StratMaker (145282)

CarMax Auto Owner Trust 2020-3

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

0.09% / 99.91%

Total Original # of Loans

67,554

WA Loan to Value (LTV)

54.84%

Total Original Loan Amount (OLA)

$ 1,367,280,922

WA Payment to Income (PTI)

8.01%

Weighted Average (WA) OLA

$ 23,198

WA FICO (non-zero)

712

Rep. Period Beginning Loan Amount

$ 387,809,096

WA Remaining Term (RT)

32.75

Rep. Period Ending Loan Amount (ELA)

$ 370,496,216

WA Original APR

7.97%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

67,554

Total Original Loan Amount (OLA)

$ 1,367,280,922

Weighted Average (WA) OLA

$ 23,198

Rep. Period Beginning Loan Amount

$ 387,809,096

Rep. Period Ending Loan Amount (ELA)

$ 370,496,216

As % of Reporting Period ELA:

New % / Used %

0.09% / 99.91%

WA Loan to Value (LTV)

54.84%

WA Payment to Income (PTI)

8.01%

WA FICO (non-zero)

712

WA Remaining Term (RT)

32.75

WA Original APR

7.97%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	225	0.33%	882,111	0.06%	193,201	0.05%	1,866	663	25.71	5.38%
$5,000 - $9,999	3,138	4.65%	25,933,171	1.90%	6,186,621	1.67%	4,008	678	27.57	6.94%
$10,000 - $14,999	13,825	20.47%	178,780,707	13.08%	47,942,284	12.94%	6,715	674	30.28	8.25%
$15,000 - $19,999	20,802	30.79%	362,939,875	26.54%	98,783,857	26.66%	9,491	691	32.60	8.46%
$20,000 - $24,999	14,186	21.00%	316,266,685	23.13%	87,797,510	23.70%	12,184	712	33.48	7.98%
$25,000 - $29,999	8,204	12.14%	223,574,125	16.35%	61,002,939	16.47%	14,944	717	33.63	7.91%
$30,000 - $39,999	5,732	8.49%	193,025,840	14.12%	51,287,744	13.84%	18,244	726	33.47	7.30%
$40,000 - $49,999	1,192	1.76%	52,201,755	3.82%	13,695,914	3.70%	23,909	728	33.94	7.15%
$50,000 - $59,999	214	0.32%	11,367,444	0.83%	3,121,188	0.84%	28,075	731	32.65	6.57%
$60,000 - $69,999	36	0.05%	2,309,209	0.17%	484,960	0.13%	25,905	798	24.98	4.21%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	67,554	100.00%	1,367,280,922	100.00%	370,496,216	100.00%	12,495	705	32.75	7.97%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	35,464	52.50%	690,781,711	50.52%	13,308,516	3.59%	3,855	721	24.29	5.69%
$5,000 - $9,999	15,114	22.37%	242,792,469	17.76%	116,394,215	31.42%	7,950	707	29.67	7.19%
$10,000 - $14,999	11,649	17.24%	261,579,730	19.13%	141,599,492	38.22%	12,317	706	33.81	8.20%
$15,000 - $19,999	3,969	5.88%	118,180,640	8.64%	67,473,279	18.21%	17,112	700	35.63	8.83%
$20,000 - $24,999	1,040	1.54%	39,064,301	2.86%	22,804,911	6.16%	22,013	696	36.51	8.96%
$25,000 - $29,999	258	0.38%	11,803,241	0.86%	6,976,058	1.88%	27,108	694	36.96	8.68%
$30,000 - $39,999	60	0.09%	3,078,829	0.23%	1,939,746	0.52%	32,439	674	38.75	9.70%
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	67,554	100.00%	1,367,280,922	100.00%	370,496,216	100.00%	12,495	705	32.75	7.97%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	67,554	100.00%	1,367,280,922	100.00%	370,496,216	100.00%	12,495	705	32.75	7.97%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,554	100.00%	1,367,280,922	100.00%	370,496,216	100.00%	12,495	705	32.75	7.97%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	55	0.08%	1,277,626	0.09%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	20,342	30.11%	411,150,957	30.07%	108,622,627	29.32%	11,235	802	29.40	3.54%
5.00 - 7.49%	14,353	21.25%	285,625,315	20.89%	71,370,209	19.26%	11,835	733	31.89	6.49%
7.50 - 9.99%	15,636	23.15%	322,578,737	23.59%	88,209,072	23.81%	13,028	681	34.18	9.01%
10.00 - 12.49%	7,995	11.83%	173,629,368	12.70%	53,400,345	14.41%	14,578	638	36.50	11.18%
12.50 - 14.99%	7,024	10.40%	131,495,168	9.62%	37,754,126	10.19%	12,844	550	34.67	14.05%
15.00 - 17.49%	2,149	3.18%	41,523,751	3.04%	11,139,837	3.01%	13,625	601	35.23	16.51%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,554	100.00%	1,367,280,922	100.00%	370,496,216	100.00%	12,495	705	32.75	7.97%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	22	0.03%	430,674	0.03%	117,842	0.03%	12,500	483	32.50	13.55%
500 - 549	1,096	1.62%	21,501,768	1.57%	6,067,949	1.64%	13,871	536	35.75	12.87%
550 - 599	5,371	7.95%	105,883,424	7.74%	29,864,564	8.06%	13,670	579	35.17	12.87%
600 - 649	11,367	16.83%	228,161,428	16.69%	61,094,446	16.49%	13,373	625	34.88	11.39%
650 - 699	13,488	19.97%	274,025,323	20.04%	72,250,837	19.50%	12,912	675	33.84	9.25%
700 - 749	12,414	18.38%	247,485,817	18.10%	66,556,156	17.96%	12,212	724	32.67	7.26%
750 - 799	10,992	16.27%	223,685,695	16.36%	61,548,347	16.61%	11,819	774	31.36	5.20%
800+	11,881	17.59%	253,848,416	18.57%	69,203,751	18.68%	11,778	833	29.95	3.89%
NA	923	1.37%	12,258,379	0.90%	3,792,324	1.02%	7,990	0	29.12	13.94%
Total:	67,554	100.00%	1,367,280,922	100.00%	370,496,216	100.00%	12,495	705	32.75	7.97%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	7	0.01%	52,058	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	355	0.53%	4,559,986	0.33%	82,351	0.02%	1,262	773	2.91	4.30%
37 - 48	1,200	1.78%	16,483,467	1.21%	2,239,509	0.60%	4,993	728	13.63	5.50%
49 - 60	13,686	20.26%	256,667,694	18.77%	71,224,197	19.22%	9,950	732	25.47	5.99%
61 - 72	37,840	56.01%	769,997,536	56.32%	211,354,265	57.05%	12,588	701	33.26	8.13%
73+	14,466	21.41%	319,520,181	23.37%	85,595,894	23.10%	14,591	690	38.09	9.30%
Total:	67,554	100.00%	1,367,280,922	100.00%	370,496,216	100.00%	12,495	705	32.75	7.97%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	31,467	46.58%	643,874,198	47.09%	2,849	0.00%	397	643	0.00	10.82%
1 - 12	435	0.64%	5,971,386	0.44%	930,476	0.25%	3,357	743	9.60	5.74%
13 - 24	4,162	6.16%	77,185,823	5.65%	29,240,315	7.89%	8,804	742	22.10	5.56%
25 - 36	19,619	29.04%	380,604,483	27.84%	184,640,981	49.84%	11,227	713	29.54	7.14%
37 - 48	11,863	17.56%	259,471,375	18.98%	155,567,196	41.99%	14,746	687	38.69	9.43%
49 - 60	8	0.01%	173,658	0.01%	114,399	0.03%	17,024	645	53.72	5.79%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	67,554	100.00%	1,367,280,922	100.00%	370,496,216	100.00%	12,495	705	32.75	7.97%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	61,950	91.70%	1,251,028,306	91.50%	316,860,780	85.52%	12,086	718	32.35	7.37%
