StratMaker (145270)

CarMax Auto Owner Trust 2020-2

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

0.35% / 99.65%

Total Original # of Loans

53,107

WA Loan to Value (LTV)

52.55%

Total Original Loan Amount (OLA)

$ 1,075,023,047

WA Payment to Income (PTI)

7.73%

Weighted Average (WA) OLA

$ 23,202

WA FICO (non-zero)

713

Rep. Period Beginning Loan Amount

$ 293,105,422

WA Remaining Term (RT)

30.96

Rep. Period Ending Loan Amount (ELA)

$ 278,953,451

WA Original APR

7.96%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

53,107

Total Original Loan Amount (OLA)

$ 1,075,023,047

Weighted Average (WA) OLA

$ 23,202

Rep. Period Beginning Loan Amount

$ 293,105,422

Rep. Period Ending Loan Amount (ELA)

$ 278,953,451

As % of Reporting Period ELA:

New % / Used %

0.35% / 99.65%

WA Loan to Value (LTV)

52.55%

WA Payment to Income (PTI)

7.73%

WA FICO (non-zero)

713

WA Remaining Term (RT)

30.96

WA Original APR

7.96%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	167	0.31%	658,133	0.06%	99,238	0.04%	1,805	678	24.19	5.28%
$5,000 - $9,999	2,610	4.91%	21,616,242	2.01%	4,775,618	1.71%	3,778	680	25.68	6.77%
$10,000 - $14,999	10,648	20.05%	137,291,943	12.77%	35,341,080	12.67%	6,316	685	28.47	8.19%
$15,000 - $19,999	16,302	30.70%	284,303,514	26.45%	74,868,359	26.84%	8,999	698	30.81	8.42%
$20,000 - $24,999	11,177	21.05%	249,027,317	23.16%	66,129,556	23.71%	11,577	713	31.56	8.01%
$25,000 - $29,999	6,531	12.30%	177,997,032	16.56%	46,068,260	16.51%	14,198	717	31.76	7.85%
$30,000 - $39,999	4,544	8.56%	152,606,835	14.20%	39,045,072	14.00%	17,424	726	31.94	7.42%
$40,000 - $49,999	932	1.75%	40,892,893	3.80%	10,048,695	3.60%	22,362	732	31.86	6.99%
$50,000 - $59,999	174	0.33%	9,229,844	0.86%	2,206,017	0.79%	27,345	730	31.99	6.93%
$60,000 - $69,999	22	0.04%	1,399,295	0.13%	371,556	0.13%	27,427	784	28.17	5.20%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,023,047	100.00%	278,953,451	100.00%	11,867	708	30.96	7.96%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	28,009	52.74%	542,205,542	50.44%	12,232,671	4.39%	3,846	719	23.11	5.78%
$5,000 - $9,999	13,125	24.71%	219,015,326	20.37%	99,782,708	35.77%	7,857	715	28.22	7.17%
$10,000 - $14,999	8,486	15.98%	198,353,839	18.45%	102,632,888	36.79%	12,253	708	32.27	8.27%
$15,000 - $19,999	2,673	5.03%	82,463,627	7.67%	45,479,422	16.30%	17,129	696	34.32	9.09%
$20,000 - $24,999	643	1.21%	24,741,720	2.30%	14,041,367	5.03%	21,923	692	35.03	9.18%
$25,000 - $29,999	137	0.26%	6,438,563	0.60%	3,697,071	1.33%	27,053	693	35.78	8.98%
$30,000 - $39,999	34	0.06%	1,804,429	0.17%	1,087,324	0.39%	32,079	677	36.90	9.23%
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,023,047	100.00%	278,953,451	100.00%	11,867	708	30.96	7.96%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	53,107	100.00%	1,075,023,047	100.00%	278,953,451	100.00%	11,867	708	30.96	7.96%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,023,047	100.00%	278,953,451	100.00%	11,867	708	30.96	7.96%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	16	0.03%	363,835	0.03%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	16,798	31.63%	338,917,733	31.53%	85,934,917	30.81%	10,546	802	27.81	3.56%
5.00 - 7.49%	10,743	20.23%	214,736,046	19.98%	52,250,571	18.73%	11,350	736	30.33	6.48%
7.50 - 9.99%	11,376	21.42%	235,561,372	21.91%	61,592,657	22.08%	12,303	682	32.18	8.99%
10.00 - 12.49%	6,423	12.09%	139,152,665	12.94%	39,804,981	14.27%	13,919	636	34.62	11.23%
12.50 - 14.99%	5,902	11.11%	110,852,096	10.31%	29,681,083	10.64%	12,462	573	32.76	14.04%
15.00 - 17.49%	1,849	3.48%	35,439,299	3.30%	9,689,242	3.47%	13,350	605	33.88	16.41%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,023,047	100.00%	278,953,451	100.00%	11,867	708	30.96	7.96%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	13	0.02%	260,904	0.02%	72,412	0.03%	15,108	492	36.07	14.74%
500 - 549	843	1.59%	16,363,648	1.52%	4,456,909	1.60%	13,340	537	33.83	12.90%
550 - 599	4,320	8.13%	86,562,526	8.05%	23,421,327	8.40%	13,469	579	33.60	12.93%
600 - 649	8,934	16.82%	181,104,054	16.85%	45,516,152	16.32%	12,926	626	32.93	11.68%
650 - 699	10,397	19.58%	208,964,752	19.44%	52,855,973	18.95%	12,083	674	31.96	9.37%
700 - 749	9,475	17.84%	188,131,946	17.50%	49,523,874	17.75%	11,454	724	30.87	7.23%
750 - 799	8,737	16.45%	177,039,143	16.47%	46,738,509	16.75%	11,164	774	29.60	5.06%
800+	9,785	18.43%	209,160,892	19.46%	54,428,521	19.51%	11,118	833	28.38	3.89%
NA	603	1.14%	7,435,182	0.69%	1,939,774	0.70%	6,788	0	26.05	13.82%
Total:	53,107	100.00%	1,075,023,047	100.00%	278,953,451	100.00%	11,867	708	30.96	7.96%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	9	0.02%	75,444	0.01%	0	0.00%	0	0	0.00	0.00%
25 - 36	276	0.52%	3,637,030	0.34%	12,932	0.00%	643	670	0.93	6.45%
37 - 48	1,010	1.90%	13,600,459	1.27%	1,504,261	0.54%	4,352	734	11.84	5.57%
49 - 60	10,791	20.32%	201,210,722	18.72%	51,461,368	18.45%	9,151	736	23.57	5.90%
61 - 72	29,358	55.28%	598,373,175	55.66%	158,304,164	56.75%	11,871	706	31.27	8.09%
73+	11,663	21.96%	258,126,219	24.01%	67,670,725	24.26%	14,092	692	36.27	9.27%
Total:	53,107	100.00%	1,075,023,047	100.00%	278,953,451	100.00%	11,867	708	30.96	7.96%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	24,397	45.94%	498,997,849	46.42%	3,189	0.00%	930	627	0.00	12.04%
1 - 12	530	1.00%	7,500,538	0.70%	1,575,513	0.56%	4,023	739	10.97	5.43%
13 - 24	7,831	14.75%	148,509,862	13.81%	58,032,436	20.80%	8,919	739	22.90	5.78%
25 - 36	15,255	28.73%	307,564,449	28.61%	153,288,357	54.95%	11,869	708	31.42	8.01%
37 - 48	5,091	9.59%	112,384,428	10.45%	66,010,509	23.66%	14,639	680	37.44	9.84%
49 - 60	3	0.01%	65,921	0.01%	43,448	0.02%	15,797	628	52.33	5.35%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,023,047	100.00%	278,953,451	100.00%	11,867	708	30.96	7.96%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	48,903	92.08%	987,650,306	91.87%	241,122,224	86.44%	11,461	721	30.61	7.38%
1 - 15	1,558	2.93%	32,728,365	3.04%	18,387,334	6.59%	13,899	647	32.66	10.83%
16 - 30	576	1.08%	12,076,437	1.12%	7,084,118	2.54%	14,405	621	33.61	11.79%
31 - 60	579	1.09%	12,163,082	1.13%	7,514,032	2.69%	14,996	608	33.78	12.69%
61 - 90	309	0.58%	6,629,583	0.62%	4,083,973	1.46%	15,833	602	33.66	13.22%
91 - 120	73	0.14%	1,508,500	0.14%	761,770	0.27%	15,510	602	33.75	12.42%
121+	1,109	2.09%	22,266,775	2.07%	0	0.00%	0	0	0.00	0.00%
Total:	53,107	100.00%	1,075,023,047	100.00%	278,953,451	100.00%	11,867	708	30.96	7.96%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	53,107	100.00%	1,075,023,047	100.00%	278,953,451	100.00%	11,867	708	30.96	7.96%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,023,047	100.00%	278,953,451	100.00%	11,867	708	30.96	7.96%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	52,839	99.50%	1,071,737,665	99.69%	278,135,036	99.71%	11,882	710	30.97	7.94%
Stated, verified but not Level 4 or 5	268	0.50%	3,285,382	0.31%	818,415	0.29%	6,766	58	26.37	13.87%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,023,047	100.00%	278,953,451	100.00%	11,867	708	30.96	7.96%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	20,791	39.15%	391,315,696	36.40%	100,425,907	36.00%	10,535	745	29.49	5.95%
5.00 - 9.99%	20,045	37.74%	418,981,127	38.97%	109,458,331	39.24%	12,216	702	31.34	8.24%
10.00 - 14.99%	7,899	14.87%	168,196,990	15.65%	43,983,334	15.77%	12,907	669	32.41	10.13%
15.00 - 19.99%	2,728	5.14%	59,518,840	5.54%	15,693,461	5.63%	13,781	652	32.70	11.03%
20.00 - 24.99%	1,002	1.89%	22,450,253	2.09%	6,014,985	2.16%	14,239	650	32.92	11.28%
25.00 - 29.99%	396	0.75%	8,772,291	0.82%	1,999,417	0.72%	13,479	653	32.62	11.05%
30.00 - 39.99%	202	0.38%	4,605,501	0.43%	1,095,560	0.39%	13,317	675	31.29	9.43%
40.00 - 49.99%	37	0.07%	958,803	0.09%	221,826	0.08%	14,196	738	28.56	6.93%
50.00 - 59.99%	4	0.01%	122,622	0.01%	27,648	0.01%	14,076	774	28.19	6.46%
60.00 - 69.99%	1	0.00%	34,688	0.00%	0	0.00%	0	0	0.00	0.00%
70.00 - 79.99%	2	0.00%	66,237	0.01%	32,984	0.01%	16,507	675	29.69	8.24%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,023,047	100.00%	278,953,451	100.00%	11,867	708	30.96	7.96%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	92	0.17%	413,304	0.04%	52,031	0.02%	1,985	709	25.14	4.40%
25.00 - 49.99%	1,239	2.33%	11,512,006	1.07%	2,314,912	0.83%	4,570	719	25.53	4.34%
50.00 - 74.99%	5,562	10.47%	84,570,872	7.87%	20,150,284	7.22%	7,765	754	27.19	4.47%
75.00 - 99.99%	16,669	31.39%	334,009,481	31.07%	87,612,054	31.41%	10,788	736	29.40	6.13%
100.00 - 109.99%	12,641	23.80%	276,414,989	25.71%	74,498,806	26.71%	12,742	702	31.49	8.36%
110.00 - 119.99%	10,736	20.22%	237,429,019	22.09%	60,608,405	21.73%	13,423	679	32.82	9.88%
120.00 - 129.99%	4,755	8.95%	99,063,423	9.22%	25,966,365	9.31%	12,731	672	33.06	10.77%
130.00 - 139.99%	1,094	2.06%	24,150,928	2.25%	5,925,152	2.12%	13,475	682	33.28	10.70%
140.00%+	319	0.60%	7,459,024	0.69%	1,825,442	0.65%	13,609	690	33.52	10.29%
Total:	53,107	100.00%	1,075,023,047	100.00%	278,953,451	100.00%	11,867	708	30.96	7.96%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	878	1.65%	17,669,220	1.64%	4,866,429	1.74%	11,998	694	31.94	8.73%
Alaska	13	0.02%	288,685	0.03%	74,391	0.03%	10,592	763	26.10	5.07%
Arizona	724	1.36%	14,104,159	1.31%	3,223,069	1.16%	11,391	697	30.97	7.99%
Arkansas	61	0.11%	1,313,031	0.12%	247,724	0.09%	12,750	695	29.11	7.24%
California	9,011	16.97%	183,099,431	17.03%	46,810,796	16.78%	11,884	709	30.50	7.76%
Colorado	1,305	2.46%	27,069,170	2.52%	6,496,312	2.33%	11,550	733	30.12	6.87%
Connecticut	474	0.89%	9,367,842	0.87%	2,878,107	1.03%	11,152	714	30.32	7.48%
Delaware	307	0.58%	6,343,792	0.59%	1,694,850	0.61%	11,387	708	31.42	7.68%
Florida	4,532	8.53%	92,707,994	8.62%	22,574,916	8.09%	12,485	701	32.06	8.29%
Georgia	3,479	6.55%	70,810,299	6.59%	18,717,770	6.71%	12,369	696	31.56	8.78%
Hawaii	15	0.03%	268,140	0.02%	44,822	0.02%	9,304	729	29.94	6.88%
Idaho	164	0.31%	3,128,365	0.29%	720,890	0.26%	10,749	739	30.05	6.31%
Illinois	2,695	5.07%	53,545,597	4.98%	14,760,975	5.29%	11,364	720	30.59	7.42%
Indiana	739	1.39%	14,768,769	1.37%	3,865,944	1.39%	11,347	726	30.43	7.34%
Iowa	175	0.33%	3,586,881	0.33%	897,683	0.32%	10,770	740	29.96	6.44%
Kansas	544	1.02%	11,397,485	1.06%	2,901,279	1.04%	11,720	736	30.17	6.89%
Kentucky	577	1.09%	11,401,819	1.06%	2,984,980	1.07%	11,248	731	30.23	7.14%
Louisiana	650	1.22%	14,044,277	1.31%	4,189,499	1.50%	14,069	675	32.43	9.71%
Maine	94	0.18%	1,727,243	0.16%	523,646	0.19%	11,440	713	30.22	7.85%
Maryland	2,548	4.80%	51,734,679	4.81%	13,930,145	4.99%	12,068	712	30.96	7.93%
Massachusetts	600	1.13%	11,128,276	1.04%	3,441,875	1.23%	10,165	743	29.59	6.39%
Michigan	72	0.14%	1,457,942	0.14%	384,190	0.14%	11,715	705	29.74	8.24%
Minnesota	215	0.40%	4,164,946	0.39%	1,068,776	0.38%	12,394	704	30.58	8.35%
Mississippi	495	0.93%	10,457,970	0.97%	3,006,253	1.08%	13,338	674	32.09	9.70%
Missouri	486	0.92%	9,679,663	0.90%	2,321,714	0.83%	11,129	703	31.28	8.07%
Montana	22	0.04%	434,477	0.04%	99,250	0.04%	10,010	681	31.72	9.73%
Nebraska	201	0.38%	3,845,742	0.36%	923,421	0.33%	10,514	730	30.34	7.18%
Nevada	1,356	2.55%	28,401,219	2.64%	7,227,429	2.59%	12,337	708	30.97	7.88%
New Hampshire	92	0.17%	1,728,411	0.16%	441,014	0.16%	9,837	717	30.12	6.75%
New Jersey	387	0.73%	7,893,095	0.73%	2,422,413	0.87%	11,861	720	31.77	7.13%
New Mexico	379	0.71%	7,874,858	0.73%	2,085,468	0.75%	11,775	719	30.36	7.14%
New York	59	0.11%	1,179,762	0.11%	310,354	0.11%	14,379	708	31.65	7.51%
North Carolina	2,756	5.19%	54,004,497	5.02%	13,820,901	4.95%	11,633	709	31.33	8.08%
North Dakota	12	0.02%	202,858	0.02%	43,366	0.02%	10,029	739	33.03	7.71%
Ohio	1,038	1.95%	20,529,679	1.91%	5,197,750	1.86%	11,632	710	31.23	8.26%
Oklahoma	386	0.73%	7,425,745	0.69%	1,848,689	0.66%	10,659	689	30.60	8.68%
Oregon	424	0.80%	7,567,370	0.70%	1,908,578	0.68%	10,060	718	30.47	7.37%
