StratMaker (145242)

CarMax Auto Owner Trust 2019-3

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

0.23% / 99.77%

Total Original # of Loans

56,877

WA Loan to Value (LTV)

42.61%

Total Original Loan Amount (OLA)

$ 1,108,150,184

WA Payment to Income (PTI)

8.51%

Weighted Average (WA) OLA

$ 22,281

WA FICO (non-zero)

693

Rep. Period Beginning Loan Amount

$ 256,035,841

WA Remaining Term (RT)

23.53

Rep. Period Ending Loan Amount (ELA)

$ 240,797,553

WA Original APR

9.15%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

56,877

Total Original Loan Amount (OLA)

$ 1,108,150,184

Weighted Average (WA) OLA

$ 22,281

Rep. Period Beginning Loan Amount

$ 256,035,841

Rep. Period Ending Loan Amount (ELA)

$ 240,797,553

As % of Reporting Period ELA:

New % / Used %

0.23% / 99.77%

WA Loan to Value (LTV)

42.61%

WA Payment to Income (PTI)

8.51%

WA FICO (non-zero)

693

WA Remaining Term (RT)

23.53

WA Original APR

9.15%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	228	0.40%	888,130	0.08%	93,784	0.04%	1,268	664	17.26	6.23%
$5,000 - $9,999	2,885	5.07%	24,070,316	2.17%	3,763,665	1.56%	2,821	666	18.62	7.86%
$10,000 - $14,999	13,065	22.97%	168,243,611	15.18%	33,282,865	13.82%	4,916	666	21.32	9.08%
$15,000 - $19,999	18,093	31.81%	315,465,664	28.47%	70,732,366	29.37%	7,148	683	23.40	9.43%
$20,000 - $24,999	11,628	20.44%	258,739,378	23.35%	58,869,679	24.45%	9,240	694	24.09	9.23%
$25,000 - $29,999	6,234	10.96%	169,857,983	15.33%	37,893,216	15.74%	11,459	697	24.43	9.23%
$30,000 - $39,999	3,772	6.63%	126,160,187	11.38%	27,058,613	11.24%	13,942	705	24.61	8.73%
$40,000 - $49,999	766	1.35%	33,570,327	3.03%	7,192,353	2.99%	18,174	710	24.56	8.35%
$50,000 - $59,999	183	0.32%	9,722,131	0.88%	1,753,391	0.73%	20,960	721	23.43	7.52%
$60,000 - $69,999	23	0.04%	1,432,459	0.13%	157,622	0.07%	17,397	765	16.70	5.19%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	56,877	100.00%	1,108,150,184	100.00%	240,797,553	100.00%	9,159	689	23.53	9.15%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	33,564	59.01%	597,458,013	53.91%	33,668,428	13.98%	3,827	698	16.86	7.30%
$5,000 - $9,999	16,681	29.33%	321,903,158	29.05%	121,271,383	50.36%	7,540	696	23.05	8.86%
$10,000 - $14,999	5,447	9.58%	145,344,218	13.12%	64,939,173	26.97%	12,081	678	26.53	10.16%
$15,000 - $19,999	988	1.74%	34,427,909	3.11%	16,480,187	6.84%	16,784	665	27.63	10.72%
$20,000 - $24,999	170	0.30%	7,680,828	0.69%	3,703,609	1.54%	21,869	672	28.11	10.20%
$25,000 - $29,999	24	0.04%	1,180,886	0.11%	640,594	0.27%	26,794	632	29.20	11.24%
$30,000 - $39,999	3	0.01%	155,173	0.01%	94,181	0.04%	31,417	641	30.00	12.45%
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	56,877	100.00%	1,108,150,184	100.00%	240,797,553	100.00%	9,159	689	23.53	9.15%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	56,877	100.00%	1,108,150,184	100.00%	240,797,553	100.00%	9,159	689	23.53	9.15%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	56,877	100.00%	1,108,150,184	100.00%	240,797,553	100.00%	9,159	689	23.53	9.15%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	2	0.00%	29,350	0.00%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	12,210	21.47%	234,216,295	21.14%	40,673,718	16.89%	7,389	799	20.14	4.44%
5.00 - 7.49%	12,065	21.21%	231,585,008	20.90%	45,692,834	18.98%	8,110	743	21.67	6.65%
7.50 - 9.99%	15,287	26.88%	299,009,332	26.98%	69,310,241	28.78%	9,119	680	24.12	9.00%
10.00 - 12.49%	8,212	14.44%	172,131,828	15.53%	43,497,111	18.06%	10,815	636	26.18	11.26%
12.50 - 14.99%	6,954	12.23%	129,739,531	11.71%	31,683,604	13.16%	10,149	585	24.89	13.91%
15.00 - 17.49%	2,147	3.77%	41,438,841	3.74%	9,940,046	4.13%	11,110	612	25.97	16.47%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	56,877	100.00%	1,108,150,184	100.00%	240,797,553	100.00%	9,159	689	23.53	9.15%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	18	0.03%	293,932	0.03%	71,835	0.03%	9,398	493	27.12	13.71%
500 - 549	1,085	1.91%	20,229,415	1.83%	5,048,584	2.10%	10,113	534	25.09	12.62%
550 - 599	5,138	9.03%	98,065,646	8.85%	24,444,532	10.15%	10,353	579	25.31	12.69%
600 - 649	10,951	19.25%	213,867,730	19.30%	51,471,040	21.38%	10,052	626	24.90	11.65%
650 - 699	12,042	21.17%	236,472,653	21.34%	53,707,637	22.30%	9,394	674	24.10	9.76%
700 - 749	10,113	17.78%	196,084,605	17.69%	41,848,525	17.38%	8,748	723	23.18	7.96%
750 - 799	8,369	14.71%	163,185,081	14.73%	32,205,314	13.37%	8,268	773	22.19	6.11%
800+	8,476	14.90%	171,655,202	15.49%	30,556,130	12.69%	7,866	833	20.83	5.06%
NA	685	1.20%	8,295,920	0.75%	1,443,956	0.60%	4,244	0	15.36	13.58%
Total:	56,877	100.00%	1,108,150,184	100.00%	240,797,553	100.00%	9,159	689	23.53	9.15%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	3	0.01%	19,141	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	259	0.46%	3,212,042	0.29%	0	0.00%	0	0	0.00	0.00%
37 - 48	930	1.64%	12,757,099	1.15%	310,062	0.13%	1,346	723	3.30	6.57%
49 - 60	12,129	21.32%	217,835,206	19.66%	32,760,436	13.60%	5,954	705	15.05	7.25%
61 - 72	32,171	56.56%	629,259,186	56.78%	142,314,304	59.10%	9,148	689	23.62	9.21%
73+	11,385	20.02%	245,067,510	22.12%	65,412,752	27.17%	10,827	681	27.69	9.96%
Total:	56,877	100.00%	1,108,150,184	100.00%	240,797,553	100.00%	9,159	689	23.53	9.15%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	23,631	41.55%	461,337,365	41.63%	1,201	0.00%	1,201	533	0.00	14.45%
1 - 12	808	1.42%	12,441,546	1.12%	1,441,524	0.60%	3,438	715	7.87	7.23%
13 - 24	17,253	30.33%	312,931,034	28.24%	94,431,202	39.22%	6,643	702	17.53	7.88%
25 - 36	15,169	26.67%	321,077,603	28.97%	144,740,149	60.11%	10,851	680	27.58	9.99%
37 - 48	12	0.02%	256,845	0.02%	137,477	0.06%	15,544	619	42.75	8.85%
49 - 60	4	0.01%	105,792	0.01%	46,000	0.02%	13,587	617	53.37	5.70%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	56,877	100.00%	1,108,150,184	100.00%	240,797,553	100.00%	9,159	689	23.53	9.15%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	49,492	87.02%	959,228,957	86.56%	195,174,788	81.05%	8,652	703	23.11	8.57%
1 - 15	2,377	4.18%	48,725,707	4.40%	21,512,742	8.93%	10,820	643	24.84	11.04%
16 - 30	975	1.71%	19,537,849	1.76%	9,062,738	3.76%	11,052	623	25.47	11.82%
31 - 60	850	1.49%	17,130,230	1.55%	8,472,090	3.52%	11,829	614	26.07	12.21%
61 - 90	540	0.95%	10,884,712	0.98%	5,657,732	2.35%	12,691	605	26.01	12.59%
91 - 120	101	0.18%	2,047,914	0.18%	911,457	0.38%	12,968	630	24.66	11.62%
121+	2,542	4.47%	50,594,814	4.57%	6,008	0.00%	6,008	791	26.00	7.45%
Total:	56,877	100.00%	1,108,150,184	100.00%	240,797,553	100.00%	9,159	689	23.53	9.15%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	56,877	100.00%	1,108,150,184	100.00%	240,797,553	100.00%	9,159	689	23.53	9.15%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	56,877	100.00%	1,108,150,184	100.00%	240,797,553	100.00%	9,159	689	23.53	9.15%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	56,576	99.47%	1,104,502,272	99.67%	240,189,036	99.75%	9,172	691	23.55	9.14%
Stated, verified but not Level 4 or 5	301	0.53%	3,647,913	0.33%	608,518	0.25%	4,239	16	15.36	13.37%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	56,877	100.00%	1,108,150,184	100.00%	240,797,553	100.00%	9,159	689	23.53	9.15%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	20,491	36.03%	367,559,848	33.17%	71,573,970	29.72%	7,870	723	22.06	7.29%
5.00 - 9.99%	21,658	38.08%	432,445,178	39.02%	96,286,327	39.99%	9,276	686	23.80	9.28%
10.00 - 14.99%	9,449	16.61%	194,879,400	17.59%	46,253,770	19.21%	10,031	662	24.62	10.54%
15.00 - 19.99%	3,302	5.81%	69,428,814	6.27%	16,460,137	6.84%	10,356	656	24.54	11.13%
20.00 - 24.99%	1,188	2.09%	25,693,135	2.32%	6,013,030	2.50%	10,997	647	24.91	11.64%
25.00 - 29.99%	485	0.85%	10,897,271	0.98%	2,529,795	1.05%	11,637	647	24.87	11.49%
30.00 - 39.99%	246	0.43%	5,640,220	0.51%	1,311,268	0.54%	11,253	662	24.21	10.46%
40.00 - 49.99%	38	0.07%	1,013,473	0.09%	245,015	0.10%	11,865	692	22.61	9.00%
50.00 - 59.99%	15	0.03%	438,117	0.04%	84,251	0.03%	11,244	680	22.32	9.34%
60.00 - 69.99%	3	0.01%	95,303	0.01%	39,991	0.02%	13,480	789	27.67	8.48%
70.00 - 79.99%	1	0.00%	30,755	0.00%	0	0.00%	0	0	0.00	0.00%
80.00 - 89.99%	1	0.00%	28,669	0.00%	0	0.00%	0	0	0.00	0.00%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	56,877	100.00%	1,108,150,184	100.00%	240,797,553	100.00%	9,159	689	23.53	9.15%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	123	0.22%	522,902	0.05%	63,080	0.03%	1,573	685	16.90	5.66%
25.00 - 49.99%	1,273	2.24%	11,621,499	1.05%	1,551,457	0.64%	3,384	728	18.25	5.46%
50.00 - 74.99%	5,365	9.43%	78,694,512	7.10%	12,789,428	5.31%	5,520	736	19.81	5.90%
75.00 - 99.99%	17,863	31.41%	340,552,691	30.73%	69,519,461	28.87%	8,060	711	22.10	7.56%
100.00 - 109.99%	14,133	24.85%	295,664,112	26.68%	67,957,478	28.22%	9,623	683	23.81	9.42%
110.00 - 119.99%	11,475	20.18%	244,221,102	22.04%	58,305,975	24.21%	10,379	670	24.97	10.53%
120.00 - 129.99%	5,020	8.83%	101,399,858	9.15%	23,148,371	9.61%	9,955	665	25.27	11.11%
