StratMaker (145154)

Santander Drive Auto Receivables Trust 2022-2

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

22.52% / 77.48%

Total Original # of Loans

74,190

WA Loan to Value (LTV)

92.27%

Total Original Loan Amount (OLA)

$ 1,954,452,357

WA Payment to Income (PTI)

11.23%

Weighted Average (WA) OLA

$ 30,202

WA FICO (non-zero)

599

Rep. Period Beginning Loan Amount

$ 1,487,472,796

WA Remaining Term (RT)

58.12

Rep. Period Ending Loan Amount (ELA)

$ 1,431,510,454

WA Original APR

14.37%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

74,190

Total Original Loan Amount (OLA)

$ 1,954,452,357

Weighted Average (WA) OLA

$ 30,202

Rep. Period Beginning Loan Amount

$ 1,487,472,796

Rep. Period Ending Loan Amount (ELA)

$ 1,431,510,454

As % of Reporting Period ELA:

New % / Used %

22.52% / 77.48%

WA Loan to Value (LTV)

92.27%

WA Payment to Income (PTI)

11.23%

WA FICO (non-zero)

599

WA Remaining Term (RT)

58.12

WA Original APR

14.37%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.00%	14,775	0.00%	8,105	0.00%	3,789	562	42.00	10.16%
$5,000 - $9,999	1,722	2.32%	14,549,301	0.74%	7,351,334	0.51%	6,307	590	42.39	13.77%
$10,000 - $14,999	7,141	9.63%	91,510,401	4.68%	47,626,597	3.33%	10,082	588	46.91	15.66%
$15,000 - $19,999	12,410	16.73%	219,125,755	11.21%	138,315,263	9.66%	14,902	590	53.34	16.25%
$20,000 - $24,999	15,283	20.60%	344,044,149	17.60%	243,969,000	17.04%	19,664	593	57.31	16.12%
$25,000 - $29,999	13,493	18.19%	369,652,628	18.91%	274,234,212	19.16%	24,161	595	58.78	15.57%
$30,000 - $39,999	16,900	22.78%	580,740,712	29.71%	451,359,267	31.53%	30,492	600	59.76	14.28%
$40,000 - $49,999	5,847	7.88%	256,592,177	13.13%	206,038,404	14.39%	38,297	610	60.46	11.25%
$50,000 - $59,999	1,166	1.57%	62,148,398	3.18%	49,441,107	3.45%	45,168	613	59.74	8.07%
$60,000 - $69,999	130	0.18%	8,307,749	0.43%	6,604,875	0.46%	53,756	634	59.45	6.92%
$70,000 - $79,999	48	0.06%	3,569,346	0.18%	2,987,775	0.21%	63,850	668	60.40	8.62%
$80,000 - $89,999	28	0.04%	2,364,023	0.12%	1,991,634	0.14%	73,951	688	61.52	9.13%
$90,000 - $99,999	19	0.03%	1,832,943	0.09%	1,582,878	0.11%	83,469	688	62.31	8.60%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	74,190	100.00%	1,954,452,357	100.00%	1,431,510,454	100.00%	27,050	599	58.12	14.37%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	14,767	19.90%	312,442,200	15.99%	19,048,091	1.33%	3,004	594	11.53	17.10%
$5,000 - $9,999	3,770	5.08%	61,621,531	3.15%	28,468,105	1.99%	7,838	588	35.13	14.65%
$10,000 - $14,999	6,456	8.70%	103,595,527	5.30%	82,508,856	5.76%	12,942	591	51.55	14.80%
$15,000 - $19,999	11,225	15.13%	229,969,983	11.77%	198,425,220	13.86%	17,792	594	57.20	15.49%
$20,000 - $24,999	12,822	17.28%	325,849,178	16.67%	287,992,007	20.12%	22,553	594	59.20	15.65%
$25,000 - $29,999	10,721	14.45%	330,987,663	16.94%	293,704,950	20.52%	27,471	598	59.93	15.06%
$30,000 - $39,999	11,722	15.80%	451,102,143	23.08%	400,133,892	27.95%	34,359	602	60.75	13.55%
$40,000 - $49,999	2,441	3.29%	120,636,523	6.17%	105,445,821	7.37%	43,337	615	61.24	10.00%
$50,000 - $59,999	173	0.23%	10,659,693	0.55%	9,189,941	0.64%	53,262	627	60.90	7.22%
$60,000 - $69,999	48	0.06%	3,557,204	0.18%	3,077,780	0.22%	64,249	676	61.15	9.08%
$70,000 - $79,999	29	0.04%	2,482,862	0.13%	2,163,598	0.15%	74,706	686	61.42	9.04%
$80,000 - $89,999	16	0.02%	1,547,851	0.08%	1,352,193	0.09%	84,578	685	62.64	8.87%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	74,190	100.00%	1,954,452,357	100.00%	1,431,510,454	100.00%	27,050	599	58.12	14.37%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	74,190	100.00%	1,954,452,357	100.00%	1,431,510,454	100.00%	27,050	599	58.12	14.37%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,190	100.00%	1,954,452,357	100.00%	1,431,510,454	100.00%	27,050	599	58.12	14.37%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	555	0.75%	24,211,690	1.24%	18,634,325	1.30%	37,223	611	57.65	1.77%
2.50 - 4.99%	585	0.79%	16,760,230	0.86%	9,982,344	0.70%	32,019	632	55.96	4.44%
5.00 - 7.49%	3,747	5.05%	101,272,979	5.18%	79,699,915	5.57%	27,866	640	58.20	6.54%
7.50 - 9.99%	8,525	11.49%	248,111,160	12.69%	194,693,312	13.60%	29,390	608	58.47	8.80%
10.00 - 12.49%	11,145	15.02%	330,203,254	16.89%	257,314,223	17.98%	29,349	609	58.86	11.14%
12.50 - 14.99%	10,928	14.73%	312,552,000	15.99%	242,061,525	16.91%	28,307	604	58.96	13.48%
15.00 - 17.49%	9,791	13.20%	265,439,483	13.58%	192,931,576	13.48%	27,053	597	58.48	15.98%
17.50 - 19.99%	11,449	15.43%	275,748,780	14.11%	176,483,012	12.33%	24,644	586	56.67	18.25%
20.00 - 22.49%	8,736	11.78%	197,284,184	10.09%	134,998,057	9.43%	23,140	578	57.24	20.90%
22.50 - 24.99%	6,033	8.13%	130,306,531	6.67%	90,758,476	6.34%	21,958	565	57.56	23.43%
25.00 - 27.49%	2,309	3.11%	45,829,554	2.34%	30,250,697	2.11%	20,207	551	56.33	25.54%
27.50 - 29.99%	387	0.52%	6,732,511	0.34%	3,702,991	0.26%	17,817	540	51.27	27.77%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,190	100.00%	1,954,452,357	100.00%	1,431,510,454	100.00%	27,050	599	58.12	14.37%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,074	1.45%	22,784,420	1.17%	15,723,196	1.10%	22,288	474	55.93	18.50%
500 - 549	10,278	13.85%	251,982,757	12.89%	177,222,658	12.38%	25,206	531	56.71	16.59%
550 - 599	27,277	36.77%	732,205,040	37.46%	541,789,565	37.85%	27,117	576	58.13	14.37%
600 - 649	18,081	24.37%	510,954,096	26.14%	382,694,837	26.73%	28,434	620	58.88	13.47%
650 - 699	5,307	7.15%	152,219,500	7.79%	112,642,336	7.87%	29,177	671	58.86	12.57%