1 - 15	2,101	3.11%	44,061,737	3.22%	25,794,241	6.96%	14,287	643	34.47	10.68%
16 - 30	798	1.18%	16,758,777	1.23%	10,298,402	2.78%	15,066	618	35.61	11.80%
31 - 60	728	1.08%	15,140,702	1.11%	9,681,529	2.61%	15,456	604	35.66	12.47%
61 - 90	474	0.70%	10,002,757	0.73%	6,548,187	1.77%	16,222	598	35.75	12.72%
91 - 120	128	0.19%	2,536,984	0.19%	1,295,795	0.35%	15,493	589	36.19	12.27%
121+	1,375	2.04%	27,751,660	2.03%	17,283	0.00%	17,283	578	29.00	8.70%
Total:	67,554	100.00%	1,367,280,922	100.00%	370,496,216	100.00%	12,495	705	32.75	7.97%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	67,554	100.00%	1,367,280,922	100.00%	370,496,216	100.00%	12,495	705	32.75	7.97%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,554	100.00%	1,367,280,922	100.00%	370,496,216	100.00%	12,495	705	32.75	7.97%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	67,152	99.40%	1,361,927,710	99.61%	368,893,306	99.57%	12,515	707	32.77	7.95%
Stated, verified but not Level 4 or 5	402	0.60%	5,353,212	0.39%	1,602,910	0.43%	7,881	83	29.23	13.90%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,554	100.00%	1,367,280,922	100.00%	370,496,216	100.00%	12,495	705	32.75	7.97%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	25,242	37.37%	472,956,056	34.59%	124,201,856	33.52%	11,086	745	31.01	5.88%
5.00 - 9.99%	25,740	38.10%	538,394,637	39.38%	147,938,604	39.93%	12,794	702	33.16	8.13%
10.00 - 14.99%	10,488	15.53%	222,722,579	16.29%	61,110,282	16.49%	13,571	667	34.19	10.00%
15.00 - 19.99%	3,867	5.72%	83,303,799	6.09%	23,526,803	6.35%	13,847	637	34.62	11.00%
20.00 - 24.99%	1,394	2.06%	30,672,483	2.24%	8,196,908	2.21%	14,389	637	34.77	11.25%
25.00 - 29.99%	522	0.77%	11,618,614	0.85%	3,450,447	0.93%	15,500	635	34.70	11.31%
30.00 - 39.99%	248	0.37%	6,047,405	0.44%	1,647,911	0.44%	15,460	687	33.04	9.60%
40.00 - 49.99%	40	0.06%	1,154,291	0.08%	341,661	0.09%	19,110	724	33.65	8.71%
50.00 - 59.99%	8	0.01%	242,579	0.02%	46,219	0.01%	13,057	694	31.87	9.07%
60.00 - 69.99%	5	0.01%	168,480	0.01%	35,525	0.01%	17,871	810	35.23	6.03%
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,554	100.00%	1,367,280,922	100.00%	370,496,216	100.00%	12,495	705	32.75	7.97%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	123	0.18%	540,141	0.04%	72,651	0.02%	1,931	709	26.07	3.76%
25.00 - 49.99%	1,634	2.42%	15,349,572	1.12%	3,298,752	0.89%	4,879	731	27.30	4.23%
50.00 - 74.99%	7,039	10.42%	107,362,474	7.85%	27,058,538	7.30%	8,271	750	28.90	4.59%
75.00 - 99.99%	22,222	32.90%	444,038,510	32.48%	123,398,857	33.31%	11,479	730	31.38	6.34%
100.00 - 109.99%	16,670	24.68%	366,218,081	26.78%	103,241,454	27.87%	13,565	692	33.64	8.62%
110.00 - 119.99%	13,107	19.40%	288,735,974	21.12%	76,917,801	20.76%	13,906	677	34.45	9.83%
120.00 - 129.99%	5,116	7.57%	107,077,738	7.83%	26,952,085	7.27%	13,271	677	34.51	10.47%
130.00 - 139.99%	1,241	1.84%	28,217,151	2.06%	7,370,440	1.99%	15,230	677	35.20	10.92%
140.00%+	402	0.60%	9,741,282	0.71%	2,185,638	0.59%	15,009	688	34.94	10.56%
Total:	67,554	100.00%	1,367,280,922	100.00%	370,496,216	100.00%	12,495	705	32.75	7.97%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,199	1.77%	24,069,253	1.76%	6,810,610	1.84%	12,381	692	32.93	8.54%
Alaska	19	0.03%	407,096	0.03%	85,107	0.02%	11,061	691	31.45	9.38%
Arizona	1,128	1.67%	22,242,542	1.63%	5,493,127	1.48%	11,939	702	32.58	7.81%
Arkansas	99	0.15%	2,024,617	0.15%	538,024	0.15%	13,990	692	33.63	8.87%
California	10,869	16.09%	220,319,615	16.11%	57,520,090	15.53%	12,409	706	32.11	7.70%
Colorado	1,786	2.64%	37,355,738	2.73%	9,956,275	2.69%	12,408	732	32.11	6.73%
Connecticut	662	0.98%	13,013,940	0.95%	3,482,499	0.94%	11,619	714	32.34	7.57%
Delaware	357	0.53%	6,971,253	0.51%	2,139,705	0.58%	11,649	702	32.82	8.11%
Florida	6,133	9.08%	126,207,978	9.23%	31,000,708	8.37%	12,947	693	33.89	8.47%
Georgia	4,725	6.99%	95,054,198	6.95%	26,317,124	7.10%	12,659	691	33.18	8.78%
Hawaii	20	0.03%	431,644	0.03%	108,709	0.03%	13,099	752	33.63	7.29%
Idaho	209	0.31%	3,818,046	0.28%	872,972	0.24%	10,048	716	31.23	7.41%
Illinois	3,223	4.77%	64,729,581	4.73%	18,114,819	4.89%	12,093	719	32.02	7.37%
Indiana	1,129	1.67%	22,466,162	1.64%	6,215,850	1.68%	12,170	727	32.52	7.15%
Iowa	238	0.35%	4,612,230	0.34%	1,229,138	0.33%	11,241	723	32.03	7.23%
Kansas	741	1.10%	14,907,598	1.09%	4,166,127	1.12%	12,216	719	31.77	7.45%
Kentucky	751	1.11%	14,427,568	1.06%	3,929,246	1.06%	11,692	726	32.25	7.24%
Louisiana	896	1.33%	18,824,069	1.38%	6,085,686	1.64%	13,746	668	34.06	9.47%
Maine	136	0.20%	2,572,623	0.19%	814,512	0.22%	11,731	725	31.84	7.23%
Maryland	91	0.13%	1,758,815	0.13%	516,194	0.14%	12,092	713	31.50	7.68%
Massachusetts	645	0.95%	12,375,064	0.91%	3,478,185	0.94%	11,459	732	31.86	6.57%
Michigan	74	0.11%	1,446,244	0.11%	325,891	0.09%	9,335	657	29.64	9.71%
Minnesota	404	0.60%	7,957,948	0.58%	2,302,652	0.62%	11,366	710	32.04	7.93%
Mississippi	793	1.17%	16,973,101	1.24%	5,092,875	1.37%	13,302	675	33.97	9.80%
Missouri	888	1.31%	17,782,274	1.30%	4,820,545	1.30%	12,641	710	32.27	8.20%
Montana	26	0.04%	634,623	0.05%	153,109	0.04%	16,274	719	33.66	7.93%
Nebraska	291	0.43%	5,389,628	0.39%	1,433,018	0.39%	11,427	730	32.18	6.87%
Nevada	1,623	2.40%	34,668,385	2.54%	9,399,541	2.54%	13,570	704	33.54	8.05%
New Hampshire	118	0.17%	2,103,773	0.15%	549,152	0.15%	9,802	731	31.77	6.28%
New Jersey	467	0.69%	9,150,429	0.67%	2,888,336	0.78%	12,246	719	33.18	7.21%
New Mexico	438	0.65%	8,859,410	0.65%	2,199,017	0.59%	12,452	708	31.25	7.29%
New York	88	0.13%	1,704,599	0.12%	537,069	0.14%	12,150	682	32.40	8.73%
North Carolina	4,078	6.04%	81,193,859	5.94%	21,800,610	5.88%	12,465	702	33.39	8.22%
North Dakota	11	0.02%	267,622	0.02%	109,849	0.03%	14,225	729	31.95	8.05%
Ohio	1,396	2.07%	27,969,256	2.05%	7,819,024	2.11%	12,534	703	33.30	8.28%
Oklahoma	570	0.84%	10,786,096	0.79%	2,917,970	0.79%	11,191	705	31.93	7.97%
Oregon	595	0.88%	10,660,739	0.78%	2,859,260	0.77%	11,034	719	31.54	7.13%
Pennsylvania	749	1.11%	14,688,629	1.07%	4,131,359	1.12%	11,894	724	32.44	7.30%
Rhode Island	206	0.30%	3,861,437	0.28%	1,209,361	0.33%	11,369	711	32.56	7.94%
South Carolina	2,126	3.15%	41,868,495	3.06%	11,609,034	3.13%	12,262	704	32.86	8.01%
South Dakota	28	0.04%	615,750	0.05%	216,266	0.06%	12,843	722	29.57	6.10%
Tennessee	3,345	4.95%	67,963,191	4.97%	19,018,005	5.13%	12,507	713	32.97	7.72%
Texas	8,099	11.99%	170,684,872	12.48%	46,609,608	12.58%	13,205	690	33.23	8.57%
Utah	290	0.43%	5,525,209	0.40%	1,175,288	0.32%	10,990	719	31.65	7.32%
Vermont	17	0.03%	363,357	0.03%	77,563	0.02%	11,042	777	31.88	5.27%
Virginia	3,796	5.62%	76,148,598	5.57%	21,451,447	5.79%	12,059	724	32.10	7.14%
Washington	946	1.40%	18,691,850	1.37%	5,483,913	1.48%	12,024	707	31.48	7.42%
West Virginia	85	0.13%	1,828,752	0.13%	441,640	0.12%	12,741	718	34.59	7.39%
Wisconsin	779	1.15%	15,243,960	1.11%	4,003,459	1.08%	11,512	710	31.66	7.52%
Wyoming	39	0.06%	810,111	0.06%	186,127	0.05%	13,151	747	31.07	6.54%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	5	0.01%	132,792	0.01%	70,843	0.02%	15,722	714	34.41	8.09%
Armed Forces Pacific	3	0.00%	57,731	0.00%	22,477	0.01%	11,697	774	38.20	6.14%
District of Columbia	121	0.18%	2,580,209	0.19%	695,824	0.19%	13,042	703	32.62	8.11%
Guam	1	0.00%	15,729	0.00%	0	0.00%	0	0	0.00	0.00%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	44,954	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	1	0.00%	17,678	0.00%	11,381	0.00%	11,381	666	39.00	9.45%
Total:	67,554	100.00%	1,367,280,922	100.00%	370,496,216	100.00%	12,495	705	32.75	7.97%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	61	0.09%	1,545,029	0.11%	343,665	0.09%	14,089	801	29.36	3.83%
Used	67,493	99.91%	1,365,735,893	99.89%	370,152,552	99.91%	12,494	705	32.76	7.98%
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,554	100.00%	1,367,280,922	100.00%	370,496,216	100.00%	12,495	705	32.75	7.97%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	30,635	45.35%	540,983,838	39.57%	136,196,432	36.76%	10,976	681	32.79	8.84%
Truck	6,357	9.41%	165,255,166	12.09%	47,009,396	12.69%	15,394	724	33.00	7.44%
SUV	28,364	41.99%	615,773,217	45.04%	175,951,216	47.49%	12,946	717	32.71	7.48%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,198	3.25%	45,268,701	3.31%	11,339,172	3.06%	11,726	722	31.84	7.30%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	67,554	100.00%	1,367,280,922	100.00%	370,496,216	100.00%	12,495	705	32.75	7.97%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	7,061	10.45%	145,377,505	10.63%	37,909,155	10.23%	12,714	710	32.44	7.75%
Ford: Lincoln	546	0.81%	12,154,884	0.89%	3,480,320	0.94%	13,016	724	32.44	7.40%
Ford: Mercury	22	0.03%	273,987	0.02%	36,466	0.01%	5,740	627	26.06	10.61%
GMC	2,008	2.97%	50,887,244	3.72%	15,132,422	4.08%	15,154	716	33.26	7.70%
GMC: Buick	972	1.44%	18,374,787	1.34%	5,166,658	1.39%	10,883	703	33.08	8.14%
GMC: Cadillac	1,115	1.65%	29,786,094	2.18%	8,124,500	2.19%	16,277	712	33.14	7.68%
GMC: Chevrolet	6,232	9.23%	130,487,545	9.54%	36,189,999	9.77%	13,363	694	33.53	8.63%
GMC: Hummer	2	0.00%	65,439	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	9	0.01%	128,907	0.01%	18,148	0.00%	8,733	711	30.17	7.30%
GMC: Saturn	9	0.01%	122,657	0.01%	5,725	0.00%	5,725	685	28.00	9.95%
Tesla	1	0.00%	67,757	0.00%	23,723	0.01%	23,723	775	20.00	2.95%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,642	2.43%	40,337,670	2.95%	10,663,025	2.88%	14,379	714	32.30	7.63%
BMW: Mini	417	0.62%	6,925,304	0.51%	1,873,318	0.51%	9,392	702	31.02	7.90%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,938	2.87%	51,166,937	3.74%	13,186,972	3.56%	15,629	702	32.79	8.01%
Daimler: Smart	46	0.07%	479,466	0.04%	101,408	0.03%	5,184	663	29.51	10.26%
Fiat	272	0.40%	3,698,225	0.27%	963,566	0.26%	8,213	676	31.91	9.02%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	984	1.46%	20,160,891	1.47%	4,349,725	1.17%	12,236	698	33.09	8.36%
Fiat: Dodge	3,687	5.46%	86,083,749	6.30%	23,681,410	6.39%	14,729	696	34.42	8.63%
Fiat: Jeep	3,794	5.62%	80,018,068	5.85%	22,700,263	6.13%	12,575	711	33.08	7.71%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	248	0.37%	5,583,862	0.41%	1,431,962	0.39%	13,643	733	31.36	6.95%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,581	2.34%	25,715,337	1.88%	7,105,008	1.92%	9,602	699	32.29	7.99%
Volkswagen: Audi	1,416	2.10%	35,045,399	2.56%	9,424,115	2.54%	13,917	737	31.81	6.46%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	193	0.29%	7,075,677	0.52%	1,667,051	0.45%	19,483	745	31.33	5.91%
Honda	4,472	6.62%	80,174,330	5.86%	20,993,132	5.67%	10,572	701	31.93	7.94%
Honda: Acura	785	1.16%	16,578,517	1.21%	4,481,796	1.21%	12,028	729	31.58	7.27%
Hyundai	3,913	5.79%	61,813,202	4.52%	16,142,482	4.36%	9,244	684	32.33	8.51%
Hyundai: Kia	2,947	4.36%	48,697,111	3.56%	12,217,220	3.30%	9,638	682	33.28	8.74%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,147	1.70%	19,341,677	1.41%	5,156,431	1.39%	9,981	704	31.64	7.80%
Mitsubishi	571	0.85%	8,841,022	0.65%	2,642,615	0.71%	9,472	655	34.16	9.72%
Nissan	8,331	12.33%	145,230,701	10.62%	41,173,699	11.11%	10,595	684	33.47	8.71%
Nissan: Infiniti	1,489	2.20%	36,100,584	2.64%	10,006,251	2.70%	14,371	711	32.90	7.82%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,388	2.05%	26,359,701	1.93%	7,650,263	2.06%	10,781	732	31.17	6.69%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	215	0.32%	6,531,691	0.48%	1,788,078	0.48%	17,965	729	33.57	7.51%
Tata: Land Rover	409	0.61%	14,272,715	1.04%	3,259,527	0.88%	20,157	719	32.63	7.33%
Toyota	5,944	8.80%	112,633,083	8.24%	31,367,125	8.47%	11,331	720	31.82	7.32%
Toyota: Lexus	1,564	2.32%	38,102,688	2.79%	9,920,734	2.68%	13,794	738	31.27	6.63%
Toyota: Scion	184	0.27%	2,586,508	0.19%	461,920	0.12%	7,651	665	29.90	10.15%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	67,554	100.00%	1,367,280,922	100.00%	370,496,216	100.00%	12,495	705	32.75	7.97%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM