StratMaker (145158)

Santander Drive Auto Receivables Trust 2021-2

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

30.94% / 69.06%

Total Original # of Loans

63,816

WA Loan to Value (LTV)

82.89%

Total Original Loan Amount (OLA)

$ 1,490,785,780

WA Payment to Income (PTI)

10.79%

Weighted Average (WA) OLA

$ 27,181

WA FICO (non-zero)

610

Rep. Period Beginning Loan Amount

$ 968,879,714

WA Remaining Term (RT)

48.34

Rep. Period Ending Loan Amount (ELA)

$ 929,793,774

WA Original APR

14.44%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

63,816

Total Original Loan Amount (OLA)

$ 1,490,785,780

Weighted Average (WA) OLA

$ 27,181

Rep. Period Beginning Loan Amount

$ 968,879,714

Rep. Period Ending Loan Amount (ELA)

$ 929,793,774

As % of Reporting Period ELA:

New % / Used %

30.94% / 69.06%

WA Loan to Value (LTV)

82.89%

WA Payment to Income (PTI)

10.79%

WA FICO (non-zero)

610

WA Remaining Term (RT)

48.34

WA Original APR

14.44%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.00%	14,765	0.00%	5,182	0.00%	2,298	679	20.05	17.88%
$5,000 - $9,999	2,625	4.11%	21,662,575	1.45%	12,172,684	1.31%	5,750	615	39.60	15.47%
$10,000 - $14,999	9,179	14.38%	118,182,396	7.93%	70,528,966	7.59%	9,662	608	45.27	16.16%
$15,000 - $19,999	15,025	23.54%	263,215,507	17.66%	161,620,287	17.38%	13,514	606	47.60	15.86%
$20,000 - $24,999	13,125	20.57%	293,694,220	19.70%	181,679,870	19.54%	17,347	606	48.24	15.33%
$25,000 - $29,999	9,603	15.05%	262,759,869	17.63%	163,149,700	17.55%	21,271	605	48.66	14.78%
$30,000 - $39,999	10,465	16.40%	358,289,628	24.03%	226,284,552	24.34%	26,742	610	49.23	13.95%
$40,000 - $49,999	3,072	4.81%	133,796,954	8.97%	88,163,328	9.48%	32,885	622	49.89	11.13%
$50,000 - $59,999	651	1.02%	34,754,231	2.33%	23,297,970	2.51%	39,361	646	50.93	8.02%
$60,000 - $69,999	62	0.10%	3,947,708	0.26%	2,669,813	0.29%	46,358	652	51.78	6.25%
$70,000 - $79,999	5	0.01%	368,289	0.02%	154,774	0.02%	48,938	661	48.96	4.94%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	1	0.00%	99,639	0.01%	66,650	0.01%	66,650	827	48.00	6.90%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	63,816	100.00%	1,490,785,780	100.00%	929,793,774	100.00%	21,038	610	48.34	14.44%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	12,503	19.59%	267,775,407	17.96%	7,452,877	0.80%	3,615	618	23.10	12.67%
$5,000 - $9,999	6,984	10.94%	91,991,937	6.17%	54,762,679	5.89%	8,096	616	39.52	14.48%
$10,000 - $14,999	13,687	21.45%	235,998,580	15.83%	172,950,044	18.60%	12,794	611	46.68	15.36%
$15,000 - $19,999	12,801	20.06%	290,643,677	19.50%	222,107,579	23.89%	17,469	607	48.50	15.22%
$20,000 - $24,999	8,583	13.45%	246,406,690	16.53%	191,429,021	20.59%	22,395	605	49.42	14.71%
$25,000 - $29,999	5,148	8.07%	179,319,811	12.03%	140,514,863	15.11%	27,371	609	50.11	14.21%
$30,000 - $39,999	3,780	5.92%	160,141,902	10.74%	126,339,671	13.59%	33,615	615	51.51	12.46%
$40,000 - $49,999	316	0.50%	17,551,057	1.18%	13,489,543	1.45%	42,821	641	52.99	8.17%
$50,000 - $59,999	13	0.02%	857,080	0.06%	680,847	0.07%	52,492	618	54.44	10.16%