700 - 749	2,248	3.03%	65,395,836	3.35%	48,445,768	3.38%	30,599	722	59.02	11.07%
750 - 799	789	1.06%	22,842,015	1.17%	16,427,534	1.15%	31,109	771	58.43	8.59%
800+	483	0.65%	12,925,544	0.66%	8,961,426	0.63%	28,215	830	58.16	7.14%
NA	8,653	11.66%	183,143,150	9.37%	127,603,134	8.91%	21,937	0	57.01	17.56%
Total:	74,190	100.00%	1,954,452,357	100.00%	1,431,510,454	100.00%	27,050	599	58.12	14.37%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	24	0.03%	264,205	0.01%	110,406	0.01%	6,445	637	11.82	8.48%
25 - 36	165	0.22%	2,185,428	0.11%	1,186,235	0.08%	10,223	629	23.47	7.90%
37 - 48	1,522	2.05%	24,292,177	1.24%	16,940,307	1.18%	14,953	603	36.30	15.13%
49 - 60	6,969	9.39%	137,907,226	7.06%	102,701,540	7.17%	19,487	598	48.11	15.96%
61 - 72	56,301	75.89%	1,483,032,285	75.88%	1,070,092,731	74.75%	26,871	599	58.53	14.51%
73+	9,209	12.41%	306,771,035	15.70%	240,479,235	16.80%	32,025	602	62.33	13.04%
Total:	74,190	100.00%	1,954,452,357	100.00%	1,431,510,454	100.00%	27,050	599	58.12	14.37%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	6,628	8.93%	166,789,920	8.53%	13,581	0.00%	1,002	591	0.00	15.43%
1 - 12	8,652	11.66%	164,006,321	8.39%	26,078,325	1.82%	4,633	588	8.68	17.70%
13 - 24	725	0.98%	14,421,012	0.74%	6,512,567	0.45%	10,790	572	15.55	17.51%
25 - 36	768	1.04%	12,597,736	0.64%	8,566,789	0.60%	13,966	593	33.38	13.15%
37 - 48	4,307	5.81%	83,000,185	4.25%	65,805,802	4.60%	18,215	591	44.53	15.02%
49 - 60	24,278	32.72%	660,697,784	33.80%	559,859,218	39.11%	26,396	595	57.10	13.52%
61 - 72	28,828	38.86%	852,794,502	43.63%	764,553,960	53.41%	29,339	603	62.37	14.81%
73+	4	0.01%	144,897	0.01%	120,212	0.01%	34,782	591	77.29	5.68%
Total:	74,190	100.00%	1,954,452,357	100.00%	1,431,510,454	100.00%	27,050	599	58.12	14.37%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	46,217	62.30%	1,209,615,699	61.89%	924,593,429	64.59%	26,694	605	58.25	13.67%
1 - 15	9,857	13.29%	266,926,043	13.66%	215,661,781	15.07%	27,657	591	57.80	14.88%
16 - 30	4,520	6.09%	122,254,104	6.26%	100,153,895	7.00%	27,985	589	58.14	15.22%
31 - 60	5,172	6.97%	138,431,651	7.08%	115,634,311	8.08%	27,688	585	57.76	16.35%
61 - 90	2,347	3.16%	61,806,328	3.16%	51,832,831	3.62%	27,377	587	57.93	17.17%
91 - 120	1,183	1.59%	31,014,057	1.59%	23,634,206	1.65%	27,670	589	58.21	17.57%
121+	4,894	6.60%	124,404,474	6.37%	0	0.00%	0	0	0.00	0.00%
Total:	74,190	100.00%	1,954,452,357	100.00%	1,431,510,454	100.00%	27,050	599	58.12	14.37%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,926	5.29%	94,980,536	4.86%	65,700,745	4.59%	24,532	629	57.44	12.84%
Stated, not verified	69,101	93.14%	1,834,807,545	93.88%	1,355,923,000	94.72%	27,206	598	58.27	14.43%
Stated, verified to Level 3²	1,163	1.57%	24,664,276	1.26%	9,886,709	0.69%	22,455	585	42.24	16.41%
