StratMaker (145182)

Santander Drive Auto Receivables Trust 2021-4

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

21.73% / 78.27%

Total Original # of Loans

62,380

WA Loan to Value (LTV)

87.63%

Total Original Loan Amount (OLA)

$ 1,616,143,806

WA Payment to Income (PTI)

11.22%

Weighted Average (WA) OLA

$ 30,029

WA FICO (non-zero)

613

Rep. Period Beginning Loan Amount

$ 1,132,228,111

WA Remaining Term (RT)

53.71

Rep. Period Ending Loan Amount (ELA)

$ 1,088,724,592

WA Original APR

14.25%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

62,380

Total Original Loan Amount (OLA)

$ 1,616,143,806

Weighted Average (WA) OLA

$ 30,029

Rep. Period Beginning Loan Amount

$ 1,132,228,111

Rep. Period Ending Loan Amount (ELA)

$ 1,088,724,592

As % of Reporting Period ELA:

New % / Used %

21.73% / 78.27%

WA Loan to Value (LTV)

87.63%

WA Payment to Income (PTI)

11.22%

WA FICO (non-zero)

613

WA Remaining Term (RT)

53.71

WA Original APR

14.25%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	1,589	2.55%	13,286,105	0.82%	7,269,735	0.67%	6,228	600	41.42	17.77%
$10,000 - $14,999	6,429	10.31%	82,580,567	5.11%	45,108,862	4.14%	10,060	598	46.03	17.94%
$15,000 - $19,999	11,632	18.65%	205,461,783	12.71%	127,544,265	11.72%	14,515	598	50.79	17.26%
$20,000 - $24,999	13,424	21.52%	301,718,295	18.67%	199,090,858	18.29%	18,751	602	53.32	15.99%
$25,000 - $29,999	10,432	16.72%	285,352,361	17.66%	193,371,040	17.76%	22,877	605	54.24	14.97%
$30,000 - $39,999	12,516	20.06%	430,602,694	26.64%	300,394,644	27.59%	28,830	613	54.90	13.75%
$40,000 - $49,999	4,863	7.80%	213,735,676	13.23%	156,662,028	14.39%	36,123	629	55.86	10.88%
$50,000 - $59,999	1,242	1.99%	66,650,770	4.12%	48,234,143	4.43%	42,624	658	55.57	8.16%
$60,000 - $69,999	203	0.33%	12,919,958	0.80%	8,560,122	0.79%	48,375	717	53.98	5.96%
$70,000 - $79,999	41	0.07%	3,029,263	0.19%	2,015,347	0.19%	56,563	708	52.48	7.23%
$80,000 - $89,999	6	0.01%	499,183	0.03%	227,895	0.02%	52,114	750	56.27	7.58%
$90,000 - $99,999	1	0.00%	94,528	0.01%	78,238	0.01%	78,238	751	57.00	9.64%
Over $100,000	2	0.00%	212,623	0.01%	167,417	0.02%	83,772	726	56.43	7.89%
Total:	62,380	100.00%	1,616,143,806	100.00%	1,088,724,592	100.00%	25,206	613	53.71	14.25%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	12,772	20.47%	285,645,854	17.67%	9,023,609	0.83%	3,071	607	13.31	16.16%
$5,000 - $9,999	3,983	6.39%	58,614,721	3.63%	30,682,238	2.82%	7,978	607	35.73	16.54%
$10,000 - $14,999	7,558	12.12%	127,170,972	7.87%	96,392,684	8.85%	12,913	608	48.48	16.36%
$15,000 - $19,999	11,612	18.61%	248,211,793	15.36%	203,883,078	18.73%	17,674	606	53.42	15.82%
$20,000 - $24,999	10,277	16.47%	274,974,472	17.01%	229,804,434	21.11%	22,453	605	54.82	15.07%
$25,000 - $29,999	7,108	11.39%	231,760,653	14.34%	194,154,548	17.83%	27,390	610	55.34	14.31%
$30,000 - $39,999	7,510	12.04%	305,793,678	18.92%	255,931,472	23.51%	34,291	618	56.33	12.54%
$40,000 - $49,999	1,438	2.31%	75,672,353	4.68%	62,118,983	5.71%	43,338	650	57.15	8.97%
$50,000 - $59,999	104	0.17%	6,846,164	0.42%	5,535,655	0.51%	53,352	702	57.66	7.17%
$60,000 - $69,999	14	0.02%	1,066,099	0.07%	881,605	0.08%	63,031	712	57.88	8.64%
$70,000 - $79,999	2	0.00%	174,424	0.01%	148,869	0.01%	74,629	773	57.47	9.05%
$80,000 - $89,999	2	0.00%	212,623	0.01%	167,417	0.02%	83,772	726	56.43	7.89%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	62,380	100.00%	1,616,143,806	100.00%	1,088,724,592	100.00%	25,206	613	53.71	14.25%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	62,380	100.00%	1,616,143,806	100.00%	1,088,724,592	100.00%	25,206	613	53.71	14.25%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,380	100.00%	1,616,143,806	100.00%	1,088,724,592	100.00%	25,206	613	53.71	14.25%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	445	0.71%	16,756,728	1.04%	9,604,146	0.88%	27,561	774	40.45	0.66%
2.50 - 4.99%	843	1.35%	25,645,433	1.59%	16,787,555	1.54%	28,454	754	53.17	4.26%
5.00 - 7.49%	3,329	5.34%	106,874,497	6.61%	77,050,185	7.08%	29,445	714	54.58	6.40%
7.50 - 9.99%	5,469	8.77%	177,584,525	10.99%	128,716,033	11.82%	29,851	642	55.01	8.77%
10.00 - 12.49%	8,226	13.19%	250,236,040	15.48%	180,922,716	16.62%	28,137	616	54.87	11.14%
12.50 - 14.99%	9,930	15.92%	274,510,441	16.99%	194,730,862	17.89%	25,843	603	54.50	13.46%
15.00 - 17.49%	9,370	15.02%	237,223,116	14.68%	157,296,156	14.45%	23,959	595	53.53	15.93%
17.50 - 19.99%	9,554	15.32%	223,591,882	13.83%	137,698,281	12.65%	22,269	580	52.38	18.16%
20.00 - 22.49%	6,941	11.13%	147,049,627	9.10%	91,944,823	8.45%	20,506	570	52.60	20.73%
22.50 - 24.99%	5,499	8.82%	108,188,008	6.69%	65,857,699	6.05%	19,157	562	52.50	23.34%
25.00 - 27.49%	2,243	3.60%	39,989,358	2.47%	23,460,940	2.15%	17,500	554	51.72	25.47%
27.50 - 29.99%	531	0.85%	8,494,152	0.53%	4,655,197	0.43%	15,833	535	49.52	27.86%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,380	100.00%	1,616,143,806	100.00%	1,088,724,592	100.00%	25,206	613	53.71	14.25%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,757	2.82%	37,140,890	2.30%	24,029,650	2.21%	20,730	479	50.68	19.76%
500 - 549	8,436	13.52%	199,757,470	12.36%	130,366,052	11.97%	22,983	529	52.47	17.67%
550 - 599	18,387	29.48%	477,447,213	29.54%	326,023,871	29.95%	24,968	577	54.18	15.36%
600 - 649	15,641	25.07%	435,578,889	26.95%	299,082,715	27.47%	26,585	622	54.47	13.32%
650 - 699	6,333	10.15%	184,272,187	11.40%	125,633,205	11.54%	27,783	670	54.25	11.26%
700 - 749	2,851	4.57%	83,626,612	5.17%	57,379,168	5.27%	27,993	722	54.01	9.74%
750 - 799	1,436	2.30%	41,877,076	2.59%	28,204,114	2.59%	27,236	772	52.91	7.09%
800+	1,322	2.12%	39,563,518	2.45%	24,858,812	2.28%	26,299	835	49.74	5.11%
NA	6,217	9.97%	116,879,952	7.23%	73,147,006	6.72%	18,300	0	52.20	19.73%
Total:	62,380	100.00%	1,616,143,806	100.00%	1,088,724,592	100.00%	25,206	613	53.71	14.25%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	2	0.00%	24,211	0.00%	6,817	0.00%	4,244	649	7.25	10.11%
25 - 36	318	0.51%	8,726,762	0.54%	3,604,679	0.33%	17,759	806	17.14	1.61%
37 - 48	697	1.12%	10,160,058	0.63%	5,756,812	0.53%	12,230	657	30.00	13.57%
49 - 60	5,840	9.36%	110,761,628	6.85%	73,200,782	6.72%	17,772	616	43.40	15.91%
61 - 72	48,899	78.39%	1,252,265,474	77.48%	837,359,253	76.91%	24,578	610	54.18	14.59%
73+	6,624	10.62%	234,205,673	14.49%	168,796,249	15.50%	32,149	619	57.43	12.14%
Total:	62,380	100.00%	1,616,143,806	100.00%	1,088,724,592	100.00%	25,206	613	53.71	14.25%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	8,577	13.75%	209,635,261	12.97%	77,214	0.01%	2,062	619	0.00	12.92%
1 - 12	4,640	7.44%	93,620,370	5.79%	16,225,796	1.49%	6,620	593	7.81	17.20%
13 - 24	863	1.38%	20,047,444	1.24%	9,205,824	0.85%	14,222	673	16.18	11.15%
25 - 36	961	1.54%	15,822,567	0.98%	10,045,062	0.92%	13,409	621	31.85	14.83%
37 - 48	7,515	12.05%	150,176,877	9.29%	115,610,704	10.62%	18,287	601	43.86	16.54%
49 - 60	39,086	62.66%	1,100,906,193	68.12%	914,414,306	83.99%	26,443	614	56.19	13.95%
61 - 72	734	1.18%	25,832,795	1.60%	23,060,550	2.12%	33,567	605	61.58	13.58%
73+	4	0.01%	102,299	0.01%	85,136	0.01%	22,531	604	77.61	11.05%
Total:	62,380	100.00%	1,616,143,806	100.00%	1,088,724,592	100.00%	25,206	613	53.71	14.25%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	35,752	57.31%	931,953,264	57.67%	684,605,126	62.88%	24,937	624	53.95	13.42%
1 - 15	7,913	12.69%	211,545,920	13.09%	165,109,861	15.17%	25,947	601	53.49	14.79%
16 - 30	3,966	6.36%	102,847,696	6.36%	80,192,585	7.37%	25,355	594	53.40	15.37%
31 - 60	4,618	7.40%	118,777,888	7.35%	95,674,123	8.79%	25,531	589	53.06	16.37%
61 - 90	2,230	3.57%	56,276,021	3.48%	44,641,975	4.10%	25,549	589	52.96	17.10%
91 - 120	1,056	1.69%	26,658,613	1.65%	18,500,922	1.70%	25,405	592	53.26	17.36%
121+	6,845	10.97%	168,084,404	10.40%	0	0.00%	0	0	0.00	0.00%
Total:	62,380	100.00%	1,616,143,806	100.00%	1,088,724,592	100.00%	25,206	613	53.71	14.25%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,549	5.69%	85,556,803	5.29%	55,988,713	5.14%	22,408	662	53.11	11.83%
Stated, not verified	57,976	92.94%	1,511,140,379	93.50%	1,024,186,343	94.07%	25,369	611	53.84	14.36%
Stated, verified to Level 3²	855	1.37%	19,446,624	1.20%	8,549,536	0.79%	23,994	590	42.60	16.49%
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,380	100.00%	1,616,143,806	100.00%	1,088,724,592	100.00%	25,206	613	53.71	14.25%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	58,069	93.09%	1,515,795,770	93.79%	1,027,004,847	94.33%	25,333	615	54.01	14.11%
Stated, verified but not Level 4 or 5	4,311	6.91%	100,348,036	6.21%	61,719,745	5.67%	23,097	589	48.74	16.55%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,380	100.00%	1,616,143,806	100.00%	1,088,724,592	100.00%	25,206	613	53.71	14.25%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,184	8.31%	124,219,885	7.69%	85,105,879	7.82%	23,881	664	52.82	9.76%
5.00 - 9.99%	20,601	33.03%	527,062,852	32.61%	360,031,291	33.07%	25,168	620	53.45	13.02%
10.00 - 14.99%	22,732	36.44%	599,487,365	37.09%	400,599,262	36.80%	25,640	603	53.77	15.11%
15.00 - 19.99%	13,262	21.26%	347,551,522	21.50%	230,543,297	21.18%	24,899	599	54.33	16.33%
20.00 - 24.99%	587	0.94%	17,262,270	1.07%	12,190,782	1.12%	27,119	616	54.32	14.37%
25.00 - 29.99%	12	0.02%	478,330	0.03%	226,282	0.02%	28,257	666	44.76	14.63%
30.00 - 39.99%	2	0.00%	81,582	0.01%	27,798	0.00%	14,455	675	27.80	12.68%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,380	100.00%	1,616,143,806	100.00%	1,088,724,592	100.00%	25,206	613	53.71	14.25%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	47	0.08%	452,302	0.03%	261,199	0.02%	6,662	701	39.82	9.11%
25.00 - 49.99%	507	0.81%	7,843,556	0.49%	4,716,194	0.43%	13,189	680	44.98	9.34%
50.00 - 74.99%	2,732	4.38%	61,190,643	3.79%	41,942,828	3.85%	21,604	632	51.56	10.93%
75.00 - 99.99%	17,744	28.45%	488,920,925	30.25%	334,897,990	30.76%	26,391	614	53.60	12.74%
100.00 - 109.99%	13,010	20.86%	353,746,215	21.89%	239,653,972	22.01%	26,399	608	54.14	14.27%
110.00 - 119.99%	13,076	20.96%	344,712,212	21.33%	232,375,918	21.34%	25,612	610	54.19	15.05%
120.00 - 129.99%	8,788	14.09%	216,609,741	13.40%	142,232,586	13.06%	23,820	613	53.69	15.94%
130.00 - 139.99%	6,154	9.87%	135,967,798	8.41%	87,790,874	8.06%	21,296	619	53.28	16.81%
140.00%+	322	0.52%	6,700,413	0.41%	4,853,030	0.45%	20,321	633	53.79	16.66%
Total:	62,380	100.00%	1,616,143,806	100.00%	1,088,724,592	100.00%	25,206	613	53.71	14.25%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,124	1.80%	27,475,897	1.70%	17,745,612	1.63%	24,000	617	53.18	15.03%
Alaska	79	0.13%	2,421,634	0.15%	1,652,153	0.15%	28,301	629	53.10	12.55%
Arizona	1,095	1.76%	29,680,343	1.84%	19,518,450	1.79%	26,223	613	53.77	14.02%
Arkansas	1,225	1.96%	32,307,532	2.00%	21,601,617	1.98%	25,864	613	53.90	13.57%
California	4,425	7.09%	116,333,090	7.20%	77,797,601	7.15%	25,467	621	53.36	14.36%
Colorado	528	0.85%	14,310,683	0.89%	9,840,515	0.90%	25,514	627	53.42	13.25%
Connecticut	603	0.97%	14,514,608	0.90%	10,076,041	0.93%	22,594	623	53.22	12.33%
Delaware	195	0.31%	4,597,843	0.28%	3,068,907	0.28%	21,849	597	52.38	15.24%
Florida	7,794	12.49%	198,615,879	12.29%	136,321,881	12.52%	24,694	610	54.09	14.20%
Georgia	2,806	4.50%	74,537,784	4.61%	49,225,494	4.52%	25,844	613	53.47	14.86%
Hawaii	110	0.18%	2,714,297	0.17%	1,805,430	0.17%	23,373	595	52.12	15.88%
Idaho	111	0.18%	2,819,746	0.17%	1,993,227	0.18%	27,012	635	54.59	12.98%
Illinois	1,978	3.17%	49,432,999	3.06%	32,749,043	3.01%	24,593	612	53.30	15.10%
Indiana	956	1.53%	23,957,016	1.48%	16,151,932	1.48%	24,432	615	53.77	14.59%
Iowa	231	0.37%	6,034,103	0.37%	4,042,887	0.37%	25,117	626	53.06	13.22%
Kansas	224	0.36%	5,807,045	0.36%	3,885,611	0.36%	26,007	614	53.38	14.41%
Kentucky	790	1.27%	19,968,091	1.24%	13,364,213	1.23%	25,200	613	53.84	14.48%
Louisiana	1,257	2.02%	33,361,294	2.06%	22,356,453	2.05%	26,112	615	53.54	14.34%
Maine	169	0.27%	4,429,162	0.27%	3,124,214	0.29%	24,854	613	54.14	13.08%
Maryland	1,288	2.06%	32,113,024	1.99%	20,917,970	1.92%	23,526	592	51.46	16.42%
Massachusetts	919	1.47%	22,620,438	1.40%	15,915,710	1.46%	23,178	623	54.13	13.28%
Michigan	1,396	2.24%	35,156,320	2.18%	22,622,106	2.08%	24,241	615	54.22	14.88%
Minnesota	320	0.51%	8,640,559	0.53%	5,849,476	0.54%	25,617	622	53.02	12.87%
Mississippi	798	1.28%	20,415,061	1.26%	12,966,065	1.19%	25,075	611	52.13	15.00%
Missouri	1,056	1.69%	24,658,273	1.53%	16,480,183	1.51%	23,400	610	53.46	15.15%
Montana	180	0.29%	5,045,992	0.31%	3,115,189	0.29%	27,154	628	53.84	13.20%
Nebraska	180	0.29%	4,417,725	0.27%	2,853,486	0.26%	24,284	628	51.98	13.00%
Nevada	519	0.83%	13,762,147	0.85%	9,157,401	0.84%	25,824	617	53.81	13.95%
New Hampshire	313	0.50%	7,569,700	0.47%	5,368,485	0.49%	23,470	603	54.03	13.80%
New Jersey	1,766	2.83%	43,663,400	2.70%	30,643,270	2.81%	23,439	626	53.84	13.47%
New Mexico	416	0.67%	10,794,462	0.67%	6,949,705	0.64%	25,241	608	53.37	14.83%
New York	3,112	4.99%	81,581,197	5.05%	55,164,247	5.07%	24,501	628	53.94	13.76%
North Carolina	2,337	3.75%	60,531,455	3.75%	41,077,229	3.77%	25,211	610	53.85	14.08%
North Dakota	78	0.13%	1,875,478	0.12%	1,283,611	0.12%	22,285	609	51.03	16.02%
Ohio	2,332	3.74%	54,157,838	3.35%	36,959,442	3.39%	23,023	613	54.02	14.69%
Oklahoma	1,031	1.65%	26,965,117	1.67%	18,153,764	1.67%	26,163	615	53.40	13.80%
Oregon	370	0.59%	9,330,991	0.58%	6,089,320	0.56%	25,410	617	52.36	13.77%
Pennsylvania	2,375	3.81%	57,652,982	3.57%	37,620,472	3.46%	23,711	605	53.36	14.12%
Rhode Island	162	0.26%	3,757,430	0.23%	2,745,611	0.25%	22,186	605	53.52	13.97%
South Carolina	1,042	1.67%	25,308,076	1.57%	16,240,792	1.49%	23,890	609	52.51	14.96%
South Dakota	70	0.11%	1,782,125	0.11%	1,190,161	0.11%	24,959	639	53.80	13.14%
Tennessee	1,383	2.22%	34,625,148	2.14%	23,419,919	2.15%	24,687	616	53.69	14.94%
Texas	10,536	16.89%	297,757,375	18.42%	203,647,510	18.71%	27,292	609	54.32	13.92%
Utah	181	0.29%	5,082,838	0.31%	3,445,061	0.32%	28,966	607	54.51	13.65%
Vermont	103	0.17%	2,844,847	0.18%	1,986,034	0.18%	26,062	609	54.39	12.57%
Virginia	871	1.40%	21,529,448	1.33%	14,635,270	1.34%	24,585	608	52.82	15.02%
Washington	362	0.58%	9,449,373	0.58%	5,959,968	0.55%	25,253	620	51.99	13.76%
West Virginia	529	0.85%	13,027,389	0.81%	8,848,814	0.81%	24,294	603	53.98	14.84%
Wisconsin	477	0.76%	12,138,501	0.75%	8,142,432	0.75%	24,896	608	53.75	14.59%
Wyoming	65	0.10%	1,856,674	0.11%	1,370,615	0.13%	26,905	630	52.95	13.04%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	110	0.18%	2,613,453	0.16%	1,506,837	0.14%	23,485	581	52.08	18.12%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.00%	99,927	0.01%	77,162	0.01%	27,224	602	48.82	16.23%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	62,380	100.00%	1,616,143,806	100.00%	1,088,724,592	100.00%	25,206	613	53.71	14.25%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	11,420	18.31%	365,110,009	22.59%	236,585,348	21.73%	29,476	624	52.96	12.20%
Used	50,960	81.69%	1,251,033,797	77.41%	852,139,244	78.27%	24,021	610	53.92	14.82%
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,380	100.00%	1,616,143,806	100.00%	1,088,724,592	100.00%	25,206	613	53.71	14.25%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	26,868	43.07%	579,099,507	35.83%	368,776,816	33.87%	21,024	609	52.94	15.91%
Truck	9,220	14.78%	343,039,377	21.23%	237,801,514	21.84%	32,732	627	54.06	11.85%
SUV	26,292	42.15%	694,004,922	42.94%	482,146,263	44.29%	24,693	609	54.13	14.16%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	62,380	100.00%	1,616,143,806	100.00%	1,088,724,592	100.00%	25,206	613	53.71	14.25%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,307	5.30%	82,091,348	5.08%	54,465,181	5.00%	25,805	613	53.29	14.68%
Ford: Lincoln	326	0.52%	8,499,529	0.53%	6,040,876	0.55%	24,679	595	53.75	14.84%
Ford: Mercury	2	0.00%	21,356	0.00%	3,795	0.00%	2,838	504	5.70	23.42%
GMC	1,512	2.42%	47,940,449	2.97%	33,604,607	3.09%	29,193	613	53.81	13.34%
GMC: Buick	742	1.19%	16,275,277	1.01%	11,053,881	1.02%	20,740	595	53.97	15.82%
GMC: Cadillac	652	1.05%	18,393,431	1.14%	12,895,785	1.18%	26,722	602	53.01	13.74%
GMC: Chevrolet	6,912	11.08%	179,762,812	11.12%	121,730,702	11.18%	25,744	608	53.60	14.83%
GMC: Hummer	2	0.00%	52,464	0.00%	7,977	0.00%	6,760	663	9.25	12.37%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	1	0.00%	8,248	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	39	0.06%	1,637,452	0.10%	1,113,611	0.10%	34,806	666	54.36	9.20%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,019	1.63%	28,765,197	1.78%	19,105,594	1.75%	26,066	610	53.66	14.15%
BMW: Mini	82	0.13%	1,566,991	0.10%	951,763	0.09%	18,183	619	51.84	14.97%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,155	1.85%	34,042,559	2.11%	23,334,982	2.14%	26,778	610	53.71	13.99%
Daimler: Smart	6	0.01%	54,627	0.00%	23,949	0.00%	6,348	622	53.48	20.44%
Fiat	97	0.16%	1,670,856	0.10%	814,795	0.07%	16,345	627	47.72	13.93%
Fiat: Alfa Romeo	101	0.16%	3,249,970	0.20%	2,305,695	0.21%	27,580	626	56.33	13.29%
Fiat: Chrysler	1,149	1.84%	26,313,546	1.63%	15,128,395	1.39%	22,484	616	51.13	14.57%
Fiat: Dodge	6,356	10.19%	227,528,544	14.08%	153,416,825	14.09%	32,250	643	54.00	11.39%
Fiat: Jeep	6,539	10.48%	183,540,708	11.36%	127,212,820	11.68%	26,197	625	54.46	12.64%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	100	0.16%	2,790,470	0.17%	1,969,531	0.18%	27,198	606	53.40	13.28%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,317	2.11%	27,715,324	1.71%	18,929,843	1.74%	20,486	598	53.83	15.55%
Volkswagen: Audi	491	0.79%	13,723,793	0.85%	9,015,337	0.83%	25,824	615	53.57	13.67%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	62	0.10%	2,452,405	0.15%	1,706,109	0.16%	33,433	633	54.56	11.07%
Honda	3,367	5.40%	77,910,412	4.82%	53,983,592	4.96%	21,491	606	54.01	15.75%
Honda: Acura	409	0.66%	11,112,066	0.69%	7,705,207	0.71%	24,652	610	53.57	13.94%
Hyundai	3,092	4.96%	60,219,101	3.73%	39,115,822	3.59%	18,703	595	53.21	16.59%
Hyundai: Kia	3,252	5.21%	65,856,404	4.07%	43,785,253	4.02%	19,451	596	53.31	16.58%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	718	1.15%	15,654,855	0.97%	10,469,140	0.96%	20,681	598	53.88	15.81%
Mitsubishi	1,212	1.94%	26,170,753	1.62%	16,624,831	1.53%	20,493	594	53.67	16.43%
Nissan	7,188	11.52%	156,726,303	9.70%	102,221,722	9.39%	20,755	598	53.24	16.18%
Nissan: Infiniti	636	1.02%	18,612,131	1.15%	12,511,957	1.15%	26,771	609	53.75	14.07%
Saab	1	0.00%	12,320	0.00%	5,276	0.00%	5,276	657	36.00	12.14%
Subaru	507	0.81%	11,826,688	0.73%	8,423,715	0.77%	21,752	610	54.01	14.70%
Suzuki	3	0.00%	30,287	0.00%	10,404	0.00%	4,487	639	18.23	15.45%
Tata: Jaguar	94	0.15%	3,116,076	0.19%	2,123,373	0.20%	30,037	601	54.36	13.89%
Tata: Land Rover	218	0.35%	7,819,619	0.48%	5,593,462	0.51%	31,819	623	54.45	11.66%
Toyota	4,204	6.74%	105,333,040	6.52%	71,730,471	6.59%	23,828	603	53.88	15.13%
Toyota: Lexus	442	0.71%	13,110,635	0.81%	9,359,757	0.86%	26,541	606	53.90	14.27%
Toyota: Scion	57	0.09%	827,358	0.05%	449,427	0.04%	12,572	603	46.10	19.18%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,011	8.03%	133,708,402	8.27%	89,779,129	8.25%	25,132	609	53.59	14.16%
Total:	62,380	100.00%	1,616,143,806	100.00%	1,088,724,592	100.00%	25,206	613	53.71	14.25%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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