StratMaker (145262)

CarMax Auto Owner Trust 2022-1

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

0.01% / 99.99%

Total Original # of Loans

86,269

WA Loan to Value (LTV)

75.53%

Total Original Loan Amount (OLA)

$ 2,001,988,243

WA Payment to Income (PTI)

9.15%

Weighted Average (WA) OLA

$ 26,865

WA FICO (non-zero)

707

Rep. Period Beginning Loan Amount

$ 1,020,579,426

WA Remaining Term (RT)

50.71

Rep. Period Ending Loan Amount (ELA)

$ 984,511,467

WA Original APR

8.17%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

86,269

Total Original Loan Amount (OLA)

$ 2,001,988,243

Weighted Average (WA) OLA

$ 26,865

Rep. Period Beginning Loan Amount

$ 1,020,579,426

Rep. Period Ending Loan Amount (ELA)

$ 984,511,467

As % of Reporting Period ELA:

New % / Used %

0.01% / 99.99%

WA Loan to Value (LTV)

75.53%

WA Payment to Income (PTI)

9.15%

WA FICO (non-zero)

707

WA Remaining Term (RT)

50.71

WA Original APR

8.17%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	229	0.27%	870,523	0.04%	300,740	0.03%	2,763	702	39.21	4.38%
$5,000 - $9,999	2,788	3.23%	22,823,650	1.14%	8,250,033	0.84%	5,991	702	42.62	5.34%
$10,000 - $14,999	11,893	13.79%	154,035,678	7.69%	52,980,543	5.38%	9,767	689	45.25	7.36%
$15,000 - $19,999	21,268	24.65%	373,751,187	18.67%	158,115,090	16.06%	13,746	690	48.13	8.41%
$20,000 - $24,999	19,208	22.27%	429,601,026	21.46%	212,820,562	21.62%	17,818	702	50.64	8.54%
$25,000 - $29,999	13,385	15.52%	365,862,555	18.27%	192,679,217	19.57%	21,933	702	51.59	8.51%
$30,000 - $39,999	12,573	14.57%	427,309,192	21.34%	233,674,907	23.74%	27,471	709	52.29	8.02%
$40,000 - $49,999	3,838	4.45%	168,982,784	8.44%	92,042,091	9.35%	35,618	711	52.98	7.77%
$50,000 - $59,999	966	1.12%	51,252,045	2.56%	29,459,798	2.99%	42,653	715	52.37	7.18%
$60,000 - $69,999	121	0.14%	7,499,604	0.37%	4,188,485	0.43%	45,967	774	47.48	4.41%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,988,243	100.00%	984,511,467	100.00%	22,251	702	50.71	8.17%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	36,477	42.28%	776,907,347	38.81%	15,856,110	1.61%	2,693	688	12.80	8.25%
$5,000 - $9,999	4,371	5.07%	58,231,192	2.91%	34,426,361	3.50%	8,138	711	41.98	6.15%
$10,000 - $14,999	10,959	12.70%	183,906,057	9.19%	139,961,734	14.22%	12,927	700	47.66	7.51%
$15,000 - $19,999	13,848	16.05%	303,314,998	15.15%	241,391,087	24.52%	17,549	705	50.90	8.31%
$20,000 - $24,999	9,947	11.53%	274,313,168	13.70%	221,832,460	22.53%	22,392	702	52.26	8.52%
$25,000 - $29,999	5,769	6.69%	192,339,451	9.61%	156,930,302	15.94%	27,275	699	53.23	8.62%
$30,000 - $39,999	4,017	4.66%	166,382,700	8.31%	135,909,528	13.80%	34,055	706	53.79	8.08%
$40,000 - $49,999	876	1.02%	46,289,571	2.31%	37,949,311	3.85%	43,446	703	53.96	7.90%
$50,000 - $59,999	5	0.01%	303,759	0.02%	254,573	0.03%	50,933	714	56.77	6.65%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,988,243	100.00%	984,511,467	100.00%	22,251	702	50.71	8.17%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	86,269	100.00%	2,001,988,243	100.00%	984,511,467	100.00%	22,251	702	50.71	8.17%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,988,243	100.00%	984,511,467	100.00%	22,251	702	50.71	8.17%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	450	0.52%	9,797,199	0.49%	5,049,195	0.51%	20,431	798	45.67	2.22%
2.50 - 4.99%	25,227	29.24%	560,515,423	28.00%	266,904,512	27.11%	21,087	795	48.20	3.55%
5.00 - 7.49%	17,828	20.67%	405,529,615	20.26%	182,793,163	18.57%	21,858	732	49.89	6.50%
7.50 - 9.99%	20,132	23.34%	485,799,631	24.27%	231,661,679	23.53%	23,088	681	51.77	9.10%
10.00 - 12.49%	11,187	12.97%	290,546,506	14.51%	158,106,596	16.06%	25,128	640	54.11	11.18%
12.50 - 14.99%	9,885	11.46%	214,802,541	10.73%	118,451,362	12.03%	20,357	587	51.07	14.01%
15.00 - 17.49%	1,560	1.81%	34,997,327	1.75%	21,544,960	2.19%	20,708	607	51.56	16.61%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,988,243	100.00%	984,511,467	100.00%	22,251	702	50.71	8.17%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	13	0.02%	297,628	0.01%	204,607	0.02%	23,191	492	53.22	12.81%
500 - 549	1,173	1.36%	26,324,982	1.31%	13,619,233	1.38%	22,903	539	51.92	12.82%
550 - 599	6,587	7.64%	152,543,428	7.62%	81,755,773	8.30%	22,806	579	51.98	12.73%
600 - 649	14,811	17.17%	348,162,422	17.39%	173,605,143	17.63%	23,056	626	51.77	11.48%
650 - 699	18,406	21.34%	431,564,440	21.56%	206,572,100	20.98%	22,631	674	51.75	9.49%
700 - 749	16,827	19.51%	387,000,678	19.33%	187,733,330	19.07%	21,855	724	50.79	7.29%
750 - 799	14,101	16.35%	325,952,306	16.28%	160,185,124	16.27%	21,699	774	49.63	5.09%
800+	13,544	15.70%	318,969,831	15.93%	155,111,445	15.76%	21,902	831	48.56	3.90%
NA	807	0.94%	11,172,529	0.56%	5,724,712	0.58%	12,408	0	45.75	14.28%
Total:	86,269	100.00%	2,001,988,243	100.00%	984,511,467	100.00%	22,251	702	50.71	8.17%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	22	0.03%	197,970	0.01%	23,110	0.00%	3,920	790	8.30	4.08%
25 - 36	342	0.40%	4,970,536	0.25%	1,897,574	0.19%	11,569	744	20.19	4.77%
37 - 48	1,115	1.29%	17,178,823	0.86%	8,100,162	0.82%	12,808	720	30.37	5.72%
49 - 60	17,166	19.90%	361,668,758	18.07%	169,909,946	17.26%	19,553	726	43.93	6.35%
61 - 72	49,732	57.65%	1,157,027,106	57.79%	572,032,721	58.10%	22,271	701	51.25	8.29%
73+	17,892	20.74%	460,945,050	23.02%	232,547,954	23.62%	24,590	687	55.31	9.31%
Total:	86,269	100.00%	2,001,988,243	100.00%	984,511,467	100.00%	22,251	702	50.71	8.17%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	28,525	33.07%	624,882,205	31.21%	65,087	0.01%	1,174	633	0.00	11.06%
1 - 12	7,202	8.35%	147,742,822	7.38%	14,411,673	1.46%	2,960	676	6.19	9.24%
13 - 24	458	0.53%	7,034,446	0.35%	3,545,454	0.36%	11,063	732	20.39	5.02%
25 - 36	1,285	1.49%	21,027,321	1.05%	13,765,052	1.40%	13,586	721	32.55	6.15%
37 - 48	18,736	21.72%	417,061,720	20.83%	311,010,153	31.59%	19,793	723	44.61	6.47%
49 - 60	30,056	34.84%	784,019,820	39.16%	641,674,949	65.18%	24,125	692	55.23	9.03%
61 - 72	7	0.01%	219,908	0.01%	39,098	0.00%	14,356	614	62.44	11.89%
73+	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,988,243	100.00%	984,511,467	100.00%	22,251	702	50.71	8.17%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	77,441	89.77%	1,777,985,195	88.81%	833,208,211	84.63%	21,825	715	50.47	7.56%
1 - 15	3,819	4.43%	96,235,210	4.81%	69,915,361	7.10%	24,084	646	51.52	10.78%
16 - 30	1,530	1.77%	39,473,293	1.97%	29,432,881	2.99%	24,895	631	52.38	11.50%
31 - 60	1,520	1.76%	38,466,240	1.92%	29,984,391	3.05%	24,590	614	52.40	12.47%
61 - 90	898	1.04%	23,124,505	1.16%	17,831,066	1.81%	25,791	613	52.71	12.62%
91 - 120	273	0.32%	7,033,712	0.35%	4,139,557	0.42%	25,957	623	52.34	12.68%
121+	788	0.91%	19,670,090	0.98%	0	0.00%	0	0	0.00	0.00%
Total:	86,269	100.00%	2,001,988,243	100.00%	984,511,467	100.00%	22,251	702	50.71	8.17%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	86,269	100.00%	2,001,988,243	100.00%	984,511,467	100.00%	22,251	702	50.71	8.17%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,988,243	100.00%	984,511,467	100.00%	22,251	702	50.71	8.17%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	85,766	99.42%	1,991,959,764	99.50%	978,539,780	99.39%	22,253	704	50.72	8.15%
Stated, verified but not Level 4 or 5	503	0.58%	10,028,479	0.50%	5,971,687	0.61%	21,882	435	49.38	11.98%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,988,243	100.00%	984,511,467	100.00%	22,251	702	50.71	8.17%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	27,765	32.18%	568,827,284	28.41%	259,291,482	26.34%	19,802	744	48.98	5.80%
5.00 - 9.99%	32,852	38.08%	781,397,812	39.03%	385,228,454	39.13%	22,538	702	50.88	8.07%
10.00 - 14.99%	15,519	17.99%	384,454,157	19.20%	197,245,600	20.03%	23,242	676	51.68	9.76%
15.00 - 19.99%	6,193	7.18%	159,383,988	7.96%	85,290,216	8.66%	23,957	665	52.00	10.45%
20.00 - 24.99%	2,472	2.87%	67,114,245	3.35%	35,779,727	3.63%	25,302	659	52.59	11.01%
25.00 - 29.99%	909	1.05%	24,771,701	1.24%	13,430,628	1.36%	25,353	658	51.57	10.73%
30.00 - 39.99%	430	0.50%	11,946,883	0.60%	6,203,622	0.63%	25,729	680	50.99	9.26%
40.00 - 49.99%	76	0.09%	2,232,199	0.11%	1,013,173	0.10%	25,403	718	48.67	8.20%
50.00 - 59.99%	36	0.04%	1,218,695	0.06%	721,140	0.07%	28,126	712	51.51	8.03%
60.00 - 69.99%	14	0.02%	513,802	0.03%	274,474	0.03%	32,309	744	54.35	8.63%
70.00 - 79.99%	2	0.00%	91,730	0.00%	3,309	0.00%	3,309	836	4.00	5.45%
80.00 - 89.99%	1	0.00%	35,747	0.00%	29,643	0.00%	29,643	665	56.00	8.95%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,988,243	100.00%	984,511,467	100.00%	22,251	702	50.71	8.17%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	431	0.50%	2,618,956	0.13%	1,087,842	0.11%	5,869	728	43.71	3.80%
25.00 - 49.99%	3,520	4.08%	43,280,937	2.16%	21,394,085	2.17%	10,855	750	45.08	4.00%
50.00 - 74.99%	11,661	13.52%	221,503,865	11.06%	116,622,569	11.85%	17,212	745	48.18	4.87%
75.00 - 99.99%	31,011	35.95%	747,406,140	37.33%	389,521,327	39.56%	22,475	714	50.73	7.27%
100.00 - 109.99%	20,671	23.96%	531,557,132	26.55%	265,714,037	26.99%	24,446	684	51.98	9.49%
110.00 - 119.99%	13,572	15.73%	335,756,636	16.77%	149,253,372	15.16%	23,583	673	51.52	10.54%
120.00 - 129.99%	4,367	5.06%	96,091,192	4.80%	33,960,233	3.45%	21,684	672	49.84	11.16%
130.00 - 139.99%	822	0.95%	18,953,388	0.95%	5,979,690	0.61%	22,534	668	49.20	11.34%
140.00%+	214	0.25%	4,819,996	0.24%	978,311	0.10%	19,144	695	45.71	10.70%
Total:	86,269	100.00%	2,001,988,243	100.00%	984,511,467	100.00%	22,251	702	50.71	8.17%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,413	1.64%	33,751,930	1.69%	16,983,783	1.73%	22,963	684	51.67	9.27%
Alaska	23	0.03%	512,795	0.03%	277,890	0.03%	23,283	729	48.27	6.47%
Arizona	1,259	1.46%	28,727,418	1.43%	12,916,767	1.31%	22,034	711	50.74	7.71%
Arkansas	127	0.15%	2,960,952	0.15%	1,501,245	0.15%	22,109	681	50.38	8.96%
California	15,833	18.35%	373,059,627	18.63%	183,136,280	18.60%	22,686	709	50.10	7.72%
Colorado	1,951	2.26%	45,078,801	2.25%	20,933,591	2.13%	21,941	721	49.67	7.30%
Connecticut	773	0.90%	17,423,266	0.87%	8,468,379	0.86%	21,873	704	50.24	7.90%
Delaware	340	0.39%	7,156,022	0.36%	2,870,540	0.29%	19,021	708	48.55	8.13%
Florida	7,305	8.47%	172,440,916	8.61%	83,418,754	8.47%	22,685	687	51.69	8.76%
Georgia	5,719	6.63%	134,654,022	6.73%	68,477,963	6.96%	22,665	686	51.38	9.15%
Hawaii	26	0.03%	525,531	0.03%	129,507	0.01%	16,105	739	45.42	5.64%
Idaho	250	0.29%	5,821,947	0.29%	2,923,163	0.30%	22,075	701	50.00	8.03%
Illinois	4,252	4.93%	93,932,162	4.69%	42,821,699	4.35%	21,100	719	50.11	7.66%
Indiana	1,320	1.53%	30,053,473	1.50%	14,837,599	1.51%	21,636	714	50.97	7.76%
Iowa	291	0.34%	6,634,295	0.33%	3,117,660	0.32%	21,452	707	50.10	7.91%
Kansas	711	0.82%	16,000,379	0.80%	7,191,247	0.73%	20,954	719	49.12	7.63%
Kentucky	899	1.04%	20,094,026	1.00%	10,029,712	1.02%	20,954	716	50.46	7.63%
Louisiana	1,286	1.49%	32,198,379	1.61%	19,834,843	2.01%	23,836	671	52.53	9.64%
Maine	178	0.21%	4,334,606	0.22%	2,554,432	0.26%	22,728	718	50.23	6.99%
Maryland	3,889	4.51%	87,944,557	4.39%	41,848,454	4.25%	21,814	704	50.24	8.10%
Massachusetts	910	1.05%	19,387,799	0.97%	8,928,544	0.91%	19,884	732	50.08	6.78%
Michigan	85	0.10%	1,750,907	0.09%	536,166	0.05%	18,517	712	49.37	8.21%
Minnesota	310	0.36%	6,775,281	0.34%	3,204,134	0.33%	21,078	690	49.66	8.65%
Mississippi	890	1.03%	21,767,184	1.09%	11,303,122	1.15%	23,391	681	51.12	9.74%
Missouri	618	0.72%	13,342,380	0.67%	5,502,699	0.56%	21,044	714	49.64	7.87%
Montana	30	0.03%	671,332	0.03%	292,990	0.03%	21,700	719	48.65	6.52%
Nebraska	299	0.35%	6,818,286	0.34%	3,321,413	0.34%	21,492	733	50.01	6.86%
Nevada	2,239	2.60%	52,840,349	2.64%	26,395,720	2.68%	22,321	707	50.67	7.88%
New Hampshire	83	0.10%	2,027,207	0.10%	1,068,289	0.11%	23,014	708	51.52	7.53%
New Jersey	668	0.77%	14,314,686	0.72%	6,947,544	0.71%	20,020	712	50.87	7.40%
New Mexico	628	0.73%	14,299,522	0.71%	6,931,946	0.70%	21,677	710	50.25	8.00%
New York	83	0.10%	1,879,115	0.09%	1,070,856	0.11%	21,280	686	49.53	8.52%
North Carolina	4,943	5.73%	112,621,622	5.63%	54,429,402	5.53%	21,861	699	51.16	8.44%
North Dakota	9	0.01%	275,084	0.01%	194,163	0.02%	31,724	677	56.65	8.49%
Ohio	1,466	1.70%	33,157,489	1.66%	15,394,233	1.56%	21,691	709	50.59	8.07%
Oklahoma	604	0.70%	13,631,285	0.68%	7,006,051	0.71%	21,047	701	50.02	8.06%
Oregon	815	0.94%	16,979,582	0.85%	8,978,255	0.91%	19,396	717	49.22	7.28%
Pennsylvania	1,283	1.49%	28,789,238	1.44%	14,714,142	1.49%	21,129	711	50.70	7.86%
Rhode Island	236	0.27%	4,939,678	0.25%	2,119,545	0.22%	20,848	705	50.06	7.73%
South Carolina	2,328	2.70%	51,632,711	2.58%	24,773,094	2.52%	21,779	691	51.09	8.65%
South Dakota	18	0.02%	406,489	0.02%	145,247	0.01%	19,485	723	45.16	5.69%
Tennessee	3,540	4.10%	82,360,741	4.11%	40,807,374	4.14%	22,342	708	50.64	8.02%
Texas	8,704	10.09%	212,424,286	10.61%	111,511,912	11.33%	23,214	691	51.19	8.60%
Utah	349	0.40%	7,706,346	0.38%	3,314,575	0.34%	20,509	725	48.73	6.73%
Vermont	14	0.02%	258,423	0.01%	73,475	0.01%	14,393	778	51.92	5.17%
Virginia	4,842	5.61%	112,717,142	5.63%	54,767,710	5.56%	22,165	719	50.62	7.51%
Washington	1,269	1.47%	28,837,890	1.44%	14,594,402	1.48%	21,010	710	50.15	7.68%
West Virginia	88	0.10%	1,981,286	0.10%	976,146	0.10%	22,544	712	50.37	7.87%
Wisconsin	831	0.96%	18,580,807	0.93%	8,421,029	0.86%	20,777	711	50.91	8.04%
Wyoming	28	0.03%	672,468	0.03%	300,876	0.03%	24,218	735	47.82	6.84%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	6	0.01%	175,485	0.01%	113,654	0.01%	25,382	647	49.28	9.02%
Armed Forces Pacific	1	0.00%	37,446	0.00%	0	0.00%	0	0	0.00	0.00%
District of Columbia	204	0.24%	4,558,808	0.23%	2,073,825	0.21%	21,845	703	50.02	7.97%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.00%	64,785	0.00%	25,429	0.00%	25,429	634	57.00	11.95%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,988,243	100.00%	984,511,467	100.00%	22,251	702	50.71	8.17%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	67	0.08%	1,568,615	0.08%	71,866	0.01%	7,643	675	22.46	6.87%
Used	86,202	99.92%	2,000,419,628	99.92%	984,439,601	99.99%	22,252	702	50.71	8.17%
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,988,243	100.00%	984,511,467	100.00%	22,251	702	50.71	8.17%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	39,762	46.09%	814,428,478	40.68%	383,431,421	38.95%	19,793	685	50.56	8.98%
Truck	7,655	8.87%	233,620,101	11.67%	118,085,440	11.99%	27,507	721	50.69	7.32%
SUV	36,337	42.12%	895,203,561	44.72%	456,633,305	46.38%	22,987	711	50.94	7.78%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,515	2.92%	58,736,104	2.93%	26,361,300	2.68%	21,688	727	48.96	7.01%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,988,243	100.00%	984,511,467	100.00%	22,251	702	50.71	8.17%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	8,181	9.48%	188,707,661	9.43%	85,912,244	8.73%	22,147	704	50.24	8.20%
Ford: Lincoln	490	0.57%	12,208,502	0.61%	5,108,168	0.52%	23,578	712	50.43	7.79%
Ford: Mercury	12	0.01%	156,899	0.01%	39,630	0.00%	14,283	739	45.79	9.92%
GMC	1,819	2.11%	52,473,743	2.62%	25,425,384	2.58%	27,280	712	50.84	7.69%
GMC: Buick	1,039	1.20%	21,720,433	1.08%	10,012,044	1.02%	18,673	689	50.64	8.77%
GMC: Cadillac	975	1.13%	27,279,216	1.36%	11,092,492	1.13%	26,632	707	50.23	8.00%
GMC: Chevrolet	7,330	8.50%	176,957,078	8.84%	86,180,628	8.75%	24,127	694	51.07	8.59%
GMC: Hummer	3	0.00%	72,385	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	10	0.01%	128,456	0.01%	355	0.00%	355	680	1.00	9.95%
GMC: Saturn	6	0.01%	59,178	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	325	0.38%	13,651,834	0.68%	7,132,834	0.72%	36,190	710	52.42	6.92%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	2,352	2.73%	68,467,596	3.42%	33,216,468	3.37%	26,224	702	51.10	8.17%
BMW: Mini	534	0.62%	10,088,703	0.50%	4,577,581	0.46%	16,715	710	48.90	7.86%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	2,079	2.41%	62,699,103	3.13%	30,420,461	3.09%	26,952	696	50.72	8.40%
Daimler: Smart	69	0.08%	764,004	0.04%	283,934	0.03%	9,666	708	47.74	9.19%
Fiat	369	0.43%	5,530,785	0.28%	2,133,420	0.22%	13,265	687	47.44	8.92%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	1,133	1.31%	25,375,072	1.27%	10,528,010	1.07%	21,074	701	49.39	8.45%
Fiat: Dodge	4,320	5.01%	121,067,870	6.05%	58,601,967	5.95%	26,821	692	51.84	8.80%
Fiat: Jeep	5,514	6.39%	135,144,879	6.75%	69,835,766	7.09%	22,838	709	51.27	7.94%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	470	0.54%	12,217,772	0.61%	6,909,569	0.70%	25,026	736	50.33	6.59%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,056	2.38%	41,192,703	2.06%	23,548,145	2.39%	18,618	691	51.34	8.48%
Volkswagen: Audi	1,115	1.29%	32,540,821	1.63%	17,396,127	1.77%	25,548	713	50.92	7.60%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	249	0.29%	9,811,265	0.49%	4,934,201	0.50%	34,042	725	49.61	6.54%
Honda	8,263	9.58%	173,510,662	8.67%	91,082,560	9.25%	19,337	705	50.50	8.13%
Honda: Acura	1,015	1.18%	24,461,169	1.22%	11,048,009	1.12%	22,681	715	49.71	7.59%
Hyundai	4,694	5.44%	85,971,071	4.29%	40,839,714	4.15%	17,435	683	50.64	8.89%
Hyundai: Kia	3,768	4.37%	71,406,009	3.57%	32,568,967	3.31%	17,987	682	50.95	9.06%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	2,329	2.70%	46,230,409	2.31%	24,202,068	2.46%	18,219	707	50.43	7.94%
Mitsubishi	688	0.80%	12,055,768	0.60%	6,457,375	0.66%	16,380	679	51.56	9.71%
Nissan	7,341	8.51%	140,961,600	7.04%	65,177,270	6.62%	18,119	684	50.55	9.21%
Nissan: Infiniti	1,121	1.30%	30,040,045	1.50%	13,292,549	1.35%	24,013	691	50.53	8.98%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,680	3.11%	59,109,516	2.95%	33,523,687	3.41%	19,519	728	50.28	6.93%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	240	0.28%	8,208,267	0.41%	4,081,259	0.41%	29,661	700	52.60	8.37%
Tata: Land Rover	552	0.64%	20,551,142	1.03%	10,747,263	1.09%	33,013	705	51.95	7.66%
Toyota	10,339	11.98%	235,899,464	11.78%	122,533,488	12.45%	21,181	715	50.39	7.51%
Toyota: Lexus	2,537	2.94%	71,373,526	3.57%	34,300,062	3.48%	25,010	721	50.13	7.11%
Toyota: Scion	252	0.29%	3,893,637	0.19%	1,367,769	0.14%	13,183	670	46.31	10.03%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,988,243	100.00%	984,511,467	100.00%	22,251	702	50.71	8.17%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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