StratMaker (145226)

Santander Drive Auto Receivables Trust 2020-4

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

34.10% / 65.90%

Total Original # of Loans

39,797

WA Loan to Value (LTV)

77.47%

Total Original Loan Amount (OLA)

$ 938,980,390

WA Payment to Income (PTI)

10.67%

Weighted Average (WA) OLA

$ 28,086

WA FICO (non-zero)

608

Rep. Period Beginning Loan Amount

$ 567,682,384

WA Remaining Term (RT)

44.98

Rep. Period Ending Loan Amount (ELA)

$ 543,294,792

WA Original APR

14.65%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

39,797

Total Original Loan Amount (OLA)

$ 938,980,390

Weighted Average (WA) OLA

$ 28,086

Rep. Period Beginning Loan Amount

$ 567,682,384

Rep. Period Ending Loan Amount (ELA)

$ 543,294,792

As % of Reporting Period ELA:

New % / Used %

34.10% / 65.90%

WA Loan to Value (LTV)

77.47%

WA Payment to Income (PTI)

10.67%

WA FICO (non-zero)

608

WA Remaining Term (RT)

44.98

WA Original APR

14.65%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	4,673	0.00%	3,167	0.00%	3,167	0	33.00	14.24%
$5,000 - $9,999	1,769	4.45%	14,705,125	1.57%	7,420,696	1.37%	5,336	582	35.50	17.11%
$10,000 - $14,999	6,113	15.36%	78,370,944	8.35%	44,162,304	8.13%	9,098	586	41.82	17.26%
$15,000 - $19,999	9,316	23.41%	163,221,794	17.38%	93,808,013	17.27%	12,882	591	44.41	16.94%
$20,000 - $24,999	7,808	19.62%	174,447,377	18.58%	101,709,400	18.72%	16,446	598	45.23	15.88%
$25,000 - $29,999	5,484	13.78%	149,735,999	15.95%	87,804,840	16.16%	20,104	601	45.63	15.22%
$30,000 - $39,999	6,358	15.98%	219,117,405	23.34%	127,515,082	23.47%	25,249	612	46.03	13.82%
$40,000 - $49,999	2,144	5.39%	93,948,671	10.01%	55,727,262	10.26%	30,568	636	46.07	10.53%
$50,000 - $59,999	621	1.56%	33,353,848	3.55%	19,079,551	3.51%	35,339	664	44.95	7.63%
$60,000 - $69,999	154	0.39%	9,877,264	1.05%	4,986,243	0.92%	40,306	709	43.26	6.01%
$70,000 - $79,999	23	0.06%	1,666,755	0.18%	785,823	0.14%	43,440	717	40.23	6.01%
$80,000 - $89,999	4	0.01%	344,066	0.04%	225,783	0.04%	56,602	750	47.25	6.49%
$90,000 - $99,999	2	0.01%	186,468	0.02%	66,627	0.01%	66,627	668	49.00	9.20%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	39,797	100.00%	938,980,390	100.00%	543,294,792	100.00%	20,132	608	44.98	14.65%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	8,225	20.67%	174,683,422	18.60%	4,190,151	0.77%	3,829	598	28.64	15.20%
$5,000 - $9,999	5,176	13.01%	69,715,439	7.42%	40,958,984	7.54%	8,162	603	38.78	15.57%
$10,000 - $14,999	9,303	23.38%	170,394,211	18.15%	117,022,879	21.54%	12,741	600	43.77	15.98%
$15,000 - $19,999	7,594	19.08%	181,574,256	19.34%	131,518,596	24.21%	17,439	600	45.28	15.74%
$20,000 - $24,999	4,640	11.66%	141,570,248	15.08%	103,541,114	19.06%	22,405	605	46.16	14.63%
$25,000 - $29,999	2,903	7.29%	108,684,328	11.57%	79,302,650	14.60%	27,390	613	46.63	13.59%
$30,000 - $39,999	1,799	4.52%	82,580,559	8.79%	59,798,829	11.01%	33,430	629	47.49	11.17%
$40,000 - $49,999	140	0.35%	8,514,799	0.91%	6,051,640	1.11%	43,377	675	48.27	8.29%
$50,000 - $59,999	15	0.04%	1,079,764	0.11%	783,258	0.14%	52,311	699	48.87	9.59%
