StratMaker (145238)

CarMax Auto Owner Trust 2019-2

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

0.24% / 99.76%

Total Original # of Loans

48,253

WA Loan to Value (LTV)

38.49%

Total Original Loan Amount (OLA)

$ 941,257,180

WA Payment to Income (PTI)

8.28%

Weighted Average (WA) OLA

$ 22,446

WA FICO (non-zero)

693

Rep. Period Beginning Loan Amount

$ 179,949,636

WA Remaining Term (RT)

20.74

Rep. Period Ending Loan Amount (ELA)

$ 167,774,622

WA Original APR

9.20%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

48,253

Total Original Loan Amount (OLA)

$ 941,257,180

Weighted Average (WA) OLA

$ 22,446

Rep. Period Beginning Loan Amount

$ 179,949,636

Rep. Period Ending Loan Amount (ELA)

$ 167,774,622

As % of Reporting Period ELA:

New % / Used %

0.24% / 99.76%

WA Loan to Value (LTV)

38.49%

WA Payment to Income (PTI)

8.28%

WA FICO (non-zero)

693

WA Remaining Term (RT)

20.74

WA Original APR

9.20%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	157	0.33%	625,667	0.07%	45,124	0.03%	1,094	709	14.41	6.05%
$5,000 - $9,999	2,642	5.48%	22,128,312	2.35%	2,576,941	1.54%	2,479	670	16.33	7.91%
$10,000 - $14,999	11,437	23.70%	146,753,973	15.59%	23,394,528	13.94%	4,313	671	18.55	9.25%
$15,000 - $19,999	14,836	30.75%	258,549,028	27.47%	47,539,628	28.34%	6,369	684	20.59	9.52%
$20,000 - $24,999	9,465	19.62%	210,525,900	22.37%	39,542,101	23.57%	8,289	695	21.28	9.25%
$25,000 - $29,999	5,434	11.26%	147,920,123	15.72%	27,722,342	16.52%	10,299	696	21.62	9.26%
$30,000 - $39,999	3,384	7.01%	113,328,429	12.04%	20,069,545	11.96%	12,457	703	21.63	8.76%
$40,000 - $49,999	718	1.49%	31,625,671	3.36%	5,662,783	3.38%	16,520	712	21.99	8.26%
$50,000 - $59,999	159	0.33%	8,479,739	0.90%	1,154,403	0.69%	19,304	709	20.97	7.79%
$60,000 - $69,999	21	0.04%	1,320,339	0.14%	67,228	0.04%	9,426	778	10.74	4.36%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,257,180	100.00%	167,774,622	100.00%	8,284	690	20.74	9.20%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	32,637	67.64%	584,479,381	62.10%	35,510,146	21.17%	3,691	704	14.60	7.50%
$5,000 - $9,999	11,851	24.56%	244,081,897	25.93%	84,306,229	50.25%	7,379	696	21.18	9.13%
$10,000 - $14,999	3,178	6.59%	90,219,162	9.58%	37,633,907	22.43%	11,995	672	24.21	10.50%
$15,000 - $19,999	502	1.04%	18,467,255	1.96%	8,410,671	5.01%	16,852	661	25.51	11.01%
$20,000 - $24,999	71	0.15%	3,308,088	0.35%	1,539,375	0.92%	21,777	656	26.06	10.31%
$25,000 - $29,999	14	0.03%	701,397	0.07%	374,295	0.22%	26,793	626	27.30	11.43%
$30,000 - $39,999	-	-	-	-	-	-	-	-	-	-
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,257,180	100.00%	167,774,622	100.00%	8,284	690	20.74	9.20%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	48,253	100.00%	941,257,180	100.00%	167,774,622	100.00%	8,284	690	20.74	9.20%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,257,180	100.00%	167,774,622	100.00%	8,284	690	20.74	9.20%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	10,908	22.61%	213,587,541	22.69%	29,108,816	17.35%	6,584	798	17.71	4.45%
5.00 - 7.49%	10,198	21.13%	195,485,414	20.77%	31,088,667	18.53%	7,159	742	18.86	6.68%
7.50 - 9.99%	12,245	25.38%	237,775,401	25.26%	46,111,940	27.48%	8,162	681	21.17	9.00%
10.00 - 12.49%	6,988	14.48%	147,180,341	15.64%	31,426,993	18.73%	9,958	640	23.30	11.18%
12.50 - 14.99%	5,794	12.01%	107,648,427	11.44%	21,866,113	13.03%	9,406	595	22.23	13.99%
15.00 - 17.49%	2,120	4.39%	39,580,056	4.21%	8,172,093	4.87%	9,870	602	22.49	16.43%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,257,180	100.00%	167,774,622	100.00%	8,284	690	20.74	9.20%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	9	0.02%	184,279	0.02%	10,436	0.01%	6,425	494	20.40	11.28%
500 - 549	863	1.79%	16,332,994	1.74%	3,286,109	1.96%	10,040	535	23.02	12.89%
550 - 599	4,169	8.64%	80,336,567	8.54%	16,716,611	9.96%	9,656	579	22.59	12.82%
600 - 649	9,036	18.73%	176,055,119	18.70%	35,684,595	21.27%	9,261	625	22.07	11.77%
650 - 699	10,352	21.45%	201,482,732	21.41%	38,438,436	22.91%	8,399	674	21.24	9.83%
700 - 749	8,603	17.83%	165,834,558	17.62%	28,812,508	17.17%	7,826	723	20.35	8.00%
750 - 799	7,367	15.27%	144,826,478	15.39%	23,126,229	13.78%	7,286	773	19.37	6.17%
800+	7,292	15.11%	149,487,445	15.88%	20,876,456	12.44%	6,958	833	18.12	5.02%
NA	562	1.16%	6,717,009	0.71%	823,243	0.49%	3,425	0	12.55	13.83%
Total:	48,253	100.00%	941,257,180	100.00%	167,774,622	100.00%	8,284	690	20.74	9.20%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	186	0.39%	2,308,485	0.25%	303	0.00%	303	0	0.00	12.95%
37 - 48	870	1.80%	11,504,395	1.22%	40,917	0.02%	731	674	1.39	8.50%
49 - 60	10,272	21.29%	185,225,242	19.68%	21,336,288	12.72%	4,880	711	12.14	7.29%
61 - 72	27,329	56.64%	533,337,214	56.66%	97,886,594	58.34%	8,145	689	20.60	9.23%
73+	9,596	19.89%	208,881,844	22.19%	48,510,520	28.91%	10,068	682	24.83	9.99%
Total:	48,253	100.00%	941,257,180	100.00%	167,774,622	100.00%	8,284	690	20.74	9.20%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	21,869	45.32%	424,883,177	45.14%	11,993	0.01%	1,851	606	0.00	13.97%
1 - 12	6,044	12.53%	110,439,086	11.73%	21,794,427	12.99%	4,467	721	11.28	6.82%
13 - 24	14,543	30.14%	280,884,258	29.84%	91,448,314	54.51%	7,697	695	19.97	8.99%
25 - 36	5,787	11.99%	124,832,248	13.26%	54,428,183	32.44%	10,796	669	25.79	10.51%
37 - 48	7	0.01%	144,807	0.02%	50,604	0.03%	8,777	666	41.80	5.17%
49 - 60	3	0.01%	73,605	0.01%	41,101	0.02%	13,991	579	52.96	5.49%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,257,180	100.00%	167,774,622	100.00%	8,284	690	20.74	9.20%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	42,013	87.07%	814,861,330	86.57%	136,022,478	81.07%	7,749	703	20.30	8.61%
1 - 15	1,760	3.65%	35,997,998	3.82%	14,179,481	8.45%	9,795	646	22.07	11.11%
16 - 30	725	1.50%	15,204,004	1.62%	6,343,156	3.78%	10,649	629	22.90	11.79%
31 - 60	732	1.52%	14,879,952	1.58%	6,646,204	3.96%	11,183	618	22.95	12.35%
61 - 90	412	0.85%	8,478,955	0.90%	4,052,072	2.42%	12,146	618	23.53	12.66%
91 - 120	79	0.16%	1,478,026	0.16%	526,179	0.31%	10,967	636	22.97	12.12%
121+	2,532	5.25%	50,356,914	5.35%	5,052	0.00%	5,052	752	19.00	10.95%
Total:	48,253	100.00%	941,257,180	100.00%	167,774,622	100.00%	8,284	690	20.74	9.20%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	48,253	100.00%	941,257,180	100.00%	167,774,622	100.00%	8,284	690	20.74	9.20%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,257,180	100.00%	167,774,622	100.00%	8,284	690	20.74	9.20%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	48,015	99.51%	938,369,813	99.69%	167,430,959	99.80%	8,294	691	20.76	9.19%
Stated, verified but not Level 4 or 5	238	0.49%	2,887,367	0.31%	343,664	0.20%	3,361	31	12.33	13.76%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,257,180	100.00%	167,774,622	100.00%	8,284	690	20.74	9.20%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	18,254	37.83%	329,836,226	35.04%	51,673,315	30.80%	7,005	723	19.41	7.37%
5.00 - 9.99%	18,339	38.01%	367,804,044	39.08%	67,851,084	40.44%	8,431	687	21.02	9.38%
10.00 - 14.99%	7,570	15.69%	154,882,842	16.45%	31,189,557	18.59%	9,199	661	21.77	10.66%
15.00 - 19.99%	2,527	5.24%	54,215,995	5.76%	10,642,383	6.34%	9,826	658	21.86	11.46%
20.00 - 24.99%	965	2.00%	20,779,616	2.21%	3,941,829	2.35%	10,026	647	22.20	11.79%
25.00 - 29.99%	371	0.77%	8,364,533	0.89%	1,503,713	0.90%	9,546	656	20.40	10.68%
30.00 - 39.99%	187	0.39%	4,193,086	0.45%	809,705	0.48%	10,938	670	21.79	10.28%
40.00 - 49.99%	28	0.06%	769,869	0.08%	116,015	0.07%	10,450	688	21.24	9.54%
50.00 - 59.99%	6	0.01%	169,742	0.02%	36,120	0.02%	9,166	763	20.06	7.45%
60.00 - 69.99%	3	0.01%	144,528	0.02%	10,901	0.01%	10,901	729	11.00	6.95%
70.00 - 79.99%	3	0.01%	96,701	0.01%	0	0.00%	0	0	0.00	0.00%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,257,180	100.00%	167,774,622	100.00%	8,284	690	20.74	9.20%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	87	0.18%	398,505	0.04%	32,861	0.02%	1,559	735	15.07	5.38%
25.00 - 49.99%	1,047	2.17%	9,729,907	1.03%	976,390	0.58%	2,892	730	15.82	5.46%
50.00 - 74.99%	4,472	9.27%	65,636,148	6.97%	8,167,482	4.87%	4,813	739	17.16	5.82%
75.00 - 99.99%	14,537	30.13%	280,363,729	29.79%	45,372,558	27.04%	7,150	714	19.25	7.39%
100.00 - 109.99%	11,594	24.03%	242,207,786	25.73%	46,073,595	27.46%	8,774	687	21.06	9.36%
110.00 - 119.99%	10,075	20.88%	214,664,669	22.81%	42,695,811	25.45%	9,347	672	22.00	10.54%
120.00 - 129.99%	4,963	10.29%	97,825,979	10.39%	19,041,175	11.35%	8,924	661	22.13	11.25%
130.00 - 139.99%	1,161	2.41%	23,609,374	2.51%	4,230,380	2.52%	9,188	673	22.01	11.10%
140.00%+	317	0.66%	6,821,085	0.72%	1,184,371	0.71%	9,425	681	22.48	10.96%
Total:	48,253	100.00%	941,257,180	100.00%	167,774,622	100.00%	8,284	690	20.74	9.20%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	790	1.64%	15,654,018	1.66%	2,916,215	1.74%	8,583	681	21.21	9.72%
Alaska	13	0.03%	236,926	0.03%	31,763	0.02%	5,533	637	18.97	10.04%
Arizona	685	1.42%	12,868,531	1.37%	2,219,436	1.32%	7,988	686	20.71	9.40%
Arkansas	73	0.15%	1,486,208	0.16%	318,619	0.19%	10,511	662	22.09	10.50%
California	8,178	16.95%	158,574,690	16.85%	27,183,310	16.20%	8,074	690	20.09	9.07%
Colorado	1,167	2.42%	22,956,346	2.44%	3,408,328	2.03%	7,502	719	19.19	8.09%
Connecticut	440	0.91%	8,568,975	0.91%	1,709,117	1.02%	8,009	694	21.07	9.13%
Delaware	267	0.55%	5,238,504	0.56%	937,293	0.56%	7,873	694	21.14	9.29%
Florida	4,250	8.81%	85,056,276	9.04%	15,200,372	9.06%	8,905	675	21.78	9.69%
Georgia	3,414	7.08%	66,993,389	7.12%	12,499,612	7.45%	9,036	678	21.43	9.89%
Hawaii	17	0.04%	351,744	0.04%	29,519	0.02%	6,064	639	19.06	12.01%
Idaho	134	0.28%	2,404,748	0.26%	366,881	0.22%	7,662	713	20.60	8.16%
Illinois	2,288	4.74%	44,098,954	4.69%	8,781,035	5.23%	7,903	702	20.55	8.46%
Indiana	710	1.47%	13,788,527	1.46%	2,436,526	1.45%	7,991	706	20.43	8.68%
Iowa	162	0.34%	3,090,503	0.33%	488,233	0.29%	8,004	694	21.11	8.88%
Kansas	420	0.87%	8,508,569	0.90%	1,565,460	0.93%	8,394	713	20.57	8.25%
Kentucky	532	1.10%	10,235,070	1.09%	1,871,012	1.12%	7,830	706	20.68	8.75%
Louisiana	427	0.88%	9,032,203	0.96%	1,762,080	1.05%	9,394	666	21.83	10.35%
Maine	91	0.19%	1,763,960	0.19%	324,898	0.19%	8,358	719	20.28	8.23%
Maryland	2,529	5.24%	49,105,232	5.22%	9,172,533	5.47%	8,068	698	20.49	8.79%
Massachusetts	448	0.93%	8,118,399	0.86%	1,415,371	0.84%	6,652	712	18.74	7.91%
Michigan	116	0.24%	2,267,280	0.24%	438,948	0.26%	8,336	697	20.69	9.39%
Minnesota	240	0.50%	4,415,731	0.47%	761,394	0.45%	7,960	674	20.50	9.69%
Mississippi	467	0.97%	9,437,612	1.00%	1,889,588	1.13%	8,960	682	21.20	10.27%
Missouri	508	1.05%	9,513,699	1.01%	1,550,650	0.92%	7,344	689	20.20	9.04%
Montana	23	0.05%	464,447	0.05%	106,154	0.06%	8,302	682	18.67	8.66%
Nebraska	174	0.36%	3,257,468	0.35%	537,012	0.32%	7,254	712	18.66	8.12%
Nevada	1,249	2.59%	25,387,509	2.70%	4,502,751	2.68%	8,924	692	21.17	9.32%
New Hampshire	73	0.15%	1,460,936	0.16%	163,933	0.10%	7,637	723	19.59	7.65%
New Jersey	429	0.89%	8,264,052	0.88%	1,592,559	0.95%	7,629	714	21.15	8.47%
New Mexico	315	0.65%	5,959,337	0.63%	974,145	0.58%	7,183	693	20.50	8.62%
New York	114	0.24%	2,075,284	0.22%	317,633	0.19%	7,148	693	19.88	9.16%
North Carolina	2,824	5.85%	53,502,947	5.68%	9,644,661	5.75%	8,248	685	21.09	9.51%
North Dakota	13	0.03%	283,429	0.03%	26,818	0.02%	5,647	732	16.37	9.30%
Ohio	894	1.85%	16,848,021	1.79%	3,259,716	1.94%	8,211	687	20.98	9.29%
Oklahoma	280	0.58%	5,325,685	0.57%	693,067	0.41%	7,577	663	20.17	9.53%
Oregon	312	0.65%	5,188,278	0.55%	734,683	0.44%	6,295	696	19.42	8.56%
Pennsylvania	646	1.34%	12,255,839	1.30%	2,172,484	1.29%	7,337	706	20.08	8.36%
Rhode Island	139	0.29%	2,564,426	0.27%	399,685	0.24%	6,824	706	19.99	8.18%
South Carolina	1,409	2.92%	26,396,527	2.80%	4,688,030	2.79%	7,787	693	21.05	9.16%
South Dakota	11	0.02%	211,904	0.02%	16,115	0.01%	7,222	707	18.61	8.35%
Tennessee	1,991	4.13%	39,996,714	4.25%	6,970,779	4.15%	8,317	699	20.71	8.97%
Texas	5,118	10.61%	102,877,913	10.93%	18,866,985	11.25%	8,797	679	21.14	9.77%
Utah	192	0.40%	3,664,831	0.39%	591,518	0.35%	7,625	716	20.21	8.06%
Vermont	7	0.01%	134,451	0.01%	12,924	0.01%	5,612	719	13.92	6.15%
Virginia	2,623	5.44%	51,181,935	5.44%	8,823,732	5.26%	8,008	703	20.33	8.64%
Washington	661	1.37%	12,597,672	1.34%	2,045,038	1.22%	7,287	684	19.28	8.99%
West Virginia	74	0.15%	1,283,485	0.14%	236,277	0.14%	7,143	704	20.78	8.99%
Wisconsin	181	0.38%	3,508,545	0.37%	541,142	0.32%	7,250	712	19.29	8.47%
Wyoming	23	0.05%	563,857	0.06%	121,924	0.07%	13,674	687	21.70	8.63%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	1	0.00%	16,677	0.00%	2,100	0.00%	2,100	781	7.00	4.45%
Armed Forces EMEA	4	0.01%	83,298	0.01%	12,529	0.01%	6,285	668	13.00	9.07%
Armed Forces Pacific	1	0.00%	28,293	0.00%	11,991	0.01%	11,991	608	25.00	9.45%
District of Columbia	101	0.21%	2,006,992	0.21%	414,827	0.25%	9,340	679	21.07	9.60%
Guam	1	0.00%	24,719	0.00%	9,838	0.01%	9,838	665	24.00	9.45%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	4	0.01%	75,613	0.01%	5,380	0.00%	5,380	639	26.00	14.95%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,257,180	100.00%	167,774,622	100.00%	8,284	690	20.74	9.20%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	120	0.25%	2,804,567	0.30%	396,319	0.24%	7,831	740	17.68	6.47%
Used	48,133	99.75%	938,452,613	99.70%	167,378,304	99.76%	8,285	690	20.75	9.21%
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,257,180	100.00%	167,774,622	100.00%	8,284	690	20.74	9.20%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	24,111	49.97%	411,233,042	43.69%	73,543,604	43.83%	7,394	675	20.97	9.84%
Truck	3,577	7.41%	92,141,724	9.79%	16,325,053	9.73%	10,247	707	20.57	8.74%
SUV	18,960	39.29%	405,851,464	43.12%	72,281,192	43.08%	8,781	700	20.60	8.71%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,605	3.33%	32,030,951	3.40%	5,624,773	3.35%	7,847	706	20.10	8.47%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,257,180	100.00%	167,774,622	100.00%	8,284	690	20.74	9.20%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	5,715	11.84%	111,542,369	11.85%	19,469,371	11.60%	8,108	697	20.47	8.94%
Ford: Lincoln	359	0.74%	7,840,189	0.83%	1,395,719	0.83%	8,879	695	20.54	8.71%
Ford: Mercury	25	0.05%	286,834	0.03%	40,793	0.02%	3,943	673	16.04	11.10%
GMC	1,205	2.50%	29,509,205	3.14%	5,232,337	3.12%	10,288	697	21.17	8.87%
GMC: Buick	763	1.58%	14,769,322	1.57%	2,965,134	1.77%	8,274	689	21.50	9.46%
GMC: Cadillac	669	1.39%	17,806,752	1.89%	3,042,162	1.81%	11,343	690	21.35	9.48%
GMC: Chevrolet	4,313	8.94%	88,021,301	9.35%	16,697,188	9.95%	8,997	682	21.29	9.61%
GMC: Hummer	2	0.00%	61,616	0.01%	9,065	0.01%	9,065	613	14.00	10.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	9	0.02%	122,418	0.01%	22,158	0.01%	5,037	714	15.56	10.67%
GMC: Saturn	18	0.04%	210,529	0.02%	21,591	0.01%	3,366	696	14.91	9.47%
Tesla	1	0.00%	60,129	0.01%	0	0.00%	0	0	0.00	0.00%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,139	2.36%	27,757,029	2.95%	4,355,191	2.60%	10,274	688	20.97	9.38%
BMW: Mini	337	0.70%	5,456,197	0.58%	818,104	0.49%	6,238	695	19.36	9.09%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,027	2.13%	27,429,538	2.91%	4,574,046	2.73%	11,044	680	21.56	9.62%
Daimler: Smart	60	0.12%	591,581	0.06%	70,734	0.04%	3,079	684	16.69	10.16%
Fiat	239	0.50%	3,363,073	0.36%	485,139	0.29%	4,924	689	18.66	8.85%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	778	1.61%	15,180,017	1.61%	2,743,325	1.64%	8,186	679	21.08	9.39%
Fiat: Dodge	2,259	4.68%	51,147,107	5.43%	9,949,259	5.93%	9,835	681	21.79	9.76%
Fiat: Jeep	2,597	5.38%	54,401,537	5.78%	9,577,660	5.71%	8,322	698	20.65	8.69%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	203	0.42%	4,326,929	0.46%	690,481	0.41%	8,145	720	19.00	8.04%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,129	2.34%	17,824,064	1.89%	3,011,520	1.79%	6,419	687	20.59	9.55%
Volkswagen: Audi	497	1.03%	12,894,699	1.37%	1,967,277	1.17%	10,367	701	20.79	8.57%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	94	0.19%	3,679,198	0.39%	521,957	0.31%	13,722	735	19.11	6.97%
Honda	3,308	6.86%	56,387,005	5.99%	9,809,900	5.85%	6,821	692	19.93	9.13%
Honda: Acura	772	1.60%	15,947,752	1.69%	2,786,637	1.66%	8,286	697	20.03	9.04%
Hyundai	2,939	6.09%	45,163,473	4.80%	8,460,303	5.04%	6,368	676	20.80	9.56%
Hyundai: Kia	1,755	3.64%	27,812,566	2.95%	4,933,597	2.94%	6,421	677	20.69	9.65%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	930	1.93%	14,783,699	1.57%	2,656,138	1.58%	6,218	687	19.87	9.07%
Mitsubishi	366	0.76%	5,374,165	0.57%	968,452	0.58%	6,258	665	21.56	10.11%
Nissan	6,258	12.97%	108,830,751	11.56%	21,059,854	12.55%	7,364	682	21.33	9.53%
Nissan: Infiniti	1,137	2.36%	27,516,695	2.92%	4,654,965	2.77%	9,938	691	21.03	9.29%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	800	1.66%	14,758,061	1.57%	2,422,767	1.44%	6,765	720	19.29	8.00%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	125	0.26%	3,783,773	0.40%	664,542	0.40%	13,504	670	21.90	9.83%
Tata: Land Rover	253	0.52%	8,903,417	0.95%	1,422,147	0.85%	14,389	702	20.88	8.09%
Toyota	4,620	9.57%	83,591,461	8.88%	14,541,196	8.67%	7,200	702	19.71	8.76%
Toyota: Lexus	1,346	2.79%	31,226,705	3.32%	5,227,950	3.12%	9,122	709	19.85	8.34%
Toyota: Scion	206	0.43%	2,896,027	0.31%	505,966	0.30%	5,733	679	20.78	10.06%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,257,180	100.00%	167,774,622	100.00%	8,284	690	20.74	9.20%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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