StratMaker (145210)

Drive Auto Receivables Trust 2020-2

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

27.22% / 72.78%

Total Original # of Loans

31,323

WA Loan to Value (LTV)

76.55%

Total Original Loan Amount (OLA)

$ 615,659,259

WA Payment to Income (PTI)

11.81%

Weighted Average (WA) OLA

$ 22,992

WA FICO (non-zero)

579

Rep. Period Beginning Loan Amount

$ 317,971,238

WA Remaining Term (RT)

39.34

Rep. Period Ending Loan Amount (ELA)

$ 303,523,350

WA Original APR

18.84%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

31,323

Total Original Loan Amount (OLA)

$ 615,659,259

Weighted Average (WA) OLA

$ 22,992

Rep. Period Beginning Loan Amount

$ 317,971,238

Rep. Period Ending Loan Amount (ELA)

$ 303,523,350

As % of Reporting Period ELA:

New % / Used %

27.22% / 72.78%

WA Loan to Value (LTV)

76.55%

WA Payment to Income (PTI)

11.81%

WA FICO (non-zero)

579

WA Remaining Term (RT)

39.34

WA Original APR

18.84%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.01%	13,352	0.00%	3,911	0.00%	1,973	518	16.09	24.69%
$5,000 - $9,999	2,427	7.75%	20,095,908	3.26%	8,473,256	2.79%	5,292	565	32.40	22.43%
$10,000 - $14,999	7,570	24.17%	96,774,642	15.72%	46,924,424	15.46%	8,918	568	37.95	21.24%
$15,000 - $19,999	8,522	27.21%	148,076,454	24.05%	73,528,662	24.23%	12,253	570	39.29	20.03%
$20,000 - $24,999	5,659	18.07%	126,247,493	20.51%	61,721,536	20.34%	15,623	573	39.52	18.98%
$25,000 - $29,999	3,668	11.71%	99,947,508	16.23%	49,448,815	16.29%	19,004	579	39.98	18.01%
$30,000 - $39,999	2,901	9.26%	98,126,017	15.94%	50,013,751	16.48%	23,686	589	40.68	16.81%
$40,000 - $49,999	463	1.48%	20,030,509	3.25%	10,286,769	3.39%	27,842	624	40.94	12.10%
$50,000 - $59,999	81	0.26%	4,390,963	0.71%	2,105,269	0.69%	32,270	672	39.20	9.72%
$60,000 - $69,999	21	0.07%	1,341,914	0.22%	726,439	0.24%	38,476	729	39.85	8.20%
$70,000 - $79,999	7	0.02%	513,499	0.08%	244,550	0.08%	49,396	720	43.87	11.16%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	1	0.00%	101,000	0.02%	45,967	0.02%	45,967	714	26.00	9.11%
Total:	31,323	100.00%	615,659,259	100.00%	303,523,350	100.00%	15,977	579	39.34	18.84%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	9,775	31.21%	176,193,738	28.62%	5,306,272	1.75%	3,769	571	23.37	19.97%
$5,000 - $9,999	5,998	19.15%	78,445,006	12.74%	47,596,631	15.68%	8,179	573	35.94	20.53%
$10,000 - $14,999	7,980	25.48%	145,277,063	23.60%	98,207,375	32.36%	12,468	572	39.03	19.68%
$15,000 - $19,999	4,461	14.24%	110,318,002	17.92%	76,814,354	25.31%	17,337	576	40.22	18.64%
$20,000 - $24,999	2,070	6.61%	64,719,548	10.51%	45,959,498	15.14%	22,295	582	41.33	17.67%
$25,000 - $29,999	793	2.53%	29,500,393	4.79%	21,385,669	7.05%	27,037	595	42.71	16.15%
$30,000 - $39,999	229	0.73%	10,062,511	1.63%	7,479,433	2.46%	32,821	619	44.89	13.91%
$40,000 - $49,999	16	0.05%	1,071,556	0.17%	716,037	0.24%	44,929	707	43.31	10.20%
$50,000 - $59,999	1	0.00%	71,442	0.01%	58,082	0.02%	58,082	672	49.00	14.17%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	31,323	100.00%	615,659,259	100.00%	303,523,350	100.00%	15,977	579	39.34	18.84%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	31,323	100.00%	615,659,259	100.00%	303,523,350	100.00%	15,977	579	39.34	18.84%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,323	100.00%	615,659,259	100.00%	303,523,350	100.00%	15,977	579	39.34	18.84%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	21	0.07%	849,972	0.14%	378,527	0.12%	23,930	736	38.56	4.16%
5.00 - 7.49%	105	0.34%	4,202,432	0.68%	1,905,794	0.63%	25,927	733	38.30	6.54%
7.50 - 9.99%	283	0.90%	10,055,196	1.63%	5,192,370	1.71%	24,560	687	39.72	8.87%
10.00 - 12.49%	556	1.78%	16,710,743	2.71%	8,808,812	2.90%	21,364	637	40.34	11.25%
12.50 - 14.99%	1,756	5.61%	46,304,630	7.52%	24,872,307	8.19%	19,284	609	39.71	13.73%
15.00 - 17.49%	4,285	13.68%	99,607,263	16.18%	52,295,003	17.23%	17,533	595	39.91	16.06%
17.50 - 19.99%	7,267	23.20%	153,999,381	25.01%	76,857,526	25.32%	16,302	572	39.67	18.19%
20.00 - 22.49%	7,484	23.89%	135,901,329	22.07%	66,129,455	21.79%	14,563	559	39.15	20.74%
22.50 - 24.99%	6,449	20.59%	103,692,111	16.84%	48,121,639	15.85%	13,142	551	38.56	23.28%
25.00 - 27.49%	2,541	8.11%	36,609,064	5.95%	16,004,816	5.27%	12,303	541	38.16	25.26%
27.50 - 29.99%	576	1.84%	7,727,139	1.26%	2,957,101	0.97%	11,309	517	37.39	27.75%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,323	100.00%	615,659,259	100.00%	303,523,350	100.00%	15,977	579	39.34	18.84%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	2,222	7.09%	40,224,323	6.53%	19,731,308	6.50%	14,677	475	38.61	20.93%
500 - 549	6,912	22.07%	133,540,035	21.69%	66,782,963	22.00%	15,627	529	39.26	19.88%
550 - 599	8,797	28.08%	178,659,224	29.02%	90,902,754	29.95%	16,445	575	39.86	18.64%
600 - 649	5,422	17.31%	117,157,554	19.03%	59,035,423	19.45%	17,121	620	39.85	17.17%
650 - 699	1,429	4.56%	32,317,935	5.25%	15,494,628	5.10%	18,256	669	39.63	15.60%
700 - 749	565	1.80%	13,062,806	2.12%	6,304,990	2.08%	17,986	722	38.82	14.50%
750 - 799	176	0.56%	4,316,416	0.70%	2,226,324	0.73%	18,845	770	38.84	11.86%
800+	128	0.41%	3,979,330	0.65%	2,023,505	0.67%	22,406	831	39.14	7.83%
NA	5,672	18.11%	92,401,635	15.01%	41,021,456	13.52%	12,846	0	37.91	21.77%
Total:	31,323	100.00%	615,659,259	100.00%	303,523,350	100.00%	15,977	579	39.34	18.84%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	192	0.61%	1,778,791	0.29%	174,136	0.06%	2,542	567	6.19	23.16%
37 - 48	967	3.09%	11,453,201	1.86%	3,239,181	1.07%	6,247	567	16.45	21.81%
49 - 60	2,582	8.24%	34,509,962	5.61%	14,699,506	4.84%	9,695	577	28.35	20.94%
61 - 72	25,359	80.96%	501,244,591	81.42%	251,230,943	82.77%	15,593	576	39.93	19.06%
73+	2,223	7.10%	66,672,715	10.83%	34,179,584	11.26%	22,489	594	42.06	15.97%
Total:	31,323	100.00%	615,659,259	100.00%	303,523,350	100.00%	15,977	579	39.34	18.84%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	8,113	25.90%	157,196,956	25.53%	7,517	0.00%	2,636	562	0.00	15.29%
1 - 12	438	1.40%	7,304,987	1.19%	1,178,740	0.39%	4,360	571	8.44	12.14%
13 - 24	1,139	3.64%	17,755,723	2.88%	7,011,505	2.31%	7,955	579	18.72	18.70%
25 - 36	3,927	12.54%	69,260,072	11.25%	40,607,024	13.38%	12,737	574	32.06	19.26%
37 - 48	17,489	55.83%	358,678,108	58.26%	249,983,943	82.36%	16,616	579	40.99	18.84%
49 - 60	190	0.61%	4,766,015	0.77%	4,130,383	1.36%	24,943	573	51.01	17.17%
61 - 72	25	0.08%	649,211	0.11%	559,198	0.18%	24,019	564	62.82	16.21%
73+	2	0.01%	48,187	0.01%	45,041	0.01%	23,044	596	77.27	13.72%
Total:	31,323	100.00%	615,659,259	100.00%	303,523,350	100.00%	15,977	579	39.34	18.84%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	14,640	46.74%	284,183,928	46.16%	172,994,453	57.00%	15,104	584	39.05	18.54%
1 - 15	3,701	11.82%	75,784,704	12.31%	51,065,159	16.82%	16,687	574	39.41	18.95%
16 - 30	1,925	6.15%	38,806,775	6.30%	26,435,310	8.71%	16,759	570	39.60	19.18%
31 - 60	2,256	7.20%	45,645,884	7.41%	32,130,094	10.59%	17,558	567	40.15	19.51%
61 - 90	1,086	3.47%	21,838,308	3.55%	14,985,046	4.94%	18,198	572	40.11	19.54%
91 - 120	497	1.59%	9,890,053	1.61%	5,913,288	1.95%	17,670	571	39.61	19.45%
121+	7,218	23.04%	139,509,608	22.66%	0	0.00%	0	0	0.00	0.00%
Total:	31,323	100.00%	615,659,259	100.00%	303,523,350	100.00%	15,977	579	39.34	18.84%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,374	4.39%	26,059,133	4.23%	12,264,756	4.04%	15,443	583	39.52	18.64%
Stated, not verified	29,715	94.87%	584,466,159	94.93%	289,851,422	95.50%	16,001	578	39.36	18.86%
Stated, verified to Level 3²	234	0.75%	5,133,968	0.83%	1,407,172	0.46%	15,610	559	32.06	16.05%
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,323	100.00%	615,659,259	100.00%	303,523,350	100.00%	15,977	579	39.34	18.84%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	29,733	94.92%	583,828,750	94.83%	289,629,942	95.42%	15,969	579	39.41	18.80%
Stated, verified but not Level 4 or 5	1,590	5.08%	31,830,509	5.17%	13,893,408	4.58%	16,151	558	37.82	19.52%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,323	100.00%	615,659,259	100.00%	303,523,350	100.00%	15,977	579	39.34	18.84%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	1,422	4.54%	24,361,121	3.96%	12,845,866	4.23%	14,493	590	38.49	16.83%
5.00 - 9.99%	9,705	30.98%	178,665,237	29.02%	90,773,040	29.91%	15,379	580	39.02	18.43%
10.00 - 14.99%	12,834	40.97%	258,854,360	42.05%	127,033,472	41.85%	16,330	577	39.46	19.06%
15.00 - 19.99%	7,063	22.55%	146,993,688	23.88%	69,773,397	22.99%	16,367	576	39.74	19.38%
20.00 - 24.99%	291	0.93%	6,577,989	1.07%	3,004,541	0.99%	16,360	592	38.02	17.43%
25.00 - 29.99%	6	0.02%	156,281	0.03%	80,214	0.03%	18,313	580	36.05	15.30%
30.00 - 39.99%	1	0.00%	17,745	0.00%	12,821	0.00%	12,821	0	40.00	24.00%
40.00 - 49.99%	1	0.00%	32,839	0.01%	0	0.00%	0	0	0.00	0.00%
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,323	100.00%	615,659,259	100.00%	303,523,350	100.00%	15,977	579	39.34	18.84%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	2	0.01%	12,091	0.00%	3,041	0.00%	1,622	511	14.40	18.58%
25.00 - 49.99%	44	0.14%	542,014	0.09%	318,390	0.10%	9,882	521	36.47	18.59%