$60,000 - $69,999	2	0.01%	183,364	0.02%	126,690	0.02%	63,515	737	48.05	8.79%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	39,797	100.00%	938,980,390	100.00%	543,294,792	100.00%	20,132	608	44.98	14.65%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	39,797	100.00%	938,980,390	100.00%	543,294,792	100.00%	20,132	608	44.98	14.65%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	39,797	100.00%	938,980,390	100.00%	543,294,792	100.00%	20,132	608	44.98	14.65%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	575	1.44%	25,513,377	2.72%	9,229,238	1.70%	22,869	776	31.98	0.19%
2.50 - 4.99%	523	1.31%	15,860,881	1.69%	8,993,018	1.66%	22,417	729	43.24	4.19%
5.00 - 7.49%	1,536	3.86%	44,465,094	4.74%	27,150,356	5.00%	23,161	682	45.26	6.46%
7.50 - 9.99%	3,008	7.56%	86,064,805	9.17%	53,332,637	9.82%	23,772	641	45.60	8.74%
10.00 - 12.49%	4,026	10.12%	111,886,029	11.92%	69,842,644	12.86%	23,066	618	45.78	11.19%
12.50 - 14.99%	5,930	14.90%	149,786,066	15.95%	92,199,943	16.97%	21,017	608	45.60	13.59%
15.00 - 17.49%	7,299	18.34%	170,031,970	18.11%	101,072,482	18.60%	19,589	595	45.30	15.96%
17.50 - 19.99%	7,421	18.65%	162,207,809	17.27%	91,210,715	16.79%	18,380	579	45.32	18.18%
20.00 - 22.49%	5,595	14.06%	106,356,640	11.33%	56,662,072	10.43%	16,221	567	44.17	20.79%
22.50 - 24.99%	3,027	7.61%	53,107,762	5.66%	27,282,561	5.02%	15,231	551	44.07	23.27%
25.00 - 27.49%	752	1.89%	12,194,587	1.30%	5,685,149	1.05%	14,015	535	43.44	25.34%
27.50 - 29.99%	105	0.26%	1,505,370	0.16%	633,978	0.12%	13,538	505	43.69	27.27%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	39,797	100.00%	938,980,390	100.00%	543,294,792	100.00%	20,132	608	44.98	14.65%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,398	3.51%	27,408,548	2.92%	16,031,263	2.95%	17,476	479	44.36	18.95%
500 - 549	6,073	15.26%	129,506,626	13.79%	74,445,895	13.70%	18,603	529	45.08	17.58%
550 - 599	12,117	30.45%	279,980,027	29.82%	165,244,265	30.42%	19,768	576	45.32	15.69%
600 - 649	9,592	24.10%	239,777,218	25.54%	141,846,309	26.11%	21,134	622	45.55	13.96%
650 - 699	3,838	9.64%	105,207,925	11.20%	61,594,190	11.34%	22,868	670	45.47	11.64%
700 - 749	1,541	3.87%	43,504,564	4.63%	24,509,158	4.51%	22,969	722	44.53	10.01%
750 - 799	724	1.82%	22,449,081	2.39%	11,712,117	2.16%	22,425	771	42.11	7.19%
800+	748	1.88%	24,863,686	2.65%	11,556,933	2.13%	20,460	835	38.82	4.57%
NA	3,766	9.46%	66,282,715	7.06%	36,354,664	6.69%	14,785	0	43.68	18.63%
Total:	39,797	100.00%	938,980,390	100.00%	543,294,792	100.00%	20,132	608	44.98	14.65%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	494	1.24%	15,916,797	1.70%	3,336,792	0.61%	9,988	782	9.38	1.79%
37 - 48	1,183	2.97%	16,201,983	1.73%	6,399,646	1.18%	8,498	603	21.42	16.01%
49 - 60	3,228	8.11%	52,812,602	5.62%	26,842,162	4.94%	12,560	614	33.38	14.78%
61 - 72	31,081	78.10%	722,647,488	76.96%	425,307,506	78.28%	19,487	603	45.65	15.20%
73+	3,811	9.58%	131,401,519	13.99%	81,408,687	14.98%	27,326	620	48.64	12.19%
Total:	39,797	100.00%	938,980,390	100.00%	543,294,792	100.00%	20,132	608	44.98	14.65%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	6,950	17.46%	159,960,957	17.04%	6,455	0.00%	5,492	653	0.00	8.29%
1 - 12	512	1.29%	16,591,083	1.77%	3,499,390	0.64%	9,712	775	9.33	2.02%
13 - 24	979	2.46%	13,580,192	1.45%	6,403,416	1.18%	8,359	605	21.16	15.73%
25 - 36	2,847	7.15%	47,756,898	5.09%	28,565,518	5.26%	12,728	613	33.16	14.57%
37 - 48	25,542	64.18%	608,518,074	64.81%	433,001,710	79.70%	19,804	606	45.54	14.87%
49 - 60	2,922	7.34%	91,322,930	9.73%	70,772,561	13.03%	26,629	607	49.99	13.87%
61 - 72	42	0.11%	1,140,920	0.12%	953,545	0.18%	24,746	583	64.66	15.38%
73+	3	0.01%	109,336	0.01%	92,198	0.02%	31,952	577	76.56	12.24%
Total:	39,797	100.00%	938,980,390	100.00%	543,294,792	100.00%	20,132	608	44.98	14.65%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	22,714	57.07%	534,344,553	56.91%	346,358,919	63.75%	19,467	618	44.67	13.89%
1 - 15	4,594	11.54%	112,734,836	12.01%	82,003,479	15.09%	21,238	595	45.44	15.29%
16 - 30	2,329	5.85%	54,784,913	5.83%	39,908,398	7.35%	20,484	589	45.45	16.02%
31 - 60	2,534	6.37%	60,674,150	6.46%	45,445,790	8.36%	21,526	587	45.68	16.63%
61 - 90	1,211	3.04%	28,834,731	3.07%	21,726,760	4.00%	22,139	586	45.69	16.87%
91 - 120	510	1.28%	12,079,260	1.29%	7,851,445	1.45%	22,477	588	45.64	17.15%
121+	5,905	14.84%	135,527,946	14.43%	0	0.00%	0	0	0.00	0.00%
Total:	39,797	100.00%	938,980,390	100.00%	543,294,792	100.00%	20,132	608	44.98	14.65%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,069	5.20%	47,047,746	5.01%	26,780,249	4.93%	18,701	633	44.58	13.15%
Stated, not verified	37,621	94.53%	888,698,531	94.65%	514,861,862	94.77%	20,194	606	45.01	14.73%
Stated, verified to Level 3²	107	0.27%	3,234,113	0.34%	1,652,682	0.30%	23,908	594	43.74	14.06%
NA	-	-	-	-	-	-	-	-	-	-
Total:	39,797	100.00%	938,980,390	100.00%	543,294,792	100.00%	20,132	608	44.98	14.65%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	38,515	96.78%	908,028,701	96.70%	525,780,756	96.78%	20,121	608	45.00	14.60%
Stated, verified but not Level 4 or 5	1,282	3.22%	30,951,689	3.30%	17,514,037	3.22%	20,466	585	44.61	16.15%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	39,797	100.00%	938,980,390	100.00%	543,294,792	100.00%	20,132	608	44.98	14.65%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	4,496	11.30%	95,495,636	10.17%	56,639,671	10.43%	18,119	632	43.68	10.80%
5.00 - 9.99%	14,116	35.47%	317,679,805	33.83%	191,066,480	35.17%	19,640	609	45.00	13.92%
10.00 - 14.99%	13,977	35.12%	337,032,766	35.89%	192,584,206	35.45%	20,662	599	45.50	15.88%
15.00 - 19.99%	6,876	17.28%	178,197,708	18.98%	97,919,401	18.02%	21,104	606	44.80	15.98%
20.00 - 24.99%	329	0.83%	10,407,579	1.11%	5,056,377	0.93%	22,259	631	42.74	13.05%
25.00 - 29.99%	3	0.01%	166,896	0.02%	28,657	0.01%	9,643	794	8.93	0.00%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	39,797	100.00%	938,980,390	100.00%	543,294,792	100.00%	20,132	608	44.98	14.65%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	33	0.08%	311,597	0.03%	155,088	0.03%	6,149	627	34.96	11.13%
25.00 - 49.99%	427	1.07%	5,814,519	0.62%	3,039,428	0.56%	10,165	612	40.43	10.73%
50.00 - 74.99%	2,038	5.12%	42,889,719	4.57%	24,408,345	4.49%	17,473	608	43.13	11.41%
