StratMaker (145222)

Santander Drive Auto Receivables Trust 2022-7

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

28.67% / 71.33%

Total Original # of Loans

45,909

WA Loan to Value (LTV)

98.04%

Total Original Loan Amount (OLA)

$ 1,202,639,845

WA Payment to Income (PTI)

11.13%

Weighted Average (WA) OLA

$ 30,999

WA FICO (non-zero)

599

Rep. Period Beginning Loan Amount

$ 1,008,097,256

WA Remaining Term (RT)

63.58

Rep. Period Ending Loan Amount (ELA)

$ 986,933,310

WA Original APR

16.34%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

45,909

Total Original Loan Amount (OLA)

$ 1,202,639,845

Weighted Average (WA) OLA

$ 30,999

Rep. Period Beginning Loan Amount

$ 1,008,097,256

Rep. Period Ending Loan Amount (ELA)

$ 986,933,310

As % of Reporting Period ELA:

New % / Used %

28.67% / 71.33%

WA Loan to Value (LTV)

98.04%

WA Payment to Income (PTI)

11.13%

WA FICO (non-zero)

599

WA Remaining Term (RT)

63.58

WA Original APR

16.34%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	5	0.01%	23,143	0.00%	18,047	0.00%	4,228	655	55.96	11.79%
$5,000 - $9,999	1,152	2.51%	9,683,181	0.81%	4,975,936	0.50%	6,503	575	44.53	17.86%
$10,000 - $14,999	4,897	10.67%	63,040,704	5.24%	38,302,615	3.88%	10,374	583	49.28	19.07%
$15,000 - $19,999	8,241	17.95%	144,834,595	12.04%	102,653,287	10.40%	15,114	586	56.17	18.55%
$20,000 - $24,999	9,467	20.62%	213,052,826	17.72%	168,324,278	17.06%	20,350	589	61.58	18.14%
$25,000 - $29,999	8,168	17.79%	223,518,777	18.59%	186,463,256	18.89%	25,335	592	64.19	17.81%
$30,000 - $39,999	9,688	21.10%	331,980,609	27.60%	289,795,065	29.36%	32,383	598	66.10	16.46%
$40,000 - $49,999	2,634	5.74%	115,525,513	9.61%	101,927,645	10.33%	41,523	610	67.39	13.13%
$50,000 - $59,999	984	2.14%	53,698,890	4.47%	49,563,178	5.02%	52,590	623	68.84	11.52%
$60,000 - $69,999	408	0.89%	26,134,842	2.17%	24,742,165	2.51%	61,929	645	68.85	8.61%
$70,000 - $79,999	164	0.36%	12,079,932	1.00%	11,528,988	1.17%	71,277	652	68.96	6.99%
$80,000 - $89,999	58	0.13%	4,877,512	0.41%	4,681,150	0.47%	81,153	694	69.66	7.08%
$90,000 - $99,999	36	0.08%	3,465,472	0.29%	3,255,088	0.33%	93,105	711	69.69	6.80%
Over $100,000	7	0.02%	723,850	0.06%	702,612	0.07%	100,455	767	70.01	6.22%
Total:	45,909	100.00%	1,202,639,845	100.00%	986,933,310	100.00%	29,851	599	63.58	16.34%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	4,400	9.58%	69,761,971	5.80%	11,906,755	1.21%	3,714	600	16.94	17.43%
$5,000 - $9,999	6,366	13.87%	122,587,066	10.19%	46,761,675	4.74%	7,624	594	23.15	17.01%
$10,000 - $14,999	5,115	11.14%	105,756,981	8.79%	63,940,365	6.48%	12,671	590	41.97	17.58%
$15,000 - $19,999	5,809	12.65%	118,492,000	9.85%	102,054,574	10.34%	17,687	588	60.39	18.09%
$20,000 - $24,999	6,902	15.03%	163,725,446	13.61%	155,467,902	15.75%	22,617	589	66.90	18.16%
$25,000 - $29,999	6,265	13.65%	176,482,244	14.67%	171,811,979	17.41%	27,500	592	68.95	17.89%
$30,000 - $39,999	7,647	16.66%	268,068,483	22.29%	261,982,026	26.55%	34,485	598	69.78	16.38%
$40,000 - $49,999	1,990	4.33%	89,628,823	7.45%	87,356,434	8.85%	44,082	612	70.10	13.04%
$50,000 - $59,999	869	1.89%	48,771,823	4.06%	47,462,846	4.81%	54,762	623	69.74	11.15%
$60,000 - $69,999	347	0.76%	22,974,698	1.91%	22,308,476	2.26%	64,423	645	69.60	8.39%
$70,000 - $79,999	120	0.26%	9,129,363	0.76%	8,845,408	0.90%	73,814	660	69.34	6.93%
$80,000 - $89,999	45	0.10%	3,905,644	0.32%	3,785,527	0.38%	84,217	702	69.55	7.22%
$90,000 - $99,999	29	0.06%	2,832,072	0.24%	2,739,503	0.28%	94,511	714	69.97	7.07%
Over $100,000	5	0.01%	523,231	0.04%	509,840	0.05%	101,992	760	70.20	6.36%
Total:	45,909	100.00%	1,202,639,845	100.00%	986,933,310	100.00%	29,851	599	63.58	16.34%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	45,909	100.00%	1,202,639,845	100.00%	986,933,310	100.00%	29,851	599	63.58	16.34%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	45,909	100.00%	1,202,639,845	100.00%	986,933,310	100.00%	29,851	599	63.58	16.34%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	144	0.31%	7,553,784	0.63%	6,801,370	0.69%	55,758	692	57.58	0.99%
2.50 - 4.99%	798	1.74%	32,043,427	2.66%	23,957,366	2.43%	56,448	668	64.51	4.15%
5.00 - 7.49%	642	1.40%	21,688,395	1.80%	17,000,397	1.72%	38,681	672	64.25	6.44%
7.50 - 9.99%	2,609	5.68%	81,227,058	6.75%	64,742,011	6.56%	37,076	652	64.97	9.00%
10.00 - 12.49%	4,851	10.57%	146,165,943	12.15%	123,485,597	12.51%	34,672	614	66.03	11.27%
12.50 - 14.99%	6,142	13.38%	178,812,040	14.87%	151,457,040	15.35%	32,037	604	65.72	13.66%
15.00 - 17.49%	7,225	15.74%	197,613,424	16.43%	162,414,170	16.46%	29,283	594	63.59	16.12%
17.50 - 19.99%	9,696	21.12%	237,077,913	19.71%	179,251,410	18.16%	25,822	583	59.40	18.37%
20.00 - 22.49%	6,303	13.73%	141,855,142	11.80%	115,677,957	11.72%	24,689	579	62.03	20.89%
22.50 - 24.99%	4,322	9.41%	94,169,235	7.83%	83,105,622	8.42%	23,930	571	64.76	23.63%
25.00 - 27.49%	1,983	4.32%	41,076,843	3.42%	37,297,294	3.78%	22,739	564	65.46	25.69%
27.50 - 29.99%	1,194	2.60%	23,356,638	1.94%	21,743,078	2.20%	21,192	553	65.81	28.68%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	45,909	100.00%	1,202,639,845	100.00%	986,933,310	100.00%	29,851	599	63.58	16.34%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	2,227	4.85%	50,422,296	4.19%	42,190,408	4.27%	25,278	474	62.25	18.93%
500 - 549	6,944	15.13%	171,356,201	14.25%	142,035,965	14.39%	27,136	528	62.66	18.30%
550 - 599	12,950	28.21%	338,791,899	28.17%	278,158,060	28.18%	29,001	576	63.13	17.12%
600 - 649	12,023	26.19%	343,729,559	28.58%	288,220,160	29.20%	32,090	621	64.99	14.92%
650 - 699	3,374	7.35%	96,883,519	8.06%	77,719,459	7.87%	32,851	671	64.05	14.28%
700 - 749	1,548	3.37%	45,660,525	3.80%	36,300,088	3.68%	36,405	722	64.31	12.29%
750 - 799	631	1.37%	20,252,992	1.68%	15,613,930	1.58%	41,893	771	63.58	9.33%
800+	550	1.20%	16,994,477	1.41%	12,544,724	1.27%	40,457	834	59.95	7.08%
NA	5,662	12.33%	118,548,377	9.86%	94,150,516	9.54%	23,247	0	62.37	19.96%
Total:	45,909	100.00%	1,202,639,845	100.00%	986,933,310	100.00%	29,851	599	63.58	16.34%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	5	0.01%	50,857	0.00%	45,966	0.00%	10,548	581	22.55	11.94%
25 - 36	112	0.24%	2,865,261	0.24%	2,508,870	0.25%	37,564	767	33.89	3.60%
37 - 48	339	0.74%	5,623,755	0.47%	5,123,990	0.52%	21,635	623	44.61	13.88%
49 - 60	3,174	6.91%	57,607,919	4.79%	43,331,560	4.39%	22,591	605	54.96	17.79%
61 - 72	36,670	79.88%	952,398,952	79.19%	783,135,048	79.35%	29,475	599	63.69	16.51%
73+	5,609	12.22%	184,093,101	15.31%	152,787,875	15.48%	33,997	599	66.58	15.40%
Total:	45,909	100.00%	1,202,639,845	100.00%	986,933,310	100.00%	29,851	599	63.58	16.34%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	600	1.31%	14,355,927	1.19%	0	0.00%	0	0	0.00	0.00%
1 - 12	1,153	2.51%	18,625,490	1.55%	2,817,744	0.29%	3,786	600	8.39	16.88%
13 - 24	10,807	23.54%	228,620,232	19.01%	84,730,012	8.59%	9,729	594	19.77	17.02%
25 - 36	1,644	3.58%	40,635,618	3.38%	25,764,410	2.61%	18,817	602	27.80	15.89%
37 - 48	619	1.35%	11,714,997	0.97%	10,037,234	1.02%	20,590	594	44.20	15.45%
49 - 60	2,914	6.35%	62,222,604	5.17%	57,665,017	5.84%	24,273	596	57.05	17.00%
61 - 72	25,034	54.53%	720,062,087	59.87%	701,503,701	71.08%	32,328	600	69.78	16.34%
73+	3,138	6.84%	106,402,891	8.85%	104,415,192	10.58%	36,940	600	73.24	15.64%
Total:	45,909	100.00%	1,202,639,845	100.00%	986,933,310	100.00%	29,851	599	63.58	16.34%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	32,126	69.98%	846,302,620	70.37%	696,738,432	70.60%	30,412	608	65.02	15.84%
1 - 15	6,138	13.37%	161,228,082	13.41%	130,820,540	13.26%	29,176	584	61.02	16.95%
16 - 30	3,121	6.80%	80,173,261	6.67%	63,443,276	6.43%	28,333	580	59.36	17.27%
31 - 60	3,129	6.82%	79,358,944	6.60%	65,830,657	6.67%	27,501	574	58.91	18.40%
61 - 90	1,159	2.52%	29,690,308	2.47%	25,809,936	2.62%	28,445	573	61.35	18.85%
91 - 120	222	0.48%	5,479,066	0.46%	4,290,470	0.43%	26,372	570	55.64	18.64%
121+	14	0.03%	407,565	0.03%	0	0.00%	0	0	0.00	0.00%
Total:	45,909	100.00%	1,202,639,845	100.00%	986,933,310	100.00%	29,851	599	63.58	16.34%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,730	5.95%	65,396,201	5.44%	47,706,567	4.83%	26,087	633	61.58	14.34%
Stated, not verified	42,751	93.12%	1,125,978,804	93.63%	930,485,964	94.28%	30,031	598	63.70	16.43%
Stated, verified to Level 3²	428	0.93%	11,264,839	0.94%	8,740,779	0.89%	31,286	580	61.23	17.71%
NA	-	-	-	-	-	-	-	-	-	-
Total:	45,909	100.00%	1,202,639,845	100.00%	986,933,310	100.00%	29,851	599	63.58	16.34%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	42,879	93.40%	1,125,409,525	93.58%	920,629,224	93.28%	29,928	601	63.51	16.19%
Stated, verified but not Level 4 or 5	3,030	6.60%	77,230,320	6.42%	66,304,086	6.72%	28,783	580	64.56	18.45%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	45,909	100.00%	1,202,639,845	100.00%	986,933,310	100.00%	29,851	599	63.58	16.34%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	4,613	10.05%	105,090,643	8.74%	81,590,329	8.27%	27,722	620	63.26	12.57%
5.00 - 9.99%	16,521	35.99%	426,104,517	35.43%	347,127,477	35.17%	29,974	603	63.41	15.29%
10.00 - 14.99%	15,580	33.94%	420,659,800	34.98%	346,329,102	35.09%	30,283	594	63.42	17.06%
15.00 - 19.99%	8,114	17.67%	219,741,743	18.27%	185,270,943	18.77%	29,652	593	64.10	18.42%
20.00 - 24.99%	1,077	2.35%	30,906,224	2.57%	26,589,426	2.69%	30,573	604	65.22	17.99%
25.00 - 29.99%	4	0.01%	136,918	0.01%	26,035	0.00%	7,863	670	18.87	8.14%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	45,909	100.00%	1,202,639,845	100.00%	986,933,310	100.00%	29,851	599	63.58	16.34%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	59	0.13%	605,846	0.05%	491,694	0.05%	11,399	651	53.16	8.25%
25.00 - 49.99%	667	1.45%	10,115,111	0.84%	8,491,490	0.86%	18,404	582	63.37	11.11%
50.00 - 74.99%	2,723	5.93%	60,477,484	5.03%	49,434,993	5.01%	25,759	607	63.87	11.88%
75.00 - 99.99%	12,258	26.70%	323,045,619	26.86%	248,338,080	25.16%	28,771	589	61.32	15.22%
100.00 - 109.99%	9,420	20.52%	257,333,208	21.40%	210,231,393	21.30%	30,686	596	63.49	16.47%
110.00 - 119.99%	10,067	21.93%	276,511,166	22.99%	234,209,366	23.73%	31,418	600	64.77	17.16%
120.00 - 129.99%	6,842	14.90%	179,956,526	14.96%	154,142,202	15.62%	30,728	606	64.70	17.70%
130.00 - 139.99%	3,584	7.81%	87,196,086	7.25%	74,869,854	7.59%	28,395	619	64.90	17.97%
140.00%+	289	0.63%	7,398,799	0.62%	6,724,238	0.68%	31,124	646	66.90	16.66%
Total:	45,909	100.00%	1,202,639,845	100.00%	986,933,310	100.00%	29,851	599	63.58	16.34%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	853	1.86%	20,964,349	1.74%	17,379,668	1.76%	27,826	598	63.34	18.26%
Alaska	71	0.15%	1,899,477	0.16%	1,695,142	0.17%	31,601	597	67.11	18.69%
Arizona	786	1.71%	20,761,769	1.73%	17,032,328	1.73%	30,308	601	63.15	16.58%
Arkansas	723	1.57%	18,501,532	1.54%	14,330,940	1.45%	30,141	607	61.56	15.61%
California	3,587	7.81%	94,594,510	7.87%	75,171,469	7.62%	30,523	603	62.36	16.59%
Colorado	435	0.95%	11,750,439	0.98%	9,957,561	1.01%	33,200	614	65.02	15.23%
Connecticut	431	0.94%	10,050,671	0.84%	7,288,164	0.74%	26,044	606	60.77	14.74%
Delaware	218	0.47%	5,049,903	0.42%	4,259,550	0.43%	25,373	593	63.56	17.79%
Florida	3,551	7.73%	96,170,288	8.00%	84,797,545	8.59%	30,851	600	66.44	15.65%
Georgia	2,115	4.61%	55,741,812	4.63%	44,929,881	4.55%	29,513	597	62.11	17.78%
Hawaii	134	0.29%	3,508,400	0.29%	3,064,390	0.31%	28,128	589	65.15	18.66%
Idaho	93	0.20%	2,206,150	0.18%	1,638,403	0.17%	27,551	586	59.65	16.96%
Illinois	1,282	2.79%	31,583,793	2.63%	23,112,342	2.34%	27,054	598	58.98	17.69%
Indiana	634	1.38%	15,665,741	1.30%	12,896,092	1.31%	27,916	599	63.64	17.30%
Iowa	171	0.37%	4,572,256	0.38%	3,835,618	0.39%	31,613	607	63.95	15.71%
Kansas	166	0.36%	4,377,930	0.36%	3,737,238	0.38%	31,293	601	64.43	16.62%
Kentucky	535	1.17%	12,427,133	1.03%	9,713,863	0.98%	25,560	595	62.08	17.38%
Louisiana	945	2.06%	24,890,682	2.07%	19,658,839	1.99%	30,502	597	61.01	16.43%
Maine	127	0.28%	3,345,833	0.28%	2,836,739	0.29%	30,486	605	65.14	14.86%
Maryland	1,756	3.82%	45,787,036	3.81%	37,395,881	3.79%	29,346	590	62.46	16.80%
Massachusetts	712	1.55%	17,921,540	1.49%	15,732,989	1.59%	28,107	597	66.33	15.65%
Michigan	801	1.74%	19,754,635	1.64%	15,940,100	1.62%	26,200	596	63.60	17.21%
Minnesota	250	0.54%	6,822,035	0.57%	5,355,694	0.54%	32,251	610	61.05	14.53%
Mississippi	628	1.37%	15,986,953	1.33%	12,284,881	1.24%	28,289	596	60.08	17.68%
Missouri	783	1.71%	18,422,894	1.53%	14,755,866	1.50%	26,149	591	62.86	18.00%
Montana	113	0.25%	2,913,693	0.24%	2,401,624	0.24%	30,823	609	64.71	15.96%
Nebraska	127	0.28%	3,184,866	0.26%	2,660,048	0.27%	29,988	615	63.27	13.80%
Nevada	560	1.22%	14,916,340	1.24%	12,539,098	1.27%	30,041	603	64.16	16.91%
New Hampshire	247	0.54%	5,719,010	0.48%	4,973,677	0.50%	25,839	586	65.89	17.44%
New Jersey	1,352	2.94%	34,017,277	2.83%	27,399,854	2.78%	28,097	597	63.92	16.54%
New Mexico	333	0.73%	9,116,887	0.76%	7,214,882	0.73%	30,423	605	62.22	16.19%
New York	1,969	4.29%	53,521,389	4.45%	42,542,195	4.31%	30,438	612	63.50	16.32%
North Carolina	1,979	4.31%	52,804,210	4.39%	44,012,885	4.46%	30,671	594	63.95	16.08%
North Dakota	77	0.17%	1,980,855	0.16%	1,690,580	0.17%	28,927	597	63.50	17.42%
Ohio	1,882	4.10%	44,290,692	3.68%	37,527,435	3.80%	26,017	598	64.97	17.39%
Oklahoma	812	1.77%	20,093,721	1.67%	16,249,724	1.65%	28,169	601	62.64	16.37%
Oregon	280	0.61%	6,843,153	0.57%	5,635,604	0.57%	27,848	595	63.21	16.56%
Pennsylvania	1,978	4.31%	48,945,603	4.07%	39,726,775	4.03%	27,489	590	62.92	15.71%
Rhode Island	133	0.29%	3,111,103	0.26%	2,530,135	0.26%	28,099	605	64.10	15.04%
South Carolina	938	2.04%	23,822,673	1.98%	19,478,170	1.97%	28,487	593	63.12	17.39%
South Dakota	59	0.13%	1,605,658	0.13%	1,375,460	0.14%	31,577	603	63.09	15.63%
Tennessee	981	2.14%	24,950,554	2.07%	20,442,598	2.07%	29,043	599	63.34	17.57%
Texas	7,882	17.17%	226,005,296	18.79%	188,651,866	19.11%	32,790	603	64.29	15.05%
Utah	187	0.41%	5,656,855	0.47%	4,888,698	0.50%	37,858	629	67.30	15.30%
Vermont	61	0.13%	1,638,916	0.14%	1,333,393	0.14%	30,823	582	63.67	16.18%
Virginia	864	1.88%	21,802,343	1.81%	18,364,193	1.86%	28,595	589	64.41	17.25%
Washington	292	0.64%	7,232,916	0.60%	5,561,011	0.56%	25,995	593	61.47	17.64%
West Virginia	475	1.03%	11,961,147	0.99%	10,156,628	1.03%	28,466	596	65.61	17.59%
Wisconsin	309	0.67%	7,568,040	0.63%	5,528,284	0.56%	26,799	597	60.27	16.85%
Wyoming	48	0.10%	1,481,711	0.12%	1,230,144	0.12%	34,219	614	61.72	15.76%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	184	0.40%	4,697,173	0.39%	4,017,164	0.41%	27,148	587	63.32	18.53%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	45,909	100.00%	1,202,639,845	100.00%	986,933,310	100.00%	29,851	599	63.58	16.34%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	11,259	24.52%	370,462,973	30.80%	282,995,294	28.67%	37,246	606	60.56	12.95%
Used	34,650	75.48%	832,176,871	69.20%	703,938,016	71.33%	26,879	597	64.79	17.71%
NA	-	-	-	-	-	-	-	-	-	-
Total:	45,909	100.00%	1,202,639,845	100.00%	986,933,310	100.00%	29,851	599	63.58	16.34%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	18,463	40.22%	402,792,640	33.49%	313,484,828	31.76%	24,420	598	61.15	17.99%
Truck	6,853	14.93%	253,505,528	21.08%	211,712,642	21.45%	40,124	614	64.75	13.71%
SUV	20,593	44.86%	546,341,677	45.43%	461,735,840	46.78%	28,829	594	64.70	16.43%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	45,909	100.00%	1,202,639,845	100.00%	986,933,310	100.00%	29,851	599	63.58	16.34%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,281	4.97%	54,184,034	4.51%	42,495,523	4.31%	28,770	601	61.62	17.35%
Ford: Lincoln	202	0.44%	5,100,241	0.42%	4,422,271	0.45%	27,836	589	64.47	17.44%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	1,151	2.51%	35,545,583	2.96%	29,680,542	3.01%	34,244	598	64.43	15.91%
GMC: Buick	549	1.20%	12,234,104	1.02%	10,017,830	1.02%	23,714	590	62.83	17.45%
GMC: Cadillac	396	0.86%	11,553,835	0.96%	9,483,490	0.96%	33,186	593	63.85	16.41%
GMC: Chevrolet	5,654	12.32%	150,924,396	12.55%	126,443,988	12.81%	30,542	597	64.10	16.80%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	41	0.09%	1,728,248	0.14%	1,646,091	0.17%	44,350	632	70.10	13.92%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	733	1.60%	21,073,037	1.75%	18,338,352	1.86%	31,842	593	64.84	17.36%
BMW: Mini	83	0.18%	1,679,406	0.14%	1,396,019	0.14%	22,167	577	63.25	16.94%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	619	1.35%	18,137,350	1.51%	14,991,888	1.52%	31,436	599	63.24	17.72%
Daimler: Smart	4	0.01%	39,824	0.00%	29,190	0.00%	12,143	518	58.93	18.14%
Fiat	109	0.24%	1,846,899	0.15%	1,111,364	0.11%	14,296	605	46.69	18.29%
Fiat: Alfa Romeo	67	0.15%	2,316,418	0.19%	2,116,026	0.21%	37,894	597	69.63	13.84%
Fiat: Chrysler	782	1.70%	18,813,794	1.56%	12,991,617	1.32%	24,529	595	57.53	17.01%
Fiat: Dodge	4,335	9.44%	158,482,358	13.18%	129,255,318	13.10%	40,992	624	63.96	12.94%
Fiat: Jeep	5,134	11.18%	140,672,434	11.70%	110,171,078	11.16%	30,012	603	62.96	14.94%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	98	0.21%	2,810,167	0.23%	2,452,130	0.25%	31,979	601	64.56	16.45%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,112	2.42%	24,821,460	2.06%	21,826,044	2.21%	25,310	589	65.50	17.55%
Volkswagen: Audi	355	0.77%	9,693,646	0.81%	8,598,209	0.87%	30,038	593	65.42	16.74%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	37	0.08%	1,475,938	0.12%	1,045,288	0.11%	39,287	608	65.01	14.99%
Honda	1,957	4.26%	47,492,441	3.95%	40,876,302	4.14%	26,303	596	65.42	17.43%
Honda: Acura	214	0.47%	5,799,294	0.48%	5,118,732	0.52%	29,606	604	65.38	16.70%
Hyundai	2,558	5.57%	53,141,252	4.42%	43,707,166	4.43%	23,440	593	63.06	17.80%
Hyundai: Kia	2,538	5.53%	56,266,453	4.68%	46,822,338	4.74%	24,572	593	63.35	17.79%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	559	1.22%	12,524,816	1.04%	10,790,370	1.09%	24,446	591	65.64	17.29%
Mitsubishi	1,366	2.98%	34,841,897	2.90%	31,062,229	3.15%	28,074	590	66.28	16.01%
Nissan	4,825	10.51%	102,996,605	8.56%	80,744,317	8.18%	22,553	588	60.97	18.52%
Nissan: Infiniti	410	0.89%	12,073,985	1.00%	10,487,373	1.06%	30,324	591	64.86	16.77%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	389	0.85%	9,299,274	0.77%	8,022,405	0.81%	26,317	594	66.16	16.56%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	60	0.13%	1,817,589	0.15%	1,623,104	0.16%	32,715	584	67.59	17.44%
Tata: Land Rover	142	0.31%	5,129,804	0.43%	4,443,986	0.45%	37,955	601	66.69	15.17%
Toyota	2,984	6.50%	77,504,547	6.44%	65,368,222	6.62%	28,707	598	64.88	16.81%
Toyota: Lexus	278	0.61%	8,342,737	0.69%	7,151,560	0.72%	32,022	590	65.05	16.36%
Toyota: Scion	48	0.10%	736,448	0.06%	492,490	0.05%	14,522	594	55.22	20.15%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	3,839	8.36%	101,539,530	8.44%	81,710,459	8.28%	28,806	595	62.53	16.73%
Total:	45,909	100.00%	1,202,639,845	100.00%	986,933,310	100.00%	29,851	599	63.58	16.34%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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