
GMC: Buick	881	1.23%	20,880,966	1.04%	18,994,558	1.04%	24,668	588	65.18	16.15%
GMC: Cadillac	722	1.01%	22,796,715	1.13%	20,418,231	1.12%	35,447	603	65.12	15.16%
GMC: Chevrolet	8,750	12.23%	252,517,402	12.52%	229,531,994	12.62%	31,664	599	65.59	15.62%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	102	0.14%	5,262,629	0.26%	4,702,432	0.26%	53,760	641	66.19	11.34%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,463	2.04%	45,523,348	2.26%	41,184,724	2.26%	33,700	613	65.08	14.62%
BMW: Mini	178	0.25%	4,024,650	0.20%	3,608,194	0.20%	23,732	598	65.30	14.61%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,337	1.87%	42,657,409	2.11%	38,583,490	2.12%	33,939	605	65.17	15.48%
Daimler: Smart	6	0.01%	71,539	0.00%	62,758	0.00%	11,815	597	57.52	21.03%
Fiat	103	0.14%	1,840,457	0.09%	1,443,624	0.08%	19,518	584	63.12	16.56%
Fiat: Alfa Romeo	117	0.16%	3,885,242	0.19%	3,520,725	0.19%	33,617	594	66.83	14.62%
Fiat: Chrysler	907	1.27%	23,081,779	1.14%	19,842,156	1.09%	27,731	587	63.72	16.50%
Fiat: Dodge	5,865	8.20%	216,608,665	10.74%	193,988,934	10.67%	39,325	612	65.14	12.60%
Fiat: Jeep	6,407	8.95%	187,079,899	9.27%	167,735,250	9.22%	31,565	596	65.48	14.31%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	192	0.27%	6,007,840	0.30%	5,457,218	0.30%	35,929	615	65.30	13.60%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,271	3.17%	58,030,679	2.88%	53,120,688	2.92%	27,606	597	65.55	15.10%
Volkswagen: Audi	778	1.09%	23,483,581	1.16%	21,347,901	1.17%	32,403	609	64.99	14.76%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	81	0.11%	3,418,487	0.17%	2,990,438	0.16%	45,453	629	64.86	12.47%
Honda	3,960	5.53%	102,476,819	5.08%	93,243,350	5.13%	26,939	604	65.18	15.69%
Honda: Acura	452	0.63%	13,205,170	0.65%	11,894,456	0.65%	31,050	617	65.05	14.55%
Hyundai	3,957	5.53%	92,709,741	4.60%	83,481,351	4.59%	25,086	594	65.10	16.18%
Hyundai: Kia	3,973	5.55%	94,906,835	4.70%	85,737,437	4.71%	25,579	591	65.36	16.75%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,015	1.42%	24,815,395	1.23%	22,489,471	1.24%	25,473	590	64.98	16.03%
Mitsubishi	1,787	2.50%	46,702,884	2.32%	42,928,565	2.36%	27,457	587	65.91	15.47%
Nissan	7,235	10.11%	174,060,158	8.63%	154,667,662	8.51%	25,616	588	64.68	16.94%
Nissan: Infiniti	693	0.97%	21,269,951	1.05%	19,401,464	1.07%	31,782	600	65.14	15.50%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	713	1.00%	18,243,302	0.90%	16,632,535	0.91%	27,017	599	65.17	14.76%
Suzuki	1	0.00%	14,854	0.00%	13,764	0.00%	13,764	581	64.00	11.14%
Tata: Jaguar	125	0.17%	4,148,027	0.21%	3,826,460	0.21%	35,379	596	65.73	15.78%
Tata: Land Rover	289	0.40%	11,289,034	0.56%	10,302,411	0.57%	42,081	619	65.82	13.18%
Toyota	5,484	7.66%	154,543,678	7.66%	139,609,505	7.68%	29,702	602	65.48	15.09%
Toyota: Lexus	560	0.78%	17,696,513	0.88%	16,194,300	0.89%	32,348	604	64.32	14.47%
Toyota: Scion	62	0.09%	1,015,044	0.05%	846,937	0.05%	16,565	592	59.44	18.67%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,335	7.46%	150,684,839	7.47%	135,785,969	7.47%	30,574	596	64.82	15.42%
Total:	71,547	100.00%	2,017,156,120	100.00%	1,818,541,882	100.00%	30,890	600	65.20	15.17%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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