StratMaker (145162)

Santander Drive Auto Receivables Trust 2023-1

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

30.31% / 69.69%

Total Original # of Loans

63,297

WA Loan to Value (LTV)

97.77%

Total Original Loan Amount (OLA)

$ 1,667,050,726

WA Payment to Income (PTI)

10.88%

Weighted Average (WA) OLA

$ 30,924

WA FICO (non-zero)

601

Rep. Period Beginning Loan Amount

$ 1,405,325,722

WA Remaining Term (RT)

64.68

Rep. Period Ending Loan Amount (ELA)

$ 1,376,348,462

WA Original APR

16.62%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

63,297

Total Original Loan Amount (OLA)

$ 1,667,050,726

Weighted Average (WA) OLA

$ 30,924

Rep. Period Beginning Loan Amount

$ 1,405,325,722

Rep. Period Ending Loan Amount (ELA)

$ 1,376,348,462

As % of Reporting Period ELA:

New % / Used %

30.31% / 69.69%

WA Loan to Value (LTV)

97.77%

WA Payment to Income (PTI)

10.88%

WA FICO (non-zero)

601

WA Remaining Term (RT)

64.68

WA Original APR

16.62%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.00%	9,577	0.00%	4,655	0.00%	3,430	509	50.20	11.40%
$5,000 - $9,999	1,515	2.39%	12,690,691	0.76%	8,212,236	0.60%	7,153	577	50.73	17.89%
$10,000 - $14,999	6,261	9.89%	80,554,990	4.83%	53,039,200	3.85%	10,681	583	52.45	18.88%
$15,000 - $19,999	11,243	17.76%	198,112,419	11.88%	148,153,834	10.76%	15,570	586	59.26	18.68%
$20,000 - $24,999	13,232	20.90%	297,787,420	17.86%	238,855,371	17.35%	20,438	592	62.75	18.26%
$25,000 - $29,999	11,482	18.14%	314,435,826	18.86%	260,787,659	18.95%	25,302	594	64.73	17.80%
$30,000 - $39,999	13,643	21.55%	467,951,079	28.07%	404,928,336	29.42%	32,458	600	66.94	16.61%
$40,000 - $49,999	3,711	5.86%	162,615,182	9.75%	139,258,015	10.12%	41,311	618	67.74	13.44%
$50,000 - $59,999	1,389	2.19%	76,004,466	4.56%	69,025,652	5.02%	52,885	624	69.85	12.23%
$60,000 - $69,999	551	0.87%	35,103,718	2.11%	33,019,771	2.40%	62,172	642	70.22	9.95%
$70,000 - $79,999	152	0.24%	11,303,107	0.68%	10,992,118	0.80%	72,797	675	70.55	8.77%
$80,000 - $89,999	63	0.10%	5,350,416	0.32%	5,244,255	0.38%	83,355	702	71.40	8.75%
$90,000 - $99,999	42	0.07%	3,993,615	0.24%	3,807,374	0.28%	93,071	706	71.24	8.67%
Over $100,000	11	0.02%	1,138,220	0.07%	1,019,985	0.07%	102,065	726	72.50	8.05%
Total:	63,297	100.00%	1,667,050,726	100.00%	1,376,348,462	100.00%	29,576	601	64.68	16.62%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	4,610	7.28%	75,858,083	4.55%	13,456,981	0.98%	3,846	608	17.49	16.46%
$5,000 - $9,999	9,182	14.51%	178,265,939	10.69%	68,441,528	4.97%	7,732	591	24.62	16.88%
$10,000 - $14,999	7,429	11.74%	159,846,436	9.59%	92,397,333	6.71%	12,608	589	41.61	17.52%
$15,000 - $19,999	8,633	13.64%	179,542,175	10.77%	151,842,169	11.03%	17,706	590	61.12	18.22%
$20,000 - $24,999	9,604	15.17%	225,257,082	13.51%	216,061,901	15.70%	22,588	595	68.50	18.26%
$25,000 - $29,999	8,461	13.37%	236,709,771	14.20%	231,916,346	16.85%	27,486	595	70.26	17.90%
$30,000 - $39,999	10,744	16.97%	373,627,535	22.41%	368,077,241	26.74%	34,483	600	71.06	16.64%
$40,000 - $49,999	2,732	4.32%	121,690,710	7.30%	119,729,189	8.70%	44,001	616	71.44	13.54%
$50,000 - $59,999	1,191	1.88%	66,126,626	3.97%	65,178,433	4.74%	54,875	622	71.66	12.22%
$60,000 - $69,999	478	0.76%	30,900,800	1.85%	30,377,163	2.21%	63,668	644	70.91	9.94%
$70,000 - $79,999	130	0.21%	9,843,609	0.59%	9,668,061	0.70%	74,481	675	71.38	8.99%
$80,000 - $89,999	63	0.10%	5,463,319	0.33%	5,337,502	0.39%	84,814	709	71.33	8.83%
$90,000 - $99,999	34	0.05%	3,287,459	0.20%	3,240,840	0.24%	95,440	698	71.65	8.45%
Over $100,000	6	0.01%	631,182	0.04%	623,775	0.05%	103,977	727	72.66	8.00%
Total:	63,297	100.00%	1,667,050,726	100.00%	1,376,348,462	100.00%	29,576	601	64.68	16.62%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	63,297	100.00%	1,667,050,726	100.00%	1,376,348,462	100.00%	29,576	601	64.68	16.62%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,297	100.00%	1,667,050,726	100.00%	1,376,348,462	100.00%	29,576	601	64.68	16.62%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	187	0.30%	7,679,568	0.46%	3,426,896	0.25%	42,184	746	40.10	0.58%
2.50 - 4.99%	654	1.03%	22,662,633	1.36%	13,214,602	0.96%	47,337	688	58.65	4.09%
5.00 - 7.49%	1,040	1.64%	36,306,267	2.18%	24,621,572	1.79%	40,747	685	61.75	6.66%
7.50 - 9.99%	3,568	5.64%	116,417,439	6.98%	92,642,010	6.73%	39,781	666	65.72	8.95%
10.00 - 12.49%	6,281	9.92%	193,093,621	11.58%	160,479,430	11.66%	35,351	625	66.27	11.27%
12.50 - 14.99%	9,082	14.35%	260,144,260	15.61%	221,378,077	16.08%	31,782	608	66.47	13.68%
15.00 - 17.49%	10,362	16.37%	282,178,368	16.93%	237,640,614	17.27%	29,666	596	65.61	16.13%
17.50 - 19.99%	13,220	20.89%	330,619,078	19.83%	258,946,791	18.81%	26,202	582	61.52	18.35%
20.00 - 22.49%	8,719	13.77%	200,195,742	12.01%	166,469,121	12.09%	24,721	578	63.30	20.90%
22.50 - 24.99%	5,915	9.34%	131,727,343	7.90%	117,572,276	8.54%	24,142	567	65.81	23.64%
25.00 - 27.49%	2,719	4.30%	55,948,911	3.36%	51,598,174	3.75%	22,402	562	66.77	25.75%
27.50 - 29.99%	1,550	2.45%	30,077,495	1.80%	28,358,899	2.06%	20,996	553	67.41	28.64%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,297	100.00%	1,667,050,726	100.00%	1,376,348,462	100.00%	29,576	601	64.68	16.62%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	3,372	5.33%	76,639,510	4.60%	63,360,425	4.60%	24,585	475	62.53	19.55%
500 - 549	9,504	15.01%	232,433,906	13.94%	190,550,626	13.84%	26,621	528	62.88	18.59%
550 - 599	16,859	26.63%	444,432,561	26.66%	369,064,101	26.81%	28,945	576	64.44	17.34%
600 - 649	15,774	24.92%	454,845,311	27.28%	388,698,876	28.24%	32,232	621	66.63	15.27%
650 - 699	5,007	7.91%	144,252,768	8.65%	112,718,452	8.19%	31,883	672	64.06	14.48%
700 - 749	2,576	4.07%	76,844,993	4.61%	60,279,859	4.38%	34,859	722	65.06	12.79%
750 - 799	1,045	1.65%	33,932,823	2.04%	25,885,054	1.88%	39,122	771	64.37	10.12%
800+	834	1.32%	25,375,079	1.52%	18,385,110	1.34%	37,556	835	62.08	7.95%
NA	8,326	13.15%	178,293,774	10.70%	147,405,959	10.71%	23,522	0	64.10	19.96%
Total:	63,297	100.00%	1,667,050,726	100.00%	1,376,348,462	100.00%	29,576	601	64.68	16.62%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	17	0.03%	166,198	0.01%	143,699	0.01%	9,463	671	21.09	10.75%
25 - 36	163	0.26%	3,382,240	0.20%	3,129,497	0.23%	33,436	729	35.21	6.76%
37 - 48	486	0.77%	7,413,524	0.44%	6,773,228	0.49%	18,916	612	46.63	14.90%
49 - 60	3,831	6.05%	69,058,787	4.14%	57,637,373	4.19%	21,410	608	56.65	17.70%
61 - 72	50,411	79.64%	1,313,299,887	78.78%	1,084,775,624	78.82%	29,185	601	64.88	16.78%
73+	8,389	13.25%	273,730,090	16.42%	223,889,040	16.27%	33,856	601	66.79	15.73%
Total:	63,297	100.00%	1,667,050,726	100.00%	1,376,348,462	100.00%	29,576	601	64.68	16.62%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	704	1.11%	17,915,515	1.07%	0	0.00%	0	0	0.00	0.00%
1 - 12	1,348	2.13%	27,450,938	1.65%	4,644,243	0.34%	4,436	655	10.04	13.06%
13 - 24	14,207	22.44%	314,183,843	18.85%	116,532,825	8.47%	9,841	593	20.56	16.68%
25 - 36	3,111	4.91%	77,718,606	4.66%	47,188,828	3.43%	17,749	585	28.05	16.76%
37 - 48	650	1.03%	11,375,305	0.68%	10,143,971	0.74%	19,779	602	45.83	15.62%
49 - 60	3,418	5.40%	67,872,512	4.07%	64,542,873	4.69%	22,774	602	58.44	17.27%
61 - 72	34,361	54.29%	965,963,146	57.94%	950,550,620	69.06%	31,782	603	70.94	16.75%
73+	5,498	8.69%	184,570,861	11.07%	182,745,102	13.28%	37,327	601	74.38	15.78%
Total:	63,297	100.00%	1,667,050,726	100.00%	1,376,348,462	100.00%	29,576	601	64.68	16.62%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	50,774	80.22%	1,345,276,122	80.70%	1,129,753,142	82.08%	30,119	607	66.19	16.39%
1 - 15	7,627	12.05%	199,044,574	11.94%	153,970,834	11.19%	27,877	582	58.80	17.37%
16 - 30	3,102	4.90%	78,843,520	4.73%	60,215,984	4.38%	26,438	576	57.99	18.05%
31 - 60	1,776	2.81%	43,490,423	2.61%	32,126,603	2.33%	24,592	572	52.42	18.20%
61 - 90	16	0.03%	364,794	0.02%	274,886	0.02%	21,358	555	47.63	20.48%
91 - 120	1	0.00%	12,885	0.00%	7,012	0.00%	7,012	540	22.00	16.00%
121+	1	0.00%	18,409	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	63,297	100.00%	1,667,050,726	100.00%	1,376,348,462	100.00%	29,576	601	64.68	16.62%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,390	5.36%	82,816,143	4.97%	64,211,539	4.67%	26,431	631	62.78	14.92%
Stated, not verified	59,414	93.87%	1,570,298,898	94.20%	1,301,138,703	94.54%	29,723	600	64.78	16.69%
Stated, verified to Level 3²	493	0.78%	13,935,685	0.84%	10,998,220	0.80%	30,645	584	63.81	18.18%
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,297	100.00%	1,667,050,726	100.00%	1,376,348,462	100.00%	29,576	601	64.68	16.62%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	59,619	94.19%	1,570,845,003	94.23%	1,292,571,955	93.91%	29,611	603	64.59	16.49%
Stated, verified but not Level 4 or 5	3,678	5.81%	96,205,723	5.77%	83,776,506	6.09%	29,040	581	66.03	18.55%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,297	100.00%	1,667,050,726	100.00%	1,376,348,462	100.00%	29,576	601	64.68	16.62%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	6,880	10.87%	154,185,292	9.25%	121,254,140	8.81%	26,824	624	64.01	13.14%
5.00 - 9.99%	23,872	37.71%	614,867,034	36.88%	507,592,716	36.88%	29,490	605	64.80	15.77%
10.00 - 14.99%	21,290	33.64%	580,407,210	34.82%	478,910,128	34.80%	29,991	595	64.37	17.32%
15.00 - 19.99%	10,043	15.87%	281,023,684	16.86%	236,959,832	17.22%	30,090	594	65.15	18.58%
20.00 - 24.99%	1,208	1.91%	36,370,445	2.18%	31,584,202	2.29%	31,410	603	66.71	18.28%
25.00 - 29.99%	4	0.01%	197,060	0.01%	47,443	0.00%	15,115	710	20.32	7.55%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,297	100.00%	1,667,050,726	100.00%	1,376,348,462	100.00%	29,576	601	64.68	16.62%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	73	0.12%	695,128	0.04%	579,917	0.04%	11,102	610	55.77	10.37%
