StratMaker (145286)

CarMax Auto Owner Trust 2021-4

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

0.04% / 99.96%

Total Original # of Loans

66,748

WA Loan to Value (LTV)

72.66%

Total Original Loan Amount (OLA)

$ 1,486,946,743

WA Payment to Income (PTI)

9.17%

Weighted Average (WA) OLA

$ 26,087

WA FICO (non-zero)

703

Rep. Period Beginning Loan Amount

$ 801,846,624

WA Remaining Term (RT)

47.72

Rep. Period Ending Loan Amount (ELA)

$ 776,113,008

WA Original APR

8.33%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

66,748

Total Original Loan Amount (OLA)

$ 1,486,946,743

Weighted Average (WA) OLA

$ 26,087

Rep. Period Beginning Loan Amount

$ 801,846,624

Rep. Period Ending Loan Amount (ELA)

$ 776,113,008

As % of Reporting Period ELA:

New % / Used %

0.04% / 99.96%

WA Loan to Value (LTV)

72.66%

WA Payment to Income (PTI)

9.17%

WA FICO (non-zero)

703

WA Remaining Term (RT)

47.72

WA Original APR

8.33%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	281	0.42%	1,087,772	0.07%	347,026	0.04%	2,663	681	36.92	4.72%
$5,000 - $9,999	3,022	4.53%	24,562,775	1.65%	11,206,476	1.44%	5,733	677	39.80	6.58%
$10,000 - $14,999	10,708	16.04%	137,969,198	9.28%	69,570,156	8.96%	9,434	655	43.42	8.33%
$15,000 - $19,999	17,395	26.06%	305,131,024	20.52%	162,686,397	20.96%	13,223	673	46.52	8.72%
$20,000 - $24,999	14,074	21.09%	314,337,420	21.14%	169,798,798	21.88%	17,023	700	48.26	8.54%
$25,000 - $29,999	8,999	13.48%	245,707,627	16.52%	130,978,936	16.88%	20,848	701	48.56	8.47%
$30,000 - $39,999	8,892	13.32%	302,484,394	20.34%	156,082,428	20.11%	26,148	707	49.28	8.07%
$40,000 - $49,999	2,670	4.00%	117,680,730	7.91%	57,093,185	7.36%	33,866	713	49.90	7.71%
$50,000 - $59,999	652	0.98%	34,520,096	2.32%	16,839,677	2.17%	40,290	712	49.16	7.36%
$60,000 - $69,999	55	0.08%	3,465,708	0.23%	1,509,927	0.19%	42,151	798	44.79	4.33%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	66,748	100.00%	1,486,946,743	100.00%	776,113,008	100.00%	19,650	693	47.72	8.33%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	20,916	31.34%	456,705,467	30.71%	5,315,792	0.68%	3,627	707	32.42	5.80%
$5,000 - $9,999	6,900	10.34%	85,246,027	5.73%	55,408,257	7.14%	8,269	682	41.24	7.12%
$10,000 - $14,999	14,325	21.46%	246,921,110	16.61%	180,508,714	23.26%	12,760	676	45.44	8.24%
$15,000 - $19,999	12,104	18.13%	276,381,986	18.59%	209,163,915	26.95%	17,398	700	48.38	8.50%
$20,000 - $24,999	6,648	9.96%	192,666,138	12.96%	147,880,228	19.05%	22,336	699	49.25	8.60%
$25,000 - $29,999	3,390	5.08%	118,849,066	7.99%	92,064,727	11.86%	27,231	698	50.16	8.57%
$30,000 - $39,999	2,159	3.23%	93,772,671	6.31%	72,850,499	9.39%	33,965	702	50.71	8.28%
$40,000 - $49,999	306	0.46%	16,404,278	1.10%	12,920,875	1.66%	42,300	693	51.52	8.30%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	66,748	100.00%	1,486,946,743	100.00%	776,113,008	100.00%	19,650	693	47.72	8.33%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	66,748	100.00%	1,486,946,743	100.00%	776,113,008	100.00%	19,650	693	47.72	8.33%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,748	100.00%	1,486,946,743	100.00%	776,113,008	100.00%	19,650	693	47.72	8.33%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	89	0.13%	1,676,239	0.11%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	17,694	26.51%	375,686,933	25.27%	198,119,130	25.53%	18,418	797	44.66	3.54%
5.00 - 7.49%	11,849	17.75%	261,745,128	17.60%	136,202,622	17.55%	19,271	731	46.88	6.53%
7.50 - 9.99%	16,176	24.23%	378,768,480	25.47%	195,829,428	25.23%	20,435	680	49.00	9.14%
10.00 - 12.49%	10,847	16.25%	268,664,116	18.07%	141,861,834	18.28%	21,995	638	50.95	11.19%
12.50 - 14.99%	8,335	12.49%	164,301,373	11.05%	85,138,672	10.97%	17,764	532	47.94	13.86%
15.00 - 17.49%	1,758	2.63%	36,104,474	2.43%	18,961,321	2.44%	18,076	604	47.63	16.67%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,748	100.00%	1,486,946,743	100.00%	776,113,008	100.00%	19,650	693	47.72	8.33%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	994	1.49%	21,680,660	1.46%	11,997,938	1.55%	19,904	539	48.82	12.50%
550 - 599	5,916	8.86%	131,160,304	8.82%	70,013,769	9.02%	20,213	579	49.13	12.47%
600 - 649	11,722	17.56%	265,521,392	17.86%	135,593,649	17.47%	20,426	626	49.17	11.31%
650 - 699	14,218	21.30%	325,739,596	21.91%	167,840,691	21.63%	20,233	675	48.95	9.48%
700 - 749	12,568	18.83%	280,517,151	18.87%	147,784,322	19.04%	19,414	724	47.80	7.46%
750 - 799	9,965	14.93%	220,263,248	14.81%	115,510,726	14.88%	19,098	773	46.43	5.13%
800+	9,775	14.64%	220,035,509	14.80%	115,748,529	14.91%	19,216	832	45.03	3.93%
NA	1,590	2.38%	22,028,883	1.48%	11,623,383	1.50%	11,348	0	42.30	14.21%
Total:	66,748	100.00%	1,486,946,743	100.00%	776,113,008	100.00%	19,650	693	47.72	8.33%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	25	0.04%	178,046	0.01%	18,804	0.00%	2,126	701	5.19	6.37%
25 - 36	389	0.58%	4,764,838	0.32%	1,323,782	0.17%	8,731	754	17.03	4.58%
37 - 48	1,363	2.04%	19,402,429	1.30%	7,826,211	1.01%	10,628	703	27.05	6.05%
49 - 60	13,729	20.57%	273,895,372	18.42%	135,819,130	17.50%	16,770	713	40.45	6.44%
61 - 72	38,114	57.10%	855,230,435	57.52%	453,758,934	58.47%	19,648	691	48.28	8.47%
73+	13,128	19.67%	333,475,624	22.43%	177,366,148	22.85%	22,344	682	53.03	9.52%
Total:	66,748	100.00%	1,486,946,743	100.00%	776,113,008	100.00%	19,650	693	47.72	8.33%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	19,079	28.58%	434,462,052	29.22%	50,138	0.01%	1,519	625	0.00	11.94%
1 - 12	370	0.55%	7,255,511	0.49%	547,639	0.07%	2,570	644	3.74	10.33%
13 - 24	486	0.73%	6,623,102	0.45%	2,892,790	0.37%	8,534	750	17.72	4.81%
25 - 36	1,741	2.61%	26,245,468	1.77%	15,453,308	1.99%	11,135	702	30.17	6.68%
37 - 48	25,598	38.35%	519,086,157	34.91%	369,420,680	47.60%	17,188	702	43.20	7.27%
49 - 60	19,474	29.18%	493,274,453	33.17%	387,748,453	49.96%	22,445	684	53.02	9.42%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	66,748	100.00%	1,486,946,743	100.00%	776,113,008	100.00%	19,650	693	47.72	8.33%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	58,596	87.79%	1,294,460,519	87.05%	645,263,884	83.14%	19,176	707	47.41	7.70%
1 - 15	3,199	4.79%	75,667,444	5.09%	58,929,965	7.59%	21,660	637	49.10	10.73%
16 - 30	1,284	1.92%	30,329,738	2.04%	23,633,526	3.05%	21,761	619	49.39	11.54%
31 - 60	1,520	2.28%	35,740,978	2.40%	28,237,118	3.64%	22,122	608	49.42	12.14%
61 - 90	897	1.34%	21,411,240	1.44%	16,919,446	2.18%	22,902	600	49.41	12.34%
91 - 120	238	0.36%	5,717,771	0.38%	3,062,758	0.39%	23,450	605	48.79	12.20%
121+	1,014	1.52%	23,619,054	1.59%	66,311	0.01%	35,800	578	54.36	11.73%
Total:	66,748	100.00%	1,486,946,743	100.00%	776,113,008	100.00%	19,650	693	47.72	8.33%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	66,748	100.00%	1,486,946,743	100.00%	776,113,008	100.00%	19,650	693	47.72	8.33%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,748	100.00%	1,486,946,743	100.00%	776,113,008	100.00%	19,650	693	47.72	8.33%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	65,870	98.68%	1,472,108,842	99.00%	768,248,778	98.99%	19,679	697	47.75	8.28%
Stated, verified but not Level 4 or 5	878	1.32%	14,837,901	1.00%	7,864,230	1.01%	16,852	284	44.99	13.04%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,748	100.00%	1,486,946,743	100.00%	776,113,008	100.00%	19,650	693	47.72	8.33%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	20,583	30.84%	400,584,288	26.94%	205,467,019	26.47%	17,262	740	45.85	5.99%
5.00 - 9.99%	25,062	37.55%	576,921,787	38.80%	304,404,850	39.22%	19,985	696	48.09	8.24%
10.00 - 14.99%	12,424	18.61%	293,626,694	19.75%	153,769,920	19.81%	20,599	662	48.71	9.90%
15.00 - 19.99%	5,236	7.84%	128,228,913	8.62%	66,409,984	8.56%	21,318	642	48.93	10.65%
20.00 - 24.99%	2,088	3.13%	52,663,530	3.54%	27,641,588	3.56%	22,203	636	48.75	10.89%
25.00 - 29.99%	864	1.29%	21,587,622	1.45%	11,328,908	1.46%	22,118	634	48.57	11.04%
30.00 - 39.99%	381	0.57%	9,797,175	0.66%	5,215,342	0.67%	23,721	649	48.35	9.86%
40.00 - 49.99%	71	0.11%	2,184,240	0.15%	1,139,650	0.15%	25,992	692	47.31	8.64%
50.00 - 59.99%	25	0.04%	787,766	0.05%	398,254	0.05%	24,183	687	49.44	9.52%
60.00 - 69.99%	6	0.01%	226,329	0.02%	144,321	0.02%	29,586	712	51.02	8.06%
70.00 - 79.99%	6	0.01%	253,067	0.02%	128,624	0.02%	28,559	730	44.02	7.94%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	2	0.00%	85,332	0.01%	64,548	0.01%	32,748	741	47.73	8.31%
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,748	100.00%	1,486,946,743	100.00%	776,113,008	100.00%	19,650	693	47.72	8.33%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	376	0.56%	2,015,055	0.14%	660,825	0.09%	4,095	732	37.68	3.96%
25.00 - 49.99%	3,135	4.70%	35,186,822	2.37%	14,758,077	1.90%	8,850	747	40.68	4.07%
50.00 - 74.99%	9,253	13.86%	164,747,106	11.08%	84,774,262	10.92%	14,755	737	44.46	5.07%
75.00 - 99.99%	25,082	37.58%	574,531,111	38.64%	311,423,125	40.13%	19,540	702	47.38	7.49%
100.00 - 109.99%	16,035	24.02%	401,005,360	26.97%	213,103,863	27.46%	21,630	675	49.00	9.54%
110.00 - 119.99%	9,379	14.05%	229,131,797	15.41%	115,588,097	14.89%	21,216	668	49.26	10.44%
120.00 - 129.99%	2,776	4.16%	62,995,284	4.24%	27,845,406	3.59%	19,582	670	48.88	11.05%
130.00 - 139.99%	586	0.88%	14,226,123	0.96%	6,476,156	0.83%	21,989	659	49.07	11.58%
140.00%+	126	0.19%	3,108,084	0.21%	1,483,198	0.19%	21,711	675	49.34	11.23%
Total:	66,748	100.00%	1,486,946,743	100.00%	776,113,008	100.00%	19,650	693	47.72	8.33%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,109	1.66%	25,218,123	1.70%	13,410,319	1.73%	20,209	683	48.73	9.21%
Alaska	10	0.01%	244,970	0.02%	109,971	0.01%	18,027	637	43.85	6.90%
Arizona	999	1.50%	22,115,066	1.49%	10,560,430	1.36%	19,359	692	47.65	8.25%
Arkansas	77	0.12%	1,741,992	0.12%	923,792	0.12%	18,901	665	48.00	10.35%
California	11,877	17.79%	266,263,213	17.91%	140,383,727	18.09%	19,837	701	47.30	7.90%
Colorado	1,471	2.20%	31,935,401	2.15%	15,722,158	2.03%	18,635	720	46.70	7.24%
Connecticut	546	0.82%	11,340,351	0.76%	6,171,158	0.80%	18,282	696	46.98	8.34%
Delaware	256	0.38%	5,481,110	0.37%	2,796,629	0.36%	18,090	677	46.80	8.33%
Florida	5,476	8.20%	125,850,644	8.46%	62,663,120	8.07%	20,503	678	48.92	8.84%
Georgia	4,805	7.20%	110,406,332	7.43%	59,258,434	7.64%	20,663	672	48.61	9.24%
Hawaii	15	0.02%	305,239	0.02%	176,845	0.02%	21,369	647	43.98	7.40%
Idaho	193	0.29%	3,912,617	0.26%	1,800,350	0.23%	18,831	714	46.73	8.00%
Illinois	3,083	4.62%	68,323,859	4.59%	38,548,648	4.97%	19,443	709	47.83	7.83%
Indiana	1,104	1.65%	24,425,415	1.64%	13,057,540	1.68%	19,360	711	47.85	7.93%
Iowa	232	0.35%	5,315,424	0.36%	2,541,397	0.33%	18,480	718	46.72	7.57%
Kansas	415	0.62%	8,852,455	0.60%	4,707,374	0.61%	18,592	719	45.92	7.38%
Kentucky	725	1.09%	15,346,497	1.03%	8,000,285	1.03%	18,718	708	46.97	7.79%
Louisiana	1,212	1.82%	27,685,170	1.86%	15,488,345	2.00%	20,242	656	48.93	9.88%
Maine	115	0.17%	2,271,216	0.15%	1,354,836	0.17%	16,620	707	45.91	7.79%
Maryland	2,423	3.63%	53,678,600	3.61%	28,467,252	3.67%	19,539	696	47.75	8.32%
Massachusetts	614	0.92%	12,325,194	0.83%	6,629,704	0.85%	17,146	704	47.06	7.51%
Michigan	67	0.10%	1,328,694	0.09%	683,143	0.09%	16,855	694	46.73	8.96%
Minnesota	315	0.47%	6,541,106	0.44%	3,387,655	0.44%	18,357	688	47.62	8.95%
Mississippi	933	1.40%	21,898,303	1.47%	12,037,317	1.55%	20,637	659	48.29	10.06%
Missouri	486	0.73%	10,208,566	0.69%	5,091,120	0.66%	17,773	709	45.37	7.69%
Montana	20	0.03%	394,133	0.03%	228,649	0.03%	20,194	612	48.31	8.73%
Nebraska	223	0.33%	4,593,388	0.31%	2,611,452	0.34%	17,919	712	46.25	7.54%
Nevada	2,055	3.08%	45,937,037	3.09%	22,504,652	2.90%	19,371	694	47.32	8.13%
New Hampshire	103	0.15%	2,307,702	0.16%	1,114,208	0.14%	19,339	734	46.68	6.95%
New Jersey	477	0.71%	10,577,103	0.71%	5,930,034	0.76%	19,422	705	47.96	7.75%
New Mexico	497	0.74%	10,976,463	0.74%	5,363,397	0.69%	19,610	705	46.94	7.96%
New York	74	0.11%	1,632,506	0.11%	773,985	0.10%	20,587	664	48.30	9.31%
North Carolina	3,718	5.57%	81,660,593	5.49%	42,922,620	5.53%	19,390	690	48.20	8.48%
North Dakota	9	0.01%	188,889	0.01%	88,289	0.01%	16,735	634	50.01	8.70%
Ohio	1,078	1.62%	24,197,031	1.63%	12,775,900	1.65%	19,515	703	47.58	8.13%
Oklahoma	544	0.82%	11,654,481	0.78%	5,954,235	0.77%	19,587	692	46.93	8.06%
Oregon	601	0.90%	11,165,681	0.75%	5,584,744	0.72%	16,045	704	45.82	7.72%
Pennsylvania	903	1.35%	19,107,851	1.29%	10,109,053	1.30%	18,249	702	48.03	7.99%
Rhode Island	137	0.21%	2,649,900	0.18%	1,421,343	0.18%	16,680	691	47.91	8.23%
South Carolina	1,924	2.88%	41,733,701	2.81%	21,357,676	2.75%	19,224	684	47.72	8.65%
South Dakota	15	0.02%	316,804	0.02%	151,998	0.02%	17,529	735	41.07	6.71%
Tennessee	2,615	3.92%	60,337,268	4.06%	31,044,962	4.00%	20,190	703	47.54	8.07%
Texas	7,254	10.87%	164,579,020	11.07%	84,404,816	10.88%	19,955	680	47.77	8.73%
Utah	267	0.40%	5,404,220	0.36%	2,419,918	0.31%	18,266	712	46.45	7.36%
Vermont	8	0.01%	150,289	0.01%	62,562	0.01%	15,762	747	45.23	3.35%
Virginia	3,822	5.73%	85,267,817	5.73%	45,216,600	5.83%	19,498	710	47.45	7.64%
Washington	962	1.44%	19,884,536	1.34%	10,277,545	1.32%	18,149	697	46.24	8.07%
West Virginia	56	0.08%	1,252,861	0.08%	569,962	0.07%	21,721	680	47.33	8.61%
Wisconsin	665	1.00%	14,525,034	0.98%	7,528,530	0.97%	18,535	695	47.05	8.18%
Wyoming	24	0.04%	509,154	0.03%	257,584	0.03%	19,075	650	47.59	8.93%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	3	0.00%	70,687	0.00%	43,534	0.01%	22,454	758	51.01	4.95%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	132	0.20%	2,755,755	0.19%	1,423,211	0.18%	17,256	696	47.36	7.81%
Guam	1	0.00%	37,987	0.00%	0	0.00%	0	0	0.00	0.00%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.00%	63,297	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	66,748	100.00%	1,486,946,743	100.00%	776,113,008	100.00%	19,650	693	47.72	8.33%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	27	0.04%	628,356	0.04%	311,146	0.04%	18,750	759	43.65	4.97%
Used	66,721	99.96%	1,486,318,388	99.96%	775,801,862	99.96%	19,651	693	47.73	8.33%
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,748	100.00%	1,486,946,743	100.00%	776,113,008	100.00%	19,650	693	47.72	8.33%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	32,003	47.95%	624,456,032	42.00%	318,720,883	41.07%	17,099	673	47.50	9.01%
Truck	5,153	7.72%	160,064,695	10.76%	82,239,884	10.60%	25,871	718	48.06	7.49%
SUV	27,746	41.57%	660,491,024	44.42%	352,918,517	45.47%	20,536	703	47.92	7.98%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,846	2.77%	41,934,992	2.82%	22,233,724	2.86%	19,152	722	46.72	7.27%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	66,748	100.00%	1,486,946,743	100.00%	776,113,008	100.00%	19,650	693	47.72	8.33%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	5,395	8.08%	116,968,383	7.87%	59,929,096	7.72%	19,483	694	47.30	8.40%
Ford: Lincoln	296	0.44%	6,888,622	0.46%	3,551,149	0.46%	20,258	700	47.31	8.55%
Ford: Mercury	11	0.02%	141,859	0.01%	71,344	0.01%	9,402	722	41.25	6.66%
GMC	1,324	1.98%	37,321,070	2.51%	19,393,506	2.50%	23,955	706	48.04	8.15%
GMC: Buick	731	1.10%	14,345,465	0.96%	7,563,986	0.97%	16,347	693	47.74	8.64%
GMC: Cadillac	609	0.91%	16,913,141	1.14%	8,130,918	1.05%	24,742	687	47.37	8.68%
GMC: Chevrolet	5,385	8.07%	127,554,705	8.58%	65,630,125	8.46%	21,452	685	48.34	8.79%
GMC: Hummer	2	0.00%	49,114	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.00%	24,534	0.00%	3,269	0.00%	3,269	879	18.00	4.45%
GMC: Saturn	4	0.01%	40,608	0.00%	8,054	0.00%	8,054	871	41.00	3.45%
Tesla	119	0.18%	4,840,089	0.33%	1,681,314	0.22%	34,459	710	49.27	7.15%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	2,077	3.11%	56,405,778	3.79%	28,327,407	3.65%	23,140	698	47.40	8.17%
BMW: Mini	506	0.76%	8,930,879	0.60%	4,516,046	0.58%	14,632	716	45.74	7.49%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	2,206	3.30%	63,847,266	4.29%	32,206,601	4.15%	24,377	690	48.24	8.51%
Daimler: Smart	41	0.06%	453,060	0.03%	243,024	0.03%	8,859	661	45.47	9.38%
Fiat	280	0.42%	4,006,127	0.27%	1,988,834	0.26%	12,179	663	45.54	8.75%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	855	1.28%	18,972,787	1.28%	9,827,464	1.27%	19,067	700	47.53	8.01%
Fiat: Dodge	2,960	4.43%	82,203,951	5.53%	41,759,494	5.38%	24,225	682	48.89	9.03%
Fiat: Jeep	4,095	6.14%	98,494,277	6.62%	51,736,586	6.67%	20,672	697	48.47	8.22%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	418	0.63%	10,833,588	0.73%	5,879,582	0.76%	22,684	731	47.53	6.87%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,930	2.89%	35,731,706	2.40%	19,436,327	2.50%	16,030	677	47.72	8.53%
Volkswagen: Audi	1,186	1.78%	32,921,075	2.21%	16,906,915	2.18%	22,847	711	47.28	7.57%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	203	0.30%	8,264,490	0.56%	3,800,782	0.49%	32,525	736	47.21	6.59%
Honda	7,106	10.65%	145,847,353	9.81%	78,857,472	10.16%	17,341	698	47.77	8.10%
Honda: Acura	795	1.19%	18,970,076	1.28%	9,932,263	1.28%	20,830	706	47.75	7.91%
Hyundai	3,628	5.44%	63,698,136	4.28%	33,870,485	4.36%	14,998	664	47.50	8.92%
Hyundai: Kia	2,694	4.04%	48,580,346	3.27%	26,155,640	3.37%	15,621	664	48.26	9.27%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,594	2.39%	30,340,437	2.04%	16,798,962	2.16%	16,053	694	47.35	8.22%
Mitsubishi	541	0.81%	8,778,758	0.59%	4,654,382	0.60%	13,443	651	48.10	9.61%
Nissan	6,093	9.13%	112,021,708	7.53%	60,558,991	7.80%	15,769	671	47.90	9.18%
Nissan: Infiniti	1,003	1.50%	25,845,608	1.74%	12,806,738	1.65%	21,652	693	47.54	8.71%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,048	3.07%	42,511,010	2.86%	22,877,487	2.95%	17,285	723	46.82	7.02%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	231	0.35%	7,156,147	0.48%	3,358,289	0.43%	25,416	686	48.51	8.69%
Tata: Land Rover	450	0.67%	15,796,762	1.06%	7,737,695	1.00%	30,106	695	48.52	8.16%
Toyota	7,982	11.96%	170,251,258	11.45%	90,489,239	11.66%	18,456	707	47.06	7.66%
Toyota: Lexus	1,798	2.69%	48,843,277	3.28%	24,378,948	3.14%	22,429	720	46.70	7.25%
Toyota: Scion	150	0.22%	2,153,293	0.14%	1,044,590	0.13%	12,296	629	44.84	10.41%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	66,748	100.00%	1,486,946,743	100.00%	776,113,008	100.00%	19,650	693	47.72	8.33%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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