75.00 - 99.99%	10,168	25.55%	257,579,267	27.43%	154,395,750	28.42%	21,200	602	45.04	13.52%
100.00 - 109.99%	7,528	18.92%	190,288,046	20.27%	110,651,784	20.37%	21,315	607	45.40	14.68%
110.00 - 119.99%	7,921	19.90%	191,058,849	20.35%	109,467,035	20.15%	20,475	605	45.24	15.47%
120.00 - 129.99%	6,167	15.50%	139,815,290	14.89%	79,253,048	14.59%	19,402	611	45.03	15.79%
130.00 - 139.99%	5,051	12.69%	102,575,243	10.92%	56,966,465	10.49%	17,277	621	44.62	16.12%
140.00%+	464	1.17%	8,647,861	0.92%	4,957,850	0.91%	16,941	641	43.90	14.66%
Total:	39,797	100.00%	938,980,390	100.00%	543,294,792	100.00%	20,132	608	44.98	14.65%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	783	1.97%	18,265,658	1.95%	10,484,963	1.93%	20,122	612	45.29	15.61%
Alaska	68	0.17%	1,951,697	0.21%	984,392	0.18%	22,430	610	43.34	13.67%
Arizona	827	2.08%	20,577,032	2.19%	11,991,239	2.21%	21,946	611	45.35	14.61%
Arkansas	897	2.25%	21,334,683	2.27%	11,963,445	2.20%	20,693	614	45.40	14.30%
California	3,324	8.35%	78,944,763	8.41%	45,041,923	8.29%	20,200	607	44.69	14.96%
Colorado	416	1.05%	10,436,846	1.11%	5,729,625	1.05%	20,827	628	43.45	13.31%
Connecticut	448	1.13%	9,747,454	1.04%	6,075,532	1.12%	17,167	611	44.07	13.23%
Delaware	9	0.02%	234,826	0.03%	56,099	0.01%	14,590	576	38.47	13.94%
Florida	4,543	11.42%	101,770,578	10.84%	61,268,933	11.28%	19,145	601	45.15	14.67%
Georgia	2,000	5.03%	48,593,262	5.18%	27,980,045	5.15%	20,791	609	45.31	15.41%
Hawaii	65	0.16%	1,617,742	0.17%	866,397	0.16%	19,946	609	44.25	15.08%
Idaho	90	0.23%	2,250,980	0.24%	1,351,395	0.25%	21,432	608	43.36	13.79%
Illinois	1,392	3.50%	33,155,674	3.53%	19,430,483	3.58%	20,080	617	44.89	14.21%
Indiana	683	1.72%	15,378,316	1.64%	8,817,720	1.62%	19,337	613	44.47	14.87%
Iowa	153	0.38%	3,477,175	0.37%	1,911,652	0.35%	19,736	615	44.45	14.22%
Kansas	182	0.46%	4,445,080	0.47%	2,329,322	0.43%	19,859	613	44.37	13.86%
Kentucky	602	1.51%	13,296,722	1.42%	7,419,417	1.37%	19,319	616	45.11	14.85%
Louisiana	1,006	2.53%	24,134,570	2.57%	13,584,729	2.50%	20,952	601	45.19	15.00%
Maine	125	0.31%	3,069,263	0.33%	1,864,302	0.34%	20,977	607	45.60	13.38%
Maryland	452	1.14%	11,202,688	1.19%	6,896,283	1.27%	21,226	600	46.04	14.95%
Massachusetts	17	0.04%	376,139	0.04%	196,791	0.04%	17,868	601	43.44	16.16%
Michigan	841	2.11%	19,494,938	2.08%	10,456,405	1.92%	18,711	615	44.00	14.10%
Minnesota	259	0.65%	6,371,825	0.68%	3,599,036	0.66%	20,276	622	44.58	12.75%
Mississippi	670	1.68%	16,322,576	1.74%	9,502,007	1.75%	20,879	610	45.35	15.66%
Missouri	833	2.09%	18,821,376	2.00%	10,712,760	1.97%	19,445	608	45.01	14.60%
Montana	104	0.26%	2,602,488	0.28%	1,494,163	0.28%	21,581	610	45.27	13.80%
Nebraska	127	0.32%	2,901,464	0.31%	1,777,588	0.33%	20,053	625	44.84	12.35%
Nevada	257	0.65%	6,634,133	0.71%	3,885,527	0.72%	22,910	615	45.23	13.51%
New Hampshire	206	0.52%	4,469,777	0.48%	2,513,791	0.46%	17,702	592	44.36	15.58%
New Jersey	1,104	2.77%	25,025,157	2.67%	14,962,724	2.75%	18,360	614	44.62	14.07%
New Mexico	337	0.85%	8,761,509	0.93%	5,277,720	0.97%	22,204	611	45.23	15.03%