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,190	100.00%	1,954,452,357	100.00%	1,431,510,454	100.00%	27,050	599	58.12	14.37%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	70,731	95.34%	1,870,566,224	95.71%	1,379,483,656	96.37%	27,108	600	58.32	14.32%
Stated, verified but not Level 4 or 5	3,459	4.66%	83,886,132	4.29%	52,026,798	3.63%	25,531	587	52.99	15.66%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,190	100.00%	1,954,452,357	100.00%	1,431,510,454	100.00%	27,050	599	58.12	14.37%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	7,130	9.61%	161,449,492	8.26%	116,877,465	8.16%	24,241	612	56.68	9.87%
5.00 - 9.99%	25,151	33.90%	652,768,157	33.40%	481,910,316	33.66%	26,977	600	57.91	12.92%
10.00 - 14.99%	26,540	35.77%	714,928,648	36.58%	518,313,192	36.21%	27,426	596	58.14	15.20%
15.00 - 19.99%	13,922	18.77%	381,868,358	19.54%	279,607,464	19.53%	27,405	596	58.85	17.00%
20.00 - 24.99%	1,444	1.95%	43,328,615	2.22%	34,704,931	2.42%	29,045	616	59.82	16.03%
25.00 - 29.99%	2	0.00%	67,362	0.00%	61,379	0.00%	31,310	599	61.43	21.63%
30.00 - 39.99%	1	0.00%	41,724	0.00%	35,706	0.00%	35,706	589	60.00	12.37%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,190	100.00%	1,954,452,357	100.00%	1,431,510,454	100.00%	27,050	599	58.12	14.37%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	104	0.14%	966,914	0.05%	647,514	0.05%	7,966	587	46.04	8.05%
25.00 - 49.99%	1,189	1.60%	17,119,045	0.88%	12,131,127	0.85%	14,327	583	53.51	8.53%
50.00 - 74.99%	4,924	6.64%	110,064,838	5.63%	81,466,598	5.69%	22,542	605	57.04	9.53%
75.00 - 99.99%	19,222	25.91%	534,620,069	27.35%	392,945,786	27.45%	27,925	590	57.87	12.48%
100.00 - 109.99%	14,751	19.88%	416,621,104	21.32%	308,501,248	21.55%	28,722	597	58.64	14.35%
110.00 - 119.99%	15,125	20.39%	413,453,502	21.15%	302,475,954	21.13%	28,000	602	58.71	15.39%
120.00 - 129.99%	10,075	13.58%	258,487,711	13.23%	185,443,714	12.95%	26,448	605	58.03	16.48%
130.00 - 139.99%	8,130	10.96%	188,314,782	9.64%	136,752,672	9.55%	23,750	609	57.68	17.89%
140.00%+	670	0.90%	14,804,389	0.76%	11,145,842	0.78%	22,597	617	57.49	17.28%
Total:	74,190	100.00%	1,954,452,357	100.00%	1,431,510,454	100.00%	27,050	599	58.12	14.37%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,323	1.78%	32,918,182	1.68%	22,957,622	1.60%	26,434	598	57.33	15.65%
Alaska	65	0.09%	1,990,621	0.10%	1,395,009	0.10%	29,710	604	57.62	13.59%
Arizona	1,233	1.66%	33,114,011	1.69%	24,449,088	1.71%	27,621	599	58.11	14.06%
Arkansas	1,149	1.55%	30,940,951	1.58%	22,308,997	1.56%	27,915	601	58.09	14.15%
California	5,641	7.60%	151,939,570	7.77%	111,343,036	7.78%	27,654	602	58.23	14.19%
Colorado	747	1.01%	19,610,451	1.00%	14,813,985	1.03%	26,631	596	57.78	13.69%
Connecticut	675	0.91%	16,392,780	0.84%	12,051,617	0.84%	24,559	597	56.76	12.53%
Delaware	349	0.47%	8,293,392	0.42%	5,677,048	0.40%	25,404	595	56.91	14.38%
Florida	9,963	13.43%	264,142,704	13.51%	199,960,679	13.97%	26,893	600	58.97	14.13%
Georgia	3,427	4.62%	90,957,863	4.65%	64,008,015	4.47%	27,253	598	57.39	15.31%
Hawaii	179	0.24%	4,965,344	0.25%	3,796,823	0.27%	29,695	600	58.43	15.37%
Idaho	144	0.19%	3,497,125	0.18%	2,415,780	0.17%	25,450	597	57.26	14.03%
Illinois	1,917	2.58%	48,649,924	2.49%	33,582,032	2.35%	26,285	597	56.89	15.09%
Indiana	1,159	1.56%	29,219,596	1.50%	21,752,791	1.52%	25,957	594	57.77	15.10%
Iowa	261	0.35%	6,802,020	0.35%	4,941,529	0.35%	26,724	590	57.86	13.86%
Kansas	286	0.39%	7,445,321	0.38%	5,224,036	0.36%	26,147	592	57.11	14.30%
Kentucky	931	1.25%	22,740,208	1.16%	16,129,023	1.13%	25,512	598	57.76	15.19%
Louisiana	1,373	1.85%	37,732,635	1.93%	27,332,761	1.91%	28,567	594	57.38	14.35%
Maine	193	0.26%	4,818,725	0.25%	3,665,279	0.26%	25,658	588	58.05	13.30%
Maryland	47	0.06%	1,231,109	0.06%	965,990	0.07%	25,607	600	57.02	16.46%
Massachusetts	1,104	1.49%	26,854,566	1.37%	19,442,097	1.36%	24,980	595	58.07	14.33%
Michigan	1,545	2.08%	39,664,385	2.03%	27,968,717	1.95%	25,565	599	58.31	15.77%
Minnesota	429	0.58%	11,048,662	0.57%	7,955,096	0.56%	26,627	592	57.50	13.21%
Mississippi	960	1.29%	24,592,443	1.26%	16,462,967	1.15%	26,536	601	56.31	15.78%
Missouri	1,319	1.78%	32,128,956	1.64%	23,241,421	1.62%	25,302	593	57.48	15.29%
Montana	200	0.27%	5,210,480	0.27%	3,980,442	0.28%	27,349	601	58.16	13.75%
Nebraska	209	0.28%	5,307,512	0.27%	3,713,442	0.26%	26,467	600	57.35	13.01%
Nevada	773	1.04%	20,850,095	1.07%	15,820,602	1.11%	27,763	598	58.75	13.48%
New Hampshire	347	0.47%	8,008,813	0.41%	6,076,526	0.42%	23,511	591	57.82	14.11%
New Jersey	2,071	2.79%	52,431,923	2.68%	38,173,211	2.67%	25,254	605	58.30	13.83%
New Mexico	510	0.69%	13,740,929	0.70%	10,215,032	0.71%	27,420	594	58.06	14.46%
New York	2,935	3.96%	79,565,807	4.07%	58,116,487	4.06%	27,189	611	58.21	14.06%
North Carolina	3,054	4.12%	80,480,053	4.12%	58,554,440	4.09%	26,815	599	58.20	14.30%
North Dakota	92	0.12%	2,322,005	0.12%	1,635,667	0.11%	25,532	580	56.11	14.72%
Ohio	3,314	4.47%	79,249,047	4.05%	59,153,536	4.13%	24,367	598	58.31	15.26%
Oklahoma	1,131	1.52%	28,827,146	1.47%	20,807,250	1.45%	26,368	593	57.37	14.26%
Oregon	432	0.58%	10,331,091	0.53%	7,212,616	0.50%	24,550	594	57.20	13.96%
Pennsylvania	2,493	3.36%	61,526,502	3.15%	42,413,269	2.96%	25,670	597	57.87	14.03%
Rhode Island	200	0.27%	4,588,873	0.23%	3,261,078	0.23%	24,333	594	57.10	13.44%
South Carolina	1,266	1.71%	31,397,141	1.61%	21,484,020	1.50%	25,914	595	56.93	14.67%
South Dakota	84	0.11%	2,185,322	0.11%	1,684,420	0.12%	28,264	597	56.88	13.49%
Tennessee	1,852	2.50%	46,723,629	2.39%	33,319,373	2.33%	26,131	603	57.66	15.40%
Texas	13,150	17.72%	375,958,665	19.24%	283,451,149	19.80%	29,106	601	58.56	13.94%
Utah	267	0.36%	7,058,074	0.36%	5,416,676	0.38%	27,476	593	58.34	13.95%
Vermont	108	0.15%	2,760,839	0.14%	2,118,781	0.15%	25,143	597	57.88	12.59%
Virginia	1,260	1.70%	32,366,145	1.66%	23,617,395	1.65%	26,915	593	57.79	14.52%
Washington	489	0.66%	12,588,612	0.64%	9,025,142	0.63%	26,564	590	57.75	14.60%
West Virginia	606	0.82%	15,702,483	0.80%	11,700,013	0.82%	26,747	590	58.29	14.28%
Wisconsin	588	0.79%	14,664,240	0.75%	10,407,913	0.73%	25,347	590	56.51	15.05%
Wyoming	78	0.11%	2,164,401	0.11%	1,513,209	0.11%	27,792	602	59.04	13.96%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	1	0.00%	31,278	0.00%	21,492	0.00%	21,492	578	38.00	11.88%
District of Columbia	261	0.35%	6,719,704	0.34%	4,775,836	0.33%	25,015	595	57.13	15.93%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	74,190	100.00%	1,954,452,357	100.00%	1,431,510,454	100.00%	27,050	599	58.12	14.37%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	13,913	18.75%	451,068,891	23.08%	322,357,876	22.52%	32,148	599	58.10	12.07%
Used	60,277	81.25%	1,503,383,466	76.92%	1,109,152,578	77.48%	25,569	599	58.13	15.03%
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,190	100.00%	1,954,452,357	100.00%	1,431,510,454	100.00%	27,050	599	58.12	14.37%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	31,549	42.52%	700,736,394	35.85%	483,765,668	33.79%	23,083	600	57.38	15.99%
Truck	11,735	15.82%	418,750,796	21.43%	319,219,802	22.30%	33,635	603	58.57	12.37%
SUV	30,906	41.66%	834,965,167	42.72%	628,524,984	43.91%	26,760	597	58.47	14.13%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	74,190	100.00%	1,954,452,357	100.00%	1,431,510,454	100.00%	27,050	599	58.12	14.37%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	4,375	5.90%	110,268,113	5.64%	80,078,757	5.59%	27,261	602	57.44	14.81%
Ford: Lincoln	349	0.47%	9,002,831	0.46%	6,529,459	0.46%	25,619	589	57.16	14.50%
Ford: Mercury	6	0.01%	61,392	0.00%	20,449	0.00%	11,297	537	48.24	24.52%
GMC	1,758	2.37%	57,264,747	2.93%	43,555,770	3.04%	32,369	600	58.18	13.13%
GMC: Buick	857	1.16%	19,644,310	1.01%	14,700,624	1.03%	22,702	590	58.11	15.61%
GMC: Cadillac	688	0.93%	20,062,402	1.03%	14,647,721	1.02%	30,478	608	56.93	13.40%
GMC: Chevrolet	8,446	11.38%	226,574,919	11.59%	166,704,498	11.65%	27,910	598	58.13	14.82%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	4	0.01%	36,194	0.00%	3,517	0.00%	1,021	529	5.46	20.76%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	39	0.05%	1,490,458	0.08%	1,067,851	0.07%	35,385	624	59.09	10.87%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,199	1.62%	34,387,959	1.76%	25,887,233	1.81%	28,371	597	57.59	14.47%