25.00 - 49.99%	931	1.47%	13,965,322	0.84%	11,936,233	0.87%	18,468	586	62.84	11.51%
50.00 - 74.99%	3,668	5.79%	79,933,458	4.79%	66,218,317	4.81%	25,237	598	65.70	12.82%
75.00 - 99.99%	17,336	27.39%	457,763,584	27.46%	352,467,285	25.61%	28,376	588	61.99	15.97%
100.00 - 109.99%	14,347	22.67%	394,575,754	23.67%	327,972,908	23.83%	30,501	596	64.88	17.12%
110.00 - 119.99%	14,227	22.48%	391,040,447	23.46%	334,181,848	24.28%	31,108	605	66.09	17.26%
120.00 - 129.99%	8,567	13.53%	228,609,570	13.71%	196,052,745	14.24%	30,572	616	66.05	17.21%
130.00 - 139.99%	3,883	6.13%	94,630,729	5.68%	81,830,678	5.95%	27,944	629	65.87	17.36%
140.00%+	265	0.42%	5,836,735	0.35%	5,108,530	0.37%	25,081	672	66.94	14.89%
Total:	63,297	100.00%	1,667,050,726	100.00%	1,376,348,462	100.00%	29,576	601	64.68	16.62%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,124	1.78%	28,327,943	1.70%	23,087,700	1.68%	28,115	603	63.58	18.52%
Alaska	94	0.15%	2,711,679	0.16%	2,191,339	0.16%	31,500	607	63.02	17.08%
Arizona	1,213	1.92%	32,462,523	1.95%	26,961,926	1.96%	30,416	611	64.72	16.37%
Arkansas	1,011	1.60%	25,824,635	1.55%	19,952,903	1.45%	27,930	606	61.91	16.21%
California	5,222	8.25%	137,823,408	8.27%	109,882,828	7.98%	29,919	607	63.37	16.97%
Colorado	617	0.97%	16,632,638	1.00%	13,874,646	1.01%	30,472	607	64.75	14.97%
Connecticut	593	0.94%	14,425,143	0.87%	10,997,918	0.80%	28,514	602	61.53	15.08%
Delaware	247	0.39%	5,990,623	0.36%	4,553,970	0.33%	24,744	580	61.85	17.93%
Florida	6,623	10.46%	179,486,566	10.77%	164,166,232	11.93%	30,748	601	68.65	16.10%
Georgia	2,856	4.51%	75,851,195	4.55%	60,217,421	4.38%	29,250	598	62.86	17.84%
Hawaii	225	0.36%	6,109,048	0.37%	5,388,283	0.39%	30,355	609	66.84	17.67%
Idaho	135	0.21%	3,336,109	0.20%	2,423,945	0.18%	27,310	598	59.88	17.14%
Illinois	1,805	2.85%	45,859,552	2.75%	32,823,162	2.38%	26,731	598	58.11	17.52%
Indiana	875	1.38%	21,372,451	1.28%	17,534,109	1.27%	26,580	597	64.28	17.68%
Iowa	209	0.33%	5,344,913	0.32%	4,457,065	0.32%	28,102	600	64.90	17.47%
Kansas	245	0.39%	6,485,309	0.39%	5,124,198	0.37%	29,419	611	61.83	16.75%
Kentucky	766	1.21%	18,311,943	1.10%	14,581,070	1.06%	26,389	602	63.70	17.27%
Louisiana	1,146	1.81%	30,559,867	1.83%	24,042,634	1.75%	30,084	599	62.07	16.59%
Maine	183	0.29%	4,675,798	0.28%	3,794,940	0.28%	28,177	602	65.65	15.52%
Maryland	1,848	2.92%	48,268,047	2.90%	40,252,911	2.92%	28,309	584	64.20	17.18%
Massachusetts	1,062	1.68%	26,652,609	1.60%	21,039,179	1.53%	28,178	604	64.13	16.03%
Michigan	919	1.45%	22,949,886	1.38%	18,674,500	1.36%	27,142	602	65.15	17.48%
Minnesota	360	0.57%	9,373,401	0.56%	7,053,388	0.51%	28,422	597	60.95	15.09%
Mississippi	742	1.17%	18,888,660	1.13%	14,563,756	1.06%	27,544	607	60.85	17.78%
Missouri	1,115	1.76%	26,975,873	1.62%	21,496,186	1.56%	26,498	597	62.90	17.94%
Montana	155	0.24%	3,798,232	0.23%	3,053,965	0.22%	25,641	596	63.68	18.75%
Nebraska	192	0.30%	4,990,737	0.30%	3,811,499	0.28%	27,707	604	63.83	14.73%
Nevada	850	1.34%	22,071,450	1.32%	18,251,185	1.33%	29,798	602	64.78	16.85%
New Hampshire	307	0.49%	7,417,836	0.44%	6,268,063	0.46%	26,670	584	66.36	17.86%
New Jersey	1,810	2.86%	45,718,628	2.74%	37,539,934	2.73%	28,430	605	64.81	17.09%
New Mexico	489	0.77%	13,285,764	0.80%	10,629,567	0.77%	29,993	602	63.49	17.04%
New York	2,672	4.22%	71,468,747	4.29%	58,900,779	4.28%	29,159	610	64.81	17.30%
North Carolina	2,528	3.99%	65,702,409	3.94%	55,668,923	4.04%	29,353	596	65.71	16.36%
North Dakota	100	0.16%	2,638,125	0.16%	2,150,121	0.16%	29,569	611	64.98	17.97%
Ohio	2,271	3.59%	55,234,050	3.31%	46,953,047	3.41%	26,985	601	66.40	17.45%
Oklahoma	1,186	1.87%	30,120,053	1.81%	24,203,979	1.76%	28,056	604	63.18	16.53%
Oregon	414	0.65%	10,406,298	0.62%	8,643,711	0.63%	29,842	594	65.85	16.37%
Pennsylvania	2,459	3.88%	60,800,402	3.65%	50,070,363	3.64%	27,164	591	64.74	16.41%
Rhode Island	160	0.25%	3,831,252	0.23%	2,989,921	0.22%	28,127	592	64.47	15.35%
South Carolina	1,199	1.89%	30,503,916	1.83%	25,262,272	1.84%	28,528	594	64.56	17.62%
South Dakota	76	0.12%	1,824,074	0.11%	1,534,035	0.11%	26,273	601	65.65	18.30%
Tennessee	1,466	2.32%	36,582,502	2.19%	30,284,766	2.20%	27,734	600	64.66	18.17%
Texas	10,566	16.69%	304,947,303	18.29%	254,385,292	18.48%	32,764	607	65.03	15.23%
Utah	241	0.38%	6,286,473	0.38%	5,327,607	0.39%	29,829	597	66.34	17.51%
Vermont	82	0.13%	2,169,057	0.13%	1,666,956	0.12%	29,939	595	63.23	15.98%
Virginia	1,213	1.92%	31,353,124	1.88%	26,589,974	1.93%	29,338	594	65.05	17.08%
Washington	405	0.64%	10,180,677	0.61%	7,753,141	0.56%	28,678	600	61.52	17.10%
West Virginia	619	0.98%	15,544,016	0.93%	13,491,477	0.98%	28,449	587	66.33	17.63%
Wisconsin	397	0.63%	9,876,935	0.59%	7,193,723	0.52%	25,852	591	60.66	17.59%
Wyoming	62	0.10%	1,853,002	0.11%	1,346,389	0.10%	29,111	598	59.91	15.70%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	142	0.22%	3,720,435	0.22%	3,216,154	0.23%	28,172	580	64.06	18.67%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	25,409	0.00%	25,409	0.00%	25,409	661	71.00	25.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	63,297	100.00%	1,667,050,726	100.00%	1,376,348,462	100.00%	29,576	601	64.68	16.62%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	16,888	26.68%	554,730,589	33.28%	417,233,289	30.31%	36,052	605	61.10	13.78%
Used	46,409	73.32%	1,112,320,137	66.72%	959,115,172	69.69%	26,759	600	66.24	17.85%
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,297	100.00%	1,667,050,726	100.00%	1,376,348,462	100.00%	29,576	601	64.68	16.62%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	24,825	39.22%	547,347,461	32.83%	433,892,504	31.52%	24,181	602	62.65	18.06%
Truck	9,710	15.34%	353,721,326	21.22%	293,219,883	21.30%	39,043	613	65.53	14.57%
SUV	28,762	45.44%	765,981,939	45.95%	649,236,075	47.17%	28,906	596	65.66	16.58%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	63,297	100.00%	1,667,050,726	100.00%	1,376,348,462	100.00%	29,576	601	64.68	16.62%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,057	4.83%	73,926,281	4.43%	60,063,134	4.36%	29,191	607	63.53	17.25%
Ford: Lincoln	247	0.39%	6,371,813	0.38%	5,496,738	0.40%	28,983	582	66.01	18.01%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	1,616	2.55%	52,599,633	3.16%	45,306,379	3.29%	36,311	606	66.30	15.93%
GMC: Buick	713	1.13%	15,893,191	0.95%	13,319,321	0.97%	23,966	589	64.85	17.51%
GMC: Cadillac	540	0.85%	15,612,327	0.94%	13,541,387	0.98%	32,167	598	66.49	17.35%
GMC: Chevrolet	7,634	12.06%	202,562,124	12.15%	172,775,865	12.55%	30,391	599	65.56	16.86%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	57	0.09%	2,400,684	0.14%	2,291,455	0.17%	47,618	620	71.31	14.47%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,062	1.68%	31,408,568	1.88%	27,939,080	2.03%	33,093	605	66.85	17.11%
BMW: Mini	119	0.19%	2,490,713	0.15%	2,079,835	0.15%	23,400	599	65.03	17.01%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	885	1.40%	25,739,621	1.54%	22,102,147	1.61%	31,351	604	65.81	17.76%
Daimler: Smart	7	0.01%	85,963	0.01%	74,367	0.01%	12,597	602	70.22	19.65%
Fiat	138	0.22%	2,416,612	0.14%	1,529,510	0.11%	15,882	599	53.98	17.39%
Fiat: Alfa Romeo	95	0.15%	3,127,998	0.19%	3,025,395	0.22%	35,587	585	70.36	16.06%
Fiat: Chrysler	1,213	1.92%	30,210,411	1.81%	18,772,033	1.36%	23,060	603	55.70	17.18%
Fiat: Dodge	5,752	9.09%	207,755,692	12.46%	161,723,192	11.75%	39,363	623	63.82	14.02%
Fiat: Jeep	7,083	11.19%	196,244,204	11.77%	150,567,946	10.94%	30,053	603	62.89	15.52%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	127	0.20%	3,544,454	0.21%	3,233,495	0.23%	32,503	601	67.70	16.18%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,281	2.02%	28,012,511	1.68%	24,707,975	1.80%	24,738	596	66.83	17.55%
Volkswagen: Audi	553	0.87%	15,366,861	0.92%	14,069,500	1.02%	30,577	601	67.79	17.46%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	55	0.09%	1,904,613	0.11%	1,586,769	0.12%	37,252	605	66.91	16.09%
Honda	2,918	4.61%	70,935,915	4.26%	63,225,258	4.59%	26,221	602	67.19	17.58%
Honda: Acura	309	0.49%	7,981,413	0.48%	6,809,311	0.49%	27,522	596	65.65	17.04%
Hyundai	3,864	6.10%	84,849,059	5.09%	73,097,641	5.31%	25,011	597	65.63	17.13%
Hyundai: Kia	3,364	5.31%	73,288,748	4.40%	62,217,817	4.52%	24,016	594	65.02	17.87%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	818	1.29%	18,515,903	1.11%	16,344,259	1.19%	24,576	590	67.11	17.72%
Mitsubishi	1,687	2.67%	43,077,772	2.58%	38,256,836	2.78%	28,270	589	67.00	16.18%
Nissan	6,495	10.26%	144,353,859	8.66%	117,346,002	8.53%	23,788	591	63.02	17.97%
Nissan: Infiniti	531	0.84%	14,615,477	0.88%	12,625,752	0.92%	28,690	597	65.45	17.84%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	585	0.92%	13,998,255	0.84%	12,505,139	0.91%	25,977	594	67.68	16.97%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	86	0.14%	2,575,497	0.15%	2,250,581	0.16%	29,871	585	67.19	17.39%
Tata: Land Rover	196	0.31%	6,730,592	0.40%	6,189,035	0.45%	37,794	593	68.44	17.02%
Toyota	4,691	7.41%	122,365,337	7.34%	105,042,362	7.63%	28,354	601	66.16	17.00%
Toyota: Lexus	386	0.61%	11,247,951	0.67%	9,626,101	0.70%	30,625	596	65.32	16.51%
Toyota: Scion	68	0.11%	1,127,382	0.07%	850,453	0.06%	16,512	610	61.46	20.63%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,065	8.00%	133,713,291	8.02%	105,756,392	7.68%	28,259	595	62.34	16.85%
Total:	63,297	100.00%	1,667,050,726	100.00%	1,376,348,462	100.00%	29,576	601	64.68	16.62%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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