StratMaker (145246)

CarMax Auto Owner Trust 2019-4

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

0.26% / 99.74%

Total Original # of Loans

58,910

WA Loan to Value (LTV)

46.83%

Total Original Loan Amount (OLA)

$ 1,166,808,471

WA Payment to Income (PTI)

8.34%

Weighted Average (WA) OLA

$ 22,722

WA FICO (non-zero)

696

Rep. Period Beginning Loan Amount

$ 298,186,812

WA Remaining Term (RT)

26.04

Rep. Period Ending Loan Amount (ELA)

$ 281,668,416

WA Original APR

9.09%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

58,910

Total Original Loan Amount (OLA)

$ 1,166,808,471

Weighted Average (WA) OLA

$ 22,722

Rep. Period Beginning Loan Amount

$ 298,186,812

Rep. Period Ending Loan Amount (ELA)

$ 281,668,416

As % of Reporting Period ELA:

New % / Used %

0.26% / 99.74%

WA Loan to Value (LTV)

46.83%

WA Payment to Income (PTI)

8.34%

WA FICO (non-zero)

696

WA Remaining Term (RT)

26.04

WA Original APR

9.09%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	198	0.34%	768,511	0.07%	93,360	0.03%	1,338	692	18.70	6.00%
$5,000 - $9,999	2,833	4.81%	23,610,917	2.02%	4,114,412	1.46%	3,109	667	20.78	7.59%
$10,000 - $14,999	12,951	21.98%	167,055,052	14.32%	37,775,018	13.41%	5,374	672	23.52	8.97%
$15,000 - $19,999	18,942	32.15%	330,378,930	28.31%	82,401,447	29.25%	7,789	687	25.89	9.35%
$20,000 - $24,999	11,757	19.96%	261,455,104	22.41%	64,990,034	23.07%	10,067	696	26.60	9.17%
$25,000 - $29,999	6,621	11.24%	180,498,140	15.47%	44,790,452	15.90%	12,588	695	26.95	9.28%
$30,000 - $39,999	4,391	7.45%	147,337,816	12.63%	35,461,008	12.59%	15,424	703	27.31	8.75%
$40,000 - $49,999	982	1.67%	43,059,741	3.69%	9,557,697	3.39%	19,843	709	26.99	8.22%
$50,000 - $59,999	218	0.37%	11,575,310	0.99%	2,320,462	0.82%	23,457	712	26.02	7.83%
$60,000 - $69,999	17	0.03%	1,068,950	0.09%	164,524	0.06%	22,223	804	22.24	5.07%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	58,910	100.00%	1,166,808,471	100.00%	281,668,416	100.00%	10,191	691	26.04	9.09%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	31,897	54.15%	584,518,172	50.10%	26,073,416	9.26%	3,876	697	18.89	7.13%
$5,000 - $9,999	17,621	29.91%	322,382,450	27.63%	129,824,229	46.09%	7,636	701	24.61	8.56%
$10,000 - $14,999	7,128	12.10%	180,432,606	15.46%	85,169,193	30.24%	12,110	684	28.47	9.83%
$15,000 - $19,999	1,855	3.15%	61,595,173	5.28%	31,248,886	11.09%	16,953	669	29.92	10.61%
$20,000 - $24,999	335	0.57%	14,179,985	1.22%	7,306,576	2.59%	21,895	672	30.47	10.13%
$25,000 - $29,999	65	0.11%	3,249,705	0.28%	1,756,396	0.62%	27,094	665	31.64	9.74%
$30,000 - $39,999	9	0.02%	450,380	0.04%	289,720	0.10%	32,286	640	32.57	11.89%
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	58,910	100.00%	1,166,808,471	100.00%	281,668,416	100.00%	10,191	691	26.04	9.09%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	58,910	100.00%	1,166,808,471	100.00%	281,668,416	100.00%	10,191	691	26.04	9.09%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	58,910	100.00%	1,166,808,471	100.00%	281,668,416	100.00%	10,191	691	26.04	9.09%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	1	0.00%	20,390	0.00%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	12,873	21.85%	248,693,767	21.31%	49,806,607	17.68%	8,314	799	22.58	4.39%
5.00 - 7.49%	12,410	21.07%	242,026,510	20.74%	54,380,072	19.31%	9,080	744	24.13	6.62%
7.50 - 9.99%	14,857	25.22%	296,593,874	25.42%	76,641,609	27.21%	10,308	682	26.75	8.99%
10.00 - 12.49%	8,976	15.24%	193,733,024	16.60%	53,050,383	18.83%	11,981	640	28.92	11.23%
12.50 - 14.99%	7,521	12.77%	141,554,938	12.13%	36,511,498	12.96%	11,014	584	27.13	14.00%
15.00 - 17.49%	2,272	3.86%	44,185,968	3.79%	11,278,248	4.00%	11,960	612	28.61	16.48%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	58,910	100.00%	1,166,808,471	100.00%	281,668,416	100.00%	10,191	691	26.04	9.09%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	18	0.03%	306,581	0.03%	61,434	0.02%	9,094	492	25.85	12.89%
500 - 549	1,092	1.85%	21,111,359	1.81%	5,484,763	1.95%	11,513	535	27.60	12.97%
550 - 599	4,995	8.48%	99,624,420	8.54%	26,691,252	9.48%	11,628	579	27.96	12.68%
600 - 649	11,114	18.87%	222,993,702	19.11%	58,069,214	20.62%	11,195	626	27.54	11.75%
650 - 699	12,596	21.38%	251,698,776	21.57%	64,163,468	22.78%	10,488	674	26.76	9.76%
700 - 749	10,659	18.09%	207,674,774	17.80%	50,199,897	17.82%	9,695	723	25.71	7.94%
750 - 799	8,755	14.86%	172,849,804	14.81%	38,213,933	13.57%	9,255	774	24.63	6.11%
800+	8,864	15.05%	180,748,286	15.49%	36,936,896	13.11%	8,783	833	23.16	4.98%
NA	817	1.39%	9,800,770	0.84%	1,847,557	0.66%	4,672	0	17.40	13.63%
Total:	58,910	100.00%	1,166,808,471	100.00%	281,668,416	100.00%	10,191	691	26.04	9.09%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	6	0.01%	35,669	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	271	0.46%	3,299,034	0.28%	0	0.00%	0	0	0.00	0.00%
37 - 48	1,023	1.74%	13,833,764	1.19%	739,501	0.26%	2,382	718	6.13	6.66%
49 - 60	12,761	21.66%	233,157,680	19.98%	42,697,900	15.16%	7,023	711	17.81	7.15%
61 - 72	32,493	55.16%	646,766,129	55.43%	161,397,543	57.30%	10,193	691	26.22	9.15%
73+	12,356	20.97%	269,716,195	23.12%	76,833,472	27.28%	12,023	680	30.43	10.08%
Total:	58,910	100.00%	1,166,808,471	100.00%	281,668,416	100.00%	10,191	691	26.04	9.09%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	24,308	41.26%	485,285,758	41.59%	1,628	0.00%	792	573	0.00	10.62%
1 - 12	756	1.28%	10,878,282	0.93%	1,494,562	0.53%	2,824	705	6.54	6.93%
13 - 24	16,186	27.48%	296,979,064	25.45%	98,915,590	35.12%	7,347	708	19.23	7.51%
25 - 36	17,644	29.95%	373,336,180	32.00%	181,093,285	64.29%	11,804	681	29.90	9.98%
37 - 48	9	0.02%	182,408	0.02%	100,281	0.04%	13,398	654	42.10	5.48%
49 - 60	7	0.01%	146,779	0.01%	63,070	0.02%	9,964	658	52.59	5.02%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	58,910	100.00%	1,166,808,471	100.00%	281,668,416	100.00%	10,191	691	26.04	9.09%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	52,033	88.33%	1,024,071,985	87.77%	232,386,918	82.50%	9,674	703	25.64	8.54%
1 - 15	2,317	3.93%	47,862,357	4.10%	23,114,321	8.21%	11,761	645	27.45	11.10%
16 - 30	894	1.52%	18,771,543	1.61%	9,473,225	3.36%	12,597	626	28.07	11.97%
31 - 60	859	1.46%	18,366,808	1.57%	9,791,072	3.48%	13,340	624	28.50	12.16%
61 - 90	471	0.80%	10,167,620	0.87%	5,547,836	1.97%	14,461	611	28.60	12.77%
91 - 120	130	0.22%	2,832,639	0.24%	1,322,355	0.47%	14,650	625	28.13	12.27%
121+	2,206	3.74%	44,735,519	3.83%	32,690	0.01%	32,690	648	33.00	12.95%
Total:	58,910	100.00%	1,166,808,471	100.00%	281,668,416	100.00%	10,191	691	26.04	9.09%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	58,910	100.00%	1,166,808,471	100.00%	281,668,416	100.00%	10,191	691	26.04	9.09%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	58,910	100.00%	1,166,808,471	100.00%	281,668,416	100.00%	10,191	691	26.04	9.09%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	58,570	99.42%	1,162,731,790	99.65%	280,921,345	99.73%	10,206	693	26.06	9.08%
Stated, verified but not Level 4 or 5	340	0.58%	4,076,682	0.35%	747,071	0.27%	4,573	50	17.23	13.53%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	58,910	100.00%	1,166,808,471	100.00%	281,668,416	100.00%	10,191	691	26.04	9.09%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	21,492	36.48%	391,229,501	33.53%	86,791,170	30.81%	8,714	727	24.52	7.21%
5.00 - 9.99%	22,500	38.19%	457,892,721	39.24%	113,642,837	40.35%	10,420	685	26.38	9.32%
10.00 - 14.99%	9,544	16.20%	200,793,441	17.21%	51,240,277	18.19%	11,232	661	27.14	10.56%
15.00 - 19.99%	3,373	5.73%	72,157,873	6.18%	18,380,877	6.53%	11,438	660	27.21	11.15%
20.00 - 24.99%	1,210	2.05%	26,815,211	2.30%	6,705,377	2.38%	12,292	657	27.62	11.23%
25.00 - 29.99%	468	0.79%	10,295,196	0.88%	3,069,386	1.09%	13,221	654	27.80	11.32%
30.00 - 39.99%	259	0.44%	5,834,154	0.50%	1,475,086	0.52%	11,340	666	25.66	10.74%
40.00 - 49.99%	49	0.08%	1,344,392	0.12%	245,144	0.09%	11,876	690	25.05	9.27%
50.00 - 59.99%	11	0.02%	321,490	0.03%	87,680	0.03%	13,272	672	26.00	8.46%
60.00 - 69.99%	3	0.01%	84,166	0.01%	12,316	0.00%	12,316	662	24.00	8.70%
70.00 - 79.99%	1	0.00%	40,327	0.00%	18,265	0.01%	18,265	801	30.00	6.95%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	58,910	100.00%	1,166,808,471	100.00%	281,668,416	100.00%	10,191	691	26.04	9.09%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	134	0.23%	600,956	0.05%	73,551	0.03%	1,897	678	20.30	5.66%
25.00 - 49.99%	1,429	2.43%	13,639,646	1.17%	2,094,757	0.74%	4,198	735	21.18	5.39%
50.00 - 74.99%	5,568	9.45%	83,090,982	7.12%	15,561,005	5.52%	6,286	741	21.92	5.75%
75.00 - 99.99%	17,378	29.50%	336,079,808	28.80%	76,684,260	27.23%	8,979	713	24.46	7.36%
100.00 - 109.99%	14,323	24.31%	304,726,785	26.12%	76,922,814	27.31%	10,816	687	26.32	9.26%
110.00 - 119.99%	12,543	21.29%	271,773,181	23.29%	70,434,591	25.01%	11,379	673	27.46	10.49%
120.00 - 129.99%	5,806	9.86%	118,676,135	10.17%	30,739,030	10.91%	10,879	666	27.90	11.13%
130.00 - 139.99%	1,347	2.29%	29,519,388	2.53%	7,061,418	2.51%	11,671	666	28.07	11.12%
140.00%+	382	0.65%	8,701,591	0.75%	2,096,988	0.74%	11,895	681	27.55	10.97%
Total:	58,910	100.00%	1,166,808,471	100.00%	281,668,416	100.00%	10,191	691	26.04	9.09%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	986	1.67%	19,576,142	1.68%	4,926,243	1.75%	10,393	687	26.79	9.47%
Alaska	11	0.02%	197,265	0.02%	51,499	0.02%	7,909	669	24.85	9.82%
Arizona	796	1.35%	15,375,911	1.32%	3,406,086	1.21%	9,558	689	25.63	9.09%
Arkansas	94	0.16%	1,890,661	0.16%	432,969	0.15%	10,642	677	26.80	9.61%
California	9,514	16.15%	187,783,514	16.09%	44,961,360	15.96%	10,010	691	25.44	8.93%
Colorado	1,338	2.27%	26,329,182	2.26%	5,704,200	2.03%	9,609	710	25.08	8.22%
Connecticut	630	1.07%	12,327,776	1.06%	3,126,324	1.11%	9,759	698	26.08	8.58%
Delaware	319	0.54%	6,179,859	0.53%	1,684,954	0.60%	10,121	693	26.69	9.26%
Florida	4,693	7.97%	95,261,643	8.16%	21,948,252	7.79%	10,707	681	27.12	9.41%
Georgia	3,920	6.65%	78,556,034	6.73%	19,242,720	6.83%	10,891	676	26.67	9.87%
Hawaii	24	0.04%	451,858	0.04%	106,295	0.04%	11,204	717	26.73	8.37%
Idaho	165	0.28%	3,217,395	0.28%	589,915	0.21%	9,191	701	25.47	8.71%
Illinois	3,244	5.51%	62,811,638	5.38%	16,554,271	5.88%	9,661	706	25.49	8.46%
Indiana	916	1.55%	17,718,992	1.52%	4,220,656	1.50%	9,464	708	25.87	8.64%
Iowa	213	0.36%	4,060,191	0.35%	912,514	0.32%	9,295	711	24.73	8.53%
Kansas	646	1.10%	12,577,493	1.08%	3,191,836	1.13%	9,705	701	25.78	8.37%
Kentucky	658	1.12%	12,491,920	1.07%	2,897,617	1.03%	9,247	701	25.60	8.56%
Louisiana	807	1.37%	16,807,203	1.44%	4,333,908	1.54%	11,127	674	26.66	9.66%
Maine	86	0.15%	1,553,893	0.13%	388,200	0.14%	9,080	655	25.07	9.83%
Maryland	2,817	4.78%	56,339,995	4.83%	14,824,728	5.26%	10,531	695	26.37	8.87%
Massachusetts	641	1.09%	11,723,331	1.00%	3,064,827	1.09%	8,932	713	25.15	8.25%
Michigan	69	0.12%	1,299,542	0.11%	288,720	0.10%	8,859	667	24.49	9.47%
Minnesota	343	0.58%	6,590,341	0.56%	1,664,122	0.59%	9,686	681	26.16	9.67%
Mississippi	546	0.93%	11,579,980	0.99%	2,888,117	1.03%	11,465	674	26.40	10.25%
Missouri	573	0.97%	10,713,912	0.92%	2,647,363	0.94%	9,463	690	25.60	9.14%
Montana	18	0.03%	395,566	0.03%	68,310	0.02%	10,231	732	25.43	8.39%
Nebraska	235	0.40%	4,445,956	0.38%	1,017,401	0.36%	9,842	706	25.94	8.37%
Nevada	1,481	2.51%	30,396,788	2.61%	6,695,667	2.38%	10,371	689	26.30	9.38%
New Hampshire	83	0.14%	1,578,525	0.14%	344,343	0.12%	9,903	680	24.71	8.90%
New Jersey	478	0.81%	9,485,879	0.81%	2,539,551	0.90%	9,766	710	25.91	8.42%
New Mexico	371	0.63%	7,502,940	0.64%	1,763,926	0.63%	10,378	701	25.89	8.65%
New York	109	0.19%	2,207,451	0.19%	500,239	0.18%	9,228	710	25.04	8.34%
North Carolina	3,333	5.66%	64,612,743	5.54%	15,086,572	5.36%	9,824	691	26.08	9.25%
North Dakota	13	0.02%	236,700	0.02%	48,540	0.02%	11,392	626	30.18	11.27%
Ohio	1,175	1.99%	23,572,411	2.02%	5,890,247	2.09%	10,432	694	26.31	9.04%
Oklahoma	463	0.79%	9,075,595	0.78%	2,148,376	0.76%	10,620	684	26.88	9.57%
Oregon	478	0.81%	8,268,955	0.71%	1,743,745	0.62%	8,643	687	25.52	8.91%
Pennsylvania	768	1.30%	15,272,144	1.31%	3,794,192	1.35%	10,177	702	26.23	8.60%
Rhode Island	191	0.32%	3,515,306	0.30%	859,377	0.31%	8,699	697	25.93	8.86%
South Carolina	1,690	2.87%	32,511,685	2.79%	7,962,499	2.83%	9,941	681	26.26	9.57%
South Dakota	13	0.02%	244,756	0.02%	41,243	0.01%	8,100	721	20.25	7.31%
Tennessee	2,577	4.37%	51,293,313	4.40%	12,068,116	4.28%	9,997	697	26.08	8.96%
Texas	6,475	10.99%	131,267,581	11.25%	32,120,559	11.40%	10,722	679	26.31	9.57%
Utah	195	0.33%	3,861,091	0.33%	726,286	0.26%	9,749	720	25.82	8.04%
Vermont	11	0.02%	227,224	0.02%	39,442	0.01%	8,337	718	23.69	9.01%
Virginia	3,238	5.50%	64,729,405	5.55%	15,912,608	5.65%	10,162	709	25.73	8.54%
Washington	979	1.66%	19,388,949	1.66%	4,107,916	1.46%	9,978	693	24.96	8.50%
West Virginia	100	0.17%	1,988,095	0.17%	522,984	0.19%	9,456	687	25.66	9.78%
Wisconsin	214	0.36%	3,989,349	0.34%	779,225	0.28%	8,454	670	23.67	9.26%
Wyoming	30	0.05%	546,444	0.05%	106,646	0.04%	8,935	675	23.24	8.52%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	1	0.00%	17,838	0.00%	0	0.00%	0	0	0.00	0.00%
Armed Forces EMEA	8	0.01%	125,987	0.01%	26,125	0.01%	7,651	640	26.49	10.16%
Armed Forces Pacific	2	0.00%	33,733	0.00%	7,419	0.00%	7,419	664	26.00	14.95%
District of Columbia	127	0.22%	2,532,048	0.22%	679,879	0.24%	10,363	690	26.18	9.00%
Guam	1	0.00%	15,366	0.00%	1,720	0.00%	1,720	786	5.00	3.95%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	4	0.01%	52,975	0.00%	7,566	0.00%	4,307	671	20.88	7.58%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	58,910	100.00%	1,166,808,471	100.00%	281,668,416	100.00%	10,191	691	26.04	9.09%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	105	0.18%	2,712,702	0.23%	724,402	0.26%	12,528	743	26.18	6.89%
Used	58,805	99.82%	1,164,095,769	99.77%	280,944,014	99.74%	10,185	691	26.04	9.10%
NA	-	-	-	-	-	-	-	-	-	-
Total:	58,910	100.00%	1,166,808,471	100.00%	281,668,416	100.00%	10,191	691	26.04	9.09%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	29,136	49.46%	503,532,338	43.15%	120,165,369	42.66%	8,950	676	26.13	9.71%
Truck	4,252	7.22%	112,392,415	9.63%	27,230,497	9.67%	13,096	706	26.14	8.69%
SUV	23,616	40.09%	511,174,401	43.81%	124,859,621	44.33%	10,767	702	25.98	8.61%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,906	3.24%	39,709,318	3.40%	9,412,928	3.34%	10,004	703	25.37	8.77%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	58,910	100.00%	1,166,808,471	100.00%	281,668,416	100.00%	10,191	691	26.04	9.09%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,527	11.08%	126,968,312	10.88%	30,276,163	10.75%	10,010	692	25.75	9.00%
Ford: Lincoln	339	0.58%	7,488,141	0.64%	1,911,824	0.68%	10,949	697	25.43	8.97%
Ford: Mercury	23	0.04%	271,259	0.02%	55,935	0.02%	4,747	646	21.79	9.89%
GMC	1,385	2.35%	35,243,300	3.02%	8,880,711	3.15%	12,504	702	26.34	8.69%
GMC: Buick	832	1.41%	15,352,884	1.32%	3,835,596	1.36%	9,423	694	26.38	9.18%
GMC: Cadillac	682	1.16%	18,961,103	1.63%	4,515,330	1.60%	14,183	697	25.70	8.74%
GMC: Chevrolet	5,412	9.19%	110,476,492	9.47%	27,404,552	9.73%	10,963	683	26.62	9.58%
GMC: Hummer	2	0.00%	49,081	0.00%	6,687	0.00%	6,687	759	17.00	8.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	8	0.01%	116,076	0.01%	11,420	0.00%	4,143	695	20.54	10.55%
GMC: Saturn	5	0.01%	54,029	0.00%	10,448	0.00%	4,049	591	17.26	12.06%
Tesla	3	0.01%	137,993	0.01%	13,567	0.00%	13,567	795	18.00	4.45%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,428	2.42%	36,438,819	3.12%	7,590,458	2.69%	12,711	696	25.81	8.75%
BMW: Mini	372	0.63%	6,162,030	0.53%	1,245,071	0.44%	7,753	689	24.40	9.00%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,633	2.77%	44,533,972	3.82%	9,813,902	3.48%	13,282	687	26.24	9.08%
Daimler: Smart	42	0.07%	411,680	0.04%	61,516	0.02%	3,855	655	22.52	10.63%
Fiat	297	0.50%	4,185,993	0.36%	919,247	0.33%	7,043	677	25.76	9.58%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	836	1.42%	16,641,754	1.43%	4,092,666	1.45%	9,932	686	26.71	9.48%
Fiat: Dodge	2,964	5.03%	68,604,475	5.88%	17,074,618	6.06%	12,188	682	27.27	9.75%
Fiat: Jeep	2,985	5.07%	61,356,783	5.26%	15,026,708	5.33%	10,119	697	26.64	8.92%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	283	0.48%	6,466,511	0.55%	1,408,814	0.50%	11,457	725	24.85	7.45%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,131	1.92%	18,227,913	1.56%	4,090,290	1.45%	7,911	683	25.21	9.07%
Volkswagen: Audi	1,241	2.11%	31,114,568	2.67%	6,855,143	2.43%	11,944	712	25.74	8.18%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	133	0.23%	5,295,319	0.45%	877,009	0.31%	17,614	721	24.43	7.42%
Honda	4,527	7.68%	79,915,418	6.85%	19,864,552	7.05%	8,627	694	25.49	8.91%
Honda: Acura	632	1.07%	13,199,161	1.13%	3,152,277	1.12%	10,165	694	25.49	8.94%
Hyundai	3,648	6.19%	57,015,733	4.89%	13,931,321	4.95%	7,622	680	25.95	9.49%
Hyundai: Kia	2,648	4.49%	43,345,896	3.71%	10,906,983	3.87%	8,121	677	26.44	9.65%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,180	2.00%	19,159,186	1.64%	4,705,067	1.67%	7,941	693	25.12	8.86%
Mitsubishi	557	0.95%	8,618,937	0.74%	2,318,142	0.82%	7,872	660	26.69	10.12%
Nissan	7,585	12.88%	132,070,104	11.32%	33,985,808	12.07%	8,730	682	26.40	9.44%
Nissan: Infiniti	1,082	1.84%	25,833,087	2.21%	6,363,649	2.26%	12,088	689	26.50	9.36%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,242	2.11%	23,254,252	1.99%	5,414,310	1.92%	8,679	721	24.80	7.83%
Suzuki	1	0.00%	16,893	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	182	0.31%	5,590,544	0.48%	1,320,128	0.47%	15,717	681	27.77	9.36%
Tata: Land Rover	465	0.79%	15,102,174	1.29%	3,496,107	1.24%	15,737	707	26.71	8.07%
Toyota	5,173	8.78%	96,548,185	8.27%	23,121,569	8.21%	9,226	703	25.15	8.60%
Toyota: Lexus	1,181	2.00%	29,148,741	2.50%	6,393,245	2.27%	11,940	711	24.70	8.22%
Toyota: Scion	244	0.41%	3,431,673	0.29%	717,583	0.25%	6,453	654	25.01	9.98%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	58,910	100.00%	1,166,808,471	100.00%	281,668,416	100.00%	10,191	691	26.04	9.09%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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