BMW: Mini	156	0.21%	3,561,572	0.18%	2,885,417	0.20%	22,923	594	58.69	14.45%
Daimler: Freightliner	1	0.00%	46,980	0.00%	39,399	0.00%	39,399	691	58.00	9.62%
Daimler: Mercedes-Benz	1,158	1.56%	34,125,685	1.75%	25,612,478	1.79%	28,334	596	58.06	14.79%
Daimler: Smart	14	0.02%	154,234	0.01%	106,050	0.01%	13,216	558	55.76	18.30%
Fiat	140	0.19%	2,387,893	0.12%	1,326,017	0.09%	17,204	593	53.89	16.28%
Fiat: Alfa Romeo	99	0.13%	3,311,300	0.17%	2,616,467	0.18%	30,760	605	60.30	12.93%
Fiat: Chrysler	1,321	1.78%	30,600,912	1.57%	19,112,862	1.34%	24,996	602	55.66	14.59%
Fiat: Dodge	6,719	9.06%	232,584,930	11.90%	172,835,197	12.07%	33,532	607	58.69	11.98%
Fiat: Jeep	7,418	10.00%	209,628,921	10.73%	154,034,596	10.76%	27,950	603	58.64	12.92%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	144	0.19%	3,996,456	0.20%	2,978,303	0.21%	30,676	603	57.39	11.80%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,788	2.41%	40,273,039	2.06%	30,672,090	2.14%	23,318	596	58.28	14.70%
Volkswagen: Audi	538	0.73%	15,210,722	0.78%	11,603,956	0.81%	28,055	599	57.95	14.14%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	69	0.09%	2,575,768	0.13%	1,900,481	0.13%	34,996	622	56.92	11.17%
Honda	4,114	5.55%	100,611,041	5.15%	75,502,692	5.27%	24,046	602	58.64	15.16%
Honda: Acura	408	0.55%	10,704,862	0.55%	7,993,943	0.56%	26,152	600	57.02	13.35%
Hyundai	3,997	5.39%	84,739,832	4.34%	60,732,196	4.24%	21,916	592	57.99	15.92%
Hyundai: Kia	4,270	5.76%	92,100,890	4.71%	66,699,120	4.66%	21,962	594	58.10	16.38%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	874	1.18%	19,718,649	1.01%	14,538,278	1.02%	22,687	592	58.15	15.22%
Mitsubishi	1,363	1.84%	32,915,435	1.68%	24,438,435	1.71%	24,467	595	58.93	16.03%
Nissan	8,344	11.25%	191,578,710	9.80%	133,989,433	9.36%	23,296	593	57.72	16.03%
Nissan: Infiniti	594	0.80%	17,091,268	0.87%	12,663,614	0.88%	27,574	595	57.52	14.55%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	607	0.82%	14,358,426	0.73%	10,653,333	0.74%	23,037	597	57.66	14.33%
Suzuki	3	0.00%	26,516	0.00%	2,992	0.00%	2,385	613	8.31	19.86%
Tata: Jaguar	82	0.11%	2,577,044	0.13%	1,767,806	0.12%	29,533	604	57.98	13.79%
Tata: Land Rover	209	0.28%	7,275,733	0.37%	5,202,659	0.36%	33,561	587	58.16	12.61%
Toyota	5,776	7.79%	153,652,694	7.86%	113,545,549	7.93%	26,562	599	58.60	14.61%
Toyota: Lexus	492	0.66%	14,570,376	0.75%	10,881,061	0.76%	28,181	597	57.04	13.69%
Toyota: Scion	90	0.12%	1,408,440	0.07%	772,648	0.05%	15,933	612	54.64	18.00%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,681	7.66%	153,870,702	7.87%	113,207,503	7.91%	26,997	596	57.65	14.30%
Total:	74,190	100.00%	1,954,452,357	100.00%	1,431,510,454	100.00%	27,050	599	58.12	14.37%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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