New York	1,896	4.76%	45,831,087	4.88%	26,669,632	4.91%	19,575	617	44.61	14.05%
North Carolina	1,514	3.80%	35,577,124	3.79%	20,906,275	3.85%	20,231	608	45.49	14.46%
North Dakota	48	0.12%	1,177,862	0.13%	744,732	0.14%	21,225	595	44.63	14.72%
Ohio	1,404	3.53%	29,514,897	3.14%	17,121,265	3.15%	18,167	605	44.54	15.03%
Oklahoma	872	2.19%	19,296,693	2.06%	10,783,159	1.98%	19,038	606	44.50	15.35%
Oregon	222	0.56%	5,346,732	0.57%	2,827,820	0.52%	20,596	607	44.52	14.09%
Pennsylvania	984	2.47%	22,326,781	2.38%	13,564,953	2.50%	19,445	596	45.82	14.00%
Rhode Island	77	0.19%	1,662,276	0.18%	1,007,382	0.19%	17,256	606	43.60	12.83%
South Carolina	773	1.94%	17,719,652	1.89%	10,474,073	1.93%	19,627	603	45.17	15.60%
South Dakota	48	0.12%	1,291,790	0.14%	703,439	0.13%	22,715	639	43.55	12.13%
Tennessee	776	1.95%	17,920,995	1.91%	9,946,676	1.83%	19,726	608	44.83	15.49%
Texas	6,439	16.18%	160,565,256	17.10%	92,145,426	16.96%	21,351	603	45.18	14.74%
Utah	152	0.38%	3,661,868	0.39%	2,220,744	0.41%	21,678	610	45.49	13.86%
Vermont	63	0.16%	1,431,568	0.15%	781,571	0.14%	19,766	586	43.98	14.39%
Virginia	619	1.56%	13,866,854	1.48%	8,268,672	1.52%	19,331	602	45.07	15.19%
Washington	319	0.80%	7,754,870	0.83%	4,267,270	0.79%	21,476	618	44.52	14.20%
West Virginia	315	0.79%	7,260,539	0.77%	4,082,154	0.75%	19,766	599	44.76	14.37%
Wisconsin	372	0.93%	9,043,807	0.96%	5,209,340	0.96%	19,811	622	44.48	13.38%
Wyoming	44	0.11%	1,205,999	0.13%	758,396	0.14%	26,222	626	45.37	13.01%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	2	0.01%	26,343	0.00%	9,849	0.00%	4,940	623	30.25	11.90%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	37	0.09%	813,782	0.09%	362,976	0.07%	20,256	585	45.13	16.77%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	17,224	0.00%	12,582	0.00%	12,582	621	45.00	15.41%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	39,797	100.00%	938,980,390	100.00%	543,294,792	100.00%	20,132	608	44.98	14.65%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	10,205	25.64%	319,698,614	34.05%	185,259,660	34.10%	24,591	619	45.90	12.85%
Used	29,592	74.36%	619,281,776	65.95%	358,035,132	65.90%	17,824	602	44.51	15.59%
NA	-	-	-	-	-	-	-	-	-	-
Total:	39,797	100.00%	938,980,390	100.00%	543,294,792	100.00%	20,132	608	44.98	14.65%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	17,776	44.67%	345,611,086	36.81%	192,246,596	35.39%	16,557	601	44.82	16.30%
Truck	5,665	14.23%	196,074,900	20.88%	113,339,040	20.86%	26,560	619	44.87	12.81%
SUV	16,356	41.10%	397,294,403	42.31%	237,709,157	43.75%	19,957	607	45.17	14.20%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	39,797	100.00%	938,980,390	100.00%	543,294,792	100.00%	20,132	608	44.98	14.65%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,868	9.72%	87,624,835	9.33%	50,879,344	9.36%	19,649	601	44.53	15.36%
Ford: Lincoln	202	0.51%	4,480,314	0.48%	2,632,519	0.48%	17,666	595	43.50	15.65%
Ford: Mercury	2	0.01%	12,919	0.00%	6,474	0.00%	3,820	706	29.41	18.02%
GMC	918	2.31%	26,155,233	2.79%	15,828,574	2.91%	23,206	607	44.73	14.27%
GMC: Buick	467	1.17%	8,885,667	0.95%	5,226,409	0.96%	15,787	598	44.91	15.89%
GMC: Cadillac	380	0.95%	9,797,926	1.04%	5,734,167	1.06%	21,471	595	44.69	14.90%
GMC: Chevrolet	4,324	10.87%	101,200,743	10.78%	59,098,627	10.88%	20,347	601	44.91	15.58%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	18	0.05%	755,080	0.08%	437,498	0.08%	28,009	613	44.04	10.23%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	660	1.66%	16,773,671	1.79%	9,429,252	1.74%	21,009	601	44.04	14.90%
BMW: Mini	64	0.16%	1,036,771	0.11%	562,758	0.10%	14,519	590	44.22	16.06%
Daimler: Freightliner	2	0.01%	65,198	0.01%	32,643	0.01%	19,520	784	45.56	10.10%
Daimler: Mercedes-Benz	634	1.59%	16,797,979	1.79%	9,463,062	1.74%	21,435	601	44.67	15.36%
Daimler: Smart	7	0.02%	77,867	0.01%	33,367	0.01%	8,454	558	45.77	17.57%
Fiat	59	0.15%	923,657	0.10%	433,902	0.08%	11,598	622	42.01	13.84%
Fiat: Alfa Romeo	47	0.12%	1,566,102	0.17%	890,032	0.16%	24,976	596	46.53	12.77%
Fiat: Chrysler	719	1.81%	16,854,111	1.79%	9,604,358	1.77%	19,981	621	44.97	14.11%
Fiat: Dodge	5,591	14.05%	174,852,028	18.62%	98,917,521	18.21%	25,129	624	45.49	12.79%
Fiat: Jeep	4,719	11.86%	132,979,350	14.16%	77,435,996	14.25%	22,206	631	45.29	11.77%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	65	0.16%	1,558,660	0.17%	884,645	0.16%	21,589	609	44.35	14.10%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	790	1.99%	13,845,952	1.47%	8,096,684	1.49%	15,531	590	44.76	16.24%
Volkswagen: Audi	302	0.76%	7,742,846	0.82%	4,429,726	0.82%	21,500	605	44.58	14.74%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	44	0.11%	1,604,455	0.17%	839,710	0.15%	27,550	619	43.99	11.71%
Honda	1,874	4.71%	37,182,493	3.96%	21,995,796	4.05%	16,265	597	44.64	16.30%
Honda: Acura	185	0.46%	4,084,699	0.44%	2,537,694	0.47%	17,894	592	44.28	14.70%
Hyundai	2,012	5.06%	34,690,616	3.69%	20,052,347	3.69%	14,291	590	44.82	16.62%
Hyundai: Kia	2,218	5.57%	40,028,386	4.26%	23,138,745	4.26%	15,029	589	44.98	17.09%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	397	1.00%	7,354,303	0.78%	4,476,486	0.82%	15,697	589	44.84	16.46%
Mitsubishi	646	1.62%	12,654,511	1.35%	6,617,800	1.22%	15,719	585	44.95	17.01%
Nissan	4,969	12.49%	96,354,678	10.26%	55,964,259	10.30%	16,195	594	45.16	16.50%
Nissan: Infiniti	362	0.91%	9,128,421	0.97%	5,220,308	0.96%	20,404	601	44.86	15.12%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	315	0.79%	6,340,025	0.68%	3,723,752	0.69%	16,256	604	44.50	14.86%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	72	0.18%	2,097,195	0.22%	1,211,351	0.22%	22,889	601	45.10	14.85%
Tata: Land Rover	140	0.35%	4,506,212	0.48%	2,556,314	0.47%	25,220	611	44.43	12.96%
Toyota	2,346	5.89%	50,486,372	5.38%	29,992,601	5.52%	17,849	592	44.65	16.00%
Toyota: Lexus	228	0.57%	5,677,986	0.60%	3,251,600	0.60%	20,221	592	44.82	14.90%
Toyota: Scion	26	0.07%	332,944	0.04%	173,803	0.03%	9,658	630	40.86	16.24%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	125	0.31%	2,470,183	0.26%	1,484,669	0.27%	17,364	600	44.86	15.82%
Total:	39,797	100.00%	938,980,390	100.00%	543,294,792	100.00%	20,132	608	44.98	14.65%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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