StratMaker (145266)

CarMax Auto Owner Trust 2021-1

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

0.24% / 99.76%

Total Original # of Loans

83,165

WA Loan to Value (LTV)

64.38%

Total Original Loan Amount (OLA)

$ 1,691,927,025

WA Payment to Income (PTI)

8.67%

Weighted Average (WA) OLA

$ 23,531

WA FICO (non-zero)

711

Rep. Period Beginning Loan Amount

$ 601,804,246

WA Remaining Term (RT)

39.93

Rep. Period Ending Loan Amount (ELA)

$ 580,293,565

WA Original APR

8.30%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

83,165

Total Original Loan Amount (OLA)

$ 1,691,927,025

Weighted Average (WA) OLA

$ 23,531

Rep. Period Beginning Loan Amount

$ 601,804,246

Rep. Period Ending Loan Amount (ELA)

$ 580,293,565

As % of Reporting Period ELA:

New % / Used %

0.24% / 99.76%

WA Loan to Value (LTV)

64.38%

WA Payment to Income (PTI)

8.67%

WA FICO (non-zero)

711

WA Remaining Term (RT)

39.93

WA Original APR

8.30%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	293	0.35%	1,145,074	0.07%	291,144	0.05%	2,131	689	30.28	5.08%
$5,000 - $9,999	3,985	4.79%	32,860,631	1.94%	10,144,827	1.75%	4,832	681	33.66	6.65%
$10,000 - $14,999	16,974	20.41%	219,022,032	12.95%	74,589,523	12.85%	8,046	677	37.03	8.30%
$15,000 - $19,999	25,898	31.14%	451,626,413	26.69%	158,405,020	27.30%	11,276	691	39.55	8.69%
$20,000 - $24,999	16,844	20.25%	374,626,745	22.14%	129,082,116	22.24%	14,475	709	40.59	8.40%
$25,000 - $29,999	9,523	11.45%	259,696,311	15.35%	89,421,114	15.41%	17,894	711	40.91	8.43%
$30,000 - $39,999	7,391	8.89%	249,387,014	14.74%	84,253,356	14.52%	22,140	718	41.34	7.86%
$40,000 - $49,999	1,809	2.18%	79,530,679	4.70%	26,020,295	4.48%	28,901	720	41.85	7.66%
$50,000 - $59,999	417	0.50%	22,096,471	1.31%	7,462,881	1.29%	33,969	731	40.81	6.85%
$60,000 - $69,999	31	0.04%	1,935,655	0.11%	623,287	0.11%	34,177	791	35.43	4.57%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	580,293,565	100.00%	15,159	702	39.93	8.30%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	39,732	47.77%	792,197,495	46.82%	9,071,789	1.56%	3,785	710	29.52	5.63%
$5,000 - $9,999	13,444	16.17%	187,458,228	11.08%	107,045,504	18.45%	8,194	699	35.65	7.30%
$10,000 - $14,999	17,347	20.86%	335,563,716	19.83%	213,432,603	36.78%	12,467	701	39.86	8.36%
$15,000 - $19,999	7,909	9.51%	205,764,941	12.16%	135,204,188	23.30%	17,211	706	41.49	8.68%
$20,000 - $24,999	3,164	3.80%	103,516,909	6.12%	69,861,369	12.04%	22,168	699	42.83	9.15%
$25,000 - $29,999	1,039	1.25%	41,533,090	2.45%	28,059,503	4.84%	27,080	704	43.25	8.51%
$30,000 - $39,999	528	0.63%	25,778,732	1.52%	17,537,136	3.02%	33,392	703	43.49	8.56%
$40,000 - $49,999	2	0.00%	113,916	0.01%	81,473	0.01%	40,737	729	46.50	8.45%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	580,293,565	100.00%	15,159	702	39.93	8.30%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	83,165	100.00%	1,691,927,025	100.00%	580,293,565	100.00%	15,159	702	39.93	8.30%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	580,293,565	100.00%	15,159	702	39.93	8.30%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	1,019	1.23%	20,030,888	1.18%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	22,446	26.99%	445,203,208	26.31%	153,355,619	26.43%	13,905	799	36.63	3.53%
5.00 - 7.49%	17,108	20.57%	340,444,053	20.12%	109,408,610	18.85%	14,395	733	39.18	6.49%
7.50 - 9.99%	18,493	22.24%	390,692,783	23.09%	135,000,897	23.26%	15,780	685	41.29	9.03%
10.00 - 12.49%	10,737	12.91%	241,443,057	14.27%	91,155,161	15.71%	17,656	649	43.66	11.21%
12.50 - 14.99%	11,431	13.74%	215,838,988	12.76%	76,227,143	13.14%	14,594	573	40.49	14.13%
15.00 - 17.49%	1,931	2.32%	38,274,049	2.26%	15,146,135	2.61%	15,660	616	41.47	16.50%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	580,293,565	100.00%	15,159	702	39.93	8.30%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	4,290	5.16%	88,028,875	5.20%	33,239,264	5.73%	16,326	591	41.95	12.95%
600 - 649	17,145	20.62%	352,045,715	20.81%	119,044,404	20.51%	16,020	625	41.48	11.88%
650 - 699	18,349	22.06%	375,572,304	22.20%	125,774,371	21.67%	15,574	674	41.08	9.66%
700 - 749	15,832	19.04%	317,242,422	18.75%	109,437,764	18.86%	14,775	724	39.97	7.42%
750 - 799	13,153	15.82%	266,384,107	15.74%	92,629,120	15.96%	14,436	773	38.63	5.22%
800+	12,908	15.52%	272,813,667	16.12%	93,273,172	16.07%	14,689	833	37.31	3.94%
NA	1,488	1.79%	19,839,935	1.17%	6,895,469	1.19%	9,268	0	35.23	13.99%
Total:	83,165	100.00%	1,691,927,025	100.00%	580,293,565	100.00%	15,159	702	39.93	8.30%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	24	0.03%	145,113	0.01%	0	0.00%	0	0	0.00	0.00%
25 - 36	429	0.52%	5,373,320	0.32%	587,889	0.10%	4,070	728	8.85	4.91%
37 - 48	1,472	1.77%	19,373,341	1.15%	4,656,885	0.80%	6,666	713	19.65	5.93%
49 - 60	17,614	21.18%	326,469,644	19.30%	107,687,691	18.56%	12,272	722	32.40	6.42%
61 - 72	45,509	54.72%	933,321,601	55.16%	321,993,458	55.49%	15,268	700	40.47	8.42%
73+	18,117	21.78%	407,244,006	24.07%	145,367,642	25.05%	17,373	692	45.09	9.53%
Total:	83,165	100.00%	1,691,927,025	100.00%	580,293,565	100.00%	15,159	702	39.93	8.30%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	36,956	44.44%	762,195,876	45.05%	20,860	0.00%	2,030	616	0.00	12.51%
1 - 12	378	0.45%	4,678,022	0.28%	1,103,273	0.19%	4,088	735	9.07	4.94%
13 - 24	1,353	1.63%	18,816,459	1.11%	8,093,611	1.39%	7,414	709	21.05	6.30%
25 - 36	17,948	21.58%	335,772,457	19.85%	187,872,217	32.38%	12,512	724	32.99	6.42%
37 - 48	26,505	31.87%	569,830,725	33.68%	382,782,771	65.96%	16,647	691	43.82	9.28%
49 - 60	25	0.03%	633,486	0.04%	420,834	0.07%	21,832	629	49.56	11.20%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	580,293,565	100.00%	15,159	702	39.93	8.30%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	76,110	91.52%	1,539,998,192	91.02%	493,995,153	85.13%	14,720	713	39.61	7.73%
1 - 15	2,829	3.40%	60,710,644	3.59%	41,531,630	7.16%	17,036	652	41.39	10.96%
16 - 30	1,014	1.22%	21,870,775	1.29%	15,375,218	2.65%	17,514	636	42.01	11.60%
31 - 60	1,102	1.33%	24,176,184	1.43%	17,417,659	3.00%	18,283	624	42.45	12.52%
61 - 90	641	0.77%	14,219,298	0.84%	10,171,389	1.75%	19,283	615	42.11	12.74%
91 - 120	173	0.21%	3,695,401	0.22%	1,802,516	0.31%	18,561	608	41.67	12.11%
121+	1,296	1.56%	27,256,532	1.61%	0	0.00%	0	0	0.00	0.00%
Total:	83,165	100.00%	1,691,927,025	100.00%	580,293,565	100.00%	15,159	702	39.93	8.30%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	83,165	100.00%	1,691,927,025	100.00%	580,293,565	100.00%	15,159	702	39.93	8.30%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	580,293,565	100.00%	15,159	702	39.93	8.30%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	82,492	99.19%	1,681,109,450	99.36%	576,227,748	99.30%	15,166	705	39.95	8.27%
Stated, verified but not Level 4 or 5	673	0.81%	10,817,575	0.64%	4,065,817	0.70%	14,135	295	37.66	12.56%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	580,293,565	100.00%	15,159	702	39.93	8.30%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	27,789	33.41%	512,058,317	30.26%	171,055,472	29.48%	13,424	744	38.29	5.97%
5.00 - 9.99%	31,697	38.11%	662,324,511	39.15%	226,409,367	39.02%	15,304	705	40.21	8.24%
10.00 - 14.99%	14,372	17.28%	309,663,884	18.30%	109,462,116	18.86%	16,308	668	41.08	10.20%
15.00 - 19.99%	5,794	6.97%	127,344,483	7.53%	45,705,179	7.88%	16,672	648	41.05	11.11%
20.00 - 24.99%	2,236	2.69%	50,195,689	2.97%	17,393,681	3.00%	17,183	641	41.63	11.50%
25.00 - 29.99%	819	0.98%	18,890,164	1.12%	6,470,664	1.12%	17,888	641	41.34	11.13%
30.00 - 39.99%	358	0.43%	8,724,309	0.52%	2,947,212	0.51%	19,133	671	40.91	9.69%
40.00 - 49.99%	75	0.09%	1,978,827	0.12%	666,291	0.11%	20,221	709	41.48	9.05%
50.00 - 59.99%	17	0.02%	489,364	0.03%	160,162	0.03%	21,059	709	40.78	8.72%
60.00 - 69.99%	5	0.01%	152,121	0.01%	0	0.00%	0	0	0.00	0.00%
70.00 - 79.99%	1	0.00%	32,466	0.00%	0	0.00%	0	0	0.00	0.00%
80.00 - 89.99%	2	0.00%	72,892	0.00%	23,422	0.00%	23,422	761	39.00	9.95%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	580,293,565	100.00%	15,159	702	39.93	8.30%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	185	0.22%	832,253	0.05%	202,721	0.03%	2,803	685	30.98	4.22%
25.00 - 49.99%	2,180	2.62%	21,160,596	1.25%	6,090,025	1.05%	6,540	733	33.94	4.15%
50.00 - 74.99%	9,433	11.34%	145,052,313	8.57%	48,058,585	8.28%	10,487	747	35.87	4.69%
75.00 - 99.99%	28,842	34.68%	585,577,363	34.61%	210,583,065	36.29%	14,508	722	38.93	6.80%
100.00 - 109.99%	20,327	24.44%	451,036,708	26.66%	158,322,372	27.28%	16,479	688	40.88	9.21%
110.00 - 119.99%	15,038	18.08%	333,745,961	19.73%	109,082,724	18.80%	16,556	675	41.71	10.48%
120.00 - 129.99%	5,580	6.71%	118,368,741	7.00%	36,650,938	6.32%	15,854	671	41.89	11.18%
130.00 - 139.99%	1,256	1.51%	28,545,828	1.69%	8,966,798	1.55%	17,966	682	42.61	11.05%
140.00%+	324	0.39%	7,607,261	0.45%	2,336,337	0.40%	17,125	686	42.17	10.94%
Total:	83,165	100.00%	1,691,927,025	100.00%	580,293,565	100.00%	15,159	702	39.93	8.30%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,379	1.66%	27,919,624	1.65%	9,995,911	1.72%	15,133	687	41.00	9.33%
Alaska	13	0.02%	257,921	0.02%	82,468	0.01%	12,178	639	31.98	9.16%
Arizona	1,140	1.37%	22,629,634	1.34%	6,765,569	1.17%	15,003	703	39.67	8.08%
Arkansas	109	0.13%	2,301,996	0.14%	832,519	0.14%	15,914	691	40.17	9.20%
California	14,277	17.17%	288,591,875	17.06%	96,387,933	16.61%	15,156	698	39.39	8.11%
Colorado	1,997	2.40%	41,022,041	2.42%	13,571,542	2.34%	15,095	727	38.81	7.13%
Connecticut	942	1.13%	18,527,760	1.10%	7,164,045	1.23%	14,187	715	39.40	7.73%
Delaware	322	0.39%	6,435,105	0.38%	2,059,340	0.35%	13,766	704	38.23	8.26%
Florida	6,815	8.19%	143,473,076	8.48%	45,465,022	7.83%	15,867	695	41.26	8.64%
Georgia	5,783	6.95%	119,170,803	7.04%	43,331,728	7.47%	15,832	684	40.70	9.34%
Hawaii	22	0.03%	441,349	0.03%	163,017	0.03%	16,561	725	37.76	6.83%
Idaho	137	0.16%	2,638,750	0.16%	843,888	0.15%	12,162	711	38.03	7.33%
Illinois	3,960	4.76%	79,416,168	4.69%	28,624,067	4.93%	14,769	715	40.06	7.93%
Indiana	1,332	1.60%	26,616,308	1.57%	9,672,700	1.67%	14,593	717	39.83	7.84%
Iowa	281	0.34%	5,442,047	0.32%	1,802,788	0.31%	13,518	719	38.42	7.80%
Kansas	742	0.89%	15,148,041	0.90%	5,258,415	0.91%	14,672	733	37.81	7.14%
Kentucky	786	0.95%	15,331,919	0.91%	5,379,973	0.93%	14,572	719	39.62	7.69%
Louisiana	1,158	1.39%	24,357,885	1.44%	10,000,737	1.72%	15,956	685	40.95	9.29%
Maine	90	0.11%	1,698,008	0.10%	624,331	0.11%	13,654	743	37.77	7.26%
Maryland	3,979	4.78%	81,402,972	4.81%	27,667,334	4.77%	15,386	706	39.85	8.19%
Massachusetts	968	1.16%	18,153,629	1.07%	6,738,034	1.16%	13,580	720	38.85	7.40%
Michigan	98	0.12%	1,814,593	0.11%	576,695	0.10%	13,329	725	39.23	8.20%
Minnesota	489	0.59%	9,290,007	0.55%	3,333,648	0.57%	13,774	697	38.65	8.47%
Mississippi	1,016	1.22%	21,684,371	1.28%	8,252,756	1.42%	16,087	680	40.74	9.75%
Missouri	728	0.88%	14,329,071	0.85%	4,480,811	0.77%	14,481	707	39.73	8.10%
Montana	36	0.04%	756,794	0.04%	163,007	0.03%	12,856	697	37.74	6.98%
Nebraska	349	0.42%	6,756,167	0.40%	2,223,787	0.38%	14,262	729	39.63	7.28%
Nevada	2,058	2.47%	42,921,370	2.54%	13,511,471	2.33%	15,526	702	39.74	8.22%
New Hampshire	160	0.19%	3,168,741	0.19%	1,200,627	0.21%	14,339	724	39.23	7.39%
New Jersey	711	0.85%	13,667,638	0.81%	5,593,586	0.96%	13,896	712	40.27	7.73%
New Mexico	577	0.69%	11,610,890	0.69%	3,911,356	0.67%	15,036	716	39.42	8.00%
New York	112	0.13%	2,069,485	0.12%	754,471	0.13%	13,133	698	39.10	8.11%
North Carolina	4,510	5.42%	91,203,454	5.39%	31,013,983	5.34%	14,991	701	40.42	8.40%
North Dakota	15	0.02%	303,236	0.02%	93,225	0.02%	20,900	697	40.39	10.45%
Ohio	1,386	1.67%	27,885,461	1.65%	9,974,280	1.72%	14,919	711	40.10	8.20%
Oklahoma	483	0.58%	9,592,203	0.57%	3,520,065	0.61%	14,991	703	39.55	8.41%
Oregon	842	1.01%	14,205,934	0.84%	4,755,169	0.82%	12,349	704	38.10	7.82%
Pennsylvania	1,299	1.56%	25,807,550	1.53%	9,635,424	1.66%	14,557	709	39.99	7.89%
Rhode Island	219	0.26%	4,158,646	0.25%	1,426,457	0.25%	14,193	716	39.32	8.01%
South Carolina	2,331	2.80%	46,589,275	2.75%	16,497,518	2.84%	14,508	697	40.16	8.58%
South Dakota	15	0.02%	296,141	0.02%	75,691	0.01%	11,365	726	36.94	7.41%
Tennessee	3,596	4.32%	74,352,974	4.39%	26,262,712	4.53%	15,295	709	39.87	8.11%
Texas	8,592	10.33%	181,323,663	10.72%	60,148,486	10.37%	15,726	691	40.14	8.82%
Utah	367	0.44%	7,045,110	0.42%	1,926,264	0.33%	13,062	730	38.20	6.40%
Vermont	24	0.03%	416,611	0.02%	141,300	0.02%	10,739	699	35.86	7.91%
Virginia	4,378	5.26%	89,928,692	5.32%	31,108,428	5.36%	15,099	719	39.51	7.56%
Washington	1,394	1.68%	27,031,972	1.60%	9,279,594	1.60%	14,668	708	39.07	7.92%
West Virginia	114	0.14%	2,266,346	0.13%	857,528	0.15%	14,714	708	38.44	8.15%
Wisconsin	832	1.00%	16,394,940	0.97%	5,758,025	0.99%	14,473	713	39.87	8.05%
Wyoming	34	0.04%	708,083	0.04%	156,653	0.03%	15,085	656	40.51	9.01%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	7	0.01%	152,985	0.01%	83,424	0.01%	16,420	635	42.68	11.76%
Armed Forces Pacific	4	0.00%	70,485	0.00%	30,087	0.01%	11,556	773	33.89	5.18%
District of Columbia	151	0.18%	3,011,464	0.18%	1,085,919	0.19%	16,166	711	39.63	7.95%
Guam	2	0.00%	43,154	0.00%	14,314	0.00%	14,314	778	33.00	2.95%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.00%	78,415	0.00%	15,443	0.00%	15,443	638	32.00	14.95%
Virgin Islands	1	0.00%	14,191	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	83,165	100.00%	1,691,927,025	100.00%	580,293,565	100.00%	15,159	702	39.93	8.30%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	172	0.21%	4,392,749	0.26%	1,390,224	0.24%	17,912	759	37.01	5.20%
Used	82,993	99.79%	1,687,534,277	99.74%	578,903,341	99.76%	15,152	702	39.94	8.31%
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	580,293,565	100.00%	15,159	702	39.93	8.30%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	39,086	47.00%	698,442,468	41.28%	225,433,748	38.85%	13,308	681	39.87	9.13%
Truck	6,295	7.57%	177,648,737	10.50%	60,094,686	10.36%	20,056	731	40.00	7.27%
SUV	35,047	42.14%	761,535,688	45.01%	277,208,469	47.77%	15,696	712	40.02	7.91%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,737	3.29%	54,300,133	3.21%	17,556,662	3.03%	13,685	720	39.21	7.59%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	580,293,565	100.00%	15,159	702	39.93	8.30%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	8,982	10.80%	182,984,501	10.82%	60,994,868	10.51%	15,087	711	39.56	7.92%
Ford: Lincoln	557	0.67%	13,162,020	0.78%	4,898,061	0.84%	16,631	722	40.03	7.59%
Ford: Mercury	22	0.03%	274,478	0.02%	31,415	0.01%	6,820	647	34.80	11.65%
GMC	2,071	2.49%	54,333,416	3.21%	19,199,512	3.31%	19,189	709	41.02	8.20%
GMC: Buick	1,474	1.77%	27,488,833	1.62%	9,773,615	1.68%	12,999	700	40.37	8.42%
GMC: Cadillac	1,281	1.54%	34,329,787	2.03%	11,647,850	2.01%	19,643	709	40.49	7.99%
GMC: Chevrolet	7,815	9.40%	165,281,242	9.77%	57,546,328	9.92%	16,166	694	40.73	8.81%
GMC: Hummer	9	0.01%	225,925	0.01%	7,926	0.00%	7,926	645	20.00	13.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	5	0.01%	64,611	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	10	0.01%	124,753	0.01%	12,171	0.00%	6,088	712	29.66	8.30%
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,609	1.93%	41,633,957	2.46%	13,474,368	2.32%	18,664	705	39.27	8.24%
BMW: Mini	472	0.57%	7,771,242	0.46%	2,385,853	0.41%	11,343	697	37.07	8.12%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,806	2.17%	51,645,099	3.05%	16,225,558	2.80%	20,977	692	40.87	8.94%
Daimler: Smart	61	0.07%	605,417	0.04%	108,511	0.02%	6,048	676	36.06	8.04%
Fiat	340	0.41%	4,469,910	0.26%	1,113,036	0.19%	8,856	691	37.39	8.91%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	1,249	1.50%	25,885,763	1.53%	7,662,221	1.32%	15,326	694	40.77	8.72%
Fiat: Dodge	4,318	5.19%	103,493,151	6.12%	34,192,924	5.89%	17,759	699	40.94	8.69%
Fiat: Jeep	4,521	5.44%	97,903,891	5.79%	35,202,345	6.07%	15,325	711	40.29	8.00%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	630	0.76%	15,084,459	0.89%	5,367,941	0.93%	16,207	744	37.41	6.34%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,746	2.10%	28,782,079	1.70%	10,318,780	1.78%	11,737	678	39.28	8.89%
Volkswagen: Audi	1,139	1.37%	29,911,765	1.77%	10,439,278	1.80%	18,258	718	39.31	7.52%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	169	0.20%	6,454,279	0.38%	2,068,049	0.36%	25,275	733	38.53	6.51%
Honda	5,831	7.01%	106,442,056	6.29%	36,223,410	6.24%	12,925	702	38.96	8.28%
Honda: Acura	854	1.03%	19,072,058	1.13%	7,100,158	1.22%	16,025	716	39.17	7.85%
Hyundai	5,202	6.26%	83,703,871	4.95%	28,089,319	4.84%	11,527	689	39.56	8.65%
Hyundai: Kia	4,233	5.09%	70,374,353	4.16%	25,327,460	4.36%	11,802	688	40.15	8.93%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,675	2.01%	29,355,606	1.74%	10,290,398	1.77%	12,473	706	39.38	7.93%
Mitsubishi	792	0.95%	12,572,937	0.74%	4,683,765	0.81%	11,371	664	40.85	9.66%
Nissan	10,861	13.06%	190,924,411	11.28%	69,611,515	12.00%	12,677	690	40.41	8.75%
Nissan: Infiniti	1,638	1.97%	40,714,046	2.41%	14,081,099	2.43%	17,658	698	40.41	8.56%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,873	2.25%	35,807,373	2.12%	12,791,696	2.20%	13,430	732	38.86	6.98%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	351	0.42%	10,562,040	0.62%	3,553,989	0.61%	20,201	697	41.36	8.54%
Tata: Land Rover	465	0.56%	15,752,341	0.93%	4,938,724	0.85%	23,203	710	39.78	7.62%
Toyota	7,331	8.82%	143,054,464	8.46%	48,569,035	8.37%	14,476	714	38.98	7.73%
Toyota: Lexus	1,529	1.84%	38,067,516	2.25%	11,551,541	1.99%	18,068	722	39.06	7.50%
Toyota: Scion	244	0.29%	3,613,376	0.21%	810,846	0.14%	10,021	658	37.13	10.66%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	580,293,565	100.00%	15,159	702	39.93	8.30%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM