StratMaker (145218)

Santander Drive Auto Receivables Trust 2020-3

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

35.41% / 64.59%

Total Original # of Loans

49,176

WA Loan to Value (LTV)

73.36%

Total Original Loan Amount (OLA)

$ 1,118,422,576

WA Payment to Income (PTI)

10.68%

Weighted Average (WA) OLA

$ 27,191

WA FICO (non-zero)

608

Rep. Period Beginning Loan Amount

$ 638,506,345

WA Remaining Term (RT)

42.08

Rep. Period Ending Loan Amount (ELA)

$ 610,749,036

WA Original APR

14.60%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

49,176

Total Original Loan Amount (OLA)

$ 1,118,422,576

Weighted Average (WA) OLA

$ 27,191

Rep. Period Beginning Loan Amount

$ 638,506,345

Rep. Period Ending Loan Amount (ELA)

$ 610,749,036

As % of Reporting Period ELA:

New % / Used %

35.41% / 64.59%

WA Loan to Value (LTV)

73.36%

WA Payment to Income (PTI)

10.68%

WA FICO (non-zero)

608

WA Remaining Term (RT)

42.08

WA Original APR

14.60%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	4	0.01%	19,329	0.00%	8,090	0.00%	2,087	606	20.42	17.04%
$5,000 - $9,999	2,624	5.34%	21,557,042	1.93%	10,060,406	1.65%	5,043	595	33.91	16.46%
$10,000 - $14,999	8,537	17.36%	109,643,411	9.80%	58,030,816	9.50%	8,730	591	39.66	17.28%
$15,000 - $19,999	11,768	23.93%	205,656,243	18.39%	112,133,820	18.36%	12,259	591	41.69	17.00%
$20,000 - $24,999	9,511	19.34%	212,616,664	19.01%	118,288,907	19.37%	15,675	597	42.24	15.94%
$25,000 - $29,999	6,631	13.48%	181,243,128	16.21%	99,053,401	16.22%	19,100	603	42.68	15.10%
$30,000 - $39,999	6,936	14.10%	237,877,344	21.27%	130,076,803	21.30%	23,675	613	43.01	13.48%
$40,000 - $49,999	2,304	4.69%	101,361,255	9.06%	57,319,563	9.39%	28,534	638	43.07	9.53%
$50,000 - $59,999	675	1.37%	36,249,596	3.24%	19,597,814	3.21%	33,192	672	42.74	6.46%
$60,000 - $69,999	152	0.31%	9,700,442	0.87%	4,829,196	0.79%	37,281	701	41.25	5.26%
$70,000 - $79,999	33	0.07%	2,415,559	0.22%	1,294,750	0.21%	45,444	728	42.47	4.92%
$80,000 - $89,999	1	0.00%	82,564	0.01%	55,470	0.01%	55,470	708	47.00	7.89%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	49,176	100.00%	1,118,422,576	100.00%	610,749,036	100.00%	18,478	608	42.08	14.60%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	10,779	21.92%	212,816,578	19.03%	7,657,009	1.25%	3,716	610	26.41	13.66%
$5,000 - $9,999	8,140	16.55%	114,080,449	10.20%	64,259,770	10.52%	8,144	604	37.14	15.28%
$10,000 - $14,999	12,301	25.01%	233,025,055	20.84%	153,406,368	25.12%	12,632	599	41.23	15.92%
$15,000 - $19,999	8,833	17.96%	221,960,882	19.85%	152,441,499	24.96%	17,378	602	42.60	15.54%
$20,000 - $24,999	5,002	10.17%	160,983,299	14.39%	111,278,635	18.22%	22,340	608	43.39	14.32%
$25,000 - $29,999	2,689	5.47%	105,335,337	9.42%	73,226,431	11.99%	27,304	616	44.31	12.98%
$30,000 - $39,999	1,335	2.71%	63,960,915	5.72%	44,220,333	7.24%	33,308	639	45.71	9.91%
$40,000 - $49,999	87	0.18%	5,525,342	0.49%	3,730,505	0.61%	43,039	681	46.16	7.88%
$50,000 - $59,999	10	0.02%	734,719	0.07%	528,486	0.09%	52,920	698	47.41	8.94%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	49,176	100.00%	1,118,422,576	100.00%	610,749,036	100.00%	18,478	608	42.08	14.60%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	49,176	100.00%	1,118,422,576	100.00%	610,749,036	100.00%	18,478	608	42.08	14.60%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	49,176	100.00%	1,118,422,576	100.00%	610,749,036	100.00%	18,478	608	42.08	14.60%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	837	1.70%	35,746,799	3.20%	16,323,186	2.67%	25,378	762	39.55	0.28%
2.50 - 4.99%	852	1.73%	26,801,014	2.40%	13,627,171	2.23%	20,542	716	39.41	4.11%
5.00 - 7.49%	2,083	4.24%	58,662,078	5.25%	31,958,598	5.23%	20,701	668	40.89	6.47%
7.50 - 9.99%	4,251	8.64%	111,325,253	9.95%	63,262,612	10.36%	20,559	631	41.48	8.74%
10.00 - 12.49%	4,962	10.09%	127,394,438	11.39%	72,665,493	11.90%	20,324	615	42.02	11.13%
12.50 - 14.99%	6,479	13.18%	153,680,934	13.74%	89,387,959	14.64%	18,922	605	42.28	13.55%
15.00 - 17.49%	8,329	16.94%	188,329,717	16.84%	106,717,436	17.47%	18,097	595	42.60	16.02%
17.50 - 19.99%	9,583	19.49%	202,195,596	18.08%	108,917,556	17.83%	17,167	582	42.70	18.13%
20.00 - 22.49%	5,871	11.94%	113,027,685	10.11%	59,138,292	9.68%	16,107	570	42.46	20.75%
22.50 - 24.99%	4,103	8.34%	72,586,305	6.49%	35,692,451	5.84%	14,846	558	42.14	23.26%
25.00 - 27.49%	1,587	3.23%	25,295,285	2.26%	11,586,543	1.90%	13,760	549	41.35	25.25%
27.50 - 29.99%	239	0.49%	3,377,472	0.30%	1,471,739	0.24%	12,262	538	41.01	27.53%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	49,176	100.00%	1,118,422,576	100.00%	610,749,036	100.00%	18,478	608	42.08	14.60%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,576	3.20%	30,698,820	2.74%	17,015,841	2.79%	16,237	477	41.85	18.70%
500 - 549	7,357	14.96%	154,021,901	13.77%	85,156,899	13.94%	17,403	529	42.46	17.66%
550 - 599	14,881	30.26%	333,887,915	29.85%	184,506,360	30.21%	18,142	576	42.30	15.57%
600 - 649	12,124	24.65%	290,928,040	26.01%	161,515,814	26.45%	19,191	620	42.31	13.94%
650 - 699	4,597	9.35%	117,622,852	10.52%	64,715,949	10.60%	20,583	670	42.19	11.67%
700 - 749	2,089	4.25%	54,655,912	4.89%	29,318,958	4.80%	20,565	722	41.48	9.58%
750 - 799	978	1.99%	29,492,921	2.64%	15,131,170	2.48%	21,549	771	40.71	6.15%
800+	841	1.71%	26,715,528	2.39%	13,200,158	2.16%	20,413	834	39.72	4.41%
NA	4,733	9.62%	80,398,686	7.19%	40,187,887	6.58%	13,683	0	40.92	19.44%
Total:	49,176	100.00%	1,118,422,576	100.00%	610,749,036	100.00%	18,478	608	42.08	14.60%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	1	0.00%	6,387	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	497	1.01%	12,130,863	1.08%	2,028,031	0.33%	7,485	765	7.80	4.01%
37 - 48	1,392	2.83%	18,252,860	1.63%	6,143,852	1.01%	7,388	607	18.89	16.15%
49 - 60	4,022	8.18%	63,994,622	5.72%	30,496,671	4.99%	11,219	616	30.39	14.75%
61 - 72	38,443	78.17%	863,352,570	77.19%	479,112,525	78.45%	17,861	606	42.62	15.07%
73+	4,821	9.80%	160,685,275	14.37%	92,967,957	15.22%	25,015	612	45.39	12.25%
Total:	49,176	100.00%	1,118,422,576	100.00%	610,749,036	100.00%	18,478	608	42.08	14.60%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	8,335	16.95%	184,419,512	16.49%	23,360	0.00%	8,491	595	0.00	13.14%
1 - 12	708	1.44%	16,688,344	1.49%	2,776,445	0.45%	6,628	720	8.11	5.18%
13 - 24	1,486	3.02%	22,116,277	1.98%	8,827,097	1.45%	7,987	612	19.74	14.07%
25 - 36	5,585	11.36%	107,857,036	9.64%	58,228,766	9.53%	13,165	611	32.28	13.36%
37 - 48	32,254	65.59%	763,562,599	68.27%	521,164,095	85.33%	18,995	607	43.40	14.75%
49 - 60	784	1.59%	23,073,731	2.06%	19,122,089	3.13%	26,856	591	50.39	15.71%
61 - 72	22	0.04%	630,275	0.06%	544,759	0.09%	27,084	596	65.15	16.75%
73+	2	0.00%	74,802	0.01%	62,423	0.01%	32,948	752	75.47	11.20%
Total:	49,176	100.00%	1,118,422,576	100.00%	610,749,036	100.00%	18,478	608	42.08	14.60%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	28,669	58.30%	651,641,575	58.26%	395,428,083	64.74%	17,852	617	41.70	13.75%
1 - 15	5,755	11.70%	134,921,291	12.06%	92,130,316	15.08%	19,454	596	42.60	15.42%
16 - 30	2,812	5.72%	64,631,470	5.78%	44,415,759	7.27%	19,205	590	42.54	15.97%
31 - 60	2,956	6.01%	67,623,634	6.05%	48,452,542	7.93%	19,972	585	43.08	16.92%
61 - 90	1,359	2.76%	30,603,254	2.74%	21,769,875	3.56%	20,069	586	43.17	17.36%
91 - 120	598	1.22%	13,719,660	1.23%	8,552,461	1.40%	20,631	592	43.09	17.28%
121+	7,027	14.29%	155,281,694	13.88%	0	0.00%	0	0	0.00	0.00%
Total:	49,176	100.00%	1,118,422,576	100.00%	610,749,036	100.00%	18,478	608	42.08	14.60%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,789	5.67%	60,789,752	5.44%	33,091,678	5.42%	16,629	631	41.49	12.78%
Stated, not verified	46,243	94.04%	1,053,873,442	94.23%	576,141,575	94.33%	18,583	606	42.12	14.70%
Stated, verified to Level 3²	144	0.29%	3,759,382	0.34%	1,515,783	0.25%	18,853	590	39.32	15.02%
NA	-	-	-	-	-	-	-	-	-	-
Total:	49,176	100.00%	1,118,422,576	100.00%	610,749,036	100.00%	18,478	608	42.08	14.60%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	47,470	96.53%	1,078,382,693	96.42%	590,051,164	96.61%	18,450	608	42.07	14.53%
Stated, verified but not Level 4 or 5	1,706	3.47%	40,039,883	3.58%	20,697,872	3.39%	19,288	589	42.33	16.38%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	49,176	100.00%	1,118,422,576	100.00%	610,749,036	100.00%	18,478	608	42.08	14.60%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,448	11.08%	101,145,229	9.04%	56,258,947	9.21%	14,858	630	40.59	10.76%
5.00 - 9.99%	17,989	36.58%	401,192,432	35.87%	224,622,817	36.78%	18,301	612	41.86	13.49%
10.00 - 14.99%	17,184	34.94%	402,881,271	36.02%	218,573,980	35.79%	19,016	599	42.52	15.88%
15.00 - 19.99%	8,265	16.81%	204,413,634	18.28%	107,062,919	17.53%	19,589	604	42.49	16.39%
20.00 - 24.99%	288	0.59%	8,736,581	0.78%	4,218,300	0.69%	20,176	621	39.97	12.65%
25.00 - 29.99%	2	0.00%	53,429	0.00%	12,073	0.00%	12,073	781	24.00	10.35%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	49,176	100.00%	1,118,422,576	100.00%	610,749,036	100.00%	18,478	608	42.08	14.60%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	35	0.07%	336,969	0.03%	118,895	0.02%	4,565	616	30.38	9.95%
25.00 - 49.99%	500	1.02%	6,454,234	0.58%	3,012,677	0.49%	8,907	605	36.47	10.25%
50.00 - 74.99%	2,546	5.18%	49,932,729	4.46%	26,535,453	4.34%	15,140	609	40.00	10.61%
75.00 - 99.99%	12,903	26.24%	311,391,483	27.84%	172,907,941	28.31%	19,263	598	42.07	13.47%
100.00 - 109.99%	9,681	19.69%	231,693,586	20.72%	127,680,423	20.91%	19,362	605	42.43	14.63%
110.00 - 119.99%	10,054	20.44%	233,387,707	20.87%	127,939,404	20.95%	18,867	607	42.41	15.52%
120.00 - 129.99%	7,714	15.69%	168,121,228	15.03%	90,227,335	14.77%	17,783	615	42.03	15.79%
130.00 - 139.99%	5,384	10.95%	108,188,654	9.67%	57,713,086	9.45%	16,337	624	41.93	16.30%
140.00%+	359	0.73%	8,915,986	0.80%	4,613,821	0.76%	20,007	672	41.96	11.46%
Total:	49,176	100.00%	1,118,422,576	100.00%	610,749,036	100.00%	18,478	608	42.08	14.60%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,002	2.04%	22,197,424	1.98%	12,075,084	1.98%	18,292	607	42.33	15.69%
Alaska	81	0.16%	2,265,502	0.20%	1,154,222	0.19%	21,077	610	42.33	13.75%
Arizona	1,051	2.14%	24,062,835	2.15%	12,868,379	2.11%	19,293	605	42.33	15.08%
Arkansas	1,187	2.41%	26,924,209	2.41%	14,625,703	2.39%	18,642	610	42.36	14.32%
California	4,434	9.02%	101,141,216	9.04%	54,377,812	8.90%	18,729	610	42.01	14.88%
Colorado	482	0.98%	11,318,963	1.01%	6,329,384	1.04%	19,215	611	41.75	14.06%
Connecticut	600	1.22%	12,663,649	1.13%	7,420,572	1.21%	16,400	604	41.61	13.27%
Delaware	10	0.02%	252,139	0.02%	137,062	0.02%	20,583	654	42.73	13.86%
Florida	5,622	11.43%	120,108,089	10.74%	66,149,150	10.83%	17,274	600	42.05	14.61%
Georgia	2,545	5.18%	59,671,169	5.34%	32,744,929	5.36%	19,093	609	42.37	15.53%
Hawaii	139	0.28%	3,052,226	0.27%	1,665,135	0.27%	17,781	600	41.76	16.13%
Idaho	119	0.24%	2,752,665	0.25%	1,561,963	0.26%	19,010	612	42.29	13.36%
Illinois	1,838	3.74%	43,100,651	3.85%	24,478,130	4.01%	19,128	611	42.30	14.38%
Indiana	882	1.79%	19,043,544	1.70%	10,446,686	1.71%	17,721	611	41.97	15.00%
Iowa	190	0.39%	4,375,568	0.39%	2,249,894	0.37%	17,394	620	41.01	13.42%
Kansas	233	0.47%	5,100,493	0.46%	2,894,539	0.47%	17,700	602	42.28	14.90%
Kentucky	798	1.62%	17,437,923	1.56%	9,578,475	1.57%	17,975	612	42.56	14.53%
Louisiana	1,284	2.61%	29,890,167	2.67%	16,273,986	2.66%	19,052	602	42.32	15.49%
Maine	146	0.30%	3,223,863	0.29%	1,948,472	0.32%	18,255	616	42.23	12.67%
Maryland	24	0.05%	471,374	0.04%	265,649	0.04%	14,853	626	41.02	15.86%
Massachusetts	27	0.05%	521,035	0.05%	305,891	0.05%	16,643	628	42.45	14.31%
Michigan	1,115	2.27%	24,754,714	2.21%	13,166,467	2.16%	17,466	614	42.00	14.09%
Minnesota	281	0.57%	6,910,807	0.62%	3,737,538	0.61%	19,431	628	42.16	12.30%
Mississippi	846	1.72%	19,398,318	1.73%	10,520,146	1.72%	18,610	610	42.02	15.77%
Missouri	909	1.85%	19,887,677	1.78%	10,743,849	1.76%	17,472	605	42.15	14.63%
Montana	178	0.36%	4,248,384	0.38%	2,142,093	0.35%	19,732	603	41.95	14.62%
Nebraska	162	0.33%	3,763,438	0.34%	1,976,214	0.32%	17,992	621	41.90	12.94%
Nevada	417	0.85%	9,906,966	0.89%	5,366,224	0.88%	18,948	605	41.99	14.24%
New Hampshire	226	0.46%	4,868,579	0.44%	2,620,096	0.43%	17,468	606	40.71	13.81%
New Jersey	1,330	2.70%	28,853,524	2.58%	16,339,544	2.68%	17,051	614	41.36	13.67%
New Mexico	432	0.88%	10,498,091	0.94%	5,751,545	0.94%	20,660	614	42.70	15.63%
New York	2,310	4.70%	53,055,716	4.74%	28,998,517	4.75%	17,755	613	41.82	13.99%
