StratMaker (145274)

CarMax Auto Owner Trust 2020-4

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

0.47% / 99.53%

Total Original # of Loans

75,152

WA Loan to Value (LTV)

58.96%

Total Original Loan Amount (OLA)

$ 1,460,732,137

WA Payment to Income (PTI)

8.20%

Weighted Average (WA) OLA

$ 22,694

WA FICO (non-zero)

712

Rep. Period Beginning Loan Amount

$ 548,243,705

WA Remaining Term (RT)

36.26

Rep. Period Ending Loan Amount (ELA)

$ 526,042,577

WA Original APR

7.92%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

75,152

Total Original Loan Amount (OLA)

$ 1,460,732,137

Weighted Average (WA) OLA

$ 22,694

Rep. Period Beginning Loan Amount

$ 548,243,705

Rep. Period Ending Loan Amount (ELA)

$ 526,042,577

As % of Reporting Period ELA:

New % / Used %

0.47% / 99.53%

WA Loan to Value (LTV)

58.96%

WA Payment to Income (PTI)

8.20%

WA FICO (non-zero)

712

WA Remaining Term (RT)

36.26

WA Original APR

7.92%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	352	0.47%	1,400,448	0.10%	323,549	0.06%	1,938	638	27.82	5.81%
$5,000 - $9,999	4,857	6.46%	40,145,441	2.75%	12,381,753	2.35%	4,529	663	31.28	6.86%
$10,000 - $14,999	18,251	24.29%	234,611,742	16.06%	85,535,493	16.26%	7,439	651	34.04	8.19%
$15,000 - $19,999	22,775	30.31%	395,911,139	27.10%	149,918,200	28.50%	10,303	687	36.08	8.15%
$20,000 - $24,999	13,799	18.36%	307,122,457	21.03%	114,079,500	21.69%	13,288	713	37.01	7.84%
$25,000 - $29,999	7,683	10.22%	209,248,013	14.32%	74,563,708	14.17%	16,305	715	37.23	7.87%
$30,000 - $39,999	5,717	7.61%	193,598,080	13.25%	65,080,014	12.37%	20,481	719	37.80	7.69%
$40,000 - $49,999	1,402	1.87%	61,658,650	4.22%	19,019,671	3.62%	26,469	725	37.54	7.40%
$50,000 - $59,999	286	0.38%	15,133,926	1.04%	4,614,940	0.88%	31,480	717	36.97	7.16%
$60,000 - $69,999	30	0.04%	1,902,241	0.13%	525,748	0.10%	31,629	788	31.47	4.44%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	75,152	100.00%	1,460,732,137	100.00%	526,042,577	100.00%	13,245	696	36.26	7.92%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	31,075	41.35%	581,525,698	39.81%	14,473,084	2.75%	3,852	698	27.20	5.84%
$5,000 - $9,999	19,339	25.73%	281,759,047	19.29%	151,135,115	28.73%	8,049	680	33.06	7.40%
$10,000 - $14,999	16,237	21.61%	333,769,145	22.85%	197,134,923	37.48%	12,302	702	37.02	8.00%
$15,000 - $19,999	5,836	7.77%	162,279,555	11.11%	99,495,930	18.91%	17,162	704	38.66	8.44%
$20,000 - $24,999	1,890	2.51%	66,660,142	4.56%	41,620,905	7.91%	22,110	704	39.60	8.50%
$25,000 - $29,999	564	0.75%	24,173,840	1.65%	15,262,520	2.90%	27,139	699	39.73	8.55%
$30,000 - $39,999	210	0.28%	10,510,912	0.72%	6,879,791	1.31%	32,901	690	41.29	9.09%