Pennsylvania	646	1.22%	12,510,791	1.16%	3,532,561	1.27%	10,845	718	30.48	7.62%
Rhode Island	167	0.31%	3,236,417	0.30%	874,872	0.31%	10,666	716	30.88	8.20%
South Carolina	1,411	2.66%	27,638,997	2.57%	7,458,078	2.67%	11,347	701	30.95	8.32%
South Dakota	14	0.03%	292,783	0.03%	71,539	0.03%	12,719	796	34.04	6.56%
Tennessee	2,150	4.05%	44,429,936	4.13%	11,342,783	4.07%	11,871	712	30.86	7.79%
Texas	5,980	11.26%	124,366,504	11.57%	31,786,623	11.39%	12,353	689	31.30	8.68%
Utah	218	0.41%	4,395,742	0.41%	889,715	0.32%	10,898	737	30.28	6.39%
Vermont	12	0.02%	234,595	0.02%	64,640	0.02%	11,352	791	27.36	4.26%
Virginia	2,903	5.47%	58,711,146	5.46%	15,482,651	5.55%	11,418	726	30.35	7.27%
Washington	762	1.43%	15,310,848	1.42%	4,009,399	1.44%	11,295	703	30.14	7.68%
West Virginia	90	0.17%	1,860,526	0.17%	452,690	0.16%	12,251	704	31.26	7.88%
Wisconsin	635	1.20%	12,641,684	1.18%	3,222,791	1.16%	11,056	733	29.83	7.01%
Wyoming	34	0.06%	713,506	0.07%	177,581	0.06%	12,326	727	31.40	6.87%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	1	0.00%	17,208	0.00%	6,906	0.00%	6,906	821	23.00	2.95%
Armed Forces EMEA	3	0.01%	60,978	0.01%	33,278	0.01%	11,589	721	34.36	5.65%
Armed Forces Pacific	2	0.00%	24,531	0.00%	4,628	0.00%	4,628	678	30.00	6.95%
District of Columbia	111	0.21%	2,170,047	0.20%	578,997	0.21%	12,200	708	31.66	8.39%
Guam	1	0.00%	18,974	0.00%	0	0.00%	0	0	0.00	0.00%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	34,443	0.00%	8,051	0.00%	8,051	804	24.00	3.45%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,023,047	100.00%	278,953,451	100.00%	11,867	708	30.96	7.96%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	183	0.34%	4,856,911	0.45%	976,381	0.35%	14,038	774	28.04	4.74%
Used	52,924	99.66%	1,070,166,136	99.55%	277,977,070	99.65%	11,859	708	30.97	7.97%
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,023,047	100.00%	278,953,451	100.00%	11,867	708	30.96	7.96%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	24,603	46.33%	435,798,748	40.54%	104,409,110	37.43%	10,461	688	31.09	8.81%
Truck	4,412	8.31%	114,651,303	10.67%	31,067,554	11.14%	14,671	725	31.43	7.51%
SUV	22,424	42.22%	489,685,138	45.55%	134,692,214	48.28%	12,342	719	30.80	7.44%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,668	3.14%	34,887,858	3.25%	8,784,573	3.15%	11,384	722	30.15	7.54%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,023,047	100.00%	278,953,451	100.00%	11,867	708	30.96	7.96%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	5,270	9.92%	105,812,168	9.84%	26,804,514	9.61%	11,920	712	30.73	7.81%
Ford: Lincoln	468	0.88%	10,786,860	1.00%	2,736,312	0.98%	12,445	733	31.04	7.08%
Ford: Mercury	16	0.03%	228,230	0.02%	19,437	0.01%	6,608	691	24.29	9.71%
GMC	1,453	2.74%	37,222,220	3.46%	10,719,059	3.84%	14,682	715	31.73	7.64%
GMC: Buick	888	1.67%	17,230,330	1.60%	4,609,394	1.65%	10,891	705	31.16	8.00%
GMC: Cadillac	800	1.51%	21,504,519	2.00%	5,810,357	2.08%	15,545	720	31.38	7.53%
GMC: Chevrolet	4,709	8.87%	97,115,371	9.03%	25,813,889	9.25%	12,548	697	31.80	8.61%
GMC: Hummer	2	0.00%	52,028	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.01%	28,148	0.00%	2,910	0.00%	2,910	810	24.00	3.45%
GMC: Saturn	7	0.01%	66,625	0.01%	11,629	0.00%	3,888	733	24.79	6.52%
Tesla	1	0.00%	69,484	0.01%	0	0.00%	0	0	0.00	0.00%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,387	2.61%	34,870,313	3.24%	8,306,988	2.98%	13,646	719	30.26	7.46%
BMW: Mini	319	0.60%	5,327,298	0.50%	1,321,511	0.47%	8,875	696	29.45	7.93%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,605	3.02%	42,241,775	3.93%	10,103,022	3.62%	14,678	710	31.23	7.81%
Daimler: Smart	28	0.05%	289,600	0.03%	46,579	0.02%	5,484	705	27.74	7.80%
Fiat	254	0.48%	3,578,318	0.33%	739,116	0.26%	7,807	691	30.68	8.25%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	760	1.43%	15,608,203	1.45%	3,534,958	1.27%	11,813	696	31.33	8.64%
Fiat: Dodge	2,775	5.23%	64,755,665	6.02%	16,978,035	6.09%	13,873	699	32.45	8.67%
Fiat: Jeep	2,949	5.55%	62,365,479	5.80%	17,361,534	6.22%	11,942	707	31.39	7.85%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	240	0.45%	5,482,442	0.51%	1,095,362	0.39%	12,576	744	27.88	5.96%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,137	2.14%	18,944,458	1.76%	4,648,990	1.67%	9,485	699	30.50	8.12%
Volkswagen: Audi	1,127	2.12%	28,239,247	2.63%	7,401,297	2.65%	13,835	728	30.37	6.83%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	164	0.31%	5,913,578	0.55%	1,456,791	0.52%	19,364	740	30.98	6.38%
Honda	3,736	7.03%	67,297,644	6.26%	17,197,095	6.16%	10,065	710	30.04	8.00%
Honda: Acura	680	1.28%	14,543,895	1.35%	3,738,214	1.34%	11,357	731	29.16	6.93%
Hyundai	3,161	5.95%	50,018,341	4.65%	12,788,396	4.58%	8,902	686	31.02	8.55%
Hyundai: Kia	2,237	4.21%	36,933,930	3.44%	9,551,466	3.42%	9,323	690	31.47	8.81%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	905	1.70%	15,143,370	1.41%	3,772,768	1.35%	9,497	691	30.13	8.31%
Mitsubishi	418	0.79%	6,257,961	0.58%	1,753,109	0.63%	8,678	664	32.04	9.71%
Nissan	6,475	12.19%	113,035,731	10.51%	29,904,563	10.72%	10,040	693	31.62	8.58%
Nissan: Infiniti	1,092	2.06%	26,909,506	2.50%	7,022,706	2.52%	13,495	717	30.61	7.73%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,012	1.91%	18,960,744	1.76%	5,227,836	1.87%	9,871	739	29.13	6.64%
Suzuki	1	0.00%	11,894	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	188	0.35%	5,774,331	0.54%	1,541,837	0.55%	17,560	716	31.31	7.51%
Tata: Land Rover	312	0.59%	10,615,824	0.99%	2,514,674	0.90%	18,174	722	31.06	7.38%
Toyota	5,119	9.64%	98,554,807	9.17%	25,659,304	9.20%	10,906	724	30.02	7.34%
Toyota: Lexus	1,254	2.36%	31,023,719	2.89%	8,276,764	2.97%	13,248	734	29.43	6.85%
Toyota: Scion	155	0.29%	2,208,989	0.21%	483,035	0.17%	8,107	676	30.54	10.18%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,023,047	100.00%	278,953,451	100.00%	11,867	708	30.96	7.96%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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