50.00 - 74.99%	414	1.32%	7,851,211	1.28%	4,223,300	1.39%	15,715	554	39.52	17.54%
75.00 - 99.99%	6,845	21.85%	141,489,818	22.98%	70,517,404	23.23%	16,669	563	39.44	18.58%
100.00 - 109.99%	6,591	21.04%	134,179,509	21.79%	66,115,333	21.78%	16,547	573	39.56	18.60%
110.00 - 119.99%	8,036	25.66%	156,669,688	25.45%	77,356,061	25.49%	15,850	578	39.45	19.11%
120.00 - 129.99%	5,659	18.07%	107,485,208	17.46%	52,193,102	17.20%	15,438	590	39.16	18.93%
130.00 - 139.99%	3,608	11.52%	64,850,500	10.53%	31,683,028	10.44%	14,498	600	38.70	19.34%
140.00%+	124	0.40%	2,579,221	0.42%	1,113,690	0.37%	17,271	651	38.59	16.26%
Total:	31,323	100.00%	615,659,259	100.00%	303,523,350	100.00%	15,977	579	39.34	18.84%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	900	2.87%	17,333,354	2.82%	8,327,628	2.74%	15,701	581	39.33	20.11%
Alaska	53	0.17%	1,201,309	0.20%	539,624	0.18%	20,993	596	41.12	19.01%
Arizona	681	2.17%	13,986,702	2.27%	7,071,863	2.33%	17,364	579	40.18	19.31%
Arkansas	723	2.31%	14,445,986	2.35%	6,801,498	2.24%	15,704	583	39.26	17.89%
California	2,085	6.66%	41,533,852	6.75%	20,092,328	6.62%	16,048	577	39.07	19.25%
Colorado	180	0.57%	3,662,123	0.59%	1,737,282	0.57%	16,538	581	39.87	18.83%
Connecticut	174	0.56%	3,237,053	0.53%	1,786,763	0.59%	14,209	563	38.89	17.43%
Delaware	8	0.03%	138,583	0.02%	54,197	0.02%	11,858	567	36.57	14.29%
Florida	3,184	10.17%	59,343,180	9.64%	30,275,316	9.97%	15,008	579	39.53	18.52%
Georgia	1,893	6.04%	37,663,512	6.12%	18,587,860	6.12%	16,224	581	39.31	19.66%
Hawaii	112	0.36%	2,179,735	0.35%	1,154,370	0.38%	17,020	588	39.21	19.24%
Idaho	69	0.22%	1,322,131	0.21%	772,775	0.25%	16,071	580	38.51	19.58%
Illinois	1,173	3.74%	22,069,969	3.58%	10,722,959	3.53%	14,884	578	38.51	20.24%
Indiana	502	1.60%	9,370,703	1.52%	4,751,159	1.57%	14,844	582	39.41	19.86%
Iowa	145	0.46%	2,562,093	0.42%	1,288,125	0.42%	15,334	569	40.23	19.56%
Kansas	154	0.49%	2,898,337	0.47%	1,413,757	0.47%	15,181	571	39.72	19.77%
Kentucky	453	1.45%	8,225,973	1.34%	4,206,312	1.39%	14,873	582	39.02	18.87%
Louisiana	928	2.96%	18,172,465	2.95%	8,827,203	2.91%	16,205	579	39.53	19.53%
Maine	55	0.18%	1,157,323	0.19%	565,270	0.19%	16,312	579	40.04	16.77%
Maryland	899	2.87%	17,957,307	2.92%	8,823,418	2.91%	16,032	566	38.48	19.44%
Massachusetts	14	0.04%	293,424	0.05%	147,948	0.05%	15,151	572	37.55	19.94%
Michigan	345	1.10%	6,460,193	1.05%	2,938,900	0.97%	14,434	580	38.51	19.32%
Minnesota	143	0.46%	2,707,735	0.44%	1,402,645	0.46%	15,698	590	40.31	17.98%
Mississippi	584	1.86%	11,497,625	1.87%	5,571,897	1.84%	15,922	587	39.28	19.34%
Missouri	693	2.21%	12,849,100	2.09%	6,408,071	2.11%	15,577	582	39.44	18.92%
Montana	131	0.42%	2,589,005	0.42%	1,027,444	0.34%	18,006	583	40.13	19.68%
Nebraska	82	0.26%	1,669,439	0.27%	866,219	0.29%	15,526	593	38.94	16.12%
Nevada	303	0.97%	6,074,758	0.99%	3,118,403	1.03%	17,105	578	40.12	19.62%
New Hampshire	192	0.61%	3,346,444	0.54%	1,451,270	0.48%	14,921	567	39.38	20.31%
New Jersey	476	1.52%	8,928,149	1.45%	4,324,496	1.42%	14,258	569	38.18	20.00%
New Mexico	275	0.88%	5,806,376	0.94%	2,663,177	0.88%	16,897	575	38.57	19.78%
New York	807	2.58%	16,092,089	2.61%	7,358,232	2.42%	15,325	572	38.30	19.46%
North Carolina	1,280	4.09%	25,172,383	4.09%	12,161,781	4.01%	15,929	583	39.74	17.94%
North Dakota	49	0.16%	931,822	0.15%	515,892	0.17%	15,113	582	38.75	20.13%
Ohio	936	2.99%	16,934,433	2.75%	8,283,282	2.73%	14,002	578	39.25	19.55%
Oklahoma	774	2.47%	15,072,213	2.45%	7,391,933	2.44%	15,679	578	39.85	18.23%
Oregon	204	0.65%	3,964,990	0.64%	1,896,352	0.62%	17,035	580	40.06	18.75%
Pennsylvania	1,123	3.59%	21,249,368	3.45%	10,400,842	3.43%	14,466	560	37.90	18.17%
Rhode Island	34	0.11%	682,507	0.11%	406,342	0.13%	15,913	576	40.06	16.54%
South Carolina	717	2.29%	13,422,886	2.18%	7,024,504	2.31%	15,332	574	39.50	19.57%
South Dakota	42	0.13%	782,331	0.13%	324,966	0.11%	15,918	592	38.93	18.42%
Tennessee	796	2.54%	14,872,242	2.42%	7,500,024	2.47%	15,189	587	39.61	19.47%
Texas	5,276	16.84%	113,582,981	18.45%	56,261,591	18.54%	17,621	582	39.68	17.61%
Utah	108	0.34%	2,148,205	0.35%	1,096,907	0.36%	16,842	577	39.44	19.28%
Vermont	34	0.11%	637,998	0.10%	322,337	0.11%	15,188	571	38.59	17.16%
Virginia	621	1.98%	11,636,867	1.89%	6,030,724	1.99%	15,606	571	40.01	19.37%
Washington	170	0.54%	3,316,011	0.54%	1,654,658	0.55%	15,792	570	38.92	19.13%
West Virginia	296	0.94%	5,546,821	0.90%	2,799,805	0.92%	16,411	575	39.53	18.59%
Wisconsin	307	0.98%	6,057,972	0.98%	3,070,865	1.01%	16,284	577	39.18	19.16%
Wyoming	39	0.12%	751,772	0.12%	334,064	0.11%	18,057	563	40.44	18.42%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	3	0.01%	51,494	0.01%	33,524	0.01%	12,349	555	38.62	16.32%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	94	0.30%	2,021,262	0.33%	919,525	0.30%	17,770	568	39.68	19.32%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	4	0.01%	46,676	0.01%	15,020	0.00%	7,833	544	36.21	18.42%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	31,323	100.00%	615,659,259	100.00%	303,523,350	100.00%	15,977	579	39.34	18.84%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	6,316	20.16%	170,292,310	27.66%	82,621,338	27.22%	20,263	583	40.37	17.00%
Used	25,007	79.84%	445,366,949	72.34%	220,902,012	72.78%	14,374	577	38.95	19.52%
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,323	100.00%	615,659,259	100.00%	303,523,350	100.00%	15,977	579	39.34	18.84%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	16,411	52.39%	274,771,592	44.63%	129,912,890	42.80%	13,343	577	39.06	19.75%
Truck	3,859	12.32%	110,365,019	17.93%	55,851,713	18.40%	21,257	591	39.50	17.25%
SUV	11,053	35.29%	230,522,648	37.44%	117,758,748	38.80%	16,379	574	39.56	18.58%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	31,323	100.00%	615,659,259	100.00%	303,523,350	100.00%	15,977	579	39.34	18.84%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,293	10.51%	62,156,879	10.10%	30,574,485	10.07%	15,653	579	38.85	19.05%
Ford: Lincoln	140	0.45%	2,645,671	0.43%	1,310,791	0.43%	14,732	559	38.40	19.44%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	684	2.18%	16,510,637	2.68%	8,121,636	2.68%	18,713	575	39.19	18.30%
GMC: Buick	390	1.25%	6,567,390	1.07%	3,366,214	1.11%	13,357	564	38.75	19.69%
GMC: Cadillac	314	1.00%	6,577,178	1.07%	3,417,526	1.13%	16,525	574	38.54	19.36%
GMC: Chevrolet	4,028	12.86%	78,461,793	12.74%	39,562,397	13.03%	16,122	580	39.15	19.17%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	431	1.38%	8,834,163	1.43%	4,035,563	1.33%	15,989	568	38.43	19.04%
BMW: Mini	54	0.17%	770,001	0.13%	284,845	0.09%	10,287	570	37.28	20.38%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	362	1.16%	8,136,933	1.32%	3,902,827	1.29%	17,073	567	38.92	19.71%
Daimler: Smart	3	0.01%	33,717	0.01%	1,663	0.00%	1,663	612	29.00	6.00%
Fiat	53	0.17%	739,552	0.12%	351,193	0.12%	11,459	563	37.83	20.85%
Fiat: Alfa Romeo	5	0.02%	149,153	0.02%	39,680	0.01%	19,982	631	41.00	17.92%
Fiat: Chrysler	618	1.97%	11,417,164	1.85%	4,897,998	1.61%	15,188	579	38.28	18.90%
Fiat: Dodge	4,114	13.13%	104,925,041	17.04%	50,806,748	16.74%	19,882	591	39.96	17.28%
Fiat: Jeep	2,704	8.63%	62,582,728	10.17%	31,743,420	10.46%	18,021	583	40.35	17.56%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	32	0.10%	561,858	0.09%	278,944	0.09%	13,829	559	38.80	17.95%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	649	2.07%	9,659,213	1.57%	4,750,302	1.57%	12,178	568	38.76	20.30%
Volkswagen: Audi	195	0.62%	3,874,479	0.63%	1,616,003	0.53%	16,446	570	38.65	19.21%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	15	0.05%	505,191	0.08%	230,327	0.08%	23,923	607	39.48	16.19%
Honda	1,216	3.88%	21,910,465	3.56%	11,412,732	3.76%	13,869	581	39.17	19.47%
Honda: Acura	106	0.34%	2,079,137	0.34%	1,143,430	0.38%	15,401	572	38.29	18.44%
Hyundai	1,857	5.93%	28,500,531	4.63%	13,976,622	4.60%	12,075	571	39.24	19.88%
Hyundai: Kia	1,892	6.04%	30,585,998	4.97%	15,293,214	5.04%	12,917	573	39.43	20.00%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	357	1.14%	5,702,154	0.93%	2,876,309	0.95%	12,978	564	38.78	20.23%
Mitsubishi	635	2.03%	11,860,152	1.93%	5,273,306	1.74%	14,132	555	39.23	19.46%
Nissan	4,339	13.85%	73,764,139	11.98%	36,227,646	11.94%	13,365	572	39.35	19.81%
Nissan: Infiniti	223	0.71%	4,736,458	0.77%	2,085,458	0.69%	16,316	571	38.97	19.07%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	203	0.65%	3,764,910	0.61%	1,632,076	0.54%	13,568	580	37.92	19.59%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	41	0.13%	996,834	0.16%	504,504	0.17%	19,493	573	39.99	18.51%
Tata: Land Rover	59	0.19%	1,592,854	0.26%	765,227	0.25%	20,669	579	39.61	17.44%
Toyota	1,955	6.24%	38,448,568	6.25%	19,967,759	6.58%	15,284	577	38.86	18.95%
Toyota: Lexus	158	0.50%	3,525,484	0.57%	1,614,641	0.53%	16,574	580	38.80	18.47%
Toyota: Scion	44	0.14%	496,547	0.08%	230,388	0.08%	8,331	573	35.45	21.28%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	154	0.49%	2,586,287	0.42%	1,227,476	0.40%	13,873	570	38.98	19.69%
Total:	31,323	100.00%	615,659,259	100.00%	303,523,350	100.00%	15,977	579	39.34	18.84%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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