$40,000 - $49,999	1	0.00%	53,797	0.00%	40,309	0.01%	40,309	623	44.00	9.45%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	75,152	100.00%	1,460,732,137	100.00%	526,042,577	100.00%	13,245	696	36.26	7.92%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	75,152	100.00%	1,460,732,137	100.00%	526,042,577	100.00%	13,245	696	36.26	7.92%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	75,152	100.00%	1,460,732,137	100.00%	526,042,577	100.00%	13,245	696	36.26	7.92%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	5	0.01%	123,954	0.01%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	20,843	27.73%	396,326,099	27.13%	138,650,875	26.36%	12,129	800	33.12	3.53%
5.00 - 7.49%	15,146	20.15%	284,467,884	19.47%	102,129,569	19.41%	12,529	730	35.49	6.50%
7.50 - 9.99%	19,481	25.92%	389,586,469	26.67%	141,424,392	26.88%	13,584	678	37.37	9.06%
10.00 - 12.49%	11,986	15.95%	258,606,214	17.70%	96,128,583	18.27%	15,397	647	39.80	11.21%
12.50 - 14.99%	7,591	10.10%	129,643,499	8.88%	47,125,220	8.96%	12,657	467	36.63	13.69%
15.00 - 17.49%	100	0.13%	1,978,019	0.14%	583,939	0.11%	14,418	605	37.48	16.46%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	75,152	100.00%	1,460,732,137	100.00%	526,042,577	100.00%	13,245	696	36.26	7.92%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	9	0.01%	163,287	0.01%	79,286	0.02%	14,458	491	38.61	12.51%
500 - 549	598	0.80%	11,427,662	0.78%	3,845,777	0.73%	13,789	538	37.89	11.69%
550 - 599	3,660	4.87%	71,864,197	4.92%	25,636,957	4.87%	14,280	581	37.87	11.28%
600 - 649	12,806	17.04%	254,653,718	17.43%	93,141,272	17.71%	14,333	628	37.99	10.74%
650 - 699	16,814	22.37%	333,645,862	22.84%	121,188,177	23.04%	13,725	674	37.48	9.37%
700 - 749	14,942	19.88%	283,807,279	19.43%	103,189,107	19.62%	12,847	724	36.46	7.45%
750 - 799	11,822	15.73%	228,548,771	15.65%	81,329,183	15.46%	12,568	773	34.96	5.19%
800+	11,840	15.75%	241,339,341	16.52%	85,405,490	16.24%	12,848	834	33.68	3.91%
NA	2,661	3.54%	35,282,021	2.42%	12,227,327	2.32%	8,495	0	32.16	14.00%
Total:	75,152	100.00%	1,460,732,137	100.00%	526,042,577	100.00%	13,245	696	36.26	7.92%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	26	0.03%	199,990	0.01%	0	0.00%	0	0	0.00	0.00%
25 - 36	481	0.64%	5,660,337	0.39%	369,583	0.07%	2,476	749	5.99	4.72%
37 - 48	1,751	2.33%	22,881,599	1.57%	4,451,173	0.85%	5,974	692	17.02	6.08%
49 - 60	17,439	23.20%	309,008,177	21.15%	102,153,847	19.42%	10,712	715	29.27	6.06%
61 - 72	42,363	56.37%	831,449,017	56.92%	307,013,987	58.36%	13,353	690	36.87	8.18%
73+	13,092	17.42%	291,533,017	19.96%	112,053,987	21.30%	15,582	694	41.83	8.99%
Total:	75,152	100.00%	1,460,732,137	100.00%	526,042,577	100.00%	13,245	696	36.26	7.92%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	26,760	35.61%	535,229,683	36.64%	356	0.00%	148	622	0.00	7.17%
1 - 12	435	0.58%	5,614,334	0.38%	903,071	0.17%	3,091	727	7.02	5.45%
13 - 24	2,036	2.71%	30,573,899	2.09%	11,464,095	2.18%	7,154	698	19.40	6.21%
25 - 36	25,143	33.46%	453,575,547	31.05%	236,967,972	45.05%	11,207	703	31.19	6.74%
37 - 48	20,770	27.64%	435,553,589	29.82%	276,609,789	52.58%	15,276	689	41.40	9.01%
49 - 60	8	0.01%	185,085	0.01%	97,293	0.02%	16,375	611	51.49	5.89%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	75,152	100.00%	1,460,732,137	100.00%	526,042,577	100.00%	13,245	696	36.26	7.92%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	68,621	91.31%	1,326,871,798	90.84%	454,561,955	86.41%	12,845	707	35.97	7.49%
1 - 15	2,816	3.75%	57,541,321	3.94%	36,402,781	6.92%	15,170	636	37.77	10.21%
16 - 30	962	1.28%	19,933,787	1.36%	12,871,515	2.45%	15,775	621	38.28	10.73%
31 - 60	942	1.25%	19,532,446	1.34%	13,028,187	2.48%	16,330	605	38.82	11.22%
61 - 90	535	0.71%	11,461,629	0.78%	7,554,853	1.44%	17,590	595	38.71	11.33%
91 - 120	150	0.20%	2,960,670	0.20%	1,623,286	0.31%	17,016	597	37.73	11.57%
121+	1,126	1.50%	22,430,487	1.54%	0	0.00%	0	0	0.00	0.00%
Total:	75,152	100.00%	1,460,732,137	100.00%	526,042,577	100.00%	13,245	696	36.26	7.92%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	75,152	100.00%	1,460,732,137	100.00%	526,042,577	100.00%	13,245	696	36.26	7.92%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	75,152	100.00%	1,460,732,137	100.00%	526,042,577	100.00%	13,245	696	36.26	7.92%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	74,201	98.73%	1,447,940,093	99.12%	521,810,099	99.20%	13,282	701	36.30	7.87%
Stated, verified but not Level 4 or 5	951	1.27%	12,792,044	0.88%	4,232,478	0.80%	8,676	90	32.15	13.91%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	75,152	100.00%	1,460,732,137	100.00%	526,042,577	100.00%	13,245	696	36.26	7.92%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	27,539	36.64%	486,197,267	33.28%	170,879,107	32.48%	11,748	739	34.75	6.02%
5.00 - 9.99%	28,211	37.54%	571,692,105	39.14%	209,140,445	39.76%	13,640	698	36.62	8.08%
10.00 - 14.99%	11,958	15.91%	245,257,975	16.79%	89,320,110	16.98%	14,154	652	37.48	9.61%
15.00 - 19.99%	4,661	6.20%	97,496,816	6.67%	35,113,489	6.68%	14,559	626	37.63	10.37%
20.00 - 24.99%	1,701	2.26%	36,525,152	2.50%	12,887,652	2.45%	15,359	612	37.72	10.67%
25.00 - 29.99%	686	0.91%	14,521,158	0.99%	5,495,232	1.04%	15,494	627	37.55	10.36%
30.00 - 39.99%	326	0.43%	7,155,048	0.49%	2,516,553	0.48%	14,780	619	36.72	9.88%
40.00 - 49.99%	51	0.07%	1,319,066	0.09%	544,319	0.10%	16,097	701	36.36	8.99%
50.00 - 59.99%	17	0.02%	500,314	0.03%	118,661	0.02%	18,874	760	37.39	7.66%
60.00 - 69.99%	1	0.00%	45,414	0.00%	22,604	0.00%	22,604	863	29.00	4.95%
70.00 - 79.99%	1	0.00%	21,822	0.00%	4,405	0.00%	4,405	852	8.00	2.95%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	75,152	100.00%	1,460,732,137	100.00%	526,042,577	100.00%	13,245	696	36.26	7.92%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	163	0.22%	712,632	0.05%	157,653	0.03%	2,594	661	29.02	4.78%
25.00 - 49.99%	2,160	2.87%	19,335,036	1.32%	5,225,019	0.99%	5,557	716	31.12	4.52%
50.00 - 74.99%	9,330	12.41%	134,919,318	9.24%	43,768,327	8.32%	8,843	736	32.57	4.92%
75.00 - 99.99%	27,345	36.39%	522,131,298	35.74%	193,974,927	36.87%	12,407	711	35.35	6.79%
100.00 - 109.99%	18,174	24.18%	391,619,310	26.81%	143,983,740	27.37%	14,483	679	37.16	8.70%
110.00 - 119.99%	12,012	15.98%	261,523,719	17.90%	94,658,236	17.99%	14,806	676	37.80	9.51%
120.00 - 129.99%	4,356	5.80%	93,213,206	6.38%	31,738,001	6.03%	14,345	679	38.06	10.14%
130.00 - 139.99%	1,223	1.63%	28,126,319	1.93%	9,504,404	1.81%	16,155	679	39.09	10.77%
140.00%+	389	0.52%	9,151,298	0.63%	3,032,270	0.58%	16,046	687	38.59	10.56%
Total:	75,152	100.00%	1,460,732,137	100.00%	526,042,577	100.00%	13,245	696	36.26	7.92%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,191	1.58%	23,349,620	1.60%	8,697,344	1.65%	13,768	688	37.08	8.53%
Alaska	13	0.02%	235,027	0.02%	73,647	0.01%	10,621	708	33.38	8.43%
Arizona	1,075	1.43%	19,413,802	1.33%	6,745,132	1.28%	12,380	684	35.60	7.85%
Arkansas	87	0.12%	1,799,920	0.12%	648,113	0.12%	12,658	680	35.53	8.43%
California	13,139	17.48%	256,003,300	17.53%	91,330,811	17.36%	13,422	690	36.16	7.92%
Colorado	1,794	2.39%	34,754,858	2.38%	11,352,571	2.16%	12,918	725	35.20	6.96%
Connecticut	559	0.74%	10,734,088	0.73%	4,328,513	0.82%	13,006	711	36.01	7.80%
Delaware	351	0.47%	6,518,173	0.45%	2,547,025	0.48%	12,219	698	37.19	8.03%
Florida	5,448	7.25%	108,706,538	7.44%	37,119,584	7.06%	13,882	684	37.36	8.38%
Georgia	4,815	6.41%	92,287,297	6.32%	33,792,899	6.42%	13,421	679	37.06	8.68%
Hawaii	25	0.03%	483,910	0.03%	184,151	0.04%	13,887	694	37.29	8.00%
Idaho	229	0.30%	4,065,781	0.28%	1,290,461	0.25%	11,609	699	36.37	7.39%
Illinois	3,599	4.79%	68,476,227	4.69%	27,772,194	5.28%	12,849	709	36.15	7.39%
Indiana	1,166	1.55%	22,184,414	1.52%	8,358,716	1.59%	12,997	703	36.62	7.79%
Iowa	271	0.36%	5,038,209	0.34%	1,848,596	0.35%	12,311	711	35.56	7.60%
Kansas	918	1.22%	18,339,578	1.26%	6,239,128	1.19%	12,883	728	33.89	7.12%
Kentucky	831	1.11%	15,404,619	1.05%	5,738,607	1.09%	12,184	710	36.13	7.35%
Louisiana	1,041	1.39%	20,999,593	1.44%	8,284,939	1.57%	14,083	663	37.11	8.75%
Maine	118	0.16%	2,335,068	0.16%	815,051	0.15%	12,111	716	34.57	7.20%
Maryland	5,151	6.85%	104,063,018	7.12%	32,619,559	6.20%	12,873	710	34.25	7.47%
Massachusetts	944	1.26%	16,487,574	1.13%	6,622,884	1.26%	11,756	712	36.12	7.25%
Michigan	68	0.09%	1,275,469	0.09%	511,211	0.10%	12,006	687	35.44	7.85%
Minnesota	187	0.25%	3,683,243	0.25%	1,259,894	0.24%	12,044	692	35.42	7.86%
Mississippi	825	1.10%	16,459,988	1.13%	6,635,510	1.26%	14,029	668	37.20	9.30%
Missouri	1,117	1.49%	21,154,169	1.45%	7,002,727	1.33%	11,683	704	32.76	7.66%
Montana	28	0.04%	607,477	0.04%	179,196	0.03%	14,064	722	36.98	6.94%
Nebraska	328	0.44%	5,819,033	0.40%	2,146,714	0.41%	11,522	728	34.57	6.76%
Nevada	2,170	2.89%	44,256,249	3.03%	15,106,745	2.87%	13,805	695	36.62	7.81%
New Hampshire	105	0.14%	1,887,120	0.13%	664,950	0.13%	11,526	710	34.74	7.63%
New Jersey	589	0.78%	11,105,377	0.76%	4,650,567	0.88%	13,014	703	37.75	7.75%
New Mexico	512	0.68%	9,945,355	0.68%	3,688,880	0.70%	12,930	696	35.64	7.64%
New York	105	0.14%	1,887,314	0.13%	697,733	0.13%	13,116	677	35.94	8.14%
North Carolina	3,745	4.98%	71,892,549	4.92%	26,582,827	5.05%	13,381	696	37.17	8.17%
North Dakota	10	0.01%	211,857	0.01%	63,930	0.01%	13,641	733	35.86	7.33%
Ohio	1,327	1.77%	25,807,474	1.77%	9,991,309	1.90%	13,326	707	36.64	7.69%
Oklahoma	575	0.77%	10,849,572	0.74%	3,891,379	0.74%	12,236	697	35.60	7.67%
Oregon	654	0.87%	10,756,624	0.74%	3,495,479	0.66%	10,732	693	34.75	7.23%
Pennsylvania	1,064	1.42%	19,457,069	1.33%	7,771,558	1.48%	12,713	705	37.00	7.83%
Rhode Island	196	0.26%	3,199,553	0.22%	1,143,594	0.22%	10,941	693	35.68	8.05%
South Carolina	2,058	2.74%	39,116,764	2.68%	14,579,081	2.77%	12,779	695	36.78	8.10%
South Dakota	12	0.02%	235,650	0.02%	69,235	0.01%	11,459	679	36.68	9.71%
Tennessee	3,176	4.23%	62,206,988	4.26%	22,332,161	4.25%	13,250	701	36.49	7.82%
Texas	7,150	9.51%	144,837,600	9.92%	52,198,645	9.92%	13,998	681	36.56	8.47%
Utah	291	0.39%	5,365,643	0.37%	1,596,809	0.30%	12,123	726	33.84	6.40%
Vermont	11	0.01%	235,730	0.02%	94,577	0.02%	14,254	752	29.29	5.88%
Virginia	3,947	5.25%	76,285,208	5.22%	28,509,542	5.42%	13,201	717	36.24	7.18%
Washington	1,183	1.57%	22,063,557	1.51%	7,715,052	1.47%	12,702	695	35.58	7.64%
West Virginia	83	0.11%	1,732,690	0.12%	722,332	0.14%	13,780	687	37.02	7.88%
Wisconsin	694	0.92%	13,288,975	0.91%	5,191,295	0.99%	13,282	710	36.36	7.44%
Wyoming	32	0.04%	789,473	0.05%	248,182	0.05%	18,210	686	36.03	7.80%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	6	0.01%	98,652	0.01%	28,911	0.01%	12,186	660	32.05	5.32%
Armed Forces Pacific	2	0.00%	41,583	0.00%	25,717	0.00%	13,144	730	38.98	11.90%
District of Columbia	136	0.18%	2,486,450	0.17%	836,913	0.16%	12,027	691	34.65	7.47%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	11,063	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	75,152	100.00%	1,460,732,137	100.00%	526,042,577	100.00%	13,245	696	36.26	7.92%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	303	0.40%	7,992,185	0.55%	2,486,452	0.47%	15,577	765	32.28	4.98%
Used	74,849	99.60%	1,452,739,952	99.45%	523,556,125	99.53%	13,234	695	36.28	7.93%
NA	-	-	-	-	-	-	-	-	-	-
Total:	75,152	100.00%	1,460,732,137	100.00%	526,042,577	100.00%	13,245	696	36.26	7.92%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	35,043	46.63%	590,454,565	40.42%	206,853,131	39.32%	11,409	668	36.15	8.62%
Truck	5,618	7.48%	151,726,732	10.39%	53,099,313	10.09%	17,463	724	36.55	7.39%
SUV	32,063	42.66%	671,823,629	45.99%	249,201,221	47.37%	13,942	711	36.34	7.50%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,428	3.23%	46,727,211	3.20%	16,888,911	3.21%	12,190	718	35.57	7.23%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	75,152	100.00%	1,460,732,137	100.00%	526,042,577	100.00%	13,245	696	36.26	7.92%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	7,390	9.83%	143,730,838	9.84%	50,755,180	9.65%	13,402	701	35.90	7.73%
Ford: Lincoln	510	0.68%	11,502,251	0.79%	4,105,501	0.78%	14,818	721	36.35	7.22%
Ford: Mercury	13	0.02%	156,216	0.01%	56,508	0.01%	6,620	702	31.29	9.10%
GMC	1,863	2.48%	47,595,475	3.26%	16,970,038	3.23%	17,123	711	37.14	7.77%
GMC: Buick	993	1.32%	17,705,164	1.21%	6,519,034	1.24%	11,346	694	36.46	7.99%
GMC: Cadillac	1,004	1.34%	27,209,135	1.86%	8,970,248	1.71%	17,994	702	36.42	7.94%
GMC: Chevrolet	6,045	8.04%	124,415,792	8.52%	45,678,717	8.68%	14,466	685	36.92	8.44%
GMC: Hummer	1	0.00%	19,225	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.00%	32,447	0.00%	2,204	0.00%	2,204	563	17.00	7.45%
GMC: Saturn	4	0.01%	44,554	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,845	2.46%	46,313,904	3.17%	14,394,879	2.74%	16,222	705	36.17	7.65%
BMW: Mini	494	0.66%	7,621,210	0.52%	2,477,535	0.47%	9,626	696	34.35	8.02%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,625	2.16%	43,028,322	2.95%	13,750,783	2.61%	17,454	696	36.79	8.25%
Daimler: Smart	39	0.05%	383,164	0.03%	104,578	0.02%	6,345	623	34.49	9.51%
Fiat	296	0.39%	3,808,808	0.26%	1,146,338	0.22%	8,079	675	34.73	8.39%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	919	1.22%	18,203,131	1.25%	6,514,475	1.24%	12,688	690	36.15	7.99%
Fiat: Dodge	3,692	4.91%	86,585,294	5.93%	30,784,954	5.85%	15,745	700	37.44	8.15%
Fiat: Jeep	4,044	5.38%	82,866,240	5.67%	30,762,692	5.85%	13,456	704	36.58	7.78%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	611	0.81%	14,240,462	0.97%	4,773,987	0.91%	15,226	733	35.28	6.25%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,747	2.32%	26,662,397	1.83%	9,833,312	1.87%	9,992	675	35.52	8.20%
Volkswagen: Audi	1,314	1.75%	32,022,847	2.19%	10,885,546	2.07%	15,736	716	36.05	7.23%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	224	0.30%	8,431,245	0.58%	2,532,350	0.48%	22,790	731	35.89	6.56%
Honda	5,592	7.44%	96,360,189	6.60%	35,881,395	6.82%	11,373	695	35.77	7.96%
Honda: Acura	1,049	1.40%	22,554,152	1.54%	8,296,762	1.58%	13,689	717	35.79	7.14%
Hyundai	5,369	7.14%	81,846,111	5.60%	30,684,155	5.83%	10,020	669	36.32	8.34%
Hyundai: Kia	4,387	5.84%	69,259,926	4.74%	27,045,470	5.14%	10,438	673	36.81	8.46%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,584	2.11%	25,834,227	1.77%	9,512,171	1.81%	10,670	691	35.74	8.00%
Mitsubishi	638	0.85%	9,856,248	0.67%	3,696,712	0.70%	10,224	659	36.62	9.13%
Nissan	8,924	11.87%	150,003,490	10.27%	57,272,688	10.89%	11,183	679	36.66	8.32%
Nissan: Infiniti	1,445	1.92%	34,410,264	2.36%	12,067,546	2.29%	15,596	697	36.75	8.22%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,247	2.99%	39,825,027	2.73%	14,829,379	2.82%	11,285	727	35.23	6.80%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	284	0.38%	8,144,560	0.56%	2,445,056	0.46%	18,823	701	37.76	8.14%
Tata: Land Rover	585	0.78%	19,826,969	1.36%	6,418,862	1.22%	21,926	715	37.21	7.50%
Toyota	6,704	8.92%	122,564,074	8.39%	44,299,540	8.42%	12,041	710	34.99	7.31%
Toyota: Lexus	1,491	1.98%	35,282,566	2.42%	11,815,320	2.25%	15,005	717	35.06	7.33%
Toyota: Scion	177	0.24%	2,386,214	0.16%	758,662	0.14%	8,638	603	33.92	10.10%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	75,152	100.00%	1,460,732,137	100.00%	526,042,577	100.00%	13,245	696	36.26	7.92%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM