StratMaker (145254)

CarMax Auto Owner Trust 2020-1

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

0.39% / 99.61%

Total Original # of Loans

65,381

WA Loan to Value (LTV)

49.75%

Total Original Loan Amount (OLA)

$ 1,320,550,276

WA Payment to Income (PTI)

8.07%

Weighted Average (WA) OLA

$ 23,175

WA FICO (non-zero)

703

Rep. Period Beginning Loan Amount

$ 359,167,401

WA Remaining Term (RT)

28.39

Rep. Period Ending Loan Amount (ELA)

$ 341,321,541

WA Original APR

8.35%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

65,381

Total Original Loan Amount (OLA)

$ 1,320,550,276

Weighted Average (WA) OLA

$ 23,175

Rep. Period Beginning Loan Amount

$ 359,167,401

Rep. Period Ending Loan Amount (ELA)

$ 341,321,541

As % of Reporting Period ELA:

New % / Used %

0.39% / 99.61%

WA Loan to Value (LTV)

49.75%

WA Payment to Income (PTI)

8.07%

WA FICO (non-zero)

703

WA Remaining Term (RT)

28.39

WA Original APR

8.35%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	227	0.35%	892,540	0.07%	118,025	0.03%	1,488	706	21.25	5.40%
$5,000 - $9,999	2,995	4.58%	24,742,095	1.87%	4,804,580	1.41%	3,421	683	23.23	6.95%
$10,000 - $14,999	13,422	20.53%	173,341,239	13.13%	41,911,132	12.28%	5,786	679	25.61	8.38%
$15,000 - $19,999	20,532	31.40%	358,617,880	27.16%	95,448,107	27.96%	8,339	693	28.15	8.72%
$20,000 - $24,999	13,582	20.77%	302,485,852	22.91%	80,771,342	23.66%	10,765	703	28.96	8.44%
$25,000 - $29,999	7,708	11.79%	210,171,663	15.92%	53,787,739	15.76%	13,278	705	29.17	8.39%
$30,000 - $39,999	5,482	8.38%	184,490,226	13.97%	48,373,612	14.17%	16,395	712	29.60	7.93%
$40,000 - $49,999	1,155	1.77%	50,741,672	3.84%	12,488,521	3.66%	21,383	721	29.55	7.37%
$50,000 - $59,999	249	0.38%	13,255,975	1.00%	3,149,130	0.92%	25,522	732	29.71	6.87%
$60,000 - $69,999	29	0.04%	1,811,134	0.14%	469,353	0.14%	25,710	786	26.41	5.45%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,550,276	100.00%	341,321,541	100.00%	11,108	700	28.39	8.35%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	33,577	51.36%	634,704,896	48.06%	21,287,571	6.24%	3,875	710	20.67	6.37%
$5,000 - $9,999	18,608	28.46%	328,184,395	24.85%	139,546,236	40.88%	7,761	709	26.21	7.69%
$10,000 - $14,999	9,672	14.79%	235,867,907	17.86%	115,885,824	33.95%	12,142	697	30.23	8.88%
$15,000 - $19,999	2,739	4.19%	88,519,010	6.70%	46,485,751	13.62%	17,079	683	32.05	9.54%
$20,000 - $24,999	625	0.96%	25,219,074	1.91%	13,647,364	4.00%	21,924	679	32.82	9.46%
$25,000 - $29,999	131	0.20%	6,545,656	0.50%	3,546,912	1.04%	27,141	695	33.31	8.82%
$30,000 - $39,999	29	0.04%	1,509,339	0.11%	921,885	0.27%	31,859	666	35.27	9.86%
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,550,276	100.00%	341,321,541	100.00%	11,108	700	28.39	8.35%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	65,381	100.00%	1,320,550,276	100.00%	341,321,541	100.00%	11,108	700	28.39	8.35%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,550,276	100.00%	341,321,541	100.00%	11,108	700	28.39	8.35%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	4	0.01%	108,430	0.01%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	18,015	27.55%	359,911,818	27.25%	83,112,439	24.35%	9,572	798	25.08	3.90%