$60,000 - $69,999	1	0.00%	99,639	0.01%	66,650	0.01%	66,650	827	48.00	6.90%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	63,816	100.00%	1,490,785,780	100.00%	929,793,774	100.00%	21,038	610	48.34	14.44%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	63,816	100.00%	1,490,785,780	100.00%	929,793,774	100.00%	21,038	610	48.34	14.44%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,816	100.00%	1,490,785,780	100.00%	929,793,774	100.00%	21,038	610	48.34	14.44%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	215	0.34%	9,165,696	0.61%	6,073,250	0.65%	32,512	687	49.75	0.94%
2.50 - 4.99%	793	1.24%	18,877,072	1.27%	11,763,711	1.27%	19,002	723	47.42	4.24%
5.00 - 7.49%	3,152	4.94%	82,346,169	5.52%	53,983,914	5.81%	22,354	685	48.69	6.45%
7.50 - 9.99%	5,214	8.17%	139,763,189	9.38%	93,117,521	10.01%	23,773	637	49.24	8.69%
10.00 - 12.49%	6,295	9.86%	169,151,021	11.35%	112,799,821	12.13%	23,638	624	49.13	11.22%
12.50 - 14.99%	10,960	17.17%	270,961,029	18.18%	175,303,401	18.85%	21,658	604	48.10	13.41%
15.00 - 17.49%	12,948	20.29%	304,425,388	20.42%	189,450,980	20.38%	20,774	594	47.80	15.98%
17.50 - 19.99%	13,121	20.56%	288,286,070	19.34%	167,885,518	18.06%	19,542	585	48.01	18.03%
20.00 - 22.49%	7,644	11.98%	147,257,213	9.88%	86,773,068	9.33%	17,479	582	48.50	20.63%
22.50 - 24.99%	3,124	4.90%	54,889,353	3.68%	29,687,616	3.19%	16,116	588	48.32	22.93%
25.00 - 27.49%	328	0.51%	5,357,890	0.36%	2,776,191	0.30%	15,191	592	47.69	25.00%
27.50 - 29.99%	22	0.03%	305,689	0.02%	178,782	0.02%	13,389	604	42.27	26.81%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,816	100.00%	1,490,785,780	100.00%	929,793,774	100.00%	21,038	610	48.34	14.44%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	558	0.87%	12,009,893	0.81%	7,601,395	0.82%	19,650	484	48.97	16.91%
500 - 549	6,366	9.98%	144,393,529	9.69%	92,082,061	9.90%	20,602	531	48.73	16.94%
550 - 599	21,436	33.59%	503,497,078	33.77%	313,690,448	33.74%	20,997	577	48.37	15.55%
600 - 649	18,877	29.58%	467,486,582	31.36%	293,096,347	31.52%	22,158	620	48.48	13.61%
650 - 699	6,116	9.58%	147,550,446	9.90%	92,915,310	9.99%	21,582	669	48.34	12.17%
700 - 749	2,571	4.03%	61,856,902	4.15%	38,101,031	4.10%	21,188	721	47.94	10.84%
750 - 799	1,029	1.61%	25,318,269	1.70%	15,703,819	1.69%	21,055	771	48.04	8.43%
800+	877	1.37%	22,233,616	1.49%	14,230,379	1.53%	21,425	834	47.93	6.33%
NA	5,986	9.38%	106,439,464	7.14%	62,372,985	6.71%	15,800	0	47.29	17.79%
Total:	63,816	100.00%	1,490,785,780	100.00%	929,793,774	100.00%	21,038	610	48.34	14.44%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	5	0.01%	43,388	0.00%	2,503	0.00%	1,460	620	3.30	13.50%
25 - 36	272	0.43%	3,350,372	0.22%	1,053,898	0.11%	7,630	679	13.95	9.23%
37 - 48	1,224	1.92%	16,086,582	1.08%	7,674,057	0.83%	9,310	625	25.12	14.38%
49 - 60	5,228	8.19%	84,116,253	5.64%	49,801,764	5.36%	13,702	616	37.98	15.10%
61 - 72	51,112	80.09%	1,191,573,571	79.93%	743,481,190	79.96%	20,550	611	48.74	14.66%
73+	5,975	9.36%	195,615,614	13.12%	127,780,363	13.74%	27,552	602	51.74	12.95%
Total:	63,816	100.00%	1,490,785,780	100.00%	929,793,774	100.00%	21,038	610	48.34	14.44%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	10,058	15.76%	232,406,758	15.59%	404,683	0.04%	5,887	589	0.00	16.95%
1 - 12	1,519	2.38%	32,393,483	2.17%	7,043,610	0.76%	8,133	600	6.05	14.25%
13 - 24	1,104	1.73%	18,948,898	1.27%	7,228,201	0.78%	8,438	615	18.72	10.99%
25 - 36	2,799	4.39%	51,886,702	3.48%	30,510,616	3.28%	13,921	614	32.01	14.10%
37 - 48	15,234	23.87%	333,326,433	22.36%	237,928,712	25.59%	18,708	610	43.01	14.91%
49 - 60	33,023	51.75%	819,781,207	54.99%	644,999,546	69.37%	22,520	610	51.86	14.33%
61 - 72	75	0.12%	1,923,289	0.13%	1,583,094	0.17%	22,970	591	64.52	13.60%
73+	4	0.01%	119,009	0.01%	95,312	0.01%	28,748	669	74.86	9.63%
Total:	63,816	100.00%	1,490,785,780	100.00%	929,793,774	100.00%	21,038	610	48.34	14.44%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	35,877	56.22%	822,490,134	55.17%	570,544,508	61.36%	20,324	618	48.45	13.74%
1 - 15	7,927	12.42%	194,877,495	13.07%	144,573,304	15.55%	21,956	600	47.88	14.88%
16 - 30	4,040	6.33%	96,431,480	6.47%	72,708,671	7.82%	21,727	597	48.47	15.43%
31 - 60	4,716	7.39%	113,667,923	7.62%	87,058,112	9.36%	22,385	595	48.19	16.09%
61 - 90	2,168	3.40%	52,229,074	3.50%	39,612,617	4.26%	22,937	597	48.49	16.78%
91 - 120	940	1.47%	22,394,251	1.50%	15,296,563	1.65%	23,144	595	48.25	16.59%
121+	8,148	12.77%	188,695,424	12.66%	0	0.00%	0	0	0.00	0.00%
Total:	63,816	100.00%	1,490,785,780	100.00%	929,793,774	100.00%	21,038	610	48.34	14.44%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,444	5.40%	77,197,923	5.18%	48,530,180	5.22%	19,632	643	48.32	12.49%
Stated, not verified	59,841	93.77%	1,400,842,405	93.97%	876,318,009	94.25%	21,125	608	48.41	14.55%
Stated, verified to Level 3²	531	0.83%	12,745,453	0.85%	4,945,585	0.53%	19,361	586	36.77	15.33%
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,816	100.00%	1,490,785,780	100.00%	929,793,774	100.00%	21,038	610	48.34	14.44%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	60,763	95.22%	1,419,124,534	95.19%	889,861,161	95.71%	21,065	611	48.50	14.37%
Stated, verified but not Level 4 or 5	3,053	4.78%	71,661,246	4.81%	39,932,613	4.29%	20,429	591	44.68	16.12%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,816	100.00%	1,490,785,780	100.00%	929,793,774	100.00%	21,038	610	48.34	14.44%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	6,703	10.50%	132,346,010	8.88%	85,504,030	9.20%	17,944	641	47.33	10.49%
5.00 - 9.99%	22,510	35.27%	510,125,053	34.22%	324,994,221	34.95%	20,683	615	48.13	13.46%
10.00 - 14.99%	23,068	36.15%	560,540,026	37.60%	345,298,128	37.14%	21,751	602	48.54	15.46%
15.00 - 19.99%	11,137	17.45%	276,544,106	18.55%	167,203,530	17.98%	21,725	600	48.83	16.28%
20.00 - 24.99%	395	0.62%	11,124,843	0.75%	6,770,237	0.73%	23,826	595	48.46	14.26%
25.00 - 29.99%	2	0.00%	47,265	0.00%	6,021	0.00%	3,328	586	15.18	12.47%
30.00 - 39.99%	1	0.00%	58,477	0.00%	17,605	0.00%	17,605	588	15.00	6.00%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,816	100.00%	1,490,785,780	100.00%	929,793,774	100.00%	21,038	610	48.34	14.44%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	34	0.05%	269,889	0.02%	161,766	0.02%	5,481	629	38.79	9.28%
25.00 - 49.99%	495	0.78%	6,519,842	0.44%	3,727,891	0.40%	10,922	604	43.23	10.53%
50.00 - 74.99%	2,686	4.21%	50,265,976	3.37%	31,477,519	3.39%	17,182	609	47.22	11.14%
75.00 - 99.99%	15,900	24.92%	385,632,174	25.87%	247,234,917	26.59%	21,910	604	48.66	13.29%
100.00 - 109.99%	13,254	20.77%	330,260,153	22.15%	207,197,232	22.28%	22,205	606	48.74	14.52%
110.00 - 119.99%	13,759	21.56%	335,415,012	22.50%	207,358,231	22.30%	21,808	608	48.62	15.01%
120.00 - 129.99%	9,974	15.63%	225,363,107	15.12%	137,124,219	14.75%	20,054	617	47.71	15.34%
130.00 - 139.99%	7,385	11.57%	150,473,161	10.09%	91,469,474	9.84%	17,724	625	47.54	16.07%
140.00%+	329	0.52%	6,586,466	0.44%	4,042,525	0.43%	16,680	641	46.68	14.48%
Total:	63,816	100.00%	1,490,785,780	100.00%	929,793,774	100.00%	21,038	610	48.34	14.44%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,238	1.94%	28,274,445	1.90%	17,849,561	1.92%	20,767	616	48.61	15.19%
Alaska	89	0.14%	2,386,102	0.16%	1,573,358	0.17%	25,055	616	50.00	14.36%
Arizona	1,050	1.65%	25,436,814	1.71%	15,864,756	1.71%	22,280	612	48.77	14.31%
Arkansas	1,413	2.21%	33,620,715	2.26%	20,740,667	2.23%	21,726	609	49.29	14.63%
California	4,587	7.19%	109,620,168	7.35%	67,820,191	7.29%	21,532	610	48.28	14.51%
Colorado	499	0.78%	11,265,404	0.76%	6,949,132	0.75%	20,773	619	48.11	14.21%
Connecticut	629	0.99%	13,530,013	0.91%	8,601,180	0.93%	18,861	616	47.43	12.85%
Delaware	299	0.47%	6,384,786	0.43%	3,801,485	0.41%	18,473	611	45.82	14.07%
Florida	7,447	11.67%	170,632,371	11.45%	106,703,799	11.48%	20,507	607	47.77	14.34%
Georgia	2,983	4.67%	72,223,153	4.84%	44,350,489	4.77%	21,764	610	48.46	15.09%
Hawaii	78	0.12%	1,978,119	0.13%	1,339,609	0.14%	22,510	604	46.07	15.34%
Idaho	127	0.20%	2,775,155	0.19%	1,847,145	0.20%	20,170	616	49.81	13.79%
Illinois	1,838	2.88%	42,929,093	2.88%	25,843,605	2.78%	20,914	610	48.40	14.81%
Indiana	831	1.30%	18,797,432	1.26%	11,879,502	1.28%	21,147	611	49.16	14.77%
Iowa	225	0.35%	5,114,581	0.34%	3,072,979	0.33%	21,124	608	49.24	13.85%
Kansas	261	0.41%	5,956,133	0.40%	3,884,415	0.42%	20,615	612	48.77	14.31%
Kentucky	782	1.23%	17,532,943	1.18%	11,442,101	1.23%	21,343	609	49.83	14.63%
Louisiana	1,535	2.41%	37,156,639	2.49%	23,487,823	2.53%	21,991	607	48.81	14.82%
Maine	149	0.23%	3,396,832	0.23%	2,081,208	0.22%	20,889	622	48.60	13.02%
Maryland	1,537	2.41%	36,447,590	2.44%	22,790,197	2.45%	20,543	620	47.11	14.21%
Massachusetts	983	1.54%	20,460,942	1.37%	12,775,608	1.37%	18,323	612	47.07	13.99%
Michigan	966	1.51%	22,563,956	1.51%	13,978,283	1.50%	21,188	617	48.65	14.21%
Minnesota	297	0.47%	6,686,931	0.45%	4,159,240	0.45%	20,355	610	48.89	13.62%
Mississippi	1,018	1.60%	23,846,356	1.60%	14,457,007	1.55%	21,046	606	48.24	16.09%
Missouri	973	1.52%	21,497,295	1.44%	13,419,259	1.44%	20,110	609	49.11	14.35%
Montana	133	0.21%	3,223,694	0.22%	1,919,752	0.21%	21,669	616	48.07	14.00%
Nebraska	186	0.29%	4,171,739	0.28%	2,618,162	0.28%	20,368	610	47.80	13.42%
Nevada	369	0.58%	9,068,963	0.61%	5,367,111	0.58%	21,993	607	47.55	13.69%
New Hampshire	285	0.45%	6,143,397	0.41%	3,885,379	0.42%	19,208	604	47.56	14.00%
New Jersey	1,603	2.51%	35,807,408	2.40%	22,891,205	2.46%	19,510	623	48.36	13.36%
New Mexico	414	0.65%	10,157,588	0.68%	6,587,009	0.71%	22,481	607	49.19	15.30%
New York	2,973	4.66%	72,387,849	4.86%	43,172,488	4.64%	20,947	625	48.30	13.92%
North Carolina	2,419	3.79%	55,718,643	3.74%	34,741,126	3.74%	20,712	606	48.23	14.64%
North Dakota	58	0.09%	1,309,549	0.09%	805,353	0.09%	21,252	594	48.09	13.82%
Ohio	2,037	3.19%	42,489,737	2.85%	26,804,015	2.88%	19,058	610	49.07	14.92%
Oklahoma	1,016	1.59%	23,192,504	1.56%	14,876,085	1.60%	21,343	603	48.88	15.14%
Oregon	346	0.54%	7,873,641	0.53%	4,841,817	0.52%	20,754	605	48.53	13.88%
Pennsylvania	4,400	6.89%	100,346,964	6.73%	63,605,752	6.84%	19,660	615	47.19	12.89%
Rhode Island	175	0.27%	3,435,467	0.23%	2,296,022	0.25%	17,080	604	47.90	14.22%
South Carolina	1,166	1.83%	26,946,424	1.81%	17,000,241	1.83%	21,202	609	48.73	14.85%
South Dakota	78	0.12%	1,693,415	0.11%	927,711	0.10%	19,210	611	47.09	14.93%
Tennessee	1,218	1.91%	27,735,754	1.86%	17,245,014	1.85%	20,577	612	48.62	15.03%
Texas	10,367	16.25%	255,976,678	17.17%	159,991,016	17.21%	22,374	602	48.67	14.85%
Utah	207	0.32%	5,258,984	0.35%	3,338,619	0.36%	24,373	619	49.27	12.94%
Vermont	76	0.12%	1,792,192	0.12%	1,121,009	0.12%	21,691	591	48.16	14.02%
Virginia	955	1.50%	21,268,856	1.43%	13,562,896	1.46%	20,207	608	48.55	14.82%
Washington	377	0.59%	8,748,315	0.59%	5,459,670	0.59%	22,192	611	49.03	14.40%
West Virginia	451	0.71%	10,340,057	0.69%	6,747,934	0.73%	21,366	611	49.54	14.32%
Wisconsin	478	0.75%	10,545,197	0.71%	6,745,093	0.73%	20,194	600	48.81	14.46%
Wyoming	89	0.14%	2,181,571	0.15%	1,205,256	0.13%	22,837	602	48.78	14.37%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	104	0.16%	2,412,471	0.16%	1,305,119	0.14%	20,471	616	48.06	14.54%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	44,757	0.00%	20,323	0.00%	20,323	611	42.00	15.01%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	63,816	100.00%	1,490,785,780	100.00%	929,793,774	100.00%	21,038	610	48.34	14.44%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	15,831	24.81%	464,238,959	31.14%	287,697,150	30.94%	25,016	601	49.13	13.87%
Used	47,985	75.19%	1,026,546,821	68.86%	642,096,624	69.06%	19,255	614	47.99	14.70%
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,816	100.00%	1,490,785,780	100.00%	929,793,774	100.00%	21,038	610	48.34	14.44%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	28,500	44.66%	562,758,249	37.75%	331,684,256	35.67%	17,575	610	47.70	15.63%
Truck	8,431	13.21%	285,615,360	19.16%	183,303,241	19.71%	27,866	616	48.65	12.61%
SUV	26,885	42.13%	642,412,172	43.09%	414,806,277	44.61%	20,790	607	48.72	14.31%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	63,816	100.00%	1,490,785,780	100.00%	929,793,774	100.00%	21,038	610	48.34	14.44%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,340	5.23%	75,904,796	5.09%	46,106,902	4.96%	21,625	621	47.52	14.11%
Ford: Lincoln	319	0.50%	7,274,210	0.49%	4,791,121	0.52%	19,739	617	48.14	13.98%
Ford: Mercury	3	0.00%	34,473	0.00%	8,032	0.00%	8,032	672	28.00	6.00%
GMC	1,490	2.33%	42,747,649	2.87%	27,657,788	2.97%	24,716	618	48.05	13.54%
GMC: Buick	679	1.06%	13,162,293	0.88%	8,344,899	0.90%	16,770	602	47.61	15.46%
GMC: Cadillac	666	1.04%	17,684,335	1.19%	11,462,335	1.23%	23,421	616	47.83	13.84%
