StratMaker (145190)

Drive Auto Receivables Trust 2019-4

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

33.03% / 66.97%

Total Original # of Loans

29,640

WA Loan to Value (LTV)

71.95%

Total Original Loan Amount (OLA)

$ 609,060,029

WA Payment to Income (PTI)

11.90%

Weighted Average (WA) OLA

$ 23,324

WA FICO (non-zero)

576

Rep. Period Beginning Loan Amount

$ 259,563,470

WA Remaining Term (RT)

33.16

Rep. Period Ending Loan Amount (ELA)

$ 247,058,603

WA Original APR

18.74%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

29,640

Total Original Loan Amount (OLA)

$ 609,060,029

Weighted Average (WA) OLA

$ 23,324

Rep. Period Beginning Loan Amount

$ 259,563,470

Rep. Period Ending Loan Amount (ELA)

$ 247,058,603

As % of Reporting Period ELA:

New % / Used %

33.03% / 66.97%

WA Loan to Value (LTV)

71.95%

WA Payment to Income (PTI)

11.90%

WA FICO (non-zero)

576

WA Remaining Term (RT)

33.16

WA Original APR

18.74%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	4	0.01%	19,917	0.00%	7,546	0.00%	2,307	565	22.75	25.05%
$5,000 - $9,999	1,461	4.93%	12,214,182	2.01%	4,052,926	1.64%	4,552	571	26.13	20.47%
$10,000 - $14,999	5,788	19.53%	74,413,292	12.22%	28,578,458	11.57%	7,942	572	30.73	20.08%
$15,000 - $19,999	8,505	28.69%	148,360,096	24.36%	58,450,853	23.66%	11,208	573	32.45	19.38%
$20,000 - $24,999	6,327	21.35%	141,339,653	23.21%	57,778,625	23.39%	14,678	573	33.34	18.74%
$25,000 - $29,999	4,050	13.66%	110,551,311	18.15%	47,049,443	19.04%	18,388	573	34.25	18.52%
$30,000 - $39,999	3,202	10.80%	108,535,561	17.82%	45,327,716	18.35%	22,883	581	34.71	17.74%
$40,000 - $49,999	258	0.87%	10,982,901	1.80%	4,878,625	1.97%	26,037	610	34.81	14.31%
$50,000 - $59,999	30	0.10%	1,614,614	0.27%	524,486	0.21%	29,786	643	33.83	12.51%
$60,000 - $69,999	11	0.04%	707,657	0.12%	330,178	0.13%	42,573	624	33.35	16.22%
$70,000 - $79,999	3	0.01%	218,428	0.04%	79,746	0.03%	39,942	669	33.04	12.39%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	1	0.00%	102,419	0.02%	0	0.00%	0	0	0.00	0.00%
Total:	29,640	100.00%	609,060,029	100.00%	247,058,603	100.00%	15,425	576	33.16	18.74%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	11,583	39.08%	224,650,684	36.88%	5,875,323	2.38%	3,603	582	19.24	17.47%
$5,000 - $9,999	5,835	19.69%	87,171,238	14.31%	45,805,811	18.54%	8,097	579	29.73	18.94%
$10,000 - $14,999	6,357	21.45%	128,892,310	21.16%	78,331,215	31.71%	12,490	574	32.41	19.04%
$15,000 - $19,999	3,516	11.86%	91,729,516	15.06%	60,528,444	24.50%	17,334	574	34.27	18.75%
$20,000 - $24,999	1,629	5.50%	50,873,693	8.35%	36,024,034	14.58%	22,205	575	36.24	18.41%
$25,000 - $29,999	542	1.83%	18,644,975	3.06%	14,612,499	5.91%	27,030	575	38.41	18.35%
$30,000 - $39,999	172	0.58%	6,741,593	1.11%	5,606,214	2.27%	32,753	581	40.64	17.64%
$40,000 - $49,999	4	0.01%	230,514	0.04%	168,243	0.07%	42,112	643	40.09	12.04%
$50,000 - $59,999	2	0.01%	125,506	0.02%	106,820	0.04%	53,523	598	41.57	16.10%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	29,640	100.00%	609,060,029	100.00%	247,058,603	100.00%	15,425	576	33.16	18.74%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	29,640	100.00%	609,060,029	100.00%	247,058,603	100.00%	15,425	576	33.16	18.74%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,640	100.00%	609,060,029	100.00%	247,058,603	100.00%	15,425	576	33.16	18.74%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	3	0.01%	30,288	0.00%	9,804	0.00%	5,101	715	28.85	3.92%
5.00 - 7.49%	65	0.22%	1,110,594	0.18%	442,131	0.18%	9,272	697	31.37	6.45%
7.50 - 9.99%	144	0.49%	3,001,643	0.49%	1,312,880	0.53%	14,215	646	32.04	8.93%
10.00 - 12.49%	361	1.22%	8,272,504	1.36%	3,568,844	1.44%	15,704	626	32.59	11.41%
12.50 - 14.99%	1,171	3.95%	28,173,659	4.63%	12,211,934	4.94%	16,449	607	33.21	13.81%
15.00 - 17.49%	5,266	17.77%	122,387,289	20.09%	53,329,918	21.59%	16,570	589	33.52	16.25%
17.50 - 19.99%	9,562	32.26%	207,906,350	34.14%	84,367,766	34.15%	15,868	574	33.34	18.13%
20.00 - 22.49%	7,281	24.56%	140,514,691	23.07%	55,669,665	22.53%	14,604	563	32.86	20.75%
22.50 - 24.99%	4,226	14.26%	73,039,540	11.99%	28,292,862	11.45%	13,943	557	33.03	23.27%
25.00 - 27.49%	1,360	4.59%	21,703,838	3.56%	6,916,938	2.80%	12,956	535	31.87	24.78%
27.50 - 29.99%	201	0.68%	2,919,632	0.48%	935,862	0.38%	12,411	524	32.29	27.63%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,640	100.00%	609,060,029	100.00%	247,058,603	100.00%	15,425	576	33.16	18.74%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,896	6.40%	36,240,471	5.95%	14,746,596	5.97%	15,275	474	33.10	20.17%
500 - 549	6,357	21.45%	130,084,839	21.36%	53,603,498	21.70%	15,660	528	33.42	19.40%
550 - 599	9,575	32.30%	202,734,020	33.29%	85,301,435	34.53%	15,902	574	33.58	18.57%
600 - 649	5,493	18.53%	120,948,578	19.86%	49,619,154	20.08%	16,046	619	33.29	17.70%
650 - 699	1,525	5.15%	32,745,358	5.38%	12,743,195	5.16%	15,417	670	32.53	17.20%
700 - 749	524	1.77%	10,854,462	1.78%	4,341,456	1.76%	14,500	719	32.13	16.58%
750 - 799	99	0.33%	1,879,196	0.31%	648,230	0.26%	12,374	767	31.52	14.12%
800+	37	0.12%	576,873	0.09%	232,163	0.09%	9,596	831	29.42	9.74%
NA	4,134	13.95%	72,996,233	11.99%	25,822,876	10.45%	12,542	0	31.60	20.47%
Total:	29,640	100.00%	609,060,029	100.00%	247,058,603	100.00%	15,425	576	33.16	18.74%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	9	0.03%	76,975	0.01%	0	0.00%	0	0	0.00	0.00%
25 - 36	49	0.17%	558,691	0.09%	32,875	0.01%	4,472	530	5.52	14.21%
37 - 48	697	2.35%	8,806,293	1.45%	1,404,984	0.57%	4,968	570	9.97	20.39%
49 - 60	2,016	6.80%	28,462,232	4.67%	9,297,095	3.76%	8,346	577	21.18	19.92%
61 - 72	24,601	83.00%	505,459,004	82.99%	207,458,007	83.97%	15,034	575	33.35	18.81%
73+	2,268	7.65%	65,696,835	10.79%	28,865,641	11.68%	21,039	577	36.87	17.80%
Total:	29,640	100.00%	609,060,029	100.00%	247,058,603	100.00%	15,425	576	33.16	18.74%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	9,625	32.47%	199,470,661	32.75%	85,789	0.03%	6,786	533	0.00	17.13%
1 - 12	880	2.97%	14,626,852	2.40%	2,585,270	1.05%	5,130	564	7.74	15.03%
13 - 24	1,699	5.73%	25,143,153	4.13%	10,637,049	4.31%	7,906	576	20.08	18.59%
25 - 36	14,682	49.53%	303,045,218	49.76%	179,865,476	72.80%	14,185	577	32.36	18.77%
37 - 48	2,698	9.10%	65,442,034	10.74%	52,766,227	21.36%	21,550	570	39.26	18.87%
49 - 60	31	0.10%	751,753	0.12%	581,367	0.24%	20,865	568	54.04	18.72%
61 - 72	22	0.07%	508,989	0.08%	467,350	0.19%	23,093	568	65.52	19.83%
73+	3	0.01%	71,370	0.01%	70,076	0.03%	23,494	586	75.76	18.11%
Total:	29,640	100.00%	609,060,029	100.00%	247,058,603	100.00%	15,425	576	33.16	18.74%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	11,984	40.43%	238,586,874	39.17%	128,038,921	51.83%	14,037	581	32.66	18.53%
1 - 15	3,469	11.70%	73,843,747	12.12%	45,623,701	18.47%	16,287	572	33.41	18.80%
16 - 30	1,810	6.11%	37,930,537	6.23%	23,818,489	9.64%	16,285	570	33.51	18.90%
31 - 60	2,167	7.31%	46,180,182	7.58%	30,113,297	12.19%	17,653	566	33.97	19.11%
61 - 90	1,027	3.46%	21,751,281	3.57%	14,288,823	5.78%	17,914	569	34.24	19.35%
91 - 120	428	1.44%	9,171,382	1.51%	5,175,372	2.09%	18,366	574	34.09	19.00%
121+	8,755	29.54%	181,596,028	29.82%	0	0.00%	0	0	0.00	0.00%
Total:	29,640	100.00%	609,060,029	100.00%	247,058,603	100.00%	15,425	576	33.16	18.74%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,463	4.94%	28,938,880	4.75%	10,277,646	4.16%	14,279	581	32.68	18.43%
Stated, not verified	27,884	94.08%	574,124,750	94.26%	235,599,180	95.36%	15,477	575	33.21	18.77%
Stated, verified to Level 3²	293	0.99%	5,996,400	0.98%	1,181,777	0.48%	14,990	555	27.81	16.82%
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,640	100.00%	609,060,029	100.00%	247,058,603	100.00%	15,425	576	33.16	18.74%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	28,524	96.23%	585,721,587	96.17%	238,665,150	96.60%	15,395	577	33.17	18.73%
Stated, verified but not Level 4 or 5	1,116	3.77%	23,338,442	3.83%	8,393,453	3.40%	16,290	549	33.02	19.16%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,640	100.00%	609,060,029	100.00%	247,058,603	100.00%	15,425	576	33.16	18.74%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	1,550	5.23%	26,020,574	4.27%	11,128,393	4.50%	12,277	584	31.74	16.72%
5.00 - 9.99%	8,697	29.34%	168,354,735	27.64%	69,543,363	28.15%	14,643	571	32.84	18.47%
10.00 - 14.99%	12,388	41.79%	262,954,254	43.17%	106,155,900	42.97%	16,107	575	33.50	18.96%
15.00 - 19.99%	6,664	22.48%	144,022,518	23.65%	57,396,009	23.23%	15,743	579	33.27	19.11%
20.00 - 24.99%	340	1.15%	7,687,748	1.26%	2,828,694	1.14%	15,023	574	31.93	17.92%
25.00 - 29.99%	1	0.00%	20,200	0.00%	6,244	0.00%	6,244	0	13.00	6.00%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,640	100.00%	609,060,029	100.00%	247,058,603	100.00%	15,425	576	33.16	18.74%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	5	0.02%	37,592	0.01%	9,700	0.00%	4,537	624	26.66	16.11%
25.00 - 49.99%	87	0.29%	1,071,043	0.18%	433,445	0.18%	7,085	568	28.09	14.93%
50.00 - 74.99%	539	1.82%	9,127,633	1.50%	3,828,549	1.55%	11,856	557	31.52	17.02%
75.00 - 99.99%	6,302	21.26%	136,684,609	22.44%	56,590,163	22.91%	16,317	562	33.68	18.28%
100.00 - 109.99%	6,037	20.37%	129,419,785	21.25%	51,162,364	20.71%	16,227	567	33.41	18.61%
110.00 - 119.99%	7,455	25.15%	154,340,423	25.34%	62,418,575	25.26%	15,534	574	33.17	18.98%
120.00 - 129.99%	5,513	18.60%	109,500,604	17.98%	44,348,986	17.95%	14,818	587	32.90	18.99%
130.00 - 139.99%	3,539	11.94%	65,765,502	10.80%	27,024,543	10.94%	13,499	597	32.41	19.40%
140.00%+	163	0.55%	3,112,839	0.51%	1,242,278	0.50%	13,852	634	32.07	17.16%
Total:	29,640	100.00%	609,060,029	100.00%	247,058,603	100.00%	15,425	576	33.16	18.74%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	651	2.20%	13,502,213	2.22%	5,857,400	2.37%	15,731	583	33.25	19.68%
Alaska	60	0.20%	1,309,733	0.22%	522,575	0.21%	15,902	586	32.84	20.74%
Arizona	590	1.99%	12,632,402	2.07%	4,606,493	1.86%	15,946	589	33.06	19.25%
Arkansas	590	1.99%	11,920,736	1.96%	4,884,687	1.98%	14,974	574	32.97	17.97%
California	2,365	7.98%	48,913,017	8.03%	18,604,199	7.53%	15,263	577	32.84	19.35%
Colorado	211	0.71%	4,440,440	0.73%	1,824,296	0.74%	15,690	583	33.29	18.67%
Connecticut	247	0.83%	4,826,489	0.79%	1,974,615	0.80%	13,457	569	31.83	17.39%
Delaware	138	0.47%	2,497,334	0.41%	1,024,979	0.41%	13,186	574	32.81	19.27%
Florida	3,111	10.50%	61,023,776	10.02%	25,640,022	10.38%	14,638	574	33.24	17.93%
Georgia	1,718	5.80%	36,817,204	6.04%	15,589,827	6.31%	16,257	577	33.74	19.50%
Hawaii	108	0.36%	1,921,138	0.32%	764,566	0.31%	13,909	582	31.77	19.93%
Idaho	51	0.17%	984,270	0.16%	412,425	0.17%	16,595	573	32.41	18.89%
Illinois	1,123	3.79%	23,139,113	3.80%	9,609,422	3.89%	15,688	581	33.28	19.20%
Indiana	351	1.18%	6,809,543	1.12%	2,805,962	1.14%	14,799	575	33.48	19.10%
Iowa	101	0.34%	2,043,685	0.34%	681,729	0.28%	14,513	564	32.82	18.64%
Kansas	108	0.36%	2,006,806	0.33%	885,512	0.36%	13,945	575	32.18	19.82%
Kentucky	440	1.48%	8,551,230	1.40%	3,531,103	1.43%	14,248	580	32.80	18.49%
Louisiana	804	2.71%	17,045,452	2.80%	6,693,526	2.71%	16,422	577	33.68	18.69%
Maine	71	0.24%	1,446,869	0.24%	675,044	0.27%	16,177	583	33.26	17.29%
Maryland	809	2.73%	17,013,108	2.79%	6,706,038	2.71%	15,630	567	33.26	19.32%
Massachusetts	471	1.59%	9,289,868	1.53%	3,083,957	1.25%	13,502	574	32.05	18.46%
Michigan	382	1.29%	7,576,787	1.24%	2,897,185	1.17%	14,104	580	32.02	19.19%
Minnesota	143	0.48%	3,049,904	0.50%	1,419,688	0.57%	15,681	567	32.74	18.13%
Mississippi	497	1.68%	10,828,328	1.78%	4,551,451	1.84%	16,132	581	33.44	18.68%
Missouri	448	1.51%	8,690,088	1.43%	3,603,857	1.46%	14,611	563	33.21	19.54%
Montana	102	0.34%	2,160,962	0.35%	720,802	0.29%	16,626	575	33.46	19.52%
Nebraska	100	0.34%	1,900,045	0.31%	783,816	0.32%	14,534	577	32.54	17.40%
Nevada	357	1.20%	7,602,968	1.25%	2,929,285	1.19%	17,453	575	34.82	19.37%
New Hampshire	130	0.44%	2,570,226	0.42%	1,154,952	0.47%	15,425	565	33.86	19.84%
New Jersey	593	2.00%	11,632,299	1.91%	5,094,965	2.06%	14,159	577	32.43	19.16%
New Mexico	251	0.85%	5,417,747	0.89%	2,217,046	0.90%	16,464	578	33.53	19.84%
New York	1,123	3.79%	24,050,640	3.95%	10,419,275	4.22%	15,609	578	32.85	19.10%
North Carolina	1,326	4.47%	27,232,139	4.47%	10,229,228	4.14%	15,095	577	33.39	17.77%
North Dakota	41	0.14%	883,890	0.15%	271,724	0.11%	14,670	585	32.37	20.43%
Ohio	893	3.01%	17,046,777	2.80%	6,333,510	2.56%	14,271	578	32.51	19.16%
Oklahoma	451	1.52%	8,753,983	1.44%	3,543,261	1.43%	14,540	573	32.93	18.91%
Oregon	200	0.67%	3,949,282	0.65%	1,631,746	0.66%	15,851	579	33.62	19.27%
Pennsylvania	1,309	4.42%	26,520,171	4.35%	10,983,407	4.45%	14,533	569	32.63	18.08%
Rhode Island	92	0.31%	1,702,478	0.28%	674,918	0.27%	13,467	558	32.44	17.77%
South Carolina	717	2.42%	14,279,446	2.34%	6,025,526	2.44%	15,779	573	33.39	19.08%
South Dakota	32	0.11%	572,095	0.09%	177,176	0.07%	14,893	578	31.64	19.37%
Tennessee	675	2.28%	13,355,131	2.19%	5,408,242	2.19%	14,880	577	33.37	19.46%
Texas	4,188	14.13%	91,428,488	15.01%	37,594,941	15.22%	16,461	576	33.29	18.08%
Utah	85	0.29%	1,810,628	0.30%	722,831	0.29%	17,085	581	33.54	19.35%
Vermont	52	0.18%	1,055,041	0.17%	386,098	0.16%	14,645	573	31.62	17.73%
Virginia	480	1.62%	9,651,656	1.58%	4,204,123	1.70%	15,193	573	33.62	19.28%
Washington	197	0.66%	4,083,162	0.67%	1,629,366	0.66%	16,652	563	34.35	19.86%
West Virginia	290	0.98%	5,871,236	0.96%	2,250,587	0.91%	16,162	568	33.55	19.08%
Wisconsin	235	0.79%	4,574,595	0.75%	1,946,734	0.79%	14,729	580	32.83	18.56%
Wyoming	41	0.14%	952,893	0.16%	396,144	0.16%	19,461	555	36.31	18.97%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	2	0.01%	26,435	0.00%	14,925	0.01%	7,731	618	32.00	16.59%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	87	0.29%	1,626,978	0.27%	450,689	0.18%	13,406	558	32.46	20.71%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.01%	69,107	0.01%	12,730	0.01%	12,730	593	32.00	16.78%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	29,640	100.00%	609,060,029	100.00%	247,058,603	100.00%	15,425	576	33.16	18.74%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	7,735	26.10%	200,014,742	32.84%	81,595,877	33.03%	18,781	574	34.84	17.98%
Used	21,905	73.90%	409,045,288	67.16%	165,462,726	66.97%	13,770	576	32.34	19.12%
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,640	100.00%	609,060,029	100.00%	247,058,603	100.00%	15,425	576	33.16	18.74%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	15,983	53.92%	285,647,677	46.90%	110,842,021	44.86%	13,251	576	32.77	19.13%
Truck	3,111	10.50%	89,930,955	14.77%	36,435,056	14.75%	20,007	581	33.06	18.04%
SUV	10,546	35.58%	233,481,397	38.33%	99,781,527	40.39%	16,167	574	33.64	18.58%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	29,640	100.00%	609,060,029	100.00%	247,058,603	100.00%	15,425	576	33.16	18.74%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,038	10.25%	59,788,294	9.82%	24,016,537	9.72%	14,850	575	32.30	18.92%
Ford: Lincoln	122	0.41%	2,362,111	0.39%	881,120	0.36%	13,684	563	32.01	18.81%
Ford: Mercury	8	0.03%	71,954	0.01%	8,013	0.00%	4,264	581	25.03	19.97%
GMC	566	1.91%	14,482,051	2.38%	6,212,801	2.51%	18,730	575	32.61	18.23%
GMC: Buick	381	1.29%	7,056,776	1.16%	3,007,478	1.22%	13,809	567	32.69	18.85%
GMC: Cadillac	250	0.84%	5,311,073	0.87%	2,129,547	0.86%	15,452	567	32.09	18.82%
GMC: Chevrolet	3,509	11.84%	71,555,349	11.75%	28,653,425	11.60%	15,215	578	32.50	18.78%
GMC: Hummer	2	0.01%	46,269	0.01%	5,497	0.00%	5,497	508	9.00	6.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	1	0.00%	10,319	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	4	0.01%	54,168	0.01%	0	0.00%	0	0	0.00	0.00%
Tesla	1	0.00%	36,076	0.01%	17,801	0.01%	17,801	0	31.00	16.58%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	448	1.51%	9,897,962	1.63%	3,689,349	1.49%	16,117	565	32.13	19.06%
BMW: Mini	65	0.22%	1,003,192	0.16%	402,359	0.16%	11,481	572	31.47	18.95%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	377	1.27%	9,189,055	1.51%	3,729,846	1.51%	17,490	574	32.72	18.45%
Daimler: Smart	5	0.02%	40,062	0.01%	9,588	0.00%	2,794	543	19.80	17.98%
Fiat	87	0.29%	1,536,882	0.25%	680,914	0.28%	14,367	573	36.22	19.46%
Fiat: Alfa Romeo	4	0.01%	109,038	0.02%	40,010	0.02%	14,900	585	33.27	17.66%
Fiat: Chrysler	664	2.24%	13,399,469	2.20%	5,137,487	2.08%	16,137	579	32.92	18.48%
Fiat: Dodge	3,672	12.39%	93,014,954	15.27%	38,300,537	15.50%	18,755	582	34.38	18.18%
Fiat: Jeep	2,663	8.98%	63,225,633	10.38%	26,393,066	10.68%	17,276	575	34.52	18.39%
Fiat: Maserati	2	0.01%	60,301	0.01%	40,900	0.02%	20,502	609	34.58	17.88%
Geely: Volvo	49	0.17%	893,535	0.15%	360,499	0.15%	14,980	580	35.16	17.25%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	511	1.72%	8,007,001	1.31%	2,992,139	1.21%	11,134	571	32.05	19.38%
Volkswagen: Audi	216	0.73%	4,813,428	0.79%	1,669,470	0.68%	16,619	570	32.87	19.21%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	14	0.05%	437,086	0.07%	227,901	0.09%	23,336	577	33.63	19.26%
Honda	1,219	4.11%	22,867,602	3.75%	9,125,360	3.69%	13,335	577	32.34	19.08%
Honda: Acura	132	0.45%	2,579,662	0.42%	975,971	0.40%	13,877	570	32.38	18.90%
Hyundai	1,766	5.96%	28,372,198	4.66%	11,436,097	4.63%	11,541	574	32.61	19.27%
Hyundai: Kia	1,731	5.84%	30,970,747	5.09%	12,577,963	5.09%	13,090	574	32.91	19.30%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	316	1.07%	5,527,375	0.91%	2,466,150	1.00%	12,785	577	32.69	19.69%
Mitsubishi	816	2.75%	16,144,929	2.65%	5,534,373	2.24%	14,182	571	33.74	18.92%
Nissan	3,905	13.17%	72,373,492	11.88%	29,636,068	12.00%	13,503	574	33.04	19.01%
Nissan: Infiniti	219	0.74%	5,174,883	0.85%	2,190,884	0.89%	17,925	566	34.18	18.91%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	185	0.62%	3,498,515	0.57%	1,348,950	0.55%	12,926	580	32.32	18.46%
Suzuki	3	0.01%	27,374	0.00%	2,902	0.00%	2,902	579	20.00	20.58%
Tata: Jaguar	28	0.09%	719,063	0.12%	217,131	0.09%	17,773	577	32.08	17.94%
Tata: Land Rover	35	0.12%	948,760	0.16%	353,536	0.14%	19,190	573	32.00	16.85%
Toyota	2,254	7.60%	46,218,793	7.59%	19,514,106	7.90%	14,866	572	32.88	18.77%
Toyota: Lexus	176	0.59%	4,083,347	0.67%	1,780,792	0.72%	17,419	569	33.31	18.33%
Toyota: Scion	45	0.15%	595,491	0.10%	200,558	0.08%	7,671	575	28.35	20.84%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	151	0.51%	2,555,759	0.42%	1,091,481	0.44%	12,341	576	32.35	19.10%
Total:	29,640	100.00%	609,060,029	100.00%	247,058,603	100.00%	15,425	576	33.16	18.74%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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