5.00 - 7.49%	14,244	21.79%	285,782,739	21.64%	70,114,818	20.54%	10,556	734	27.60	6.58%
7.50 - 9.99%	15,902	24.32%	324,219,593	24.55%	90,528,870	26.52%	11,319	676	29.43	8.96%
10.00 - 12.49%	8,225	12.58%	178,116,473	13.49%	50,564,798	14.81%	13,088	631	31.39	11.30%
12.50 - 14.99%	6,725	10.29%	127,628,247	9.66%	34,793,452	10.19%	11,747	588	29.83	13.92%
15.00 - 17.49%	2,266	3.47%	44,782,976	3.39%	12,207,164	3.58%	13,139	612	31.18	16.23%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,550,276	100.00%	341,321,541	100.00%	11,108	700	28.39	8.35%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	10	0.02%	192,937	0.01%	48,620	0.01%	9,968	488	28.52	12.29%
500 - 549	1,118	1.71%	22,332,576	1.69%	6,352,548	1.86%	12,556	534	30.60	12.43%
550 - 599	5,260	8.05%	106,426,262	8.06%	29,708,346	8.70%	12,605	580	30.28	12.33%
600 - 649	11,695	17.89%	236,835,595	17.93%	64,219,176	18.81%	12,034	626	30.02	11.36%
650 - 699	13,624	20.84%	276,639,363	20.95%	73,505,633	21.54%	11,450	674	29.24	9.30%
700 - 749	11,907	18.21%	235,072,685	17.80%	60,589,423	17.75%	10,589	724	28.13	7.44%
750 - 799	10,160	15.54%	204,596,064	15.49%	50,657,900	14.84%	10,190	774	27.00	5.50%
800+	10,914	16.69%	230,046,792	17.42%	54,461,266	15.96%	10,188	834	25.86	4.37%
NA	693	1.06%	8,408,002	0.64%	1,778,629	0.52%	5,333	0	20.46	13.43%
Total:	65,381	100.00%	1,320,550,276	100.00%	341,321,541	100.00%	11,108	700	28.39	8.35%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	14	0.02%	156,794	0.01%	0	0.00%	0	0	0.00	0.00%
25 - 36	360	0.55%	4,761,309	0.36%	959	0.00%	961	545	0.00	0.00%
37 - 48	1,191	1.82%	16,153,744	1.22%	1,236,670	0.36%	3,447	725	9.14	6.12%
49 - 60	14,083	21.54%	262,685,594	19.89%	56,411,470	16.53%	8,150	722	20.58	6.42%
61 - 72	36,176	55.33%	732,360,545	55.46%	195,987,740	57.42%	11,103	698	28.65	8.47%
73+	13,557	20.74%	304,432,290	23.05%	87,684,701	25.69%	13,129	688	33.10	9.35%
Total:	65,381	100.00%	1,320,550,276	100.00%	341,321,541	100.00%	11,108	700	28.39	8.35%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	27,418	41.94%	556,411,911	42.13%	2,380	0.00%	962	573	0.00	6.71%
1 - 12	906	1.39%	13,227,297	1.00%	2,441,971	0.72%	3,378	722	9.01	6.29%
13 - 24	15,340	23.46%	289,960,933	21.96%	104,863,930	30.72%	8,199	721	20.90	6.51%
25 - 36	21,507	32.89%	455,846,026	34.52%	230,721,783	67.60%	12,421	691	31.86	9.16%
37 - 48	204	0.31%	4,951,295	0.37%	3,214,567	0.94%	17,555	617	37.35	12.32%
49 - 60	6	0.01%	152,815	0.01%	76,909	0.02%	13,381	641	51.47	5.88%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,550,276	100.00%	341,321,541	100.00%	11,108	700	28.39	8.35%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	58,751	89.86%	1,180,196,044	89.37%	287,495,206	84.23%	10,626	712	28.01	7.80%
1 - 15	2,400	3.67%	50,801,390	3.85%	26,341,049	7.72%	12,892	646	29.94	10.69%
16 - 30	846	1.29%	18,276,021	1.38%	9,815,304	2.88%	13,621	627	30.40	11.44%
31 - 60	846	1.29%	18,078,625	1.37%	10,284,695	3.01%	14,470	620	31.27	12.06%
61 - 90	477	0.73%	10,471,680	0.79%	6,056,007	1.77%	15,665	617	30.98	12.15%
91 - 120	135	0.21%	2,731,972	0.21%	1,329,281	0.39%	14,690	612	30.84	12.18%
121+	1,926	2.95%	39,994,546	3.03%	0	0.00%	0	0	0.00	0.00%
Total:	65,381	100.00%	1,320,550,276	100.00%	341,321,541	100.00%	11,108	700	28.39	8.35%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	65,381	100.00%	1,320,550,276	100.00%	341,321,541	100.00%	11,108	700	28.39	8.35%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,550,276	100.00%	341,321,541	100.00%	11,108	700	28.39	8.35%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	65,051	99.50%	1,316,573,043	99.70%	340,490,176	99.76%	11,122	701	28.41	8.34%
Stated, verified but not Level 4 or 5	330	0.50%	3,977,233	0.30%	831,366	0.24%	5,383	57	20.56	13.45%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,550,276	100.00%	341,321,541	100.00%	11,108	700	28.39	8.35%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	24,752	37.86%	461,099,125	34.92%	111,498,691	32.67%	9,690	735	26.85	6.45%
5.00 - 9.99%	25,128	38.43%	522,861,544	39.59%	138,071,687	40.45%	11,325	694	28.78	8.62%
10.00 - 14.99%	10,055	15.38%	215,381,468	16.31%	58,747,479	17.21%	12,284	667	29.63	10.07%
15.00 - 19.99%	3,428	5.24%	74,790,188	5.66%	20,451,219	5.99%	12,597	663	29.68	10.56%
20.00 - 24.99%	1,219	1.86%	27,556,374	2.09%	7,610,979	2.23%	13,260	660	29.99	10.98%
25.00 - 29.99%	490	0.75%	11,083,608	0.84%	2,850,320	0.84%	13,039	647	29.57	10.80%
30.00 - 39.99%	247	0.38%	6,066,895	0.46%	1,637,636	0.48%	14,308	671	29.06	9.73%
40.00 - 49.99%	41	0.06%	1,087,382	0.08%	297,896	0.09%	13,917	730	29.94	7.68%
50.00 - 59.99%	15	0.02%	410,780	0.03%	131,123	0.04%	13,975	708	27.70	8.41%
60.00 - 69.99%	3	0.00%	110,608	0.01%	24,512	0.01%	12,656	845	20.00	5.59%
70.00 - 79.99%	2	0.00%	71,389	0.01%	0	0.00%	0	0	0.00	0.00%
80.00 - 89.99%	1	0.00%	30,916	0.00%	0	0.00%	0	0	0.00	0.00%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,550,276	100.00%	341,321,541	100.00%	11,108	700	28.39	8.35%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	151	0.23%	672,289	0.05%	81,215	0.02%	1,867	715	21.76	4.75%
25.00 - 49.99%	1,640	2.51%	15,561,373	1.18%	2,728,394	0.80%	4,259	732	22.82	4.75%
50.00 - 74.99%	6,445	9.86%	97,713,454	7.40%	20,415,685	5.98%	6,860	746	24.51	5.08%
75.00 - 99.99%	19,465	29.77%	387,907,189	29.37%	95,707,692	28.04%	10,036	726	26.73	6.54%
100.00 - 109.99%	15,642	23.92%	340,746,618	25.80%	91,791,903	26.89%	11,844	694	28.83	8.63%
110.00 - 119.99%	13,668	20.91%	302,853,232	22.93%	82,977,733	24.31%	12,383	679	29.94	9.80%
120.00 - 129.99%	6,389	9.77%	131,278,381	9.94%	36,193,310	10.60%	11,540	671	30.06	10.49%
130.00 - 139.99%	1,568	2.40%	34,266,791	2.59%	8,893,281	2.61%	12,808	677	30.38	10.74%
140.00%+	413	0.63%	9,550,951	0.72%	2,532,328	0.74%	12,915	684	30.58	10.58%
Total:	65,381	100.00%	1,320,550,276	100.00%	341,321,541	100.00%	11,108	700	28.39	8.35%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,024	1.57%	20,961,520	1.59%	5,555,856	1.63%	11,541	694	28.83	8.97%
Alaska	10	0.02%	215,566	0.02%	77,918	0.02%	12,291	713	28.48	7.95%
Arizona	890	1.36%	17,885,252	1.35%	4,273,983	1.25%	10,802	691	27.90	8.63%
Arkansas	74	0.11%	1,483,394	0.11%	444,370	0.13%	11,898	690	28.56	9.44%
California	10,550	16.14%	213,342,701	16.16%	54,225,058	15.89%	10,955	701	27.84	8.15%
Colorado	1,693	2.59%	35,065,044	2.66%	8,665,255	2.54%	11,109	723	27.83	7.50%
Connecticut	669	1.02%	13,122,791	0.99%	3,415,580	1.00%	10,441	704	28.85	8.10%
Delaware	329	0.50%	6,518,911	0.49%	1,505,281	0.44%	10,203	716	28.30	7.84%
Florida	5,259	8.04%	107,235,532	8.12%	26,510,128	7.77%	11,477	688	29.58	8.77%
Georgia	4,138	6.33%	82,802,082	6.27%	21,673,800	6.35%	11,426	689	28.86	9.04%
Hawaii	26	0.04%	520,298	0.04%	131,014	0.04%	12,637	622	27.65	9.63%
Idaho	231	0.35%	4,598,729	0.35%	1,147,319	0.34%	11,296	701	27.86	7.81%
Illinois	3,494	5.34%	69,566,856	5.27%	19,313,235	5.66%	10,756	714	28.00	7.77%
Indiana	1,023	1.56%	20,491,620	1.55%	5,707,083	1.67%	10,966	707	28.48	8.01%
Iowa	225	0.34%	4,625,753	0.35%	1,037,200	0.30%	11,257	712	27.67	7.82%
Kansas	683	1.04%	13,767,349	1.04%	3,647,352	1.07%	10,756	715	27.72	7.91%
Kentucky	680	1.04%	13,118,738	0.99%	3,232,062	0.95%	10,324	712	27.67	7.64%
Louisiana	737	1.13%	15,630,781	1.18%	4,697,894	1.38%	12,588	678	29.45	9.41%
Maine	100	0.15%	1,920,013	0.15%	500,307	0.15%	9,723	706	26.89	7.83%
Maryland	3,216	4.92%	65,845,890	4.99%	17,813,418	5.22%	11,253	705	28.34	8.16%
Massachusetts	728	1.11%	13,306,257	1.01%	3,851,244	1.13%	9,545	711	27.56	7.69%
Michigan	101	0.15%	1,991,401	0.15%	524,064	0.15%	10,495	696	27.76	8.51%
Minnesota	304	0.46%	6,073,958	0.46%	1,740,770	0.51%	11,190	683	28.82	9.26%
Mississippi	553	0.85%	11,527,199	0.87%	3,431,449	1.01%	12,202	680	29.42	9.73%
Missouri	737	1.13%	13,887,119	1.05%	3,286,786	0.96%	9,898	697	27.31	8.72%
Montana	24	0.04%	467,097	0.04%	93,411	0.03%	10,917	703	28.33	7.03%
Nebraska	276	0.42%	5,115,325	0.39%	1,298,769	0.38%	9,719	728	27.14	7.31%
Nevada	1,613	2.47%	34,251,374	2.59%	8,488,868	2.49%	11,947	693	29.08	8.60%
New Hampshire	100	0.15%	1,856,997	0.14%	521,276	0.15%	9,735	703	27.48	8.15%
New Jersey	501	0.77%	9,942,437	0.75%	2,846,153	0.83%	10,610	715	28.78	7.74%
New Mexico	433	0.66%	8,673,522	0.66%	2,142,591	0.63%	11,602	704	28.45	8.59%
New York	78	0.12%	1,639,155	0.12%	480,759	0.14%	11,833	678	28.46	9.12%
North Carolina	3,377	5.17%	66,824,575	5.06%	16,889,587	4.95%	10,910	696	28.83	8.56%
North Dakota	20	0.03%	420,364	0.03%	109,673	0.03%	14,728	665	30.32	9.92%
Ohio	1,140	1.74%	23,008,164	1.74%	6,111,360	1.79%	11,156	708	28.53	8.00%
Oklahoma	518	0.79%	9,882,436	0.75%	2,310,471	0.68%	10,054	696	28.15	8.51%
Oregon	606	0.93%	10,781,584	0.82%	2,522,471	0.74%	8,861	711	26.91	7.39%
Pennsylvania	879	1.34%	17,320,331	1.31%	4,683,721	1.37%	10,355	716	27.93	7.63%
Rhode Island	200	0.31%	3,920,267	0.30%	1,010,209	0.30%	10,392	720	27.93	8.15%
South Carolina	1,649	2.52%	32,246,385	2.44%	8,607,568	2.52%	10,813	688	28.56	8.65%
South Dakota	23	0.04%	506,255	0.04%	155,380	0.05%	11,679	680	24.62	8.33%
Tennessee	2,864	4.38%	59,086,842	4.47%	14,663,180	4.30%	11,167	704	28.27	8.13%
Texas	7,257	11.10%	152,192,388	11.52%	39,687,758	11.63%	11,803	686	28.99	8.93%
Utah	252	0.39%	5,145,480	0.39%	1,209,305	0.35%	11,778	721	28.04	7.70%
Vermont	14	0.02%	238,858	0.02%	88,437	0.03%	10,027	673	25.07	8.61%
Virginia	3,586	5.48%	72,182,670	5.47%	19,224,197	5.63%	10,818	717	28.13	7.62%
Washington	939	1.44%	18,373,037	1.39%	4,434,982	1.30%	10,877	700	27.73	8.09%
West Virginia	89	0.14%	1,891,367	0.14%	463,054	0.14%	12,534	703	30.25	8.04%
Wisconsin	1,300	1.99%	25,724,731	1.95%	5,911,651	1.73%	9,673	709	25.23	8.13%
Wyoming	25	0.04%	495,267	0.04%	124,276	0.04%	9,693	714	26.27	7.34%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	6	0.01%	92,097	0.01%	26,675	0.01%	7,383	697	24.56	7.10%
Armed Forces Pacific	5	0.01%	100,343	0.01%	22,206	0.01%	11,135	642	30.95	12.45%
District of Columbia	131	0.20%	2,635,547	0.20%	785,128	0.23%	11,695	697	28.44	8.27%
Guam	1	0.00%	15,564	0.00%	0	0.00%	0	0	0.00	0.00%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	15,064	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,550,276	100.00%	341,321,541	100.00%	11,108	700	28.39	8.35%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	223	0.34%	5,735,202	0.43%	1,345,990	0.39%	12,567	752	25.63	5.48%
Used	65,158	99.66%	1,314,815,074	99.57%	339,975,551	99.61%	11,102	700	28.40	8.36%
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,550,276	100.00%	341,321,541	100.00%	11,108	700	28.39	8.35%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	31,182	47.69%	550,819,480	41.71%	138,630,218	40.62%	9,790	685	28.48	9.01%
Truck	5,094	7.79%	135,313,723	10.25%	34,744,858	10.18%	13,806	714	28.44	7.91%
SUV	27,021	41.33%	590,541,019	44.72%	156,772,351	45.93%	11,717	708	28.35	7.92%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,084	3.19%	43,876,054	3.32%	11,174,114	3.27%	10,515	721	27.52	7.59%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,550,276	100.00%	341,321,541	100.00%	11,108	700	28.39	8.35%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,747	10.32%	133,802,450	10.13%	34,201,330	10.02%	10,868	702	28.15	8.37%
Ford: Lincoln	410	0.63%	9,476,204	0.72%	2,345,410	0.69%	12,161	704	28.12	8.06%
Ford: Mercury	14	0.02%	193,065	0.01%	46,239	0.01%	5,323	674	21.67	9.55%
GMC	1,692	2.59%	42,192,036	3.20%	11,969,265	3.51%	13,415	706	29.17	8.17%
GMC: Buick	1,013	1.55%	20,178,807	1.53%	5,650,608	1.66%	10,653	703	29.13	8.14%
GMC: Cadillac	739	1.13%	20,203,627	1.53%	5,407,645	1.58%	15,347	701	29.05	8.31%
GMC: Chevrolet	5,699	8.72%	118,360,673	8.96%	31,211,448	9.14%	11,745	693	28.95	8.80%
GMC: Hummer	1	0.00%	8,317	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	4	0.01%	59,086	0.00%	9,840	0.00%	9,840	707	27.00	5.45%
GMC: Saturn	7	0.01%	82,932	0.01%	18,700	0.01%	4,652	645	24.90	10.13%
Tesla	2	0.00%	113,715	0.01%	52,023	0.02%	26,118	771	29.47	6.59%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,567	2.40%	39,876,690	3.02%	9,671,985	2.83%	13,679	705	28.19	8.14%
BMW: Mini	397	0.61%	6,443,847	0.49%	1,444,360	0.42%	8,079	687	26.79	8.45%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,514	2.32%	41,268,398	3.13%	9,891,388	2.90%	14,814	695	28.72	8.44%
Daimler: Smart	41	0.06%	439,454	0.03%	58,108	0.02%	5,700	611	27.47	9.67%
Fiat	330	0.50%	4,647,538	0.35%	1,043,161	0.31%	7,147	685	27.12	9.07%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	993	1.52%	20,191,004	1.53%	5,038,187	1.48%	10,694	699	28.62	8.39%
Fiat: Dodge	3,277	5.01%	77,918,220	5.90%	20,389,814	5.97%	13,164	689	29.49	8.98%
Fiat: Jeep	3,604	5.51%	76,028,784	5.76%	19,857,783	5.82%	11,232	704	28.68	8.11%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	317	0.48%	7,464,047	0.57%	1,751,872	0.51%	12,819	728	27.49	6.96%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,468	2.25%	24,277,270	1.84%	6,199,688	1.82%	8,766	689	28.16	8.44%
Volkswagen: Audi	1,512	2.31%	38,554,761	2.92%	9,422,029	2.76%	13,222	711	28.09	7.65%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	205	0.31%	7,876,799	0.60%	1,771,691	0.52%	18,294	747	27.48	6.16%
Honda	5,178	7.92%	92,103,869	6.97%	24,364,271	7.14%	9,367	703	27.77	8.19%
Honda: Acura	657	1.00%	13,749,977	1.04%	3,282,389	0.96%	10,517	713	26.70	7.89%
Hyundai	3,710	5.67%	59,879,527	4.53%	15,253,501	4.47%	8,549	687	28.40	8.94%
Hyundai: Kia	2,907	4.45%	48,731,134	3.69%	13,224,019	3.87%	8,913	680	28.93	9.04%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,297	1.98%	22,054,135	1.67%	5,619,028	1.65%	8,774	702	27.60	8.24%
Mitsubishi	557	0.85%	8,770,578	0.66%	2,446,425	0.72%	8,780	655	29.80	10.09%
Nissan	7,999	12.23%	140,272,670	10.62%	37,512,525	10.99%	9,353	690	28.88	8.75%
Nissan: Infiniti	1,245	1.90%	30,842,371	2.34%	7,643,281	2.24%	13,167	702	28.80	8.32%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,417	2.17%	26,771,739	2.03%	7,006,777	2.05%	9,308	727	26.56	7.09%
Suzuki	2	0.00%	34,061	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	260	0.40%	7,754,995	0.59%	1,874,843	0.55%	16,210	694	29.64	8.45%
Tata: Land Rover	587	0.90%	19,016,490	1.44%	4,441,048	1.30%	16,840	708	29.05	7.67%
Toyota	6,333	9.69%	121,481,778	9.20%	31,479,933	9.22%	10,080	714	27.30	7.79%
Toyota: Lexus	1,460	2.23%	36,303,012	2.75%	8,897,238	2.61%	12,877	720	27.24	7.32%
Toyota: Scion	219	0.33%	3,126,215	0.24%	823,690	0.24%	7,209	664	27.35	9.92%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,550,276	100.00%	341,321,541	100.00%	11,108	700	28.39	8.35%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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