130.00 - 139.99%	1,245	2.19%	26,821,005	2.42%	5,795,253	2.41%	10,443	676	25.10	11.03%
140.00%+	380	0.67%	8,652,502	0.78%	1,667,050	0.69%	11,488	687	25.54	10.54%
Total:	56,877	100.00%	1,108,150,184	100.00%	240,797,553	100.00%	9,159	689	23.53	9.15%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	937	1.65%	18,449,658	1.66%	4,053,767	1.68%	9,835	685	23.99	9.59%
Alaska	10	0.02%	223,625	0.02%	45,260	0.02%	9,848	690	23.16	8.41%
Arizona	798	1.40%	14,961,370	1.35%	2,788,160	1.16%	8,153	699	22.78	8.53%
Arkansas	71	0.12%	1,496,376	0.14%	303,111	0.13%	9,701	646	24.62	10.64%
California	9,600	16.88%	185,240,672	16.72%	40,050,706	16.63%	8,995	684	23.03	9.24%
Colorado	1,191	2.09%	24,042,202	2.17%	4,730,955	1.96%	9,224	711	22.83	8.33%
Connecticut	545	0.96%	10,734,949	0.97%	2,452,091	1.02%	9,076	694	23.51	8.88%
Delaware	293	0.52%	5,513,533	0.50%	1,340,646	0.56%	8,618	683	23.42	9.19%
Florida	4,798	8.44%	96,796,169	8.73%	20,954,431	8.70%	9,916	679	24.62	9.51%
Georgia	3,748	6.59%	73,420,386	6.63%	16,369,789	6.80%	9,533	676	23.98	9.82%
Hawaii	20	0.04%	404,697	0.04%	51,428	0.02%	8,488	702	25.97	9.66%
Idaho	173	0.30%	3,162,062	0.29%	558,491	0.23%	7,785	717	21.74	8.01%
Illinois	2,949	5.18%	56,015,458	5.05%	13,558,483	5.63%	8,632	704	23.32	8.57%
Indiana	962	1.69%	18,177,992	1.64%	3,948,357	1.64%	8,540	705	23.16	8.47%
Iowa	215	0.38%	4,028,489	0.36%	822,997	0.34%	8,348	707	23.41	8.27%
Kansas	685	1.20%	13,017,948	1.17%	2,676,230	1.11%	8,557	712	22.66	8.29%
Kentucky	686	1.21%	12,782,697	1.15%	2,592,733	1.08%	8,394	701	23.38	8.68%
Louisiana	710	1.25%	14,764,213	1.33%	3,523,155	1.46%	10,714	668	24.49	10.20%
Maine	117	0.21%	2,163,006	0.20%	422,778	0.18%	7,761	697	22.44	9.25%
Maryland	2,602	4.57%	51,679,377	4.66%	11,821,633	4.91%	9,342	696	23.53	8.73%
Massachusetts	562	0.99%	10,084,503	0.91%	2,272,233	0.94%	7,942	707	22.51	8.26%
Michigan	76	0.13%	1,298,105	0.12%	255,781	0.11%	7,552	674	21.76	10.15%
Minnesota	236	0.41%	4,730,914	0.43%	1,039,318	0.43%	9,129	677	23.43	9.49%
Mississippi	535	0.94%	11,354,801	1.02%	2,751,408	1.14%	10,576	670	24.94	10.48%
Missouri	599	1.05%	11,526,680	1.04%	2,278,705	0.95%	8,569	699	22.99	9.29%
Montana	16	0.03%	318,419	0.03%	31,456	0.01%	6,742	761	19.88	6.09%
Nebraska	225	0.40%	4,015,340	0.36%	882,102	0.37%	8,582	713	22.61	8.05%
Nevada	1,453	2.55%	28,673,649	2.59%	5,727,105	2.38%	9,214	691	23.38	9.24%
New Hampshire	106	0.19%	1,934,477	0.17%	472,503	0.20%	8,665	703	23.26	9.20%
New Jersey	514	0.90%	10,044,021	0.91%	2,517,110	1.05%	9,372	709	24.43	8.34%
New Mexico	390	0.69%	7,410,453	0.67%	1,502,417	0.62%	8,355	692	22.40	9.04%
New York	146	0.26%	2,740,007	0.25%	557,117	0.23%	8,527	691	22.94	9.30%
North Carolina	3,166	5.57%	60,376,559	5.45%	12,570,945	5.22%	9,014	687	23.94	9.31%
North Dakota	5	0.01%	87,517	0.01%	12,034	0.00%	6,017	628	23.50	10.45%
Ohio	1,138	2.00%	22,120,375	2.00%	5,123,687	2.13%	9,075	695	23.90	9.08%
Oklahoma	590	1.04%	11,187,662	1.01%	2,236,748	0.93%	8,997	683	22.61	9.19%
Oregon	495	0.87%	8,268,256	0.75%	1,634,709	0.68%	7,750	694	22.83	8.57%
Pennsylvania	792	1.39%	15,340,878	1.38%	3,507,379	1.46%	8,785	701	22.90	8.60%
Rhode Island	160	0.28%	2,872,762	0.26%	636,904	0.26%	8,616	691	23.94	9.12%
South Carolina	1,655	2.91%	31,440,877	2.84%	6,951,833	2.89%	8,937	681	23.77	9.42%
South Dakota	19	0.03%	430,753	0.04%	87,307	0.04%	10,978	656	24.65	9.24%
Tennessee	2,340	4.11%	46,056,247	4.16%	9,705,493	4.03%	8,878	695	23.47	8.83%
Texas	5,775	10.15%	115,967,729	10.46%	25,580,757	10.62%	9,655	677	23.83	9.59%
Utah	177	0.31%	3,315,026	0.30%	634,323	0.26%	8,921	718	21.94	7.47%
Vermont	8	0.01%	133,118	0.01%	41,260	0.02%	7,952	727	23.25	7.49%
Virginia	3,164	5.56%	61,749,540	5.57%	13,384,149	5.56%	8,911	705	23.28	8.58%
Washington	862	1.52%	16,426,830	1.48%	3,096,445	1.29%	8,534	692	23.14	8.90%
West Virginia	88	0.15%	1,729,237	0.16%	408,469	0.17%	8,739	693	22.17	9.01%
Wisconsin	325	0.57%	6,356,535	0.57%	1,232,996	0.51%	7,980	711	21.09	8.39%
Wyoming	23	0.04%	471,318	0.04%	86,391	0.04%	10,235	743	21.70	7.36%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	7	0.01%	138,120	0.01%	19,510	0.01%	7,529	718	25.53	8.88%
Armed Forces Pacific	2	0.00%	55,651	0.01%	5,002	0.00%	5,002	889	15.00	3.95%
District of Columbia	110	0.19%	2,274,254	0.21%	471,585	0.20%	9,229	688	22.93	8.86%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	6	0.01%	98,531	0.01%	10,570	0.00%	6,020	661	18.81	13.06%
Virgin Islands	2	0.00%	46,163	0.00%	6,602	0.00%	6,602	787	16.00	3.95%
Total:	56,877	100.00%	1,108,150,184	100.00%	240,797,553	100.00%	9,159	689	23.53	9.15%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	123	0.22%	3,210,065	0.29%	549,358	0.23%	9,695	764	20.48	5.91%
Used	56,754	99.78%	1,104,940,119	99.71%	240,248,195	99.77%	9,158	689	23.54	9.15%
NA	-	-	-	-	-	-	-	-	-	-
Total:	56,877	100.00%	1,108,150,184	100.00%	240,797,553	100.00%	9,159	689	23.53	9.15%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	27,831	48.93%	473,154,191	42.70%	100,501,826	41.74%	8,063	674	23.62	9.71%
Truck	4,387	7.71%	112,681,685	10.17%	24,124,175	10.02%	11,310	707	23.22	8.66%
SUV	22,781	40.05%	484,142,923	43.69%	107,803,392	44.77%	9,717	698	23.54	8.76%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,878	3.30%	38,171,386	3.44%	8,368,160	3.48%	8,944	699	23.36	8.74%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	56,877	100.00%	1,108,150,184	100.00%	240,797,553	100.00%	9,159	689	23.53	9.15%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,942	12.21%	135,597,203	12.24%	29,216,371	12.13%	9,026	693	23.18	8.90%
Ford: Lincoln	578	1.02%	12,841,128	1.16%	2,707,563	1.12%	9,667	700	23.40	8.62%
Ford: Mercury	20	0.04%	236,579	0.02%	45,662	0.02%	4,202	655	17.22	10.74%
GMC	1,654	2.91%	40,533,850	3.66%	9,445,368	3.92%	11,328	700	24.09	8.85%
GMC: Buick	1,005	1.77%	18,666,807	1.68%	4,395,067	1.83%	8,616	688	23.97	9.34%
GMC: Cadillac	748	1.32%	19,121,585	1.73%	4,042,813	1.68%	12,539	695	23.99	9.14%
GMC: Chevrolet	5,459	9.60%	109,343,981	9.87%	25,146,742	10.44%	9,691	682	24.15	9.55%
GMC: Hummer	1	0.00%	24,370	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	6	0.01%	69,336	0.01%	1,481	0.00%	1,481	738	14.00	6.95%
GMC: Saturn	9	0.02%	93,367	0.01%	18,382	0.01%	3,352	626	18.66	10.83%
Tesla	8	0.01%	409,163	0.04%	20,215	0.01%	12,443	673	15.48	6.17%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,328	2.33%	32,562,427	2.94%	6,186,589	2.57%	11,323	692	23.37	8.94%
BMW: Mini	380	0.67%	6,089,868	0.55%	1,066,484	0.44%	7,055	691	22.40	9.11%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,322	2.32%	34,778,089	3.14%	6,759,063	2.81%	12,018	689	23.88	9.09%
Daimler: Smart	47	0.08%	461,973	0.04%	69,745	0.03%	3,936	673	21.93	9.61%
Fiat	319	0.56%	4,426,047	0.40%	896,135	0.37%	6,034	678	22.37	9.05%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	728	1.28%	14,473,628	1.31%	2,918,605	1.21%	8,919	691	23.48	8.94%
Fiat: Dodge	2,711	4.77%	60,821,678	5.49%	13,913,095	5.78%	10,573	677	24.72	9.83%
Fiat: Jeep	3,048	5.36%	62,937,587	5.68%	13,886,132	5.77%	9,323	694	24.02	9.06%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	266	0.47%	5,864,776	0.53%	1,169,366	0.49%	10,042	737	21.75	7.21%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,180	2.07%	18,332,880	1.65%	3,530,491	1.47%	6,884	673	22.41	9.11%
Volkswagen: Audi	656	1.15%	17,351,803	1.57%	3,347,619	1.39%	11,542	708	23.45	8.44%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	107	0.19%	4,308,504	0.39%	657,058	0.27%	15,690	722	23.15	7.40%
Honda	4,044	7.11%	70,687,633	6.38%	15,537,102	6.45%	7,932	693	23.23	9.02%
Honda: Acura	868	1.53%	18,356,623	1.66%	3,780,483	1.57%	9,240	706	22.60	8.47%
Hyundai	3,158	5.55%	48,489,129	4.38%	10,313,917	4.28%	7,005	677	23.61	9.51%
Hyundai: Kia	2,492	4.38%	39,673,403	3.58%	9,158,485	3.80%	7,395	671	24.04	9.79%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	978	1.72%	15,352,843	1.39%	3,268,944	1.36%	6,883	690	22.59	9.09%
Mitsubishi	572	1.01%	8,840,916	0.80%	2,216,413	0.92%	7,569	662	24.91	10.49%
Nissan	7,018	12.34%	119,178,098	10.75%	27,551,077	11.44%	7,846	676	23.89	9.51%
Nissan: Infiniti	1,207	2.12%	27,906,322	2.52%	5,975,571	2.48%	10,551	691	23.57	9.33%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	963	1.69%	18,236,954	1.65%	3,721,483	1.55%	8,307	717	22.48	8.02%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	140	0.25%	3,983,813	0.36%	794,073	0.33%	12,704	685	23.30	8.88%
Tata: Land Rover	287	0.50%	9,738,614	0.88%	1,818,485	0.76%	15,355	689	23.58	9.05%
Toyota	4,863	8.55%	88,417,966	7.98%	19,062,105	7.92%	8,062	702	22.32	8.61%
Toyota: Lexus	1,549	2.72%	36,861,371	3.33%	7,556,854	3.14%	10,690	704	22.40	8.56%
Toyota: Scion	216	0.38%	3,079,870	0.28%	602,516	0.25%	6,252	680	23.11	10.07%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	56,877	100.00%	1,108,150,184	100.00%	240,797,553	100.00%	9,159	689	23.53	9.15%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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