StratMaker (145314)

CarMax Auto Owner Trust 2021-2

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

0.22% / 99.78%

Total Original # of Loans

109,781

WA Loan to Value (LTV)

66.92%

Total Original Loan Amount (OLA)

$ 2,191,178,255

WA Payment to Income (PTI)

8.10%

Weighted Average (WA) OLA

$ 23,190

WA FICO (non-zero)

708

Rep. Period Beginning Loan Amount

$ 662,656,619

WA Remaining Term (RT)

42.26

Rep. Period Ending Loan Amount (ELA)

$ 638,983,860

WA Original APR

7.89%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

109,781

Total Original Loan Amount (OLA)

$ 2,191,178,255

Weighted Average (WA) OLA

$ 23,190

Rep. Period Beginning Loan Amount

$ 662,656,619

Rep. Period Ending Loan Amount (ELA)

$ 638,983,860

As % of Reporting Period ELA:

New % / Used %

0.22% / 99.78%

WA Loan to Value (LTV)

66.92%

WA Payment to Income (PTI)

8.10%

WA FICO (non-zero)

708

WA Remaining Term (RT)

42.26

WA Original APR

7.89%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	395	0.36%	1,519,292	0.07%	430,567	0.07%	2,378	668	32.87	5.34%
$5,000 - $9,999	6,062	5.52%	49,862,693	2.28%	14,298,110	2.24%	5,170	671	36.11	6.75%
$10,000 - $14,999	24,582	22.39%	316,359,584	14.44%	90,258,584	14.13%	8,504	664	39.56	7.98%
$15,000 - $19,999	33,330	30.36%	580,099,449	26.47%	167,291,054	26.18%	11,835	687	41.94	8.22%
$20,000 - $24,999	21,196	19.31%	471,676,906	21.53%	133,964,947	20.97%	15,214	708	42.86	7.92%
$25,000 - $29,999	11,995	10.93%	327,057,751	14.93%	94,705,156	14.82%	18,728	711	43.13	7.79%
$30,000 - $39,999	9,576	8.72%	323,003,655	14.74%	98,664,916	15.44%	23,360	713	43.89	7.71%
$40,000 - $49,999	2,128	1.94%	93,704,967	4.28%	30,109,435	4.71%	30,353	715	43.97	7.53%
$50,000 - $59,999	462	0.42%	24,425,086	1.11%	8,076,561	1.26%	36,361	719	43.89	7.15%
$60,000 - $69,999	55	0.05%	3,468,873	0.16%	1,184,531	0.19%	38,834	780	40.15	4.49%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	109,781	100.00%	2,191,178,255	100.00%	638,983,860	100.00%	15,951	697	42.26	7.89%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	63,912	58.22%	1,251,966,464	57.14%	10,137,641	1.59%	3,645	700	29.20	5.88%
$5,000 - $9,999	13,038	11.88%	171,640,994	7.83%	103,591,563	16.21%	8,180	688	37.78	7.08%
$10,000 - $14,999	17,691	16.11%	325,766,504	14.87%	218,078,719	34.13%	12,489	693	42.00	7.93%
$15,000 - $19,999	8,939	8.14%	223,225,863	10.19%	153,228,999	23.98%	17,258	707	43.51	8.03%
$20,000 - $24,999	3,951	3.60%	124,967,874	5.70%	87,663,748	13.72%	22,278	703	44.94	8.35%
$25,000 - $29,999	1,454	1.32%	55,682,926	2.54%	39,320,519	6.15%	27,117	699	45.48	8.41%
$30,000 - $39,999	757	0.69%	35,715,442	1.63%	25,344,872	3.97%	33,682	693	45.69	8.44%
$40,000 - $49,999	39	0.04%	2,212,189	0.10%	1,617,799	0.25%	41,512	700	47.88	8.41%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	109,781	100.00%	2,191,178,255	100.00%	638,983,860	100.00%	15,951	697	42.26	7.89%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	109,781	100.00%	2,191,178,255	100.00%	638,983,860	100.00%	15,951	697	42.26	7.89%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	109,781	100.00%	2,191,178,255	100.00%	638,983,860	100.00%	15,951	697	42.26	7.89%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	4,390	4.00%	86,768,560	3.96%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	30,271	27.57%	594,129,439	27.11%	178,908,990	28.00%	14,997	798	39.29	3.52%
5.00 - 7.49%	24,357	22.19%	470,381,419	21.47%	121,185,070	18.97%	15,080	731	41.48	6.46%
7.50 - 9.99%	26,548	24.18%	543,069,511	24.78%	160,100,130	25.06%	16,244	679	43.34	9.01%
10.00 - 12.49%	14,751	13.44%	324,403,575	14.80%	118,432,995	18.53%	18,386	631	45.89	11.24%
12.50 - 14.99%	8,129	7.40%	146,528,062	6.69%	50,965,805	7.98%	14,738	495	42.42	13.78%
15.00 - 17.49%	1,335	1.22%	25,897,691	1.18%	9,390,870	1.47%	16,251	597	43.61	16.58%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	109,781	100.00%	2,191,178,255	100.00%	638,983,860	100.00%	15,951	697	42.26	7.89%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	23	0.02%	404,107	0.02%	130,055	0.02%	12,878	483	41.61	12.40%
500 - 549	1,844	1.68%	36,849,596	1.68%	12,308,158	1.93%	17,347	538	43.56	12.03%
550 - 599	8,684	7.91%	174,738,018	7.97%	59,346,989	9.29%	16,945	576	43.54	11.92%
600 - 649	16,761	15.27%	335,620,576	15.32%	94,188,325	14.74%	16,786	627	43.87	10.83%
650 - 699	23,068	21.01%	461,686,730	21.07%	130,513,502	20.43%	16,405	675	43.50	9.20%
700 - 749	21,437	19.53%	421,317,420	19.23%	121,993,526	19.09%	15,418	724	42.28	7.24%
750 - 799	17,947	16.35%	358,050,017	16.34%	104,199,863	16.31%	15,340	773	41.12	5.09%
800+	18,019	16.41%	376,727,229	17.19%	106,588,274	16.68%	15,729	832	39.91	3.89%
NA	1,998	1.82%	25,784,561	1.18%	9,715,167	1.52%	9,661	0	38.00	14.04%
Total:	109,781	100.00%	2,191,178,255	100.00%	638,983,860	100.00%	15,951	697	42.26	7.89%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	37	0.03%	279,646	0.01%	2,461	0.00%	814	653	1.00	8.31%
25 - 36	508	0.46%	5,750,112	0.26%	974,562	0.15%	5,038	738	11.79	4.61%
37 - 48	1,764	1.61%	23,411,392	1.07%	6,952,701	1.09%	8,010	712	22.18	5.81%
49 - 60	23,158	21.09%	423,068,851	19.31%	117,796,666	18.43%	13,217	718	35.20	6.11%
61 - 72	62,369	56.81%	1,247,444,263	56.93%	366,136,721	57.30%	15,972	694	42.67	8.04%
73+	21,945	19.99%	491,223,991	22.42%	147,120,749	23.02%	18,537	688	48.02	9.08%
Total:	109,781	100.00%	2,191,178,255	100.00%	638,983,860	100.00%	15,951	697	42.26	7.89%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	60,780	55.36%	1,216,860,486	55.53%	285,484	0.04%	1,553	630	0.00	10.45%
1 - 12	630	0.57%	10,508,236	0.48%	1,759,510	0.28%	4,239	707	8.49	6.38%
13 - 24	1,359	1.24%	19,305,485	0.88%	8,550,063	1.34%	8,078	710	21.95	6.15%
25 - 36	12,792	11.65%	235,162,720	10.73%	138,968,297	21.75%	13,262	720	34.93	6.10%
37 - 48	27,092	24.68%	547,364,405	24.98%	370,511,075	57.98%	16,229	691	43.43	8.23%
49 - 60	7,128	6.49%	161,976,923	7.39%	118,909,430	18.61%	19,002	691	49.21	9.08%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	109,781	100.00%	2,191,178,255	100.00%	638,983,860	100.00%	15,951	697	42.26	7.89%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	102,524	93.39%	2,035,684,844	92.90%	550,425,783	86.14%	15,554	710	41.99	7.38%
1 - 15	2,857	2.60%	60,916,666	2.78%	42,373,952	6.63%	17,898	636	43.52	10.36%
16 - 30	1,169	1.06%	25,011,503	1.14%	17,191,042	2.69%	18,081	615	44.43	11.27%
31 - 60	1,111	1.01%	23,965,083	1.09%	16,217,881	2.54%	19,072	591	44.27	11.91%
61 - 90	719	0.65%	16,079,630	0.73%	10,716,771	1.68%	19,971	590	44.02	12.24%
91 - 120	204	0.19%	4,454,721	0.20%	2,058,431	0.32%	18,760	589	43.10	11.91%
121+	1,197	1.09%	25,065,809	1.14%	0	0.00%	0	0	0.00	0.00%
Total:	109,781	100.00%	2,191,178,255	100.00%	638,983,860	100.00%	15,951	697	42.26	7.89%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	109,781	100.00%	2,191,178,255	100.00%	638,983,860	100.00%	15,951	697	42.26	7.89%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	109,781	100.00%	2,191,178,255	100.00%	638,983,860	100.00%	15,951	697	42.26	7.89%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	108,804	99.11%	2,175,471,803	99.28%	633,247,222	99.10%	15,963	701	42.27	7.85%
Stated, verified but not Level 4 or 5	977	0.89%	15,706,452	0.72%	5,736,638	0.90%	14,673	290	40.21	12.71%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	109,781	100.00%	2,191,178,255	100.00%	638,983,860	100.00%	15,951	697	42.26	7.89%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	41,493	37.80%	754,944,367	34.45%	207,876,461	32.53%	14,199	738	40.77	6.02%
5.00 - 9.99%	42,267	38.50%	871,445,798	39.77%	257,642,826	40.32%	16,278	696	42.66	8.07%
10.00 - 14.99%	16,870	15.37%	360,463,529	16.45%	108,751,894	17.02%	17,161	660	43.37	9.60%
15.00 - 19.99%	5,695	5.19%	124,797,226	5.70%	40,445,655	6.33%	17,878	639	43.76	10.31%
20.00 - 24.99%	2,096	1.91%	47,569,606	2.17%	14,912,932	2.33%	18,593	620	43.44	10.70%
25.00 - 29.99%	815	0.74%	18,479,560	0.84%	5,718,131	0.89%	18,893	625	43.19	10.53%
30.00 - 39.99%	436	0.40%	10,458,832	0.48%	2,855,023	0.45%	19,767	677	42.23	9.03%
40.00 - 49.99%	82	0.07%	2,139,735	0.10%	531,559	0.08%	19,073	693	42.69	9.15%
50.00 - 59.99%	18	0.02%	535,355	0.02%	130,870	0.02%	17,381	704	42.84	9.17%
60.00 - 69.99%	5	0.00%	174,856	0.01%	51,055	0.01%	25,543	711	42.36	8.91%
70.00 - 79.99%	2	0.00%	83,831	0.00%	31,340	0.00%	31,340	775	43.00	9.95%
80.00 - 89.99%	1	0.00%	31,034	0.00%	3,435	0.00%	3,435	596	5.00	10.95%
90.00 - 99.99%	1	0.00%	54,527	0.00%	32,679	0.01%	32,679	733	36.00	2.95%
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	109,781	100.00%	2,191,178,255	100.00%	638,983,860	100.00%	15,951	697	42.26	7.89%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	251	0.23%	1,211,317	0.06%	286,789	0.04%	3,546	678	34.96	4.46%
25.00 - 49.99%	3,124	2.85%	30,126,719	1.37%	8,570,322	1.34%	6,854	723	35.88	4.34%
50.00 - 74.99%	12,928	11.78%	197,396,800	9.01%	60,333,346	9.44%	11,237	738	38.62	4.86%
75.00 - 99.99%	37,934	34.55%	757,805,909	34.58%	237,450,392	37.16%	15,425	714	41.42	6.75%
100.00 - 109.99%	25,765	23.47%	564,565,743	25.77%	169,451,755	26.52%	17,662	681	43.27	8.78%
110.00 - 119.99%	19,392	17.66%	423,974,944	19.35%	112,861,905	17.66%	17,295	672	44.05	9.73%
120.00 - 129.99%	7,916	7.21%	161,673,724	7.38%	36,742,803	5.75%	16,586	672	44.10	10.42%
130.00 - 139.99%	1,918	1.75%	41,773,804	1.91%	10,178,215	1.59%	17,484	682	44.59	10.51%
140.00%+	553	0.50%	12,649,296	0.58%	3,108,332	0.49%	19,303	685	45.19	10.71%
Total:	109,781	100.00%	2,191,178,255	100.00%	638,983,860	100.00%	15,951	697	42.26	7.89%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,776	1.62%	36,000,185	1.64%	11,473,004	1.80%	16,251	690	42.86	8.51%
Alaska	21	0.02%	426,673	0.02%	101,652	0.02%	16,320	656	43.82	9.26%
Arizona	1,623	1.48%	31,588,958	1.44%	9,696,453	1.52%	15,598	702	42.23	7.50%
Arkansas	137	0.12%	2,949,272	0.13%	715,146	0.11%	15,426	677	41.06	8.55%
California	18,250	16.62%	361,562,110	16.50%	101,948,629	15.95%	15,872	696	41.56	7.69%
Colorado	2,480	2.26%	49,598,858	2.26%	13,962,648	2.19%	15,312	714	41.41	6.98%
Connecticut	1,080	0.98%	21,422,173	0.98%	6,343,107	0.99%	15,367	706	42.50	7.74%
Delaware	675	0.61%	12,796,573	0.58%	4,378,059	0.69%	14,732	699	42.51	7.93%
Florida	9,546	8.70%	195,961,789	8.94%	56,618,668	8.86%	16,842	685	43.55	8.40%
Georgia	7,340	6.69%	148,620,738	6.78%	45,953,291	7.19%	16,458	683	42.65	8.62%
Hawaii	29	0.03%	707,651	0.03%	219,836	0.03%	20,545	703	41.85	8.93%
Idaho	414	0.38%	7,864,103	0.36%	2,432,689	0.38%	15,412	695	40.16	7.31%
Illinois	6,067	5.53%	119,391,522	5.45%	32,653,235	5.11%	15,426	712	41.93	7.44%
Indiana	1,835	1.67%	35,887,374	1.64%	11,446,939	1.79%	15,326	710	42.39	7.60%
Iowa	386	0.35%	7,210,200	0.33%	2,249,297	0.35%	14,693	726	41.85	6.99%
Kansas	951	0.87%	18,557,115	0.85%	4,208,565	0.66%	14,427	712	41.48	7.41%
Kentucky	1,234	1.12%	23,782,591	1.09%	6,856,757	1.07%	14,980	717	41.96	7.40%
Louisiana	1,471	1.34%	30,610,770	1.40%	11,757,283	1.84%	17,256	674	43.21	8.71%
Maine	193	0.18%	3,621,043	0.17%	1,564,948	0.24%	14,590	722	40.22	7.36%
Maryland	4,497	4.10%	90,276,691	4.12%	22,041,989	3.45%	16,174	702	42.43	7.83%
Massachusetts	1,139	1.04%	20,888,316	0.95%	6,215,877	0.97%	14,373	707	41.41	7.23%
Michigan	122	0.11%	2,304,343	0.11%	657,407	0.10%	15,768	685	42.27	7.88%
Minnesota	390	0.36%	7,718,922	0.35%	2,189,755	0.34%	16,703	700	41.70	8.11%
Mississippi	1,229	1.12%	26,269,262	1.20%	8,829,980	1.38%	17,133	679	42.42	9.07%
Missouri	906	0.83%	17,448,216	0.80%	3,423,646	0.54%	14,700	706	41.97	7.62%
Montana	50	0.05%	1,020,651	0.05%	304,194	0.05%	17,414	714	40.15	6.91%
Nebraska	405	0.37%	7,530,266	0.34%	2,046,114	0.32%	13,521	721	40.41	6.92%
Nevada	2,293	2.09%	47,205,740	2.15%	12,675,516	1.98%	16,443	695	42.15	7.87%
New Hampshire	108	0.10%	2,215,871	0.10%	808,993	0.13%	16,446	714	40.63	7.10%
New Jersey	880	0.80%	17,417,490	0.79%	5,830,503	0.91%	15,511	703	42.57	7.56%
New Mexico	760	0.69%	15,099,795	0.69%	4,312,095	0.67%	16,149	706	42.16	7.53%
New York	107	0.10%	1,953,752	0.09%	735,442	0.12%	13,498	685	41.81	8.23%
North Carolina	6,432	5.86%	125,345,286	5.72%	38,059,821	5.96%	15,730	695	42.78	8.00%
North Dakota	14	0.01%	244,918	0.01%	76,516	0.01%	12,444	608	40.33	8.54%
Ohio	1,994	1.82%	39,330,114	1.79%	11,347,363	1.78%	15,748	707	42.30	7.61%
Oklahoma	692	0.63%	13,382,552	0.61%	4,059,765	0.64%	15,634	700	42.26	8.05%
Oregon	985	0.90%	16,863,809	0.77%	5,290,971	0.83%	13,572	709	41.83	7.72%
Pennsylvania	1,574	1.43%	30,443,482	1.39%	9,246,500	1.45%	14,897	704	42.27	7.73%
Rhode Island	317	0.29%	5,775,740	0.26%	1,667,765	0.26%	13,673	692	41.74	7.93%
South Carolina	3,139	2.86%	61,290,624	2.80%	18,831,936	2.95%	15,655	699	42.35	8.01%
South Dakota	25	0.02%	491,890	0.02%	137,540	0.02%	18,404	707	37.11	9.06%
Tennessee	4,741	4.32%	95,080,978	4.34%	28,489,810	4.46%	15,838	708	42.14	7.60%
Texas	11,868	10.81%	245,778,762	11.22%	70,148,159	10.98%	16,586	686	42.41	8.31%
Utah	528	0.48%	10,522,234	0.48%	2,500,995	0.39%	15,343	715	40.82	6.67%
Vermont	31	0.03%	620,452	0.03%	135,961	0.02%	12,774	725	38.78	7.45%
Virginia	6,042	5.50%	122,220,838	5.58%	35,402,066	5.54%	15,908	718	41.90	7.16%
Washington	1,485	1.35%	28,038,282	1.28%	10,326,798	1.62%	14,975	695	41.79	7.69%
West Virginia	165	0.15%	3,490,416	0.16%	1,043,008	0.16%	16,274	691	40.73	7.89%
Wisconsin	1,050	0.96%	20,547,604	0.94%	5,990,468	0.94%	15,410	713	42.43	7.38%
Wyoming	52	0.05%	994,135	0.05%	267,692	0.04%	13,942	683	39.05	7.97%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	11	0.01%	199,423	0.01%	49,118	0.01%	10,169	726	32.94	5.67%
Armed Forces Pacific	1	0.00%	17,442	0.00%	0	0.00%	0	0	0.00	0.00%
District of Columbia	234	0.21%	4,474,464	0.20%	1,223,214	0.19%	14,502	696	41.75	7.59%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	7	0.01%	115,797	0.01%	36,677	0.01%	12,707	660	42.45	10.76%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	109,781	100.00%	2,191,178,255	100.00%	638,983,860	100.00%	15,951	697	42.26	7.89%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	231	0.21%	5,797,478	0.26%	1,381,485	0.22%	19,238	748	37.86	4.75%
Used	109,550	99.79%	2,185,380,778	99.74%	637,602,375	99.78%	15,944	697	42.27	7.90%
NA	-	-	-	-	-	-	-	-	-	-
Total:	109,781	100.00%	2,191,178,255	100.00%	638,983,860	100.00%	15,951	697	42.26	7.89%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	52,021	47.39%	903,888,437	41.25%	235,857,582	36.91%	13,802	672	42.03	8.69%
Truck	7,904	7.20%	217,711,272	9.94%	65,485,071	10.25%	21,267	722	42.44	7.22%
SUV	46,185	42.07%	994,959,248	45.41%	319,283,249	49.97%	16,515	710	42.43	7.49%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	3,671	3.34%	74,619,298	3.41%	18,357,957	2.87%	14,805	723	41.54	7.11%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	109,781	100.00%	2,191,178,255	100.00%	638,983,860	100.00%	15,951	697	42.26	7.89%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	11,162	10.17%	223,403,122	10.20%	59,616,923	9.33%	15,834	700	41.76	7.82%
Ford: Lincoln	674	0.61%	15,407,246	0.70%	4,199,297	0.66%	16,723	700	42.19	8.00%
Ford: Mercury	39	0.04%	502,274	0.02%	42,789	0.01%	10,868	598	40.24	8.93%
GMC	2,646	2.41%	67,739,836	3.09%	21,422,732	3.35%	19,675	709	42.95	7.66%
GMC: Buick	1,759	1.60%	32,801,974	1.50%	9,217,319	1.44%	13,036	699	42.33	7.85%
GMC: Cadillac	1,675	1.53%	43,978,055	2.01%	13,815,321	2.16%	20,562	702	42.85	7.90%
GMC: Chevrolet	10,092	9.19%	208,133,764	9.50%	62,502,203	9.78%	17,173	687	43.05	8.33%
GMC: Hummer	14	0.01%	323,370	0.01%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	32	0.03%	449,704	0.02%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	36	0.03%	464,502	0.02%	14,100	0.00%	7,119	683	32.85	9.73%
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	2,455	2.24%	62,834,857	2.87%	17,248,814	2.70%	19,676	709	42.54	7.62%
BMW: Mini	642	0.58%	10,687,291	0.49%	2,746,432	0.43%	11,719	701	39.92	7.80%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	2,620	2.39%	71,728,385	3.27%	18,358,874	2.87%	21,307	688	42.59	8.35%
Daimler: Smart	98	0.09%	949,265	0.04%	138,826	0.02%	6,697	639	36.66	9.59%
Fiat	486	0.44%	6,325,593	0.29%	1,043,662	0.16%	9,097	688	40.05	8.51%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	1,954	1.78%	40,166,289	1.83%	9,413,833	1.47%	15,533	709	42.68	7.58%
Fiat: Dodge	5,344	4.87%	127,488,526	5.82%	37,397,806	5.85%	19,606	691	43.63	8.41%
Fiat: Jeep	6,632	6.04%	142,601,884	6.51%	47,569,309	7.44%	16,299	708	42.83	7.63%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	563	0.51%	13,168,850	0.60%	4,267,413	0.67%	18,382	727	41.15	6.64%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,241	2.04%	36,999,387	1.69%	12,462,005	1.95%	12,723	682	41.90	8.14%
Volkswagen: Audi	1,610	1.47%	42,144,240	1.92%	14,425,440	2.26%	19,187	719	41.78	7.08%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	218	0.20%	8,474,241	0.39%	2,116,814	0.33%	28,461	727	41.49	6.71%
Honda	8,557	7.79%	151,433,311	6.91%	44,545,209	6.97%	13,331	696	41.52	7.84%
Honda: Acura	1,451	1.32%	31,535,198	1.44%	9,873,748	1.55%	16,189	711	41.51	7.24%
Hyundai	6,202	5.65%	96,054,744	4.38%	24,401,492	3.82%	11,648	676	41.82	8.45%
Hyundai: Kia	4,772	4.35%	77,337,087	3.53%	20,596,359	3.22%	12,008	668	42.38	8.66%
Isuzu	1	0.00%	5,569	0.00%	0	0.00%	0	0	0.00	0.00%
Mazda	2,408	2.19%	40,293,673	1.84%	12,198,055	1.91%	12,664	704	41.42	7.56%
Mitsubishi	811	0.74%	12,362,439	0.56%	3,991,272	0.62%	11,833	647	43.18	9.49%
Nissan	12,466	11.36%	211,095,600	9.63%	65,114,210	10.19%	12,786	678	42.54	8.41%
Nissan: Infiniti	2,041	1.86%	50,338,291	2.30%	16,165,101	2.53%	18,940	700	42.94	8.01%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,328	2.12%	43,397,670	1.98%	14,069,738	2.20%	13,681	724	40.86	6.79%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	332	0.30%	10,153,925	0.46%	3,251,978	0.51%	22,657	708	43.63	7.72%
Tata: Land Rover	407	0.37%	13,847,117	0.63%	4,288,326	0.67%	26,064	692	43.64	8.17%
Toyota	11,807	10.76%	220,727,567	10.07%	62,768,587	9.82%	14,502	713	41.25	7.26%
Toyota: Lexus	2,849	2.60%	70,880,677	3.23%	18,889,104	2.96%	18,795	722	41.73	7.03%
Toyota: Scion	357	0.33%	4,942,729	0.23%	810,768	0.13%	9,651	637	38.50	10.28%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	109,781	100.00%	2,191,178,255	100.00%	638,983,860	100.00%	15,951	697	42.26	7.89%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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