StratMaker (145310)

Capital One Prime Auto Receivables Trust 2022-1

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

34.68% / 65.32%

Total Original # of Loans

87,937

WA Loan to Value (LTV)

70.09%

Total Original Loan Amount (OLA)

$ 2,356,727,635

WA Payment to Income (PTI)

6.92%

Weighted Average (WA) OLA

$ 31,988

WA FICO (non-zero)

773

Rep. Period Beginning Loan Amount

$ 1,532,885,358

WA Remaining Term (RT)

51.04

Rep. Period Ending Loan Amount (ELA)

$ 1,483,641,988

WA Original APR

3.61%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

87,937

Total Original Loan Amount (OLA)

$ 2,356,727,635

Weighted Average (WA) OLA

$ 31,988

Rep. Period Beginning Loan Amount

$ 1,532,885,358

Rep. Period Ending Loan Amount (ELA)

$ 1,483,641,988

As % of Reporting Period ELA:

New % / Used %

34.68% / 65.32%

WA Loan to Value (LTV)

70.09%

WA Payment to Income (PTI)

6.92%

WA FICO (non-zero)

773

WA Remaining Term (RT)

51.04

WA Original APR

3.61%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	57	0.06%	257,493	0.01%	87,654	0.01%	2,566	776	29.74	6.95%
$5,000 - $9,999	2,786	3.17%	22,918,062	0.97%	10,459,186	0.70%	5,423	774	37.86	5.25%
$10,000 - $14,999	9,829	11.18%	125,202,962	5.31%	67,613,435	4.56%	8,782	777	43.54	4.06%
$15,000 - $19,999	15,275	17.37%	268,638,647	11.40%	160,417,803	10.81%	12,576	775	48.00	3.81%
$20,000 - $24,999	16,355	18.60%	367,426,302	15.59%	230,908,549	15.56%	16,388	774	50.31	3.69%
$25,000 - $29,999	13,809	15.70%	378,211,343	16.05%	241,383,447	16.27%	20,152	773	51.34	3.60%
$30,000 - $39,999	18,151	20.64%	624,280,631	26.49%	404,977,755	27.30%	25,635	772	52.20	3.50%
$40,000 - $49,999	7,695	8.75%	339,999,080	14.43%	221,257,169	14.91%	33,062	771	52.99	3.41%
$50,000 - $59,999	2,802	3.19%	151,775,954	6.44%	97,348,583	6.56%	40,579	769	53.09	3.43%
$60,000 - $69,999	901	1.02%	57,761,389	2.45%	36,140,336	2.44%	48,455	768	53.60	3.65%
$70,000 - $79,999	277	0.31%	20,255,772	0.86%	13,048,071	0.88%	55,927	765	54.46	3.66%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,483,641,988	100.00%	23,890	773	51.04	3.61%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	13,402	15.24%	312,525,107	13.26%	7,420,486	0.50%	3,798	786	32.49	4.57%
$5,000 - $9,999	9,227	10.49%	126,744,070	5.38%	72,774,026	4.91%	8,134	779	40.59	4.05%
$10,000 - $14,999	16,132	18.34%	299,437,126	12.71%	203,685,114	13.73%	12,788	776	47.25	3.75%
$15,000 - $19,999	17,386	19.77%	421,553,043	17.89%	303,443,658	20.45%	17,573	774	50.48	3.63%
$20,000 - $24,999	13,282	15.10%	403,113,894	17.10%	296,958,301	20.02%	22,450	773	51.96	3.56%
$25,000 - $29,999	8,633	9.82%	315,735,825	13.40%	235,790,823	15.89%	27,388	772	52.89	3.51%
$30,000 - $39,999	7,476	8.50%	334,944,517	14.21%	253,515,789	17.09%	34,135	770	53.84	3.44%
$40,000 - $49,999	1,924	2.19%	109,791,334	4.66%	84,285,224	5.68%	43,981	767	54.56	3.56%
$50,000 - $59,999	449	0.51%	30,938,444	1.31%	24,185,454	1.63%	54,002	764	55.94	3.84%
$60,000 - $69,999	26	0.03%	1,944,273	0.08%	1,583,113	0.11%	60,898	754	58.46	4.14%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,483,641,988	100.00%	23,890	773	51.04	3.61%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	87,937	100.00%	2,356,727,635	100.00%	1,483,641,988	100.00%	23,890	773	51.04	3.61%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,483,641,988	100.00%	23,890	773	51.04	3.61%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	19,123	21.75%	555,957,339	23.59%	352,880,038	23.78%	24,718	787	50.14	2.15%
2.50 - 4.99%	59,288	67.42%	1,581,789,747	67.12%	993,303,239	66.95%	23,716	773	51.31	3.79%
5.00 - 7.49%	8,606	9.79%	206,727,148	8.77%	130,671,943	8.81%	23,515	738	51.87	5.87%
7.50 - 9.99%	830	0.94%	11,446,673	0.49%	6,420,061	0.43%	13,987	744	43.89	8.19%
10.00 - 12.49%	89	0.10%	799,828	0.03%	366,707	0.02%	7,003	742	31.16	10.75%
12.50 - 14.99%	1	0.00%	6,900	0.00%	0	0.00%	0	0	0.00	0.00%
15.00 - 17.49%	-	-	-	-	-	-	-	-	-	-
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,483,641,988	100.00%	23,890	773	51.04	3.61%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	-	-	-	-	-	-	-	-	-	-
650 - 699	-	-	-	-	-	-	-	-	-	-
700 - 749	27,957	31.79%	761,085,224	32.29%	489,057,362	32.96%	24,496	726	51.72	4.10%
750 - 799	31,837	36.20%	869,314,580	36.89%	548,573,138	36.97%	24,344	775	51.31	3.48%
800+	28,143	32.00%	726,327,831	30.82%	446,011,487	30.06%	22,668	822	49.97	3.22%
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,483,641,988	100.00%	23,890	773	51.04	3.61%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	31	0.04%	379,427	0.02%	38,767	0.00%	4,922	784	6.36	3.98%
25 - 36	431	0.49%	6,318,499	0.27%	1,768,283	0.12%	9,526	788	16.13	3.58%
37 - 48	2,339	2.66%	37,188,953	1.58%	14,087,252	0.95%	11,155	786	23.28	3.71%
49 - 60	7,809	8.88%	155,495,725	6.60%	82,029,963	5.53%	16,777	781	36.35	3.61%
61 - 72	27,580	31.36%	685,582,539	29.09%	414,295,417	27.92%	21,369	776	46.01	3.42%
73+	49,747	56.57%	1,471,762,491	62.45%	971,422,305	65.48%	25,778	771	54.90	3.68%
Total:	87,937	100.00%	2,356,727,635	100.00%	1,483,641,988	100.00%	23,890	773	51.04	3.61%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	11,154	12.68%	285,551,088	12.12%	0	0.00%	0	0	0.00	0.00%
1 - 12	177	0.20%	2,575,427	0.11%	695,953	0.05%	5,509	793	9.94	3.72%
13 - 24	1,529	1.74%	24,279,105	1.03%	10,906,101	0.74%	9,952	788	19.32	3.66%
25 - 36	5,250	5.97%	97,800,106	4.15%	56,519,371	3.81%	13,965	781	31.81	3.78%
37 - 48	21,208	24.12%	505,813,632	21.46%	339,550,760	22.89%	19,723	778	43.13	3.39%
49 - 60	48,057	54.65%	1,422,386,073	60.35%	1,061,074,586	71.52%	25,816	770	54.81	3.66%
61 - 72	562	0.64%	18,322,204	0.78%	14,895,216	1.00%	30,443	765	61.03	3.85%
73+	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,483,641,988	100.00%	23,890	773	51.04	3.61%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	86,285	98.12%	2,308,515,549	97.95%	1,448,001,291	97.60%	23,817	773	51.02	3.59%
1 - 15	1,213	1.38%	35,198,082	1.49%	26,599,951	1.79%	26,569	752	51.61	4.08%
16 - 30	239	0.27%	6,890,885	0.29%	5,264,284	0.35%	26,938	744	52.43	4.50%
31 - 60	116	0.13%	3,589,374	0.15%	2,805,192	0.19%	29,300	745	53.10	4.99%
61 - 90	38	0.04%	1,097,341	0.05%	776,526	0.05%	27,511	739	53.55	4.99%
91 - 120	14	0.02%	389,934	0.02%	194,744	0.01%	26,316	756	51.43	5.11%
121+	32	0.04%	1,046,471	0.04%	0	0.00%	0	0	0.00	0.00%
Total:	87,937	100.00%	2,356,727,635	100.00%	1,483,641,988	100.00%	23,890	773	51.04	3.61%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	87,936	100.00%	2,356,714,778	100.00%	1,483,633,084	100.00%	23,890	773	51.04	3.61%
Stated, verified to Level 3²	1	0.00%	12,857	0.00%	8,904	0.00%	8,904	712	50.00	4.99%
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,483,641,988	100.00%	23,890	773	51.04	3.61%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	87,273	99.24%	2,339,116,481	99.25%	1,472,388,254	99.24%	23,894	773	51.04	3.61%
Stated, verified but not Level 4 or 5	664	0.76%	17,611,154	0.75%	11,253,733	0.76%	23,429	768	51.20	3.57%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,483,641,988	100.00%	23,890	773	51.04	3.61%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	36,962	42.03%	845,586,808	35.88%	519,177,608	34.99%	20,789	774	50.01	3.45%
5.00 - 9.99%	38,060	43.28%	1,079,219,945	45.79%	686,188,498	46.25%	24,440	773	51.45	3.59%
10.00 - 14.99%	10,675	12.14%	350,519,482	14.87%	225,769,368	15.22%	27,749	770	51.91	3.88%
15.00 - 19.99%	2,140	2.43%	77,602,736	3.29%	50,112,361	3.38%	30,674	766	52.20	4.18%
20.00 - 24.99%	100	0.11%	3,798,664	0.16%	2,394,152	0.16%	32,956	762	53.95	4.36%
25.00 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,483,641,988	100.00%	23,890	773	51.04	3.61%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	256	0.29%	2,368,495	0.10%	859,216	0.06%	6,807	791	38.33	3.59%
25.00 - 49.99%	4,391	4.99%	66,472,128	2.82%	33,088,873	2.23%	12,245	788	44.20	3.28%
50.00 - 74.99%	15,994	18.19%	351,003,874	14.89%	207,528,317	13.99%	18,555	782	48.55	3.30%
75.00 - 99.99%	33,933	38.59%	940,226,863	39.90%	595,815,565	40.16%	23,651	773	51.16	3.42%
100.00 - 109.99%	13,953	15.87%	432,064,305	18.33%	278,428,704	18.77%	26,759	769	52.04	3.60%
110.00 - 119.99%	10,094	11.48%	310,086,982	13.16%	202,904,383	13.68%	27,125	770	52.23	3.82%
120.00 - 129.99%	5,596	6.36%	163,539,763	6.94%	106,176,822	7.16%	26,205	768	52.33	4.19%
130.00 - 139.99%	2,401	2.73%	63,454,939	2.69%	41,232,960	2.78%	24,459	765	51.95	4.67%
140.00%+	1,319	1.50%	27,510,286	1.17%	17,607,147	1.19%	19,659	761	50.82	5.59%
Total:	87,937	100.00%	2,356,727,635	100.00%	1,483,641,988	100.00%	23,890	773	51.04	3.61%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,318	1.50%	36,148,384	1.53%	22,026,186	1.48%	24,698	777	51.12	3.56%
Alaska	11	0.01%	363,310	0.02%	217,099	0.01%	36,403	782	53.71	3.56%
Arizona	2,458	2.80%	68,020,565	2.89%	41,638,249	2.81%	25,088	773	51.37	3.49%
Arkansas	997	1.13%	28,664,288	1.22%	17,513,521	1.18%	25,290	775	51.35	3.99%
California	11,595	13.19%	318,357,407	13.51%	204,028,321	13.75%	24,581	772	50.86	3.52%
Colorado	1,673	1.90%	46,764,603	1.98%	29,073,099	1.96%	24,757	772	51.86	3.88%
Connecticut	1,279	1.45%	29,726,640	1.26%	19,575,295	1.32%	21,067	770	51.34	3.98%
Delaware	281	0.32%	7,144,496	0.30%	4,498,351	0.30%	22,659	777	50.94	3.76%
Florida	7,907	8.99%	199,670,342	8.47%	124,144,668	8.37%	22,573	770	51.69	3.71%
Georgia	3,504	3.98%	97,357,713	4.13%	61,222,408	4.13%	24,805	770	50.72	3.65%
Hawaii	27	0.03%	736,000	0.03%	441,083	0.03%	24,915	766	50.86	3.38%
Idaho	145	0.16%	4,122,092	0.17%	2,343,511	0.16%	24,930	766	51.76	3.93%
Illinois	3,958	4.50%	104,222,962	4.42%	67,800,994	4.57%	23,446	773	50.53	3.71%
Indiana	1,805	2.05%	47,705,643	2.02%	30,068,853	2.03%	23,244	774	50.94	3.48%
Iowa	608	0.69%	16,248,514	0.69%	10,161,734	0.68%	23,309	786	50.52	3.07%
Kansas	680	0.77%	18,343,878	0.78%	11,705,976	0.79%	23,910	779	50.85	3.37%
Kentucky	1,150	1.31%	30,266,362	1.28%	19,039,976	1.28%	23,483	776	50.62	3.57%
Louisiana	2,963	3.37%	84,936,806	3.60%	53,801,432	3.63%	24,994	777	50.99	3.55%
Maine	278	0.32%	6,853,645	0.29%	4,477,166	0.30%	21,456	776	51.47	3.26%
Maryland	37	0.04%	902,735	0.04%	483,413	0.03%	22,831	787	51.13	3.53%
Massachusetts	1,257	1.43%	30,034,344	1.27%	19,437,099	1.31%	21,228	772	51.83	3.93%
Michigan	1,481	1.68%	38,971,555	1.65%	24,602,046	1.66%	23,623	770	50.70	3.48%
Minnesota	1,446	1.64%	36,860,912	1.56%	23,914,847	1.61%	23,125	773	50.60	3.58%
Mississippi	878	1.00%	25,916,746	1.10%	16,002,656	1.08%	25,732	772	50.82	3.76%
Missouri	2,482	2.82%	64,744,629	2.75%	40,439,268	2.73%	23,126	776	51.15	3.47%
Montana	91	0.10%	2,554,388	0.11%	1,512,631	0.10%	23,622	781	51.93	3.83%
Nebraska	498	0.57%	13,612,191	0.58%	8,254,621	0.56%	22,984	781	50.13	3.48%
Nevada	920	1.05%	26,159,289	1.11%	16,087,915	1.08%	25,245	770	51.44	3.69%
New Hampshire	280	0.32%	6,944,222	0.29%	4,485,109	0.30%	20,690	774	51.37	3.66%
New Jersey	3,620	4.12%	87,411,462	3.71%	56,650,439	3.82%	21,425	770	51.49	4.04%
New Mexico	398	0.45%	11,043,451	0.47%	6,715,614	0.45%	24,921	769	51.26	3.80%
New York	3,638	4.14%	89,328,590	3.79%	57,116,514	3.85%	21,813	772	51.62	4.07%
North Carolina	2,868	3.26%	73,111,917	3.10%	45,584,109	3.07%	22,414	774	50.73	3.55%
North Dakota	62	0.07%	1,612,605	0.07%	984,030	0.07%	22,618	773	48.45	3.41%
Ohio	2,548	2.90%	62,404,852	2.65%	39,948,587	2.69%	22,017	770	51.26	3.72%
Oklahoma	1,115	1.27%	31,321,289	1.33%	18,697,024	1.26%	24,221	779	49.51	3.38%
Oregon	387	0.44%	9,859,052	0.42%	5,738,910	0.39%	21,635	779	49.51	3.32%
Pennsylvania	48	0.05%	1,314,167	0.06%	845,525	0.06%	26,057	770	52.92	3.69%
Rhode Island	206	0.23%	5,172,540	0.22%	3,401,550	0.23%	22,001	774	52.05	3.89%
South Carolina	1,849	2.10%	47,378,927	2.01%	29,228,189	1.97%	22,630	773	51.43	3.50%
South Dakota	41	0.05%	1,312,898	0.06%	694,806	0.05%	29,825	776	52.72	3.53%
Tennessee	2,089	2.38%	59,564,174	2.53%	36,479,007	2.46%	25,598	773	51.41	3.60%
Texas	11,079	12.60%	324,966,975	13.79%	203,446,964	13.71%	25,970	771	50.82	3.43%
Utah	200	0.23%	6,106,214	0.26%	3,728,179	0.25%	28,403	772	51.99	3.80%
Vermont	88	0.10%	2,081,085	0.09%	1,347,421	0.09%	19,869	779	49.72	3.78%
Virginia	2,310	2.63%	61,359,100	2.60%	38,857,155	2.62%	23,576	774	50.99	3.39%
Washington	1,087	1.24%	29,250,329	1.24%	17,509,077	1.18%	23,672	776	49.75	3.58%
West Virginia	377	0.43%	9,589,148	0.41%	5,914,341	0.40%	22,336	775	51.13	3.68%
Wisconsin	1,695	1.93%	44,017,472	1.87%	27,925,132	1.88%	22,651	782	51.30	3.28%
Wyoming	68	0.08%	1,995,363	0.08%	1,274,866	0.09%	27,816	776	51.54	3.72%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	15	0.02%	486,417	0.02%	317,097	0.02%	26,341	784	50.84	3.02%
Armed Forces Pacific	6	0.01%	198,313	0.01%	103,135	0.01%	26,595	774	54.10	3.48%
District of Columbia	134	0.15%	3,440,214	0.15%	2,130,546	0.14%	21,133	775	49.07	3.22%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	46,416	0.00%	6,244	0.00%	6,244	790	37.00	5.15%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,483,641,988	100.00%	23,890	773	51.04	3.61%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	24,709	28.10%	809,568,222	34.35%	514,487,318	34.68%	27,732	778	51.35	3.15%
Used	63,228	71.90%	1,547,159,413	65.65%	969,154,670	65.32%	21,851	770	50.88	3.85%
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,483,641,988	100.00%	23,890	773	51.04	3.61%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	24,778	28.18%	534,378,100	22.67%	327,182,823	22.05%	19,320	771	50.22	3.81%
Truck	14,221	16.17%	494,581,519	20.99%	308,343,925	20.78%	29,304	773	51.75	3.57%
SUV	46,366	52.73%	1,258,526,243	53.40%	804,893,667	54.25%	23,702	773	51.18	3.54%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,572	2.92%	69,241,773	2.94%	43,221,573	2.91%	23,378	777	49.72	3.53%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,483,641,988	100.00%	23,890	773	51.04	3.61%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	8,801	10.01%	253,665,975	10.76%	158,410,873	10.68%	25,978	772	51.11	3.61%
Ford: Lincoln	467	0.53%	13,615,036	0.58%	8,181,801	0.55%	26,018	772	49.69	3.49%
Ford: Mercury	1	0.00%	4,939	0.00%	2,694	0.00%	2,694	706	24.00	8.84%
GMC	2,485	2.83%	84,947,035	3.60%	53,316,469	3.59%	29,592	770	51.56	3.63%
GMC: Buick	967	1.10%	23,127,673	0.98%	14,807,569	1.00%	20,729	776	50.54	3.50%
GMC: Cadillac	704	0.80%	21,603,567	0.92%	13,473,259	0.91%	27,756	771	51.25	3.81%
GMC: Chevrolet	8,557	9.73%	253,889,476	10.77%	159,951,314	10.78%	26,369	772	51.53	3.62%
GMC: Hummer	2	0.00%	28,387	0.00%	11,874	0.00%	11,874	783	40.00	6.93%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	4	0.00%	59,390	0.00%	40,112	0.00%	17,979	780	47.63	6.63%
GMC: Saturn	1	0.00%	4,994	0.00%	230	0.00%	230	840	19.00	8.22%
Tesla	188	0.21%	8,413,603	0.36%	4,994,950	0.34%	37,294	767	52.70	3.49%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,234	1.40%	35,153,096	1.49%	21,095,170	1.42%	25,366	766	50.68	3.86%
BMW: Mini	224	0.25%	3,923,313	0.17%	2,238,898	0.15%	15,116	769	47.45	3.95%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,027	1.17%	31,369,071	1.33%	19,002,465	1.28%	27,145	765	50.71	3.93%
Daimler: Smart	10	0.01%	99,944	0.00%	33,851	0.00%	8,903	767	48.18	4.36%
Fiat	82	0.09%	1,208,914	0.05%	713,987	0.05%	13,756	771	48.43	4.26%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	874	0.99%	21,244,178	0.90%	13,597,830	0.92%	20,628	775	50.37	3.68%
Fiat: Dodge	4,551	5.18%	150,639,391	6.39%	93,401,098	6.30%	28,718	770	51.78	3.72%
Fiat: Jeep	6,607	7.51%	197,356,752	8.37%	124,183,394	8.37%	25,971	772	51.63	3.63%
Fiat: Maserati	47	0.05%	1,667,050	0.07%	899,232	0.06%	28,901	758	50.50	4.14%
Geely: Volvo	373	0.42%	11,462,161	0.49%	7,561,963	0.51%	26,832	770	49.54	3.24%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	882	1.00%	24,317,364	1.03%	14,759,648	0.99%	23,733	770	50.16	3.70%
Volkswagen: Bentley	5	0.01%	320,658	0.01%	196,582	0.01%	49,819	755	54.11	4.74%
Volkswagen: Porsche	133	0.15%	5,123,392	0.22%	2,851,486	0.19%	31,932	770	50.04	4.00%
Honda	10,427	11.86%	241,919,024	10.27%	156,334,707	10.54%	19,747	774	50.86	3.64%
Honda: Acura	1,348	1.53%	37,587,349	1.59%	24,041,305	1.62%	23,874	774	50.28	3.44%
Hyundai	5,090	5.79%	121,690,626	5.16%	77,600,398	5.23%	22,144	776	50.76	3.40%
Hyundai: Kia	4,989	5.67%	116,773,802	4.95%	75,454,196	5.09%	21,365	775	51.54	3.55%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	2,198	2.50%	49,850,193	2.12%	32,434,298	2.19%	19,234	773	50.62	3.50%
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	6,066	6.90%	128,408,773	5.45%	80,187,757	5.40%	18,370	772	50.70	3.88%
Nissan: Infiniti	718	0.82%	19,365,135	0.82%	11,636,712	0.78%	22,765	768	50.47	3.82%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,849	2.10%	41,873,265	1.78%	26,814,505	1.81%	19,344	776	50.96	3.60%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	86	0.10%	2,540,449	0.11%	1,465,737	0.10%	23,659	766	49.64	3.83%
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	12,077	13.73%	329,111,192	13.96%	206,981,609	13.95%	23,312	777	50.63	3.42%
Toyota: Lexus	1,609	1.83%	47,118,013	2.00%	28,301,624	1.91%	24,618	770	49.93	3.63%
Toyota: Scion	34	0.04%	426,075	0.02%	267,450	0.02%	10,152	770	46.98	4.22%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	3,220	3.66%	76,818,383	3.26%	48,394,941	3.26%	21,885	769	51.32	3.66%
Total:	87,937	100.00%	2,356,727,635	100.00%	1,483,641,988	100.00%	23,890	773	51.04	3.61%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM