StratMaker (145196)

Drive Auto Receivables Trust 2018-5

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

40.17% / 59.83%

Total Original # of Loans

21,396

WA Loan to Value (LTV)

59.60%

Total Original Loan Amount (OLA)

$ 450,962,135

WA Payment to Income (PTI)

11.71%

Weighted Average (WA) OLA

$ 23,756

WA FICO (non-zero)

572

Rep. Period Beginning Loan Amount

$ 135,573,610

WA Remaining Term (RT)

25.40

Rep. Period Ending Loan Amount (ELA)

$ 127,596,017

WA Original APR

18.67%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

21,396

Total Original Loan Amount (OLA)

$ 450,962,135

Weighted Average (WA) OLA

$ 23,756

Rep. Period Beginning Loan Amount

$ 135,573,610

Rep. Period Ending Loan Amount (ELA)

$ 127,596,017

As % of Reporting Period ELA:

New % / Used %

40.17% / 59.83%

WA Loan to Value (LTV)

59.60%

WA Payment to Income (PTI)

11.71%

WA FICO (non-zero)

572

WA Remaining Term (RT)

25.40

WA Original APR

18.67%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.01%	14,675	0.00%	140	0.00%	140	0	10.00	20.11%
$5,000 - $9,999	1,000	4.67%	8,298,872	1.84%	1,650,285	1.29%	3,589	566	19.50	20.88%
$10,000 - $14,999	3,836	17.93%	49,340,626	10.94%	13,261,892	10.39%	6,565	567	23.13	20.30%
$15,000 - $19,999	5,495	25.68%	96,100,421	21.31%	27,635,985	21.66%	9,424	569	24.54	19.43%
$20,000 - $24,999	4,979	23.27%	112,081,950	24.85%	31,489,962	24.68%	12,751	566	25.72	18.93%
$25,000 - $29,999	3,513	16.42%	95,520,293	21.18%	27,208,414	21.32%	15,679	569	26.50	18.36%
$30,000 - $39,999	2,322	10.85%	78,612,196	17.43%	23,074,568	18.08%	19,134	584	26.39	17.42%
$40,000 - $49,999	230	1.07%	9,997,405	2.22%	2,999,573	2.35%	21,164	614	25.57	13.49%
$50,000 - $59,999	13	0.06%	676,263	0.15%	169,630	0.13%	23,205	633	25.14	11.18%
$60,000 - $69,999	5	0.02%	319,434	0.07%	105,567	0.08%	37,059	689	27.30	15.16%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	21,396	100.00%	450,962,135	100.00%	127,596,017	100.00%	13,280	572	25.40	18.67%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	10,861	50.76%	215,961,135	47.89%	5,821,616	4.56%	3,729	580	18.00	18.61%
$5,000 - $9,999	4,836	22.60%	85,252,379	18.90%	36,267,833	28.42%	7,761	577	22.61	18.65%
$10,000 - $14,999	3,421	15.99%	82,195,100	18.23%	41,681,146	32.67%	12,350	571	24.97	18.58%
$15,000 - $19,999	1,536	7.18%	43,641,604	9.68%	26,246,038	20.57%	17,205	570	27.58	18.78%
$20,000 - $24,999	542	2.53%	16,696,196	3.70%	11,942,490	9.36%	22,128	564	30.66	18.95%
$25,000 - $29,999	154	0.72%	5,401,963	1.20%	4,140,014	3.24%	26,948	571	32.54	18.44%
$30,000 - $39,999	45	0.21%	1,752,358	0.39%	1,450,803	1.14%	32,376	561	33.81	18.28%
$40,000 - $49,999	1	0.00%	61,400	0.01%	46,078	0.04%	46,078	677	32.00	20.48%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	21,396	100.00%	450,962,135	100.00%	127,596,017	100.00%	13,280	572	25.40	18.67%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	21,396	100.00%	450,962,135	100.00%	127,596,017	100.00%	13,280	572	25.40	18.67%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,396	100.00%	450,962,135	100.00%	127,596,017	100.00%	13,280	572	25.40	18.67%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	225	1.05%	5,528,431	1.23%	1,687,584	1.32%	11,545	637	23.58	9.32%
10.00 - 12.49%	707	3.30%	17,311,453	3.84%	5,226,983	4.10%	12,048	616	23.80	11.38%
12.50 - 14.99%	1,225	5.73%	29,783,838	6.60%	9,568,465	7.50%	13,150	598	24.67	13.67%
15.00 - 17.49%	2,423	11.32%	55,396,738	12.28%	17,375,695	13.62%	13,269	582	25.13	16.23%
17.50 - 19.99%	7,602	35.53%	173,037,010	38.37%	48,953,266	38.37%	13,974	570	25.84	18.29%
20.00 - 22.49%	4,610	21.55%	89,416,835	19.83%	25,301,933	19.83%	12,859	565	25.41	20.81%
22.50 - 24.99%	2,883	13.47%	52,196,147	11.57%	12,869,086	10.09%	12,650	547	25.39	23.43%
25.00 - 27.49%	1,342	6.27%	22,110,912	4.90%	5,167,377	4.05%	12,298	533	25.37	25.39%
27.50 - 29.99%	379	1.77%	6,180,771	1.37%	1,445,627	1.13%	13,715	526	26.23	27.72%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,396	100.00%	450,962,135	100.00%	127,596,017	100.00%	13,280	572	25.40	18.67%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,842	8.61%	36,452,526	8.08%	10,390,492	8.14%	13,814	474	26.15	20.32%
500 - 549	4,836	22.60%	100,811,553	22.35%	29,508,615	23.13%	13,733	528	25.92	19.35%
550 - 599	6,785	31.71%	146,722,146	32.54%	42,899,722	33.62%	13,602	574	25.65	18.36%
600 - 649	3,552	16.60%	80,074,185	17.76%	22,589,397	17.70%	13,198	619	24.97	17.52%
650 - 699	1,112	5.20%	24,989,382	5.54%	6,928,990	5.43%	12,550	669	24.20	16.45%
700 - 749	382	1.79%	8,424,230	1.87%	2,300,414	1.80%	12,296	720	23.65	16.27%
750 - 799	98	0.46%	2,212,152	0.49%	606,596	0.48%	11,295	772	23.25	13.80%
800+	41	0.19%	905,904	0.20%	263,165	0.21%	12,639	831	23.64	11.82%
NA	2,748	12.84%	50,370,055	11.17%	12,108,626	9.49%	11,444	0	24.56	20.96%
Total:	21,396	100.00%	450,962,135	100.00%	127,596,017	100.00%	13,280	572	25.40	18.67%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	11	0.05%	92,713	0.02%	0	0.00%	0	0	0.00	0.00%
25 - 36	38	0.18%	376,844	0.08%	9,392	0.01%	5,677	531	9.01	6.00%
37 - 48	292	1.36%	3,547,250	0.79%	182,406	0.14%	4,324	567	6.95	16.16%
49 - 60	1,355	6.33%	19,294,192	4.28%	3,404,424	2.67%	6,373	569	13.08	19.95%
61 - 72	17,031	79.60%	355,343,941	78.80%	104,483,471	81.89%	12,684	576	25.22	18.45%
73+	2,669	12.47%	72,307,196	16.03%	19,516,324	15.30%	17,759	553	28.68	19.67%
Total:	21,396	100.00%	450,962,135	100.00%	127,596,017	100.00%	13,280	572	25.40	18.67%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	9,056	42.33%	192,506,136	42.69%	9,029	0.01%	912	559	0.00	18.05%
1 - 12	767	3.58%	11,231,263	2.49%	2,414,257	1.89%	4,654	573	9.58	18.84%
13 - 24	7,063	33.01%	142,667,737	31.64%	59,116,108	46.33%	9,817	581	22.20	18.29%
25 - 36	4,438	20.74%	102,832,665	22.80%	64,589,850	50.62%	16,559	565	28.50	18.99%
37 - 48	52	0.24%	1,263,948	0.28%	1,074,079	0.84%	23,387	556	38.56	19.77%
49 - 60	13	0.06%	296,632	0.07%	238,242	0.19%	19,530	539	54.75	20.02%
61 - 72	7	0.03%	163,753	0.04%	154,450	0.12%	22,892	571	66.02	17.26%
73+	-	-	-	-	-	-	-	-	-	-
Total:	21,396	100.00%	450,962,135	100.00%	127,596,017	100.00%	13,280	572	25.40	18.67%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	7,213	33.71%	147,691,006	32.75%	62,004,496	48.59%	11,583	578	24.58	18.32%
1 - 15	2,239	10.46%	47,805,168	10.60%	24,304,956	19.05%	13,776	569	25.47	18.75%
16 - 30	1,130	5.28%	24,226,705	5.37%	12,601,842	9.88%	14,095	567	25.85	18.86%
31 - 60	1,408	6.58%	30,597,489	6.78%	17,330,037	13.58%	15,809	565	26.96	19.13%
61 - 90	697	3.26%	15,123,268	3.35%	8,747,069	6.86%	16,655	566	26.85	19.52%
91 - 120	243	1.14%	5,133,293	1.14%	2,607,617	2.04%	16,922	563	26.67	19.44%
121+	8,466	39.57%	180,385,206	40.00%	0	0.00%	0	0	0.00	0.00%
Total:	21,396	100.00%	450,962,135	100.00%	127,596,017	100.00%	13,280	572	25.40	18.67%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,179	5.51%	24,051,629	5.33%	6,044,543	4.74%	12,548	574	25.09	18.12%
Stated, not verified	19,957	93.27%	421,299,561	93.42%	120,617,465	94.53%	13,301	572	25.42	18.70%
Stated, verified to Level 3²	260	1.22%	5,610,945	1.24%	934,009	0.73%	15,180	566	24.84	18.34%
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,396	100.00%	450,962,135	100.00%	127,596,017	100.00%	13,280	572	25.40	18.67%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	19,692	92.04%	414,959,839	92.02%	117,826,142	92.34%	13,117	573	25.28	18.60%
Stated, verified but not Level 4 or 5	1,704	7.96%	36,002,296	7.98%	9,769,874	7.66%	15,243	562	26.87	19.59%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,396	100.00%	450,962,135	100.00%	127,596,017	100.00%	13,280	572	25.40	18.67%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	1,315	6.15%	23,476,888	5.21%	6,869,466	5.38%	10,337	584	23.85	16.20%
5.00 - 9.99%	6,650	31.08%	132,139,534	29.30%	39,111,407	30.65%	12,759	571	25.16	18.26%
10.00 - 14.99%	8,550	39.96%	186,225,374	41.30%	52,005,032	40.76%	13,746	572	25.45	18.97%
15.00 - 19.99%	4,455	20.82%	99,067,118	21.97%	26,823,610	21.02%	13,779	571	25.92	19.28%
20.00 - 24.99%	425	1.99%	10,026,660	2.22%	2,777,284	2.18%	14,358	573	26.74	18.96%
25.00 - 29.99%	1	0.00%	26,560	0.01%	9,217	0.01%	9,217	634	14.00	16.87%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,396	100.00%	450,962,135	100.00%	127,596,017	100.00%	13,280	572	25.40	18.67%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	3	0.01%	22,881	0.01%	7,547	0.01%	3,807	503	17.17	19.32%
25.00 - 49.99%	73	0.34%	929,728	0.21%	237,456	0.19%	6,379	531	21.29	15.90%
50.00 - 74.99%	394	1.84%	7,396,451	1.64%	2,220,072	1.74%	11,083	553	23.55	15.92%
75.00 - 99.99%	6,007	28.08%	134,749,582	29.88%	37,042,982	29.03%	14,179	554	26.09	18.72%
100.00 - 109.99%	4,542	21.23%	98,019,052	21.74%	28,061,813	21.99%	13,690	563	25.67	18.72%
110.00 - 119.99%	4,642	21.70%	96,899,333	21.49%	27,703,958	21.71%	13,199	574	25.25	18.67%
120.00 - 129.99%	3,481	16.27%	70,444,083	15.62%	20,104,639	15.76%	12,515	589	24.79	18.69%
130.00 - 139.99%	2,146	10.03%	40,276,720	8.93%	11,575,905	9.07%	11,539	606	24.48	19.08%
140.00%+	108	0.50%	2,224,305	0.49%	641,646	0.50%	12,495	638	23.88	16.37%
Total:	21,396	100.00%	450,962,135	100.00%	127,596,017	100.00%	13,280	572	25.40	18.67%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	405	1.89%	8,086,219	1.79%	2,490,092	1.95%	13,464	581	25.42	20.30%
Alaska	40	0.19%	929,207	0.21%	230,662	0.18%	13,780	566	24.12	20.49%
Arizona	384	1.79%	8,318,838	1.84%	2,519,797	1.97%	14,289	573	26.22	19.67%
Arkansas	451	2.11%	9,577,538	2.12%	2,425,925	1.90%	12,655	578	24.96	18.02%
California	2,259	10.56%	47,252,676	10.48%	10,892,875	8.54%	13,005	573	25.24	19.43%
Colorado	149	0.70%	3,212,547	0.71%	968,894	0.76%	12,526	572	24.72	18.18%
Connecticut	201	0.94%	4,261,019	0.94%	1,314,900	1.03%	12,145	560	23.78	16.41%
Delaware	89	0.42%	1,746,765	0.39%	481,102	0.38%	12,075	554	24.84	18.78%
Florida	1,911	8.93%	38,022,071	8.43%	11,602,584	9.09%	12,427	575	25.41	17.79%
Georgia	1,160	5.42%	24,669,929	5.47%	7,264,595	5.69%	14,009	577	26.21	19.86%
Hawaii	71	0.33%	1,345,388	0.30%	387,273	0.30%	14,136	566	25.39	20.24%
Idaho	44	0.21%	982,872	0.22%	281,155	0.22%	14,337	551	27.40	19.71%
Illinois	780	3.65%	16,349,444	3.63%	5,151,013	4.04%	13,415	570	26.05	19.76%
Indiana	259	1.21%	5,195,712	1.15%	1,540,347	1.21%	12,206	582	24.64	18.89%
Iowa	77	0.36%	1,603,834	0.36%	479,741	0.38%	12,804	575	25.78	18.78%
Kansas	88	0.41%	1,842,202	0.41%	590,951	0.46%	14,052	557	26.46	19.07%
Kentucky	212	0.99%	4,281,343	0.95%	1,229,216	0.96%	11,267	579	23.99	17.98%
Louisiana	586	2.74%	12,333,396	2.73%	3,588,909	2.81%	14,016	572	25.74	18.50%
Maine	52	0.24%	1,068,701	0.24%	327,723	0.26%	12,397	540	24.47	17.51%
Maryland	456	2.13%	9,867,039	2.19%	3,334,590	2.61%	14,229	565	26.44	18.43%
Massachusetts	258	1.21%	4,959,008	1.10%	1,141,272	0.89%	9,907	568	23.09	18.01%
Michigan	258	1.21%	5,228,469	1.16%	1,485,929	1.16%	13,176	566	25.17	19.30%
Minnesota	119	0.56%	2,555,501	0.57%	818,255	0.64%	13,990	573	26.02	17.23%
Mississippi	354	1.65%	7,716,183	1.71%	2,359,167	1.85%	13,789	581	24.94	18.45%
Missouri	390	1.82%	7,641,509	1.69%	2,309,617	1.81%	12,369	577	25.73	19.80%
Montana	77	0.36%	1,640,864	0.36%	426,715	0.33%	12,947	583	24.74	19.06%
Nebraska	53	0.25%	1,128,460	0.25%	208,949	0.16%	11,722	587	24.02	17.77%
Nevada	296	1.38%	6,198,470	1.37%	1,581,444	1.24%	13,552	564	26.35	19.82%
New Hampshire	74	0.35%	1,430,501	0.32%	390,561	0.31%	11,467	573	24.05	18.04%
New Jersey	465	2.17%	9,279,846	2.06%	2,931,705	2.30%	12,064	571	24.29	18.92%
New Mexico	216	1.01%	4,720,510	1.05%	1,215,731	0.95%	13,144	574	24.53	20.15%
New York	701	3.28%	15,194,623	3.37%	4,296,642	3.37%	13,846	576	24.98	18.85%
North Carolina	871	4.07%	18,252,550	4.05%	4,717,459	3.70%	13,289	571	25.85	17.76%
North Dakota	31	0.14%	742,103	0.16%	228,968	0.18%	17,146	568	25.90	18.86%
Ohio	626	2.93%	12,104,945	2.68%	2,941,499	2.31%	12,430	573	25.06	19.36%
Oklahoma	387	1.81%	7,994,306	1.77%	2,282,023	1.79%	13,292	579	25.50	19.05%
Oregon	154	0.72%	3,116,770	0.69%	919,539	0.72%	12,622	568	25.42	19.39%
Pennsylvania	810	3.79%	16,633,039	3.69%	4,950,000	3.88%	12,567	572	25.19	17.80%
Rhode Island	60	0.28%	1,271,002	0.28%	418,758	0.33%	12,380	584	23.83	15.81%
South Carolina	515	2.41%	10,546,282	2.34%	3,026,687	2.37%	13,435	564	25.57	19.97%
South Dakota	15	0.07%	348,806	0.08%	92,463	0.07%	14,501	583	24.06	19.23%
Tennessee	442	2.07%	9,289,409	2.06%	2,700,953	2.12%	12,949	572	25.11	19.62%
Texas	3,528	16.49%	80,903,777	17.94%	23,064,246	18.08%	14,016	571	25.47	17.68%
Utah	56	0.26%	1,202,085	0.27%	366,124	0.29%	14,086	577	25.54	17.41%
Vermont	35	0.16%	749,324	0.17%	277,515	0.22%	14,549	581	25.28	18.35%
Virginia	303	1.42%	6,064,695	1.34%	1,904,491	1.49%	12,860	561	25.24	19.53%
Washington	141	0.66%	2,882,995	0.64%	897,422	0.70%	13,337	563	24.85	19.56%
West Virginia	201	0.94%	4,211,184	0.93%	843,694	0.66%	13,184	568	24.99	19.72%
Wisconsin	182	0.85%	3,627,296	0.80%	1,039,950	0.82%	13,503	568	25.94	19.65%
Wyoming	49	0.23%	1,232,477	0.27%	325,569	0.26%	17,041	589	25.28	17.15%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	48	0.22%	1,040,125	0.23%	324,205	0.25%	14,353	573	25.46	19.13%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	7	0.03%	108,281	0.02%	6,121	0.00%	3,772	712	17.89	21.99%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	21,396	100.00%	450,962,135	100.00%	127,596,017	100.00%	13,280	572	25.40	18.67%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	7,274	34.00%	186,185,093	41.29%	51,256,901	40.17%	15,937	563	26.84	18.56%
Used	14,122	66.00%	264,777,042	58.71%	76,339,116	59.83%	11,495	578	24.43	18.75%
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,396	100.00%	450,962,135	100.00%	127,596,017	100.00%	13,280	572	25.40	18.67%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	11,050	51.65%	201,306,791	44.64%	54,544,015	42.75%	11,428	573	25.01	19.21%
Truck	2,224	10.39%	65,014,677	14.42%	18,554,496	14.54%	16,545	584	24.87	17.47%
SUV	8,122	37.96%	184,640,667	40.94%	54,497,506	42.71%	14,021	567	25.96	18.55%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	21,396	100.00%	450,962,135	100.00%	127,596,017	100.00%	13,280	572	25.40	18.67%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,216	10.36%	44,684,581	9.91%	12,130,671	9.51%	12,626	575	24.65	18.83%
Ford: Lincoln	87	0.41%	1,804,070	0.40%	477,331	0.37%	11,648	580	24.20	17.36%
Ford: Mercury	8	0.04%	86,212	0.02%	21,243	0.02%	4,449	582	22.75	17.51%
GMC	398	1.86%	10,191,932	2.26%	3,163,083	2.48%	14,661	579	24.33	17.24%
GMC: Buick	232	1.08%	4,522,667	1.00%	1,422,061	1.11%	11,839	565	24.30	18.30%
GMC: Cadillac	196	0.92%	4,582,039	1.02%	1,242,613	0.97%	13,784	586	24.21	17.70%
GMC: Chevrolet	2,328	10.88%	48,595,209	10.78%	14,484,334	11.35%	12,887	580	24.53	18.46%
GMC: Hummer	2	0.01%	54,064	0.01%	20,760	0.02%	10,715	578	20.23	11.83%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.01%	22,079	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	1	0.00%	10,724	0.00%	6,191	0.00%	6,191	715	25.00	17.90%
Tesla	1	0.00%	44,551	0.01%	0	0.00%	0	0	0.00	0.00%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	330	1.54%	7,415,211	1.64%	2,024,381	1.59%	14,390	577	25.16	18.45%
BMW: Mini	35	0.16%	501,377	0.11%	127,085	0.10%	8,708	582	24.17	19.31%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	276	1.29%	6,741,802	1.49%	1,909,026	1.50%	15,006	573	25.58	18.02%
Daimler: Smart	8	0.04%	73,956	0.02%	11,999	0.01%	3,366	558	21.40	16.37%
Fiat	56	0.26%	918,810	0.20%	249,115	0.20%	10,361	555	25.09	18.71%
Fiat: Alfa Romeo	1	0.00%	26,800	0.01%	0	0.00%	0	0	0.00	0.00%
Fiat: Chrysler	533	2.49%	11,412,863	2.53%	3,221,560	2.52%	14,562	570	26.97	19.02%
Fiat: Dodge	2,905	13.58%	73,055,132	16.20%	20,445,030	16.02%	15,987	573	26.32	18.63%
Fiat: Jeep	2,753	12.87%	67,259,888	14.91%	18,757,754	14.70%	15,277	562	27.13	18.77%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	36	0.17%	686,155	0.15%	204,092	0.16%	10,408	581	22.51	17.30%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	321	1.50%	4,911,203	1.09%	1,140,715	0.89%	8,629	569	24.05	19.45%
Volkswagen: Audi	87	0.41%	2,111,592	0.47%	469,323	0.37%	13,805	584	26.52	16.08%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	10	0.05%	332,133	0.07%	101,486	0.08%	18,644	562	24.24	18.79%
Honda	668	3.12%	11,797,033	2.62%	3,520,832	2.76%	10,285	577	24.16	19.02%
Honda: Acura	94	0.44%	1,805,254	0.40%	533,028	0.42%	11,024	560	22.25	18.06%
Hyundai	1,222	5.71%	20,160,510	4.47%	5,818,883	4.56%	10,008	572	24.92	19.34%
Hyundai: Kia	1,166	5.45%	21,031,950	4.66%	5,890,033	4.62%	11,280	573	24.80	19.25%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	251	1.17%	4,159,581	0.92%	1,268,818	0.99%	9,649	578	24.23	18.58%
Mitsubishi	374	1.75%	6,961,131	1.54%	1,651,150	1.29%	11,120	570	25.74	18.98%
Nissan	2,801	13.09%	53,708,491	11.91%	15,322,551	12.01%	11,801	568	25.15	19.06%
Nissan: Infiniti	128	0.60%	3,173,286	0.70%	854,771	0.67%	14,698	564	24.61	17.51%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	109	0.51%	2,178,182	0.48%	572,317	0.45%	10,534	587	24.95	17.17%
Suzuki	3	0.01%	45,865	0.01%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	19	0.09%	475,697	0.11%	85,512	0.07%	12,311	569	20.79	16.31%
Tata: Land Rover	30	0.14%	922,939	0.20%	304,145	0.24%	16,594	567	24.52	15.90%
Toyota	1,458	6.81%	29,370,381	6.51%	8,692,377	6.81%	11,979	575	24.72	18.42%
Toyota: Lexus	139	0.65%	3,299,064	0.73%	1,005,424	0.79%	14,469	573	25.36	17.30%
Toyota: Scion	29	0.14%	394,374	0.09%	107,267	0.08%	6,870	574	21.88	20.66%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	83	0.39%	1,433,349	0.32%	339,057	0.27%	11,372	584	24.58	18.85%
Total:	21,396	100.00%	450,962,135	100.00%	127,596,017	100.00%	13,280	572	25.40	18.67%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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