North Carolina	2,121	4.31%	47,299,764	4.23%	25,648,741	4.20%	18,176	605	42.11	14.37%
North Dakota	70	0.14%	1,792,499	0.16%	1,005,982	0.16%	20,407	621	42.18	13.17%
Ohio	1,667	3.39%	35,469,310	3.17%	19,363,008	3.17%	17,367	610	42.00	14.67%
Oklahoma	1,111	2.26%	24,839,245	2.22%	13,150,721	2.15%	18,116	607	41.97	15.12%
Oregon	321	0.65%	6,889,435	0.62%	3,572,397	0.58%	17,498	604	41.46	14.36%
Pennsylvania	67	0.14%	1,441,608	0.13%	684,315	0.11%	16,710	604	42.62	15.17%
Rhode Island	123	0.25%	2,397,610	0.21%	1,400,566	0.23%	15,289	607	41.73	14.03%
South Carolina	1,056	2.15%	23,204,560	2.07%	12,614,793	2.07%	17,813	603	41.75	15.16%
South Dakota	58	0.12%	1,461,484	0.13%	764,042	0.13%	19,335	638	39.97	11.68%
Tennessee	1,175	2.39%	26,655,180	2.38%	14,354,667	2.35%	18,162	612	42.04	14.90%
Texas	8,082	16.43%	193,963,531	17.34%	105,824,878	17.33%	19,561	603	42.10	14.61%
Utah	176	0.36%	4,364,594	0.39%	2,142,640	0.35%	20,395	615	42.06	13.47%
Vermont	78	0.16%	1,935,403	0.17%	1,130,945	0.19%	19,888	618	41.77	13.29%
Virginia	854	1.74%	18,840,653	1.68%	10,532,382	1.72%	17,973	606	42.38	15.07%
Washington	393	0.80%	9,559,415	0.85%	5,201,774	0.85%	20,397	624	42.43	13.40%
West Virginia	366	0.74%	8,749,173	0.78%	4,925,258	0.81%	19,746	620	42.71	13.43%
Wisconsin	473	0.96%	11,582,491	1.04%	6,255,387	1.02%	19,300	629	42.23	11.87%
Wyoming	63	0.13%	1,656,552	0.15%	891,973	0.15%	20,596	615	40.59	12.53%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	20,666	0.00%	13,183	0.00%	13,183	0	41.00	6.00%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	16	0.03%	444,309	0.04%	265,244	0.04%	23,359	663	42.68	11.76%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	5	0.01%	134,179	0.01%	92,788	0.02%	25,351	573	42.28	14.83%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	49,176	100.00%	1,118,422,576	100.00%	610,749,036	100.00%	18,478	608	42.08	14.60%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	12,878	26.19%	397,955,437	35.58%	216,289,709	35.41%	22,998	618	43.05	12.27%
Used	36,298	73.81%	720,467,139	64.42%	394,459,327	64.59%	16,000	602	41.54	15.87%
NA	-	-	-	-	-	-	-	-	-	-
Total:	49,176	100.00%	1,118,422,576	100.00%	610,749,036	100.00%	18,478	608	42.08	14.60%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	21,133	42.97%	390,509,006	34.92%	205,611,522	33.67%	15,049	601	41.86	16.47%
Truck	7,485	15.22%	241,865,954	21.63%	132,630,988	21.72%	23,672	618	41.80	12.83%
SUV	20,558	41.80%	486,047,616	43.46%	272,506,526	44.62%	18,538	608	42.38	14.04%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	49,176	100.00%	1,118,422,576	100.00%	610,749,036	100.00%	18,478	608	42.08	14.60%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	4,712	9.58%	102,467,008	9.16%	55,808,147	9.14%	17,683	604	41.32	15.49%
Ford: Lincoln	224	0.46%	4,696,650	0.42%	2,692,530	0.44%	17,114	586	41.86	16.37%
Ford: Mercury	4	0.01%	38,218	0.00%	14,504	0.00%	7,321	591	42.35	15.53%
GMC	1,158	2.35%	31,068,574	2.78%	17,673,897	2.89%	20,641	605	41.51	14.94%
GMC: Buick	522	1.06%	9,682,085	0.87%	5,546,490	0.91%	14,924	591	41.83	16.79%
GMC: Cadillac	534	1.09%	13,137,261	1.17%	7,238,030	1.19%	20,017	604	41.13	15.12%
GMC: Chevrolet	5,085	10.34%	111,421,920	9.96%	61,666,244	10.10%	18,015	600	41.71	15.95%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	1	0.00%	11,441	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	15	0.03%	652,241	0.06%	328,341	0.05%	29,907	643	42.92	9.99%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	811	1.65%	18,954,033	1.69%	9,593,790	1.57%	18,240	597	41.22	15.03%
BMW: Mini	94	0.19%	1,498,133	0.13%	777,917	0.13%	12,372	601	39.43	15.18%
Daimler: Freightliner	1	0.00%	27,168	0.00%	16,596	0.00%	16,596	707	40.00	9.34%
Daimler: Mercedes-Benz	732	1.49%	17,542,401	1.57%	9,346,352	1.53%	18,528	598	41.45	15.59%
Daimler: Smart	5	0.01%	37,860	0.00%	16,222	0.00%	5,482	616	32.98	18.63%
Fiat	102	0.21%	1,701,415	0.15%	987,122	0.16%	14,488	622	42.23	14.10%
Fiat: Alfa Romeo	41	0.08%	1,240,526	0.11%	715,818	0.12%	24,220	605	43.22	12.37%
Fiat: Chrysler	943	1.92%	22,161,890	1.98%	11,439,954	1.87%	18,428	629	40.96	12.51%
Fiat: Dodge	7,365	14.98%	218,913,214	19.57%	118,707,185	19.44%	22,806	620	42.69	12.70%
Fiat: Jeep	6,383	12.98%	177,936,935	15.91%	97,958,312	16.04%	20,945	629	42.85	11.28%
Fiat: Maserati	1	0.00%	33,212	0.00%	0	0.00%	0	0	0.00	0.00%
Geely: Volvo	85	0.17%	2,014,708	0.18%	1,184,931	0.19%	20,093	607	42.05	13.69%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	870	1.77%	14,445,468	1.29%	7,849,910	1.29%	13,632	595	41.68	16.27%
Volkswagen: Audi	364	0.74%	8,155,465	0.73%	4,196,334	0.69%	17,621	600	40.77	15.04%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	48	0.10%	1,627,429	0.15%	897,998	0.15%	24,111	609	42.04	12.60%
Honda	2,217	4.51%	41,550,165	3.72%	23,079,615	3.78%	14,588	598	41.63	16.74%
Honda: Acura	256	0.52%	5,455,100	0.49%	3,209,335	0.53%	16,848	601	41.64	15.88%
Hyundai	2,485	5.05%	40,547,939	3.63%	21,625,606	3.54%	12,997	591	41.85	16.93%
Hyundai: Kia	2,602	5.29%	45,121,905	4.03%	24,520,538	4.01%	14,014	589	42.30	17.29%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	474	0.96%	8,113,990	0.73%	4,495,443	0.74%	13,313	591	41.71	16.57%
Mitsubishi	724	1.47%	13,796,360	1.23%	7,170,061	1.17%	14,949	586	42.52	17.35%
Nissan	5,780	11.75%	106,317,648	9.51%	58,050,662	9.50%	14,629	595	42.13	16.81%
Nissan: Infiniti	440	0.89%	10,595,407	0.95%	5,752,224	0.94%	18,434	593	42.01	15.26%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	396	0.81%	7,498,379	0.67%	4,061,411	0.66%	14,847	604	40.85	15.56%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	85	0.17%	2,365,217	0.21%	1,287,762	0.21%	21,315	598	43.02	15.25%
Tata: Land Rover	161	0.33%	5,052,155	0.45%	2,527,981	0.41%	23,576	603	42.24	13.94%
Toyota	2,963	6.03%	61,693,703	5.52%	34,314,391	5.62%	16,425	594	41.69	16.09%
Toyota: Lexus	319	0.65%	7,476,229	0.67%	4,122,486	0.67%	17,750	595	41.13	15.01%
Toyota: Scion	29	0.06%	320,970	0.03%	147,253	0.02%	7,686	599	37.78	19.75%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	145	0.29%	3,052,151	0.27%	1,727,641	0.28%	17,587	599	41.81	16.60%
Total:	49,176	100.00%	1,118,422,576	100.00%	610,749,036	100.00%	18,478	608	42.08	14.60%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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