GMC: Chevrolet	6,813	10.68%	162,851,638	10.92%	102,219,987	10.99%	21,774	613	48.08	14.82%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	1	0.00%	12,346	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	44	0.07%	1,718,014	0.12%	1,133,262	0.12%	29,833	642	49.06	10.32%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,124	1.76%	30,121,065	2.02%	18,157,384	1.95%	22,982	617	47.60	13.94%
BMW: Mini	96	0.15%	1,552,890	0.10%	1,046,460	0.11%	14,686	614	48.87	15.92%
Daimler: Freightliner	3	0.00%	101,621	0.01%	73,002	0.01%	25,482	684	48.22	11.05%
Daimler: Mercedes-Benz	1,193	1.87%	33,011,404	2.21%	19,126,569	2.06%	22,957	618	47.57	14.24%
Daimler: Smart	8	0.01%	73,319	0.00%	42,081	0.00%	7,478	586	49.96	16.92%
Fiat	81	0.13%	1,353,572	0.09%	603,409	0.06%	13,266	603	46.02	14.44%
Fiat: Alfa Romeo	51	0.08%	1,508,405	0.10%	969,331	0.10%	24,950	597	49.64	12.88%
Fiat: Chrysler	1,145	1.79%	26,586,566	1.78%	15,037,273	1.62%	20,578	605	47.38	14.18%
Fiat: Dodge	5,478	8.58%	178,387,911	11.97%	110,604,091	11.90%	27,574	612	49.36	12.80%
Fiat: Jeep	6,754	10.58%	175,265,260	11.76%	112,482,555	12.10%	22,272	608	49.42	13.29%
Fiat: Maserati	1	0.00%	45,129	0.00%	16	0.00%	16	576	0.00	6.00%
Geely: Volvo	106	0.17%	2,407,276	0.16%	1,530,568	0.16%	19,558	630	46.58	11.97%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,207	1.89%	22,311,053	1.50%	14,444,980	1.55%	17,055	603	48.25	15.29%
Volkswagen: Audi	552	0.86%	13,796,842	0.93%	8,314,736	0.89%	21,843	614	47.61	14.25%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	76	0.12%	2,892,771	0.19%	1,549,682	0.17%	29,502	618	46.80	11.98%
Honda	3,238	5.07%	65,310,379	4.38%	41,763,272	4.49%	17,443	612	48.17	15.44%
Honda: Acura	390	0.61%	8,806,802	0.59%	5,552,163	0.60%	19,415	610	48.30	14.52%
Hyundai	3,206	5.02%	55,969,191	3.75%	33,851,848	3.64%	15,461	605	47.93	15.99%
Hyundai: Kia	3,407	5.34%	63,166,271	4.24%	38,302,786	4.12%	16,274	599	47.92	16.26%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	682	1.07%	12,499,154	0.84%	7,907,339	0.85%	16,056	606	48.16	15.41%
Mitsubishi	1,590	2.49%	33,132,081	2.22%	18,884,823	2.03%	17,691	601	48.11	16.17%
Nissan	7,921	12.41%	155,935,959	10.46%	96,666,826	10.40%	17,288	606	48.09	15.61%
Nissan: Infiniti	656	1.03%	16,321,524	1.09%	10,348,816	1.11%	20,993	611	48.00	14.57%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	552	0.86%	10,956,238	0.73%	6,928,957	0.75%	17,362	613	47.84	14.15%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	96	0.15%	2,872,921	0.19%	1,825,377	0.20%	25,557	609	47.72	13.56%
Tata: Land Rover	229	0.36%	7,870,665	0.53%	4,976,707	0.54%	27,977	631	47.32	11.96%
Toyota	4,368	6.84%	96,379,509	6.47%	61,391,958	6.60%	19,472	607	47.83	15.13%
Toyota: Lexus	482	0.76%	12,272,224	0.82%	7,615,999	0.82%	20,887	614	47.68	13.91%
Toyota: Scion	46	0.07%	616,479	0.04%	317,275	0.03%	10,273	616	42.57	16.89%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,723	8.97%	137,871,547	9.25%	87,753,166	9.44%	21,047	606	48.60	14.35%
Total:	63,816	100.00%	1,490,785,780	100.00%	929,793,774	100.00%	21,038	610	48.34	14.44%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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